A "low interest" loan shouldn't mean you have very little interest in paying it back!
  • Bandhan Bank Home Loan

    Get home loans at competitive interest rates starting from 12.41% p.a. with Bandhan Bank. You can extend the tenure up to 15 years. The applicable processing fee is 1% of the loan amount plus applicable taxes.

    Bandhan Bank Home Loans

    Key Highlights
    • Attractive rates starting from 12.41% p.a.
    • Flexible tenure of up to 15 years
    • Minimal documentation required
    • Insurance facility available
    Interest Rate 12.41% p.a. to 13.44% p.a.
    Processing Fee 1% of the loan amount or a minimum of Rs.5,000, whichever is applicable + taxes
    Check Eligibility

    Bandhan Bank Home Loan EMI Calculator

    Your home loan EMI (Equated Monthly Instalment) depends on several factors like the loan amount, tenure, and rate of interest, among others. To plan your finances in a better way or compare other banks’ home financing schemes, it’s always advised to calculate your monthly instalment and processing fee beforehand.

    You can do that by using BankBazaar Bandhan Bank Home Loan EMI Calculator. The entire process is simple and hassle-free with a quick turnaround time. Just enter all the details pertaining to your loan, including the processing fee, amount, interest rate, and tenure. Now click on the button “calculate” to check your EMI. You can also view your monthly repayment schedule via an amortisation table.

    Bandhan Bank Home Loan Eligibility Criteria

    Age 23 years to 65 years
    Type of Employment Salaried and self-employed
    Nationality Resident Indian

    Documents Required

    For salaried

    • Identity proof
    • Residential address proof
    • Last 3 months’ salary slips
    • Last 6 months’ bank statements
    • Existing loans’ repayment details
    • Property-related documents

    For self-employed

    • Identity proof
    • Residential address proof
    • Last 6 months’ bank statements
    • Business details
    • Existing loans’ repayment details

    Bandhan Bank Home Loan FAQs

    1. What’s the maximum loan tenure?

      You can take the loan for a maximum period of 15 years.

    2. Is it necessary to insure the property?

      Yes, the property has to be insured against perils or unforeseen events throughout the tenure of the loan.

    3. Can I transfer my existing loan to Bandhan Bank Home Loans?

      Yes, the bank offers balance transfer facility through which you can transfer your existing loan. You can do so if you are not happy with the concerned bank’s services or the interest rate charged. In such cases, you can transfer the amount and pay your loan with lower rates.

    4. How will the bank check my eligibility?

      Your monthly income, credit score and history, and existing loans’ details will be considered by the bank before offering you the final financing amount.

    5. Can I get a top up on my loan?

      Yes, top up loans can be availed through the balance transfer facility. However, get in touch with the bank to know the top up amount.

    6. Are there any part-payment or foreclosure charges?

      No, you don’t have to pay anything for part-payments or foreclosure of the loan.

      

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