Get home loans at competitive interest rates starting from 6.40% p.a. with Bandhan Bank. You can extend the tenure up to 15 years. The applicable processing fee is 1% of the loan amount plus applicable taxes.
|Interest Rate||6.40% p.a. to 11.75% p.a.|
|Processing Fee||1% of the loan amount or a minimum of Rs.5,000, whichever is applicable + taxes|
Compare: Home Loan Interest Rate all Banks
Given below are the interest rates for different schemes:
|Schemes||Interest Rate for salaried|
|Suraksha Home Loan||8.50% p.a. - 11.50% p.a.|
|Sajavat Home Loan||9.25% p.a. - 11.75% p.a.|
|Su-awas Home Loan||11.50% p.a. - 13.50% p.a.|
|Suvidha Home Loan||8.75% p.a. - 11.75% p.a.|
Your home loan EMI (Equated Monthly Instalment) depends on several factors like the loan amount, tenure, and rate of interest, among others. To plan your finances in a better way or compare other banks’ home financing schemes, it’s always advised to calculate your monthly instalment and processing fee beforehand.
You can do that by using BankBazaar Bandhan Bank Home Loan EMI Calculator. The entire process is simple and hassle-free with a quick turnaround time. Just enter all the details pertaining to your loan, including the processing fee, amount, interest rate, and tenure. Now click on the button “calculate” to check your EMI. You can also view your monthly repayment schedule via an amortisation table.
|Age||23 years to 65 years|
|Type of Employment||Salaried and self-employed|
You can take the loan for a maximum period of 15 years.
Yes, the property has to be insured against perils or unforeseen events throughout the tenure of the loan.
Yes, the bank offers balance transfer facility through which you can transfer your existing loan. You can do so if you are not happy with the concerned bank’s services or the interest rate charged. In such cases, you can transfer the amount and pay your loan with lower rates.
Your monthly income, credit score and history, and existing loans’ details will be considered by the bank before offering you the final financing amount.
Yes, top up loans can be availed through the balance transfer facility. However, get in touch with the bank to know the top up amount.
No, you don’t have to pay anything for part-payments or foreclosure of the loan.
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