A "low interest" loan shouldn't mean you have very little interest in paying it back!
  • Bandhan Bank Home Loan

    Get home loans at competitive interest rates starting from 9.15% p.a. with Bandhan Bank. You can extend the tenure up to 30 years.

    Bandhan Bank Home Loans

    • Attractive rates starting from 9.15% p.a.
    • Flexible tenure of up to 15 years
    • Minimal documentation required
    • Insurance facility available

    Bandhan Bank Home Loan Interest Rate

    Interest Rate 9.15% p.a.
    Check Eligibility

    Compare: Home Loan Interest Rate all Banks

    Bandhan Bank Home Loan Schemes Interest Rates 2023

    Given below are the interest rates for different schemes:

    Schemes Interest Rate for salaried
    Suraksha Home Loan 9.15% p.a. - 13.32% p.a.
    Sajavat Home Loan 9.15% p.a. - 13.32% p.a.
    Su-awas Home Loan 13.00% p.a. - 15.00% p.a.
    Suvidha Home Loan 9.15% p.a. - 13.32% p.a.

    Bandhan Bank Home Loan EMI Calculator

    Your home loan EMI (Equated Monthly Instalment) depends on several factors like the loan amount, tenure, and rate of interest, among others. To plan your finances in a better way or compare other banks’ home financing schemes, it’s always advised to calculate your monthly instalment and processing fee beforehand.

    You can do that by using BankBazaar Bandhan Bank Home Loan EMI Calculator. The entire process is simple and hassle-free with a quick turnaround time. Just enter all the details pertaining to your loan, including the processing fee, amount, interest rate, and tenure. Now click on the button “calculate” to check your EMI. You can also view your monthly repayment schedule via an amortisation table.

    Bandhan Bank Home Loan Eligibility Criteria

    Age 23 years to 65 years
    Type of Employment Salaried and self-employed
    Nationality Resident Indian

    Documents Required

    For salaried

    • Identity proof
    • Residential address proof
    • Last three months’ salary slips
    • Last six months’ bank statements
    • Existing loans’ repayment details
    • Property-related documents

    For self-employed

    • Identity proof
    • Residential address proof
    • Last six months’ bank statements
    • Business details
    • Existing loans’ repayment details

    FAQs on Bandhan Bank Home Loan

    1. What’s the maximum loan tenure?

      You can take the loan for a maximum period of 15 years.

    2. Is it necessary to insure the property?

      Yes, the property has to be insured against perils or unforeseen events throughout the tenure of the loan.

    3. Can I transfer my existing loan to Bandhan Bank Home Loans?

      Yes, the bank offers balance transfer facility through which you can transfer your existing loan. You can do so if you are not happy with the concerned bank’s services or the interest rate charged. In such cases, you can transfer the amount and pay your loan with lower rates.

    4. How will the bank check my eligibility?

      Your monthly income, credit score and history, and existing loans’ details will be considered by the bank before offering you the final financing amount.

    5. Can I get a top up on my loan?

      Yes, top up loans can be availed through the balance transfer facility. However, get in touch with the bank to know the top up amount.

    6. Are there any part-payment or foreclosure charges?

      No, you don’t have to pay anything for part-payments or foreclosure of the loan.


    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    This Page is BLOCKED as it is using Iframes.