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    Bankbazaar Fixed Deposit Rates

    We found 112 Fixed Deposit Rates
    Institution Name
    Deposit Amount Range
    Tenure Range
    Interest Rate
    Up to ₹25L
    1 Year to 5 Years
    7.39% - 7.95% Monthly compounding
    Response Time Within 30 minutes
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    Up to ₹25L
    1 Year to 5 Years
    7.39% - 7.95% Monthly compounding
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know
    Up to ₹1Cr
    7 Days to 20 Years
    5% - 7.75% Quarterly compounding
    Response Time Within 30 minutes
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    Good to Know
    Up to ₹1Cr
    7 Days to 10 Years
    4% - 7.25% Quarterly compounding
    Response Time Within 30 minutes
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    Good to Know
    Up to ₹1Cr
    7 Days to 10 Years
    4.25% - 7.05% Monthly compounding
    Response Time Within 30 minutes
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    Good to Know
    Up to ₹1Cr
    15 Days to 20 Years
    5.75% - 7.25% Monthly compounding
    Response Time Within 30 minutes
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    Good to Know
    Up to ₹1Cr
    7 Days to 10 Years
    4% - 7% Monthly compounding
    Response Time Within 30 minutes
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    Highlights
    Documents
    Good to Know
    NRI - FD
    Up to ₹1Cr
    1 Year to 5 Years
    6.5% - 6.8% Monthly compounding
    Response Time Within 30 minutes
    Features
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    Good to Know
    NRI - FD
    Up to ₹1Cr
    1 Year to 10 Years
    6.5% - 6.75% Monthly compounding
    Response Time Within 30 minutes
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    Highlights
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    Good to Know
    NRI - FD
    Up to ₹1Cr
    1 Year onwards
    6.25% - 6.5% Monthly compounding
    Response Time Within 30 minutes
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    Good to Know
    Up to ₹1Cr
    7 Days to 10 Years
    4% - 7.30% Quarterly compounding
    Response Time Within 30 minutes
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    NRI - FD
    Up to ₹1Cr
    1 Year to 5 Years
    6.80% Quarterly compounding
    Response Time Within 30 minutes
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  • Fixed Deposit Rates is Rated as "Excellent!" by 1896 Users

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    Fixed Deposit BYTES FROM OUR KITCHEN

    Fixed Deposit Rates

    Bank Fixed Deposits are a great investment option as it comes with a number of benefits. Many banks are now offering high interest rates on term deposits and the interest income is guaranteed. A fixed deposit is a type of investment plan where an investor puts aside a certain fixed sum of money and earns interest for a particular tenure. Most banks in India are offering competitive rates of interest on term deposits. The interest rate usually ranges from 5% to 7.50% for individuals and 5.50% to 8% for senior citizens.

    Given below are the best FD rates offered by some of the top banks in India updated as on 2 May, 2018:

    Fixed Deposit Interest Rates for Top Banks 2018
    Fixed Deposits with Bank Tenure (Min-Max) Regular Interest Rates
    IDFC Bank 366 days 7.50%
    Lakshmi Vilas Bank 1 year to 5 years 7.30% to 7.35%
    DCB Bank 1 year to 5 years 7% to 7.25%
    RBL Bank 1 year to 5 years 7.15% to 7.25%
    Deutsche Bank 1 year to 5 years 7.00% to 8.00%
    Bandhan Bank 1 year to 5 years 7.00% to 7.10%
    Karur Vysya Bank 1 year to 5 years 6.75% to 7.00%
    Tamil Mercantile Bank 1 year to 5 years 6.90% to 7%
    Karnataka Bank 1 year to 5 years 6.50% to 7.25%
    HDFC Bank 1 year to 5 years 6.25% to 7.00%
    IndusInd Bank 1 year to 5 years 6.50% to 7.00%
    Oriental Bank of Commerce 1 year to less than 2 years 6.60%
    Yes Bank 1 year to 10 years 6.75% to 6.90%
    Union Bank 10 months to 10 years 6.50% to 6.75%
    Axis Bank 1 year to 10 years 6.25% to 6.85%
    ICICI Bank 1 year to 10 years 6.50% to 6.75%
    IDBI Bank 1 year to 5 years 6.50% to 6.75%
    Kotak Bank 1 year to 5 years 6.50% to 7.00%
    Vijaya Bank 1 year to 5 years 6.50% to 6.75%
    Punjab National Bank (PNB) 1 year to 10 years 6.25% to 6.75%
    Bank of Baroda (BOB) 1 year to 10 years 6.60% to 6.70%
    State Bank of India (SBI) 1 year to 10 years 6.40% to 6.75%

    *Please note that interest rates are subject to change and can be revised without prior notice

    fd interest rates in India 2018
    Fixed Deposit Rates

    Best Bank FD rates in India 2018

    The highest interest rate is being offered by Deutsche Bank, which is 8.00% p.a. for deposits held for 5 years. The second highest FD rate of 7.50% p.a is offered by IDFC Bank. There are many banks that are providing 7% and more interest, including RBL Bank, Bandhan Bank, Lakshmi Vilas Bank, Deutsche Bank, Karur Vysya Bank and Tamil Mercantile Bank. For example, Bandhan Bank offers 7.10% p.a. for deposits held from 2 years to less than 5 years. On the other hand, SBI offers an interest rate of 6.75% p.a. for all deposits held from 5 years to 10 years.

    The FD schemes offered by most banks can be availed for tenures ranging from as short as seven days to as long as 10 years. The best interest rates on FDs offered by banks in India for regular individuals are mentioned in the table above.

    Best Company FD schemes 2018

    The following are the best company FD rates offered for 2018:

    Fixed Deposit Interest Rates for best company FDs in 2018
    Fixed Deposits with Company Tenure (Min-Max) Regular Interest Rates
    Shriram Transport Finance UNNATI Scheme (yearly, non-cumulative) 3 to 5 years 8.00% to 8.25%
    KTDFC 1 year to 5 years 8.00% to 8.25%
    DHFL Aashray Deposit Plus (cumulative) 1 year to 5 years 7.70% to 8.05%
    Bajaj Finance Ltd 1 year to 5 years 7.50% to 7.85%
    Mahindra Finance (Dhanvruddhi cumulative scheme) 33 months 8.30%
    Post Office Time Deposit 5 years 7.40%
    LIC Housing Finance Ltd 1 year to 5 years 7.30% to 7.45%
    PNB Housing Finance 1 year to 5 years 7.45%

    *Please note that interest rates are subject to change and can be revised without prior notice

    The best term deposit rate of 8.30% p.a. is paid by Mahindra Finance. KTDC offers the second highest rate of interest of 8.25% on all deposits held from a tenure ranging from 1 year to 3 years. On the other hand the DHFL Aashray Deposit Plus plan also offers a high rate of interest, which is 8.05%% for deposits held from 48 months to 120 months. Many other company deposits schemes are also paying high interest rates. In general, it is seen that company deposits pay more than bank deposits.

    FD interest rates: Things you should know

    • Fixed deposit interest rates vary from one bank to the other as it is primarily dependent on a bank’s business plan.
    • FD rates are calculated based on the amount of liquid cash a bank has at any given point in time. For instance, when demonetization happened, FD interest rates of all banks went down significantly because banks had access to more money than they were used to.
    • Nearly every bank offers special FD schemes, which come with a slightly higher rate of interest when compared to traditional FD.
    • Banks tend to change their interest rate on a daily basis for high-value deposits which tend to go beyond Rs.1 crore or more.
    • Public Sector Undertakings (PSUs) have their own fixed deposit interest rate offerings as well, which differ from one brand to the other.
    • Fixed deposits are eligible for TDS if they earn an interest of more than Rs.10,000 in a year.
    • Senior citizens get a higher fixed deposit interest rate when compared to the general public.
    • While company FDs come with higher interest rates, investing in them is always a risky proposition.

    Given below are the best FD rates for less than 1 year:

    2018 FD Interest Rate for less than 1 year
    Bank Tenure Regular FD Interest Rates
    IDFC Bank 7 days to less than 1 year 4.00% to 7.00%
    Bandhan Bank 7 days to less than 1 year 3.50% to 6.80%
    Union Bank 7 days to less than 1 year 5.00% to 6.75%
    Lakshmi Vilas Bank 7 days to less than 1 year 4.50% to 6.75%
    Yes Bank 7 days to less than 1 year 5.00% to 6.70%
    ICICI Bank 7 days to less than 1 year 4.00% to 6.50%

    *Please note that interest rates are subject to change and can be revised without prior notice

    Fixed Deposit Rates in India For Senior Citizens 2018

    Fixed deposits are a good investment option for senior citizens, considering that their sources of income may be limited and people are mostly risk averse in that age group. The main advantage that those above 60 have over other individuals is that they are eligible for a higher rate of interest. Most banks in India tend to offer better interest rates for senior citizens.

    • IDFC Bank deposits can fetch senior citizen investors the highest FD rate of 8.00% p.a.
    • RBL Bank pays depositors who are aged 60 years and above in the range of 7.15% p.a. to 7.85% p.a..

    The best fixed deposit interest rates offered by banks in India for senior citizens’ are mentioned in the table below:

    FD Rates for Senior Citizens for Top 10 Banks in 2018
    Fixed Deposits with Bank Tenure (Min-Max) Senior Citizen FD Rates
    IDFC Bank 366 days 8%
    RBL Bank 1 year to 5 years 7.15% to 7.85%
    Yes Bank 3 months to less than 6 months 7.40%
    ICICI Bank 390 days to 2 years 7.25%
    HDFC Bank 1 year 17 days to 5 years 7.50%
    PNB More than 1 year to 3 years 7.25%
    BOB 366 days to 400 days 7.05%
    SBI 3 years to less than 5 years/td> 7.20%

    *Please note that interest rates are subject to change and can be revised without prior notice

    Top Bank Tax saver FD interest rates 2018

    A tax saver FD offers tax benefits and investors can claim tax deduction under Section 80C of the Income Tax Act for up to Rs.1.5 lakh for the principal invested. This is very similar to a normal FD but it comes with a minimum lock in period of 5 years. However, unlike other term deposits, loan and overdraft facility may not be available.

    A high FD rate of up to 8.00% p.a can be gained by investing in Deutsche Bank tax saver deposits

    Best bank Tax saver FD interest rates 2018
    Bank Tenure Interest rate
    Deutsche Bank 5 years 8.00%
    IDFC Bank 5 years 7.20%
    DCB 5 years 7.25%
    Karur Vysya Bank 5 years 7.00%
    Standard Chartered Bank 5 years 6.50%
    Allahabad Bank 5 years 6.50%
    Bank of Baroda 5 years 7.00%
    Andhra Bank 5 years 6.50%

    *Please note that interest rates are subject to change and can be revised without prior notice

    Quick Tips

    Why is a Fixed Deposit is better than a Savings Account?

    We can give you a four reasons why a fixed deposit makes for a better investment option than a regular savings account.

    Earn more Interest with a Fixed Deposit

    Got a substantial amount of money? Don’t let it sit idle in your Savings Account. Put that money in a Fixed Deposit and earn more interest on it.

    Fixed Deposits offer Higher fd rates

    Interest rates offered on Fixed Deposits are higher than the interest offered on a Savings Account. Help your money grow with a Fixed Deposit.

    Build a Credit History

    In case you don’t have a credit history, you can create one by using a Fixed Deposit as collateral to secure a loan.

    Senior Citizens get Higher Interest Rates Regularly

    If you are over 60 years of age, you can avail a higher rate of interest on Fixed Deposits. You can also open a Fixed Deposit jointly with a senior citizen and get as much as 0.5% more than the interest rate for regular depositors.

    Must Know Bank Fixed Deposit Rules

    Fixed deposits (FD) are a popular and sought after financial scheme among investors who are looking for safe, secure and guaranteed returns on their investment, even if the interest rates are not very high. Bank fixed deposits have always been one among the most preferred savings methods through which one can gain a certain fixed percentage of interest without taking any financial risks. Not just this, fixed deposits also come with a host of other benefits such a high liquidity value, which allows the investor to prematurely withdraw his/her fixed deposit at any point in time, avail a loan on the FD, etc. FDs have also been a favorite option among senior citizens, who are generally eligible for a higher rate of interest. When it comes to FDs, there is a lot to know, be it do’s and don'ts or rules and regulations. Let us take a look at some of the important things about FDs.

    • Tax Deducted at Source (TDS): All customers must know that the interest earned on FDs are fully subject to tax. Many people have the wrong notion that the interest earned on an FD is tax-free. This is not true and not paying tax on the interest earned on FDs will only put you in trouble. Usually, if the interest earned at one branch is more than Rs.10,000 per annum, tax charges will be applicable. The usual rate of TDS is around 10%. In cases where the tax liability is more than the TDS, the account holder will have to pay the excess. If it is the other way round, one can claim for a refund.
    • Loan facilities: Customers who hold FDs are eligible to avail a loan on the same without any hassle. Most banks allow depositors a loan or overdraft facility of up to 90% of the FD amount. The interest charged will be a certain percentage higher than that is gained through the holding of the fixed deposit. Availing a loan of your own FD is an easy and stress-free way to meet sudden financial needs or personal emergencies. An important point to note here is that the tenure of the loan cannot be longer than the FD tenure. Most banks usually have an upper limit of 5 years for loans taken against FDs.
    • Insurance of FD: Did you know that your FD is protected and you hold an insurance in case the bank in under any circumstance fails you the money due to various reasons. The Deposit Insurance and Credit Guarantee Corporation (DICGC) in collaboration with the Reserve Bank of India, offers protection to all FD account holders. An insurance amount of Rs.1 lakh will be provided on the principal invested and the interest earned. DICGC will take the responsibility of paying the account holder this sum in case of bank failure. This insurance coverage will be provided for all deposit holders, irrespective of which bank they may hold their deposit in.
    • Clubbing of interest: It is very important for customers to know that the interest earned from both FDs and recurring deposits will be clubbed under one umbrella. In fact, the interest earned from deposits held across banks will be clubbed for the purpose of calculating the total interest earned for tax purposes. This will be done each financial year to evaluate the applicability of TDS. Also, note that TDS deductions will be applicable for all interest earned on recurring deposits as well.
    • Form 15G or 15H: In cases where the interest earned is less than Rs.10,000 then the account holder will not be liable to pay tax. In such a case, it is always wise to fill in form 15G or 15H as a self-declaration. With this, one can prevent the hassle of claiming a tax refund while filing income tax returns. Please note that even if TDS has been already deducted one has to declare in the income tax return.
    • Minor or spouse: It is a wrong assumption that if an FD is opened in the name of a minor or nonworking spouse, there will be a tax exemption. This is not true because the tax will have to be borne for the same without any excuses.
    • Cumulative deposits: In case of cumulative deposits, even though the interest will be paid after the completion of the maturity period, it is necessary to make a declaration every financial year. This is because the bank will be deducting TDS through the PAN of the depositor and if the income is not declared there will be a mismatch.

    Before making assumptions or making misconceptions, it is important to be aware of all rules and regulations with regard to FDs. This will help investors to a large extent because, in most cases, many people do not know tax rules, especially when it comes to FDs.

    3 Factors That Affect FD Rates

    Fixed deposits are now considered to be a very old fashioned method of saving, but still attract many investors since they have guaranteed returns at the end of the tenure of the investment at a decent interest rate. There are various factors that affect the rates of interest for a Fixed Deposit.

    1. Policies of the Reserve Bank of India : The several norms and restrictions posed by the Reserve Bank of India, in order to gain optimum control over credit and inflow and outflow of fund throughout the country. The repo rate changes, cash reserve ratio tends to change and these changes affect the banking products like Fixed deposits, loans etc.
    2. Recession : When unemployment in a country crosses the benchmark set Recession hits, and slowly the country faces an economic slow movement, affecting the purchasing power of the people in the country, forcing the Reserve Bank of India to release more funds in the financial market. With this release the funds in the cash reserve reduces and hence again affects Fixed deposits, loans etc.
    3. Inflation : When prices of goods and items become more expensive on a daily basis, the opposite of recession, banks and lending institutions are scared of the devaluation of the rupee, and reducing the purchasing amount over the amount lent out. To ensure the losses of interest over the amount lent. Banks will offer higher interest rates on fixed deposits.

    Fixed deposits are savings options for the risk-averse common man and the rates offered on these deposits are mostly the only basis of choosing them over any other savings medium. Some of the top ranking fixed deposits of 2018 are as follows

    Top 10 Fixed Deposit Rates for 1 Year Deposits

    1 year fixed deposits are meant for people who can afford only to have their money for that long a duration as a deposit. Land owners and property owners who don’t want any market risk can go for this option. In India, Shriram City Union outranks most banks with a high interest rate for 1 year deposits, followed closely by RBL Bank. Bandhan Bank, being relatively new still has the upper hand over many others in terms of interest rate offered. Mahindra Finance and Shriram Transport Finance come in at the fourth and fifth position. Post these top 5 leaders, the remaining institutions that can offer a good rate of interest are the Indian Post Office, Sundaram Finance, LIC Housing, ICICI Home Finance and IndusInd Bank. Interest rates offered by these institutions range from 8 percent to 8.75 percent per annum.

    Top 10 Fixed Deposit Rates for 2 Year Deposits

    Fixed deposits are relatively risk free investments that can be used by people who normally have a lump sum amount to invest. Since the interest rates offered are comparatively higher than that of savings or current accounts, fixed deposits become a more lucrative investment option for the traditional investor. Two year deposits normally tend to have slightly higher rates than one year terms, more so because of the longer term of deposit. The five leaders in the 2 year term deposits as per the interest rates are RBL Bank, Shriram City Union Finance, Bandhan Bank, India Post and LIC Housing Finance Limited. Another wing of the Shriram Group, the Shriram Transport Finance Company takes up the sixth position, followed closely by Mahindra Finance. ICICI Home Finance, Sundaram Finance and Laxmi Vilas Bank occupy the bottom three rungs of the ladder. The diversity of interest rates offered for 2 year deposits has a wider margin, the lowest being 7.9 percent per annum and the highest being 9.14 percent per annum.

    Top 10 Fixed Deposit Rates for 3 Year Deposits

    As the term of deposits increase, interest rates offered by banks and financial institutions also tend to be higher. Though there might be some odd ones out that reduce their interest rates for the 3 years investing period. This medium long tenure is mostly opted for by people with lease contracts that have high penalty values. Since fixed deposits are relatively risk free, it makes for a wise decision to use such investing periods for wealth growth. The leader in this category is Shriram City Union Finance that has the highest possible interest rate. RBL Bank stays close at its heels though fractions of percentiles lower at the second place. Shriram Transport Finance Company comes in at third cutting it close with RBL Bank. Indian Post Office manages to climb into the top five in this category being at the fourth position and the list closes with LIC Housing Finance Limited. Bandhan Bank comes in at sixth with several fractions lower of a percentage. Sundaram Finance, Mahindra Finance, Gruh Finance Limited and ICICI Housing Finance come in at the closing of the top 10. The lower end of interest rates offered comes at 8 percent per annum and the highest rate of interest offered is at 9.84 percent per annum.

    Top 10 Fixed Deposit Rates for 4 year Deposits

    When considering people who are homeowners and landlords and are offering leases for their property, 4 year and 5 year deposits in fixed deposits are a good idea when people are averse to risks that are offered through the market. Though the return on the deposits are less as compared to stocks and equities, one’s investment stays very secure. Four years is one of the long term commitments in fixed deposits and many financial institutions offer great returns on the same. While Shriram City Union Finance Fixed Deposit stays right at the top of the list with an amazing interest rate that reaches double digits, it is closely followed by RBL Bank at the second position. PNB Housing Finance Limited comes in at the third position with a slightly lower rate. The Shriram Transport Finance Company Limited has a fixed deposit rate that slightly rivals that of PNB Housing and comes in at position four. Coming in at fifth is Bandhan Bank with its fixed deposit rates that are among the higher ones in the market. Mahindra Finance occupies position six and is followed by the India Post Office at number seven. ICICI Home Finance, Jammu & Kashmir Bank and Lakshmi Vilas Bank come in at number eight, nine and ten on the list.

    Top 10 FD Rates for 5 Years Deposits

    Fixed deposits for five year terms are the investments that typically dole out the highest possible rate of return, especially with cooperative banks and non-banking financial companies. These durations can be chosen again by property owners who wish to earn sumptuous interest on the security deposit that has been offered for a piece of property. Additionally, it is also the best way to keep one’s funds safe from market risk and have the least liability ever. Shriram City Union Finance currently emerges as the leader in fixed deposits of 5 years duration. It is closely followed in the second position by RBL Bank. Deutsche Bank becomes the third in the leaderboard with great offers on interest rates. Shriram Transport Finance comes in at the fourth position and LIC HFL comes in at fifth. For positions sixth, seventh, eighth, ninth and tenth, the institutions that can be named are India Post Office, Mahindra Finance, PNB Housing Finance Limited, Tamilnad Mercantile Bank and ICICI Home finance. The lowest rate in this category could be 8 percent per annum while the highest would be 10.77 percent per annum.

    FAQs on Fixed Deposit

    1. Is fixed deposit interest compounded?

      Yes, the fixed deposit interest is compounded based on monthly, quarterly, half-yearly or yearly interest rates. Individuals can utilize the fd interest rate calculator to determine the approximate interest they will be earning on their investment (principal amount) or FD account. Considering the fact that the FD has fixed terms, the interest compounding becomes rather simple with the interest payment frequency as one of the prime variable components.

    2. What is a reinvestment of interest in a fixed deposit account?

      Fixed deposit accounts can be opened under a cumulative or non-cumulative deposit scheme. Based on the type of the deposit scheme, the account will earn interest on the investment (principal amount) on either monthly, quarterly or annual basis. The account holder will have the option to choose the fixed deposit term ranging from few months to a maximum of 10 years. At maturity of a cumulative fixed deposit account, the account holder can choose to reinvest the interest along with the principal amount for an extended period of time.

    3. Can we get monthly interest on fixed deposits?

      Yes, the account holder can choose to receive the interest payment every month for the entire term of the fixed deposit account. Depending on the investment (deposit amount), term, and interest rate offered by the account, the monthly interest amount can be calculated. Most banks offer the fixed deposit interest calculators on their website that will come handy when you need to calculate the earnings and value of the investment.

    4. How to Calculate Interest Rate on Fixed Deposits in India?

      A fixed deposit online calculator will help you calculate the interest that your money will earn when kept in a fixed deposit. This will take into account your investment that's the Principal amount on maturity after the interest is compounded on a monthly, quarterly, half-yearly or yearly basis. As an example let’s say that you have a sum of Rs.15, 000 that is deposited in your bank for a period 2 years the interest the bank is paying you is an annual interest rate of 5%, The interest will be compounded quarterly for this period.

      The formula used by the bank will be A = P x (1 + r/n)nt I = A - P.

      Maturity Value (A) = P x (1 + r/n)nt

      = 15000 x (1 + 0.05/4)4x2

      = 15000 x (1 + 0.0125)8

      = 15000 x (1.0125)8

      = 15000 x 1.104486101

      Making the Maturity Value (A) = Rs. 16567.29.

      And hence leading to the Maturity Value (FD) = Rs. 16567.29

      Interest Earned Amount (I) = Rs. 1567.29.

    5. Do all FDs give you tax benefits?

      No. Only tax saver FDs give you a tax benefit.

    Customer Reviews

    • HDFC Bank Fixed Deposit
      "Good Service"
      0.5 4.0/5 "Great!"
      I've a fixed deposit with the HDFC bank for 1 Lakh, they offered an annual interest rate of 9.5% annual. They also offers special rates for Senior Citizen. Apart from the fixed deposit I hardly use the account. Overall their banking services are good.
      Was this review helpful? 0
      , chennai
      Reviewed on May 17, 2018
    • Axis Bank Fixed Deposit
      "Good service"
      0.5 4.0/5 "Great!"
      I have a Fixed Deposit with AXIS bank from last 3 months, i am happy with the service they provide. I get good returns on investments. Customer service was very good, they gave all the right information and guided me well. I will get 6.99% on returns after the maturity period.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on May 08, 2018
    • SBI Fixed Deposit
      "Average"
      0.5 3.0/5 "Satisfactory"
      State Bank Of India fixed deposit service is good. But I am not much comfortable with State Bank Of India process. State Bank Of Indiaonline portal is good, even the payments are through online. It was an average service from Sbi fixed deposit service.
      Was this review helpful? 0
      , pune
      Reviewed on Apr 25, 2018
    • Citibank Fixed Deposit
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have a Fixed deposit with Citi bank. I recently started using Citi online net banking which is good. The online application for my Citi fixed deposit account is good. The process was been fast with Citi bank. It was an excellent experience with Citi bank savings account service.
      Was this review helpful? 0
      , pune
      Reviewed on Apr 25, 2018
    • SBI Fixed Deposit
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      I have opened an Fixed Deposit account with SBI 3-4 years back, the services provided by this bank is good when compared to other banks. I invest 5000-6000 every month. I get 7.5% as an interest on returns. Customer support team guided me well and they gave all right information.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Apr 20, 2018
    • SBI Fixed Deposit
      "Fixed deposit with SBI"
      0.5 4.5/5 "Excellent!"
      I have opened a fixed deposit with SBI and the rate of interest is 7.75% annually. If i fore close the Fixed deposit then the interest will be adjusted against the amount on pro rate basis. The customer service and response with them is much comfortable.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 20, 2018
    • ICICI Bank Fixed Deposit
      "Excellent service"
      0.5 4.0/5 "Great!"
      Got the Fixed deposit account around 4 years ago from the ICICI bank and I have this account for the safety purpose . The customer support service and the response is good with the ICICI bank and they give good response to the customers. The rate of interest is good from the ICICI bank FD.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Apr 17, 2018
    • HDFC Bank Fixed Deposit
      "Good service"
      0.5 4.0/5 "Great!"
      I have a Fixed Deposit with HDFC bank from last 4 years, my experience was good so far and i did not face any issues with this bank. I have deposited a fixed amount of Rs 5-6 lakhs. When it comes to customer service, it is good and they gave all the right information. I get interest of 6% as returns and i am satisfied with it.
      Was this review helpful? 0
      , kolkata
      Reviewed on Mar 29, 2018
    • HDFC Bank Fixed Deposit
      "Good overall"
      0.5 5.0/5 "Blown Away!"
      I also bank with HDFC Bank for the fixed deposit. The customer services are good and there are no issues in the process. The lock in period is for a year. The interest rate is good and there are no charges. The experience has been good as I can track all the details on the mobile application.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 24, 2018
    • SBI Fixed Deposit
      "Satisfied"
      0.5 5.0/5 "Blown Away!"
      I hold a fixed deposit account with State Bank of India. I had to go to branch and open this account. The services are good and they were responsive. The rate of interest is good and there are no charges involved. Overall a good experience in the process.
      Was this review helpful? 0
      , secunderabad
      Reviewed on Mar 20, 2018
    • ICICI Bank Fixed Deposit
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have got the fixed deposit from the ICICI bank. The customer support service is good with the ICICI bank. The rate of interest and the charges is average with the ICICI bank fixed deposit and I am satisfied with it, I got the salaried account from the ICICI so I have got the fixed deposit from the ICICI bank.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 12, 2018
    • SBI Fixed Deposit
      "Better "
      0.5 4.0/5 "Great!"
      I am having the fixed deposit account with the State bank of India. I would like to say that the response is good one with he State bank of India. Rate of interest is really nominal one with the State bank of India.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 03, 2018
    • Punjab National Bank Fixed Deposit
      "Average"
      0.5 3.0/5 "Satisfactory"
      I am having the fixed deposit account with the Punjab National bank and the services are good one. I would like to say that the rate of interest is okay one for me with the Punjab National bank. I am really happy with them till now.
      Was this review helpful? 0
      , jaipur
      Reviewed on Feb 27, 2018
    • Axis Bank Fixed Deposit
      "Very Poor Response by BRANCH EMPLOYEE"
      0.5 0.5/5 "Unacceptable"
      Its waste of time & money with axis bank. Don't have enough knowledge, lack of experience, and poor support. I opened a FD ACCOUNT AT AXIS BANK ON 13TH, and still they are unable to update my contact number in my account & cc. Wait....wait and waiting.. Nd branch is located in DELHI. NOW YOU CAN IMAGINE, how they will operate in rural area...
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 23, 2018
    • ICICI Bank Fixed Deposit
      "Nice experience"
      0.5 5.0/5 "Blown Away!"
      I also hold a fixed deposit with ICICI Bank and there are no issues to open this account. The customer services are good and they are responsive when ever I reach out to them. The online banking is also good and it is very convenient to complete any transaction.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 23, 2018
    • SBI Fixed Deposit
      "Its Average"
      0.5 4.0/5 "Great!"
      I invested the amount of Rs. 2 lakhs in SBI fixed deposit, it has the tenure of two years. At the time of opening, they gave me good interest rate. But I have to go to the bank they to withdraw the benefits they wont give any reminder call. I can check SBI FD transactions through online.
      Was this review helpful? 0
      , kolkata
      Reviewed on Feb 20, 2018
    • Axis Bank Fixed Deposit
      "Overall good"
      0.5 4.0/5 "Great!"
      I have a two lakh fixed deposit at Axis Bank. The bank is good in this process and the rate of interest is the same when compared to other banks. There is no lock in period and anytime I an withdraw the funds. There are no charges related to this account.
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      , new delhi
      Reviewed on Feb 19, 2018
    • HDFC Bank Fixed Deposit
      "Good overall"
      0.5 5.0/5 "Blown Away!"
      It was a smooth process to open a fixed deposit at HDFC Bank. There is a lock in period for one year. After which I can close the account. The rate of interest is normal like the other banks. There are no charges taken for this. Good services overall.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 19, 2018
    • Bank of India Fixed Deposit
      "Best"
      0.5 4.0/5 "Great!"
      I do have the fixed deposit account with the Bank of India and the customer service is good one for me with them. I have felt that the response is also good too. Rate of interest is around 7.75% for my deposit and nowadays its really reducing one.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 16, 2018
    • SBI Fixed Deposit
      "Better"
      0.5 4.0/5 "Great!"
      I am having the fixed deposit account with the State bank of India and the interest rate is around 11%. I would like to say that the customer service is good one with them and the response is also good. Everything is better one for me with the State bank of India.
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      , pune
      Reviewed on Feb 10, 2018
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