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    Bank Of Baroda Fixed Deposit Rates

    Institution Name
    Deposit Amount Range
    Tenure Range
    Interest Rate
    Up to ₹1Cr
    7 Days to 10 Years
    4.5% - 7.8% Quarterly compounding
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know

    Bank Of Baroda Fixed Deposit Rates is Rated as "Excellent!" by 40 Users

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    Bank of Baroda Fixed Deposit Rates

    Bank of Baroda, one of Indias leading public-sector banks, has an impressive range of fixed deposit products on offer. Their FD schemes feature short, medium and long-term tenors at attractive interest rates. However, these rates are subject to change according to market conditions and banks liquidity requirements. Monitoring these changes can be difficult especially in the case of multiple holdings. The above table is constantly updated to reflect real-time FD interest rates in order to allow users to compare maturities based on the latest applicable rates.

    BOB Short-term FD Rates

    Returns are at 6.5% for deposit-periods of 60 and 90 day; at 7.3% for deposit-periods of 120 days and 6 months and at 7.75% for a 9-month holding. The lowest rate offered by BOB is on its 30-day deposit at 4.5%.

    BOB Medium and Long-term FD Rates

    BOBs fixed deposit rates are constant at 8.75% for tenors of 1 year and up to 5 years. Again, for tenures ranging above 5 years, the rate stands at 8.50%. The returns on these maturities are amongst the best in the market- making them attractive investment avenues for long-term holdings.

    The updated list of BOB Fixed Deposit Interest Rates, per specific tenures, is listed below:

    Duration of Deposit Deposits below Rs 1 crore
    7 days to 14 days 4.50%
    15 days to 45 days 4.50%
    46 days to 90 days 6.50%
    91 days to 180 days 6.50%
    181 days to 270 days 7.30%
    271 days & above and less than 1 year 7.30%
    1 year and above upto 2 Years 7.30%
    Above 2 Years and upto 3 Years 7.30%
    1111 Days (Baroda Maha Utsav Deposit Scheme) 7.30%
    Above 3 Years and upto 5 Years 7.30%
    Above 5 Years and upto 8 Years 7.30%
    Above 8 Years and upto 10 Years 7.30%

    *Above Interest rates are as of 28 Sep 2016

    BOB Senior Citizen FD Rates

    Long-term interest rates on Bank of Barodas FDs are higher by 0.5% for account-holders who are senior citizens. This applies to all schemes for deposits up to Rs.1 crore.

    Kindly Note- All interest rates mentioned above are on a per-annum basis, compounded quarterly.


    The updated list of BOB Senior Citizen FD Rates, per specific tenures, is mentioned below:

    Duration of Deposit Deposits below Rs 1 crore
    7 days to 14 days 5.00%
    15 days to 45 days 5.00%
    46 days to 90 days 7.00%
    91 days to 180 days 7.00%
    181 days to 270 days 7.80%
    271 days & above and less than 1 year 7.80%
    1 year and above upto 2 Years 7.80%
    Above 2 Years and upto 3 Years 7.80%
    1111 Days (Baroda Maha Utsav Deposit Scheme) 7.80%
    Above 3 Years and upto 5 Years 7.80%
    Above 5 Years and upto 8 Years 7.80%
    Above 8 Years and upto 10 Years 7.80%

    *Interest rates mentioned above are as of 28 Sep 2016

    News About Bank of Baroda Fixed Deposit

    • Bank of Baroda cuts interest rate for bulk deposits

      Bank of Baroda has cut the interest rate that it offers on bulk deposits by up to 0.60%. The fixed deposits that will lose will be those that are larger than Rs. 1 crore irrespective of the duration of the FD. Even NRE deposits will be subject to this reduction in the interest rates. Deposits ranging from Rs. 1 crore to Rs. 10 crore will have the interest rates lowered ranging from 0.25% to 0.60% per annum. Larger deposits, of Rs. 10 crore to Rs. 25 crore, will suffer a cut in the rate ranging from 0.25% to 0.50% per annum. The same reduction in the rates will be seen on deposits ranging in size from Rs. 25 crore all the way to Rs. 100 crore and above.

      9th November 2015

    • Bank of Baroda brings down interest rates on FDs

      Bank of Baroda (BoB) has brought down interest rates across a number of its fixed deposit schemes. The reduction ranges between 0.15% - 0.40% depending on the deposit period and is effective for new deposits as of April 27th 2015. The reduced rates will also apply to deposits being renewed for a new term. The reduction is featured across both domestic as well as non-resident deposits.

      Reductions made are as follows: by 0.15% to 0.30% for deposit periods of 91 days to 10 years, for amounts up to Rs.1 crore; by 0.25% to 0.40% for deposit periods of 91 days to 3 years, for amounts from Rs.1 crore to Rs.10 crores; by 0.25% for deposit periods of 91 days to 3 years for amounts from Rs.10 crores to Rs.25 crores; by 0.25% for deposit periods of 91 days to 4 years for amounts from Rs.25 crores to Rs.50 crores; by 0.25% for deposit periods of 91 days to 1 year for amounts from Rs.50 crores to Rs.100 crores.

      This reductions comes off the back of reductions in fixed deposit interest rates made by a number of other public banks and a few top banks in the private sector.

      30th April 2015

    • Term Deposit Rates Cut from Bank of Baroda

      State owned Bank of Baroda (BoB) has slashed its interest rates on term deposits with tenures ranging between one to three years and those exceeding five years. The cut is effective from January 1, 2015 and amounts to a deduction of 15 basis points on deposits with tenures from one to three years and 25 points on deposits maturing after five years. As with several other banks, BoB is looking to lower its cost of funds on the back of ample liquidity prevalent in the market with limited demand for loans and other such deployment options. Thus, a deposit rate of 8.75% instead of the existing 8.90% is on offer for fixed deposits that mature between one to three years and a slashed rate of 8.50% as against 8.75% applies for deposits with tenures above five years.

      8th January 2015

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    Bank Of Baroda Fixed Deposit Reviews

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