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    Bankbazaar Bank Of Baroda (BOB) Fixed Deposit Rates 2018

    Bank Of Baroda (BOB) Fixed Deposit Rates 2018
     and 2 other FDs
    Institution Name
    Deposit Amount Range
    Tenure Range
    Interest Rate
    Up to ₹1Cr
    7 Days to 10 Years
    4.5% - 6.9% Quarterly compounding
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know
    Up to ₹25L
    1 Year to 5 Years
    7.75% - 8.6% Monthly compounding
    Response Time Within 30 minutes
    Features
    Documents
    Good to Know
    Up to ₹25L
    1 Year to 5 Years
    7.49% - 8.28% Monthly compounding
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know
    Bank Of Baroda (BOB) Fixed Deposit Rates 2018 is Rated as "Excellent!" by 43 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Fixed Deposit BYTES FROM OUR KITCHEN

    Bank Of Baroda (BOB) Fixed Deposit Rates 2018

    Bank of Baroda (BoB), one of India’s leading public-sector banks, offers a wide range of Fixed Deposit (FD) products. Their FD schemes feature short, medium and long-term tenures at attractive interest rates. The highest rate of interest currently offered on regular BOB term deposits is 6.70% for FDs less than Rs.1 crore. The highest rate of interest offered to senior citizens is 7.20%. Before you invest in a Bank of Baroda fixed deposit, it is advisable that you check the interest rates and tenure options. To calculate the maturity amount use an online FD interest calculator before applying for a term deposit. Those applying for BOB FDs can do so online.

    The following table gives the updated BOB FD rates for regular and senior citizens with effect from 14 June, 2018:

    Tenure Regular Interest Rate (per annum) Senior Citizen Interest Rate (per annum)
    7 days to 14 days 4.25% 4.75%
    15 days to 45 days 4.75% 5.25%
    46 days to 90 days 5.00% 5.50%
    91 days to 180 days 5.50% 6.00%
    181 days to 270 days 6.25% 6.75%
    271 days to 364 days 6.35% 6.85%
    1 year 6.60% 7.10%
    More than 1 year to 2 years 6.70% 7.20%
    More than 2 years to 3 years 6.60% 7.10%
    More than 3 years to 5 years 6.70% 7.20%
    More than 5 years 6.60% 7.10%

    *The above rates for all deposits that are less than Rs.1 crore

    Bank of Baroda Tax Savings Deposit FD interest rates:

    Tenure Regular Interest rate (per annum) Senior Citizen Interest Rate (per annum)
    5 years 6.70% 7.20%
    Above 5 years to 10 years 6.60% 7.10%

    *Rates for for less than Rs.1 crore

    Bank of Baroda short-term FD rates

    • Interest rates paid to individual depositors can vary from a minimum of 4.25% p.a. to 6.35% p.a.
    • The period of investment varies from a minimum of 7 days to a maximum of less than 1 year.
    • To get the maximum returns, you can choose the tenure that is from 271 days to 364 days to get an interest rate of 6.35% p.a.
    • One of the other tenures that pays well is 181 days to 270 days, where the rate applicable is 6.25% p.a.
    • For 91 days to 180 days, the bank will pay the FD holder 5.50% p.a. and for 46 days to 90 days, the applicable rate is 5.00% p.a.
    • For 15 days to 45 days, the rate assured is 4.75% p.a and for 7 days to 14 days, the rate of gain will be 4.25% p.a.

    Bank of Baroda medium-term FD rates

    • The interest rates paid vary anywhere from 6.60% p.a. to 6.70% p.a. for all BOB medium-term term deposits.
    • The highest time deposit rate paid by Bank of Baroda is 6.70% p.a., which is paid for holding an FD for more than 1 year to 2 years and more than 3 years to 5 years.
    • The tenure for this slot is generally from 1 year to 5 years.
    • Those looking for an investment with tax benefits, can choose the Bank of Baroda Tax Savings Deposit, which gives benefits of up to Rs.1.5 lakh under Section 80C of the Income Tax Act.

    Bank of Baroda long-term FD rates

    • Any fixed deposit scheme that is for more than 5 years falls under the long-term slot.
    • The interest paid here is 6.60% p.a. for all tenures.
    • Tax saving term deposits can also be held from more than 5 years to 10 years.

    Bank of Baroda senior citizen FD rates

    • All senior citizens, who are aged 60 and above, will be fortunate enough to earn an additional 0.50% as interest on all their time deposit investments with BOB.
    • The highest interest rate paid for this category is 7.20% p.a.
    • Pensioners can choose to go for any tenure that is from 7 days to 10 years and earn extra interest on any chosen tenure slab.
    • The interest rate for senior citizens is from 4.75% p.a. to 7.20% p.a.

    Bank of Baroda FD rates: Rs.1 Crore to Rs.10 Crore (with premature withdrawal)

    Tenure Regular Interest Rate (per annum) Senior Citizen Interest Rate (per annum)
    7 days to 90 days 4.00% NA
    91 days to 180 days 5.00% NA
    181 days to 270 days 5.50% NA
    271 days to less than 1 year 6.35% NA
    1 year 6.60% NA
    More than 1 year to 5 years 6.50% NA

    Bank of Baroda FD rates: Above Rs.10 Crore to Rs.50 Crore (with premature withdrawal)

    Tenure Regular Interest Rate (per annum) Senior Citizen Interest Rate (per annum)
    7 days to 90 days 4.00% NA
    91 days to 180 days 5.00% NA
    181 days to 270 days 5.50% NA
    271 days to less than 1 year 6.35% NA
    1 year 6.75% NA
    More than 1 year to 5 years 6.50% NA

    Bank of Baroda FD rates: Above Rs.50 Crore to Rs.100 Crore (with premature withdrawal)

    Tenure Regular Interest Rate (per annum) Senior Citizen Interest Rate (per annum)
    7 days to 90 days 4.00% NA
    91 days to 180 days 5.00% NA
    181 days to 270 days 5.50% NA
    271 days to less than 1 year 6.35% NA
    1 year 6.85% NA
    More than 1 year to 5 years 6.50% NA

    Bank of Baroda Advantage FD rates: More than Rs.15 Lakh to less than Rs.1 Crore (without premature withdrawal)

    Tenure Regular Interest Rate (per annum) Senior Citizen Interest Rate (per annum)
    365 days 6.75% NA
    More than 1 year to 2 years 6.85% NA
    More than 2 years to 3 years 6.75% NA
    More than 3 years to 5 years 6.85% NA
    More than 5 years to 10 years 6.75% NA

    Bank of Baroda Advantage FD rates: More than Rs.1 Crore to Rs.10 Crore (without premature withdrawal)

    Tenure >Regular Interest Rate (per annum) Senior Citizen Interest Rate (per annum)
    365 days 6.75% NA
    More than 1 year to 2 years 6.85% NA
    More than 2 years to 3 years 6.75% NA
    More than 3 years to 5 years 6.85% NA
    More than 5 years to 10 years 6.75% NA

    Bank of Baroda NRI fixed deposit schemes

    BOB also offers customer who are Non-Resident Indians (NRIs) good investment options when it comes to fixed deposits. The options include NRE, NRO and FCNR time deposits.

    • BOB NRE FD rates: The interest rates that are paid for NRE deposits range from 6.60% p.a. to 6.70% p.a. for deposits that are less than Rs.1 crore.
    • BOB NRO FD rates: The interest rates paid on NRO fixed deposits are the same as those paid on domestic BOB term deposits. The interest range varies from 4.25% p.a. to 6.70% p.a.
    • BOB FCNR rates: The bank has a lot of options when it comes to FCNRs and an NRI can choose from a wide range of currencies such as USD, GBP, EUR, YEN, CAD, and AUD.

    Bank of Baroda NRE term deposit rates: Less than Rs.1 Crore (with premature renewal)

    Tenure Regular Interest Rate (per annum) Senior Citizen Interest Rate (per annum)
    365 days 6.60% NA
    More than 1 year to 2 years 6.70% NA
    More than 2 years to 3 years 6.60% NA
    More than 3 years to 5 years 6.70% NA
    More than 5 years to 10 years 6.60% NA

    Bank of Baroda FCNR term deposit rates

    Currency/ Tenure 1 year to below 2 years 2 years to below 3 years 3 years to below 4 years 4 years to below 5 years 5 years
    AUD 2.51 2.62 2.72 2.97 3.07
    CAD 2.64 2.80 2.92 2.99 3.04
    YEN 0.25 0.27 0.29 0.29 0.32
    EUR 0.00 0.07 0.23 0.37 0.52
    GBP 1.15 1.45 1.57 1.67 1.75
    USB 3.26 3.45 3.77 3.79 3.81

    Know More About BOB FD

    Bank Of Baroda Fixed Deposit Reviews

    • Bank of Baroda Fixed Deposit
      "More than satisfactory"
      0.5 5.0/5 "Blown Away!"
      I have a fixed deposit account with Bank of Baroda and the process to get this account done was easy. The customer services are good and the interest rate is also to my satisfaction. I have taken a loan recently on this account. It just took half an hour for the process for the loan.
      Was this review helpful? 1
      , dhanbad
      Reviewed on Oct 14, 2017
    • Bank of Baroda Fixed Deposit
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I had Fixed Deposit account with Bank of Baroda about quite long back. The tenure period is six years and the fixed amount is four to five lakhs. The percentage of interest rate is quite good and they returned the money back with the promised interest amount.
      Was this review helpful? 4
      , hyderabad
      Reviewed on May 09, 2017
    • Bank of Baroda Fixed Deposit
      "Bulk amount with good interest and hassle free Opening"
      0.5 5.0/5 "Blown Away!"
      I had opened my Fixed deposit with saving account in BOB. With hassle free opening through netbanking it was more comfortable. I could view the current interest and period of time was transparent in the website. They used to provide interest on quarterly bases. I paid bulk amount single time with good interest credits.
      Was this review helpful? 8
      , jaipur
      Reviewed on Nov 14, 2016
    • Bank of Baroda Fixed Deposit
      "Good experience"
      0.5 4.0/5 "Great!"
      My parents were actually guiding me and its based on their advise, I decided to invest in Bank Of Baroda for FD. BOB has offered a very good rate and it is very much reliable. The tenure of the deposit is 5 years and this FD was taken before 3 years.
      Was this review helpful? 7
      , new delhi
      Reviewed on Jul 01, 2016
    • Bank of Baroda Fixed Deposit
      "Renewal of FD"
      0.5 4.5/5 "Excellent!"
      I was provided the highest interest rate and reminder of matured term deposit has been informed to me on the very next day which saved the interest loss to me . It seems to be very simple to renew the MTD (matured term deposit) at the latest updated interest rate.
      Was this review helpful? 6
      , mumbai
      Reviewed on Jun 13, 2016
    • Bank of Baroda Fixed Deposit
      "Good"
      0.5 4.5/5 "Excellent!"
      Bank of Baroda is offering 7% interest rate currently for the Fixed deposit plan with the tenure of five year. Initially they were offering 8% but now it has been reduced. The minimum amount to start the plan is rs.1000 there is no activation charges. I visited the bank to avail the facility and within five to ten minute the plan was activated.
      Was this review helpful? 10
      , chennai
      Reviewed on May 17, 2016
    • Bank of Baroda Fixed Deposit
      "Easy and Quick to open"
      0.5 5.0/5 "Blown Away!"
      Its really easy to open a fixed deposit with Bank of Baroda and they do offer a good interest rate based on the market price for this account.The customer service provided was good and I have been using this account for few months and waiting for the benefits.Its after 7years I will be getting double the amount through this fixed deposit. Customer Responsiveness is good.
      Was this review helpful? 11
      , ahmedabad
      Reviewed on Feb 25, 2016
    • Bank of Baroda Fixed Deposit
      "Better services"
      0.5 4.0/5 "Great!"
      I hold a fixed deposit with Bank of Baroda. It has been a satisfactory experience with them for the eight years I am banking. There is always a response from the bank. The services are good too. The rate of interest is good. No charges taken for any kind of facilities.
      Was this review helpful? 8
      , thrissur
      Reviewed on Feb 19, 2016
    • Bank of Baroda Fixed Deposit
      "Good scheme "
      0.5 5.0/5 "Blown Away!"
      The services was excellent by BANK OF BARODA for the Fixed Deposit product. I will get one 1% above than the normal rate because I am working for this bank. I can easily monitor the details being as a employee. They should have the attractive schemes like double one double offer which will be really attract the customers.
      Was this review helpful? 9
      , chennai
      Reviewed on Nov 27, 2015
    • Bank of Baroda Fixed Deposit
      "An oldest customers of this bank.."
      0.5 5.0/5 "Blown Away!"
      This is second year running for me and particularly I opened the fixed deposit for my daughter. With Bank of Baroda I have an account as since last five years and so I went with them. 8.3% is the rate for deposit and this is for year. And this is compounding rate. Over draft is also present.
      Was this review helpful? 9
      , mumbai
      Reviewed on Nov 27, 2015
    • Bank of Baroda Fixed Deposit
      "SAME AS OTHER BANKS"
      0.5 4.5/5 "Excellent!"
      Recently I opened an Fixed Deposit account with BANK OF BARODA for the purpose of tax deductions. This is the only reason I invested some money with them. I personally opened this account with them. The interest rates were nominal when compared with other banks. Customer service is also good. And nice servicse
      Was this review helpful? 10
      , mumbai
      Reviewed on Oct 12, 2015
    • Bank of Baroda Fixed Deposit
      "ROI Is Nominal "
      0.5 5.0/5 "Blown Away!"
      Mainly I opened an Fixed Deposit account with BANK OF BARODA for the purpose of tax deductions. This is the only reason I invested some money with them. I personally opened this account with them. The interest rates were nominal when compared with other banks.
      Was this review helpful? 3
      , bhopal
      Reviewed on Sep 15, 2015
    • Bank of Baroda Fixed Deposit
      "Awesome Bank"
      0.5 5.0/5 "Blown Away!"
      I hold a Fixed Deposit Account with BANK OF BARODA for more than eight years. I opened this account under the Double Amount Scheme. It is the only bank which offers 94 months time period for making payments. Under this scheme what are the amount I am making it will get doubled at the end. When compared with other banks BOB is the best bank to hold an F D account.
      Was this review helpful? 9
      , ghaziabad
      Reviewed on Sep 14, 2015
    • Bank of Baroda Fixed Deposit
      "They are fine..."
      0.5 4.0/5 "Great!"
      Rate of interest on fixed deposit is much higher in Bank of Baroda than other nationalized banks. More than that it is compounding and it accumulates yearly once. Penalty charge is of 1%, suppose customers want to break the policy in middle of the availed tenure period.
      Was this review helpful? 4
      , chandigarh
      Reviewed on Sep 12, 2015
    • Bank of Baroda Fixed Deposit
      "Better"
      0.5 5.0/5 "Blown Away!"
      Interest rate offered by Bank of Baroda for the fixed deposit plan is 10% and the minimum lock in period is for 3 months . There is no any activation charges and also no penalty in case we break the plan in between the tenure. The only thing is that we cant do any bargain in terms of the interest rate were as we can do with other banks. After the maturity the amount will be credited to the account automatically.
      Was this review helpful? 17
      , mumbai
      Reviewed on Sep 09, 2015
    • Bank of Baroda Fixed Deposit
      "Best and Safe"
      0.5 4.5/5 "Excellent!"
      My experience with BANK OF BARODA is good.Customers service of this bank is excellent and is satisfactory. The branch is keep updating us about maturity and the new plans through SMS and E-mails. currently i have 3 FDR with bank and i m very happy with the return. Its the Best investment i have ever done.
      Was this review helpful? 12
      , jaipur
      Reviewed on Jul 11, 2015
    • Bank of Baroda Fixed Deposit
      "Good and batter"
      0.5 3.5/5 "Pretty good"
      My experience with bank of baroda is good.bank of baroda interest rate is average and it's some high compared to other some bank. Customers service of this bank is excellent and is satisfactory as well as charges for this is high. My experience is good with thos bank
      Was this review helpful? 11
      , mumbai
      Reviewed on Jun 29, 2015
    • Bank of Baroda Fixed Deposit
      "VERY GOOD"
      0.5 4.5/5 "Excellent!"
      In bank of Baroda i have an fixed deposit plan. Through which i am getting 9.75 % interest rate for my deposit amount.I renew the tenure of the FD every year. In case if we plan to take the money in between the we will be charged the penalty. The customer service is good in the particular branch which i used to visit.
      Was this review helpful? 13
      , mumbai
      Reviewed on Jun 16, 2015
    • Bank of Baroda Fixed Deposit
      "Good"
      0.5 4.0/5 "Great!"
      In bank of Baroda i have an fixed deposit plan. Through which i am getting 9.75 % interest rate for my deposit amount.I renew the tenure of the FD every year. In case if we plan to take the money in between the we will be charged the penalty. The customer service is good in the particular branch which i used to visit.
      Was this review helpful? 9
      , new delhi
      Reviewed on May 21, 2015
    • Bank of Baroda Fixed Deposit
      "Excellent service provided"
      0.5 5.0/5 "Blown Away!"
      Its really easy to open a fixed deposit with Bank of Baroda and they do offer a good interest rate based on the market price for this account.The customer service provided was good and I have been using this account for few months and waiting for the benefits.Its after 7years I will be getting double the amount through this fixed deposit.
      Was this review helpful? 6
      , kolkata
      Reviewed on May 14, 2015
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