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    IDFC Fixed Deposit Rates
     and 2 other FDs
    Institution Name
    Deposit Amount Range
    Tenure Range
    Interest Rate
    Up to ₹1Cr
    7 Days to 10 Years
    4% - 8% Quarterly Compounding
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know
    Up to ₹25L
    1 Year to 5 Years
    7.39% - 7.95% Monthly compounding
    Response Time Within 30 minutes
    Features
    Documents
    Good to Know
    Up to ₹25L
    1 Year to 5 Years
    7.39% - 7.95% Monthly compounding
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know
    IDFC Fixed Deposit Rates
    Fixed Deposit BYTES FROM OUR KITCHEN

    IDFC Fixed Deposit Rates

    IDFC Bank Fixed Deposit (FD) interest rates are very competitive and their FD schemes also offer a range of other benefits including high rate of return, flexible tenure options and easy withdrawal facility. The highest rate of interest offered by IDFC is 7.50% per annum (p.a.) for deposits held for 366 days. For senior citizens, the interest rate offered for the same period is 8% p.a. Given below is a comprehensive list of revised interest rates offered by IDFC Bank for 2018:

    IDFC Bank FD Rates 2018 (for investment less than Rs.1 crore)
    Tenure Regular Interest Rates (per annum) Senior Citizen Interest Rates (per annum)
    7 days to 14 days 4.00% 4.50%
    15 days to 29 days 5.00% 5.50%
    30 days to 45 days 6.25% 6.75%
    46 days to 90 days 6.50% 7.00%
    91 days to 180 days 6.75% 7.25%
    181 to 365 days 7.00% 7.50%
    366 days 7.50% 8.00%
    367 days to 731 days 7.25% 7.75%
    732 days to 10 years 7.20% 7.70%

    *Interest rates are subject to change and can be revised from time to time without prior notice

    IDFC Bank Tax-Saver FD Rates 2018 (for investment less than Rs.1 crore)
    Tenure Regular Interest Rates (per annum) Senior Citizen Interest Rates (per annum)
    5 years 7.20% 7.70%

    *Interest rates are subject to change and can be revised from time to time without prior notice

    Minimum and Maximum IDFC Bank fd interest rates 2018 for Regular and Senior Citizen

    IDFC Bank short-term FD rates

    • There are a number of short-term FD schemes to choose from and these types of time deposits are ideal for those who do not want to lock their funds for a long time.
    • The tenure options vary from a minimum of 7 days to 365 days.
    • The highest rate of interest offered in this slab is 7.00% p.a. for a tenure of 181 days to 365 days.
    • For 91 days to 180 days the rate of interest is 6.75% p.a., while for 46 days to 90 days the rate offered is 6.50% p.a..

    IDFC Bank medium-term FD rates

    • Medium-term FDs offer a good rate of return.
    • The highest interest paid is in this type of FD scheme is 7.50 p.a. for an investment of 366 days.
    • For tenures extending between 367 days to 400 days, 401 days to 540 days, and 541 days to 731 days, the rate of interest offered is 7.25% p.a.

    IDFC Bank long-term FD rates

    • This investment slab is ideal for those who wish to put their funds away for the long-term.
    • The interest rate offered for this type of FD is 7.20% p.a.
    • The tenures range from 732 days to 1,095 days, above 3 years to 5 years, above 5 years to 8 years, and above 8 years to 10 years.

    IDFC Bank senior citizen FD rates

    • IDFC pays an additional interest rate of 0.50% p.a. for all senior citizens.
    • The highest rate of interest offered for those above 60 years is 8% p.a. for a tenure of 366 days.
    • 7.75% p.a. and 7.70% p.a. is offered for time periods extending between 367 days to 731 days and 732 days to 10 years respectively.

    IDFC Bank tax-saver FD rates

    • IDFC Bank tax saver FDs come with a minimum lock-in period of 5 years.
    • Tax benefit can be claimed under Section 80C of the Income Tax Act.
    • Tax benefit can be availed for up to Rs.1.5 lakh.
    • The interest rate offered for tax saving FDs is 7.20% p.a. for regular account holders, and 7.70% p.a. for senior citizens.

    Know more about IDFC fixed deposits

    • IDFC also offers a number of term deposit schemes for NRIs such as NRO and NRE FDs.
    • Additional interest of 0.50% is applicable only for senior citizen domestic FDs and will not be applicable for NRO and NRE deposits.
    • For all time periods below 180 days, interest will be computed using simple interest.
    • Compound interest is applicable for investments made for more than 180 days, where the interest is compounded every three months, in other words, every quarter.
    • Customers can also opt for a monthly interest payment option.
    • IDFC Bank offers a complimentary savings account for those to who open a term deposit.
    • Penalty charges will not be applicable for premature withdrawal.
    • An FD interest calculator can be used to calculate the maturity amount of the time deposit.
    • Online facility available.

    IDFC FD Rates Reviews

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