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    RBL Bank FD Rates

     and 2 other FDs
    Institution Name
    Deposit Amount Range
    Tenure Range
    Interest Rate
    Up to ₹1Cr
    7 Days to 20 Years
    5% - 8% Quarterly compounding
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know
    NRI - FD
    Up to ₹1Cr
    1 Year to 20 Years
    7.35% - 7.5% Quarterly compounding
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know
    Up to ₹25L
    1 Year to 5 Years
    7.49% - 8.19% Monthly compounding
    Response Time Within 30 minutes
    Features
    Documents
    Good to Know
    Up to ₹25L
    1 Year to 5 Years
    7.75% - 8.5% Monthly compounding
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know

    RBL Bank FD Rates is Rated as "Satisfactory" by 13 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Fixed Deposit BYTES FROM OUR KITCHEN

    RBL Bank FD(Fixed Deposit) Interest Rates 2017

    Established in 1943, RBL Bank (formerly Ratnakar Bank) is now spread over 183 branches, 351 ATMs in 13 Indian states. RBL Bank offers services under five business verticals that are Corporate & Institutional Banking, Commercial Banking, Retail Banking, Agriculture & Development Banking and Financial Markets.

    The bank offers fixed deposits at varying tenures and competitive rates. A comprehensive list of information about the fixed deposit schemes available from RBL Bank is mentioned in the sections that follow.

    RBL Bank offers FD schemes for deposit amounts of Rs.10,000 and above and for tenures of very-short term to medium and long-term i.e. 5 years and above.

    The updated list of RBL Bank FD Rates 2017, for Regular and Senior Citizen, is listed below:

    Period of DepositInterest Rates (%)Interest Rate % for Senior Citizen
    7 days to 14 days 55.5
    15 days to 45 days 5.255.75
    46 days to 90 days 6.757.25
    91 days to 180 days 6.757.25
    181 days to 240 days 77.5
    241 days to 364 days 7.17.6
    12 months to less than 24 months 7.47.9
    24 months to less than 36 months 7.58
    36 months to less than 60 months 7.357.85
    60 months to less than 120 months 7.357.85
    120 months to 240 months 7.357.85
    1. Short-Term Fixed Deposit Rates

      The minimum duration of the fixed deposit period under the bank’s short-term schemes is 7 days and the maximum duration is 364 days. This period is subsequently divided into five brackets with an increasing rate of return.

      For a period of 7 days to 45 days, the base rate is 5.50% p.a.. Moving into the next bracket of 46-90 days, the rate of return is increased by 2.00% to become 7.50% p.a.. For the third bracket of an increased term of 91-180 days, the rate of return increases only by 0.50% bringing the interest payable on this scheme to 8.00% p.a.. For the fourth and fifth brackets, the terms are 181-240 days and 241-364 days respectively. In both the brackets, there is an increase of 0.25% from the previous bracket. In the fourth bracket thus, the interest rate is 8.25% p.a. and in the fifth bracket, the highest rate of return is achieved at 8.50% p.a..

    2. Medium and Long-Term Fixed Deposit Rates

      The minimum duration of the fixed deposits under this category is one year. Starting off with a return rate of 8.85% p.a. for periods up to 24 months, the medium and long-term deposits gain an increase of 0.35% over the highest rate available under short-term Deposits. For a period of 24 months till 36 months, the rate of return increases by 0.25% to 9.10%. p.a. For deposit periods up to 60 months the rate is 9.00% p.a.. The highest rate of return, within this period, is thus achieved at 9.10% p.a.

    3. Senior Citizens Fixed Deposit Rates by RBL Bank

      Over and above the rack rates mentioned above for the general public, senior citizens can avail a 0.50% higher rate of return. This put the interest rates on FD scheme for senior citizens in the range of 6% p.a. to 9.60% p.a. These senior citizen rates are not applicable on NRO deposits.

      The FD rates offered by RBL Bank are highly competitive and offer depositors safe, fixed returns that make their investments profitable. The varying tenures and deposit options help FD account holders match their investing goals with their liquidity needs. The bank also boasts excellent customer servicing making them a bank of choice.

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  • RBL Bank Fixed Deposit Rate Reviews

    • RBL Bank Fixed Deposit
      "POOR SERVICE BY RBL BANK"
      0.5 0.5/5 "Unacceptable"
      I HAVE APPLIED FOR FD IN RBL BANK, VERY POOR RESPONSE FROM PARIMAL BRANCH SIDE, AFTER MY FULL EFFORTS THEY ARE READY TO OPEN FD A/C, THEY ASK US TO FILL THE WHOLE 4-5 PAGES OF FORM. EVERY OTHER PRIVATE SECTOR BANK ARE GIVING FACILITY OF FILLING THE FORM ON BEHALF OF CLIENT AND ALSO GIVING DOOR STEP FACILITIES. THIS BOTH MAIN SERVICE FEATURES ARE MISSING HERE. POOR SERVICES. NEVER GO FOR RBL BANK
      Was this review helpful? 8
      , ahmedabad
      Reviewed on May 06, 2016
    • RBL Bank Fixed Deposit
      "POOR SERVICE BY RBL BANK "
      0.5 0.5/5 "Unacceptable"
      I HAVE APPLIED FOR FD IN RBL BANK, VERY POOR RESPONSE FROM PARIMAL BRANCH SIDE, AFTER MY FULL EFFORTS THEY ARE READY TO OPEN FD A/C, THEY ASK US TO FILL THE WHOLE 4-5 PAGES OF FORM. EVERY OTHER PRIVATE SECTOR BANK ARE GIVING FACILITY OF FILLING THE FORM ON BEHALF OF CLIENT AND ALSO GIVING DOOR STEP FACILITIES. THIS BOTH MAIN SERVICE FEATURES ARE MISSING HERE. POOR SERVICES. NEVER GO FOR RBL BANK
      Was this review helpful? 7
      , ahmedabad
      Reviewed on May 06, 2016
    • RBL Bank Fixed Deposit
      "Need more facilities..."
      0.5 3.0/5 "Satisfactory"
      I dropped my plan of applying fixed account with Ratnakar bank due to some reasons. First thing is we have to maintain minimum 10k and it should be reduce like 500rs. Secondly they do not have that much of branches. Other wise I am happy with their service which was really good.
      Was this review helpful? 3
      , bangalore
      Reviewed on Jan 14, 2016
    • RBL Bank Fixed Deposit
      "Good "
      0.5 3.0/5 "Satisfactory"
      I have changed the plan of applying the fixed deposit with the Ratnakar Bank Limited. Rate of interest was around 8.5% to 8.75% which was okay for me and the services were okay with them because their customer service was not that much good.
      Was this review helpful? 4
      , bangalore
      Reviewed on Jan 13, 2016
    • RBL Bank Fixed Deposit
      "Not recommended "
      0.5 2.0/5 "Expected more"
      It was a average experience with ratnakar bank based on the fixed deposit.After the time period of 1month the application was rejected.They have the required information for the process but still they have completed the process and returned my funds to me.
      Was this review helpful? 4
      , mumbai
      Reviewed on Jan 13, 2016
    • RBL Bank Fixed Deposit
      "Best benefits in terms of interest..."
      0.5 4.5/5 "Excellent!"
      Ratnakar bank is the one who providing more interest so, I have chosen this Ratnakar bank for fixed account. But the thing is, there is no option to open the account through net banking. We have visit the bank for to deposit It would be great and helpful, if they provide on line facilities.
      Was this review helpful? 5
      , chennai
      Reviewed on Jan 13, 2016
    • RBL Bank Fixed Deposit
      "Fine.."
      0.5 2.0/5 "Expected more"
      I just inquired about the fixed account with Ratnakar bank. They are providing good interest. They responded quickly. But I could not open fixed account with them. First thing is I did not heard much about Ratnakar bank so, I dropped my plan.
      Was this review helpful? 5
      , delhi
      Reviewed on Jan 13, 2016
    • RBL Bank Fixed Deposit
      "Easy to open"
      0.5 4.0/5 "Great!"
      The response provided was very immediate when I have tired to open a fixed deposit with Ratnakar Bank.They have taken around 1day to open the account.The interest rate applied for the fixed deposit was quite nominal.I may recommend the service in future
      Was this review helpful? 2
      , mumbai
      Reviewed on Jan 13, 2016
    • RBL Bank Fixed Deposit
      "Good"
      0.5 3.5/5 "Pretty good"
      The options given by online for fixed deposit from Ratnakar bank was not close to my place so with my own bank . I got the message that we get the call within 24 hours but i received only after three days.. The executive said that the collect the documents which i feel dis comfortable to handover such big amount to any one. .
      Was this review helpful? 2
      , delhi
      Reviewed on Jan 13, 2016
    • RBL Bank Fixed Deposit
      "Good "
      0.5 4.0/5 "Great!"
      The experience was really good with the Ratnakar bank limited for the fixed deposit. Facilities are good with them and I can access it very easily and the bank executives came to my place for collecting documents. Interest rate was around 7.25% and the services were good with them. Interest rate will be compounded on annually basis. The minimum lock in was around a month of time and I did it for two months of time.
      Was this review helpful? 4
      , pune
      Reviewed on Jan 13, 2016
    • RBL Bank Fixed Deposit
      "Not approachable "
      0.5 3.0/5 "Satisfactory"
      I felt the Ratnakar bank branch is very far and its not approachable for opening a fixed deposit account.The interest rate applied was around 8.25% which was quite good.I dont feel they have enough branches so they can work on the same.
      Was this review helpful? 5
      , delhi
      Reviewed on Jan 13, 2016
    • RBL Bank Fixed Deposit
      "Delay can be avoided!"
      0.5 2.0/5 "Expected more"
      There is a delay in the service offered by the Ratnakar Bank executives. I am comfortable with their interest rate and the other norms offered by them. I did not receive the Kit regarding the fixed deposit account. I would suggest them to improvise their services.
      Was this review helpful? 1
      , mumbai
      Reviewed on Jan 13, 2016
    • RBL Bank Fixed Deposit
      "Good interest rate for deposit"
      0.5 4.0/5 "Great!"
      Its almost 1 year back i opened this account. As I am an employee of this bank, they provided good interest rate. I feel i get good services. On line banking is user friendly and they could be upgraded to the recent technologies. The maturity instructions, fixed deposit certificate should be done through branch.
      Was this review helpful? 11
      , mumbai
      Reviewed on Jul 21, 2014
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