SBI Fixed Deposit (FD) Rates

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The country’s largest bank i.e., State Bank of India (SBI) enables customers to open a fixed deposit account with them. The bank offers a variety of tenures and the interest rates are quite attractive. Here, we have compiled the interest rates offered by the bank when it comes to fixed deposits. Read on to know more about the rates:

Listed below in the table are the tenures and interest rate offered by the bank when it comes to deposits below Rs.2 crore:

Tenure For Genral Public (% p.a.) For Senior Citizens (% p.a.)
7 days to 45 days 2.90% 3.40%
46 days to 179 days 3.90% 4.40%
180 days to 210 days 4.40% 4.90%
211 days to less than 12 months 4.40% 4.90%
12 months to less than 24 months 5.10% 5.60%
2 years to less than 3 years 5.10% 5.60%
3 years to less than 5 years 5.30% 5.80%
5 years and up to 10 years 5.40% 6.20%

Note: The interest rates mentioned in the table are effective 27 May 2020

Domestic Bulk Term Deposits

When it comes to domestic bulk term deposits, the interest rates offered by the bank are listed in the table below. Bulk term deposits are those which are above Rs.2 crore.

Tenures For General Citizens (p.a.) For Senior Citizens (p.a.)
7 days to 45 days 2.90% 3.40%
46 days to 179 days 2.90% 3.40%
180 days to 210 days 2.90% 3.40%
211 days to less than 12 months 2.90% 3.40%
12 months to less than 24 months 2.90% 3.40%
24 months to less than 36 months 3.00% 3.50%
36 months to less than 60 months 3.00% 3.50%
60 months to 120 months 3.00% 3.50%

Note: The interest rates mentioned in the table are effective 27 May 2020.

Rates For SBI Tax Savings Scheme, 2006

The tenure for SBI Tax Savings Scheme, 2006 is 5 years to 10 years. One can avail tax benefits as stated under Section 80C of the Income Tax Act 1961.

The following table indicates the rates* associated with SBI Tax Savings Scheme, 2006:

Maturity Period General Public FD interest rate (per annum) Senior citizen FD interest rate (per annum)
5 years to 10 years 5.40% 6.20%

*The interest rates are subject to change as per the discretion of the bank.Rates with effect from 27 May 2020.

Additional Features of SBI Fixed Deposits

  • Minimum deposit of Rs.1,000 to open the account
  • Premature withdrawal facility
  • Tenure starting from 7 days
  • Loans of up to 90% of the principal deposit
  • Nomination facility available
  • Convert fixed deposit to STDR (Special Term Deposit Receipt) and vice versa

SBI Fixed Deposits Rates for NRIs

Key Highlights

  • No minimum balance required to open the account
  • Minimum deposit of Rs.1,000
  • Loan against FD facility available
  • Nomination facility available
  • Premature withdrawal facility
  • Tenures ranging from 1 year to 10 years

NRO Fixed Deposit Interest Rates

Listed in the table are the tenures and interest rates offered by the bank to NRIs who open a NRO fixed deposit with them:

Tenure Below Rs.2 Crore (p.a) Rs.2 Crore & above (p.a)
7 days to 45 days 2.90% 2.90%
46 days to 179 days 3.90% 2.90%
180 days to 210 days 4.40% 2.90%
211 days to less than 12 months 4.40% 2.90%
12 months to less than 24 months 5.10% 2.90%
24 months to less than 36 months 5.10% 3.00%
36 months to less than 60 months 5.30% 3.00%
60 months to 120 months 5.40% 3.00%

Note: The interest rates mentioned in the table are effective 27 May 2020.

NRE Fixed Deposit Interest Rates

Listed in the table are the tenures and interest rates offered by the bank to NRIs who open a NRO fixed deposit with them:

Tenure Below Rs.2 crore Rs.2 Crore & above
12 months to less than 24 months 5.10% 2.90%
24 months to less than 36 months 5.10% 3.00%
36 months to less than 60 months 5.30% 3.00%
60 months to 120 months 5.40% 3.00%

Note: The interest rates mentioned in the table are effective 27 May 2020.

Term-wise State Bank of India FD Interest Rates

SBI Short-term Deposits

Short-term Term Deposits are deposits which are opened for a short period of time. The tenure of a short-term FD ranges between 7 days and less than 12 months. The interest offered by the bank to general citizens for opening a short-term FD is between 2.90% to 4.40% p.a.

SBI Medium-term Deposits

Medium-term fixed deposits have a tenure that ranges between 12 months to less 60 months. The interest offered by the bank on such deposits ranges from 5.10% to 5.30% p.a.

SBI Long-term Deposits

When we talk about long-term fixed deposits, the tenure is between 5 years and 10 years. The rate of return offered by the bank of such deposits is 5.40% p.a.

SBI Fixed Deposits for Senior Citizens

State Bank of India offers citizens who are above the age of 60 years, additional interest of 0.50% on all term deposit tenures. The rate of return ranges between 3.40% to 6.20% p.a.

How to Calculate SBI FD Interest Rates

The interest you can earn on your deposited amount depends on multiple factors, including the amount invested, tenure, rate of interest, interest computation frequency, and taxation. To calculate the interest earned on your FD can be a bit taxing if you are doing it with pen and paper. Instead, use an online SBI FD interest rate calculator to know the amount you can earn after maturity.

The entire process is simple and hassle-free. All you need to do is enter your SBI fixed deposit account details, including the amount, interest rate, and tenure, to know how much you can earn over the course of time. Here's an example.

Illustration

Suppose you have put Rs.1 lakh in your SBI FD account for a period of 5 years. The applicable interest rate is 5.30% p.a. Upon maturity, on an annual compounding frequency, you can earn Rs.30,000 as interest, thereby bringing the maturity amount to Rs.1.3 lakh.

Types of State Bank of India FDs

Things to Remember

  • TDS will be deducted if Form 15G/15H is not submitted
  • Auto renewals would come into effect only if the maturity instructions are not provided
  • Premature withdrawals may incur a penalty of up to 1%
  • Interest won't be paid for deposits less than 7 days

Earn interest on the deposited amount with SBI Term Deposits. Remember that the more the tenure is, the better interest you will earn. Though premature withdrawal is allowed, try to avoid as much as possible so that you don't lose out on the interest you are going to earn after maturity. Also, you may have to incur penalty charges for premature withdrawals.

Key Information before Opening a Fixed Deposit

Eligibility to Open a FD
  • Individual
  • Joint account but not exceeding 4 applicants
  • Minor with a guardian
  • Partnership
  • Company
  • Any association or Institute
  • NRIs
Documents Required
  • Application Form
  • Depositor’s photograph (2 copies)
  • Identity proof & Address proof as per KYC Norms
  • PAN Card copy/ Form 60 or 61
  • Aadhaar Card Details
Benefits of a SBI FD
  • Nomination facility
  • Automatic renewal option after maturity
  • Part withdrawal facility on the deposits
  • Avail loan upto 90% of the deposit amount
  • Online operation for the FD account

FAQs for SBI Fixed Deposit

  1. Can a customer open a term deposit account online in SBI?

    Yes. All existing customers of SBI, who have an internet banking password and username can open an FD account.

  2. Can new customers open an FD online? If not, how can they do so?

    For new customers, they will not be able to open an FD online unless they have an internet banking password and username. In such a case, the customer will have to request the bank for an internet banking account.

  3. Is it possible to deposit an additional amount into my already existing FD?

    No. This will not be possible.

  4. What are the consequences of not providing PAN card details?

    PAN card is absolutely mandatory to open an FD account. If a customer fails to provide PAN card details, the following will be the consequences:

    • A higher rate of TDS will be deducted, which will be at 20%, instead of 10%.
    • The Income Tax department will not give the customer any TDS credit or issue a TDS certificate.
    • Certain forms like 15G/H and other kind of tax exemption certificates will become invalid
  5. Can an SBI FD account be closed online?

    Yes, SBI FD account be closed online.

News About State Bank of India Fixed Deposit

  • Fixed deposit rates revised by SBI

    The State Bank of India has reduced the interest rates on fixed deposits from 27 May 2020 by 40 basis points across all tenures. A fixed deposit for a tenure of 1 year will now offer an interest rate of 5.10% compared to 5.50% earlier.

    The immediate impact of the revised interest rates will be for the accounts which are going to be up for renewal shortly. The rate of interest applicable for fixed deposits of 1 year to less than 2 years and 2 years to less than 3 years will offer an interest rate of 5.1% compared to 5.50%. Fixed deposits of 1 year to 3 years will be offering a return of 5.1$ per annum. For the fixed deposits ranging from 3 years to less than 5 years and 5 years to 10 years, the rate of interest has been changed to 5.3% from 5.7%.

    For senior citizens, SBI had introduced a new scheme, the ‘SBI Wecare’ Deposit where additional premium of 30 bps over the extra 50bps will be given on the fixed deposit

    29 May 2020

  • SBI cuts term deposit rates

    State Bank of India (SBI) on Thursday cut the fixed deposit (FD) rates for the third time in two months. In the latest development the lender slashed the interest rates for tenures up to 3 years by 20 basis points. The new rates shall be effective from 12 May. Following the revision, deposits will earn interest of 3.30% p.a. on FDs having a tenure between 7 days and 45 days, 4.30% p.a. for those between 46 days and 179 days, 4.80% p.a. on those deposits maturing between 180 days and less than a year. FDs having a tenure between 1 year and 3 years will earn interest of 5.50% p.a. going forward. It must be noted that the bank had earlier slashed the interest rates on March 10 and 28 respectively.

    8 May 2020

  • SBI FD rates slashed by 15 basis points across select tenors

    A reduction in the fixed deposit (FD) rates has been made by the country’s largest bank by assets, State Bank of India (SBI) across select tenors. In the retail segment, the FD rates have been reduced by 0.15 percentage points or 15 basis points across a select tenor for FDs below Rs.2 crore. For FDs of Rs.2 crore and above, a reduction of 30 to 75 basis points has been made in the interest rates. The revised interest rates will be effective from 10 November 2019. SBI currently offers 6.25% interest rate to the general public while senior citizens can enjoy 6.75% interest on FDs below Rs.2 crore for 1-year tenor to less than 2-years tenor. For FDs maturing between 46 days and 179 days, the FD rates for the general public and senior citizens are 6% respectively. FDs maturing in a period of one year to 10 years have the revised FD rates for the general public and senior citizens at 6.25% and 6.75% respectively. The last revision in FD rates was made by SBI on 10 October 2019.

    13 November 2019

  • Fixed Deposit interest rates reduced by SBI

    Due to the liquidity of the economy, State Bank of India (SBI) has reduced its Fixed Deposits (FD) and bank deposits interest rates. The interest rates on bank deposits have been reduced to 3.25% from 3.50%. The new interest rates will be effective from 1 November 2019.

    Apart from bank deposits, interest rates of bulk deposits and term deposits have been reduced by 30 basis points and 10 basis points by SBI, respectively. The new interest rates are on term deposits that have a tenure ranging between one year and two years. These interest rates came into effect from 10 October 2019. The MCLR has also been reduced by SBI for the FY 2019-2020 for the sixth time. Therefore, personal loans, car loans, and home loans will become cheaper. With effect from 10 October 2019, the new MCLR will be 8.05%. The interest rates have been deducted by 10 basis points by SBI. SBI has also decreased the interest rates on loans to 8.05% from 8.15%. The new interest rates came into effect from 10 October 2019. Recently, the Reserve Bank of India (RBI) reduced the repo rate by 25 basis points. The new repo rate has been reduced to 5.15% from 5.40%.

    15 October 2019

  • FD interest rates revised by SBI

    State Bank of India (SBI), the country’s largest bank has revised the fixed deposit interest rates for the second time within a month on Wednesday. The rates were lowered by 10 basis points across select maturities. The reduction in the interest rates comes after Reserve Bank of India (RBI) cut the repo rate by 25 basis points last week.

    The bank slashed the interest rates for deposits that mature in 1 year to less than 2 years. Following the revision, the bank shall offer 6.40% per annum on the above-mentioned tenure. SBI has kept the interest rates for all the other tenures unchanged. It needs to be mentioned here that senior citizens are offered additional interest of 0.50% on all FD tenures by the bank. The new interest rates shall be effective from 10 October.

    Apart from SBI, other lenders like Kotak Mahindra Bank, Punjab National Bank and Axis Bank have also revised the FD interest rates in select maturities of late.

    11 October 2019

  • State Bank of India cuts interest rates for FD twice in 2 weeks

    The State Bank of India has cut down the rate of interest for its Fixed Deposits for the second time in a matter of only 2 weeks. On Monday, the bank cut down the interest rate by 20-25 basis points. The bank also cut down its MCLR by 10 basis points for all tenures.

    An official from the bank has mentioned that due to the current market and falling interest rate scenario and surplus liquidity, the bank will realign its interest rate on the term deposits which the bank offers from 10 September 2019. The term deposits rates have been slashed by 20-25 basis points and bulk term deposits, by 10 basis points.

    The term deposits maturing in 7 days to 45 days will give you an unchanged rate of interest of 4.50% per annum and deposits maturing in 46 days to 179 days will give you an interest rate of 5.50% per annum. However, the term deposit tenure which was hit with the interest rate cut was the one maturing in 180 days to less than 1 year. The rate of interest dropped by 20 basis points and will not get you a rate of 5.80% instead of 6.00% per annum.

    For the long-term fixed deposits, the rate of interest will remain unchanged as per the State Bank of India.

    9 September 2019

  • FD interest rates cut by SBI

    State Bank of India (SBI) has reduced the interest rates for the second time within a month. Interest rates of all tenures have been reduced after the lending rates were reduced by the Reserve Bank of India (RBI).

    Apart from SBI, various other banks such as IDFC First Bank, HDFC Bank, ICICI Bank, and others have also reduced the Fixed Deposits (FD) interest rates. Bulk deposits of all tenors have been reduced by 30-70 basis points and retail FD rates on maturities have been reduced by 10-50 basis points by SBI. The new interest rates would be effective from 26 August 2019. The new FD rates offered by SBI are 4.50%, 5.50%, 6.00%, 6.00%, 6.70%, 6.50%, 6.25%, and 6.25% for tenures ranging from 7-45 days, 46-179 days, 180-210 days, 211 days to less than a year, 1-2 years, 2-3 years, 3-5 years, and 5-10 years. The new FD rates offered by ICICI Bank, IDFC Bank, and HDFC Bank were effective from 14 August 2019, 21 August 2019, and 2 August 2019, respectively. Individuals can compare the interest rates that are being offered by various banks before opting for the right one.

    28 August 2019

  • SBI revise interest rates offered on fixed deposits

    The country’s largest lender i.e. State Bank of India has revised the fixed deposit interest rate across all maturities. The bank has reduced the interest rates by 10-50 basis points in the retail segment while in the bulk segment the rates have been cut by 30-70 basis points. The new interest rates will come into effect from 26 August. The revision of the rates was done in view of the falling interest rate scenario and surplus liquidity, the lender said in a statement.

    Going forward, a fixed deposit account opened for a tenure between 7 days to 45 days will attract interest of 4.50% p.a. The interest offered on fixed deposits having a tenure between 46 days to less than 5 years will range between 5.50% to 6.70% p.a. Deposits which are opened for a period of 5 years and up to 10 years will attract interest of 6.25% p.a. Senior citizens will continue to receive additional interest of 0.50% p.a. on all tenures.

    It needs to be mentioned here that this the second time in the month that SBI has revised the FD interest rates. It had earlier revised the interest rates on August 1.

    26 August 2019

  • SBI revises retail domestic term deposits by 5-75 bps

    State Bank of India (SBI) has revised interest rates for its fixed deposit (FD) across all tenures with effect from 1 August 2019. The largest lender in the country has changed the rates on fixed deposits of below Rs. 2 crore by 20 basis points or 0.2 per cent. The revised rates are applicable across various tenors for domestic term deposits or fixed deposits. In case of FDs of Rs. 2 crore and above, the bank has reduced interest rates by 35 basis points or 0.35 per cent. The bank now offers an interest rate of 5 per cent to general public and 5.5 per cent to senior citizens on fixed deposits of below Rs.2 crore for a tenor of 7-45 days. The smallest interest rate cut of 5 bps is in the two years to less than three years bucket to 6.70 per cent from 6.75 per cent for retail as well as bulk depositors.

    When it comes to retail depositors, SBI is offering 6.80 per cent, which is the highest interest rate, in the one year to less than one years’ maturity bucket. In the case of bulk depositors, the highest interest that SBI will offer is 6.70 per cent in the one year to less than two years and two years to less than three years maturity bucket.

    1 August 2019

  • SBI offer individuals interest up to 7% p.a. on MOD account

    State Bank of India, the country’s largest lender offers general citizens interest up to 7% p.a. for opening a multi option deposit (MOD) account. A MOD account is a type of fixed deposit account that is linked to the savings or current account. The rate of interest offered on a MOD account by SBI is the same as a fixed deposit account.

    Here are some of the other things that individuals need to know about SBI’s MOD account. To open a MOD account, the minimum amount needed is Rs.10,000. When it comes to the tenure of the MOD account, the minimum duration is 1 year, and the maximum is 5 years. If the interest earned by investing in a MOD account is more than Rs.10,000 in a financial year, tax is deducted at source. It needs to be mentioned here that there is no limit when it comes to the maximum deposit in a MOD account.

    6 June 2019

Top Bank FD Rates

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SBI Fixed Deposit Reviews

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  • SBI Fixed Deposit
    "Good in FD service"
    STATE BANK OF INDIA
    0.5 5.0/5 "Blown Away!"
    I am having a savings account with State Bank of India hence i have selected the Fixed deposit investment scheme with them. They are providing the interest rate of 8%. I have invested the money 2 years back and there is a lockin period of 72 months.
    Was this review helpful? 32
    , visakhapatnam
    Reviewed on Mar 02, 2020
  • SBI
    SBI Fixed Deposit
    "Good support"
    STATE BANK OF INDIA
    0.5 5.0/5 "Blown Away!"
    I have chosen my fixed deposit scheme from State bank of India because I'm maintaining my salary account with them and they provided rate of interest is fine for me. I have invested the money of Rs. 2.75 lakhs. There is a locking period of 45 days. They are giving interest rate of 4.5%. Overall, I'm satisfied with their services.
    Was this review helpful? 24
    , namakkal
    Reviewed on Jan 18, 2020
  • SBI Fixed Deposit
    "Good bank for Fixed Deposit"
    STATE BANK OF INDIA
    0.5 4.0/5 "Great!"
    I have invested the money in SBI for a fixed deposit and based on my wife recommendation i have chosen it. They are providing the interest rate of 7.25%. They have option to select the lock in period in that i have chosen 5 years. We had visited their branch and the response was good.
    Was this review helpful? 34
    , mumbai
    Reviewed on Nov 12, 2019
  • SBI Fixed Deposit
    "Good"
    STATE BANK OF INDIA
    0.5 3.0/5 "Satisfactory"
    I had a Fixed Deposit in State Bank of India, I have completed the tenure before 3months ago. I have no issues with the customer service. They are given me 7% interest rate for 2years. There is no profit and processing fee. I got an online access, where I can check the interest rate anytime on the YONO app or else SBI online.
    Was this review helpful? 31
    , tirupati
    Reviewed on Oct 15, 2019
  • SBI Fixed Deposit
    "Interest charges are good. "
    STATE BANK OF INDIA
    0.5 3.0/5 "Satisfactory"
    I have invested some money through FD. My salary account is in SBI so i have a zero ATM charges and the limit is not actually set by SBI. They do have short term FDs which is pretty good. I have invested the money of Rs. 60000 and the interest rate is 10.01% for the tenure period of 16 months. There is no lockin period. There is no hassle to getting the money back.
    Was this review helpful? 44
    , kolkata
    Reviewed on Oct 01, 2019
  • SBI Fixed Deposit
    "FD process should be simpler"
    STATE BANK OF INDIA
    0.5 1.0/5 "Really Bad"
    I had fixed deposit with SBI then I withdrawn the amount, I done Rs. 3 lakhs of investment on my daughter name then I taken the liquidity to purchase the land, at the time I struggled a lot to take that money because the process was difficult to withdrawn the money after seven months of tenure.
    Was this review helpful? 34
    , madurai
    Reviewed on Sep 03, 2019
  • SBI Fixed Deposit
    "Excellent"
    STATE BANK OF INDIA
    0.5 5.0/5 "Blown Away!"
    I do have a Fixed deposit account with SBI and it was carried out by Mom and even I have account for my daughter. Its still running and they have Google application separately to access online. The returns are good. I am doing monthly investment and it was opened quite a long may be 4 years.
    Was this review helpful? 27
    , ahmedabad
    Reviewed on Aug 23, 2019
  • SBI Fixed Deposit
    "Good for future saving"
    STATE BANK OF INDIA
    0.5 5.0/5 "Blown Away!"
    I have FD with SBI, I have opt for one year term there is no such limitation for depositing the money. The interest rate is good for the FD, the online banking is convenient to take liquidity. They resolve the queries on time. Its most safe and secured.
    Was this review helpful? 17
    , visakhapatnam
    Reviewed on Aug 08, 2019
  • SBI Fixed Deposit
    "Average"
    STATE BANK OF INDIA
    0.5 4.0/5 "Great!"
    I have selected state bnak of indis fixed deposit amount 1 lakhs , Tenure 5 years and Rate of interest 8 percentage after renewal fixed deposit 6 percentage is very less .while document directly bank . Customer service is not good and responsive.
    Was this review helpful? 20
    , kochi
    Reviewed on Aug 05, 2019
  • SBI Fixed Deposit
    "Too much good scheme"
    STATE BANK OF INDIA
    0.5 5.0/5 "Blown Away!"
    Chosen my fixed deposit from State bank of India. I have invested the money of Rs. 57000 and SBI is a most popular bank all over the India and offering all the facilities compared to bank. Since i have a salary account with them, its easy to transfer the money. They are providing the interest rate of 6.5%.
    Was this review helpful? 13
    , kolkata
    Reviewed on Jul 31, 2019
  • SBI Fixed Deposit
    "Good investment plan"
    STATE BANK OF INDIA
    0.5 4.0/5 "Great!"
    Chosen my fixed deposit from state bank of India because the given rate of interest is high. They are not deducting any service charges. I have invested the money of Rs. 1 lakhs and there is no lockin period and i have chosen the plan for 1 year and they are giving a interest rate of 6.75%.
    Was this review helpful? 15
    , bangalore
    Reviewed on Jul 25, 2019
  • SBI Fixed Deposit
    "GOOD"
    STATE BANK OF INDIA
    0.5 3.0/5 "Satisfactory"
    I am not much satisfied with the fixed deposit with STATE BANK OF INDIA. I am using from last few years and there is a good online banking also the service from the customer support is good added on that the overall service with them was good.
    Was this review helpful? 7
    , kolkata
    Reviewed on Jul 17, 2019
  • SBI Fixed Deposit
    "PR"
    STATE BANK OF INDIA
    0.5 5.0/5 "Blown Away!"
    All customer can deposit the SBI fixed deposit from min of Rs. 10,000 , I believe they give 7% of interest for per annum. I have option to activate or de activate the service through online without going to the bank , there is no documentation to be signed for the online procedure. There is no charges for pre matured of FD.
    Was this review helpful? 15
    , mumbai
    Reviewed on Jun 29, 2019
  • SBI Fixed Deposit
    "Interest rates are good compared to others"
    STATE BANK OF INDIA
    0.5 3.0/5 "Satisfactory"
    No reason for choosing my fixed deposit account with state bank of India. They are providing a interest rate of 6.75%. I have invested the amount of Rs. 50000. There is a lockin period of 2 years. I can deposit for a long time as well. There is processing fee for my FD account.
    Was this review helpful? 17
    , kolkata
    Reviewed on Jun 24, 2019
  • SBI Fixed Deposit
    "Safe and secured"
    STATE BANK OF INDIA
    0.5 5.0/5 "Blown Away!"
    Being a middle class person definitely I think to invest my money that's the reason I chosen SBI fixed deposit because its safe and secured. I can deposit for long term, the online feature is great and I can open and close the FD account through netbanking.
    Was this review helpful? 17
    , kolkata
    Reviewed on Jun 13, 2019
  • SBI Fixed Deposit
    "Good Service"
    STATE BANK OF INDIA
    0.5 5.0/5 "Blown Away!"
    I am having fixed deposit with State Bank Of India ,interest is good .The banking service is good so far .I have not faced any issues so far .Money will be safe on this account .Whenever need money can take and can deposit as well .The banking service is good and satisfied so far .Will get frequent update as well. I am satisfied with the overall service.
    Was this review helpful? 19
    , faridabad
    Reviewed on Apr 30, 2019
  • SBI Fixed Deposit
    "Can do better"
    STATE BANK OF INDIA
    0.5 3.0/5 "Satisfactory"
    SBI gives only 6.7% of interest for the fixed deposit, there is some charges applicable for the per matured liquidity amount. They take 1% from the paid amount, its not flexible as HDFC. The customer dealing is also average to resolve the queries.
    Was this review helpful? 14
    , delhi
    Reviewed on Apr 29, 2019
  • SBI Fixed Deposit
    "Good in services"
    STATE BANK OF INDIA
    0.5 4.5/5 "Excellent!"
    My fixed deposit is with State Bank of India. I can open and close this account online. The interest I earn is satisfactory. The customer services and response is good and in all it is a smooth process and there are no unwanted charges taken for the same.
    Was this review helpful? 12
    , bangalore
    Reviewed on Apr 29, 2019
  • SBI Fixed Deposit
    "Its Good"
    STATE BANK OF INDIA
    0.5 5.0/5 "Blown Away!"
    For SBI fixed deposit there is no locking period, as per the customer convenience they can chose 7 day to 10 years of term. There is pre matured charges they take it from the invest amount . SBI is trusted and reputed and upto Rs.10,000 deposit there is no tax deduction.
    Was this review helpful? 15
    , visakhapatnam
    Reviewed on Apr 24, 2019
  • SBI Fixed Deposit
    "Less interest rate"
    STATE BANK OF INDIA
    0.5 5.0/5 "Blown Away!"
    Two months before I deposited my money nearly 1,50,000 in SBI . I am really happy with their customer service and response . But the interest rate is around 6.85 % which is lesser comparing to other bank . Since It is Government bank, I need not to worry in future if anything uncertain happens .
    Was this review helpful? 15
    , chennai
    Reviewed on Apr 15, 2019
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