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  • SBI FD Rates 2017 is Rated as "Excellent!" by 411 Users

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    rated 4.5/5.0 by 411 users

    SBI FD Rates 2017

    The State Bank of India (SBI) offers a wide range of Fixed Deposits (FDs) that offer a good rate of return and come with various other benefits. Some of the features of SBI FDs include nomination facility, flexible tenure options, auto renewal facility, different interest payout options, loan/overdraft facility, Etc. It is very easy to open an SBI FD online and this can be done at the click of a button in a paper-free manner. There are different types of FDs to choose from in SBI and one can opt for the same based on individual needs and financial goals. Senior citizens and pensioners are eligible for a higher rate of interest and the same will be provided upon submission of age proof documents.

    At present, the highest rate of interest provided on SBI FDs for individuals is 6.25% p.a, while the highest rate of return offered to senior citizens is 6.75% p.a. There are various advantages of opening an FD with SBI:

    • SBI FDs offer competitive industry rates
    • Flexible tenure options
    • Higher rate of interest for senior citizens
    • Different interest payout options such as monthly, quarterly, etc

    The revised Interest rates per annum for Regular & Senior Citizens with effect from 1st November 2017 are as follows:

    Tenure Regular FD Interest Rates (p.a) Senior Citizen FD Interest Rates (p.a)
    7 days to 45 days 5.25% 5.75%
    46 days to 210 days 6.25% 6.75%
    211 days to less than 1 years 6.25% 6.75%
    Above 1 year to less than 2 years 6.25% 6.75%
    2 years to less than 5 years 6.00% 6.50%
    5 years and up to 10 years 6.00% 6.50%

    *The above interest rates are for investments less than Rs.1 crore

    Now, Close Your SBI FD Online Easily

    State Bank of India (SBI) customers can easily close their Fixed Deposit (FD) account online before maturity. The bank recently took to social media and even posted a video on Twitter to create awareness about how to preclose an FD online.

    This is applicable to customers holding ETDR/STDR e-term deposits.

    How to Close an SBI FD Online

    • Log on to the website
    • Choose the FD account and then tap ‘close account prematurely’
    • A list of all the FDs you hold with the bank will be displayed. Choose the one you want to close and tap ‘proceed’
    • Confirm details and mention the reason for closing your FD
    • Type in the password that is sent to your registered mobile number and confirm the transaction

    All customers will receive an alert once their FDs are closed and their bank account will be credited with the FD amount. It is advisable to initiate the closure between 8.00 a.m. to 8.00 p.m. for immediate closure.

    SBI short-term deposits

    sbi interest rates on FD
    SBI Fixed Deposit Interest Rates

    For those who are looking to meet short-term financial goals and gain returns at a faster pace, these types of FDs are an ideal option. The interest rate offered on short-term SBI FDs range from 5.25% p.a to 6.25% p.a. The tenure range for these investments extend from a minimum of 7 days to less than 365 days.

    SBI medium-term deposits

    Medium-term FDs come with a lock-in period of at least 1 year but the rate of return on these types of term deposits are lucrative. The tenure offered for these deposits are more than 1 year to less than 5 years. The interest rate in this slab ranges from 6.00% p.a to 6.25% p.a. The highest rate of interest is for deposits held for more than 1 year to less than 2 years, where the rate of return is at 6.25% p.a.

    SBI long-term deposits

    SBI long-term deposits are specially designed for those who want to park their surplus funds for a longer period of time and create a pool of savings while earning a good interest rate. The tenure range for these types of FDs extend from 5 years to 10 years. The interest rate offered in this slab is 6%.

    Under this slab, one can also opt for tax saver FDs that come with tax benefits and a lock-in period of a minimum of 5 years and a maximum of 10 years.

    SBI senior citizen deposits

    SBI offers an additional interest rate for senior citizen FDs, making it a very lucrative and ideal investment option for those above 60. Senior citizens can go for short-term FDs, medium-term FDs or long-term FDs. The interest rate offered ranges from 5.75% p.a to 6.75% p.a. The highest rate of interest offered is for a tenure that ranges from 46 days to less than 2 years, where the rate of return is 6.75% p.a.

    This is a very good option for pensioners because it acts as a source of supplementary income.

    Types of State Bank of India FDs

    • SBI Tax Saving Scheme
    • Reinvestment Plan
    • SBI MODS
    • Annuity Deposit Scheme
    • SBI flexi Deposit Scheme
    1. SBI Tax Saving Scheme: These are FDs that come with a tax benefit. Customers who invest in this type of FD will become eligible for tax benefits under Section 80C of the Income Tax Act, 1961. These FDs have to be held for a minimum of 5 years and the funds cannot be withdrawn prematurely before the completion of this tenure. It is also important to note that no loan or overdraft can be taken against these tax saver deposits. The minimum deposit amount under this slab is Rs.1000, while the upper limit for investments is Rs.1,50,000 p.a. For details on interest rates refer to the table above.
    2. Reinvestment Plan: This type of term deposit is best suited for those who want to gain the maximum out out their FD and take advantage of the compound interest factor. Here, interest will not be paid at regular intervals but only at the time of maturity of the deposit. The minimum amount that can be invested is Rs.1000, while there is no ceiling limit. These types of deposits will have to be held for a minimum of 6 months and the maximum tenure is 10 years. Some of features include premature withdrawal, loan/overdraft facility, nomination and auto renewal facility.
    3. SBI MODS: SBI also offers customers the option to invest in Multi Option Deposit Schemes. These types of term accounts are usually linked with the bank savings or current account. The highlight of this deposit is that money can be withdrawn at any point of time. The remaining balance in your account will continue to earn interest as usual. The minimum amount that has to be invested under this scheme is Rs.10,000, while the tenure range extends from 1 year to a maximum of 5 years.
    4. Annuity Deposit Scheme: This is a type of deposit where the account holder makes a deposit of a certain lump sum amount, on which he/she is entitled to receive money in the form of income. Money will be paid in the form of Equated Monthly Installments (EMIs) along with interest that is earned. The deposit made by the customer must be a minimum of Rs.25,000. For more information on the interest rates offered, please refer to the interest table above.
    5. SBI flexi Deposit Scheme: This is a type of deposit account where, instead of paying a lump sum, the customer will be allowed to make deposits at regular internals. In other words, an investor can pump in money into the scheme as and when it is convenient for him/her. The minimum tenure for this type of deposit is 5 years while the maximum is 7 years. The minimum investment amount is Rs.5000, while the upper limit is Rs.50,000 in a particular financial year.

    How to calculate SBI fixed deposit interest rate

    Before making a decision to invest in an FD, it is always wise to calculate the maturity value that you will get. To compute this amount, there are various factors that need to be considered. First, let us take a look at the various factors influencing maturity amount.

    Factors affecting maturity amount:

    • The amount/principal invested
    • Rate of interest
    • Tenure of deposit
    • Interest computation frequency
    • Taxation

    SBI FD Calculator

    An FD calculator is used to calculate the total maturity amount by feeding in the required data. To calculate the total amount due to the customer after the completion of the deposit tenure, the data required is the principal amount, rate of interest, compounding frequency and the time period for which the deposit is held.

    For example, if an investment of Rs.1 lakh is made for 1 year at the rate of 6.25% p.a., the maturity value will approximately add up to 1,06,250. Here the total interest earned on the principal will be Rs.6,250 p.a. The interest has been compounded annually.

    On the other hand, if the interest is computed on a quarterly basis for the same principal, rate of interest and tenure, the total interest earned will be Rs.6,398 and the maturity value will be 1,06,398.

    Also, please note that if you go for a cumulative FD, the maturity amount and interest will be paid at the end of the tenure. However, in case of a non-cumulative FD, the interest is paid at regular periods of time, say monthly, quarterly or half-yearly.

    Key Information before Opening a Fixed Deposit

    Eligibility to Open a FD
    • Individual
    • Joint account but not exceeding 4 applicants
    • Minor with a guardian
    • Partnership
    • Company
    • Any association or Institute
    • NRIs
    Documents Required
    • Application Form
    • Depositor’s photograph (2 copies)
    • Identity proof & Address proof as per KYC Norms
    • PAN Card copy/ Form 60 or 61
    • Aadhaar Card Details
      Benefits of a SBI FD
    • Nomination facility
    • Automatic renewal option after maturity
    • Part withdrawal facility on the deposits
    • Avail loan upto 90% of the deposit amount
    • Online operation for the FD account

    Know More About SBI Fixed Deposit


    The State Bank of India (SBI) offers attractive interest rates and a wide range of tenure options on all fixed deposits for Non-Resident Indians. NRIs often look towards India to create a savings pool and also enjoy a host of other benefits such as tax exemption. Some of the best investments options for NRIs are Non-Resident Ordinary (NRO) fixed deposits, Non-Resident External (NRE) fixed deposit and Foreign Currency Non Repatriable (FCNR) fixed deposits. SBI offers both ordinary term deposits and special term deposits for NRIs. These schemes come with different interest payout options. Customers can also avail tax exemption on the interest earned on NRE fixed deposits.

    Taking Loans Against SBI FDs

    All State Bank of India (SBI) customers are eligible to take a loan of their Fixed Deposit (FD) without any hassle at the time of a financial emergency.

    Customers can avail this facility with no penalties, processing or prepayment charges. Loans can be availed on up to 90% of the term deposit held and SBI also provides its customers the benefit of overdraft. Loans on FDs can be taken through internet banking or by visiting the respective SBI branch. The maximum amount that can be taken as a loan or an overdraft is Rs.5 crore while the minimum amount Tis Rs.25,000.

    Now, Buy Paperless Fixed Deposits Instantly!

    Want to buy a fixed deposit but have no time to go to the bank. No worries! You can now purchase the best fixed deposit in the market at the comfort of your home. has launched a paperless application process for fixed deposits. This paperless facility will provide consumers the ease of booking a fixed deposit in a paperless manner, instantly.

    All it takes to open an FD is 10 minutes. A prospective investor can compare all FD interest rates online through the BankBazaar website and apply for an FD at the click of a button. Information such as credit rating of the product and other details will also be displayed. The purchase can be made and authenticated using Aadhaar-OPT based KYC verification. One can also upload documents and provide PAN card details.

    FAQs for SBI Fixed Deposit

    1. Can a customer open a term deposit account online in SBI?

      Yes. All existing customers of SBI, who have an internet banking password and username can open an FD account.

    2. Can new customers open an FD online? If not, how can they do so?

      For new customers, they will not be able to open an FD online unless they have an internet banking password and username. In such a case, the customer will have to request the bank for an internet banking account.

    3. Is it possible to deposit an additional amount into my already existing FD?

      No. This will not be possible.

    4. What are the consequences of not providing PAN card details?

      PAN card is absolutely mandatory to open an FD account. If a customer fails to provide PAN card details, the following will be the consequences:

      • A higher rate of TDS will be deducted, which will be at 20%, instead of 10%
      • The Income Tax department will not give the customer any TDS credit or issue a TDS certificate
      • Certain forms like 15G/H and other kind of tax exemption certificates will become invalid
    5. Can an SBI FD account be closed online?


    Know how to Link Your KYC Documents to SBI Bank Account

    News About State Bank of India Fixed Deposit

    • SBI slashes FD rates

      The State Bank of India (SBI) has cut down Fixed Deposit (FD) interest rates by 25 basis points. The rate change will be deemed effective from November 1, 2017.

      The SBI FD interest rate for 1 year deposits will pay at the rate of 6.25% p.a as opposed to 6.5% p.a., while senior citizens will be eligible for an interest rate of 6.75% as opposed to the earlier 7%.

      1st November 2017

    • SBI FD Rates Revised

      The State Bank of India (SBI) has made a revision on Fixed Deposit (FD) interest rates and this came into effect on October 1, 2017.

      The current FD rates offered by SBI for a tenure of 1 year is 6.5% and the rates offered for senior citizens is 7%. According to reports, the new interest rates offered by SBI is comparatively lesser than that given by other private banks and financial institutions such as HDFC Bank and ICICI Bank.

      At present, SBI offers an interest rate of 6.5% for FDs held for a tenure ranging from 46 days to less than 2 years. The interest rate for the same tenure for senior citizens is 7%. For deposits held from 2 years to 10 years, the rate of interest paid is 6.25% for all individuals and 6.75% for senior citizens. For a time period of 7 days to 45 days, the rate of interest paid is 5.5% and for senior citizens it is 6%.

      ICICI Bank and HDFC Bank offers interest at the rate of 6.75% for a 1-year period. Fixed deposits remain to be one of the most popular investment options in India.

      3rd October 2017

    • SBI Cuts Rates For Fixed Deposits

      State Bank of India (SBI) has reduced interest rates for its fixed deposits (FD) effective July 1st, 2017. The bank has cut the rate for 1-year FD’s to 6.75% from the earlier 6.9%.

      FD’s between 365 days and 455 days have also seen a drop in interest rates, with customers to receive 6.5% now from the 6.9% they stood to receive earlier.

      Interest rates on deposits that are between 456 days to 2 years have also been reduced, with holders receiving 6.5% now compared to 6.75% earlier.

      Senior citizens will receive 50 basis points more than the applicable rates.

      7th July2017

    • State Bank of India reduces term deposit rates by up to 0.50%

      The nation's largest lender State Bank of India (SBI) has decided to reduce the interest rates on Fixed Deposits (FDs) by 0.50%. The new interest rates are applicable for medium and long-term FDs that is below Rs.1 Crore. SBI was offering 6.75% of interest on 2-3 years of deposits, however, now the interest an individual can earn will be limited to 6.25%. The new rates are also revised for Senior Citizens. For the deposits that are made for more than three years, SBI will offer an interest rate of 6.50%. The new rules are effective from 29th of April.

      10th May 2017

    • State Bank of India slashes FD rates to 7.05%, 6 year low

      In a huge setback for customers, State Bank of India has reduced the interest rate on its one-year Fixed Deposits to a six year low of 7.05%. This was done after the most recent round of cuts put forth by the largest bank in India and saw rates on two-year and three-year deposits being increased to 7% and 6.5%, respectively. The last time such as incident occurred was between October 1 and December 7 in the year 2010 when the rate of interest was down to 7%.

      SBI’s peer in Delhi, the Punjab National Bank has reduced the rate of interest on one-year deposits by 5bps or basis points to 7.2% and those on 2-year and 3-year deposits by 10bps or base points each to 7.05%. Bank of Baroda has maintained the rate of interest on Fixed Deposits of one and two years, but has decreased the interest rate on 3-year deposits by 5 base points to 7.25%. Important lenders from the private sector such as HDFC Bank, Axis Bank and ICICI Bank have held rates on their one-year, two years and three years deposit at 7.25%.

      Reducing the rates on fixed deposits are necessary for banks to maintain their margins while transmitting the Reserve Bank of India’s rate cuts, which has amounted to 175 base points since the January of 2015 to borrowers. Borrowers are likely to get better deals but fixed deposits are also becoming increasingly unappealing for savers.

      7th November 2016

    • SBI to Benefit from Lower Bulk Deposit Rates As Government Looks To Park less Surplus with RBI

      Deposits of over Rs 1 Crore have seen interest rates rise over the previous two months on the back of tightening liquidity conditions within the system. This rise has impacted the ability of lenders to reduce rates even though the Reserve Bank of India has hinted at this effect taking place as an outcome of its policy decisions.

      The biggest lender in the country, The State Bank of India, have raised their bulk deposit rates over the previous two months. They have coupled this with a raise in interest rates on term deposits of over Rs 1 crore by 25-125 basis points from mid-January.

      14th March 2016

    • SBI to ask for separate interest rates on small savings.

      The State Bank of India, one of the leading public sector banks in India request the Centre to set differential interest rates on small savings schemes as per age groups. This is almost similar what banks offer to senior citizens. Banks in India offer 25-50% basis point higher interest rates on senior citizen deposits. As per the study conducted by SBI, a person belonging to the age group of 30-45 mainly saves for the purpose of tax saving whereas individuals above the age of 45 years save for social security related reasons.

      7th January 2016

    • State Bank of India decides to reduce rate of interest for deposit of all tenures

      After the repo rate cut by the Reserve Bank of India being higher than expected, banks like State Bank of India decides to reduce rate of interest for deposit of all tenures by 0.25% The lending rate of banks was to reduce after the policy came into play, but with the repo rate cut being higher the banks will need to make up by lowering their deposit rate to maintain a balance between the lending and borrowing.

      5th October 2015

    • SBI cuts deposit rates on select maturities

      New Delhi: The State Bank of India slashed deposits rates on certain maturities by 25 to 50 basis points on Tuesday. The rate cuts will be effective from August 19. A 25 basis points cut will be applicable for deposits with tenors of 180 days and up to three years, while 50 basis points will be applicable for deposits above three years. The revised interest rates for retail domestic term deposits below Rs. 1 crore will be 7% for tenor of 180 days to 210 days as against 7.25% earlier. The revised rates for deposits below Rs. 1 crore for tenors ranging from 1 year to 455 days, 2 years to less than 3 years and 3 years to less than 5 years will be 7.5% (7.75% earlier), 7.75% (previously 8%) and 7.25% (7.75%) respectively. For tenor ranging from 5 years and up to 10 years, the revised rate will be 7.25% from 7.75% earlier.

      The revised rate applicable to senior citizens and SBI pensioners aged 60 years and above will be 0.25% above the rate payable for all tenors to resident senior citizens in India.

      Oriental Bank of Commerce announced a rate cut from 10% p.a to 9.90% (10 basis points) on Friday.

      19th August 2015

    • SBI Slashes FD Interest Rates on 1-3 Year Tenures

      In August of this year, India’s premier public sector bank, State Bank of India (SBI) had slashed its prevalent interest rates on fixed deposits for tenures exceeding five years from 8.75% to 8.50%, a full drop of 0.25 basis points. Continuing this trend, the bank has now extended a similar cut to fixed deposits with tenures ranging from 1-3 years that host fixed deposits of less than Rs.1 crore. Starting December 8, the interest rates for such maturities will lower by 0.25%, a fall from the current rate of 8.75% to 8.50%, specifically applicable for NRE deposits that have tenures of one year and above. According to experts, this move is aimed at curbing the problem of high liquid funds available with SBI, and the lack of demand for credit that correspondingly requires an adjustment of the Asset Liability Management (ALM).

      9th December 2014

    SBI Fixed Deposit Reviews

    • SBI Fixed Deposit
      "Good service"
      0.5 4.0/5 "Great!"
      As I'm a long time customer with State bank of India for around 12 years and as I liked their banking services so I started a fixed deposit with State bank of India few years ago for 6 years as a tenure. I pay Rs. 10000 annually and I get 1 lakh at the end of the term.
      Was this review helpful? 0
      , faridabad
      Reviewed on Nov 18, 2017
    • SBI Fixed Deposit
      "Good service"
      0.5 4.0/5 "Great!"
      As I have a savings account with State Bank of India I started a fixed deposit account with them. But I'm really not sure about the interest rates they provide me but it's good for both my FD accounts in this State bank of India as well as the other bank IOC.
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 17, 2017
    • SBI Fixed Deposit
      "Average account to use"
      0.5 3.0/5 "Satisfactory"
      The rate of interest which I got from SBI Fixed deposit was good and I got the amount on time. The rate of interest was 9% when I got the fixed deposit from State bank at present it got reduced because the RBI new Scheme. The customer support need to be improved with SBI. I would say it is trusty worthy to have an FD account with SBI.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 16, 2017
    • SBI Fixed Deposit
      "Excellent in service , hike in interest rate"
      0.5 4.0/5 "Great!"
      I have invested in fixed deposit with the State bank of India, also the interest rate is depends for the fluctuation of market sector. I would like to say that the investments are really transparent with them, also I dont have any issues on it.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 16, 2017
    • SBI Fixed Deposit
      "Fixed deposit"
      0.5 4.0/5 "Great!"
      SBI Fixed Deposit is the first thing that I would look out for, we can book the FD online, I even get the FD bond online it is created automatically too . They provide the best rate in the industry . Further more , we get the options to change the maturity instructions online too. Not sure about the tax benefit. When I placed a request for liquidation, I got my funds back immediately and this FD was opened a couple of years back.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 14, 2017
    • SBI Fixed Deposit
      0.5 3.0/5 "Satisfactory"
      I am having the fixed deposit account with the State bank of India and I would like to say that they are average one . I would like to say that everything could not be up to the mark. Online services are really good one with the State bank of India.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 14, 2017
    • SBI Fixed Deposit
      "Great experience"
      0.5 5.0/5 "Blown Away!"
      Liquidation is quite interesting with SBI because as soon as i placed a request for breaking my FD, in the next 2 minutes funds were sent to my account on time and it was simple too. Online I had a placed for the BREAKNG FD and foreclosure charges were very meager as they hardly charged rs 150 as the charge.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 10, 2017
    • SBI Fixed Deposit
      "Not satisfied"
      0.5 2.5/5 "Just OK"
      I have a fixed deposit with State Bank Of India and i would definitely say that the experience has not been satisfactory. Being a government bank i feel that they are not focused on improvement and the service is not up to the mark. Their banking work is always delayed.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 09, 2017
    • SBI Fixed Deposit
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      As I have a savings account with State Bank of India which is being maintained for the last 4 years, I also started a fixed deposit account with State Bank of India. Their services are good and no problems with them so far and they are providing 8% to 10% as interest for the fixed deposit.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 07, 2017
    • SBI Fixed Deposit
      "Good overall"
      0.5 3.0/5 "Satisfactory"
      Being a government sector bank, State Bank of India is a bit average. But overall it is okay. I hold a fixed deposit account and it was a hassles free process to open this account. There is a lock in period of one year. After a year once can choose to close it or continue.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 01, 2017
    • SBI Fixed Deposit
      "Excellent services"
      0.5 5.0/5 "Blown Away!"
      I did not have an issues to open a fixed deposit account at State Bank of India. I was able to complete the process on time. There are no charges related to my account. There is a lock in period of one year. The interest rate is also good on this account.
      Was this review helpful? 0
      , dehradun
      Reviewed on Nov 01, 2017
    • SBI Fixed Deposit
      "Good Investment"
      0.5 5.0/5 "Blown Away!"
      Through SBI fixed deposit, I have invested the amount of Rs. 1 lakh it has the tenure of two years I could extend the period upto five years. FD interest is around 6.7% for senior citizen, I am using online banking to check FD transaction in a convenient way.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 31, 2017
    • SBI Fixed Deposit
      "Investing the right way"
      0.5 4.0/5 "Great!"
      With a promised rate of 9% for my Fixed Deposit with State Bank of India, I feel it to be a good investement for the future. Additionally I got a Credit Card using this Fixed Deposit, which again is decent addition to my finances. I am sure to get a good return out of this,
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Oct 29, 2017
    • SBI Fixed Deposit
      "Good Service"
      0.5 4.0/5 "Great!"
      As I have been maintaining my savings account with State Bank of India for nearly 4 to 5 years I have also started a Fixed Deposit account with State Bank of India as I liked their services. I have deposited Rs. 20000 annually and they give 7 to 8 % as interests.
      Was this review helpful? 0
      , thane
      Reviewed on Oct 14, 2017
    • SBI Fixed Deposit
      "Easy process and good services"
      0.5 5.0/5 "Blown Away!"
      I have invested two lakhs at State Bank of India. It was a easy process to open this fixed deposit account. If I want to close the account, I can do so only after six months. I was not keen on checking on the interest rates, as I just wanted my money to be safe in the bank.
      Was this review helpful? 0
      , tirupati
      Reviewed on Oct 12, 2017
    • SBI Fixed Deposit
      "Fixed with SBI"
      0.5 4.0/5 "Great!"
      SBI provides good service for the customers who are handing a fixed deposit with SBI.I have a good experience with SBI in the state of fixed deposit.The rate of interest is also seems very standard and well classified.It is actually a recommendable one for all who are planning for an FD.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Oct 04, 2017
    • SBI Fixed Deposit
      0.5 3.0/5 "Satisfactory"
      I had the fixed deposit account with the State bank of India and the interest rate was around 7.5%. Customer service is also good one for me and their responsiveness too. Online banking services are good one for me with them.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 03, 2017
    • SBI Fixed Deposit
      "FD account"
      0.5 5.0/5 "Blown Away!"
      I have had opened a FD were an executive came to my place, I had filled the FD FORM and signed it and my request was accepted.The reason for choosing SBI for FD was because SBI provides the best interest rate they provide perfect details about FD. I provided 2 photos and one cancelled cheque and adhaar card for opening this FD.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 26, 2017
    • SBI Fixed Deposit
      "My FD"
      0.5 4.0/5 "Great!"
      SBI FD is fine i am holding this SBI FD for about 6 years no drawback nor any Challenges. the rate of interest has come down i have started 9.25% but this year 6.5% flat. it is very easy to book FD online liquidation can be done through online option thee is an option to transfer the amount directly
      Was this review helpful? 0
      , kolkata
      Reviewed on Sep 21, 2017
    • SBI Fixed Deposit
      "Good investment"
      0.5 5.0/5 "Blown Away!"
      I have invested some amount in SBI fixed deposit, last year they gave me 7.5% of interest on it , its has the tenure of one year. Every year I used to go to the home branch to renew the FD, bank response is also quite good. But its not so beneficial, if I would have invest in mutual fund I would have got some extra benefits.
      Was this review helpful? 0
      , gwalior
      Reviewed on Sep 12, 2017
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