YES Bank FD Rates 2022

YES Bank offer individuals a rate of return that ranges between 3.25% p.a. to 6.25% p.a. on Fixed Deposit (FD). The tenure ranges between 7 days and 10 years. Senior citizens are provided additional interest of up to 0.75% p.a.

YES Bank Domestic Deposits Interest Rates (Below Rs.2 crore)

Tenure Interest Rates for General Public (p.a.) Interest Rates for Senior Citizens (p.a.)
Tenure Interest Rates for General Public (p.a.) Interest Rates for Senior Citizens (p.a.)
7 days – 14 days 3.25% 3.75%
15 days – 45 days 3.50% 4.00%
46 days – 90 days 4.00% 4.50%
3 months – Less than 6 months 4.50% 5.00%
6 months – Less than 9 months 4.75% 5.25%
9 months – Less than 1 year 5.00% 5.50%
1 year – Less than 2 years 5.75% 6.50%
2 years – Less than 3 years 6.00% 6.50%
3 years – Less than 5 years 6.25% 7.00%
5 years – Up to 10 years 6.25% 7.00%

Note: YES Bank can change the interest rates at any given time without prior notice. The above-mentioned interest rates are effective from 01 January 2022.

YES Bank NRI Fixed Deposit Interest Rates

YES Bank NRE Fixed Deposit Rates

Tenure Rate of Interest (p.a.)
1 year – Less than 18 months 5.75%
18 months to less than 3 years 6.00%
3 years to up to 10 years 6.25%

Note: YES Bank can change the interest rates at any given time without prior notice. The above-mentioned interest rates are effective from 01 January 2022.

YES Bank NRO Fixed Deposit Interest Rates

Tenure Rate of Interest (p.a.)
7 days – 14 days 3.25%
15 days – 45 days 3.50%
46 days – 90 days 4.00%
3 months – Less than 6 months 4.50%
6 months – Less than 9 months 4.75%
9 months – Less than 1 year 5.00%
1 year – Less than 2 years 5.75%
2 years – Less than 3 years 6.00%
3 years – Less than 5 years 6.25%
5 years – Up to 10 years 6.25%

Note: YES Bank can change the interest rates at any given time without prior notice. The above-mentioned interest rates are effective from 01 January 2022.

YES Bank FCNR Fixed Deposit Rates

Tenure HKD SGD AUD CAD JPY EURO GBP USD
1 year to less than 2 years 1.10% 1.30% 1.25% 1.55% 1.35% 0.10% 1.50% 1.35%
2 years to less than 3 years 1.10% 1.40% 1.70% 1.90% 0.50% 0.35% 1.55% 1.65%
3 years to less than 4 years 1.10% 1.40% 1.25% 1.90% 1.40% 0.35% 1.40% 1.75%
4 years to less than 5 years 1.05% 1.45% 1.45% 2.00% 0.40% 0.35% 1.50% 1.75%
5 years 1.20% 1.50% 1.50% 2.05% 1.15% 0.35% 1.50% 1.80%

Note: YES Bank can change the interest rates at any given time without prior notice. The above-mentioned interest rates are effective from 01 January 2022.

Features and Benefits of YES Bank’s Fixed Deposits

The main features and benefits of the FD scheme offered by BankBazaar.com are mentioned below:

  • You can open an FD account online.
  • Attractive interest rates are offered.
  • Loans can be availed against the amount that is available in the FD.
  • Auto-renewal facility is provided.
  • Security is provided.
  • The tenure ranges between 7 days and 10 years.
  • The minimum deposit that must be made is Rs.10,000.

Eligibility Criteria and Documents Required

Eligibility Criteria

The below-mentioned entities can open an FD account with YES Bank:

  • Family trusts
  • Associations and clubs
  • Sole-proprietorships and partnerships
  • Non-Resident Indians (NRIs)
  • Resident Indians

Documents Required

  • Copy of the by-laws in the case of clubs, societies, and associations.
  • Registration certificate and trust deed in the case of family trusts.
  • Certification of business in the case of companies.
  • Proof of address such as gas bill, electricity bill, etc.
  • Permanent Account Number (PAN) Card.
  • Know Your Customer (KYC) documents.

FAQs on YES Bank Fixed Deposit Rates

  1. Can I avail a loan against the FD offered by YES Bank?

    Yes, you can avail a loan against the amount that is available in the account.

  2. Does YES Bank offer the premature withdrawal facility?

    Yes, YES Bank offers the premature facility. However, a penalty may be levied in the case of premature withdrawal.

  3. What is the tenure of the FD scheme offered by YES Bank?

    The tenure of the FD scheme offered by YES Bank ranges between 7 days and 10 years.

  4. Does YES Bank offer special rates for senior citizens?

    Yes, senior citizens are offered an additional interest rate by YES Bank.

Read News About Yes Bank Fixed Deposit Rates

  • Revision for Different Fixed Deposit Schemes offered by YES Bank

    YES Bank has revised the rate of interest for its fixed deposit schemes. The new rates are effective from 3 June 2021. As per the new rates, the general citizen schemes as well as the senior citizen schemes will be affected.

    The bank currently offers the fixed deposit schemes for investment tenures ranging from 7 days to 10 years. The new rates for the short term investments start from 3.25% and go up to 4%. For the long term investments, the rates start at 5.75% and go up to 6.5% which is applicable to tenures of 3 years to 10 years. Senior citizens are eligible for an additional 0.5% interest rate over the general citizen FD rates.

    10 June 2021

  • Fixed deposit interest rates revised by Yes Bank

    There has been a revision in the interest rates of Yes Bank across all tenures. This is effective from 8 February 2021. The interest rate now ranges from 3.50% p.a. to 6.75% p.a. for a tenure ranging from 7 days to 10 years for the general public. Senior citizens get an interest rate with 50 basis points additionally and 75 basis points additionally for tenures ranging from 3 years upwards to 10 years. The interest rate is 3.50% for a tenure of 7 days to 2 weeks, 4% for a tenure of 15 days to 45 days, 4.50% for 46 to 90 days, 5.00% for 3 to 6 months, 5.50%, for 6 months to 9 months, 5.75% for 9 months to less than 1 year, 6.25% for 1 year to 2 years, 6.50% for 2 years to 3 years, and 6.75% for 3 years to 10 years.

    08 February 2021

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