Bandhan Bank FD Rates 2021

Bandhan Bank offers Term Deposits or Fixed Deposits (FDs) with interest rates between 3.00% p.a. and 5.50% p.a. for domestic fixed deposits with senior citizens getting an additional interest rate of 0.75% p.a. The interest rate will be applicable on the basis of the tenure of the FD which can range from 7 days to up to 10 years.

Bandhan Bank NRI Fixed Deposit Rates

Non to Resident Indians (NRIs) can invest in Term Deposits or fixed deposit offered by Bandhan Bank. The FDs are available in three variants to Non to Resident External (NRE) FD, Non to Resident Ordinary (NRO) FD, and Foreign Currency Non to Resident (Bank) Deposit (FCNR (B)) schemes.

Below are the Best Bandhan Bank FD Rates in India

Tenure General Public (p.a) Senior Citizens (p.a)
7 days to 14 days 3.00% 3.75%
15 days to 30 days 3.00% 3.75%
31 days to less than 2 months 3.50% 4.25%
2 months to less than 3 months 3.50% 4.25%
3 months to less than 6 months 3.50% 4.25%
6 months to less than 1 year 5.25% 6.00%
1 year to 18 months 5.75% 6.50%
More than 18 months to less than 2 years 5.75% 6.50%
2 years to less than 3 years 5.75% 6.50%
3 years to less than 5 years 5.50% 6.25%
5 years to up to 10 years 5.50% 6.25%

Note: The rates mentioned above are effective from 3 February 2021. The Bandhan Bank FD rates are subject to change from time to time.

Best Bandhan Bank FD Rates in India - With Premature Payment Facility

Tenure Rs.2 crore to Rs.10 crore More than Rs.10 crore to less than Rs.25 crore Rs.25 crore to less than Rs.50 crore Rs.50 crore to less than Rs.100 crore Rs.100 crore and above
7 days to 15 days 3.00% 3.00% 3.00% 3.00% 3.00%
16 days to 28 days 3.00% 3.00% 3.00% 3.00% 3.00%
29 days to 45 days 3.00% 3.00% 3.00% 3.00% 3.00%
46 days to 90 days 3.25% 3.25% 3.25% 3.25% 3.25%
91 days to 180 days 3.75% 3.75% 3.75% 3.75% 3.75%
181 days to 364 days 4.00% 4.00% 4.00% 4.00% 4.00%
For 365 days 5.50% 5.50% 5.50% 5.50% 5.50%
For 366 days 5.50% 5.50% 5.50% 5.50% 5.50%
For 367 days to less than 15 months 5.50% 5.50% 5.50% 5.50% 5.50%
15 months to less than 2 years 5.50% 5.50% 5.50% 5.50% 5.50%
2 years to less than 3 years 5.50% 5.50% 5.50% 5.50% 5.50%
3 years to less than 5 years 5.50% 5.50% 5.50% 5.50% 5.50%
5 years to 10 years 5.50% 5.50% 5.50% 5.50% 5.50%

Note: The rates mentioned above are effective from 3 February 2021. The Bandhan Bank FD rates are subject to change from time to time.

Best Bandhan Bank FD Rates in India - Without Premature Payment Facility

Tenure Rs.2 crore to Rs.10 crore More than Rs.10 crore to less than Rs.25 crore Rs.25 crore to less than Rs.50 crore Rs.50 crore to less than Rs.100 crore Rs.100 crore and above
7 days to 15 days 3.00% 3.00% 3.00% 3.00% 3.00%
16 days to 28 days 3.00% 3.00% 3.00% 3.00% 3.00%
29 days to 45 days 3.00% 3.00% 3.00% 3.00% 3.00%
46 days to 90 days 3.50% 3.50% 3.50% 3.50% 3.50%
91 days to 180 days 4.50% 4.50% 4.50% 4.50% 4.50%
181 days to 364 days 5.00% 5.00% 5.00% 5.00% 5.00%
For 365 days 6.55% 6.55% 6.55% 6.55% 6.55%
For 366 days 6.55% 6.55% 6.55% 6.55% 6.55%
For 367 days to less than 15 months 6.15% 6.15% 6.15% 6.15% 6.15%
15 months to less than 2 years 6.15% 6.15% 6.15% 6.15% 6.15%
2 years to less than 3 years 6.15% 6.15% 6.15% 6.15% 6.15%
3 years to less than 5 years 6.15% 6.15% 6.15% 6.15% 6.15%
5 years to 10 years 6.15% 6.15% 6.15% 6.15% 6.15%

Note: The rates mentioned above are effective from 27 March 2021. The Bandhan Bank FD rates are subject to change from time to time.

FCNR (B) Term Deposit Interest Rates

Tenure USD GBP EUR
1 year to less than 2 years 0.97% 0.66% 0.01%
2 years to less than 3 years 1.01% 0.82% 0.01%
3 years to less than 4 years 1.19% 0.88% 0.01%
4 years to less than 5 years 1.40% 1.00% 0.01%
5 years only 1.62% 1.11% 0.01%

Note: The rates mentioned above are effective from 27 March 2021. The Bandhan Bank FD rates are subject to change from time to time.

Types of Bandhan Bank FD schemes

  • FD Standard
  • FD Premium
  • FD Dhan Samriddhi
  • FD Advantage
  • FD Tax Saver

FAQs on Bandhan Bank FD Interest Rates

  1. Can I prematurely withdraw funds from my FD account?

    Yes, you can withdraw funds from your account prematurely.

  2. Do senior citizens get special FD rates?

    Yes, senior citizens are eligible to get 0.75% higher FD rates on domestic Term Deposits.

  3. Do senior citizens get additional interest rates for Bandhan Bank NRI fixed deposits?

    The additional rates for senior citizens are only applicable for Bandhan Bank domestic fixed deposits and not for NRI fixed deposits.

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