Money won’t grow in your mattress.
It will grow in a Fixed Deposit!
  • loading

    Bandhan Bank Fixed Deposit Rates
     and 2 other FDs
    Institution Name
    Deposit Amount Range
    Tenure Range
    Interest Rate
    Up to ₹1Cr
    7 Days to 10 Years
    3.5% - 8% Quarterly compounding
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know
    NRI - FD
    Up to ₹1Cr
    7 Year to 10 Years
    6.5% - 7.5% Quarterly compounding
    Response Time Within 30 minutes
    Features
    Documents
    Good to Know
    Up to ₹25L
    1 Year to 5 Years
    7.49% - 8.19% Monthly compounding
    Response Time Within 30 minutes
    Features
    Documents
    Good to Know
    Up to ₹25L
    1 Year to 5 Years
    7.75% - 8.5% Monthly compounding
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know
    Bandhan Bank Fixed Deposit Rates is Rated as "Blown Away!" by 2 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Fixed Deposit BYTES FROM OUR KITCHEN

    Bandhan Bank Fixed Deposit Rates

    Fixed deposits offered by Bandhan Bank come with interesting options for deposit tenures and interest rates. These interest rates are decided based on the duration for which the deposit is created and can range from 4% per annum to 8.5% per annum with the low interest rate being assigned to short term deposits and the high interest rate to long term deposits. The bank also offers a variety of fixed deposits to choose from. These FDs can be created under premium schemes where the minimum deposits are to the tune of Rs. 1 crore, or under regular FD schemes that allow deposits as low as Rs. 1,000. These deposits can also be held for durations ranging from 7 days to 2 years and more.

    The updated list of Bandhan Bank FD Rates, for Regular and Senior Citizen, is listed below:

    Tenure Regular FD Rates Senior Citizen FD Rates
    7 days to 14 days 3.50% 4.00%
    15 days to 30 days 4.00% 4.50%
    31 days to Less than 2 months 4.00% 4.50%
    2 months to less than 3 months 4.00% 4.50%
    3 months to less than 6 months 4.50% 5%
    6 months to less than 1 year 7.00% 7.50%
    1 year 7.25% 7.75%
    Above 1 year to less than 2 years 7.25% 7.75%
    2 years to less than 5 years 6.90% 7.40%
    5 years to less than 7 years 6.50% 7.00%
    7 years to up to 10 years 6.50% 7.00%
    Minimum and Maximum Bandhan bank fd interest rates 2017 for Regular and Senior Citizen
    Bandhan bank FD Rates

    Bandhan Bank Short-Term FD Rates

    A short term fixed deposit with the bank would signify a tenor of up to 1 year. If the deposit opened is to be kept for a duration of 7 days to 28 days, an interest rate of 4% per annum can be earned on it. Durations between 29 days and 45 days will earn an interest rate that is 1% higher, i.e. 5% per annum and deposits of 46 days to 90 days will earn 2% more, i.e. 7% per annum.

    Slightly longer deposits that are for durations ranging from 91 days to 180 days will earn 8% per annum while deposits held for 181 days to just under 1 year earn 0.25% more, at 8.25% per annum.

    Bandhan Bank Medium and Long-Term FD Rates

    The medium and long term deposits are those that are credited for tenures of 1 to 2 years. If the deposit is opened for 1 year to just under 2 years, the applicable interest rate is 8.5% per annum. Even deposits that are opened from 1 year to 2 years, enjoy the same interest rate of 8.5% per annum. This also happens to be the highest interest rate being offered by the bank.

    Bandhan Bank Senior Citizen FD Rates

    If the fixed deposit is being opened by a senior citizen then they are eligible for an interest rate that is 0.5% higher. This higher interest rate is offered across all deposit tenures which basically means that the highest interest rate that a senior citizen can enjoy is 9% per annum on deposits made for 1 year to 2 years and the lowest interest rate is 4.5% per annum on deposits made for 7 days to 28 days.

    Just looking at the interest rates on offer makes it quite clear that the most profitable tenor for a fixed deposit with this bank will be one that is opened for 1 year to 2 years. It must also be kept in mind that the interest rates being offered can change at any time without the bank providing prior notice, therefore, it’s always advisable to confirm the rates before investing.

     Loading your search... Loading your search...
  • Bandhan Bank FD Rates Reviews

    • review Fixed Deposit
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have done FD with Bandhan Bank. Very good interest rate of 8.25%. Staffs are very well and helpful. Forms are very simple and they will assist you on every steps. In fact they provide door to door banking also. I am very happy with them. Total peace in mind. But one thing they do not provide credit card.
      Was this review helpful? 8
      , kolkata
      Reviewed on Oct 18, 2016
    • review Fixed Deposit
      "The only bank who offers the best ROI on Fixed Deposit"
      0.5 5.0/5 "Blown Away!"
      I would say that Bandhan bank is the only bank who offers such a good rate on the rate of interest for a Fixed deposit. The rate is of 8.75% for senior citizens and for the common people the rate of interest is of 8.25%. They also have excellent online facilities and mobile banking. I would defiantly refer this bank to future customers.
      Was this review helpful? 11
      , aurangabad
      Reviewed on Sep 08, 2016
    Common Loader Icon
  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.