Whoever said wishes don’t come true hasn’t explored our offers!
  • Travel Insurance

     4.0 / 5.0   by 12 users
    Used this product? Write a review >>

    Plan Benefits

    Customer Service

    Medical Coverage

    Claim Experience

    Read Travel Insurance news or Enjoy it on the go Google Play

    • IRCTC proposes mandatory travel insurance for railway passengers

      Following the Indore-Patna Express accident, the IRCTC has put forth a proposal to the Railways ministry to make travel insurance compulsory for passengers travelling by train. Only 128 passengers aboard the Indore-Patna Express had purchased travel insurance, costing less than Re.1. They will be provided insurance cover for accidental death, and medical expenses. The IRCTC began providing passenger insurance from 1st September through ICICI Lombard, Shriram General Insurance, and Royal Sundaram General Insurance. After the recent train mishap, the IRCTC officials are hoping that there will be an increase in the number of passengers opting for travel insurance in the future.

      9th January 2017

    • Railway Insurance To Be Made Available For All Reserved Passengers

      The Railway Passengers Welfare Organisation has requested the Indian railway authorities to provide insurance coverage to all reserved passengers. They stated that the railway insurance should be made available to people who books tickets online and offline. Currently, railways insurance scheme is provided for passengers bookings tickets through Indian Railways Catering and Tourism Corporation (IRCTC) portal. The Railway Passengers Welfare Organisation has voiced out their concerns and have stated that more than 3 crore people travel in a train everyday and 50% of the bookings is made online. They have requested the concerned authorities to include insurance option in the form at the counter where passengers can tick if they want to avail a railway insurance. Currently, passengers online get an option to select this insurance for 92 paise. Passengers who opt for it are eligible for 10 lakh death or total disability benefit, 7.5 lakh permanent partial disability benefit, 2 lakh hospitalisation benefit, and Rs.10,000 for transportation of mortal remains.

      4th January 2017

    • Benefits Of IRCTC Travel Insurance

      The insurance policy now provided by the IRCTC provides passengers with multiple benefits and allows them to travel with peace of mind. Passengers are entitled to benefits on death, on permanent total disability and on permanent partial disability. Additionally, the policy also provides covers the insured for expenses related to hospitalization, and medical treatment up to an amount of Rs 2 lakh and reimbursement of expenses incurred towards the transportation of the insured’s mortal remains.

      2nd January 2017

    • Railway Ministry Is Planning To Make Railway Insurance Mandatory For All Passengers

      After the heart-wrecking Indore-Patna Express accident in which 145 lives were taken, Railway Ministry of India is planning to make railway insurance compulsory for all passengers. Currently, the option to opt for railways insurance is given to people who book their tickets online on IRCTC website. Out of the 695 passengers who were involved in the Indore-Patna accident, 410 tickets were booked online through Indian Railway Catering and Tourism Corporation website. Unfortunately, only 128 passengers opted for travel insurance which amounts to only 31% of the passengers. To put an end to this, IRCTC has requested the government to make railway insurance mandatory for all passengers. They also stated that after the government introduced the railway insurance scheme on September 1st this year, around 15-20 million passengers had opted for this in less than 85 days. Not to forget, this insurance comes at a very low fee of 92 paise per passenger.

      1st January 2017

    • Railways’ Travel Insurance Scheme gets overwhelming response from the public

      According to a government statement, the railway travel insurance scheme has been receiving massive response from the public ever since its launch. The insurance facility announced by Centre in its 2016-17 budget, offers an insurance coverage of Rs.10 lakhs per passenger. On December 10, the total number of passengers who opted for the railways’ insurance scheme is above 3.5 lakh. Due of this overwhelming response Railway Ministry has waived insurance premiums on Railway travel insurance, stated an official. He added that, going ahead, they expect the number to reach 10 lakhs per day.

      21st December 2016

    • Travel Insurance introduced in the Indian Railways

      A boost to the security of travellers using the Indian railways, the government has now offered an optional insurance scheme for all travellers booked on the reserved classes (SL, 1AC, 2AC, 3AC). The insurance scheme which is available on the IRCTC’s member portal, offers passengers financial security in the case of a mishap causing death or injury that are defined under sections 123, 124 and 124A under the Railways Act. If a passenger opts for the travel insurance, a premium of Rs.0.92 (inclusive of all taxes) is added to one’s ticket.

      16th December 2016

    • Increasing amount of business travellers boost the travel insurance market

      Ever since the economic recession in 2009, the travel insurance market has seen a steady growth with regard to the amount of business travellers opting for travel insurance packages. Witnessing a 3.7% growth in 2016 itself, diseases such as Ebola, the Zia virus, and terrorists attacks have only aided the growth of this market. With corporate companies responsible for the safety and requirements of their travelling employees, pricing points such as hotel bookings, car rentals, airfares, and other expenses have seen a 4-6% growth. Business travellers now purchase such travel insurances for a year or for a single trip. The travel insurance coverage depends on destination of the business travel and the age of the traveller. It includes areas such as flight cancellations and delays, loss of luggage, passport and valuable items, and most importantly cost coverage in case of life threatening accident, injury or illnesses.

      14th December 2016

    • Railways To Make Travel Insurance Mandatory?

      Following the recent derailment of a passenger train, the Indian Railways is considering making rail travel insurance mandatory. The decision was taken as of the 410-odd tickets booked on the train, only 128 passengers had opted for travel insurance.

      The Railways has formally approached the government, proposing that all train bookings made through the IRCTC website be sold with the rail travel insurance.

      The Indian Railways introduced the rail travel insurance scheme on September 1st, 2016 and have stated that 15-20 million passengers have availed of the scheme so far. The insurance is priced at 92 paise per ticket booked and covers hospital expenses, permanent disability or death caused due to derailment, terrorist strike or natural calamity when travelling by train.

      However, the figure is minimal when compared to the nearly 700,000 bookings made each day.

      5th December 2016

    • Train Insurance to Become Compulsory?

      Integral Coach Factory had designed rail coaches that were phased out, and their pile up during the train accident in Uttar Pradesh last week ended up causing 148 deaths. It is estimated that another 30 years will be required if the railways goes on at the current pace of production of the state of the art LHB (Linke Hoffman Busch). An inbuilt safety feature that helps in ensuring that there are no pile-ups aside, these coaches are designed so that trains can travel at more than 120 kilometres per hour. They also have a longer life span and are more fuel efficient. As a result, railways is weighing its option to accept a proposal which will make travel insurance compulsory for all individuals who book their train tickets online. Customers can opt out of it, but the option will be selected by default.

      1st December 2016

    • Nominee Appointment Essential When Opting For Railway Insurance

      Individuals who buy a train ticket and opt for the railway travel insurance of 92 paise should appoint a nominee to ensure the compensation amount is disbursed in a timely manner.

      In the event of the death of the policyholder, next of kin would have to obtain a legal heir certificate if there is no nominee listed on the policy.

      The main reason attributed to the lack of nominee appointment for railway travel insurance is the small premium sum.

      However, this leads to a delay in compensation disbursement because the insurance company does not know who the legal heir is, making the claim process a long one.

      29th November 2016

    Travel Insurance Articles:

    Travel Insurance – Some Things To Know Before You Buy It

    In today’s times, travel insurance has become more of a necessity than a luxury for those travelling not only within the country but also overseas. However, a travel insurance policy, like any other insurance policy, has several aspects to it, which one must be aware of before purchasing. Here are a few pointers for you to remember for when you go hunting for a travel insurance policy yourself.

    Wash Your Stress Away International Travel Insurance

    Travelling, in general, can be a highly exciting and rewarding experience. Travelling overseas, no matter how thrilling, is never free of risks, especially given that one is away from their familiar surroundings. Being covered under a travel insurance policy is an easy way to enjoy your trip or vacation absolutely stress-free. Read on to find out more.

    All you need to Know about Family Travel Insurance

    The travel insurance industry caters to the needs of a variety of travelers by offering insurance plans tailored to fit different requirements. One such type of policy is a family travel insurance policy which provides coverage to a family travelling together. Read on to know more about how this policy can benefit you and your family to enjoy a stress free vacation.

    When Should You Buy Travel Insurance?

    Travel insurance is a relatively lesser known product among the slew of insurance products available in the market. Given that, it is no surprise that most travelers end up purchasing a travel insurance policy right before embarking on their trip, which partially defeats the purpose of policy itself. If you have a trip planned in the near future, read n to find out when is the right time to purchase travel insurance, in case you haven’t done it already.  

  • reTH65gcmBgCJ7k - pingdom check string.
    This Page is BLOCKED as it is using Iframes.