Star Health Travel Insurance 2025

Quality service at affordable rates is what Star Health Insurance aims for. Here is what makes Star Health travel insurance stand out in the crowd of insurance companies in the market, and why it should be the obvious choice the next time you travel:

• The company has over 290 Branch Offices across the country
• Health Insurance Products range from Senior Citizen Health Coverage to Family Floater Schemes
• Personalised Doctor Visits are ensured for customers who are hospitalized.
• The large network base ensures that you get Reimbursement Facility and Cashless Hospitalization at over 7000 hospitals across India.
• Quick approvals: 90% of all cashless claim approval can be done in under an hour.
• Start Health is known for their Hassle-Free processes. Its simple to make a direct claim settlement without the intervention of TPA
• The company's accomplishments have been recognized by various awards including 'Health Insurance Company Of The Year 2015 (Indian Insurance Awards 2015)', 'Most Promising Health Insurance Company 2014 (Healthcare Excellence Awards)' and 'Claims Service Company Of The Year, 2014 (The Indian Insurance Award). Hindustan MaRs Survey also rated it as the Best Claim Settlement Insurer.

Types of Star Health Travel Insurance Policies

Star Health Insurance understands that every traveler has different needs. That’s why they offer various travel insurance plans designed for individuals, families, students, and business travelers. Here’s a quick overview of the main types of travel insurance policies they provide:

1. Star Travel Protect Insurance Policy

For: Individuals traveling abroad for vacation or business

This plan covers a wide range of travel-related risks, especially medical emergencies during international travel. Some key benefits include:

1. Coverage for emergency medical expenses
2. Compensation for flight delays or missed flights
3. Reimbursement for trip cancellation (e.g. due to injury or death in the family)
4. Coverage for hijack distress
5. Medical evacuation and repatriation
6. Protection against third-party liability (injury or property damage caused by you)

Eligibility:

1. Available to Indian citizens aged 6 months and above
2. Ideal for individuals traveling outside India for business or leisure

2. Star Family Travel Protect Insurance Policy

For: Families traveling abroad together

This policy is designed to protect your whole family during international trips. It provides coverage for common travel issues like lost baggage, passports, and medical emergencies.

Key benefits include:

1. Medical coverage for all family members during the trip
2. Compensation for lost luggage, documents, or trip delays
3. Coverage for illnesses or injuries while traveling

Eligibility:

1. Covers family members aged between 6 months and 60 years
2. Includes the insured person, their spouse, and up to two dependent children (below 18 years)
3. Option to add two more children by paying an extra 25% of the premium

3. Star Student Travel Protect Insurance Policy

For: Students going abroad for education

Studying in another country comes with unique risks. This plan offers special coverage for students during their stay overseas.

Key benefits include:

1. Medical emergency cover and hospitalization
2. Cost of return tickets in case of family emergencies
3. Tuition fee reimbursement if the sponsor passes away
4. Coverage for legal claims, including bail bond (in case of false arrest or detention)
5. Protection for third-party liability (accidental injury or property damage caused by the insured)

Eligibility:

1. Designed specifically for students going abroad for education

4. Star Corporate Travel Protect Insurance Policy

For: Business travelers going abroad frequently

This plan is tailored for professionals traveling internationally for work. It covers common risks associated with business trips.

Key benefits include:

1. Coverage for delayed or lost baggage
2. Reimbursement for missed flights or delays
3. Emergency medical and dental treatment
4. Compensation for hijack distress
5. Coverage for emergency accommodation and travel due to flight delays
6. Consumables reimbursement if baggage is delayed by more than 12 hours

Eligibility:

1. Available for Indian residents over 18 years of age
2. Covers travel to any country, including high-cost destinations like the USA and Canada
3. Sum insured options: USD 100,000 / 250,000 / 500,000

Star Health Travel Insurance Policy Eligibility:

The eligibility for each plan in this policy differs:

1. For Star Travel Protect Insurance Policy, the criteria simply states that all Indian citizens over 6 months old can be insured.
2. For Star Family Travel Protect Insurance Policy; an insured person, his/her spouse and up to two dependent children below 18 years can be covered. They must all be Indian citizens.
3. Star Student Travel Protect Insurance Policy can be bought by students who are planning to study abroad. The student must be an Indian citizen. By paying an extra 25% of the premium, the family can add on a child to the plan. By doing so, you can add up to two additional dependent children with this plan.
4. Star Corporate Travel Protect Insurance Policy can be bought by corporate above the age of 18 who are travelling abroad on business. He/she must be an Indian citizen.

Star Health Travel Insurance Cover:

The following exigency will be covered in this policy:

1. Emergency medical expenses
2. Hijack distress
3. Compensation following accidental injuries
4. Repatriation of mortal remains
5. Repatriation in case of medical emergency
6. Missed departure/connection
7. Any dental emergency expenses following an accident
8. Loss of your checked in baggage(up to the limits)
9. Reasonable expenses incurred for obtaining new passport
10. Flight delay
11. You will be paid for the amount you lost due to cancellation of your trip because of death of a family member or bodily injury.
12. You will be reimbursed for purchasing consumables due to delay of checked in baggage (more than 12 hours)
13. Legal Liability charges; bodily injury or property damage to third party.

Insurance companies provide travelers with travel insurance that protect them from unanticipated events like accidents, medical emergencies and even contingencies such as flight delays, baggage delay and lost passport. Star Health travel insurance is one of the best in the market which lets you travel risk and worry-free.

Star Health Travel Insurance Claim Process:

1. Making a claim is simple and quick. Simply call the toll-free number to contact Star Health Insurance claims assistance and register your claim.
2. You will be asked to fill out a claims form and send it either by fax or mail, along with the supporting documents based on the exigency.
3. You must keep the following ready before making a claim: copy of passport with immigration stamp, policy copy, original bills/invoices/receipts, copy of police complaint (if applicable), approval and reference number of assistance company, proof of expenses and a copy of your e-ticket.
4. Once the surveyor has assessed your case and documents, your claim will be processed.