Planning a holiday is always exciting. We decide on the destination we would travel to, the places we would visit and the great memories that we would carry back with us. When it comes to planning a vacation or a business trip there are certain aspects that we would always give extra attention like our luggage, travel documents, flight bookings, etc. Another important aspect which goes hand in hand in completing a trip successfully, is carrying a robust travel insurance plan, which provides financial assistance in cases of baggage or document losses, flight delays, cancellations or any unexpected personal accidents.
Cholamandalam MS General Insurance offers comprehensive travel insurance policies, catering to vacationists, corporate travellers and students. The travel insurance policies provided by Cholamandalam MS provides complete protection to baggage, documents, interruptions in trips or illness during a travel. Regardless of the type of trip that you undertake, Cholamandalam MS makes sure that there is a custom made travel insurance policy suiting all your travel requirements. Rest assured that your travel along with your family will be without any hassles under the cover of a Cholamandalam MS Travel Insurance plan.
Types of Cholamandalam MS travel insurance policies:
Cholamandalam MS offers specially designed travel insurance plans, according to the requirement of the customer. The travel insurance policies provided by Chola MS are -
Chola Domestic Travel Insurance Policy
This is a domestic travel policy which carries covers for medical emergencies, baggage losses, travel delays, personal liability and personal accident coverage for death and permanent disability.
Chola Overseas Travel Protection Policy
Foreign travels are insured with a Chola Overseas Travel Protection Policy providing complete coverage for overseas medical expenses, loss or travel documents, baggage loss, travel delays, hijack and repatriations or evacuation to India.
Chola Student Travel Protection Plan
Students planning to continue their higher education abroad can avail this travel policy which compensates for medical treatment expenses, passport loss, personal accidents, personal liability, study interruptions and also included cashless settlement of hospital claims done abroad.
Chola MS Corporate Travel Insurance
Corporate companies of all sizes in India can take an all-inclusive travel insurance policy customised as per the requirement of the company. This insurance plan includes emergency medical expense cover, dental treatment cover, accidental death cover, compensation for loss of baggage, passport and other travel documents, permanent total disability cover and personal liability cover.
Features and Benefits of a Cholamandalam MS Travel Insurance Policy:
Cholamandalam MS ensures that wherever you travel you are always protected and each travel policy that you avail would carry the following features to give you complete peace of mind.
- Medical health checkups or procedures are not required to be done while procuring a Cholamandalam MS travel insurance policy.
- Enjoy cashless claim settlements during hospitalisation.
- Emergency medical expenses cover for sickness occurring during trips.
- Evacuation to India, depending on the policy taken.
- Chola MS also compensates for repatriating of remains to India, in cases of death of the policyholder.
- Coverage for permanent loss of checked-in luggage.
- If the aircraft is delayed for more than 12 hours, then Chola MS compensates for the time delay.
- In cases of theft or robbery, Chola MS offers a fixed sum as emergency assistance to policyholders.
- Hijack distress allowance is also provided.
Cholamandalam MS Travel Insurance Claim Process:
Cholamandalam MS offers a hassle-free claims settlement process to make sure that customers have the best experiences possible with easy documentation and thorough assistance from company officials. Imagine that an individual falls ill in a foreign destination, then the travel insurance company will come to his rescue and will contact the hospital to settle insurance payments.
International travel claims can be at the 24/7 Cholamandalam MS customer service desk. Customers can also comfortably make cashless claim settlements for hospitalisation under the Chola Overseas Travel Protection Policy. Students availing a travel insurance policy can enjoy the advantage of Express claims processing, when they make a medical reimbursement claim. The Chola Student Travel Protection Plan also provides cashless settlements for hospitalisation abroad. Chola MS provides an extensive network of hospitals across the globe for customers to choose from.
Corporate customers can also enjoy Express claims services with Cholamandalam MS's tie-up with Europ Assistance India Pvt. Ltd and get complete assistance from the time they make a claim, until the settlement is made.
Cholamandalam MS Travel Insurance Policy FAQs:
- What are the different cover options offered under a Chola overseas travel policy?
Customers can choose from three different covers namely - Silver Cover, Gold Cover and Senior Citizen Plan.
- What is the personal accident coverage amount available under the Chola overseas travel policy?
For personal accidents inside India, Chola MS provides coverage up to Rs 100,000 and an overseas personal accident cover of up to $25,000.
- Does the Chola overseas travel policy also provide cover for loss of international driving license?
Yes, certain plans under the Chola overseas travel policy provide compensation for loss of international driving license.
- What are the different plans offered under the Chola Student Travel Protection policy?
Customers can choose from three different plans namely - Silver, Gold and Platinum.
- Does the Chola Student Travel Protection Plan extend coverage to sponsors?
Yes, certain plans under the Chola Student Travel Protection Plan provide coverage to student sponsors as well.
- How does the bail bond cover work under the Chola Student Travel Protection Plan?
This cover includes the amount required for bail if detained or arrested by police authorities for any bailable offence committed abroad.
- Does Chola MS have a size requirement for corporate companies availing the Corporate Travel Insurance policy?
No, Chola MS does not have any mandatory size requirement and companies of all sizes can avail this insurance scheme.
- Are medical checkups required while procuring a Chola MS Corporate Travel Insurance policy?
No, policyholders are not required to go through any kind of medical examination while getting the corporate insurance plan.
- What are the different renewal options available to customers holding Cholamandalam MS travel insurance plans?
Customers can renew their existing travel insurance policies on the Cholamandalam MS website or through “M-Renewal”, by using their mobile phones.
- Can senior citizens be included under the Chola Overseas Travel Protection Policy?
Yes, senior citizens within the age group of 61 to 70 can also be covered under this policy.
Quick Tips for your travels:
- Always ensure that you travel with a comprehensive insurance policy to avoid unforeseen complications during your journey.
- Make sure that your travel policy has not expired or is nearing its expiry date, when you start your journey.
- When you embark on your holiday or business trip, carry all the required documents required to make your trip a hassle-free one.
- Keep your insurance company’s contact details handy, so that you can immediately reach out to them whenever there is an emergency.