Insurance is like a spare tyre. You may not require it, but not having one is not an option.
  • Bankbazaar two wheeler insurance

    Two-Wheeler Insurance

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    Smart buying tips for your Two-Wheeler Insurance

    01
    Get Fully Covered

    Liability-only cover is mandatory for your Two-Wheeler Insurance. However, this will not cover damage to your vehicle. Get a comprehensive policy that covers both personal injury and vehicle damage.

    02
    Be A Safe Rider

    Maintaining a clean riding record can help you get a better premium for your insurance policy. Insurers prefer low-risk riders with no history.

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    Your Two-Wheeler Insurance premium is determined by

    01
    Make and Model

    Your two-wheele's make and model will have a major influence on the insurance premium. The more powerful your vehicle (more cubic capacity), the higher your premium will be. .

    02
    Registration City

    The city where a vehicle is registered also determines premiums. Two-Wheeler owners in metropolitan cities have to pay higher premiums since the possibility of vehicle thefts and accidents is higher.

    03
    No-Claim Bonus Percentage

    The insurance premium amount will always be low if you haven't made any claims in the previous year against your existing policy. So don't bother with those small claims.

    04
    Type of Cover Taken

    Additional protection such as collision cover or vandalism cover will increase your premium amount.

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    Cut your Two-Wheeler Insurance costs with these expert tips!

    01
    You Snooze, You Lose

    Always renew your Two-Wheeler Insurance before the due date to avoid a potential increase in premium cost or inconveniences such as vehicle inspections.

    02
    Don't Sweat the Small Stuff

    Making small claims for dents and scratches will push the premium amount up when you renew it the following year. This will result in you losing the no-claim bonus in the corresponding year.

    03
    The Net's Your Best Bet

    Buying Two-Wheeler Insurance online will save you a pretty penny in processing and distribution costs and could fetch you more discounts than a direct purchase.

    03
    Go The Whole Hog

    Buying a comprehensive policy will cover all possible damage to you and your vehicle. Also, choosing to pay your premium in one go will help you grab lower premiums as opposed to monthly pay-outs.

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    Two Wheeler Insurance BYTES FROM OUR KITCHEN

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    • Yamaha’s Cruiser Motorcycle Suzuki Intruder Launched In India

      Suzuki Motorcycles has finally made its entry into the cruiser bike segment in India with its 155 cc motorcycle - Suzuki Intruder. Priced competitively at Rs.98,340 (Ex-showroom price, Delhi), the motorcycle comes with the same engine as packed in the extremely popular Suzuki Gixxer. The design of the Suzuki’s cruiser bike has been inspired by the Intruder M 1800 and the motorcycle produces 14 bhp of power at 8,000 rpm and a maximum torque of 14 Nm at 6,000 rpm. The overall weight of Suzuki Intruder is 148 kgs and its fuel efficiency is claimed to be 44 kmpl by the bike manufacturer.

      8th November 2017

    • Suzuki bike sales soar, thanks to popular models Gixxer, Access 125

      Two-wheeler manufacturer Suzuki has registered an unprecedented 51.69% growth in sales for May this year. Thanks to the Gixxer and Access 125 models that have become a popular buy in the market. This sales number is much higher than last year. In 2016, Suzuki sold 25,659 units and in 2017 as many as 38,923 units were sold. This is an increase by 13,264 units. As per data, the exports for May stood at 5141 units.

      13th June 2017

    • Priced at Rs.8.5 lakh, Triumph Street Triple 765 S is ready to hit Indian roads

      Triumph Motorcycles India has recently launched the 2017 Street triple 765 S in India at Rs.8.5 lakh (ex-showroom Delhi). The company is supposed to launch two other models of Street Triple 765 in the country later this year. Triumph Motorcycles India has already received around 40 bookings for the 2017 Triumph Street Triple 765 S. The delivery of the bikes will begin in Delhi and Mumbai from the coming week.

      The specifications of the 2017 Triumph Street Triple are an enhanced gearbox, raised power and torque, revised airbox and exhaust, and ride-by-wire throttle, and improved LCD instruments. The bike comes with a 765cc engine, DOHC, in-line 3 cylinders, and liquid cooled 12-valve. The in-line 3-cylinder can produce 113PS at the rate of 11250 rpm in comparison to the high torque of 73 NM at the rate of 10421 rpm. The powerful engine is based on Daytona 675 engine that has a better capacity to 765CC in which new parts are also there in order to increase stroke and bore making more powerful than the previous models. The bike will also be lighter than the bikes in this category.

      12th June 2017

    • Dai Ichi Life Insurance Company Limited Holds Stake in Harley-Davidson Inc.

      During the first quarter of the financial year 2016-17, a position in Harley-Davidson Inc. was held by Dai Ichi Life Insurance Company Ltd. The Securities and Exchange Commission released a filing in which the aforementioned information was disclosed. 8,821 shares of the company’s stock was held by the institutional investor by the end of the first quarter. The holdings of Dai Ichi Life Insurance Company Ltd. in Harley-Davidson were worth around $534,000 as revealed by its latest SEC filing. Other institutional investors and hedge funds also recently either reduced or added to their stakes in the company.

      6th June 2017

    • CNG two-wheeler has been launched by Mahanagar Gas

      A CNG-fueled two wheeler has been launched by Mahanagar Gas Ltd. The running cost of this vehicle has worked out to 60 paise per kilometer. This vehicle also helps in bringing down the emission levels. The vehicle was inaugurated by oil minister Dharmendra Pradhan at an event in Mumbai. The function was supervised by minister of education, youth, sports and cultural affairs, Vinod Tawde.

      Addressing the guests at the function, Pradhan explained that the launch of this eco-friendly vehicle will give a chance to around 360,000 two-wheelers to choose this CNG-powered vehicle. The sale of CNG-fueled vehicles in the last few years have increased in the Mumbai Metropolitan Region at a CAGR of more than 70%.

      The CNG pack for two-wheelers consists two CNG cylinders of 1.2 kilos each that gives up to 120 to 130 km per kg at an approximate cost of Rs.0.60 per kilometer per refill. In the early phase of these vehicles, the scooters have to be fixed with a CNG kit that is made by Lovato. Currently two kit manufacturers, Lovato and ITUK, have got approval by ARAI, ICAT Gurgaon, and Pune for their CNG kits.

      5th June 2017

    • Growth in Exports for Honda Hits 59% in April 2017

      The exports for Honda Motorcycle and Scooter India have recorded a growth of 59% in the month of April this year. Overall, the company exported a little over 27,000 two-wheelers in the month in comparison with the 17,040 units sold in the same month last year. Around 11,500 of the 27,000-odd two-wheelers sold were Honda Dios, making it the country’s most exported two-wheeler. In April 2016, the total number of Dios sold was just over 7,000, marking a 60% growth in sales this year. The Dio has become the most exported automatic two-wheeler and is sold in Nepal, South America and Sri Lanka.

      5th June 2017

    • Hero MotorCorp to roll out 6 new models this year

      According to sources, Hero MotorCorp has completely revamped their product strategy as they are all set to launch 6 new two-wheelers this year, while 5 previous vehicles have been taken out of the market. Production and sale of the Karizma R, Ignitor, Passion X Pro, Passion Pro TR and the old model of Glamour Fi have been discontinued.

      2nd June 2017

    • The recent guidelines by IRDA to improve insurance penetration in the country

      The recent guidelines issued by IRDA is expected to improve the penetration in insurance sector. The new set of rules will also benefit the organizations that have recently entered the insurance business. Two-wheeler insurance had been one of the most underpenetrated segments in the insurance realm. While it has been observed that the two-wheeler sales have witnessed a steady growth in the recent past, it is also true that number of bikes and scooters with a lapsed insurance policy is also high.

      2nd June 2017

    • Government Looking at Bulk Procurement of e-Vehicles

      Just a couple of days back, the government’s most influential think tank, Niti Aayog, proposed a shift from the diesel and petrol vehicles to electric or e-vehicles for two-wheelers, three-wheelers and buses. To achieve this goal within the stipulated period of 2032, the central government has already set the process of acquiring e-vehicles in motion. According to a report by CNBC-TV18, the government is trying to procure e-vehicles in bulk and for that purpose has already begun talks with some private players in this field.

      M&M, Ashok Leyland, Tata Motors, have all pledged their participation in this project. They are going to help the government launch battery powered buses in cosmopolitans by the end of this year. The Niti Aayog also recommended decreasing taxes and rates of interest for electric vehicle loans, and capping off the sales of diesel/petrol cars. This proposal is a sign of the dramatic shift in automotive policy the government is adopting to modify the fastest growing auto market in the world. The government, however, will not be using public money to finance e-vehicles. It is also set on promoting low cost changeable batteries and establishing a battery plant by the year 2019.

      2nd June 2017

    • Royal Enfield Aces Dealer Satisfaction in Survey

      According to a recent J.D. Power 2017 India Dealer Satisfaction with Automotive Manufacturers Index (DSWAMI) Study, Royal Enfield came out on the very top of the survey with respect to dealer satisfaction among manufacturers of two-wheelers. The survey has included 2 wheelers for the first time and Royal Enfield has made it to the top of the rankings, scoring 868 on a 1000-point scale. The motorcycle manufacturer was closely followed the TVS Motor Company which scored 834 points and Honda Motorcycle and Scooter India (HMSI) which scored 808 points and ranked third. The survey also mentioned that nearly 54% of overall two-wheeler dealerships are this year to be better in terms of financial performance, as compared to the last year.

      In the financial year that ended on March 31, 2017, recorded staggering sales of 4,16,693 bikes. The best-selling Royal Enfield Classic 350 formed a 68% of the total chunk of sales, easily contributing a clear majority. In the month of April, Royal Enfield crossed all previous records of one month bike sales and sold a whopping 60,142 bikes in the month alone. Out of this, domestic market sales alone came to 58,564 bikes. Royal Enfield motorbikes still draw a fair bit of interest among enthusiasts and dealers all over the country often have an average waiting period of two to three months.

      26th May 2017

    Customer Reviews

    • ICICI Lombard Two Wheeler Insurance
      "Good "
      0.5 4.0/5 "Great!"
      My two wheeler insurance was taken with ICICI lombard three years back. I am satisfied with the service. For 3 years,I paid around 5000 rupees through net banking. I don't have any claim experience. The plan benefits and policy coverage are good. The payment method is convenient.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 17, 2017
    • ICICI Lombard Two Wheeler Insurance
      "Smooth process"
      0.5 4.0/5 "Great!"
      ICICI Lombard is overall good in the services. I was able to get my two wheeler insurance policy papers in an hour. The premium is of 1000rs. The response is good and there are no issues when I communicate with the. Fortunately there has been no claim experience till date.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 17, 2017
    • United India Two Wheeler Insurance
      "Satisfactory"
      0.5 4.0/5 "Great!"
      My two wheeler insurance is from United India Insurance. The customer services are good and there are no hassles in the process. I was able to get the policy papers on time. The premium is of 1000. The benefits and coverage is good. No issues overall.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 17, 2017
    • ICICI Lombard Two Wheeler Insurance
      "Better plan for 2 wheeler insurance "
      0.5 4.0/5 "Great!"
      The service is good with ICICI Lombard with the Two wheeler insurance policy. I get the reminders to renew the policy on time before the due date. The customer support to good with the CICIC Lombard . I have paid around Rs,2100 to get this policy.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 17, 2017
    • ICICI Lombard Two Wheeler Insurance
      "Good policy to use"
      0.5 5.0/5 "Blown Away!"
      I have paid Rs,2100 to get the ICICI Lombard 2 wheeler insurance policy , it is valid for 2 years.Because I got this policy for my Honda activa. The plan benefits and the coverage is good with is policy, I would say I got good service from ICICI Lombard.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 17, 2017
    • Reliance General Two Wheeler Insurance
      "Best insurance policy"
      0.5 5.0/5 "Blown Away!"
      I have taken Two wheeler Insurance with Reliance.I pay a premium of Rs 1500 once in a year,it gets debited from my savings account.I get a policy coverage of Rs 70,000 for the first main parts and for the second main parts is 30,000.The online service is good.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 17, 2017
    • United India Two Wheeler Insurance
      "Good"
      0.5 5.0/5 "Blown Away!"
      My two wheeler insurance was taken with United India Insurance. It was a good service. I pay premium of 1095 rupees yearly through cheque. The customer service and response is excellent. There is no claim experience. I do get a reminder call to renew the policy.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 17, 2017
    • Bajaj Allianz Two Wheeler Insurance
      "Good Protection"
      0.5 4.0/5 "Great!"
      Once I purchased my two wheeler insurance from Bajaj Allianz, I didn't get any call. I paid the amount Rs. 750 for the tenure of one year. They gave me the coverage value of 70%. Service is really good, they have send policy copy on time. I am very fine with Bajaj Alliance gave insurance for Pulsar bike.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 17, 2017
    • National Insurance Two Wheeler Insurance
      "Its Good"
      0.5 4.0/5 "Great!"
      I took the bike insurance for three years, I paid almost Rs. 18,000. National Insurance gave me the cover value 1.75 lakh for my Royal enfield worth Rs. 2 lakhs. Policy cover is also good. I took the policy through dealer they done all the process.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 17, 2017
    • ICICI Lombard Two Wheeler Insurance
      "Good "
      0.5 2.0/5 "Expected more"
      I have insured my two wheeler with the ICICI Lombard general insurance company. I would like to say that the customer service was not really a better one. I have not faced any claims with them till now and am really happy with the ICICI lombard.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 17, 2017
    • National Insurance Two Wheeler Insurance
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      I have taken a two wheeler insurance service with NATIONAL insurance the documents where submitted directly to the showroom and yearly I am paying around 1400 as a payment and the service period have gona get completed ,I have not interacted much with NATIONAL insurance staffs still it was a good experience with NATIONAL insurance for my two wheeler insurance service.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 17, 2017
    • HDFC Ergo Two Wheeler Insurance
      "Good "
      0.5 5.0/5 "Blown Away!"
      I have insured my two wheeler with the HDFC ergo general insurance company and the customer service is good one for me, also I can interact with them on minimal basis because till now, I have not faced any claims with them.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 17, 2017
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