Insurance is like a spare tyre. You may not require it, but not having one is not an option.
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    Two Wheeler Insurance

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    Smart buying tips for your Two Wheeler Insurance

    01
    Get Fully Covered

    Liability-only cover is mandatory for your Two Wheeler Insurance. However, this will not cover damage to your vehicle. Get a comprehensive policy that covers both personal injury and vehicle damage.

    02
    Be A Safe Rider

    Maintaining a clean riding record can help you get a better premium for your insurance policy. Insurers prefer low-risk riders with no history.

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    Your Two Wheeler Insurance premium is determined by

    01
    Make and Model

    Your two-wheele's make and model will have a major influence on the insurance premium. The more powerful your vehicle (more cubic capacity), the higher your premium will be. .

    02
    Registration City

    The city where a vehicle is registered also determines premiums. Two-Wheeler owners in metropolitan cities have to pay higher premiums since the possibility of vehicle thefts and accidents is higher.

    03
    No-Claim Bonus Percentage

    The insurance premium amount will always be low if you haven't made any claims in the previous year against your existing policy. So don't bother with those small claims.

    04
    Type of Cover Taken

    Additional protection such as collision cover or vandalism cover will increase your premium amount.

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    Cut your Two Wheeler Insurance costs with these expert tips!

    01
    You Snooze, You Lose

    Always renew your Two Wheeler Insurance before the due date to avoid a potential increase in premium cost or inconveniences such as vehicle inspections.

    02
    Don't Sweat the Small Stuff

    Making small claims for dents and scratches will push the premium amount up when you renew it the following year. This will result in you losing the no-claim bonus in the corresponding year.

    03
    The Net's Your Best Bet

    Buying Two Wheeler Insurance online will save you a pretty penny in processing and distribution costs and could fetch you more discounts than a direct purchase.

    03
    Go The Whole Hog

    Buying a comprehensive policy will cover all possible damage to you and your vehicle. Also, choosing to pay your premium in one go will help you grab lower premiums as opposed to monthly pay-outs.

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    • Metro e-bikes to be offered in Hyderabad soon

      In order to enhance the metro connectivity in the city, Hyderabad Metro Rail Limited (HMRL) is introducing metro e-bikes for passengers. The service will be available from August 15th onwards. The cost of the ride will be Rs.4 per km, and passengers can take the bikes home. After parking the bikes at their residences overnight, these can be driven back to the Metro station the next day.

      Passengers are required to download the Metro Bikes app and verify their ID proof and driving license. The passengers are charged only for the distance they travel, said the managing director of HMRL. He also mentioned that the move will help in protecting the environment.

      16 August 2018

    • Kawasaki Ninja 300 Released in India; Priced at Rs.2.98 Lakh

      The Kawasaki Ninja 300, an entry-level sports bike, has been launched in India and is priced at Rs.2.98 lakh. It is now the most affordable vehicle offered by Kawasaki in the country. Individuals who wish to pre-book the vehicle will get a warrant for 3 years / unlimited kilometres. The manufacturer has informed interested customers that the extended warranty will be offered only for a limited period before it is discontinued. India will continue to import the Ninja 400 from Thailand, the bike maker is counting on local vendors to raise the localisation of Ninja 300’s components. The price of the first Ninja 300 was placed at Rs.3.6 lakh, but the new version is available for a discount of Rs.62,000. The price of the vehicle has decreased significantly due to localisation, thereby enabling the company to price the vehicle nearer to the KTM RC 390.

      13 August 2018

    • Suzuki Likely to Launch the Gixxer 250 in India by 2019

      Suzuki Motors is likely to release the Gixxer 250 in the Indian market sometime next year. The rumours of the launch are based on Suzuki’s efforts to launch a 250cc motorcycle in the Indian market by 2019.

      The Japanese manufacturers launched the Inazuma 250 in India last year, but its high pricing was the reason its sales were less than impressive. The Gixxer 250 is likely to be more affordable and will be a nice upgrade for many of the Gixxer 150 owners in the country.

      8 August 2018

    • Launch of two new bikes from BMW; starting cost will be Rs.2.99 lakh

      BMW Motorrad has launched the G 310 GS and the G 310 R in the Indian market. The cost of the bikes are expected to be Rs.3.49 lakh and Rs.2.99 lakh respectively (both ex-showroom India). These are the most affordable bikes in the BMW Motorrad range in the country. Bookings for the bikes are open and the booking amount is Rs.50,000. The BMW G 310 R was first unveiled at the Auto Expo 2018 and has been a highly-awaited model since then.

      Both the G 310 GS and the G 310 R have a 313 cc, liquid-cooled, single-cylinder engine that generates maximum power of 34 PS at 9,500 rpm. The maximum torque created is 28 Nm at 7,500 rpm. The bikes can accelerate from 0 to 50 kmpl in a matter of 2.5 seconds. The peak speed attained is 143 kmph as well.

      Both bikes have similar features, except for the fact that the BMW G 310 R has a raised suspension system and larger wheels at the front. The bike also has dual-sport tyres and is better configured for touring.

      The bikes have a warranty period of 3 years but this can be extended to 4 or 5 years at an extra cost.

      7 August 2018

    • Launch of BMW HP4 RACE; prices start from Rs.85 lakh

      BMW Motorrad has launched the HP4 RACE in the Indian market at an ex-showroom cost of Rs.85 lakh. The bike is suitable for track enthusiasts and it is equipped with high-spec brakes and electronics.

      The bike churns out maximum power of 215 hp at 13,900 rpm. The peak torque attained is 120 Nm at 10,000 rpm. The gearbox on the bike is also suitable for racing. The 6-speed close-ratio transmission has optimised ratios.

      The BMW Motorrad is the first bike manufacturer offering a mainframe that is completely made of carbon fibre. This has resulted in a significant reduction in the weight of the HP4 RACE when compared to the other models.

      The motorcycle is offered in one colour scheme only. Also, there are 750 units available worldwide.

      30 July 2018

    • 2019 Diavel to be launched by Ducati spotted testing

      The Ducati Diavel 2019, the bike which is expected to be launched soon was spotted testing near the factory where the vehicle is being manufactured in Italy. It could be seen that the new Diavel is set to get both mechanical and cosmetic upgrades. While many of the upgrades could not be seen through the camouflage sheets, it is expected that the 2019 model will come with a much revised bodywork. Some of the components have been borrowed from the XDiavel. The 2019 model is expected to be powered with a 1,262 cc Testastretta DVT engine used in the Multistrada 1260 and the XDiavel. The engine produces a power of 154 bhp and a torque of 129 Nm in the XDiavel. Due to positioning of the foot pegs, the Diavel continues to sport the slightly upright riding position. The model is expected to be showcased in the 2018 EICMA to be held in November. The bike is set to be launched in the global markets by early 2019 and is expected to hit the Indian market later next year.

      27 July 2018

    • V45 electric bike - An environment-friendly option

      Local car manufacturer Versatile Auto Components Private Limited has introduced a new electric bike, the V45, that is similar to the bikes of the 90s. The battery of the bike will be below the feet of the rider. The bike will be environment-friendly as well.

      The bike has a battery indicator that reflects the charge available. The V45 has two keys - one for starting the bike and the other for the battery itself. Once the bike is unlocked, it can be used easily. The bike is most suitable for short rides and can reach maximum speed of 25 kmph.

      The V45 offers better mileage when riding half throttle. The current version of the bike does not have a swappable battery; however, the upcoming version will include the same.

      The bike has been manufactured at the TSIIC Industrial Park located in Pashamylaram.

      26 July 2018

    • Street Rally Edition of the Yamaha Cygnus Ray ZR Launched in India

      Yamaha Motors India has launched an Indian variant of the Cygnus Ray ZR called the Street Rally. The scooter has been priced at Rs.57,898 (ex-showroom), making it the most expensive scooter to be sold in the Indian market.

      The Street Rally was first showcased at the 2018 Auto Expo and revealed a few tweaks in design when compared to the Cygnus Ray ZR. The scooter’s front fairing and rear-view mirrors have been given an upgrade. According to Yamaha Motors, the change in design was made to prevent mud splatters and to provide protection against wind. The Street Rally comes in two colours: Racing Blue and Rally Red. In addition to the colour scheme there is also few new graphics that differentiate the Street Rally from the Cygnus Ray ZR.

      The Street rally is powered by the same 113cc air-cooled motor as the Cygnus Ray ZR. It will compete with the likes of the Suzuki Access and the Honda Grazia.

      24 July 2018

    • Honda launches an upgrade of the Activa 125

      Honda has launched an upgraded model of the Activa 125 and is currently priced at Rs.59,621. The new Activa comes with an LED headlight, four-in-one ignition, and a revamped semi-digital instrument console.

      The mid and top-spec variants come with a chrome muffler cover and grey alloy wheels. The new models also come in new matte metallic colours and an optional mobile charger under the seat. The 2018 version of the Activa 125 comes with a 3-step adjustable monoshock unit and a telescopic fork in the front.

      The engine is similar to the older model with an 8.52hp/10.54Nm 124.9cc engine. The front disc brake is available on the top-spec versions of the bike while the base and mid variant have a drum brake on both wheels.

      The upgrades on the Activa 125 have been highly anticipated.

      23 July 2018

    • Norton Reveals Images of the Atlas 650

      Norton Motorcycles recently revealed a rendered image for the Atlas 650. The image was shared by the CEO of Norton via his Twitter account. The official unveiling of the bike will take place at the 2018 Motorcycle Live motorcycle show in November 2018.

      The new Atlas will be the first 650cc model offered by Norton. The bike comes with a neo-modern scrambler and its design is reminiscent of the original Atlas. The new Atlas is expected to have a power output that ranges between 70hp and 90hp.

      The Kinetic Group and Norton Motorcycles have signed a joint venture and the CKD operations on the bike would begin in India next year and locally source close to 50% of its components. Norton has set a sales target of 2,000 units for the Indian market. The date for the India launch is yet to be announced, however, Norton plans to sell the new Atlas internationally in 2019.

      17 July 2018

    • Yamaha to Replace Traditional Two-Wheelers with the Recently Launched Electric Bikes

      Yamaha Motor Company Ltd. has launched the TY-E electric bike. The new bike is expected to replace all the traditional Yamaha two-wheelers. The TY-E has a number of features that put it on par with other high-performance bikes.

      The TY-E comes with a high-rotation, compact high-power motor which has the capability of matching high off-road performance and a powerful low-speed torque. The body is made of carbon fibre which attributes to the lightweight of the bike. Weight reduction has been Yamaha's focus when designing the TY-E.

      Other features of the bike include a mechanical clutch, an optimized flywheel, and an electric motor.

      16 July 2018

    • BMW GS 310R to hit the Indian market soon

      BMW is all set to launch the GS 310R in India in a matter of weeks and opened official bookings in June. The bike has already been launched in the American market and has received rave reviews. The bike is said to be lightweight and agile.

      The bike comes with a 34 bph single-cylinder engine and reaches a top speed of 140km/h. The GS 310R achieves a mileage of 25km/ltr. The low-end torque makes it easy to navigate through steep inclines without having to switch to third gear.

      16 July 2018

    • KTM Reveals a Prototype of the 790 Adventure R

      Just a few hours after releasing spy shots of the soon to be launched 390 Adventure, KTM has released an official photograph of the 790 Adventure R prototype. The prototype was displayed at the European Adventure Rally, KTMs annual event for owners of the Adventure model, in Sardinia. Chris Birch, Dakar’s finisher, introduced the 790 Adventure R to a few KTM Adventure owners at the event.

      The prototype of the 790 Adventure R features a side-slung low-mounted fuel tank extensions and 799cc parallel-twin LC8c motor. The prototype that was displayed also features wire spoke wheels and off-road tyres.

      The product-ready version of the 790 Adventure R is expected to be unveiled in October or November 2018.

      14 July 2018

    Customer Reviews

    • Bajaj Allianz Two Wheeler Insurance
      "Best Policy"
      0.5 5.0/5 "Blown Away!"
      I have taken two wheeler insurance from Bajaj allianz insurance policy , i got this policy through the showroom where i got the two wheeler . Am satisfied with the premium amount which am making the payments its has good coverage . The good about their service is they used to remind the customers for renewal .
      Was this review helpful? 2
      , bangalore
      Reviewed on Aug 13, 2018
    • Oriental Insurance Two Wheeler Insurance
      "Good Service"
      0.5 4.0/5 "Great!"
      I've a bike insurance policy with the Oriental Insurance Company. I am paying a premium of 1200, I do have a claim experience with the policy where I was able to claim 15000-16000. The whole claim process was easy and hassle free. Overall ti has been a good experience with the services.
      Was this review helpful? 0
      , chennai
      Reviewed on Aug 13, 2018
    • Iffco Tokio Two Wheeler Insurance
      "Best policy"
      0.5 5.0/5 "Blown Away!"
      I have my two wheeler insured with IFFCO TOKYO from last 3 years, my claim experience with this insurance was good and they covered 60% which is satisfactory. A premium of Rs 1600 has to be paid for this insurance policy and i am happy with the plan benefits of this policy.
      Was this review helpful? 3
      , kolkata
      Reviewed on Aug 09, 2018
    • New India Two Wheeler Insurance
      "Good Service"
      0.5 4.5/5 "Excellent!"
      My bike is insured with the new India Assurance. I am paying the premium of 1000 per year. There is no claim experience with the policy. I haven't faced any issues with the policy so far. As long as there is no claim experience I am not able to portray their service in a correct manner.
      Was this review helpful? 5
      , hyderabad
      Reviewed on Aug 04, 2018
    • National Insurance Two Wheeler Insurance
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I've been using the Bike Insurance Policy from the national insurance. I am paying a premium of 1500 per year. There hasn't been any claims for this policy. So far I haven't faced any issues with their services. I'll have to wait and see how they respond to my claims in future if I will have any.
      Was this review helpful? 5
      , kochi
      Reviewed on Aug 04, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      My two wheeler insurance policy is with ICICI lombard from last 1 year, i am happy with the plan benefits and policy coverage of this insurance policy. I have not claimed anything so far from this insurance policy and i pay a premium of Rs 3000 every year.
      Was this review helpful? 4
      , bangalore
      Reviewed on Jul 31, 2018
    • HDFC Ergo Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      My two wheeler is insured with HDFC ERGO from last 2.5 years, i am happy with the coverage value and plan benefits of this insurance policy. I pay a premium of Rs 1150 for this insurance policy and i have not claimed anything so far from this insurance.
      Was this review helpful? 5
      , lucknow
      Reviewed on Jul 31, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Average Service"
      0.5 3.0/5 "Satisfactory"
      I've been using the Bike Insurance policy from the ICICI Lombard. The premium is 3600 per year, the policy covers only metal parts. The premium got increased, I do not have claim experience. I make the premium payments via the agent.
      Was this review helpful? 7
      , bangalore
      Reviewed on Jul 28, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Good policy to have"
      0.5 4.0/5 "Great!"
      I have made the premium of Rs. 4500 for 1 years. Cashless service is available because its a 1 year old bike. I have not utilized their service. I can claim upto Rs. 1.80 lakhs. Cashless service also available. I have never spoke with the customer care service so far. Its a third party insurance policy.
      Was this review helpful? 6
      , bangalore
      Reviewed on Jul 26, 2018
    • Bharti Axa Two Wheeler Insurance
      "Average Service"
      0.5 4.0/5 "Great!"
      My Bike is insured with the Bharti Axa Insurance company. I am paying a premium of 1200 per year, the policy covers entire bike. I've been using the policy for the past 4 years and I do not have any claim experience with the policy so far.
      Was this review helpful? 5
      , kolkata
      Reviewed on Jul 26, 2018
    • Tata AIG Two Wheeler Insurance
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      My bike is insured with the Tata AIG . I am paying a premium of 1200 per year, it also has got Zero depreciation. I do not have any claim experience with the policy so far. Considering the premium I pay it is a recommendable policy to have.
      Was this review helpful? 5
      , new delhi
      Reviewed on Jul 26, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "Average policy"
      0.5 4.0/5 "Great!"
      I am taken this policy nearly one year back from Bajaj. I don't have any claim experience so far. I'm not aware of the plans and benefits of this policy. I have paid the premium amount of Rs. 3300. I'm not aware of the bumper to bumper option. The premium amount is quite high when i compared with other companies.
      Was this review helpful? 5
      , bangalore
      Reviewed on Jul 25, 2018
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