Insurance is like a spare tyre. You may not require it, but not having one is not an option.
  • Bankbazaar two wheeler insurance

    Two Wheeler Insurance

    Quotes from multiple insurers
    Learn how to save on premium
    Choose your own Insured Declared Value (IDV)
    Conditions apply, subject to Insurer's discretion
    rated 4.5/5.0 by 3277 users
    Insurance provider Cashless Network Garages Personal Accident Coverage Online Renewal Add-on Covers Bonus/Discounts Third Party Cover
    Bajaj Allianz Two Wheeler Insurance Available Coverage up to Rs.1 lakh for the owner-driver Available
    • 24x7 Spot Assistance cover*
    • Depreciation Shield
    • Engine Protector
    • Consumables Expenses
    *Available for long-term two-wheeler insurance plan
    No Claim Bonus (NCB) benefits Available
    Bharti AXA Two Wheeler Insurance 2,500+ Available as an add-on cover for owner-driver and the co-passenger  Available
    • Personal Accident Cover for Occupants
    • Zero Depreciation Cover
    • NCB of up to 50%
    • Up to 2.5% discount for installation of security devices
    • Discount in own-damage premium for AAI membership
    Available
    HDFC ERGO Two Wheeler Insurance 4,800+ Available for the owner-driver under comprehensive motor insurance Available
    • Zero Depreciation Cover
    • Emergency Road Assistance
    • Premium discount for long-term two-wheeler insurance plan
    • NCB benefits
    Available
    Reliance Two Wheeler Insurance 430+ Available as add-on coverage Available
    • Nil Depreciation Cover
    • Personal Accident Bundle Cover
    NCB benefits Available
    Liberty Two Wheeler Insurance Available Available for the owner-driver Available
    • Coverage for Electrical and Non-electrical parts
    • Personal Accident Cover for the passengers
    • Discounts at renewal
    • NCB benefits
    Available

    Smart buying tips for your Two Wheeler Insurance

    01
    Get Fully Covered

    Liability-only cover is mandatory for your Two Wheeler Insurance. However, this will not cover damage to your vehicle. Get a comprehensive policy that covers both personal injury and vehicle damage.

    02
    Be A Safe Rider

    Maintaining a clean riding record can help you get a better premium for your insurance policy. Insurers prefer low-risk riders with no history.

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    Your Two Wheeler Insurance premium is determined by

    01
    Make and Model

    Your two-wheele's make and model will have a major influence on the insurance premium. The more powerful your vehicle (more cubic capacity), the higher your premium will be. .

    02
    Registration City

    The city where a vehicle is registered also determines premiums. Two-Wheeler owners in metropolitan cities have to pay higher premiums since the possibility of vehicle thefts and accidents is higher.

    03
    No-Claim Bonus Percentage

    The insurance premium amount will always be low if you haven't made any claims in the previous year against your existing policy. So don't bother with those small claims.

    04
    Type of Cover Taken

    Additional protection such as collision cover or vandalism cover will increase your premium amount.

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    Cut your Two Wheeler Insurance costs with these expert tips!

    01
    You Snooze, You Lose

    Always renew your Two Wheeler Insurance before the due date to avoid a potential increase in premium cost or inconveniences such as vehicle inspections.

    02
    Don't Sweat the Small Stuff

    Making small claims for dents and scratches will push the premium amount up when you renew it the following year. This will result in you losing the no-claim bonus in the corresponding year.

    03
    The Net's Your Best Bet

    Buying Two Wheeler Insurance online will save you a pretty penny in processing and distribution costs and could fetch you more discounts than a direct purchase.

    03
    Go The Whole Hog

    Buying a comprehensive policy will cover all possible damage to you and your vehicle. Also, choosing to pay your premium in one go will help you grab lower premiums as opposed to monthly pay-outs.

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    Two Wheeler Insurance is Rated as " Excellent!" by 3277 Users
     4.5 / 5.0   by 3277 users
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    Two Wheeler Insurance BYTES FROM OUR KITCHEN

    Read Two Wheeler Insurance Top Trending News on 16 Jan 2019 or Enjoy it on the go Google Play

    • Benelli TNT 600i, 302R and 300 Relaunched in India

      Benelli, the Italian motorcycle manufacturer, made an announcement earlier in 2018, saying that it has resumed business, with the Mahavir Group, which is based out of Hyderabad. The previous partner of Benelli, the DSK Group, found themselves in major financial turmoil in 2017, and the bike manufacturer had to cease operations in the country. A new company under the Mahavir umbrella, Adishwar Auto Ride India, is now the only distributor for Benelli in the country. The company has 15 dealers at the moment, and hopes to expand its operations in India, with an aim to have 25 more dealers by March next year. Benelli is making the biggest push ever in an effort to return to the Indian market, and it announced that the naked Benelli TNT 300 will be re-launched for Rs.3.5 lakh, while the TNT 600i will be available for Rs.6.2 lakh, and the Benelli 302R will be available for Rs.3.7 lakh.

    • New Platina 110 launched by Bajaj priced at Rs.49,300

      Baja has now launched the new version of the Platina. This will be the new Bajaj Platina 110 with CBS. The bike has started to reach dealerships already even though the vehicle has not yet been listed on the Bajaj website. The main improvement on the new Platina will be that the vehicle will be equipped with Discover 110’s 115.5 cc air cooled DTS-i engine. The new motor will make 9.81 Nm and 8.6 hp of torque. This is an increase of 0.7 hp and 1.46 Nm over the standard variant of the Platina 102 cc air cooled DTS-i motor. The new Bajaj Platina will be 3 mm longer than the previous variant of the vehicle. The fuel tank capacity has been reduced by the company by 0.5 litre and now stands at 11 litres. The bike will also house thee Combi-Braking System, also called as Anti Skid Braking. This system will become mandatory according to the new safety regulation that will come into effect starting April 2019. The bike will get standard drum brakes at both the ends of the vehicle and will also feature Nitrox suspension at the rear end of the vehicle.

    • 2019 Yamaha FZ FI Seen Testing in India

      The Yamaha FZ FI has been seen testing on Indian roads. The 150cc motorbike was seen on the Noida Expressway and the video reveals a number of changes to the vehicle. The biggest change is the fuel-tank section that now has extensions that cover a large part of the engine. The bike also gets a beefier look due to these changes. The vehicle could also have LED headlamps that are seen in the Yamaha FZ 25. The rear-tyre hugger and the exhaust muffler also look somewhat different. The turn indicators and the tail-lamp, on the other hand, seem to be the same as the ones in the current model. One of the biggest surprises is that the split seat is replaced by a single-piece seat.

    • Triumph Unveils the 2019 Speed Twin

      Triumph has unveiled the 2019 version of the Speed Twin which was initially launched in 1938. The 2019 model will come with a 1,200 cc engine similar to the one in the Thruxton. The new 1,200 cc models come with a magnesium cam cover that decreases the weight and a revision has also been made to the clutch assembly to help with the 6-speed transmission.

      The engine can produce a peak power of 97hp @ 6,750rpm and a torque of 112Nm @ 4,950rpm. Additionally, the front brake set-up consists of 305mm discs that give the bike potent stopping power.

      The price of the Speed Twin is yet to be announced and the bike’s India launch can be expected sometime in the middle of 2019.

    • Royal Enfield’s Scrambler Spotted Testing in India

      Royal Enfield’s Classic 500 Scrambler has been spotted testing on Indian roads. There is still some uncertainty on whether or not the bike will be launched in India. The new Scrambler is based on the existing Classic 500 and is likely to have a few features that will be a point of distinction.

      There are several aspects that are similar to the Classic 500, however, the Scrambler has new front and rear fenders, and higher handlebars. The turn indicators and the tail-lights are similar to those seen on the new 650 Interceptor twins.

      The new offering comes with front and rear disc brakes and is likely to have dual-channel ABS.

    • Royal Enfield announces online gear personalisation scheme

      Royal Enfiled has recently launched a new gear personalisation programme which will allow the owners to personalise their riding gears. The sole intent behind this programme is to allow the customers to maintain their individuality. They can customise the gears as per their preference. At present, the customers can visit the Royal Enfield Store online and personalise helmets and a few other gears from the store for themselves. The store offers the personalisation of half-face helmets at present.

      The changes can be made to the colour of the helmets, the internal fabric colour, the decals, the visor, and so on. One can also alter the text on the helmets with a limit of up to 14 characters. The text will be displayed on the sides of the helmets. Royal Enfield is also working to offer an increased character limit and different text options. The custom-made half-face helmets are priced at Rs.3,200 on the online store. The price will be the same across all the customised helmets and it is not expected to change on the basis of the customisation work done on the helmets.

    • Yamaha YZF-R3 being recalled for coolant leak issue

      Yamaha has recently started recalling the Yamaha YZF-R3 Due to issues related to the radiator force and spring torsion. The Japanese automaker has declared that no extra cost will be charged for the fix. The owners will be contacted individually by the dealerships.

      The automaker is recalling around 1,874 units of the motorcycle globally. The issue is related to the leak of coolant from the radiator. The company will also replace the spring torsion component free of cost. Asif motorcycles in India has reported this problem. However, the issue will be addressed on the effective bikes.This is the third recall Yamaha has issued for the YZF-R3 in India. The first recall was done in June 2016 in order to replace the faulty clutch and oil pump issues. The second recall was done in February 2017 to address the issues related to the fuel tank bracket and main switch subassembly of the motorcycle.

    • Honda X-Blade ABS launched in India

      The ABS trim of one of the latest launches of Honda, the Honda X-Blade, has been launched with a price tag of Rs.87,776 (ex-showroom, Delhi). The standard version of the motorcycle that is not equipped with ABS is priced at Rs.79,768 (ex-showroom, Delhi). The motorcycle gets a single channel ABS system to supplement the 276 mm disc brake at the front. The rear wheel, however, is retaining the 130 mm drum brake.

      The ABS trim of the Honda X-Blade also comes with fork covers and rim tapes as a standard fitment. The motorcycle is powered by the same 162.7 cc air cooled engine which is capable of delivering 13.9 hp at 8,500 rpm and about 13.9 Nm of peak torque at 6,000 rpm. The engine is combined with a 5-speed gearbox. The motorcycle is offered in 5 colour schemes - red, green, black, blue, and silver. The ABS variant of the Honda X-Blade is a direct competitor for the Suzuki Gixxer ABS which is priced at Rs.87,871 and the Hero Xtreme 200R which is priced at Rs.89,900.

    • Suzuki Hayabusa GSX1300R discontinued

      The Suzuki Hayabusa GSX1300R has been one of the most popular hyperbikes on the planet for almost two decades. However, the motorcycle is set to be taken off the market by the end of December 2019. The main reason behind this decision is the fact that the motorcycle does not meet with the Euro 4 emission norms and other rules which have been introduced as part of EU Regulation 168/2013. The manufacturers will be allowed to sell a limited number of the non-compliant motorcycle till 31 December 2018. Reportedly, Japan has stopped producing of one of the fastest production motorcycles and dealers in the European market will not be allowed to sell a new Hayabusa after 1 January 2019.

      However, the Indian motorcycle market and the American motorcycle market will continue to have existing stock on sale. Dealerships under the Suzuki India branch have said that the Suzuki Hayabusa GSX1300R is BS-IV compliant. They have also added that there are no plans to stop the local assembly of the motorcycle in India. The upcoming year marks the 20th anniversary of the legendary motorcycle. Being one of the highest selling motorcycles across the world, it is expected that the Japanese automaker will come up with the next generation machine.

    • Honda scooter sales cross 2.5 crore mark in India

      Honda Motorcycle and Scooter India has recently crossed the 2.5 crore sales mark in the scooter segment. Reportedly, it is the first company to touch this milestone. The Honda Activa is the biggest contributor to this massive sales figure.

      The most interesting factor, in this case, is the factor that the company managed to touch the 1 crore mark after 13 years of business in India. However, it managed to add the next crore in just 3 years. The next 50 lakh was achieved in a time period of just 1 year. The company claims that it is the top scooter selling brand in India at this moment. The line-up of scooters from the production line of Honda consists of Honda Activa, Honda Dio, Honda Activa 125, Honda Aviator, Honda Cliq, Honda Navi, Honda Grazia, and Honda Activa-i. Out of these, the highest selling scooter is the Honda Activa with more than 2 lakh units being sold every month.

    Customer Reviews

    • Bharti Axa Two Wheeler Insurance
      "IDV percentage should be increased"
      0.5 4.0/5 "Great!"
      The insured value is low in Bharti axa, I Purchased Royal Enfield bike for Rs. 1.75 but they gave me only Rs. 1.20 lakh . My policy has the tenure of two years, I am not sure about the tie up services. I have taken the first party insurance. I purchased in the month of october 2017.
      Was this review helpful? 1
      , new delhi
      Reviewed on Jan 14, 2019
    • National Insurance Two Wheeler Insurance
      "Better"
      0.5 4.0/5 "Great!"
      I had my two wheeler insurance from National Insurance and it was a better experience. This insurance was issued by the showroom as a default. There is no claim. I felt the premium is bit higher so moved to HDFC Ergo. The customer service is better.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 14, 2019
    • HDFC Ergo Two Wheeler Insurance
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      My two wheeler insurance was taken from HDFC Ergo because it has more benefits and the premium is lower compared to others. It is a first party insurance. The customer service is very good. There was no claim and IDV value is good. I got the insurance paper.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jan 14, 2019
    • HDFC Ergo Two Wheeler Insurance
      "Very Good Service"
      0.5 4.0/5 "Great!"
      I had taken this insurance for my bike a long time back and it had been a good policy. I had been paying the premium on an annual basis and the premium amount was not too high as well. The payment method has been simple and there has not been any hassle. There has not been any claims made so far and there has not been any hassle faced with the services of them.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Jan 13, 2019
    • ICICI Lombard Two Wheeler Insurance
      "Good features"
      0.5 4.0/5 "Great!"
      I have my two wheeler insurance with ICICI Lombard. The services are good and there no hassles to get the policy. The premium is also nominal. The policy coverage and benefits are satisfactory. I also received the policy papers on time. Good in all.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 12, 2019
    • United India Two Wheeler Insurance
      "Its Good"
      0.5 4.0/5 "Great!"
      This policy was recently renewed for my bike, my brother went to the showroom and then he renewed the policy, the premium is economical as per the market. They are issuing the policy with the good coverage of bike. Its a trusted insurance company and I got the paper on time.
      Was this review helpful? 4
      , kolkata
      Reviewed on Jan 11, 2019
    • Reliance General Two Wheeler Insurance
      "Should get tie up with more service centers"
      0.5 3.5/5 "Pretty good"
      Even for my Bajaj discover bike I had Reliance general insurance it has the tenure of one year, they gave me good insured value around Rs. 19,000, it covers for the loss, damage. They need to get tie up with chennai to get the hassle free service.
      Was this review helpful? 1
      , chennai
      Reviewed on Jan 10, 2019
    • Reliance General Two Wheeler Insurance
      "Easy Renewal"
      0.5 3.5/5 "Pretty good"
      Based on my experience Reliance insurance company is good, the premium is standard as per the current market. I have Honda it covers for loss, damage cover. There is no claim experience, I used to visit to the branch for the renewal they provide good service.
      Was this review helpful? 1
      , chennai
      Reviewed on Jan 10, 2019
    • Iffco Tokio Two Wheeler Insurance
      "Quick Service "
      0.5 4.0/5 "Great!"
      I have bike policy with IFFCO TOKIYO, it was my friend bike later on it got transfered to my name with Iffco Tokiyo two wheeler policy, the insured value is good it has coverage for the loss and damage. On time they processed the policy on my name. I am happy about it.
      Was this review helpful? 1
      , mumbai
      Reviewed on Jan 10, 2019
    • New India Two Wheeler Insurance
      "Good Experience"
      0.5 5.0/5 "Blown Away!"
      In New India, I have insured my Hero CT delux bike, once a while it got damaged they done the service on time, the premium is low however the insured value is good. It has third party insurance, the service is good and I could renew the policy on time.
      Was this review helpful? 0
      , ambala
      Reviewed on Jan 10, 2019
    • National Insurance Two Wheeler Insurance
      "Its Good"
      0.5 5.0/5 "Blown Away!"
      In National Insurance the premium amount is low around Rs. 2000 for one year, the insurance company allocated Rs. 35,000 for my bike. My Honda dio vehicle is around 6 years, the policy activation done on time. My bike got damaged within 10 days.
      Was this review helpful? 2
      , ambala
      Reviewed on Jan 10, 2019
    • New India Two Wheeler Insurance
      "Average Two Wheeler insurance"
      0.5 3.0/5 "Satisfactory"
      My two wheeler insurance was taken from New India for my new bike. The showroom people has done a insurance when i purchased my two wheeler. I paid the premium amount of Rs. 1600. The documentation process was simple. They have given the IDV value of Rs. 55000 which I'm happy about.
      Was this review helpful? 3
      , mangalore
      Reviewed on Jan 09, 2019
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