Insurance is like a spare tyre. You may not require it, but not having one is not an option.
  • Bankbazaar two wheeler insurance

    Two Wheeler Insurance

    Quotes from multiple insurers
    Learn how to save on premium
    Choose your own Insured Declared Value (IDV)
    Conditions apply, subject to Insurer's discretion
    Bike insurance offers financial protection to the policyholder following a mishap or accident on the road. Vehicle owners have the choice between a basic third-party insurance policy or a comprehensive insurance policy.
    rated 4.5/5.0 by 3215 users
    Insurance provider Cashless Network Garages Personal Accident Coverage Online Renewal Add-on Covers Bonus/Discounts Third Party Cover
    Bajaj Allianz Two Wheeler Insurance Available Coverage up to Rs.1 lakh for the owner-driver Available
    • 24x7 Spot Assistance cover*
    • Depreciation Shield
    • Engine Protector
    • Consumables Expenses
    *Available for long-term two-wheeler insurance plan
    No Claim Bonus (NCB) benefits Available
    Bharti AXA Two Wheeler Insurance 2,500+ Available as an add-on cover for owner-driver and the co-passenger  Available
    • Personal Accident Cover for Occupants
    • Zero Depreciation Cover
    • NCB of up to 50%
    • Up to 2.5% discount for installation of security devices
    • Discount in own-damage premium for AAI membership
    Available
    HDFC ERGO Two Wheeler Insurance 4,800+ Available for the owner-driver under comprehensive motor insurance Available
    • Zero Depreciation Cover
    • Emergency Road Assistance
    • Premium discount for long-term two-wheeler insurance plan
    • NCB benefits
    Available
    Reliance Two Wheeler Insurance 430+ Available as add-on coverage Available
    • Nil Depreciation Cover
    • Personal Accident Bundle Cover
    NCB benefits Available
    Liberty Two Wheeler Insurance Available Available for the owner-driver Available
    • Coverage for Electrical and Non-electrical parts
    • Personal Accident Cover for the passengers
    • Discounts at renewal
    • NCB benefits
    Available

    Smart buying tips for your Two Wheeler Insurance

    01
    Get Fully Covered

    Liability-only cover is mandatory for your Two Wheeler Insurance. However, this will not cover damage to your vehicle. Get a comprehensive policy that covers both personal injury and vehicle damage.

    02
    Be A Safe Rider

    Maintaining a clean riding record can help you get a better premium for your insurance policy. Insurers prefer low-risk riders with no history.

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    Your Two Wheeler Insurance premium is determined by

    01
    Make and Model

    Your two-wheele's make and model will have a major influence on the insurance premium. The more powerful your vehicle (more cubic capacity), the higher your premium will be. .

    02
    Registration City

    The city where a vehicle is registered also determines premiums. Two-Wheeler owners in metropolitan cities have to pay higher premiums since the possibility of vehicle thefts and accidents is higher.

    03
    No-Claim Bonus Percentage

    The insurance premium amount will always be low if you haven't made any claims in the previous year against your existing policy. So don't bother with those small claims.

    04
    Type of Cover Taken

    Additional protection such as collision cover or vandalism cover will increase your premium amount.

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    Cut your Two Wheeler Insurance costs with these expert tips!

    01
    You Snooze, You Lose

    Always renew your Two Wheeler Insurance before the due date to avoid a potential increase in premium cost or inconveniences such as vehicle inspections.

    02
    Don't Sweat the Small Stuff

    Making small claims for dents and scratches will push the premium amount up when you renew it the following year. This will result in you losing the no-claim bonus in the corresponding year.

    03
    The Net's Your Best Bet

    Buying Two Wheeler Insurance online will save you a pretty penny in processing and distribution costs and could fetch you more discounts than a direct purchase.

    03
    Go The Whole Hog

    Buying a comprehensive policy will cover all possible damage to you and your vehicle. Also, choosing to pay your premium in one go will help you grab lower premiums as opposed to monthly pay-outs.

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    Two Wheeler Insurance is Rated as " Excellent!" by 3215 Users
     4.5 / 5.0   by 3215 users
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    Two Wheeler Insurance BYTES FROM OUR KITCHEN

    Read Two Wheeler Insurance Top Trending News on 16 Dec 2018 or Enjoy it on the go Google Play

    • 2019 Kawasaki Versys 1000 SE LT+ launched at EICMA 2018

      The Kawasaki Versys 1000 SE LT+ gets the much-needed update for its 2019 model. It has been updated on the cosmetic end with a new set of LED headlamps which is similar to the one which is seen on the Ninjas. It also gets a TFT screen in addition to the self-healing paint which is featured on the new Kawasaki Ninja H2.

      Powering the motorcycle is a 1,043 cc, inline-4 engine that juices out 118 hp of max power and 102 Nm of peak torque. It gets a 6-speed gearbox with a quick-shifter. It also sports LED cornering lights, smartphone connectivity, cruise control, a five-axis Bosch IMU, two power modes, cornering ABS and so on. It also gets a new set of electronic suspension setup. The Kawasaki Electronic Control Suspension (KECS) is capable of adapting to the road and riding conditions and thus provides ideal real-time damping of the suspensions. There are 4 suspension settings by default - Sport, Rain, Road, and Manual. The Kawasaki Versys 1000 SE LT+ gets anchorage from a pair of 4-piston radial-mounted monoblock callipers that bites on the 310 mm twin discs on the front end and a single-piston calliper that grips the 250 mm disc at the rear.

    • 2019 Benelli 752S showcased at 2018 EICMA

      2018 EICMA saw the unveiling of the Benelli 752S, the mid-weight sport naked motorcycle. The 752S will be up for sale in Europe and India next year. It is a production-ready model and is expected to make its way to the Indian market by next year where it is going to lock its horns against the Ducati Monster, the Yamaha MT-07, and the Triumph Street Triple.

      It comes with a 750 cc parallel twin, liquid cooled, DOHC engine that is mated with a 6-speed gearbox that can produce about 77 hp of power and 67 Nm of peak torque. The suspension duties are taken care of by fully adjustable Marzocchi suspensions. It gets a 50 mm USD fork up front and a 45 mm preload adjustable monoshock. Brembo takes care of the braking responsibilities. It gets dual channel ABS as a standard equipment. On the dash, it gets a colour TFT display along with LED lightings. The Chinese-owned Italian brand has planned the launch of the motorcycle in Europe and India by next year. It also gets a 14.5-litre fuel tank and a seat height of 810 mm. The colours offered for the Benelli 752S are green, white, and black.

    • Kymco SuperNEX electric sports bike showcased at EICMA 2018

      Taiwanese brand, Kymco, has recently taken the two-wheeler enthusiasts around the globe by surprise with the release of the Kymco SuperNEX concept motorcycle at the 2018 EICMA. The automaker claims that the SuperNEX is a fusion of a supersport and an electric.

      Although the mechanical specifications have not been revealed by Kymco, they have revealed the performance units which are quite impressive. The Kymco SuperNEX is capable of accelerating from 0 kmph to 100 kmph in just 2.9 secs. It can clock a top speed of 250 kmph and that too within 11 secs. The motorcycle comes with a 6-speed gearbox which offers clutchless shifts and a slipper clutch. It also offers an Active Acoustic Motor that generates the sound of a revving engine using multi-frequency acoustics generator. It gets Ohlins adjustable suspensions and dual-channel ABS. Considering the recent developments in the field of Electronic Vehicles (EV), the chances of getting a motorcycle which is run by an electric motor is highly likely.

    • 2019 Honda CBR500R, CB500F, and CBR1000RR

      EICMA 2018 witnessed the launch of the updated 2019 Honda CBR500R, Honda CB500F, and the Honda CBR1000RR motorcycles. The 2019 Honda CBR500R gets a sleeker and sportier getup for 2019. Honda has claimed that the riding position of the new model is racier.

      The clip-on handlebars have been repositioned to a lower stance to give a sportier look to the motorcycle. On the mechanical end, the motorcycle gets a revised inlet and exhaust system. The timing of the valve has been tweaked as well so that the engine has better low-to-mid range power and torque delivery. The updated model also gets a slipper clutch and is powered by a 471 cc liquid-cooled, parallel-twin engine that is capable of churning out 47 hp of max power and 43 Nm of torque. The 2019 Honda CB500F shares the same engine specs but comes with a different styling. It carries a ‘neo-retro’ styling which is based on the design lines of its elder sibling, the CB650. It has the same mechanical specifications as the CBR500R. The 2019 Honda CBR1000RR has got an updated ECU. The motorcycle also gets a new traction control system which is separate from the wheelie control system. This allows the user to tune the traction control according to their preference. It also gets a new three-position ‘W’ setting which comes in addition to the Power, Engine Braking, and Honda Selectable Traction Control (HSTC traction) settings.

    • Yamaha YZF-R3 GYTR racing bike showcased at 2018 EICMA

      Japanese auto-giant, Yamaha, has recently launched the latest iteration of the 2019 Yamaha YZF-R3. EICMA 2018 recently witnessed the launch of the GYTR kit for the R3. The 2019 version of the motorcycle comes with a host of new updates including some major cosmetic changes, better mechanicals, and so on. The GYTR kit for the Yamaha YZF-R3 makes the motorcycle a track machine. It is a racing bike which is based on the R3.

      The GYTR or Genuine Yamaha Technology Racing is a racing kit which equips the motorcycle with race-ready components. The components include a light-weight race fairing which omits the headlamps. The kit also removes the tail lamps, turn indicators, rear mudguard. The tail section of the motorcycle also gets changes including a removed pillion seat which is replaced with a bum stop. The R3 also gets an engine crash protection from GB Racing. The suspension duties are taken care of by fully adjustable Ohlins at both the front and rear ends. Braking is taken care of by a Brembo braking system. It also gets a race performance Akrapovic exhaust system. However, it should be kept in mind that the GYTR kit turns a R3 into a track machine and will no longer be street legal, i.e. it cannot be ridden on the public streets.

    • Jawa launches 3 new models

      The legendary motorcycle brand, Jawa, has been reincarnated in India. This is a result of a formation of Classis Legends. Classic Legends was formed by Anupam Thareja, Anand Mahindra, and Boman Irani. Mahindra holds 60% of the stake in this venture. The new motorcycle has been named after the brand and is coming with a price tag of Rs.1.64 lakh (ex-showroom, Delhi). The automakers also showcased the Jawa Forty Two which has been priced at Rs.1.55 lakh (ex-showroom, Delhi).

      The motorcycles carry their design line from the iconic models that were launched in India back in the 1960s. Although the new models carry a retro look, the engine that powers the motorcycles are modern, liquid-cooled engines that are compliant to the BS VI emission norms. The Jawa and the Jawa Forty Two are powered by a 293 cc single cylinder engine that can develop 27 hp and a peak torque of 28 Nm. The transmission on them is a 6-speed gearbox. The Jawa Perak, on the other hand, is powered by a 334 cc engine that juices out 30 hp of max power and a peak torque of 31 Nm. the Jawa will be coming in 3 different colours - black, grey, and maroon. The seat height for the Jawa is 765 mm and has a fuel capacity of 14 litres and weighs about 170 kg. The Jawa Forty Two will be offered in 6 colour options out of which 3 are matte colours and 3 metallic colours.

    • Royal Enfield launches their 650 twins in India

      The much anticipated Royal Enfield 650 twins have been launched in India. The base variant of the Royal Enfield Interceptor 650 has been priced at Rs.2.5 lakh. The base variant of the Royal Enfield Continental GT 650 has been priced at Rs.2.65 lakh. All prices are ex-showroom. The price of the Interceptor 650 Custom stands at Rs.2,57,500. On the other hand, the Interceptor 650 Chrome has been priced at Rs.2.7 lakh and the Continental GT 650 Chrome has been priced at the top of the chart with a price tag of Rs.2.85 lakh.

      Royal Enfield has priced the motorcycles at a lower price in the states of Karnataka and Kerala to maintain the price even after meeting the higher levies and taxes in these states. The 650 twins are the most powerful motorcycles from the production line of Royal Enfield at this moment. They are also the first modern twin-cylinder engine motorcycles from Royal Enfield. While both the motorcycles come with the same mechanical specifications, they are quite different in terms of their built. The Interceptor 650 creed is a retro roadster and offers an upright sitting posture with a more relaxed stance. The Continental GT 650 creed, on the other hand, is a cafe racer. It carries its design line from its predecessor cafe racer, the Royal Enfield Continental GT 535 (now discontinued). Both the motorcycles are powered by the same air-cooled, 648 cc, SOHC, fuel-injected, parallel twin engine which is capable of churning out 47 hp of max power and 52 Nm of peak torque. It is mated with a 6-speed gearbox with a slip-assist clutch.

    • Jawa Perak priced at Rs.1.89 lakh

      The legendary brand of motorcycles has been revived in India and have recently launched 3 new models. The motorcycles have been named as the Jawa, the Jawa Forty Two, and the Jawa Perak. The Jawa and the Jawa Forty are smaller motorcycles and will go on sale before the Jawa Perak. The Perak will be up for sale at a later date and it has been priced at Rs.1.89 lakh (ex-showroom, Delhi).

      The Perak is a bobber styled motorcycle and thus, sports a long and low stance. During the launch, it was showcased in matte black colour. However, it is believed that the company will offer the motorcycle in other colours as well. The Perak has been showcased as a single-seater motorcycle and comes with a different toolbox design as well. The motorcycle comes with the typical boober like styling components such as a floating seat, a pair of bar end mirrors, a stubby exhaust muffler, and chopped fenders. The Perak is powered by a 334 cc, single-cylinder, liquid-cooled, DOHC engine which is capable of delivering 30 horses and a peak torque of 31 Nm. The Jawa and the Jawa Forty Two, on the other hand, makes a max power of 27 hp and 28 Nm of peak torque. The Perak also gets a different subframe and suspension setup at the rear. It comes with a rear monoshock and dual disc brakes. There are no leads pertaining to the employment of ABS in the motorcycle.

    • Special edition TVS Sport with SBT launched at Rs.40,088

      TVS Motor Company has recently launched the ‘Special Edition’ of the TVS Sport motorcycle for the festive season. The new 100 cc commuter motorcycle now comes with a new set of decal and new side-view mirrors. It motorcycle also sports a 3D logo now. The TVS Sport ‘Special Edition’ comes with Synchronised Braking Technology (SBT). Reportedly, this is the first motorcycle in th segment to offer SBT. The motorcycle’s latest variant, the ‘Special Edition’ has been priced at Rs.40,088 (ex-showroom).

      The Vice President for Marketing for TVS Motor Company, Aniruddha Haldar said that the TVS Sport has been a value for money motorcycle. It offers great riding experience and very good mileage. This has gained the company a mark of 2 million customers for the TVS Sport. The Special Edition of the motorcycle now offers a great combination of style along with comfort and performance. The latest iteration of the TVS Sport Special Edition offers all-gear electric start, chrome muffler guard, aluminium grab rail, and a sporty instrument cluster. It will offer options for both electric start and kick start along with alloy wheels. The motorcycle is offered in 2 colour schemes - black with red and silver decals and black with blue and silver decals.

    • 2019 Ducati Multistrada 950 spotted testing

      The latest iteration of the 2019 Ducati Multistrada 950 has been spotted testing recently. However, the updated adventure tourer was spotted without any camouflage and that has revealed a number of the cosmetic and mechanical updates that the motorcycle is going to come with.

      The most prominent change that the motorcycle gets is the redesigned fairing which brings it closer to replicate its elder sibling the Ducati Multistrada 1260. The 2019 iteration of the Multistrada 950 also gets new silver-coloured knuckle guards and swingarms. The current gen of the adventure tourer comes with black coloured components. Although the motorcycle does not seem to have any major mechanical changes, it is likely to get a hydraulic clutch setup instead of the conventional unit. This update has been offered by Ducati on their latest Scrambler creed as well. The remote preload adjuster has been moved on the 950 which is an indication to change in the suspension system. The present gen of the adventure tourer is powered by a 937 cc L-Twin engine. The chances are that the motorcycle will continue to have the same engine. However, the engine might be tuned for more power delivery and meet the Euro-V emission norms. The Multistrada 950 is also expected to come with cornering ABS as Ducati has been offering the same to their most affordable Scrambler as well. The current gen Ducati Multistrada 950 is priced at Rs.12.80 lakh (ex-showroom).

    Customer Reviews

    • HDFC Ergo Two Wheeler Insurance
      "Cost effective policy"
      0.5 5.0/5 "Blown Away!"
      Recently i have been renewing the policy for quite number of year. The premium amount was Rs. 1800 per year. Due to low premium amount, i have selected this HDFC Ergo. I have not faced with this policy and currently no claim experience with this policy
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 14, 2018
    • United India Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      My two wheeler is insured with United India insurance from last 1 year, a premium of Rs 1600 has to be paid for this insurance policy. There was no claim experience so far from this insurance policy. I am happy with the plan benefits and policy coverage of this insurance.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 14, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Smart Protection for bike"
      0.5 5.0/5 "Blown Away!"
      I have Access 125 bike for that I took policy in ICICI lombard, the premium amount is around Rs. 1800 its 2 years model. They gave me good insured value with third party cover, in Hyderabad the insurer got tie up with many service centers even they are providing no claim bonus.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 14, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Smart Protection for bike"
      0.5 5.0/5 "Blown Away!"
      For my Yamha zs bike, I have taken the bike insurance policy from ICICI Lombard. By paying the premium around Rs.1600 and they gave me the insured value around 32,000. It has the third party cover even it include for the loss , damage and other things.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 14, 2018
    • L and T Two Wheeler Insurance
      "Its Good"
      0.5 5.0/5 "Blown Away!"
      L&T GENERAL INSURANCE gives me more benefits on the bike policy, the premium which I paid around Rs. 3500 for bike policy they gave me the IDV value around Rs.1.16 lakh. I have Yahama bike, there is no claim experience. I have been using this policy from the day one.
      Was this review helpful? 0
      , chennai
      Reviewed on Dec 14, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "Good service"
      0.5 4.0/5 "Great!"
      I have been using Two wheeler insurance with BAJAJ ALLIANZ GENERAL INSURANCE for long time, the agent had explain me about there policy coverage,there benefits clearly, till now i have not use claim experience, there premium amount they have charged me was nominal, i am happy with there overall service.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Dec 13, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "Best Policy"
      0.5 5.0/5 "Blown Away!"
      I have taken two wheeler insurance from BAJAJ INSURANCE insurance for this. I made the payment for 1 year through the on-line banking . Customer service and response is average as they have explained the benefits of the policy . It has good policy coverage with good policy benefits.
      Was this review helpful? 1
      , bangalore
      Reviewed on Dec 13, 2018
    • National Insurance Two Wheeler Insurance
      "Good Two wheeler insurance policy"
      0.5 4.0/5 "Great!"
      My two wheeler insurance policy was taken with National. When i purchase the bike, the dealer has provided the policy with National and I've been continuing the policy continuously for 9 years. I used to pay the premium amount of Rs. 1800 and they used to charge according to the bike model and year. I have not checked the coverage value.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 13, 2018
    • New India Two Wheeler Insurance
      " Satisfactory policy for my bike"
      0.5 4.0/5 "Great!"
      I have friend working with New India Assurance, they generated the policy, they done things easier way, the premium is less than others, I have three years of policy the IDV value remains same. I have taken third party liability plan for my bike.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 13, 2018
    • New India Two Wheeler Insurance
      "Its Affordable"
      0.5 5.0/5 "Blown Away!"
      I believe New India assurance two wheeler policy premium is nominal for one year policy, but I don't have any claim. I have no much paper work hence I have taken the bike policy through dealer. They gave third party cover liability its good for me.
      Was this review helpful? 1
      , ludhiana
      Reviewed on Dec 13, 2018
    • HDFC Ergo Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have my two wheeler insured with HDFC ERGO from last 1 year, a premium of Rs 1000 has to be paid every year for this insurance policy. I have no claim experience so far with this insurance policy. I am happy with the plan benefits and policy coverage of this insurance.
      Was this review helpful? 0
      , chennai
      Reviewed on Dec 13, 2018
    • Reliance General Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I am having a two wheeler insurance with Reliance general from last 1 year, i am not aware of the premium amount for this insurance policy. I did not claim anything so far with this insurance policy and the coverage value is good in this insurance.
      Was this review helpful? 1
      , bangalore
      Reviewed on Dec 13, 2018
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