Insurance is like a spare tyre. You may not require it, but not having one is not an option.
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    Two Wheeler Insurance

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    Smart buying tips for your Two Wheeler Insurance

    01
    Get Fully Covered

    Liability-only cover is mandatory for your Two Wheeler Insurance. However, this will not cover damage to your vehicle. Get a comprehensive policy that covers both personal injury and vehicle damage.

    02
    Be A Safe Rider

    Maintaining a clean riding record can help you get a better premium for your insurance policy. Insurers prefer low-risk riders with no history.

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    Your Two Wheeler Insurance premium is determined by

    01
    Make and Model

    Your two-wheele's make and model will have a major influence on the insurance premium. The more powerful your vehicle (more cubic capacity), the higher your premium will be. .

    02
    Registration City

    The city where a vehicle is registered also determines premiums. Two-Wheeler owners in metropolitan cities have to pay higher premiums since the possibility of vehicle thefts and accidents is higher.

    03
    No-Claim Bonus Percentage

    The insurance premium amount will always be low if you haven't made any claims in the previous year against your existing policy. So don't bother with those small claims.

    04
    Type of Cover Taken

    Additional protection such as collision cover or vandalism cover will increase your premium amount.

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    Cut your Two Wheeler Insurance costs with these expert tips!

    01
    You Snooze, You Lose

    Always renew your Two Wheeler Insurance before the due date to avoid a potential increase in premium cost or inconveniences such as vehicle inspections.

    02
    Don't Sweat the Small Stuff

    Making small claims for dents and scratches will push the premium amount up when you renew it the following year. This will result in you losing the no-claim bonus in the corresponding year.

    03
    The Net's Your Best Bet

    Buying Two Wheeler Insurance online will save you a pretty penny in processing and distribution costs and could fetch you more discounts than a direct purchase.

    03
    Go The Whole Hog

    Buying a comprehensive policy will cover all possible damage to you and your vehicle. Also, choosing to pay your premium in one go will help you grab lower premiums as opposed to monthly pay-outs.

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    Two Wheeler Insurance BYTES FROM OUR KITCHEN

    Read Two Wheeler Insurance Top Trending News on 17 Oct 2018 or Enjoy it on the go Google Play

    • Suzuki V-Storm 650XT: India launch

      With the adventure touring scenario gaining rapid popularity in India, Japanese motorcycle giant, Suzuki, had been planning to launch their popular adventure tourer, the V-Storm 650XT, in India. The plan was finally realised recently and the Suzuki V-Storm 650XT has been launched with a price tag of Rs.7.46 lakh (ex-showroom). The adventure tourer is likely to lock horns with the Kawasaki Versys 650 which is a popular catch in India at present.

      The V-Storm 650XT carries the design line of the Suzuki V-Storm 1000. Being an adventure tourer, the V-Storm 650XT comes with pannier mounts, a manually adjustable windscreen, and a fuel tank capacity of 20 litres. It sports an informative instrument console with an analogue tacho and 2 digital screens. As the motorcycle is more off-road oriented, it gets 19-inch front wheels and 17-inch rear wheels (aluminium rims and steel wire spokes), long-travel 43mm telescopic forks on the front end, adjustable rear monoshock, knuckle guards, adventure tyres from Bridgestone, and a belly pan. The braking system is taken care of by Tokico in the front and Nissin in the rear end. It also gets a 2-stage traction control and ABS. The 650XT is powered by a 645cc, liquid cooled, four-stroke, V-twin mill that churns out 71 PS of power at 8,800 rpm and 62.3 Nm of peak torque at 6,500 rpm. The kerb weight of the motorcycle is 216 kg and it is expected to follow the CKD route in India along with the Suzuki GSX-S750 and the Suzuki Hayabusa.

    • Updated Ninja H2 from Kawasaki: Intermot 2018

      Earlier, Kawasaki had launched the first and only mass production motorcycles, the Kawasaki Ninja H2 and the Kawasaki Ninja H2R, which offered supercharged engines. The Intermot 2018 which is currently being held in Cologne, Germany, witnessed the updated 2019 Kawasaki Ninja H2.

      The motorcycle doesn’t come with too many changes on the outside. However, the power figures have received a boost of almost 15.5%. A new airbox, air intakes, an ECU remap, and updated spark plugs now help the H2 to deliver a hefty 231 hp. These updates will be implemented in the H2 SX (the sports touring sibling of the Kawasaki Ninja H2) as well. The 2019 updates also include the Brembo Stylema series front brake callipers for improved pad cooling and gentler initial bite. The Kawasaki H2 now shares the TFT colour dash from the SE version of the H2 SX which can be connected through Bluetooth via Kawasaki’s Rideology app. The new H2 now also comes with self-healing Highly Durable Paint that is definitely a great feature considering the mirror-like coating on the H2 which is highly prone to have visible scratches. The paint heals itself under heat and absorbs minor inconsistencies on the paint surface. The 2019 Kawasaki Ninja H2 is priced at Rs.34.50 lakh in India (ex-showroom).

    • Special Edition Ducati 959 Panigale Corse launched in India

      Italian automaker, Ducati, has recently launched the latest and the smallest variant of the Panigale. The youngest member of the Panigale family is called the Ducati 959 Panigale Corse. The motorcycle has been launched in India at a price of Rs.15.20 lakh (ex-showroom).

      The Ducati 959 Panigale Corse gets a base which sports the iconic red colour of Ducati which is also their signature colour. However, it comes with a decal which is inspired by the Ducati Desmosedici GP18. Bookings have been initiated in all Ducati dealerships across the country. The Ducati 959 Panigale Corse is powered by a 955 cc, Superquadro, L-Twin engine that can deliver 150 PS of max power at 10,500 rpm and 102 Nm of peak torque at 9,000 rpm. The engine is mated with a 6-speed gearbox. The motorcycle gets a host of electronics including a dual-channel ABS from Bosch, Ducati Quick Shift (DWS), Ducati Traction Control (DTC), Ride-by-Wire (RbW), and Engine Brake Control (EBC). It comes with 3 pre-set riding modes as well- Race, Wet, and Sport. However, the Indian customers who are planning to buy the Ducati 959 Panigale Corse will not be happy to know that the motorcycles sold in India will not have the Ohlins suspension kit, lithium battery, and the Akrapovic exhaust system.

    • 2019 Suzuki GSX-R1000 unveil: Intermot 2018

      Japanese motorcycle giant, Suzuki Motorcycles, recently unveiled the latest iteration of the Suzuki GSX-R1000 and the Suzuki GSX-R1000R supersport at the Intermot 2018 which is being held in Cologne, Germany. The current generation of the GSX-Rs made their debut in 2016 and now both the motorcycles get some smart upgrades based on the customer feedback received by Suzuki. In addition to the new cosmetic revisions, the upgrades include new hardware onboard. The changes implemented on the litre-class superbike is correspondent to the change of rules in the World Superbike Championship (WSBK).

      The 2019 iteration of both the motorcycles will now get an adjustable swingarm pivot which is a major benefit for professional racers, as well as, track day enthusiasts. On the cosmetic end, the colour of the exhaust has been changed. Although the exhaust muffler retains the same bulky size, but the change of colour from silver to matte black has helped reduce the visible bulk. Another major issue, as quoted by most GSX-Rs customers, were the rubber hoses for the braking system. The 2019 GSX-R1000R now comes with steel braided hoses for the brakes. This is expected to reduce the front brake fade and improve the feel of braking. However, the GSX-R1000 will not receive the updated hoses. A bi-directional quickshifter has also been added to both the motorcycles as a standard. The motorcycles also receive updated tyres from Bridgestone. The 2019 Suzuki GSX-R1000 and the Suzuki GSX-R1000R are expected to enter the Indian market in the first half of 2019 and the expected price tag to be carried by them is Rs.19.80 lakh (ex-showroom).

    • India showcases flat-track motorcycles at Intermot in Germany

      Indian Motorcycles revealed the production versions of the much-awaited FTR 1200 and 1200S at Intermot, the prestigious motorcycle fair in Cologne, Germany. The standard variant is priced at Rs.9.56 lakh and the S variant is priced at Rs.11.04 lakh. Both the variants come with 3 modes of riding - Rain, Sport, and Standard. Standard features are the stability control lean sensitive system, wheelie control, and traction control. The engine is V-twin motor 1203 cc with 112.5 Nm torque, 120PS power, and 6-speed transmission. Both the variants are distinguished from each other with a blacked out theme for the base and a gold finish for the S variant. Common distinctive features include the teardrop-shaped fuel tank, rounded LED headlamps, and exposed frame. These flat-track motorcycles will be on sale in the US in early 2019. The India launch is expected to follow that.

    • Suzuki’s September sales up by 24%

      Suzuki sold a total of 63,140 units in September, making for an increase of 24%, as compared to the 50,808 units sold last year. The Access 125 and the Burgman Street 125 were largely responsible for the exponential jump in sales. Other catalysts for the increase were the sales of the Intruder and Gixxer. Suzuki is launching the Intruder’s special edition as well as the new V-Strom 650. The V-Strom will be assembled in India and will compete with the Kawasaki Versys-650.

    • Suzuki Katana revived: Intermot 2018

      The Suzuki Katana has been one of the most iconic motorcycles from the house of Japanese giant, Suzuki. The company had thrown hints on the revival of the Katana earlier and turned it into a reality at the Intermot 2018. The Intermot 2018 which is up and running at Cologne, Germany recently witnessed the unveiling of the iconic Suzuki Katana. The 2019 Suzuki Katana pays homage to it ancestor which made its debut back in 1981. Ever since its launch in 1981, the Katana has been one of the most popular sports bikes ever. The new iteration of the Katana shares its underpinnings with the Suzuki GSX-S 1000, the naked street monster. The production model of the Katana borrows a lot of cosmetic elements from its concept model which was showcased last year.

      The 2019 Katana will share the same 999 cc-engine which is found on the Suzuki GSX-S 1000R. It is a liquid-cooled, inline-four engine which is capable of delivering 150 horses at 10,000 rpm and a peak torque of 108 Nm at 9,500 rpm. The engine is mated with a 6-speed gearbox along with a slipper clutch. However, the motorcycle was anticipated to be powered by a 700 cc turbocharged engine. Other features on the Katana include a 3-stage traction control which can be turned off. The 2019 Suzuki Katana will go on sale in Europe by early 2019 and is expected to be launched in India by the end of 2019.

    • 2019 Ducati Scrambler range revealed at Intermot 2018

      Italian motorcycle giant, Ducati, has revealed the latest range of the 2019 Ducati Scrambler at the Intermot 2018 which is being held at Cologne, Germany. The 2019 Ducati Scrambler range consists of 4 different motorcycles from the Scrambler shed. They are Scrambler Full Throttle, Scrambler Desert Sled, Scrambler Cafe Racer, and Scrambler Sixty2. They join the Scrambler Icon with a number of upgrades both in terms of equipment and features.

      The new range of Scramblers receives muscular side panels that are made of thicker gauge aluminium and black-painted engine. They also get brushed cylinder head fins. All 4 versions get an updated headlamp with DRLs, a new instrument console which is fully digital along with fuel gauge and gear position indicator. The 2019 Ducati Scrambler range comes with cornering ABS as a standard. They also get a hydraulic clutch control with adjustable levers. All the motorcycles will also get the Ducati Multimedia system. The Full Throttle, Desert Sled, and the Cafe Racer are also seen sporting new skins. Although there a bunch of other cosmetic changes, the Scramblers will be powered by the same engine. A 803 cc, L-Twin, air-cooled engine that juices out 73 brake horsepower at 8,250 rpm and 67 Newton-metres of peak torque at 5,750 rpm. The engine is mated with a 6-speed transmission system. The new 2019 range of Scramblers is likely to be launched in India sometime next year.

    • Launch of 2019 BMW R 1250 GS

      BMW Motorrad will be launching the new R 1250 GS that will be replacing the R 1200 GS offered by the same company. The R 1200 GS was one of the bestsellers for the company on a global scale. The bike was launched in 2004 and had an update in 2013.

      The 2019 BMW R 1250 GS will have a 1,245 cc boxer motor instead of the 1,170 cc engine that was seen in the outgoing model. The engine will generate 136 hp of peak power at 7,750 rpm and reach maximum torque of 143 Nm at 6,250 rpm. The Variable Valve Timing technology is another noteworthy addition to the bike. This technology is expected to deliver better fuel efficiency and increase the refinement. Other significant changes to the bike include a new camshaft drive with a toothed chain, twin-jet injection valves, better oil supply, and a revamped exhaust system.

    Customer Reviews

    • HDFC Ergo Two Wheeler Insurance
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      I am holding the car insurance policy with HDFC ERGO GENERAL INSURANCE from last 4.5 years.I have purchased this insurance through showroom also i had no claim experience with this policy. The premium and IDV is satisfactory. The coverage is for comprehensive.
      Was this review helpful? 1
      , kolkata
      Reviewed on Oct 15, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "GOOD"
      0.5 4.0/5 "Great!"
      I am holding the two wheeler policy withBAJAJ ALLIANZ GENERAL INSURANCE from last more than 1 year. I have purchased through showroom. The premium and IDV is satisfactory. I had no claim experience with this policy. The coverage is for full two wheeler.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Oct 15, 2018
    • Bharti Axa Two Wheeler Insurance
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      I have purchased the policy with BHARTI AXA GENERAL INSURANCE on 2017 where i have a good experience. I had no claim experience with this policy also the premium and also the IDV value is satisfactory with this policy. They have provided the satisfactory coverage.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Oct 12, 2018
    • Reliance General Two Wheeler Insurance
      "Good Policy"
      0.5 3.5/5 "Pretty good"
      I have a two wheeler insurance with Reliance general insurance from last 2 years, a premium of Rs 2700 has to be paid for this insurance policy. I have not claimed anything so far with this insurance policy and i am happy with the coverage value.
      Was this review helpful? 2
      , kochi
      Reviewed on Oct 12, 2018
    • New India Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      My two wheeler is insured with New India assurance from last 1 year, a premium of Rs 1200 has to be paid for this insurance policy. I have no claim experience so far with this insurance policy. I am happy with the policy coverage and plan benefits of this policy.
      Was this review helpful? 1
      , chennai
      Reviewed on Oct 11, 2018
    • ICICI Lombard Two Wheeler Insurance
      "GOOD"
      0.5 4.5/5 "Excellent!"
      It is a user friendly policy so i have purchased the two wheeler policy with ICICI LOMBARD GENERAL INSURANCE. I had no claim experience with this policy but the premium and also the IDV is nominal. Policy coverage is for 3rd party in this insurance.
      Was this review helpful? 1
      , bangalore
      Reviewed on Oct 11, 2018
    • New India Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have a two wheeler insurance with New India Assurance from last 4-5 years, a premium of Rs 1200 has to be paid for this insurance policy. I have not claimed anything so far with this insurance policy and i am happy with the coverage value.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 11, 2018
    • Shriram Two Wheeler Insurance
      "Average policy"
      0.5 3.0/5 "Satisfactory"
      I have taken two wheeler insurance from SHRIRAM GENERAL INSURANCE , i got this policy through the showroom where i got the two wheeler . Am satisfied with the premium amount which am making the payments its has good coverage . The good about their service is they used to remind the customers for renewal.
      Was this review helpful? 2
      , new delhi
      Reviewed on Oct 10, 2018
    • Iffco Tokio Two Wheeler Insurance
      "Best Policy"
      0.5 5.0/5 "Blown Away!"
      I have taken two wheeler insurance from Iffco Tokio insurance policy , i got this policy through the showroom where i got the two wheeler . Am satisfied with the premium amount which am making the payments its has good coverage . The good about their service is they used to remind the customers for renewal.
      Was this review helpful? 1
      , new delhi
      Reviewed on Oct 09, 2018
    • ICICI Lombard Two Wheeler Insurance
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      I am holding the two wheeler policy with ICICI LOMBARD GENERAL INSURANCE from last 3 years where the service is good and also i have not experienced with any claim with this two wheeler policy. The policy coverage and also the premium, IDV value is satisfactory.
      Was this review helpful? 1
      , chennai
      Reviewed on Oct 09, 2018
    • United India Two Wheeler Insurance
      "GOOD"
      0.5 4.0/5 "Great!"
      I am using the two wheeler policy from UNITED INDIA INSURANCE from last 10 years also i had a good experience. The service is good also i have not experience d with any claim with this policy. The policy coverage is for 3rd party. Premium and the IDV is 13000.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Oct 09, 2018
    • Tata AIG Two Wheeler Insurance
      "Good policy"
      0.5 4.0/5 "Great!"
      I have taken two wheeler insurance from Tata Aig insurance company I make the payment of rs 1300 for yearly through their agent . Customer service and response is average as they didn't explained the policy benefits .Overall am satisfied with the premium amount which am paying .
      Was this review helpful? 2
      , secunderabad
      Reviewed on Oct 06, 2018
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