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  • BMW Two Wheeler Insurance

    BMW or the Bayerische Motoren Werke is a German manufacturer of automobiles and motorcycles. The company is based in Germany, and its headquarters are in Munich. Founded in 1916, the company currently produces the BMW brand of cars, the Mini range of cars as well as BMW Motorrad or the motorcycle range. It is also the parent company of the super luxury Rolls Royce brand of cars.

    One of the most recognisable names in the luxury automobile and motorcycle segment, BMW lives up to its motto “Sheer Driving Pleasure” courtesy its unmatched engineering and engine quality. The company currently controls a lion’s share of the luxury car market and its motorcycle division is also on the upswing.

    BMW began manufacturing motorcycles after the end of the First World War. Its first bike was produced in 1923, and it has seen success ever since. The bikes it produces generally fall into the luxury and superbike category. In India, 11 of its bikes are currently available, with the price ranging between Rs. 18 to 28 lakh. The company plan to release bikes in the Rs. 3 lakh price bracket this year as well.

    The company currently has 36 authorised dealers that sell its bikes in India, and are planning to expand given the growing demand for their products.

    There are 11 bikes available for sale in India, with another 2 set for release in 2016. For a tension free ride, consider buying two wheeler insurance for your BMW Motorrad. This not only safeguards your very expensive bike against any mishap, but also covers the cost of repair if and when required. Another reason to look for a good bike insurance policy is the recent government notification making it compulsory for all two wheelers to be insured.

    The process for applying for bike insurance is also much simpler now, as the entire process can be done online. You can shop for the best bike insurance to suit your budget and the bike you’re buying, or you could renew your existing insurance at the click of a few buttons.

    Choosing from among the different insurers and schemes available in the market might seem like a daunting task, but it is well worth the time and effort to ensure you get the best possible coverage at an affordable cost.

    Buying bike insurance india would cover the cost of the following in case of loss or damage to your bike:

    Natural Calamities: your insurer would foot the bill in case of damage due to storm, flood, typhoon, earthquake, fire, hurricane, landslide, rockslide, lightning strikes or self-ignition.

    Man-Made Calamities: your insurer would cover the cost in case of terrorism, accident, riot, theft, malicious activities or in case of damage during air, road or rail transit.

    Benefits of BMW Bike Insurance:

    There are a number of benefits to insuring your BMW Two Wheeler, which are listed below:

    • Cashless servicing facilities at partner garages.
    • Instant policy available online.
    • Quick and easy settlement of claims.
    • 24X7 customer support for claim settlement or queries.

    Insurance Companies providing BMW Two Wheeler Insurance Policy:

    There are a number of insurance companies who provide BMW bike insurance in India. ICICI Lombard, HDFC Ergo, Bajaj Allianz as well as Reliance General provide insurance plans.

    BMW Motorrad bikes available in India are:

    • BMW 1.4
    • BMW Cr 1200
    • BMW F 650
    • BMW K 1300
    • BMW K 1600
    • BMW R 100
    • BMW R 1200
    • BMW S 1000
    • BMW R nine T

    BMW Motorrad bikes available in India are:

    1. Q: What is not covered by two wheeler insurance?

      A: There are certain exclusions that will not be reimbursed or covered under two wheeler insurance, such as:

      • An electrical or a mechanical breakdown
      • Damage due to or by someone riding without a valid license
      • Damage due to or by someone riding while inebriated/ under the influence of narcotics.
      • Regular wear and tear and ageing.
      • Damage or loss as a result of mutiny, nuclear risk or war.
      • If the two wheeler is used in any way other than the limitations of its use.
    2. Q: What documents do I have to submit when filing a claim?

      A: When filing a claim, you should provide the below documents:

      • Copy of a valid license
      • Copy of the insurance policy
      • Claim Form, filled and signed
      • Copy of the R.C. of the two wheeler
      • FIR, if applicable (in case of third party damage or injury, theft or major accidents)
      • Repair bill, receipt and proof of release (originals).
    3. Q: What is meant by Third Party liability cover?

      A: Third Party liability is insurance that would cover loss incurred to a third person who is not part of the insurance policy. Following are the losses covered:

      • Damage to property (not including the vehicle) of an individual caused by your insured two wheeler.
      • Permanent injury or death caused to an individual due to your insured two wheeler.

    News About BMW Two Wheeler Insurance

    • BMW decides to manufacture its smallest capacity motorbike, the G310R

      In alliance with the TVS group, BMW is looking to start the manufacture of G310R, the motorcycle with the smallest engine capacity in the range. The bike will also be exported to several foreign countries, including the US and European nations. The BMW G310R will be marketed under the popular Motorrad brand. The bike is expected to be launched by early 2017.

      The prices for the vehicle have not been released yet; however, it is expected to cost between Rs. 2 lakh and Rs. 2.5 lakh. The bike will be manufactured at the TVS Motors plant in Hosur, Tamil Nadu. The design of the vehicle was completed by BMW Motorrad in Munich.

      The motorcycle has an engine capacity of 313 cc and it is coupled to a gearbox generating a power of 34 BHP at 9500 RPM. It also generates a peak torque of 28 Nm at 7500RPM. The bike will have the ability to touch a top speed of 144 km/hr and it will be installed with attractive accessories.

      31st October 2016

    • BMW to Manufacture its Smallest Bike -G310R in Tamil Nadu

      BMW along with a partnership with TVS Group is soon going to manufacture the company's smallest bike - G310R in India. They have specially targeted the Indian market. Later it will be exported to Germany and other countries. According to Frank Schloeder(President, BMW India), the bike might be available in the market from the first quarter of next year onwards. The prices will be between Rs. 2 lakh to Rs. 2.5 lakh. The company is planning to manufacture the bike in Tamil Nadu. They have also come up with a special local version of the bike ‘Akula 310’. The bike will be equipped with an efficient engine with maximum power of 34 horsepower at 9,500 rpm. Apart from this, the company is also planning to give out customizable accessories for the bikes.

      25th October 2016

    • BMW Motorrad To Commence Operations in India By October 2016

      BMW is all set to launch the BMW Motorrad brand in India by October 2016. The German automaker confirmed that the Motorrad branch will make its entry in the Indian automobile market by October and operations will kick off from metros like Mumbai, Bangalore and New Delhi. According to reports, the TVS factory located in Tamil Nadu will serve as the manufacturing unit for the Motorrad brand.

      Also, according to reports, BMW is likely to launch the G310R, which will be assembled at the Hosur plant of TVS located in Tamil Nadu. The motorcycle features a 313cc, liquid-cooled, single-cylinder engine with 2 overhead camshafts and 4 valves, along with electronic fuel injection. The engine also features a 6-speed constant mesh gearbox and delivers a maximum power output of 34 bhp and maximum torque of 28 Nm.

      The BMW G310R will compete against rivals like the KTM Duke 390 and the Mahindra Mojo.

      24th May 2016

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