Insurance is like a spare tyre. You may not require it, but not having one is not an option.
  • Royal Enfiled Two Wheeler Insurance

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    Cashless Treatment

    Fees & Charges

    Promised Interest Rate

    Plan Benefits

    Policy Coverage

    Customer Service

    Medical Coverage

    Claim Experience

    Responsiveness

    Creating classics ever since 1901, Royal Enfield is undoubtedly one of the most famous motorcycle manufacturer in the world. Known for crafting bikes the old fashioned way, Royal Enfield has, over time, transformed itself into a lifestyle brand, producing motorbikes which balance retro looks with modern machinery. Royal Enfield motor bikes are hand crafted in India at their workshop located in Tiruvottiyur, Chennai, India. Known for their ‘Cruiser’ bikes, the Royal Enfield Bullet 350 holds the honor of being the only bike which has remained in production and continues to be in high demand, ever since 1932.

    Anyone who has one, will be familiar with the pride and joy that comes with owning a Royal Enfield motor bike. As a proud owner of a Royal Enfield, you want to make sure that you provide nothing other than the best protection to your vehicle. As per the Motor Vehicle Act of 1988, it is mandatory by law for your vehicle to be insured before you take it out to drive. Given that, you would like to ensure that your vehicle is protected from all risks or unforeseen happenings, which is why two wheeler insurance is nothing short of a necessity. Here is some handy information regarding two wheeler insurance provided for royal Enfield motorbikes.

    Features and Benefits of Royal Enfield Bike Insurance:

    1. Road Side Assistance – The unexpected can happen anywhere. Make sure you are prepared to. With your royal Enfield insurance cover, you get Road side Assistance, which provides mechanical and any other assistance which the rider might require until they are moved to a safer spot.
    2. Cash Less Settlement At All Network Garages – Enjoy the facility of cashless claim settlement at garages which are a part of your insurance provider’s network. This means that, in case your motor bike has sustained any damage following an accident, the cost of repairs will be paid by the insurance provider to the garage workshop and you do not have to pay anything from your pocket.
    3. Engine Protection Coverage – The engine of a Royal Enfield features advanced mechanics. While the vehicle is built to withstand routine wear and tear, any serious damage can affect the normal functioning of the vehicle. Two wheeler insurance policies designed for Royal Enfield motor bikes offer Engine Protection coverage which covers damage to the engine or any parts of the engine, as per pre-specified policy guidelines.
    4. Third Party Liability Coverage – Third party liability coverage is a mandatory requirement as per the Motor Vehicles Act of 1988. This cover protects you in case any legal liability may arise following an accident where the insured vehicle has caused damage to any third party property or any third party individual who may suffer permanent disability or death, as a result of the accident.
    5. Personal Accident Coverage (Driver And Owner) – Two wheeler insurance policies for Royal Enfield motorbikes also provide Personal Accident cover for the rider and owner of the motorbike. This means that the insurance company will provide a certain sum as Personal Accident Cover in case the rider or owner of the vehicle sustains any permanent disability or dies following an accident while driving the insured vehicle.

    How To Ensure You Get The Best Insurance For Your Royal Enfield:

    Royal Enfield motorcycles are one of the higher end motor bikes available in India. Considering that, these bikes also require adequate insurance coverage to protect them from a variety of risks and perils. Also, the premiums and deductible for Royal Enfield motorbikes will be comparatively higher than those of most other motorbikes which fall in lower segments. Considering all this, it is important that you choose the right insurance cover for your royal Enfield motorbike.

    Royal Enfield motorcycles are primarily designed for a rugged terrain, while also equally suited for regular riding. Therefore, the ideal insurance policy for the bike should not only cover risks involved in every day travel but also for long distance driving, for minor and major risks. Do your research thoroughly before you settle in on a certain policy. Compare different factors like premiums, coverage provided, claim settlement process, garage network, branch office, online policy availability and renewal, among others to gauge if the policy is suited to your needs. Also, check for user reviews for the policies that you shortlist as they can give you real-time concerns which policy holders might have faced. Many insurance providers also provide discounts on policy premiums for drivers who may be members of an automobile association or have approved anti-theft devices fitted in their vehicle.

    Two Wheeler Insurance Online

    Insurance Companies offering Royal Enfield Bike Insurance are:

    There are currently two insurance companies which provide two wheeler insurance for Royal Enfield motor bikes. Both Bajaj Allianz and HDFC Ergo provide comprehensive coverage for Enfield motorbikes.

    Carrier

    Bajaj Allianz

    HDFC Ergo

    Electrical Accessories

    Yes

    No

    Non-electrical Accessories

    Yes

    No

    Bi Fuel Kit

    No

    No

    Personal Accident Cover

    Yes

    No

    Zero Depreciation Cover

    No

    No

    Anti-Theft

    No

    No

    Voluntary Deductible

    No

    No

    Automobile Association

    No

    No

    Professional Discount

    No

    No

    Different models offered by Royal Enfield:

    • Royal Enfield Bullet
    • Royal Enfield Continental GT
    • Royal Enfield Thunderbird
    • Royal Enfield Bullet Electra Twinspark
    • Royal Enfield Bullet 500 Twinspark
    • Royal Enfield Classic Chrome
    • Royal Enfield Classic
    • Royal Enfield Classic Desert Storm

    Royal Enfield Two-Wheeler Insurance FAQs:

    1. Q: Is there any choice available in two wheeler insurance policies offered by HDFC Ergo?

      A: Yes, HDFC Ergo offers two different kinds of two wheeler insurance policies which are Two Wheeler Comprehensive Insurance policy and a Two Wheeler Liability Only - Multiyear policy.

    2. Q: What do i get with my Bajaj Allianz Two wheeler Insurance for my Royal Enfield?

      A: With your Bajaj Allianz Two wheeler Insurance policy, you get the assurance of hassle free claim settlement process, the option to purchase and renew your insurance policy online and round the clock caim support.

    News About Royal Enfiled Two Wheeler Insurance

    • Effect of GST on Royal Enfield Motorcycles

      Following the commencement of GST, the giant motorcycle maker – Royal Enfield has announced the changes to the motorcycle prices based on new GST scheme. The new motorcycles with 350cc will cost less while the motorcycles with 500cc will cost more. Under the new price list, the price for Bullet Electra has dropped by over Rs.2,000, and the price for 500cc motorcycles have increased by over Rs.1,000 – Rs.2,000. Currently, the company has announced the prices for the Chennai market only.

      10 July 2017

    • Royal Enfield and Yamaha Record Increase in Two-Wheeler Sales

      The festive period in India has been of relative benefit to the two-wheeler industry as sales have risen significantly in the recent past. Royal Enfield revealed that a growth of 32% was recorded in sales, while Yamaha reported a 22% increase in sales. Royal Enfield sold more than 58,000 units in October 2016, marking a significant increase from the 44,000+ vehicles sold in the same month a year ago. Even India Yamaha Motor recorded strong growth over the past year, selling around 86,500 units in October 2016, compared to the 70,000+ units sold in the same month last year. This upward trend is expected to continue each year during the festive season due to an increasing number of buyers in addition to attractive pricing.

      10 November 2016

    Two-Wheeler Insurance Reviews

  • Page 1 of 50 1 2 3 4 5
    • Royal Sundaram Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      My two wheeler is insured with Royal sundaram insurance from last 4-5 years, a premium of Rs 2000 has to be paid for this insurance policy. There was no claim experience so far with this insurance policy. I am happy with the policy coverage and plan benefits of this policy.
      Was this review helpful? 1
      , jaipur
      Reviewed on Nov 16, 2018
    • Reliance General Two Wheeler Insurance
      "Yet to experience the claim"
      0.5 4.0/5 "Great!"
      I have not used the insurance policy so far. I never claimed anything in this policy. I have not spoke with the customer care. My friend has recommended me about the two wheeler insurance policy with Reliance. I pay the premium amount of Rs. 1500 for one year. I renew the policy through onine.
      Was this review helpful? 1
      , bangalore
      Reviewed on Nov 16, 2018
    • HDFC Ergo Two Wheeler Insurance
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have taken a two wheeler insurance with HDFC Ergo. I got a Passion Pro and Scooty for both the vehicles, I used to renew with HDFC Ergo. The customer service is good. There is no claim experience. The policy coverage and the plan benefits are good. I pay 4,000K yearly for 2 vehicles. The policy period is one year.
      Was this review helpful? 1
      , tiruchirapalli
      Reviewed on Nov 16, 2018
    • HDFC Ergo Two Wheeler Insurance
      "Good insurance policy"
      0.5 4.0/5 "Great!"
      When i purchased the vehicle, the dealer has provided the insurance with HDFC Ergo. I have not used any claim with HDFC Ergo. I have not spoke with their customer care. I pay the premium amount through credit cards. Last year i have bought this policy. Since i'm existing customer of HDFC, i have selected my two wheeler policy with HDFC Ergo.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 16, 2018
    • Reliance General Two Wheeler Insurance
      "Good Policy to use"
      0.5 4.0/5 "Great!"
      My two wheeler insurance policy was taken from Reliance. The dealer was provided the two wheeler insurance policy when i purchased my bike. I have paid a premium amount of Rs. 7000 for two years. The policy covers all the parts of the vehicle. The documentation process was good. According to the bike condition, they have provided 100% coverage value.
      Was this review helpful? 0
      , ahmednagar
      Reviewed on Nov 16, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "Good"
      0.5 4.0/5 "Great!"
      It is very good and I have a two wheeler insurance with Bajaj Allianz and it was recommended by the showroom person. I have a Honda Activa bike. It is a one year policy. I got the insurance papers on time. There is helpline number to reach the customer support. The premium was paid through cheque.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 16, 2018
    • New India Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have a two wheeler insurance with New India Assurance from last 3 years, i am not aware of the premium amount as my company pays it. There was no claim experience so far with this insurance policy. I am happy with the policy coverage and plan benefits of this policy.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 16, 2018
    • Oriental Insurance Two Wheeler Insurance
      "Claim process is taking more time"
      0.5 4.0/5 "Great!"
      I have purchased the health insurance policy with Oriental. My entire family has been covered in this policy. My organization has provided the policy and they will be managing all the policy details. I never interacted with the oriental customer care services. I had a claim experience with oriental but my company taking care of that when i submitted the documents. Its taking 20 days to get settlement. They have given me a coverage value of Rs. 5 lakhs.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 16, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "Best Policy"
      0.5 4.5/5 "Excellent!"
      Using the bajaj Allianz insurnace for my two wheeler for last 2 years. I used to pay the premium of Rs. 1240. They have provided the value of the bike Rs. 38000. They have covered for 70% of the bike value. I never faced any issues with the policy. Because of the lower price, i have selected the policy with Bajaj Allianz.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 16, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Good"
      0.5 3.0/5 "Satisfactory"
      I have a bike insurance with ICICI Lombard. Its a one year policy. I asked the service provider for an insurance and they was suggest me ICICI Lombard. I have paid 1300 rupees for a year through cash. I have claim experience, they have taken almost 18 months for the reimbursement. I am satisfied with the policy coverage and the plan benefits.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 15, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      The plan is good with Bajaj Allianz insurance company, in terms of coverage value, the insured value around Rs. 47,000 for my Honda Dream yuga bike, its just two years old. I have coverage for loss, damage, accidental. They have many service centers as well.
      Was this review helpful? 2
      , ghaziabad
      Reviewed on Nov 14, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "Good protection for two wheeler"
      0.5 5.0/5 "Blown Away!"
      The bike policy was arranged through the dealer, since it mandatory purpose I took the policy from Bajaj Allianz. I don't have any option hence I took by paying some premium. I availed comprehensive policy for my bajaj discover bike for one year tenure.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Nov 13, 2018
    • Bharti Axa Two Wheeler Insurance
      " Its convenient policy renewal"
      0.5 5.0/5 "Blown Away!"
      Its convenient to go head to chose all the options, they have option to increase the IDV, even the premium is good. I have been experience with Bharti axa two wheeler policy around five years, whenever I renew the policy I get the no claim bonus.
      Was this review helpful? 2
      , bangalore
      Reviewed on Nov 13, 2018
    • National Insurance Two Wheeler Insurance
      "Average Policy"
      0.5 3.0/5 "Satisfactory"
      I did not have any claim experience with National two wheeler insurance. I have not spoke with the customer care service as of now. I made a premium amount of Rs. 1400 for one year. The reason for selecting the National insurance is when i purchase a bike from dealer who provided the policy with National and i'm continuing the same. They have given a value of the bike is Rs. 55K.
      Was this review helpful? 2
      , chennai
      Reviewed on Nov 13, 2018
    • National Insurance Two Wheeler Insurance
      "Good"
      0.5 4.0/5 "Great!"
      When I purchased the Honda Activa bike at that time they provided an insurance. It is a one year policy. One of my friend is working there so he will takes care of my policy. If anything goes wrong,they will recover 70% to 80% of the damage, remaining 20% from my end.I am planning to renew the policy again with National Insurance.
      Was this review helpful? 1
      , bangalore
      Reviewed on Nov 13, 2018
    • National Insurance Two Wheeler Insurance
      "Good Protection for two wheeler"
      0.5 5.0/5 "Blown Away!"
      As per IRDI policy, National Insurance is following the terms, the premium is reasonable, I have taken bike policy for three years now they do have five years plan. I have comprehensive plan its always better to go with full cover its good for us.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 12, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Need improvement on service"
      0.5 3.0/5 "Satisfactory"
      I have bike insurance with ICICI Lombard, I paid Rs.8700 for three years policy. It has third party plan with personal accidental. But the guys are not responsible, when they want to sell some thing they call , during queries they wont respond.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Nov 12, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Good Customer Policy"
      0.5 5.0/5 "Blown Away!"
      The customer service is good they are providing continuous follow up before expiring the policy they call and share the benefits on renewal. I have honda passion they gave me the best insured value its good. And providing good benefits on the policy.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 12, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      For my Dream Honda bike, ICICI Lombard gave me best insured value for the premium amount around Rs.1500 for one year. I got my policy documents on time. I have taken the comprehensive plan with first party cover, therefore I am satisfied with them.
      Was this review helpful? 0
      , nagpur
      Reviewed on Nov 12, 2018
    • Royal Sundaram Two Wheeler Insurance
      "Better coverage"
      0.5 3.0/5 "Satisfactory"
      For my Yamaha R15 bike I took policy from Royal sundaram they gave me Rs. 70,000 of idv value for tenure of three years it was good. I purchased the bike for Rs. 1.3 lakhs, now it got good IDV value with third party liability cover, personal accident cover.
      Was this review helpful? 1
      , chennai
      Reviewed on Nov 12, 2018
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