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    • Two Wheeler Insurance in Mumbai

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    The commercial capital of India, Mumbai, has always witnessed a huge influx from all over the world to make it big in the world of entertainment, business, trade and finance. The city is densely populated, and Mumbai traffic is as dreaded as its monsoons. Mumbaikars rely a lot on two wheelers as a fast, convenient and cost effective mode of transport. Owing to this the city is known to have one of the highest number of two wheeler insurance buyers.

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    It is of utmost importance, for every two wheeler owner, to understand the need for buying a comprehensive two wheeler insurance policy. To ensure continued protection of your bike/scooter from accidents and other dangers, a two wheeler insurance policy necessary. Every two wheeler owner in India, for his own safety and as per law, must buy an insurance policy to protect himself and his vehicle. It also provides security against a wide range of natural and man-made calamities. Apart from this, your vehicle is protected against damages incurred due to unforeseen situations like theft, personal accident, third party liability and many more. Buying a two wheeler insurance policy is definitely worth the investment.

    Buying the right bike insurance plan, which suits your needs the best, is a serious decision, hence you must take into account some crucial points before making a decision. Visit any neutral third party financial website to study and compare the various two wheeler insurance plans available in the market, and choose the policy that fulfils all your requirements. Also consider the type, make, and model of your two wheeler. This will further help you in choosing the right policy, as you can buy the insurance plan which will cover your two wheeler model as per its specifications and vulnerabilities. This is also important before you actually get an approval from insurance company. Some insurance companies offer attractive discounts and lucrative offers for owners of specific two wheeler models.

    Any standard two wheeler insurance plan will cover you against loss/damages caused by the following natural and man-made calamities -

    • Fire
    • Explosion
    • Self-ignition
    • Lightning
    • Earthquake
    • Flood
    • Typhoon
    • Hurricane
    • Storm
    • Tempest
    • Inundation
    • Cyclone
    • Hailstorm
    • Frost
    • Landslide
    • Rockslide
    • Burglary
    • Theft
    • Riot/Strike/Malicious act
    • Accident by external means
    • Terrorist activity
    • Damage caused in transit rail, road, lift, inland waterway, elevator or air

    Apart from this two wheeler insurance policyholders also get personal accident cover and third party liability cover. As per the Personal Accident Cover, the insurer covers of up to a certain amount in case of an accident leading to damage, loss, death or permanent disability.

    Third party cover is categorized as a mandatory cover by the Government of India. This offers coverage against legal liability that occurs in the event of an accident resulting in the permanent injury or death of a third party. The plan will also cover damage caused to another/adjacent property.

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    Two Wheeler Insurance Mumbai Reviews

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    • Page 1 of 10 1 2 3 4 5
    • HDFC Ergo Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have my two wheeler insured with HDFC ERGO from last 2 years, i am happy with the coverage value of this insurance policy. A premium of Rs 1200 has to be paid for this insurance policy and i have no claim experience so far.
      Was this review helpful? 2

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      , mumbai
      Reviewed on Sep 14, 2018
    • HDFC Ergo Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I h ave a two wheeler insurance policy with HDFC ERGO from last 2 years, i am happy with the coverage value of this insurance policy. I have not claimed anything so far from this insurance policy. I pay a premium of Rs 3000 for this two wheeler insurance policy.
      Was this review helpful? 4

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      , mumbai
      Reviewed on Aug 21, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have my two wheeler insured with ICICI lombard from last 8-9 years, i am happy with the coverage value of this insurance policy. I have not claimed anything so far from this insurance policy. I pay a premium of Rs 1200 for this insurance policy.
      Was this review helpful? 2

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      , mumbai
      Reviewed on Jul 10, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have my two wheeler insured with Bajaj Allianz from last 2 years and it is a good policy to use. I am happy with the coverage value of this insurance policy. I have not claimed anything so far from this insurance policy. A premium of Rs 1200 has to be paid for this insurance policy.
      Was this review helpful? 1

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      , mumbai
      Reviewed on Jul 03, 2018
    • Iffco Tokio Two Wheeler Insurance
      "Good Service so far"
      0.5 4.0/5 "Great!"
      I've a bike insurance policy from the IFFCO Tokyo . I am paying a premium of 1200. It covers the entire bike. I do not have any claim experience with the policy and they send soft copies to my email. Overall there hasn't been issues with th service so far.
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      , mumbai
      Reviewed on Jun 27, 2018
    • Bharti Axa Two Wheeler Insurance
      "Good policy"
      0.5 4.5/5 "Excellent!"
      From Bharti Axa i have taken a Two Wheeler policy. The premium is 1500 for an year. Its a comprehensive policy. Policy covers a the two wheeler against any damage or loss that results from an accident. And also provides accident cover for the vehicle owner and offers protection against third-party liabilities.
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      , mumbai
      Reviewed on Jun 25, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "BEST"
      0.5 4.0/5 "Great!"
      I have been using my two wheeler insurance since last 4 years. I have got through the showroom where i have got my two wheeler. Payment i do through the cash for every year. Premium is normal when compared to the others. I had a claim and it is good.
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      , mumbai
      Reviewed on Jun 23, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "Good Service"
      0.5 3.0/5 "Satisfactory"
      I've a bike insurance policy with the Bajaj Allianz. I pay a premium of 1100 per year, I do not have any claim experience with the policy. My agent collect the premium for this policy. Overall ti has been a hassle free experience so far.
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      , mumbai
      Reviewed on Jun 22, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "Good Policy"
      0.5 3.0/5 "Satisfactory"
      I have a health insurance with Bajaj Allianz from last 1 year, i am happy with the coverage value of this insurance policy. I am not aware of the premium amount as my company pays it. I have no claim experience so far with this insurance and i have a coverage of Rs 4 lakhs for this insurance.
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      , mumbai
      Reviewed on Jun 21, 2018
    • Shriram Two Wheeler Insurance
      "Delayed claim inspection process"
      0.5 2.5/5 "Just OK"
      The claim process is very simple but the surveyor has t come although I was promised to have it done in 24 hours. The surveyor says some other person will visit that area, the person then says he is on a leave and it will be done tomorrow. Its been over 24 hours but no luck. Very disappointed with this 2 wheeler insurance.
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      , mumbai
      Reviewed on Jun 06, 2018
    • Reliance General Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have my two wheeler insured with Reliance general from last 6-7 months, i am happy with the coverage value of this insurance policy. I pay a premium of Rs 1200 and it has to be renewed every year. I have not claimed anything so far with this insurance policy.
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      , mumbai
      Reviewed on Jun 01, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Good Service"
      0.5 4.0/5 "Great!"
      I've been using the ICICI Lombard Bike Insurance for the past 5 years . I pay a premium of 1200 per year via check payment. Once I've raised a claim request and IN that case I had to wait for 8 days for the part to arrive so I paid the amount from my pocket which was not their fault. I never had any issues with their services.
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      , mumbai
      Reviewed on May 30, 2018
    • New India Two Wheeler Insurance
      "Best policy"
      0.5 5.0/5 "Blown Away!"
      I hold a two wheeler insurance policy with New India Assurance from last 10-15 years, i am not aware of the premium amount but the coverage value of this insurance policy is very good. I have not claimed anything so far from this insurance policy.
      Was this review helpful? 1

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      , mumbai
      Reviewed on May 29, 2018
    • ICICI Lombard Two Wheeler Insurance
      " ICICI LOMBARD GENERAL INSURANCE"
      0.5 4.0/5 "Great!"
      From ICICI LOMBARD GENERAL INSURANCE i have taken a two Wheeler policy. Its a comprehensive policy with a premium of 1500 for 1 year.There is no claim experience.It provides coverage for accident and for 3 rd party.
      Was this review helpful? 0

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      , mumbai
      Reviewed on May 29, 2018
    • HDFC Ergo Two Wheeler Insurance
      " HDFC ergo comprehensive policy"
      0.5 4.0/5 "Great!"
      From HDFC ergo i have taken a two Wheeler policy. Its a comprehensive policy. The total premium is for 6000. The customer service and response with the insurance was good but not much experienced with the policy as there is no claim experience.
      Was this review helpful? 1

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      , mumbai
      Reviewed on May 29, 2018
    • Reliance General Two Wheeler Insurance
      "Good policy"
      0.5 5.0/5 "Blown Away!"
      From RELIANCE GENERAL INSURANCE i have taken a two wheeler insurance and the premium which i am paying with them is 1500 for an year. This policy have the 3 party coverage and the accidental coverage. i did any claim any insurance for the two wheeler.
      Was this review helpful? 0

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      , mumbai
      Reviewed on May 29, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have a two wheeler insurance with ICICI Lombard from last 2-3 months, i am happy with the coverage value of this insurance policy. I have not claimed anything so far from this insurance policy. I pay a premium of Rs 1500-1600 for this insurance policy.
      Was this review helpful? 0

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      , mumbai
      Reviewed on May 14, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "GOOD POLICY"
      0.5 4.5/5 "Excellent!"
      Have taken two wheeler insurance from Bajaj Alliance its good policy , their customer service and response is good as they followed up regarding renewal and policy. Its yearly fees pay through on-line banking. Hassle free and fast process.
      Was this review helpful? 0

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      , mumbai
      Reviewed on Apr 30, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have my two wheeler insured with ICICI lombard from last 3 years, i am happy with the coverage value of this insurance policy. They cover up to 60-70% and i am satisfied with it. I do not have claim experience so far with this insurance and i pay a premium of Rs 4000 for this insurance.
      Was this review helpful? 0

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      , mumbai
      Reviewed on Apr 24, 2018
    • New India Two Wheeler Insurance
      " Two Wheeler Insurance with NEW INDIA"
      0.5 3.0/5 "Satisfactory"
      From NEW INDIA ASSURANCE i have taken a two wheeler insurance and the premium which i am paying was 1800. This policy have the accidental coverage for the bike and for the third party. There is no claim experience till now. The customer service was fine.
      Was this review helpful? 0

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      , mumbai
      Reviewed on Apr 23, 2018
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