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    • Two Wheeler Insurance in Mumbai

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    The commercial capital of India, Mumbai, has always witnessed a huge influx from all over the world to make it big in the world of entertainment, business, trade and finance. The city is densely populated, and Mumbai traffic is as dreaded as its monsoons. Mumbaikars rely a lot on two wheelers as a fast, convenient and cost effective mode of transport. Owing to this the city is known to have one of the highest number of two wheeler insurance buyers.

    It is of utmost importance, for every two wheeler owner, to understand the need for buying a comprehensive two wheeler insurance policy. To ensure continued protection of your bike/scooter from accidents and other dangers, a two wheeler insurance policy necessary. Every two wheeler owner in India, for his own safety and as per law, must buy an insurance policy to protect himself and his vehicle. It also provides security against a wide range of natural and man-made calamities. Apart from this, your vehicle is protected against damages incurred due to unforeseen situations like theft, personal accident, third party liability and many more. Buying a two wheeler insurance policy is definitely worth the investment.

    Buying the right bike insurance plan, which suits your needs the best, is a serious decision, hence you must take into account some crucial points before making a decision. Visit any neutral third party financial website to study and compare the various two wheeler insurance plans available in the market, and choose the policy that fulfils all your requirements. Also consider the type, make, and model of your two wheeler. This will further help you in choosing the right policy, as you can buy the insurance plan which will cover your two wheeler model as per its specifications and vulnerabilities. This is also important before you actually get an approval from insurance company. Some insurance companies offer attractive discounts and lucrative offers for owners of specific two wheeler models.

    Any standard two wheeler insurance plan will cover you against loss/damages caused by the following natural and man-made calamities -

    • Fire
    • Explosion
    • Self-ignition
    • Lightning
    • Earthquake
    • Flood
    • Typhoon
    • Hurricane
    • Storm
    • Tempest
    • Inundation
    • Cyclone
    • Hailstorm
    • Frost
    • Landslide
    • Rockslide
    • Burglary
    • Theft
    • Riot/Strike/Malicious act
    • Accident by external means
    • Terrorist activity
    • Damage caused in transit rail, road, lift, inland waterway, elevator or air

    Apart from this two wheeler insurance policyholders also get personal accident cover and third party liability cover. As per the Personal Accident Cover, the insurer covers of up to a certain amount in case of an accident leading to damage, loss, death or permanent disability.

    Third party cover is categorized as a mandatory cover by the Government of India. This offers coverage against legal liability that occurs in the event of an accident resulting in the permanent injury or death of a third party. The plan will also cover damage caused to another/adjacent property.

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    • Page 1 of 6 1 2 3 4 5
    • ICICI Lombard Two Wheeler Insurance
      "Good protection for bike"
      0.5 5.0/5 "Blown Away!"
      My bike insurance with ICICI lombard, I used to make the payment through online. Premium of two wheeler insurance is around Rs.3000 it gave me 100% of coverage on bike value. I have taken this policy at May 2017 it has the tenure period of one year.
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      , mumbai
      Reviewed on Oct 21, 2017
    • Bajaj Allianz Two Wheeler Insurance
      "Good policy to use"
      0.5 4.5/5 "Excellent!"
      I have to renew my two wheeler insurance policy this year. I paid around Rs,1000 and renewed the policy last year. The claim experience is good with bajaj allianz policy. The service is given on time by bajaj. The coverage is high with this policy. The plan benefits are good with this policy.
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      , mumbai
      Reviewed on Sep 25, 2017
    • ICICI Lombard Two Wheeler Insurance
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      It was a very good service from ICICI ,very helpful and responsible representatives during the insurance process . Even the documentation part was also fine never had any issue with overall service ,so I can say their service was very good .
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      , mumbai
      Reviewed on Sep 24, 2017
    • ICICI Lombard Two Wheeler Insurance
      "Good features"
      0.5 5.0/5 "Blown Away!"
      I have a good options on the two wheeler insurance. I can pay for three years and the premiums can be paid online. The services are good as I can alerts in my emails and phone about the payments. There are good benefits and a policy coverage from ICICI Lombard.
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      , mumbai
      Reviewed on Aug 28, 2017
    • Reliance General Two Wheeler Insurance
      "Good policy to use"
      0.5 3.0/5 "Satisfactory"
      My 2wheeler has been insured with Reliance for past 3 years. I paid around Rs.1,800 to renew the policy this year. The plan benefits and the policy coverage's are good with this policy. I do get the reminders from Reliance to renew the policy in prior. I am satisfied having a reliance 2 wheeler reinsurance policy.
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      , mumbai
      Reviewed on Aug 09, 2017
    • Iffco Tokio Two Wheeler Insurance
      "Good Insurance policy"
      0.5 3.5/5 "Pretty good"
      The IFFCO TOKIO 2 wheeler insurance gave good service. At the time of claim experience they had given 45% of cliam, which is really good. The policy coverages are good with Iffco tokio . I am renewing the 2 wheeler insurance policy with Iffco tokio for past 2 to 3 years, Because I am satisfied with their claim and their service.
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      , mumbai
      Reviewed on Jul 11, 2017
    • ICICI Lombard Two Wheeler Insurance
      "Great customer service"
      0.5 4.0/5 "Great!"
      I have got two wheeler and it got insured with the ICICI Lombard general insurance company, also their services are good. I have not faced any claims with them till now and the coverage value is around 70% of the total value of vehicle. It covers almost all parts of the body of bike.
      Was this review helpful? 1

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      , mumbai
      Reviewed on Jun 16, 2017
    • ICICI Lombard Two Wheeler Insurance
      "Good polciy to use"
      0.5 5.0/5 "Blown Away!"
      The customer service with ICICI Lombard is really good, because they used to give a call and they helped me to renew the policy before the due date also the claim experience is also very good with this 2 wheeler insurance policy, because I had a claim experience with them and after submitting the documents within 20 days I got the whole claim. The policy coverage is fine with this policy. I am happy holding this 2 wheeler policy with ICICI LOMBARD. GENERAL INSURANCE.
      Was this review helpful? 1

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      , mumbai
      Reviewed on Jun 09, 2017
    • ICICI Lombard Two Wheeler Insurance
      "Its Good"
      0.5 4.0/5 "Great!"
      ICICI Lombard giving the coverage value of 70 to 80% on two wheeler , I am making the premium of Rs.3000 for a year. I have taken this policy on 2013, as of now there was no claim experience. I used to do online renewal, once I done with that, I get immediately online copy. I am very convenient to hold this policy.
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      , mumbai
      Reviewed on Jun 08, 2017
    • ICICI Lombard Two Wheeler Insurance
      "Good experience "
      0.5 4.0/5 "Great!"
      I have two wheeler insurance policy with the ICICI Lombard general insurance company and the services are a kind of okay. I have not faced any claims with them and the premium is around 1400 Rupees and its getting increasing only. So fat no suggestion to the ICICI Lombard general insurance company.
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      , mumbai
      Reviewed on May 18, 2017
    • Reliance General Two Wheeler Insurance
      "Very Good service"
      0.5 5.0/5 "Blown Away!"
      The reliance insurance company gives the notification to renew the policy prior to a month. I paid around Rs. 1800 a year to renew my policy. I hold a Honda Activa. I have to renew the policy every year. Overall the service is very good with Reliance insurance company.
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      , mumbai
      Reviewed on May 16, 2017
    • New India Two Wheeler Insurance
      "Good "
      0.5 3.0/5 "Satisfactory"
      I am having two wheeler insurance policy with the New India assurance company and am paying around 1600 Rupees per annum , also I am with them from the last two years of time. Coverage values are fine one with them and its the diminishing one like it decrease up to some extent.
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      , mumbai
      Reviewed on May 10, 2017
    • Reliance General Two Wheeler Insurance
      "Best Service"
      0.5 3.0/5 "Satisfactory"
      I am using Reliance two-wheeler general insurance policy for about a year. I directly go to the showroom and renew the policy. I paid Rs.1400, its valid upto one year. The plan benefits and the policy coverage's are good and I haven't had a claim experience with reliance yet.
      Was this review helpful? 2

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      , mumbai
      Reviewed on May 02, 2017
    • ICICI Lombard Two Wheeler Insurance
      "Good "
      0.5 4.0/5 "Great!"
      I have two wheeler insurance policy with the ICICI Lombard general insurance company and the premium is around 13000 Rupees and I have not faced any claims till now. There are no suggestion to them and the premium got increased from the last year.
      Was this review helpful? 1

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      , mumbai
      Reviewed on Apr 27, 2017
    • Reliance General Two Wheeler Insurance
      "Good policy coverage"
      0.5 5.0/5 "Blown Away!"
      I have taken bike insurance with Reliance before two years, but I don't have any claim experience. Normally I used to make the premium of Rs.5000 it gives bike coverage for a year, Renewal process is simple, I visit to the branch and do the renewal with policy no and they offered me the 100% coverage.
      Was this review helpful? 1

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      , mumbai
      Reviewed on Apr 26, 2017
    • Iffco Tokio Two Wheeler Insurance
      "Iffco on the road"
      0.5 3.0/5 "Satisfactory"
      I am having two wheeler insurance policy with the Iffco tokio general insurance company and the coverage value is around 40000 Rupees . Services are nominal one with them like its around 1000 Rupees as premium per annum as of now. I have not faced much hassles with them.
      Was this review helpful? 3

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      , mumbai
      Reviewed on Apr 11, 2017
    • ICICI Lombard Two Wheeler Insurance
      "Good "
      0.5 4.0/5 "Great!"
      I do have have two wheeler insurance policy with ICICI Lombard general insurance company and the two wheeler coverage value is around 2 lakh Rupees inclusive of accidental coverage. I have not faced any claims with them till now and the premium is around 1700 Rupees per annum, also it provides the coverage for third party also. Nowadays, they have increased the premium amount.
      Was this review helpful? 1

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      , mumbai
      Reviewed on Mar 20, 2017
    • Bajaj Allianz Two Wheeler Insurance
      "Cheap Insurance sum"
      0.5 4.0/5 "Great!"
      Related to the Insurance category, till now I have not got any claim experience yet because I have not faced such issues.Customer service is good and they used to do a good follow up. Early I am paying a premium amount of 1100/- for this insurance.
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      , mumbai
      Reviewed on Feb 28, 2017
    • National Insurance Two Wheeler Insurance
      "Trusted partner"
      0.5 4.0/5 "Great!"
      I do have two wheeler insurance policy with the National insurance company and am with them from the last four years of time. The premium is around 1400 Rupees with them and I have not faced any claims with them. Coverage value is around 62000 Rupees and the depreciation value is around 15000 Rupees.
      Was this review helpful? 4

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      , mumbai
      Reviewed on Feb 27, 2017
    • Reliance General Two Wheeler Insurance
      "My two wheeler insurance"
      0.5 5.0/5 "Blown Away!"
      Every year exactly before a month my policy could get expired. I used to get calls from Reliance for the two wheeler insurance. They call back stating whether I am interested in renewing the policy. Once after I give my consent to them the next day they will send some one to collect the documents like cheque leaf. Post which they will send the documents to my correspondence address. But the only constraint here is the policy coverage amount goes down every year as the vehicle gets older.
      Was this review helpful? 2

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      , mumbai
      Reviewed on Dec 07, 2016
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