Insurance is like a spare tyre. You may not require it, but not having one is not an option.
  • Stay Safe on the Road: 11 Tips for Owners of Two Wheelers

     4.5 / 5.0   by 3105 users
    Used this product? Write a review >>

    Cashless Treatment

    Fees & Charges

    Promised Interest Rate

    Plan Benefits

    Policy Coverage

    Customer Service

    Medical Coverage

    Claim Experience

    Responsiveness

    Two-wheelers on the road are cursed by four wheeler drivers every day because they always seem to be cutting ahead, riding on the pavements and getting home so much faster than their four-wheeled brothers. Sure there are reasons to be jealous, but two-wheelers are much more at risk on the road. Chances are everyone you know who rides a two-wheeler has gotten into at least one accident in their years on the road. This is where the significance of a two wheeler insurance policy comes into the picture - it protects you and your bike from several incidents such as accidents, theft, vandalism, etc. Here are some tips to keep in mind if you are contemplating picking up a bike for easier commute:

    Top 10 Driving Tips Steps to Increase Bike Mileage Related Article Guides
    Two Wheeler Driving Tips
    How to drive Bike/Scooty Safe? - Here your Driving Tips
    1. Protect yourself:

      Invest in a good helmet. A lot of deaths happen due to injuries to the head. People have narrowly escaped death because of the smart decision to wear helmets. You should get yourself a sturdy helmet which covers the jaws. Some people wear a helmet just to avoid being fined by cops, but remember that you wear a helmet for yourself. Secure the strap around your jaw. Is it really worth such a big risk not to? Also, if you have pavilion riders, get an extra helmet. Their safety is in your hands. Be responsible. Most of the time, you may not be at fault, but someone else who decides to break the rules and causes an accident. Why should you and your pavilion rider pay the price?

      Protect your eyes. Buy a helmet with a plastic face shield which will protect your eyes from rain, dust, wind, insects etc.

      If the climate allows, it’s a good idea to wear a leather jacket, boots and gloves as they will protect you against bruises and minor injuries in case of a fall.

    2. Make yourself visible:

      Wearing either reflective bands over your helmet or a helmet that is of a bright colour. Also put reflective bands on the sides and back of your two wheeler.

      Make sure that you stay away from the blind spots of vehicles, trucks and buses in particular.

    3. Maintain a safe distance from vehicles:

      Never stop right behind or ahead of a vehicle. Make sure you have enough space to move around. Avoid weaving in and out of traffic.Keep a distance while overtaking parked or moving vehicles or while overtaking other vehicles on the road. Whether you are overtaking a moving, or even a parked vehicle, make sure that you leave plenty of space. Do not try to cut ahead when there is some space between two vehicles. That is for avoiding collisions. Be respectful.

    4. Look out for obstacles and road hazards:

      Garbage piles, speed breakers, oil spills, Pot-holes, railway crossings, dirt roads, stray animals among others can all pose a serious threat if we are not careful.

    5. Maintain your bike well:

      Make sure your bike is in great condition by having it serviced regularly. Also try to check for yourself before each ride. Look out for the condition of the brakes, air pressure, tyre condition, horn, clutch, lights, suspension etc. If your bike is in good condition, it increases fuel efficiency and reduces risks of accidents.

    6. Make sure you follow all traffic rules. Signal your intentions well ahead and clearly so riders around you know your next move. Do not press the brakes and turn abruptly.
    7. Remember that your bike will not stop as soon as you press the brakes. This distance increases as the speed increases. Take necessary steps.
    8. Slow down and stop at every junction. You cannot predict where and when vehicles will come, no matter how empty the roads may seem or how late in the night it is.
    9. Never overtake on Junctions, Bridges, School Zones, Pedestrian Crossing as well as places marked with yellow lines. Never overtake from the left.
    10. If you need to pick up a call, pull over and then do so. Never text either while riding.
    11. Be considerate of pedestrians. Give them way.

    Ways To Increase The Mileage Of Your Bike

    A two-wheeler makes our daily commute much easier and is the most convenient mode of transport in cities with high traffic density. However, if you use your two-wheeler too often, you might wish to know how to increase the mileage of your bike and save some fuel cost. With right maintenance, not putting excessive stress on your engine, and riding smartly, you can surely save on your fuel expenses. Here are few ways to increase the per litre mileage of your bike or scooter.

    • Timely Servicing And Maintenance: Maintaining your two-wheeler properly and servicing it at timely intervals is very important to operate the vehicle at optimum levels. The engine and the gearbox require lubrication to run smoothly. Getting your vehicle serviced as prescribed in the user manual given by the manufacturer can improve the fuel efficiency and the overall functioning of your bike. With the change in oil, optimizing the coolant oil, chain lubrication, the two-wheeler can perform at its best. Also, in case of oil leakage from the engine, the issue should be resolved as soon as possible.
    • Keep The Tyre Pressures At Recommended Levels: To increase the efficiency of your two-wheeler, the tyres must be inflated as per the levels as recommended by the manufacturer. Tyres generally have the markings that suggest the right tyre pressure to be maintained. If there is extra weight to be carried on the vehicle, the manufacturer’s user manual can be used for guidance. This would not only increase the life of your bike tyres but also enhance the overall performance and fuel efficiency of your vehicle.
    • Do Not Let Engine Running Unnecessarily: Keeping the engine on when your vehicle is not in use will waste a lot of fuel. Whenever you need to wait for more than ten seconds, it is better to switch the engine off than to keep it running. Now with most two-wheelers coming with a self-start button, restarting the bike should not be a big issue. The engines nowadays need not be warmed up and you can use your vehicles with much ease without excessively revving your vehicle’s engine.
    • Avoid Overriding Clutch: Most bike or scooter riders tend to override the clutch even when it’s not necessary. By using the right gears, clutch overriding can be avoided in a bumper to bumper traffic situation. This would enhance the longevity of the clutch plate and help you save a significant amount of fuel.
    • Proper Gearing: Shifting to higher gears swiftly will help your bike’s engine run smoothly without any stress. The faster you ride your vehicle, the more will be its fuel consumption. Over-speeding your vehicle will bring your fuel efficiency down.
    • Use Better Quality Fuel: A better quality fuel can increase the life of your vehicle’s engine in a significant way. Though it may be a bit dearer, it is surely very economical if you consider the enhanced fuel efficiency using the same.
    • Avoid Using Routes With High Volume Of Traffic: Well, it’s true that you cannot avoid the traffic completely, the least you can do is to choose the roads that have a considerably low volume of traffic. If you regularly travel to a particular location such as from home to office and back, you should try to find the route with the least volume of traffic. You may use GPS to find the shortest and best route. You may use Bluetooth earphones to get audio route instructions while riding.
    • Refuel Your Two-Wheeler In The Morning: The fuel is denser in the morning when the temperature is low. With the increase in the temperature as the day progresses, the fuel starts to expand. You can get more for less if you follow this simple trick.
    • Ride Sensibly: Applying the brakes too frequently and suddenly accelerating the vehicle may negatively affect the engine performance. Riding sensibly can help you significantly reduce the fuel consumption of the bike. Throttling the vehicle in a soft manner and riding the vehicle at constant speeds can enhance the performance of your engine and boost your bike’s fuel efficiency.

    Fuel economy has always been one of the prime concerns amongst the Indian two-wheeler owners. Riding responsibly and sensibly will not only help you stay safe on the roads but will also ensure that your vehicle performs at optimum levels and gives you the best mileage.

    Two wheeler driving tips Reviews

  • Page 1 of 50 1 2 3 4 5
    • ICICI Lombard Two Wheeler Insurance
      "Good"
      0.5 3.0/5 "Satisfactory"
      I have a bike insurance with ICICI Lombard. Its a one year policy. I asked the service provider for an insurance and they was suggest me ICICI Lombard. I have paid 1300 rupees for a year through cash. I have claim experience, they have taken almost 18 months for the reimbursement. I am satisfied with the policy coverage and the plan benefits.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 15, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      The plan is good with Bajaj Allianz insurance company, in terms of coverage value, the insured value around Rs. 47,000 for my Honda Dream yuga bike, its just two years old. I have coverage for loss, damage, accidental. They have many service centers as well.
      Was this review helpful? 1
      , ghaziabad
      Reviewed on Nov 14, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "Good protection for two wheeler"
      0.5 5.0/5 "Blown Away!"
      The bike policy was arranged through the dealer, since it mandatory purpose I took the policy from Bajaj Allianz. I don't have any option hence I took by paying some premium. I availed comprehensive policy for my bajaj discover bike for one year tenure.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Nov 13, 2018
    • Bharti Axa Two Wheeler Insurance
      " Its convenient policy renewal"
      0.5 5.0/5 "Blown Away!"
      Its convenient to go head to chose all the options, they have option to increase the IDV, even the premium is good. I have been experience with Bharti axa two wheeler policy around five years, whenever I renew the policy I get the no claim bonus.
      Was this review helpful? 2
      , bangalore
      Reviewed on Nov 13, 2018
    • National Insurance Two Wheeler Insurance
      "Average Policy"
      0.5 3.0/5 "Satisfactory"
      I did not have any claim experience with National two wheeler insurance. I have not spoke with the customer care service as of now. I made a premium amount of Rs. 1400 for one year. The reason for selecting the National insurance is when i purchase a bike from dealer who provided the policy with National and i'm continuing the same. They have given a value of the bike is Rs. 55K.
      Was this review helpful? 1
      , chennai
      Reviewed on Nov 13, 2018
    • National Insurance Two Wheeler Insurance
      "Good"
      0.5 4.0/5 "Great!"
      When I purchased the Honda Activa bike at that time they provided an insurance. It is a one year policy. One of my friend is working there so he will takes care of my policy. If anything goes wrong,they will recover 70% to 80% of the damage, remaining 20% from my end.I am planning to renew the policy again with National Insurance.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 13, 2018
    • National Insurance Two Wheeler Insurance
      "Good Protection for two wheeler"
      0.5 5.0/5 "Blown Away!"
      As per IRDI policy, National Insurance is following the terms, the premium is reasonable, I have taken bike policy for three years now they do have five years plan. I have comprehensive plan its always better to go with full cover its good for us.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 12, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Need improvement on service"
      0.5 3.0/5 "Satisfactory"
      I have bike insurance with ICICI Lombard, I paid Rs.8700 for three years policy. It has third party plan with personal accidental. But the guys are not responsible, when they want to sell some thing they call , during queries they wont respond.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Nov 12, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Good Customer Policy"
      0.5 5.0/5 "Blown Away!"
      The customer service is good they are providing continuous follow up before expiring the policy they call and share the benefits on renewal. I have honda passion they gave me the best insured value its good. And providing good benefits on the policy.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 12, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      For my Dream Honda bike, ICICI Lombard gave me best insured value for the premium amount around Rs.1500 for one year. I got my policy documents on time. I have taken the comprehensive plan with first party cover, therefore I am satisfied with them.
      Was this review helpful? 0
      , nagpur
      Reviewed on Nov 12, 2018
    • Royal Sundaram Two Wheeler Insurance
      "Better coverage"
      0.5 3.0/5 "Satisfactory"
      For my Yamaha R15 bike I took policy from Royal sundaram they gave me Rs. 70,000 of idv value for tenure of three years it was good. I purchased the bike for Rs. 1.3 lakhs, now it got good IDV value with third party liability cover, personal accident cover.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 12, 2018
    • National Insurance Two Wheeler Insurance
      "Satisfactory policy"
      0.5 4.0/5 "Great!"
      I've purchased the two wheeler insurance policy for my TVS Wego bike. I have been holding the policy for last 1.5 years. I used to make the premium amount of Rs. 750 and i have got coverage amount of Rs. 40000. I renew the policy in their branch and i never faced any problems with this company.
      Was this review helpful? 1
      , coimbatore
      Reviewed on Nov 12, 2018
    • National Insurance Two Wheeler Insurance
      "Good policy"
      0.5 3.0/5 "Satisfactory"
      I am using the National Insurance policy for my two wheeler for past 4 years. I have no claim experience as of now. Since its a Government based company, i have chosen the National Company. I pay the premium of Rs. 800. They have given me a value amount of Rs. 40000 and I'm happy about it. I used to visit the branch for renewing the policy.
      Was this review helpful? 1
      , coimbatore
      Reviewed on Nov 12, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "Good Protection for vehicle"
      0.5 3.0/5 "Satisfactory"
      Premium is reasonable for one year insurance policy, I have taken comprehensive plan with first party cover. I got policy copy on time, I am not sure about the claim. However Bajaj Allianz got tie up with many network service and I used to get msg for renewal.
      Was this review helpful? 2
      , bangalore
      Reviewed on Nov 10, 2018
    • Bharti Axa Two Wheeler Insurance
      "Its Good"
      0.5 5.0/5 "Blown Away!"
      I took the insurance along with the bike purchase, I kept renewing my two wheeler insurance in Bharti Axa, the premium amount is economical in the market. The IDV value is good with the third party and personal accidental cover, I am okay with the benefits.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 10, 2018
    • Iffco Tokio Two Wheeler Insurance
      "Average"
      0.5 2.0/5 "Expected more"
      I took a two wheeler insurance with Iffco Tokio. I am not satisfied with the service and benefits. I have contacted the customer support many times but there was no proper response. The claim experience is not good. I met an accident and the repairing charges of 6K but they have refunded me 2K. I paid 2200 rupees to purchase the policy for a year.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Nov 10, 2018
    • Reliance General Two Wheeler Insurance
      "Premium should be ecnomical"
      0.5 2.5/5 "Just OK"
      My company have provided Reliance general insurance, they gave me full coverage. The plan which I taken is comprehensive with personal accident cover. I think the premium is costly compare to other insurance products. Remaining all good.
      Was this review helpful? 1
      , chennai
      Reviewed on Nov 09, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "Its Good"
      0.5 4.0/5 "Great!"
      Earlier I had Bajaj allianz bike insurance, now it got expired. Dealer gave me the insurance while I was purchasing the policy. The insurer gave me 100% of coverage, there was no claim experience. Comparatively I felt ICICI lombard is best than Bajaj Allianz.
      Was this review helpful? 1
      , bangalore
      Reviewed on Nov 09, 2018
    • Bharti Axa Two Wheeler Insurance
      "Excellent for beginners"
      0.5 4.0/5 "Great!"
      Previously my two wheeler insurance was with Bharati Axa and am pretty much happy with the claim experience. But need to pay initially which am not satisfied. I have paid for zero depth, 3500 rupees for one year. The customer service executive is fine.
      Was this review helpful? 3
      , new delhi
      Reviewed on Nov 05, 2018
    • HDFC Ergo Two Wheeler Insurance
      "Average"
      0.5 4.0/5 "Great!"
      I have chosen HDFC Ergo for good IDV and zero dep features. The customer service was pretty much good. The claim experience was not good, few of the times it was not covered. Till last year benefits are pretty much good, due to RBI changes now the premium has gone up. I paid around 5K for one year.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 05, 2018
    Common Loader Icon
    Page 1 of 50 1 2 3 4 5

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.