Insurance is like a spare tyre. You may not require it, but not having one is not an option.
  • National Insurance Two Wheeler Insurance Policy

     4.5 / 5.0   by 221 users
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    Cashless Treatment

    Plan Benefits

    Policy Coverage

    Customer Service

    Medical Coverage

    Claim Experience

    Overview :

    National Insurance Company is one of India’s oldest and largest public sector companies which deal with general insurance. Comprehensive insurance plans are provided at competitive rates. Motor Insurance Plans, Health Insurance Plans, Two wheeler insurance plans, Rural Insurance Plans, Commercial Risk Insurance Plans, Industrial Insurance Plan, Personal Accident Plans and Home Insurance Plans are some of the types of insurance that the company offers. The tailor made schemes are transparent and extremely simple to avail. Two wheeler insurance from National Insurance is one of the most sought after in the market and here’s why:


    Key Benefits Of National Insurance Two Wheeler Insurance

    01
    02
    03
    Discounts

    Discounts

    Eligible customers can get a discount on their insurance premium.

    Accidental Cover

    Accidental Cover

    Personal accident (liability only) coverage will be provided to policyholders.

    Online Renewal

    Online Renewal

    When the policy is about to expire, policyholders can renew it online.


    Add-on Covers For National Insurance Two Wheeler Insurance

    01
    Third Party Cover

    Third Party Cover

    Maximum cover for third-party property damage will be Rs. 7,50,000 in the case of two-wheelers.


    Inclusions And Exclusions In National Insurance Two Wheeler Insurance

    01
    02
    Inclusion

    Inclusion

    Loss or damage to the insured vehicle due to fire / earthquake / flood / cyclone

    Exclusion

    Exclusion

    Damage by a person driving under the influence of liquor / alcohol / drugs


    Features and Benefits of National Bike Insurance Policy:

    • The claim service is quick, hassle-free and cashless.
    • Tailor made low-cost insurance plans.
    • No Claim Bonus is also available.
    • Claim status can be tracked online.
    • It's possible for other insurers to transfer existing No Claim Bonus.

    Inclusions of National Insurance Two Wheeler Insurance Plan:

    National Two Wheeler Insurance Coverage

    There are mainly two types of covers that are available for two wheeler insurance from National Insurance:

    1. Liability Only Cover: Liability Only Cover gives protection in the event of any legal liability if the insured gets in an accident.

    2. Package Cover: All the liabilities according to the Motor Vehicles Act will be covered in this. Damages caused to the vehicles and passengers will be covered. Own Damage to the Insured Vehicle which includes the following:

    • Property Damage ( Third Party Property Damage upto Rs 7.5 lakhs)
    • Injury or Death of Third Party
    • Terrorist Act
    • Burglary, theft or housebreaking
    • Fire, self-ignition, lightning or explosion.
    • Malicious Act
    • Riot and strike
    • Fire and earthquake
    • Natural calamities (such as flood, hurricane, typhoon, storm, hailstorm, cyclone etc.)

    Exclusions of National Two Wheeler Insurance Plan :

    • Wear and tear
    • Consequential loss
    • Loss due to war, hostilities, civil war, military power, acts of foreign enemies, invasion, mutiny rebellion or other such violent acts
    • Mechanical or electrical breakdown
    • Driving under the influence of alcohol or with an invalid driving license and damage caused due to it
    • Any claim arising due to a contractual liability.
    • Damage to tyres and tubes will not be compensated for, unless the vehicle itself is damaged at the same time, in which case only 50 % of the replacement cost will be paid by the company.
    • If the vehicle was used for purposes not mentioned or beyond limits.
    • If the vehicle was used beyond specified borders.
    • Loss/ damage and liability caused due to wilful negligence.
    • Loss/ damage caused directly/ indirectly from ionizing radiations from any nuclear power or nuclear waste materials or radioactive contamination.
    • Loss/ damage caused by nuclear weapons.
    • If an unauthorized person (other than the person mentioned in the Driver’s Clause) drives the insured vehicle.
    • Damage/ loss to accessories due to theft.

    Claim Process of National Insurance Two Wheeler Insurance :

    • The claim process at National two wheeler insurance is extremely simple, transparent and quick. Claims can be made at any time of the day. Customer service at National Insurance Company is among the best in the country. Customers will be given immediate assistance, ensuring customer satisfaction. All that the customer needs to do is call the toll free number 1800 200 7710 to make the claim. The following information must be provided:
      • Date and time of accident
      • Policy Number
      • Survey location (where the vehicle can be surveyed by the loss assessor).
      • Insured Contact Details.
      • Estimated loss/ description.
      • The driver’s name, contact number and driving license details.
    • Once the claim has been lodged, a Claim Representative will contact the insured person and take the process further.
    • The representative will provide the insured with the claim reference number for future reference. Once the claim is approved, the insured will receive a text message with the surveyor details.
    • The insured vehicle will be inspected by a Surveyor who is appointed by the company.
    • Once assessed, and the approval is given, the claim status is provided.

    Documents Required for Claim Settlement in National Insurance Bike Insurance :

    Following are the documents that the insured will have to provide when making a claim:

    • Duly filled Claim Form.
    • Certificate of Registration.
    • Fitness certificate( Commercial Vehicles only)
    • Copy of Driving License.
    • Motor Insurance Policy with schedule and endorsement/ clause
    • Police FIR.
    • Copy of the plan and receipt of payment of premium.

    Renewal process for National Two Wheeler Insurance :

    Renewal process for National two wheeler insurance can be done online by Registered policyholders. It’s a simple, three step process:

    Step 1: login into e-portal by entering your Policy Number and Date of Birth

    Step 2: Select the payment option- Net Banking or Debit/Credit Card

    Step 3: Once you have been informed that the payment was successful, print/save the premium deposit receipt

    You can also renew by Mobile

    Steps To Buy A Two-Wheeler Insurance Policy From National Insurance

    • You may directly visit the nearest branch office of National Insurance Company or can get in touch with an agent.
    • Collect the proposal form as applicable.
    • Fill the form correctly after carefully reading it.
    • Submit the Proposal Form to your nearest branch office directly or through an authorised agent. The agent service can be directly availed by contacting the branch office.
    • There may be a pre-acceptance survey required in some cases for which a surveyor will estimate the extent of the risk and other related factors.
    • Premium estimates can be obtained from computerised branch offices
    • Policy document can be obtained either directly or by requesting a registered post.

    National Insurance Company Toll Free Contact Number

    A customer can get in touch with a customer support executive over phone to receive the needed information about the available insurance products. The customer care executive will help you with your concerns and suggest the best course of action. Below-mentioned is the customer care number of National Insurance Company:

    Toll Free Contact Number: 18002007710.

    National Insurance Company Customer Care Email Address:

    For any concerns and queries related to bike insurance or other general insurance products provided by the company, you may send an email to the customer support team and they would get back to you in a specific time-frame. You may send your email at: nic.motor@nic.co.in.

    If your queries are not resolved or you wish to report an issue, you may send across an email at: faf@nic.co.in

    Visit A National Insurance Company Branch Office

    Customers can also personally visit their nearest branch office and receive the needed assistance from the help desk. National Insurance Company has a total of 1998 offices across India that provide support insurance customers in different cities and towns in India.

    Frequently Asked Questions of National Insurance Bike Insurance :

    1. How can I make a premium payment?

      You can choose between two modes of premium payment:

      • Online Payment
      • Cash payment at the branch

      In case you choose the online payment mode, you can pay via Credit Card, Net banking or Debit Card

    2. How can I check my policy status?

      Simply log into the Portal, enter your valid credentials and get updates on your policy status. You can also call on the toll-free number to get the status of your policy instantly.

    3. Is it possible to cancel a National two wheeler insurance?

      Yes. In fact it is a simple process to cancel an insurance that you have purchased. Simply walk into any of the branches, and provide your policy documents with the duly filled surrender form. Once accepted at the counter, the policy will be cancelled. Further, the refunds will be credited in your bank account.

    This Insurance Company has not partnered with BankBazaar.com. For more details, please visit its website/branch office. The trademarks, logos and other subject matters of intellectual property belong to their respective owners.

    Two-Wheeler Insurance Reviews

  • Page 1 of 12 1 2 3 4 5
    • National Insurance Two Wheeler Insurance
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I had taken this two wheeler insurance a long time back. The premium amount which i had to pay every year had been nominal and i had been making the payments online. Their customer support also had been good as well. I had not made any claims so far.
      Was this review helpful? 2
      , coimbatore
      Reviewed on Sep 04, 2018
    • National Insurance Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have a two wheeler insurance with national insurance from last 3 year, i am happy with the coverage value of this insurance policy. I have not claimed anything so far from this insurance policy. A premium of Rs 1500 has to be paid for this insurance policy.
      Was this review helpful? 3
      , coimbatore
      Reviewed on Aug 29, 2018
    • National Insurance Two Wheeler Insurance
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I've been using the Bike Insurance Policy from the national insurance. I am paying a premium of 1500 per year. There hasn't been any claims for this policy. So far I haven't faced any issues with their services. I'll have to wait and see how they respond to my claims in future if I will have any.
      Was this review helpful? 2
      , kochi
      Reviewed on Aug 04, 2018
    • National Insurance Two Wheeler Insurance
      "Average Policy"
      0.5 2.0/5 "Expected more"
      I have taken two wheeler insurance from National assurance insurance company I make the payment of rs 1300 for yearly through their agent . Customer service and response is average as they didn't explained the policy benefits .Overall am satisfied with the premium amount which am paying .
      Was this review helpful? 6
      , hyderabad
      Reviewed on Jul 22, 2018
    • National Insurance Two Wheeler Insurance
      "Best policy"
      0.5 5.0/5 "Blown Away!"
      I have a health insurance policy with National Insurance from last 15 years, it is a family health policy with the coverage value of Rs 3 lakhs. I have not claimed anything so far from this insurance policy. I am not aware of the premium amount as the company pays it.
      Was this review helpful? 5
      , new delhi
      Reviewed on Jul 17, 2018
    • National Insurance Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have my two wheeler insured with National insurance from last 10-12 years, i am happy with the coverage value of this insurance policy. I have not claimed anything so far from this insurance. I have to pay a premium of Rs 1000 for this insurance policy.
      Was this review helpful? 1
      , ahmedabad
      Reviewed on Jul 01, 2018
    • National Insurance Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have my two wheeler insured with National insurance from last 1.5 years, i am happy with the coverage value of this insurance policy. I have not claimed anything so far from this insurance policy. A premium of Rs 1200 has to be paid every year for this insurance policy.
      Was this review helpful? 1
      , faridabad
      Reviewed on Jun 26, 2018
    • National Insurance Two Wheeler Insurance
      "Good Service"
      0.5 4.5/5 "Excellent!"
      My Bike is insured with the National Insurance . I pay a premium of 1500 per year. The policy covers Entire bike. I do not have any claim experience with the policy. I make payments at the branches. Overall it has been a hassle free experience with them.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Jun 25, 2018
    • National Insurance Two Wheeler Insurance
      "Good policy"
      0.5 4.0/5 "Great!"
      I have a two wheeler insurance with National Insurance from last 8 years, i have to pay a premium of Rs 1200 every year and i have no claim experience so far from this insurance policy. I am happy with the coverage value of this insurance policy.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jun 25, 2018
    • National Insurance Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have my two wheeler insured with National insurance from last 5-6 years, i am happy with the coverage value of this insurance policy. I pay a premium of Rs 1200 which has to be paid every year for this insurance and i have not claimed anything so far from this insurance.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Jun 21, 2018
    • National Insurance Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have my two wheeler insured with National insurance from last 20 years and it is one of the good policy. I have not claimed anything so far from this insurance policy. I am happy with the coverage value of this insurance policy and i pay a premium of Rs 750 for this insurance.
      Was this review helpful? 1
      , coimbatore
      Reviewed on Jun 19, 2018
    • National Insurance Two Wheeler Insurance
      "NATIONAL INSURANCE"
      0.5 3.0/5 "Satisfactory"
      From NATIONAL INSURANCE i have taken a two wheeler insurance .The annual premium is 1500. The customer service with them is good. They provide the benefit of third party coverage and the accidental coverage.No claim experience till now.
      Was this review helpful? 0
      , jodhpur
      Reviewed on May 29, 2018
    • National Insurance Two Wheeler Insurance
      "Two Wheeler Insurance with NATIONAL INSURANCE"
      0.5 5.0/5 "Blown Away!"
      From NATIONAL INSURANCE i have taken a two wheeler insurance . The customer service with them is good. They provide the benefit of third party coverage and the accidental coverage.No claim experience till now and the policy have to be renewed every year.
      Was this review helpful? 0
      , jaipur
      Reviewed on May 29, 2018
    • National Insurance Two Wheeler Insurance
      "Two wheeler insurance with National Insurance"
      0.5 5.0/5 "Blown Away!"
      I have taken a two wheeler insurance with National Insurance and the policy just covers the third part coverage and the accidental coverage for the rider. Every year i have to renew the policy. There is no claim experience.
      Was this review helpful? 0
      , kochi
      Reviewed on May 25, 2018
    • National Insurance Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have my two wheeler insured with National Insurance and I am holding this for the last 2 years, i have not claimed anything so far from this insurance policy. I pay a premium of Rs 2600 for this insurance policy which has to be paid every year and i am happy with the coverage value of this policy.
      Was this review helpful? 0
      , coimbatore
      Reviewed on May 20, 2018
    • National Insurance Two Wheeler Insurance
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      The response was quite good from the National Insurance company. I am renewing my two wheeler Insurance policy with the National insurance company for more than 2 years. The customer support service and the response is good from the National insurance policy. I have paid Rs,1000 to renew the policy last year.
      Was this review helpful? 0
      , tiruchirapalli
      Reviewed on May 18, 2018
    • National Insurance Two Wheeler Insurance
      "Two Wheeler Insurance with National insurance"
      0.5 4.0/5 "Great!"
      I have taken a two wheeler insurance from National insurance and the premium which i am paying for every year will be 800. This policy is a normal policy which has only the third party coverage. There is no claim experience.
      Was this review helpful? 0
      , thane
      Reviewed on Apr 27, 2018
    • National Insurance Two Wheeler Insurance
      "Average Policy"
      0.5 3.0/5 "Satisfactory"
      I found a National two wheeler insurance policy is average when compared to other insurance companies. I am using this insurance from last 2-3 years. I do not have claim experience so far with this insurance. A premium of Rs 1200 has to be paid for this insurance.
      Was this review helpful? 1
      , kolkata
      Reviewed on Apr 25, 2018
    • National Insurance Two Wheeler Insurance
      "best policy"
      0.5 4.0/5 "Great!"
      I had taken a two wheeler insurance policy from the public sector insurance company NATIONAL INSURANCE. My annual premium amount is Rs. 1600/- which is very reasonable by comparing with other premiums. I had received my policy document by mail.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Apr 18, 2018
    • National Insurance Two Wheeler Insurance
      "Not satisfied"
      0.5 2.5/5 "Just OK"
      I have my two wheeler insured with National insurance from last 1 year, I am not satisfied with the coverage value of this insurance. I had a claim experience but they covered only 70-80%. A premium of Rs 1300 has to be paid every year for this insurance policy.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Apr 17, 2018
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