Insurance is like a spare tyre. You may not require it, but not having one is not an option.
Insurance is like a spare tyre. You may not require it, but not having one is not an option.
  • National Insurance Two Wheeler Insurance Policy

     4.5 / 5.0   by 164 users
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    Cashless Treatment

    Plan Benefits

    Policy Coverage

    Customer Service

    Medical Coverage

    Claim Experience

    Overview :

    National Insurance Company is one of India’s oldest and largest public sector companies which deal with general insurance. Comprehensive insurance plans are provided at competitive rates. Motor Insurance Plans, Health Insurance Plans, Two wheeler insurance plans, Rural Insurance Plans, Commercial Risk Insurance Plans, Industrial Insurance Plan, Personal Accident Plans and Home Insurance Plans are some of the types of insurance that the company offers. The tailor made schemes are transparent and extremely simple to avail. Two wheeler insurance from National Insurance is one of the most sought after in the market and here’s why:


    Key Benefits Of National Insurance Two Wheeler Insurance

    01
    02
    03
    Discounts

    Discounts

    Eligible customers can get a discount on their insurance premium.

    Accidental Cover

    Accidental Cover

    Personal accident (liability only) coverage will be provided to policyholders.

    Online Renewal

    Online Renewal

    When the policy is about to expire, policyholders can renew it online.


    Add-on Covers For National Insurance Two Wheeler Insurance

    01
    Third Party Cover

    Third Party Cover

    Maximum cover for third-party property damage will be Rs. 7,50,000 in the case of two-wheelers.


    Inclusions And Exclusions In National Insurance Two Wheeler Insurance

    01
    02
    Inclusion

    Inclusion

    Loss or damage to the insured vehicle due to fire / earthquake / flood / cyclone

    Exclusion

    Exclusion

    Damage by a person driving under the influence of liquor / alcohol / drugs


    Features and Benefits of National Bike Insurance Policy:

    • The claim service is quick, hassle-free and cashless.
    • Tailor made low-cost insurance plans.
    • No Claim Bonus is also available.
    • Claim status can be tracked online.
    • It's possible for other insurers to transfer existing No Claim Bonus.

    Inclusions of National Insurance Two Wheeler Insurance Plan:

    National Two Wheeler Insurance Coverage

    There are mainly two types of covers that are available for two wheeler insurance from National Insurance:

    1. Liability Only Cover: Liability Only Cover gives protection in the event of any legal liability if the insured gets in an accident.

    2. Package Cover: All the liabilities according to the Motor Vehicles Act will be covered in this. Damages caused to the vehicles and passengers will be covered. Own Damage to the Insured Vehicle which includes the following:

    • Property Damage ( Third Party Property Damage upto Rs 7.5 lakhs)
    • Injury or Death of Third Party
    • Terrorist Act
    • Burglary, theft or housebreaking
    • Fire, self-ignition, lightning or explosion.
    • Malicious Act
    • Riot and strike
    • Fire and earthquake
    • Natural calamities (such as flood, hurricane, typhoon, storm, hailstorm, cyclone etc.)

    Exclusions of National Two Wheeler Insurance Plan :

    • Wear and tear
    • Consequential loss
    • Loss due to war, hostilities, civil war, military power, acts of foreign enemies, invasion, mutiny rebellion or other such violent acts
    • Mechanical or electrical breakdown
    • Driving under the influence of alcohol or with an invalid driving license and damage caused due to it
    • Any claim arising due to a contractual liability.
    • Damage to tyres and tubes will not be compensated for, unless the vehicle itself is damaged at the same time, in which case only 50 % of the replacement cost will be paid by the company.
    • If the vehicle was used for purposes not mentioned or beyond limits.
    • If the vehicle was used beyond specified borders.
    • Loss/ damage and liability caused due to wilful negligence.
    • Loss/ damage caused directly/ indirectly from ionizing radiations from any nuclear power or nuclear waste materials or radioactive contamination.
    • Loss/ damage caused by nuclear weapons.
    • If an unauthorized person (other than the person mentioned in the Driver’s Clause) drives the insured vehicle.
    • Damage/ loss to accessories due to theft.

    Claim Process of National Insurance Two Wheeler Insurance :

    • The claim process at National two wheeler insurance is extremely simple, transparent and quick. Claims can be made at any time of the day. Customer service at National Insurance Company is among the best in the country. Customers will be given immediate assistance, ensuring customer satisfaction. All that the customer needs to do is call the toll free number 1800 200 7710 to make the claim. The following information must be provided:
      • Date and time of accident
      • Policy Number
      • Survey location (where the vehicle can be surveyed by the loss assessor).
      • Insured Contact Details.
      • Estimated loss/ description.
      • The driver’s name, contact number and driving license details.
    • Once the claim has been lodged, a Claim Representative will contact the insured person and take the process further.
    • The representative will provide the insured with the claim reference number for future reference. Once the claim is approved, the insured will receive a text message with the surveyor details.
    • The insured vehicle will be inspected by a Surveyor who is appointed by the company.
    • Once assessed, and the approval is given, the claim status is provided.

    Documents Required for Claim Settlement in National Insurance Bike Insurance :

    Following are the documents that the insured will have to provide when making a claim:

    • Duly filled Claim Form.
    • Certificate of Registration.
    • Fitness certificate( Commercial Vehicles only)
    • Copy of Driving License.
    • Motor Insurance Policy with schedule and endorsement/ clause
    • Police FIR.
    • Copy of the plan and receipt of payment of premium.

    Renewal process for National Two Wheeler Insurance :

    Renewal process for National two wheeler insurance can be done online by Registered policyholders. It’s a simple, three step process:

    Step 1: login into e-portal by entering your Policy Number and Date of Birth

    Step 2: Select the payment option- Net Banking or Debit/Credit Card

    Step 3: Once you have been informed that the payment was successful, print/save the premium deposit receipt

    You can also renew by Mobile

    Frequently Asked Questions of National Insurance Bike Insurance :

    1. How can I make a premium payment?

      You can choose between two modes of premium payment:

      • Online Payment
      • Cash payment at the branch

      In case you choose the online payment mode, you can pay via Credit Card, Net banking or Debit Card

    2. How can I check my policy status?

      Simply log into the Portal, enter your valid credentials and get updates on your policy status. You can also call on the toll-free number to get the status of your policy instantly.

    3. Is it possible to cancel a National two wheeler insurance?

      Yes. In fact it is a simple process to cancel an insurance that you have purchased. Simply walk into any of the branches, and provide your policy documents with the duly filled surrender form. Once accepted at the counter, the policy will be cancelled. Further, the refunds will be credited in your bank account.

    This Insurance Company has not partnered with BankBazaar.com. For more details, please visit its website/branch office. The trademarks, logos and other subject matters of intellectual property belong to their respective owners.

    Two-Wheeler Insurance Reviews

  • Page 1 of 9 1 2 3 4 5
    • National Insurance Two Wheeler Insurance
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have taken a Two wheeler Insurance with National Insurance.I get 100% policy coverage amount in case of accident its 80%,i pay my premium amount by cash.The premium amount is 1300 paid once in a year.I don't have any claim experience so far.
      Was this review helpful? 1
      , kolkata
      Reviewed on Dec 13, 2017
    • National Insurance Two Wheeler Insurance
      "Good Insurance"
      0.5 5.0/5 "Blown Away!"
      I have bike insurance from Nation Insurance, when my bike got damage, I got claim amount of Rs. 7k, they taken one month to reimburse the amount. I have submitted photos, bike insurance, RC, license to them. Finally I got the claim, I have insured Passion pro bike worth Rs. 55,000, my premium amount was Rs. 1500 for one year.
      Was this review helpful? 1
      , new delhi
      Reviewed on Dec 09, 2017
    • National Insurance Two Wheeler Insurance
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I have taken a Two wheeler Insurance with National Insurance.I don't have any claim experience so far.I pay a premium amount of 1200 directly by cash.I get a good policy coverage amount.Online service is easy to access.I wont recommend the insurance as i don't have claim experience.
      Was this review helpful? 0
      , madurai
      Reviewed on Dec 08, 2017
    • National Insurance Two Wheeler Insurance
      "Good policy to use"
      0.5 3.0/5 "Satisfactory"
      I got bitter experience with the national Insurance 2 wheeler loan insurance policy , because of the claim amount. I have the 2 wheeler insurance policy for past 1 year . I paid Rs,1400 to 1600 to renew the policy. The plan benefits are average with the national insurance policy.
      Was this review helpful? 0
      , jabalpur
      Reviewed on Dec 04, 2017
    • National Insurance Two Wheeler Insurance
      "Good policy to hold"
      0.5 3.0/5 "Satisfactory"
      I have my two wheeler insurance with National Insurance. I have been using this two wheeler insurance for almost 10 years and renewing it regularly without any fail. Annually I pay around Rs. 1000 to Rs. 2000 . Till now I didn't have any claim experience with them.
      Was this review helpful? 0
      , noida
      Reviewed on Dec 02, 2017
    • National Insurance Two Wheeler Insurance
      "Good insurance policy with low cost."
      0.5 4.0/5 "Great!"
      I have taken a two wheeler insurance from NATIONAL INSURANCE. The premium amount is 1500 that has to be paid annually, and if we want to continue the insurance then we can renew the policy yearly. Its an accidental coverage. Its a good insurance policy with low cost.
      Was this review helpful? 0
      , kolkata
      Reviewed on Dec 01, 2017
    • National Insurance Two Wheeler Insurance
      "Two Wheeler Insurance"
      0.5 4.0/5 "Great!"
      I have taken a two wheeler insurance from NATIONAL INSURANCE. The premium amount is 1000 rupees had to be paid yearly. Its an accidental policy. Depends upon the vehicle they have to take the insurance policy. Yearly we have to renew the policy.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 30, 2017
    • National Insurance Two Wheeler Insurance
      "Better"
      0.5 4.0/5 "Great!"
      My two wheeler insurance was taken with National Insurance. The customer service was very good. I never had any claim experience so far. I pay 1000 rupees yearly through cash. The plan benefits and policy coverage are good. Earlier I used to get reminder calls but now I don't.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Nov 28, 2017
    • National Insurance Two Wheeler Insurance
      "Good policy "
      0.5 4.0/5 "Great!"
      Got the 2 wheeler insurance policy with National insurance around 4 years ago. The customer support is good with the national insurance company. They give text messages and calls to remind the due date and I will renew the policy before the due date. I have paid Rs,1230 to renew the policy last year.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 28, 2017
    • National Insurance Two Wheeler Insurance
      "Good policy to use"
      0.5 5.0/5 "Blown Away!"
      I am having the two wheeler insurance policy with national insurance for past 3 years. The customer support will remind me to renew the policy on time. I paid Rs,800 to renew the policy last year. I dont have any claim experience with this policy .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 24, 2017
    • National Insurance Two Wheeler Insurance
      "Didn't get the claim amount yet"
      0.5 1.0/5 "Really Bad"
      I am still continuing to have a pretty bad experience with National Insurance. I recently lost my Bike and have submitted all the requried documents for the claim. I was informed that I would be getting the benefit of the Insurance, but it's been almost 6 months now I haven't received anything yet.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 23, 2017
    • National Insurance Two Wheeler Insurance
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      National two wheeler insurance service was good the process was very quick I took the service directly from the showroom the payments where generally through cash I use to pay the payment as cash it was totally a wonderful experience with national insurance for my two wheeler insurance service.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 23, 2017
    • National Insurance Two Wheeler Insurance
      "Better Policy to use"
      0.5 5.0/5 "Blown Away!"
      The service is good with national 2 wheeler insurance policy. I am using the National insurance policy for past 2 years. The customer support gives the call back just to remind to renew the policy before the due date. I don't have any claim experience with this policy.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 20, 2017
    • National Insurance Two Wheeler Insurance
      "Good Policy to hold"
      0.5 5.0/5 "Blown Away!"
      I have a two wheeler insurance with National Insurance. I have been using this two wheeler insurance for the past 1 year and renewing it regularly without any fail. Annually I pay Rs. 12000. Till now I didn't have any claim experience with them.
      Was this review helpful? 0
      , rewari
      Reviewed on Nov 18, 2017
    • National Insurance Two Wheeler Insurance
      "Its Good"
      0.5 4.0/5 "Great!"
      I took the bike insurance for three years, I paid almost Rs. 18,000. National Insurance gave me the cover value 1.75 lakh for my Royal enfield worth Rs. 2 lakhs. Policy cover is also good. I took the policy through dealer they done all the process.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 17, 2017
    • National Insurance Two Wheeler Insurance
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      I have taken a two wheeler insurance service with NATIONAL insurance the documents where submitted directly to the showroom and yearly I am paying around 1400 as a payment and the service period have gona get completed ,I have not interacted much with NATIONAL insurance staffs still it was a good experience with NATIONAL insurance for my two wheeler insurance service.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 17, 2017
    • National Insurance Two Wheeler Insurance
      "Its nice and they were okay"
      0.5 4.0/5 "Great!"
      When i planned to buy two wheeler, I got to know the dealer had a tie up with this National insurance and therefore I had opted for it. Further i did not get a chance to interact much with them. I pay around 1200 for a period of one year. For the renewal the two wheeler company hardly takes a days time activate the policy.
      Was this review helpful? 0
      , tuticorin
      Reviewed on Nov 08, 2017
    • National Insurance Two Wheeler Insurance
      "Good policy to use"
      0.5 4.0/5 "Great!"
      I got the National insurance 2 wheeler insurance for past 11 years. The customer support is good with National insurance company, because they give intimations to renew the policy on time. I paid Rs,800 to renew the policy last year.I never had any claim experience with this policy.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 07, 2017
    • National Insurance Two Wheeler Insurance
      "Good policy"
      0.5 5.0/5 "Blown Away!"
      From NATIONAL INSURANCE i have taken a two wheeler insurance.The monthly premium is 1100 annually.This policy covers accidental claim .I make the payment by cash. Its a yearly renewal policy. So every year i renew the policy by paying 1100.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 02, 2017
    • National Insurance Two Wheeler Insurance
      "Nice one"
      0.5 4.0/5 "Great!"
      My premium amount is around Rs.1500 for two wheeler insurance, they gave me good policy cover but its nominal compared to other insurance company. National Insurance covers my all parts of my two wheeler but coverage percentage is different.
      Was this review helpful? 0
      , faridabad
      Reviewed on Nov 02, 2017
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