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  • National Insurance Two Wheeler Insurance Policy

     4.5 / 5.0   by 138 users
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    Cashless Treatment

    Plan Benefits

    Policy Coverage

    Customer Service

    Medical Coverage

    Claim Experience

     Overview :

    National Insurance Company is one of India’s oldest and largest public sector companies which deal with general insurance. Comprehensive insurance plans are provided at competitive rates. Motor Insurance Plans, Health Insurance Plans, Two wheeler insurance plans, Rural Insurance Plans, Commercial Risk Insurance Plans, Industrial Insurance Plan, Personal Accident Plans and Home Insurance Plans are some of the types of insurance that the company offers. The tailor made schemes are transparent and extremely simple to avail. Two wheeler insurance from National Insurance is one of the most sought after in the market and here’s why:

    Features and Benefits of National Bike Insurance Policy:

    • The claim service is quick, hassle-free and cashless.
    • Tailor made low-cost insurance plans.
    • No Claim Bonus is also available.
    • Claim status can be tracked online.
    • It's possible for other insurers to transfer existing No Claim Bonus.

    Inclusions of National Insurance Two Wheeler Insurance Plan:

    National Two Wheeler Insurance Coverage

    There are mainly two types of covers that are available for two wheeler insurance from National Insurance:

    1. Liability Only Cover: Liability Only Cover gives protection in the event of any legal liability if the insured gets in an accident.

    2. Package Cover: All the liabilities according to the Motor Vehicles Act will be covered in this. Damages caused to the vehicles and passengers will be covered. Own Damage to the Insured Vehicle which includes the following:

    • Property Damage ( Third Party Property Damage upto Rs 7.5 lakhs)
    • Injury or Death of Third Party
    • Terrorist Act
    • Burglary, theft or housebreaking
    • Fire, self-ignition, lightning or explosion.
    • Malicious Act
    • Riot and strike
    • Fire and earthquake
    • Natural calamities (such as flood, hurricane, typhoon, storm, hailstorm, cyclone etc.)

    Exclusions of National Two Wheeler Insurance Plan :

    • Wear and tear
    • Consequential loss
    • Loss due to war, hostilities, civil war, military power, acts of foreign enemies, invasion, mutiny rebellion or other such violent acts
    • Mechanical or electrical breakdown
    • Driving under the influence of alcohol or with an invalid driving license and damage caused due to it
    • Any claim arising due to a contractual liability.
    • Damage to tyres and tubes will not be compensated for, unless the vehicle itself is damaged at the same time, in which case only 50 % of the replacement cost will be paid by the company.
    • If the vehicle was used for purposes not mentioned or beyond limits.
    • If the vehicle was used beyond specified borders.
    • Loss/ damage and liability caused due to wilful negligence.
    • Loss/ damage caused directly/ indirectly from ionizing radiations from any nuclear power or nuclear waste materials or radioactive contamination.
    • Loss/ damage caused by nuclear weapons.
    • If an unauthorized person (other than the person mentioned in the Driver’s Clause) drives the insured vehicle.
    • Damage/ loss to accessories due to theft.

    Claim Process of National Insurance Two Wheeler Insurance :

    • The claim process at National two wheeler insurance is extremely simple, transparent and quick. Claims can be made at any time of the day. Customer service at National Insurance Company is among the best in the country. Customers will be given immediate assistance, ensuring customer satisfaction. All that the customer needs to do is call the toll free number 1800 200 7710 to make the claim. The following information must be provided:
      • Date and time of accident
      • Policy Number
      • Survey location (where the vehicle can be surveyed by the loss assessor).
      • Insured Contact Details.
      • Estimated loss/ description.
      • The driver’s name, contact number and driving license details.
    • Once the claim has been lodged, a Claim Representative will contact the insured person and take the process further.
    • The representative will provide the insured with the claim reference number for future reference. Once the claim is approved, the insured will receive a text message with the surveyor details.
    • The insured vehicle will be inspected by a Surveyor who is appointed by the company.
    • Once assessed, and the approval is given, the claim status is provided.

    Documents Required for Claim Settlement in National Insurance Bike Insurance :

    Following are the documents that the insured will have to provide when making a claim:

    • Duly filled Claim Form.
    • Certificate of Registration.
    • Fitness certificate( Commercial Vehicles only)
    • Copy of Driving License.
    • Motor Insurance Policy with schedule and endorsement/ clause
    • Police FIR.
    • Copy of the plan and receipt of payment of premium.

    Renewal process for National Two Wheeler Insurance :

    Renewal process for National two wheeler insurance can be done online by Registered policyholders. It’s a simple, three step process:

    Step 1: login into e-portal by entering your Policy Number and Date of Birth

    Step 2: Select the payment option- Net Banking or Debit/Credit Card

    Step 3: Once you have been informed that the payment was successful, print/save the premium deposit receipt

    You can also renew by Mobile

    Frequently Asked Questions of National Insurance Bike Insurance :

    1. How can I make a premium payment?

      You can choose between two modes of premium payment:

      • Online Payment
      • Cash payment at the branch

      In case you choose the online payment mode, you can pay via Credit Card, Net banking or Debit Card

    2. How can I check my policy status?

      Simply log into the Portal, enter your valid credentials and get updates on your policy status. You can also call on the toll-free number to get the status of your policy instantly.

    3. Is it possible to cancel a National two wheeler insurance?

      Yes. In fact it is a simple process to cancel an insurance that you have purchased. Simply walk into any of the branches, and provide your policy documents with the duly filled surrender form. Once accepted at the counter, the policy will be cancelled. Further, the refunds will be credited in your bank account.

    This Insurance Company has not partnered with BankBazaar.com. For more details, please visit its website/branch office. The trademarks, logos and other subject matters of intellectual property belong to their respective owners.

    Two-Wheeler Insurance Reviews

  • Page 1 of 7 1 2 3 4 5
    • National Insurance Two Wheeler Insurance
      "Good Policy to hold"
      0.5 4.0/5 "Great!"
      I'm using this two wheeler insurance with National Insurance. I'm having this insurance policy for the past 3 years. I pay Rs. 1200 as an annual premium. So far there is no problem with my vehicle so I do not have any claim experience. It's a good insurance to hold.
      Was this review helpful? 0
      , pondicherry
      Reviewed on Oct 16, 2017
    • National Insurance Two Wheeler Insurance
      "Good policy"
      0.5 5.0/5 "Blown Away!"
      I am using the National insurance two wheeler insurance for past 2years. I paid Rs.2050 to renew the policy year. I get messages and mails from national insurance to renew the policy on time. The plan benefits and the coverage is good with this policy.
      Was this review helpful? 0
      , lucknow
      Reviewed on Oct 10, 2017
    • National Insurance Two Wheeler Insurance
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      I am having two wheeler insurance policy with the National insurance company Iam holding it for more than 3 years now.The premium is around 1000 Rupees. I have not got any claims yet as if now I have not faced any issues with them because my friend is working in that and he helped me to renew my insurance.
      Was this review helpful? 0
      , jaipur
      Reviewed on Oct 08, 2017
    • National Insurance Two Wheeler Insurance
      "average service"
      0.5 3.0/5 "Satisfactory"
      I have not contacted them directly regarding my service ,still it was a very good service from NATIONAL representatives and customer service was very helpful and responsible . Even during the documentation part was fine ,so overall service was excellent from NATIONAL for my two wheeler insurance.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 04, 2017
    • National Insurance Two Wheeler Insurance
      "EXCELLENT"
      0.5 4.0/5 "Great!"
      National Insurance done a great job on bike loan process and the response was really good and EMI wat i paying is 2000/- I have payed the down payment for 20000/-the process was really fast from them They also had a good deal on the loan for the interest and charges.but i dont remember now it was long back.
      Was this review helpful? 0
      , pondicherry
      Reviewed on Oct 04, 2017
    • National Insurance Two Wheeler Insurance
      "Average policy "
      0.5 4.0/5 "Great!"
      I have been completed 11years using the national insurance 2 wheeler insurance policy. The customer service is good with them. The plan benefits and the coverage need to be improve with national insurance 2 wheeler insurance policy. I paid Rs,600 to renew the policy . I am happy and satisfied having this pricy,
      Was this review helpful? 0
      , new delhi
      Reviewed on Sep 29, 2017
    • National Insurance Two Wheeler Insurance
      "Average Service"
      0.5 3.0/5 "Satisfactory"
      I had a claim experience with National insurance which gave me bitter experience and they took too much time to disburse the claim amount. The customer service need to be improve with National insurance. The plan benefits and the coverages is average with national insurance.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 27, 2017
    • National Insurance Two Wheeler Insurance
      "Good policy to use"
      0.5 3.0/5 "Satisfactory"
      I don't have any claim experience with the national two wheeler insurance policy. I am renewing the policy from the 2009 and this year I have paid around Rs.1000 to renew the policy. The plan benefits and the policy coverage is good with this policy. I am satisfied using the national insurance two wheeler policy.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 23, 2017
    • National Insurance Two Wheeler Insurance
      "GOOD SERVICE"
      0.5 3.5/5 "Pretty good"
      It was a excellent service from NATIONAL.There is no dms in their service ,customer service and other representatives where very helpful during the process even they made the documentation part easy,so overall it was an good service from NATIONAL .
      Was this review helpful? 0
      , chandigarh
      Reviewed on Sep 23, 2017
    • National Insurance Two Wheeler Insurance
      "Good policy "
      0.5 4.0/5 "Great!"
      I had experience with the two insurance policy with national insurance . I had a policy with national insurance around 2 years ago,There plan benefits and the coverage are good with this policy. They use to intimate the customer to renew the policy before 2months time. The customer service is good with national insurance company.
      Was this review helpful? 0
      , tiruchirapalli
      Reviewed on Sep 21, 2017
    • National Insurance Two Wheeler Insurance
      "Good"
      0.5 3.5/5 "Pretty good"
      I have insured my two wheeler with the National Insurance company and its the third party coverage because its very old vehicle. Customer service and other aspects are really good one for me with the National Insurance company.
      Was this review helpful? 0
      , kochi
      Reviewed on Sep 21, 2017
    • National Insurance Two Wheeler Insurance
      "Average service"
      0.5 4.0/5 "Great!"
      I have a national insurance 2 wheeler insurance policy for past 3 years. I paid Rs,1200 to renew the policy this year,. The customer service never reminds me to renew the policy on time. I myself consciously check the due date and I will renew the policy on time, I never had any claim experience.
      Was this review helpful? 0
      , panipat
      Reviewed on Sep 20, 2017
    • National Insurance Two Wheeler Insurance
      "Average policy"
      0.5 4.0/5 "Great!"
      There is no claim experience with National insurance two wheeler insurance policy. I am having this insurance for more than 8 years. I paid around Rs.900 to renew the policy this year. Every year I renew the policy after verifying the expiry date, because they never give any intimation to renew the policy on time. The customer service need to be improved with national insurance company.
      Was this review helpful? 0
      , rohtak
      Reviewed on Sep 11, 2017
    • National Insurance Two Wheeler Insurance
      "Very good policy"
      0.5 5.0/5 "Blown Away!"
      I hold a national insurance 2 wheeler insurance policy for 2 years. This year I paid Rs.1,400 to renew the policy. The customer service give reminders to renew the policy on time. I never had any claim experience with this 2 wheeler insurance policy form national insurance. The policy coverage is good with this policy.
      Was this review helpful? 0
      , thiruvananthapuram
      Reviewed on Sep 07, 2017
    • National Insurance Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I never had any claim experience with National insurance 2 wheeler insurance policy, The customer service is good with the national insurance company. I am having the national insurance policy for past 3 months. The policy coverage and the benefits are good with this policy.
      Was this review helpful? 0
      , nellore
      Reviewed on Sep 04, 2017
    • National Insurance Two Wheeler Insurance
      "Good Policy "
      0.5 4.0/5 "Great!"
      Got the 2 wheeler insurance policy with national insurance for more than 10 years. I paid around Rs.1400 to renew the policy this year. The customer service sends the mails, text messages and the portals to remind to renew the policy on time. The plan benefit and the coverages are good with this policy. I don't have any claim experience with national insurance 2 wheeler policy.
      Was this review helpful? 0
      , mysore
      Reviewed on Aug 23, 2017
    • National Insurance Two Wheeler Insurance
      "Average Service"
      0.5 2.5/5 "Just OK"
      The national insurance policy service need to be improvised because they never give any intimation to the customers to renew the policy on time. That was the reason I haven't renew my 2 wheeler insurance policy on time. I was renewing the insurance policy with national insurance for about 2 years.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Aug 14, 2017
    • National Insurance Two Wheeler Insurance
      "Better policy"
      0.5 4.0/5 "Great!"
      I got national insurance 2 wheeler policy for past 5 years. I am having Cbz extreme bike , so I renew the policy every year with national insurance. I believe that the national insurance has the better claim when compared with other company policies. I paid Rs.1800 to renew the policy this year. They also gives the reminder calls,messages and mails to renew the policy before the due date. I am happy about the national insurance service.
      Was this review helpful? 0
      , sonepat
      Reviewed on Jul 18, 2017
    • National Insurance Two Wheeler Insurance
      "Very good policy"
      0.5 4.0/5 "Great!"
      I choose National insurance for the 2 wheeler policy with one of my friend's referral. I am renewing the policy with national insurance since for past 5 years. I paid Rs.1500 to renew the policy this year. I never had any claim experience so far. The policy coverage and the plan options are good with national insurance, so that was the reason I choose national insurance. I am happy to hold a national insurance policy .
      Was this review helpful? 0
      , khammam
      Reviewed on Jul 12, 2017
    • National Insurance Two Wheeler Insurance
      "Good policy"
      0.5 4.0/5 "Great!"
      I got YAMAHA Fz-s motor bike, which is insured with national insurance. For past 5 years I using the national insurance company to renew my bike insurance policy. I paid Rs.1600 to renew the policy this year . The plan benefits and the policy coverages are good. I got the claim experience with national insurance. Within 7 days I got my claim . Which is quick and fast with national insurance company.
      Was this review helpful? 0
      , kurukshetra
      Reviewed on Jun 27, 2017
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