Insurance is like a spare tyre. You may not require it, but not having one is not an option.
  • National Insurance Two Wheeler Insurance Policy

     4.5 / 5.0   by 228 users
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    Cashless Treatment

    Plan Benefits

    Policy Coverage

    Customer Service

    Medical Coverage

    Claim Experience

    Overview :

    National Insurance Company is one of India’s oldest and largest public sector companies which deal with general insurance. Comprehensive insurance plans are provided at competitive rates. Motor Insurance Plans, Health Insurance Plans, Two wheeler insurance plans, Rural Insurance Plans, Commercial Risk Insurance Plans, Industrial Insurance Plan, Personal Accident Plans and Home Insurance Plans are some of the types of insurance that the company offers. The tailor made schemes are transparent and extremely simple to avail. Two wheeler insurance from National Insurance is one of the most sought after in the market and here’s why:


    Key Benefits Of National Insurance Two Wheeler Insurance

    01
    02
    03
    Discounts

    Discounts

    Eligible customers can get a discount on their insurance premium.

    Accidental Cover

    Accidental Cover

    Personal accident (liability only) coverage will be provided to policyholders.

    Online Renewal

    Online Renewal

    When the policy is about to expire, policyholders can renew it online.


    Add-on Covers For National Insurance Two Wheeler Insurance

    01
    Third Party Cover

    Third Party Cover

    Maximum cover for third-party property damage will be Rs. 7,50,000 in the case of two-wheelers.


    Inclusions And Exclusions In National Insurance Two Wheeler Insurance

    01
    02
    Inclusion

    Inclusion

    Loss or damage to the insured vehicle due to fire / earthquake / flood / cyclone

    Exclusion

    Exclusion

    Damage by a person driving under the influence of liquor / alcohol / drugs


    Features and Benefits of National Bike Insurance Policy:

    • The claim service is quick, hassle-free and cashless.
    • Tailor made low-cost insurance plans.
    • No Claim Bonus is also available.
    • Claim status can be tracked online.
    • It's possible for other insurers to transfer existing No Claim Bonus.

    Inclusions of National Insurance Two Wheeler Insurance Plan:

    National Two Wheeler Insurance Coverage

    There are mainly two types of covers that are available for two wheeler insurance from National Insurance:

    1. Liability Only Cover: Liability Only Cover gives protection in the event of any legal liability if the insured gets in an accident.

    2. Package Cover: All the liabilities according to the Motor Vehicles Act will be covered in this. Damages caused to the vehicles and passengers will be covered. Own Damage to the Insured Vehicle which includes the following:

    • Property Damage ( Third Party Property Damage upto Rs 7.5 lakhs)
    • Injury or Death of Third Party
    • Terrorist Act
    • Burglary, theft or housebreaking
    • Fire, self-ignition, lightning or explosion.
    • Malicious Act
    • Riot and strike
    • Fire and earthquake
    • Natural calamities (such as flood, hurricane, typhoon, storm, hailstorm, cyclone etc.)

    Exclusions of National Two Wheeler Insurance Plan :

    • Wear and tear
    • Consequential loss
    • Loss due to war, hostilities, civil war, military power, acts of foreign enemies, invasion, mutiny rebellion or other such violent acts
    • Mechanical or electrical breakdown
    • Driving under the influence of alcohol or with an invalid driving license and damage caused due to it
    • Any claim arising due to a contractual liability.
    • Damage to tyres and tubes will not be compensated for, unless the vehicle itself is damaged at the same time, in which case only 50 % of the replacement cost will be paid by the company.
    • If the vehicle was used for purposes not mentioned or beyond limits.
    • If the vehicle was used beyond specified borders.
    • Loss/ damage and liability caused due to wilful negligence.
    • Loss/ damage caused directly/ indirectly from ionizing radiations from any nuclear power or nuclear waste materials or radioactive contamination.
    • Loss/ damage caused by nuclear weapons.
    • If an unauthorized person (other than the person mentioned in the Driver’s Clause) drives the insured vehicle.
    • Damage/ loss to accessories due to theft.

    Claim Process of National Insurance Two Wheeler Insurance :

    • The claim process at National two wheeler insurance is extremely simple, transparent and quick. Claims can be made at any time of the day. Customer service at National Insurance Company is among the best in the country. Customers will be given immediate assistance, ensuring customer satisfaction. All that the customer needs to do is call the toll free number 1800 200 7710 to make the claim. The following information must be provided:
      • Date and time of accident
      • Policy Number
      • Survey location (where the vehicle can be surveyed by the loss assessor).
      • Insured Contact Details.
      • Estimated loss/ description.
      • The driver’s name, contact number and driving license details.
    • Once the claim has been lodged, a Claim Representative will contact the insured person and take the process further.
    • The representative will provide the insured with the claim reference number for future reference. Once the claim is approved, the insured will receive a text message with the surveyor details.
    • The insured vehicle will be inspected by a Surveyor who is appointed by the company.
    • Once assessed, and the approval is given, the claim status is provided.

    Documents Required for Claim Settlement in National Insurance Bike Insurance :

    Following are the documents that the insured will have to provide when making a claim:

    • Duly filled Claim Form.
    • Certificate of Registration.
    • Fitness certificate( Commercial Vehicles only)
    • Copy of Driving License.
    • Motor Insurance Policy with schedule and endorsement/ clause
    • Police FIR.
    • Copy of the plan and receipt of payment of premium.

    Renewal process for National Two Wheeler Insurance :

    Renewal process for National two wheeler insurance can be done online by Registered policyholders. It’s a simple, three step process:

    Step 1: login into e-portal by entering your Policy Number and Date of Birth

    Step 2: Select the payment option- Net Banking or Debit/Credit Card

    Step 3: Once you have been informed that the payment was successful, print/save the premium deposit receipt

    You can also renew by Mobile

    Steps To Buy A Two-Wheeler Insurance Policy From National Insurance

    • You may directly visit the nearest branch office of National Insurance Company or can get in touch with an agent.
    • Collect the proposal form as applicable.
    • Fill the form correctly after carefully reading it.
    • Submit the Proposal Form to your nearest branch office directly or through an authorised agent. The agent service can be directly availed by contacting the branch office.
    • There may be a pre-acceptance survey required in some cases for which a surveyor will estimate the extent of the risk and other related factors.
    • Premium estimates can be obtained from computerised branch offices
    • Policy document can be obtained either directly or by requesting a registered post.

    National Insurance Company Toll Free Contact Number

    A customer can get in touch with a customer support executive over phone to receive the needed information about the available insurance products. The customer care executive will help you with your concerns and suggest the best course of action. Below-mentioned is the customer care number of National Insurance Company:

    Toll Free Contact Number: 18002007710.

    National Insurance Company Customer Care Email Address:

    For any concerns and queries related to bike insurance or other general insurance products provided by the company, you may send an email to the customer support team and they would get back to you in a specific time-frame. You may send your email at: nic.motor@nic.co.in.

    If your queries are not resolved or you wish to report an issue, you may send across an email at: faf@nic.co.in

    Visit A National Insurance Company Branch Office

    Customers can also personally visit their nearest branch office and receive the needed assistance from the help desk. National Insurance Company has a total of 1998 offices across India that provide support insurance customers in different cities and towns in India.

    Frequently Asked Questions of National Insurance Bike Insurance :

    1. How can I make a premium payment?

      You can choose between two modes of premium payment:

      • Online Payment
      • Cash payment at the branch

      In case you choose the online payment mode, you can pay via Credit Card, Net banking or Debit Card

    2. How can I check my policy status?

      Simply log into the Portal, enter your valid credentials and get updates on your policy status. You can also call on the toll-free number to get the status of your policy instantly.

    3. Is it possible to cancel a National two wheeler insurance?

      Yes. In fact it is a simple process to cancel an insurance that you have purchased. Simply walk into any of the branches, and provide your policy documents with the duly filled surrender form. Once accepted at the counter, the policy will be cancelled. Further, the refunds will be credited in your bank account.

    This Insurance Company has not partnered with BankBazaar.com. For more details, please visit its website/branch office. The trademarks, logos and other subject matters of intellectual property belong to their respective owners.

    Two-Wheeler Insurance Reviews

  • Page 1 of 12 1 2 3 4 5
    • National Insurance Two Wheeler Insurance
      "Average Policy"
      0.5 3.0/5 "Satisfactory"
      I did not have any claim experience with National two wheeler insurance. I have not spoke with the customer care service as of now. I made a premium amount of Rs. 1400 for one year. The reason for selecting the National insurance is when i purchase a bike from dealer who provided the policy with National and i'm continuing the same. They have given a value of the bike is Rs. 55K.
      Was this review helpful? 1
      , chennai
      Reviewed on Nov 13, 2018
    • National Insurance Two Wheeler Insurance
      "Good"
      0.5 4.0/5 "Great!"
      When I purchased the Honda Activa bike at that time they provided an insurance. It is a one year policy. One of my friend is working there so he will takes care of my policy. If anything goes wrong,they will recover 70% to 80% of the damage, remaining 20% from my end.I am planning to renew the policy again with National Insurance.
      Was this review helpful? 1
      , bangalore
      Reviewed on Nov 13, 2018
    • National Insurance Two Wheeler Insurance
      "Good Protection for two wheeler"
      0.5 5.0/5 "Blown Away!"
      As per IRDI policy, National Insurance is following the terms, the premium is reasonable, I have taken bike policy for three years now they do have five years plan. I have comprehensive plan its always better to go with full cover its good for us.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 12, 2018
    • National Insurance Two Wheeler Insurance
      "Satisfactory policy"
      0.5 4.0/5 "Great!"
      I've purchased the two wheeler insurance policy for my TVS Wego bike. I have been holding the policy for last 1.5 years. I used to make the premium amount of Rs. 750 and i have got coverage amount of Rs. 40000. I renew the policy in their branch and i never faced any problems with this company.
      Was this review helpful? 2
      , coimbatore
      Reviewed on Nov 12, 2018
    • National Insurance Two Wheeler Insurance
      "Good policy"
      0.5 3.0/5 "Satisfactory"
      I am using the National Insurance policy for my two wheeler for past 4 years. I have no claim experience as of now. Since its a Government based company, i have chosen the National Company. I pay the premium of Rs. 800. They have given me a value amount of Rs. 40000 and I'm happy about it. I used to visit the branch for renewing the policy.
      Was this review helpful? 1
      , coimbatore
      Reviewed on Nov 12, 2018
    • National Insurance Two Wheeler Insurance
      "satisfactory"
      0.5 4.0/5 "Great!"
      I have a pulsar 150 bike and taken an insurance from National Insurance. I paid around 1100 rupees for a year by cash, it is a good insurance company. They provide insurance paper within 30mins which I like it very much. I directly go to the Bajaj showroom and I will take the insurance. All together I get 100% like 50% of invested amount and 50% as maturity value from the insurer,
      Was this review helpful? 1
      , kolkata
      Reviewed on Oct 31, 2018
    • National Insurance Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      My two wheeler is insured with National insurance from last 1 year. A premium of Rs 2900 has to be paid for this insurance policy. I have not claimed anything so far with this insurance policy. I am happy with the coverage value of this insurance policy.
      Was this review helpful? 9
      , secunderabad
      Reviewed on Sep 19, 2018
    • National Insurance Two Wheeler Insurance
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I had taken this two wheeler insurance a long time back. The premium amount which i had to pay every year had been nominal and i had been making the payments online. Their customer support also had been good as well. I had not made any claims so far.
      Was this review helpful? 4
      , coimbatore
      Reviewed on Sep 04, 2018
    • National Insurance Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have a two wheeler insurance with national insurance from last 3 year, i am happy with the coverage value of this insurance policy. I have not claimed anything so far from this insurance policy. A premium of Rs 1500 has to be paid for this insurance policy.
      Was this review helpful? 4
      , coimbatore
      Reviewed on Aug 29, 2018
    • National Insurance Two Wheeler Insurance
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I've been using the Bike Insurance Policy from the national insurance. I am paying a premium of 1500 per year. There hasn't been any claims for this policy. So far I haven't faced any issues with their services. I'll have to wait and see how they respond to my claims in future if I will have any.
      Was this review helpful? 3
      , kochi
      Reviewed on Aug 04, 2018
    • National Insurance Two Wheeler Insurance
      "Average Policy"
      0.5 2.0/5 "Expected more"
      I have taken two wheeler insurance from National assurance insurance company I make the payment of rs 1300 for yearly through their agent . Customer service and response is average as they didn't explained the policy benefits .Overall am satisfied with the premium amount which am paying .
      Was this review helpful? 8
      , hyderabad
      Reviewed on Jul 22, 2018
    • National Insurance Two Wheeler Insurance
      "Best policy"
      0.5 5.0/5 "Blown Away!"
      I have a health insurance policy with National Insurance from last 15 years, it is a family health policy with the coverage value of Rs 3 lakhs. I have not claimed anything so far from this insurance policy. I am not aware of the premium amount as the company pays it.
      Was this review helpful? 6
      , new delhi
      Reviewed on Jul 17, 2018
    • National Insurance Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have my two wheeler insured with National insurance from last 10-12 years, i am happy with the coverage value of this insurance policy. I have not claimed anything so far from this insurance. I have to pay a premium of Rs 1000 for this insurance policy.
      Was this review helpful? 1
      , ahmedabad
      Reviewed on Jul 01, 2018
    • National Insurance Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have my two wheeler insured with National insurance from last 1.5 years, i am happy with the coverage value of this insurance policy. I have not claimed anything so far from this insurance policy. A premium of Rs 1200 has to be paid every year for this insurance policy.
      Was this review helpful? 1
      , faridabad
      Reviewed on Jun 26, 2018
    • National Insurance Two Wheeler Insurance
      "Good Service"
      0.5 4.5/5 "Excellent!"
      My Bike is insured with the National Insurance . I pay a premium of 1500 per year. The policy covers Entire bike. I do not have any claim experience with the policy. I make payments at the branches. Overall it has been a hassle free experience with them.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Jun 25, 2018
    • National Insurance Two Wheeler Insurance
      "Good policy"
      0.5 4.0/5 "Great!"
      I have a two wheeler insurance with National Insurance from last 8 years, i have to pay a premium of Rs 1200 every year and i have no claim experience so far from this insurance policy. I am happy with the coverage value of this insurance policy.
      Was this review helpful? 1
      , kolkata
      Reviewed on Jun 25, 2018
    • National Insurance Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have my two wheeler insured with National insurance from last 5-6 years, i am happy with the coverage value of this insurance policy. I pay a premium of Rs 1200 which has to be paid every year for this insurance and i have not claimed anything so far from this insurance.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Jun 21, 2018
    • National Insurance Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have my two wheeler insured with National insurance from last 20 years and it is one of the good policy. I have not claimed anything so far from this insurance policy. I am happy with the coverage value of this insurance policy and i pay a premium of Rs 750 for this insurance.
      Was this review helpful? 1
      , coimbatore
      Reviewed on Jun 19, 2018
    • National Insurance Two Wheeler Insurance
      "NATIONAL INSURANCE"
      0.5 3.0/5 "Satisfactory"
      From NATIONAL INSURANCE i have taken a two wheeler insurance .The annual premium is 1500. The customer service with them is good. They provide the benefit of third party coverage and the accidental coverage.No claim experience till now.
      Was this review helpful? 1
      , jodhpur
      Reviewed on May 29, 2018
    • National Insurance Two Wheeler Insurance
      "Two Wheeler Insurance with NATIONAL INSURANCE"
      0.5 5.0/5 "Blown Away!"
      From NATIONAL INSURANCE i have taken a two wheeler insurance . The customer service with them is good. They provide the benefit of third party coverage and the accidental coverage.No claim experience till now and the policy have to be renewed every year.
      Was this review helpful? 0
      , jaipur
      Reviewed on May 29, 2018
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