• National Insurance Two Wheeler Insurance Policy

     4.5 / 5.0   by 186 users
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    Overview :

    National Insurance Company is one of India’s oldest and largest public sector companies which deal with general insurance. Comprehensive insurance plans are provided at competitive rates. Motor Insurance Plans, Health Insurance Plans, Two wheeler insurance plans, Rural Insurance Plans, Commercial Risk Insurance Plans, Industrial Insurance Plan, Personal Accident Plans and Home Insurance Plans are some of the types of insurance that the company offers. The tailor made schemes are transparent and extremely simple to avail. Two wheeler insurance from National Insurance is one of the most sought after in the market and here’s why:


    Key Benefits Of National Insurance Two Wheeler Insurance

    01
    02
    03
    Discounts

    Discounts

    Eligible customers can get a discount on their insurance premium.

    Accidental Cover

    Accidental Cover

    Personal accident (liability only) coverage will be provided to policyholders.

    Online Renewal

    Online Renewal

    When the policy is about to expire, policyholders can renew it online.


    Add-on Covers For National Insurance Two Wheeler Insurance

    01
    Third Party Cover

    Third Party Cover

    Maximum cover for third-party property damage will be Rs. 7,50,000 in the case of two-wheelers.


    Inclusions And Exclusions In National Insurance Two Wheeler Insurance

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    02
    Inclusion

    Inclusion

    Loss or damage to the insured vehicle due to fire / earthquake / flood / cyclone

    Exclusion

    Exclusion

    Damage by a person driving under the influence of liquor / alcohol / drugs


    Features and Benefits of National Bike Insurance Policy:

    • The claim service is quick, hassle-free and cashless.
    • Tailor made low-cost insurance plans.
    • No Claim Bonus is also available.
    • Claim status can be tracked online.
    • It's possible for other insurers to transfer existing No Claim Bonus.

    Inclusions of National Insurance Two Wheeler Insurance Plan:

    National Two Wheeler Insurance Coverage

    There are mainly two types of covers that are available for two wheeler insurance from National Insurance:

    1. Liability Only Cover: Liability Only Cover gives protection in the event of any legal liability if the insured gets in an accident.

    2. Package Cover: All the liabilities according to the Motor Vehicles Act will be covered in this. Damages caused to the vehicles and passengers will be covered. Own Damage to the Insured Vehicle which includes the following:

    • Property Damage ( Third Party Property Damage upto Rs 7.5 lakhs)
    • Injury or Death of Third Party
    • Terrorist Act
    • Burglary, theft or housebreaking
    • Fire, self-ignition, lightning or explosion.
    • Malicious Act
    • Riot and strike
    • Fire and earthquake
    • Natural calamities (such as flood, hurricane, typhoon, storm, hailstorm, cyclone etc.)

    Exclusions of National Two Wheeler Insurance Plan :

    • Wear and tear
    • Consequential loss
    • Loss due to war, hostilities, civil war, military power, acts of foreign enemies, invasion, mutiny rebellion or other such violent acts
    • Mechanical or electrical breakdown
    • Driving under the influence of alcohol or with an invalid driving license and damage caused due to it
    • Any claim arising due to a contractual liability.
    • Damage to tyres and tubes will not be compensated for, unless the vehicle itself is damaged at the same time, in which case only 50 % of the replacement cost will be paid by the company.
    • If the vehicle was used for purposes not mentioned or beyond limits.
    • If the vehicle was used beyond specified borders.
    • Loss/ damage and liability caused due to wilful negligence.
    • Loss/ damage caused directly/ indirectly from ionizing radiations from any nuclear power or nuclear waste materials or radioactive contamination.
    • Loss/ damage caused by nuclear weapons.
    • If an unauthorized person (other than the person mentioned in the Driver’s Clause) drives the insured vehicle.
    • Damage/ loss to accessories due to theft.

    Claim Process of National Insurance Two Wheeler Insurance :

    • The claim process at National two wheeler insurance is extremely simple, transparent and quick. Claims can be made at any time of the day. Customer service at National Insurance Company is among the best in the country. Customers will be given immediate assistance, ensuring customer satisfaction. All that the customer needs to do is call the toll free number 1800 200 7710 to make the claim. The following information must be provided:
      • Date and time of accident
      • Policy Number
      • Survey location (where the vehicle can be surveyed by the loss assessor).
      • Insured Contact Details.
      • Estimated loss/ description.
      • The driver’s name, contact number and driving license details.
    • Once the claim has been lodged, a Claim Representative will contact the insured person and take the process further.
    • The representative will provide the insured with the claim reference number for future reference. Once the claim is approved, the insured will receive a text message with the surveyor details.
    • The insured vehicle will be inspected by a Surveyor who is appointed by the company.
    • Once assessed, and the approval is given, the claim status is provided.

    Documents Required for Claim Settlement in National Insurance Bike Insurance :

    Following are the documents that the insured will have to provide when making a claim:

    • Duly filled Claim Form.
    • Certificate of Registration.
    • Fitness certificate( Commercial Vehicles only)
    • Copy of Driving License.
    • Motor Insurance Policy with schedule and endorsement/ clause
    • Police FIR.
    • Copy of the plan and receipt of payment of premium.

    Renewal process for National Two Wheeler Insurance :

    Renewal process for National two wheeler insurance can be done online by Registered policyholders. It’s a simple, three step process:

    Step 1: login into e-portal by entering your Policy Number and Date of Birth

    Step 2: Select the payment option- Net Banking or Debit/Credit Card

    Step 3: Once you have been informed that the payment was successful, print/save the premium deposit receipt

    You can also renew by Mobile

    Frequently Asked Questions of National Insurance Bike Insurance :

    1. How can I make a premium payment?

      You can choose between two modes of premium payment:

      • Online Payment
      • Cash payment at the branch

      In case you choose the online payment mode, you can pay via Credit Card, Net banking or Debit Card

    2. How can I check my policy status?

      Simply log into the Portal, enter your valid credentials and get updates on your policy status. You can also call on the toll-free number to get the status of your policy instantly.

    3. Is it possible to cancel a National two wheeler insurance?

      Yes. In fact it is a simple process to cancel an insurance that you have purchased. Simply walk into any of the branches, and provide your policy documents with the duly filled surrender form. Once accepted at the counter, the policy will be cancelled. Further, the refunds will be credited in your bank account.

    This Insurance Company has not partnered with BankBazaar.com. For more details, please visit its website/branch office. The trademarks, logos and other subject matters of intellectual property belong to their respective owners.

    Two-Wheeler Insurance Reviews

  • Page 1 of 10 1 2 3 4 5
    • National Insurance Two Wheeler Insurance
      "Customer service should be proactive"
      0.5 4.0/5 "Great!"
      National Insurance premium amount was good than other insurance company, customer service is not upto the mark. I paid yearly fee around 1700, they gave me good IDV value. I have Bajaj 150 discover bike, the insurance company gave nominal feature like third party cover, road side assistance.
      Was this review helpful? 0
      , kolkata
      Reviewed on Feb 20, 2018
    • National Insurance Two Wheeler Insurance
      "Below average"
      0.5 1.0/5 "Really Bad"
      I have a two wheeler insurance with National insurance. I have taken the insurance service directly from National insurance outlet. But I feel they needs to improve their response. The payments are generally through cheques and cash. It is a below average service.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 20, 2018
    • National Insurance Two Wheeler Insurance
      "Its Good"
      0.5 4.0/5 "Great!"
      National Insurance IDV value is good based IRDAI regulation, the premium was also economical, I got my policy copy on time. I paid the some premium, its covers all like third party cover, accidental cover.life cover and road side assistance. My Royal Enfield bike got protected through them.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 16, 2018
    • National Insurance Two Wheeler Insurance
      "Safe For Two wheeler"
      0.5 4.0/5 "Great!"
      When I was browsing, I came to know about National Insurance, the premium was economic with good coverage value. I paid the amount of Rs. 900 for the tenure of three years. It also has third party cover, road side accidental cover. Its best premium for certain cover and best benefits.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 15, 2018
    • National Insurance Two Wheeler Insurance
      "Good service"
      0.5 4.0/5 "Great!"
      I have insured my two wheeler from the NATIONAL INSURANCE company. I got this policy around 2 years ago. I have paid Rs,1500 to renew the policy last time. The reminders are given on time to renew the policy before the due date, The customer support service is good with the NATIONAL INSURANCE company.
      Was this review helpful? 0
      , bhimavaram
      Reviewed on Feb 12, 2018
    • National Insurance Two Wheeler Insurance
      "Good Protection for Two wheeler"
      0.5 4.0/5 "Great!"
      Already I have two wheeler insurance with National, I would say its good, I make the payment through agent they provide acknowledged for the premium amount. Even the cost was economical, I have insured my Hero I smart bike, they gave me good IDV value. They have third party cover, road side, wider garages with cashless service.
      Was this review helpful? 0
      , kolkata
      Reviewed on Feb 09, 2018
    • National Insurance Two Wheeler Insurance
      "Good insurance policy"
      0.5 4.0/5 "Great!"
      I have a two wheeler insurance with National Insurance from last 5 years and it is a good insurance policy to use. This policy has to be renewed every year and i pay a premium of Rs 1600 for this insurance. I do not have claim experience so far with this insurance. I have a coverage of 60-70% which is satisfactory.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Feb 09, 2018
    • National Insurance Two Wheeler Insurance
      "Fine"
      0.5 5.0/5 "Blown Away!"
      My two wheeler got insured with the National Insurance company. Response is fine one with them and the coverage value is fine one for me. There are no such drawbacks with the National Insurance company. I am really happy with them.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 07, 2018
    • National Insurance Two Wheeler Insurance
      "Good policy to use"
      0.5 4.0/5 "Great!"
      The NATIONAL INSURANCE company is not giving proper response to the customers. The intimations or the reminders need to be given all customers those who have insured their Two wheeler from the NATIONAL INSURANCE company. I am renewing the two wheeler insurance policy with the NATIONAL INSURANCE for more than 3 years.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jan 29, 2018
    • National Insurance Two Wheeler Insurance
      "A convenient insurance"
      0.5 4.0/5 "Great!"
      I had a two wheeler insurance from national issurance of India. I did not feel any discomfort when am i tried to renewal my two wheeler insurance policy. I can renew by on line website itself. I can recommend this insurance to my friends and relatives too.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 28, 2018
    • National Insurance Two Wheeler Insurance
      "Bold to Bold cover"
      0.5 5.0/5 "Blown Away!"
      I have not used National Insurance two wheeler policy much, I like their customer service is good. Every year by year I used to renew my policy, they are providing no claim bonus with good IDV value. Last year I paid the premium around Rs.1800 for my Honda Activa with third party cover.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 23, 2018
    • National Insurance Two Wheeler Insurance
      "Average"
      0.5 4.0/5 "Great!"
      I am having the two wheeler, which got insured with the National insurance company and I have not faced any such claims with them. Coverage value is good one with the National insurance company. Responsiveness and other aspects are really better one with them till now.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 19, 2018
    • National Insurance Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I am renewing the two wheeler insurance policy for the Second year from NATIONAL INSURANCE company . I have paid Rs,2400 to renew the policy this year. The customer support is good with the NATIONAL INSURANCE company, because they give intimations to renew the policy before the due date.
      Was this review helpful? 0
      , salem
      Reviewed on Jan 17, 2018
    • National Insurance Two Wheeler Insurance
      "Average service"
      0.5 4.0/5 "Great!"
      I have taken Two wheeler Insurance with National Insurance.the premium amount is 1000 paid once in year.I get a policy coverage amount of 25,000.I had taken it 10 years ago.I always make online payment.The executives always gives a very good response,.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jan 11, 2018
    • National Insurance Two Wheeler Insurance
      "Good"
      0.5 5.0/5 "Blown Away!"
      I have chosen National Insurance because of better premium value. I paid 3000 rupees for 3 years to get this two wheeler insurance. I walked into the office and submitted all the documents. I made the payment through cash. This insurance was taken few months back.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 10, 2018
    • National Insurance Two Wheeler Insurance
      "Best service"
      0.5 5.0/5 "Blown Away!"
      I have Two Wheeler insurance with National Insurance.The premium is paid Rs2000 in a year.I feel convenient to make payment by cash.I get a good policy coverage amount.The service is best,i have been holding policy for last one year.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 08, 2018
    • National Insurance Two Wheeler Insurance
      "Good insurance policy"
      0.5 4.0/5 "Great!"
      I have a two wheeler insurance with National Insurance from last 9 months and it is a good insurance policy to use. This policy has to be renewed every year and i pay a premium of Rs 1200 for this insurance. I do not have claim experience so far with this insurance. The coverage and benefits are also good in this policy.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 08, 2018
    • National Insurance Two Wheeler Insurance
      "Two Wheeler Insurance "
      0.5 5.0/5 "Blown Away!"
      I have taken a Two Wheeler Insurance from National Insurance. I have to pay a premium of 1050 rupees. They will provide money for two wheeler in case of accident. They do reimbursement. I make my payment directly visiting the insurance company.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jan 02, 2018
    • National Insurance Two Wheeler Insurance
      "Good policy to use"
      0.5 4.0/5 "Great!"
      I have a two wheeler insurance with National Insurance from last 8 years and it is a good insurance policy to use. This policy has to be renewed every year and i pay a premium of Rs 1500. It was a good claim experience with this insurance as they covered 90% for the first time and then it reduced to 50%. I am also satisfied with the benefits of this policy.
      Was this review helpful? 1
      , chennai
      Reviewed on Dec 22, 2017
    • National Insurance Two Wheeler Insurance
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I have taken a Two wheeler insurance with National Insurance.The premium amount is 1300 paid once in a year.I get a good policy coverage amount.I make payments directly by cash,i have no claim experience so far,the customer service is good and they respond on time.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 15, 2017
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