• National Insurance Two Wheeler Insurance Policy

     4.5 / 5.0   by 203 users
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    Cashless Treatment

    Plan Benefits

    Policy Coverage

    Customer Service

    Medical Coverage

    Claim Experience

    Overview :

    National Insurance Company is one of India’s oldest and largest public sector companies which deal with general insurance. Comprehensive insurance plans are provided at competitive rates. Motor Insurance Plans, Health Insurance Plans, Two wheeler insurance plans, Rural Insurance Plans, Commercial Risk Insurance Plans, Industrial Insurance Plan, Personal Accident Plans and Home Insurance Plans are some of the types of insurance that the company offers. The tailor made schemes are transparent and extremely simple to avail. Two wheeler insurance from National Insurance is one of the most sought after in the market and here’s why:


    Key Benefits Of National Insurance Two Wheeler Insurance

    01
    02
    03
    Discounts

    Discounts

    Eligible customers can get a discount on their insurance premium.

    Accidental Cover

    Accidental Cover

    Personal accident (liability only) coverage will be provided to policyholders.

    Online Renewal

    Online Renewal

    When the policy is about to expire, policyholders can renew it online.


    Add-on Covers For National Insurance Two Wheeler Insurance

    01
    Third Party Cover

    Third Party Cover

    Maximum cover for third-party property damage will be Rs. 7,50,000 in the case of two-wheelers.


    Inclusions And Exclusions In National Insurance Two Wheeler Insurance

    01
    02
    Inclusion

    Inclusion

    Loss or damage to the insured vehicle due to fire / earthquake / flood / cyclone

    Exclusion

    Exclusion

    Damage by a person driving under the influence of liquor / alcohol / drugs


    Features and Benefits of National Bike Insurance Policy:

    • The claim service is quick, hassle-free and cashless.
    • Tailor made low-cost insurance plans.
    • No Claim Bonus is also available.
    • Claim status can be tracked online.
    • It's possible for other insurers to transfer existing No Claim Bonus.

    Inclusions of National Insurance Two Wheeler Insurance Plan:

    National Two Wheeler Insurance Coverage

    There are mainly two types of covers that are available for two wheeler insurance from National Insurance:

    1. Liability Only Cover: Liability Only Cover gives protection in the event of any legal liability if the insured gets in an accident.

    2. Package Cover: All the liabilities according to the Motor Vehicles Act will be covered in this. Damages caused to the vehicles and passengers will be covered. Own Damage to the Insured Vehicle which includes the following:

    • Property Damage ( Third Party Property Damage upto Rs 7.5 lakhs)
    • Injury or Death of Third Party
    • Terrorist Act
    • Burglary, theft or housebreaking
    • Fire, self-ignition, lightning or explosion.
    • Malicious Act
    • Riot and strike
    • Fire and earthquake
    • Natural calamities (such as flood, hurricane, typhoon, storm, hailstorm, cyclone etc.)

    Exclusions of National Two Wheeler Insurance Plan :

    • Wear and tear
    • Consequential loss
    • Loss due to war, hostilities, civil war, military power, acts of foreign enemies, invasion, mutiny rebellion or other such violent acts
    • Mechanical or electrical breakdown
    • Driving under the influence of alcohol or with an invalid driving license and damage caused due to it
    • Any claim arising due to a contractual liability.
    • Damage to tyres and tubes will not be compensated for, unless the vehicle itself is damaged at the same time, in which case only 50 % of the replacement cost will be paid by the company.
    • If the vehicle was used for purposes not mentioned or beyond limits.
    • If the vehicle was used beyond specified borders.
    • Loss/ damage and liability caused due to wilful negligence.
    • Loss/ damage caused directly/ indirectly from ionizing radiations from any nuclear power or nuclear waste materials or radioactive contamination.
    • Loss/ damage caused by nuclear weapons.
    • If an unauthorized person (other than the person mentioned in the Driver’s Clause) drives the insured vehicle.
    • Damage/ loss to accessories due to theft.

    Claim Process of National Insurance Two Wheeler Insurance :

    • The claim process at National two wheeler insurance is extremely simple, transparent and quick. Claims can be made at any time of the day. Customer service at National Insurance Company is among the best in the country. Customers will be given immediate assistance, ensuring customer satisfaction. All that the customer needs to do is call the toll free number 1800 200 7710 to make the claim. The following information must be provided:
      • Date and time of accident
      • Policy Number
      • Survey location (where the vehicle can be surveyed by the loss assessor).
      • Insured Contact Details.
      • Estimated loss/ description.
      • The driver’s name, contact number and driving license details.
    • Once the claim has been lodged, a Claim Representative will contact the insured person and take the process further.
    • The representative will provide the insured with the claim reference number for future reference. Once the claim is approved, the insured will receive a text message with the surveyor details.
    • The insured vehicle will be inspected by a Surveyor who is appointed by the company.
    • Once assessed, and the approval is given, the claim status is provided.

    Documents Required for Claim Settlement in National Insurance Bike Insurance :

    Following are the documents that the insured will have to provide when making a claim:

    • Duly filled Claim Form.
    • Certificate of Registration.
    • Fitness certificate( Commercial Vehicles only)
    • Copy of Driving License.
    • Motor Insurance Policy with schedule and endorsement/ clause
    • Police FIR.
    • Copy of the plan and receipt of payment of premium.

    Renewal process for National Two Wheeler Insurance :

    Renewal process for National two wheeler insurance can be done online by Registered policyholders. It’s a simple, three step process:

    Step 1: login into e-portal by entering your Policy Number and Date of Birth

    Step 2: Select the payment option- Net Banking or Debit/Credit Card

    Step 3: Once you have been informed that the payment was successful, print/save the premium deposit receipt

    You can also renew by Mobile

    Steps To Buy A Two-Wheeler Insurance Policy From National Insurance

    • You may directly visit the nearest branch office of National Insurance Company or can get in touch with an agent.
    • Collect the proposal form as applicable.
    • Fill the form correctly after carefully reading it.
    • Submit the Proposal Form to your nearest branch office directly or through an authorised agent. The agent service can be directly availed by contacting the branch office.
    • There may be a pre-acceptance survey required in some cases for which a surveyor will estimate the extent of the risk and other related factors.
    • Premium estimates can be obtained from computerised branch offices
    • Policy document can be obtained either directly or by requesting a registered post.

    National Insurance Company Toll Free Contact Number

    A customer can get in touch with a customer support executive over phone to receive the needed information about the available insurance products. The customer care executive will help you with your concerns and suggest the best course of action. Below-mentioned is the customer care number of National Insurance Company:

    Toll Free Contact Number: 18002007710.

    National Insurance Company Customer Care Email Address:

    For any concerns and queries related to bike insurance or other general insurance products provided by the company, you may send an email to the customer support team and they would get back to you in a specific time-frame. You may send your email at: nic.motor@nic.co.in.

    If your queries are not resolved or you wish to report an issue, you may send across an email at: faf@nic.co.in

    Visit A National Insurance Company Branch Office

    Customers can also personally visit their nearest branch office and receive the needed assistance from the help desk. National Insurance Company has a total of 1998 offices across India that provide support insurance customers in different cities and towns in India.

    Frequently Asked Questions of National Insurance Bike Insurance :

    1. How can I make a premium payment?

      You can choose between two modes of premium payment:

      • Online Payment
      • Cash payment at the branch

      In case you choose the online payment mode, you can pay via Credit Card, Net banking or Debit Card

    2. How can I check my policy status?

      Simply log into the Portal, enter your valid credentials and get updates on your policy status. You can also call on the toll-free number to get the status of your policy instantly.

    3. Is it possible to cancel a National two wheeler insurance?

      Yes. In fact it is a simple process to cancel an insurance that you have purchased. Simply walk into any of the branches, and provide your policy documents with the duly filled surrender form. Once accepted at the counter, the policy will be cancelled. Further, the refunds will be credited in your bank account.

    This Insurance Company has not partnered with BankBazaar.com. For more details, please visit its website/branch office. The trademarks, logos and other subject matters of intellectual property belong to their respective owners.

    Two-Wheeler Insurance Reviews

  • Page 1 of 11 1 2 3 4 5
    • National Insurance Two Wheeler Insurance
      "best policy"
      0.5 4.0/5 "Great!"
      I had taken a two wheeler insurance policy from the public sector insurance company NATIONAL INSURANCE. My annual premium amount is Rs. 1600/- which is very reasonable by comparing with other premiums. I had received my policy document by mail.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Apr 18, 2018
    • National Insurance Two Wheeler Insurance
      "Not satisfied"
      0.5 2.5/5 "Just OK"
      I have my two wheeler insured with National insurance from last 1 year, I am not satisfied with the coverage value of this insurance. I had a claim experience but they covered only 70-80%. A premium of Rs 1300 has to be paid every year for this insurance policy.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Apr 17, 2018
    • National Insurance Two Wheeler Insurance
      "Good policy to use"
      0.5 5.0/5 "Blown Away!"
      The customer support service is good with the National insurance policy . I have got the two wheeler insurance policy from the National insurance around a year ago. I have paid Rs,1800 to renew the policy last month. The plan benefits and the coverage is good with this policy.
      Was this review helpful? 0
      , new delhi
      Reviewed on Apr 05, 2018
    • National Insurance Two Wheeler Insurance
      "Best policy"
      0.5 5.0/5 "Blown Away!"
      I have my two wheeler insured with National insurance from last 1 year and it is a good insurance policy. I pay a premium of Rs 800-900 which has to be paid every year for this insurance. I do not have claim experience so far with this insurance and i am happy with the coverage of this policy.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 02, 2018
    • National Insurance Two Wheeler Insurance
      "Good Policy"
      0.5 5.0/5 "Blown Away!"
      I have a two wheeler insurance with National Insurance from last 1 year and it is a good policy to use. This policy has to be renewed every year and i pay a premium of Rs 1500 for this insurance. I do not have claim experience so far with this insurance. I am happy with the coverage value in this insurance.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Mar 28, 2018
    • National Insurance Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have a two wheeler insurance with National Insurance from more than 3 years and it is a good policy to use. This policy has to be renewed every year and i pay a premium of Rs 1500 for this insurance. I do not have claim experience so far with this insurance and i am happy with the coverage of this policy.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 21, 2018
    • National Insurance Two Wheeler Insurance
      "Best policy"
      0.5 5.0/5 "Blown Away!"
      I have my two wheeler insured with National insurance from last 1 year. I find this insurance is one of the good insurance policy to use. This policy has to be renewed every year and i pay a premium of Rs 1200 for this insurance. I do not have claim experience so far with this insurance and i am happy with the coverage value.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 16, 2018
    • National Insurance Two Wheeler Insurance
      "Best service"
      0.5 5.0/5 "Blown Away!"
      I have taken Two wheeler insurance with National Insurance .The premium amount is 6000 per annum,I get a good policy coverage amount,i have no claim experience with them till date.This was taken four years ago.The two wheeler modal is Activa Honda.
      Was this review helpful? 0
      , pune
      Reviewed on Mar 09, 2018
    • National Insurance Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have a two wheeler insurance with National insurance from last 3 years and it is one of the good insurance policy. I pay a premium of Rs 1280 which has to be paid every year for this insurance. I do not have claim experience so far with this insurance. I have a coverage of 70% and i am satisfied with it.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 08, 2018
    • National Insurance Two Wheeler Insurance
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have taken Two wheeler Insurance with National Insurance,the premium amount is 2350.I get a good policy coverage amount of more than a lakh rupees. I make payment through online, it has been eight year since i have taken this policy, I dont have any claim experience till date.
      Was this review helpful? 0
      , new delhi
      Reviewed on Mar 06, 2018
    • National Insurance Two Wheeler Insurance
      "Good policy to use"
      0.5 4.0/5 "Great!"
      I have a two wheeler insurance with National insurance from last 1 year and it is a good policy to use. This policy has to be renewed every year and i pay a premium of Rs 1400 for this insurance. I do not have claim experience so far with this insurance. I have a coverage of 60-70% which is quite satisfactory.
      Was this review helpful? 0
      , surat
      Reviewed on Mar 05, 2018
    • National Insurance Two Wheeler Insurance
      "Good Service"
      0.5 4.0/5 "Great!"
      There is two wheeler insurance with National insurance. The service is good with National insurance. The payments are generally through cheques and cash. The documents process was been smooth. It is a good experience with National two wheeler insurance service.
      Was this review helpful? 0
      , kanpur
      Reviewed on Mar 03, 2018
    • National Insurance Two Wheeler Insurance
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have taken Two wheeler Insurance with National Insurance.I pay a premium amount of 2000.I get a policy coverage amount is 40,000.I have no claim e experience with them.The modal of the Two wheeler is Hero Honda.I make payments by cash.
      Was this review helpful? 0
      , new delhi
      Reviewed on Mar 02, 2018
    • National Insurance Two Wheeler Insurance
      "Good policy to use"
      0.5 4.0/5 "Great!"
      I have a two wheeler insurance with National Insurance from last 14 years and it is a good policy to use. This policy has to be renewed every year and i pay a premium of Rs 800-900. I do not have claim experience so far with this insurance. I have a coverage of 60% which is satisfactory.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 02, 2018
    • National Insurance Two Wheeler Insurance
      "Good policy to use"
      0.5 4.0/5 "Great!"
      I hold a two wheeler insurance with National Insurance from last 9 years and it is a good policy to use. This policy has to be renewed every year and i pay a premium of Rs 1200 for this insurance. I had a claim experience 7 years back and it was a good experience. I am not aware of the percentage of the amount they covered but the coverage amount was satisfactory.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 28, 2018
    • National Insurance Two Wheeler Insurance
      "Best policy to use"
      0.5 5.0/5 "Blown Away!"
      I am having a Two wheeler insurance with National Insurance from last 12 years and my experience was very good with this insurance. I pay a premium of Rs 1200 for this insurance. I have a coverage up to 60-70% for this insurance and i do not have claim experience so far with this insurance.
      Was this review helpful? 0
      , kolkata
      Reviewed on Feb 27, 2018
    • National Insurance Two Wheeler Insurance
      "Fantastic"
      0.5 5.0/5 "Blown Away!"
      I have insured my two wheeler with the National Insurance company. I would like to say that the customer service is good and the coverage value is also up to the mark. Response is fine one with the National Insurance company.
      Was this review helpful? 0
      , lucknow
      Reviewed on Feb 27, 2018
    • National Insurance Two Wheeler Insurance
      "Average"
      0.5 3.5/5 "Pretty good"
      I am having the two wheeler insurance policy with the National Insurance company and the premium value is nominal one for me with them like its around 1500 Rupees. Response and other aspects are also good one with the National Insurance company.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 21, 2018
    • National Insurance Two Wheeler Insurance
      "Customer service should be proactive"
      0.5 4.0/5 "Great!"
      National Insurance premium amount was good than other insurance company, customer service is not upto the mark. I paid yearly fee around 1700, they gave me good IDV value. I have Bajaj 150 discover bike, the insurance company gave nominal feature like third party cover, road side assistance.
      Was this review helpful? 0
      , kolkata
      Reviewed on Feb 20, 2018
    • National Insurance Two Wheeler Insurance
      "Below average"
      0.5 1.0/5 "Really Bad"
      I have a two wheeler insurance with National insurance. I have taken the insurance service directly from National insurance outlet. But I feel they needs to improve their response. The payments are generally through cheques and cash. It is a below average service.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 20, 2018
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