Insurance is like a spare tyre. You may not require it, but not having one is not an option.
Insurance is like a spare tyre. You may not require it, but not having one is not an option.
  • National Car Insurance

     4.5 / 5.0   by 133 users
    Used this product? Write a review >>

    National Insurance Company Limited (NICL) is a fully central government owned general insurance company based in India. The company headquartered at Kolkata was established in 1906 and nationalised in 1972. NIC's gross direct premium income has steadily grown to about INR9000 crores rupees in the financial year 2012-13.


    Key Benefits of National Car Insurance

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    So you’re stranded almost nowhere

    Cashless Claim Networks

    Direct Cashless Claim settlement in network garages across India

    Don’t we love a good discount?

    Discounts

    You can avail attractive online discounts in additional to NCB

    Help is always at hand

    Accidental Cover /Customer Support

    Accident to the occupants as also Increased legal liability to property damage of third party for a limit of Rs 7.5 lakhs


    Add-on Covers for National Car Insurance

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    Depreciation cover for National Car Insurance

    Depreciation Cover

    Claim without any deduction for depreciation on the value of parts replaced.

    Invoice price cover for National Car Insurance

    Third Party Cover

    Accident to the occupants as also Increased legal liability to property damage of third party for a limit of Rs 7.5 lakhs

    Personal Accident cover for passengers

    Personal Accident Cover

    Persoanl accidental cover for a lumpsum amount for paid driver/ passenger for large sum assured.

    *These Features may be included as part of different products and are subject to the insurer's terms & conditions.

    Inclusion & Exclusion in National Car Insurance

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    No capers without the required papers!

    Inclusion

    The policy covers Own Damage to the Insured vehicle caused by Accident by External Means Fire, Explosion, Self Ignition and Lightning.

    Drink OR drive. There’s only one choice

    Exclusion

    Damage to tyres unless the motor vehicle is damaged at the same time when the liability of the insurer is limited to 50% of the cost of replacement ;

    *These Features may be included as part of different products and are subject to the insurer's terms & conditions.

    National Car Insurance Policy Highlights Updated on 22 Jan 2018

    Features Specifications
    Third Party Cover Upto 7.5 L
    Incurred Claim Ratio* 84.16%
    Net Earned Premium* 5066.75

    *For Year 2016-2017

    Benefits of National Car Insurance

    The company lists over 15,000 skilled employees in its rolls, with 1,340 offices and 373 business centers across India, and is operational in Nepal too. The company has been recognized as ‘Best in Service’ in the Motor and Health classes of the insurance business which comprise of 63% of the Indian non-life insurance market. In terms of Motor Insurance, the company has extensive tie-ups with leading automobile makers including Maruti, Tata Motors, Nissan, Honda, etc. When it comes to insurance in India, NIC is definitely a leading choice.

    Private Car Insurance from National Insurance Company Ltd.

    The Motor Insurance policy from National Insurance Company (NIC) is highly pro-customer and brings in a range of features that provide 100% protection to your cherished set of wheels. With regular features such as protection against unintentional loss or damage caused to your car, theft, or the involvement of your vehicle in accidents that could have caused injury, loss of property or death of a third party, a network of experts who give new meaning to the concept of customer support and the simplicity of purchasing the policy online, make the private car insurance from NIC a hearty proposition.

    Key Highlights & Features of NIC Motor Insurance

    1. Covers vehicles used for social, domestic, and professional purposes (excluding carriage of goods by a driver other than the registered owner) as used by the insured or the insured’s employees. This excludes the use of the vehicle in cases such as for hire or reward, speed tests, reliability trials, pace setting, racing, and any scenario involving motor trade.
    2. Additional cover for loss of accessories, legal liability to paid driver, personal accident to the owner and other occupants of the car, and increased legal liability to property damage concerning a third party to the tune of Rs.7.5 lakhs.
    3. Provision for ‘No Claims Bonus’ if no claims are issued through the policy tenure. Also, discounts are applicable when opting for higher voluntary excess.
    4. Generally, annual policy tenures are issued. However, exceptions do exist to this rule.
    5. Purchasing the Motor Insurance is very simple- Buy online using credit/debit card or net banking. It takes just 5 minutes!!
    6. Avail discount for approved anti-theft equipment installed in the vehicle. There is also concession for custom designed vehicle that would be used by blind, handicapped or mentally challenged people.

    What are the Coverage Options Available under National Car Insurance Scheme?

    Insuring your car is mandatory in India as per various motor vehicle laws enacted by both state and central governments. Two types of coverage options are available under National car insurance:

    1. Liability-only cover: This type of coverage insures you only against third-party legal liability arising out of an accident involving your car. It covers the risk of injury or death of a third party and third-party property damage up to 7.5 Lakhs. In case of a mishap, no protection is offered to your vehicle or its occupants.
    2. Package Cover: Also known as comprehensive cover, this is an all inclusive car insurance policy which covers all liabilities which includes damages to own vehicle, self, occupants of the car along with statutory provisions for third-party damages.

    Sum Insured for the NIC Motor Insurance

    The coverage for your cherished vehicle will depend upon the manufacturer’s listed selling price, while subtracting the depreciation factor for each year or the Insured Declared Value (IDV). Herein, the IDV is the max amount payable in the event of a claim raised in relation to the total loss or theft of the vehicle.

    Incidents Covered under the Private Car Package Policy

    Third Party Liability This covers situations wherein your vehicle was involved in an accident that caused loss, damage to property (payable upto Rs.7.5 lakhs) and/or injury, death to a third party
    Own Damage Cover
    • This cover protects the insured vehicle from damages caused by natural mishaps such as fire, explosion, self-ignition or lightning, earthquake, flood, typhoon, hurricane, storm, tempest, inundation, cyclone, hailstorm, frost, landslide, and rockslide
    • It also offers coverage for man-made disasters such as accidents, burglary, theft, riot, strike, malicious act, terrorist activity, any damage in transit by road, rail, inland waterway, lift, elevator or air, etc.
    Personal Accident Cover As part of the overall motor insurance, and in accordance with the Motor Vehicles Act, NIC provides personal accident cover in the event of your unfortunate accident while driving. This accident cover can also be extended to passengers, whose number equals the maximum permissible occupancy in the vehicle.

    Exclusions - Incidents that are not Covered by the Policy

    1. Anything from loss, wear and tear resulting from prolonged use as well as electrical and mechanical breakdowns or failures.
    2. Damage to the tyres of the vehicle. However, tyres are covered under the policy when they are damaged in the event of an overall vehicle accident, when the liability of NIC equals 50% of the cost of replacement.
    3. Damage/accidental loss caused to vehicle when the driver, or the driver assigned by the insured, was driving under the influence of alcohol or other mood/mind stimulating substances.
    4. Cost incurred for automobile parts and allied labour, failure of which led to the accident.

    Why Should You Buy Insurance from National Insurance Company Ltd.?

    Coming from one of India’s oldest insurers, the questions of reliability and operational competence takes care of itself. The Motor Insurance from the National Insurance Company is tailor-made for those who seek a simple, all-inclusive, robust and scalable insurance policy to protect their investment on their chosen set of wheels. Breathe a sigh of relief, and be protected against a range of natural and man-made calamities with Motor Insurance from NIC.

    NIC was the first Indian insurance provider to get into strategic partnerships with automobile industry giants such as Hero MotoCorp and Maruti. These alliances brought about landmark reforms in the method of service delivery in the automobile industry.

    NIC was also the pioneer in establishing Bancassurance relationships with the largest banks in the country. The company has been accredited with stellar ratings and have received several awards for its innovative reforms, consistent performance in the investment space, and strong market presence.

    Depreciation in National Car Insurance

    Depreciation is the loss in the value of a car over a period of time. The rate of depreciation is applicable from the time a car is purchased. The insurance company calculates the Insured Declared Value (IDV) of the vehicle based on its depreciation. IDV is effectively the manufacturer’s listed price of the vehicle minus the depreciation.

    Depreciation is applicable to each part of the car, except that made of glass. In order to protect your vehicle from depreciation, you can opt for the zero depreciation add-on cover, also referred to as the nil depreciation cover. This add-on cover can be purchased from the insurance company by paying an additional premium. It can be added to the comprehensive motor insurance policy to amplify its coverage.

    If the insured vehicle suffers a partial loss, and it was found that the damaged parts can be replaced at a workshop, the nil depreciation cover provides you the complete amount incurred for the replacement of parts. This add-on cover is not valid for total loss of the car. For luxury cars the cost of car parts would be very high; hence it is advisable to protect such vehicles with this insurance.

    It is important to be aware of the depreciation element of your car as it would help you understand the impact it has on your car insurance. You can then avail solutions that offset the effects of depreciation and save considerably.

    The rate of depreciation on car parts is as follows:

    • If there was a paint job done on your car, a depreciation rate of 50% will be applied to the cost of painting material. The insurer reimburses only the remaining amount. If the garage charges a consolidated amount for the painting work, then the cost of paint and related materials is considered to be 25% of the total cost for the calculation of depreciation.
    • For all rubber, plastic, and nylon parts, including batteries, air bags, tyres, and tubes the depreciation is at 50%.
    • For fibreglass parts, depreciation of 30% is considered.
    • For all parts made of glass, the depreciation is nil.
    • The depreciation rate for all other parts, including wooden parts, are as mentioned in the table below:
    Age of the car Percentage depreciation
    Not more than 6 months nil
    Between 6 months and 1 year 5%
    Between 1 year and 2 years 10%
    Between 2 years and 3 years 15%
    Between 3 years and 4 years 25%
    Between 4 years and 5 years 35%
    Between 5 years and 10 years 40%
    More than 10 years 50%

    Let us consider an example in which a car part made of fibreglass was replaced. The total cost of the repair work was Rs.10,000. As per the depreciation rules, the insurance company would pay you only 70% of this amount, i.e., Rs.7,000. This implies that you will have to pay Rs.3,000 for the repair work.

    Consider that there was a paint job done on the car that costs Rs.15,000. If the cost of painting materials was Rs.4,000, the insurance company will pay only 50% of the cost of these materials, i.e., Rs.2,000. This indicates that you will have to pay the remaining amount of Rs.2,000 for the cost of painting materials.

    Buy National Car Insurance Online

    It is possible to buy a National Insurance motor insurance policy from the insurer’s website. This way, you can avail attractive premium discounts, in addition to the No Claim Bonus (NCB) that you receive for observing claim-free years.

    • In order to buy a National car insurance policy, visit the official website of National Insurance Company Limited and click on the link that takes you to the motor insurance policy page. Click on ‘Buy Policy’ to initiate the process.
    • You will be taken to the National car insurance premium calculator tool that provides you an approximate value of the premium you will be required to pay for the insurance. For this, you are required to fill out an online form accurately.
    • The form includes the following details:
      • Name of the individual who holds the Registration Certificate (RC) of the vehicle.
      • Whether you are buying a new policy or renewing an existing one.
      • Your state and district of residence. The pincode in your address and the nearest insurer’s office also needs to be selected from a drop-down list.
      • Your vehicle details such as:
        • State of registration of the vehicle
        • Vehicle class, type, body type, variant, and model
        • Name of the manufacturer and year of manufacture of the vehicle
        • The engine capacity of the car and its registered carrying capacity
        • The location of registration of the car and the date of registration
        • Nominee details, such as name, age, and relationship to the policyholder
        • In case the nominee is a minor, the name of the appointee and his/her relationship with the insured is also required.
      • Details about the value of the vehicle is required to be filled in. This includes:
        • The valuation basis and the IDV of the vehicle
        • Limit for third-party property damage
      • You should also specify whether you are seeking insurance coverage for the accessories. In case you need additional insurance cover, you can choose the appropriate riders from a list.
      • You will receive a premium quote from the insurer based on the information provided. If you agree to the premium amount, you can confirm the policy details and proceed to make the payment.

    You should note that providing incorrect information in the proposal form may jeopardise the validity of the coverage. Currently, National Insurance Company offers motor insurance policy to private vehicles that have Insured Declared Value less than Rs.25 lakh.

    How to Purchase National Car Insurance Policy Offline

    In case you are unable to access the insurance company’s website to buy motor insurance, you can approach the nearest office of the insurer either directly or through an authorised agent.

    • Here, you should get the pre-printed insurance proposal form and fill it accurately.
    • Then submit the form to the office. You can do this directly or through an authorised agent of the insurer. You should note that you can get in touch with an authorised agent by contacting the insurer’s office through telephone or via email.
    • If the insurer deems it necessary to conduct a survey, a surveyor will be appointed by the office for the same. The surveyor will estimate the amount of risk involved in insuring the vehicle and other such matters.
    • The premium estimates will then be provided to the proposer.
    • If the customer agrees to the premium quote, he/she can proceed with the payment. After this, the policy will be issued to the proposer either through registered post or directly (on special request).

    National Car Insurance Policy Renewal

    You can renew your National car insurance policy online at the official website of the insurance company. In order to renew your motor insurance, you should click on the menu option that pertains to policy renewal.

    • You will be required to provide your policy number and email ID.
    • You will receive a form that shows your current policy details and a premium quote for policy renewal. If you agree to the quote, you can make the payment for policy renewal.

    This way, you can renew National car insurance policies that are due for renewal in the next 30 days. The website also enables you to renew car insurance from another insurance company in an effortless manner. In case you have any queries on the process, you can call the National car insurance customer care number for clarifications.

    National Car Insurance Claim Process

    In order to raise a claim with National Insurance, you can follow these steps:

    • After the loss has occurred, you should contact the police and file an FIR. It is mandatory to produce an FIR at the time of a claim for the following events:
      • Fire
      • Burglary
      • Theft
      • Damage to third-party
      • Accident

    It is not necessary to file a claim when the loss has occurred due to natural calamities, such as earthquakes, floods, inundation, etc.

    • You should also intimate the insurance company of the loss immediately. This is crucial in ensuring that your claim is honoured.
    • Collect the claim form from the insurer and fill it up accurately.
    • You should then submit the claim form at the office of the insurance company, either directly or through an authorised agent. Along with the claim form, ensure that you submit all the relevant documents, including:
      • Doctors’ prescriptions
      • Police reports
      • Pathological test reports
      • Medical shop bills
      • Admission and discharge certificates
      • Receipts from doctors, surgeon, etc.
      • Any other document requested by the insurer
    • National Insurance may employ a surveyor to assess the damages incurred. They may also refer the case to a panel of doctors, if needed.
    • The claim settlement is done by the policy issuing office. The policyholder receives the payment as a lump sum amount.
    • In some rare cases, a provisional payment is offered by the insurance company to the policyholder. This happens when the final processing of the claim is still pending.
    • The insurance company recommends that you approach its branch office for filing claims and communicate directly, as opposed to using emails or calling the National car insurance customer care number for the same. This will ensure speedy claim settlement.

    FAQs for National Car Insurance

    1. What is the extent of damages covered for a self driven vehicle under the Comprehensive coverage car insurance plan?
    2. Under a National insurance comprehensive coverage plan, damages to own car caused by the the following are covered.

        • Damage caused due to Fire(external means), Explosion, Lightning & Self Ignition
        • Natural perils such as Floods, Earthquakes, Storms, Landslides and Rockslides
        • Theft, Housebreaking & Burglary
        • Riots, Strikes, Terrorism & other malicious acts
        • Transit by Road, Rail , Air, Inland Waterway, Lift
      • I read some literature about “No Claim Bonus”. What is this and how does it work?

      No Claim Bonus is a monetary benefit passed to the insured for not making any claims during the previous policy period. It is a mandatory rebate given by the insurer to the insured during the time of policy renewal for “zero”claims during the antecedent policy term.

      The NCB starts at a minimum of 20% and can go up to 50% of the policy premium renewal value.

    3. What is the procedure for making changes to my existing car insurance policy from National insurance?
    4. It is paramount that you keep the insurer informed on changes with regard to communication address and phone numbers, modification in name, alterations made to the car etc. It is done by means of an Endorsement by the insurer.

      You can either call or visit one of the local offices of National insurance to gather more information regarding any modifications to the existing policy. Some of these changes may require support of relevant documents.

    5. I do not use my car very often. Is it necessary to get an insurance cover for it?
    6. The Indian Motor Vehicles Act mandates that all vehicles in the country are insured with at least a minimum insurance cover, i.e., the third-party liability insurance. Since it is the law, you are expected to abide by it. You can approach National Insurance Company Limited to buy a liability-only policy for your vehicle that provides adequate coverage for your needs at a nominal cost.

    7. What are the advantages of using the National car insurance premium calculator?
    8. The National car insurance premium calculator tool is a very useful proposition as it helps you in determining the amount you will have to set aside towards the premium on an annual basis. This is key in coming up with a realistic budget for your annual expenses.

      If you are using the National car insurance premium calculator tool on neutral financial websites such as BankBazaar, you can also compare motor insurance plans between providers. This is useful in identifying the most cost-effective plan for your needs.

    9. Does National Insurance Company offer car insurance for used cars?
    10. Yes, National Insurance Company offers car insurance for all private cars that have IDV less than Rs.25 lakh. You can get further details on this by contacting the insurer.

    GST Update: GST of 18% is applicable on car insurance effective from the 1st of July, 2017

    GST Update: GST of 18% is applicable on car insurance effective from the 1st of July, 2017

    National Car Insurance Reviews

  • Page 1 of 7 1 2 3 4 5
    • National Insurance Car Insurance
      "Better"
      0.5 4.0/5 "Great!"
      I have insured my four wheeler with the National insurance company and am holding it from the last seven years of time. I would like to say that the customer service is good one for me with them and the coverage value is fine one for me with them.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Jan 20, 2018
    • National Insurance Car Insurance
      "Good"
      0.5 5.0/5 "Blown Away!"
      I have Honda car and took the insurance with National Insurance for last 3 years. It was a nice experience. As of now, I didn't use any customer service. It is a zero value policy and the IDV is good. I used to pay yearly around 14,000 through net banking.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jan 19, 2018
    • National Insurance Car Insurance
      "Good"
      0.5 4.0/5 "Great!"
      When I purchased a new car that time the dealer has offered me a insurance with National Insurance. The customer service was good. I don't have any claim experience till now. I have taken a zero depth policy. This is the first time and I don't have much experience.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jan 19, 2018
    • National Insurance Car Insurance
      "Good"
      0.5 5.0/5 "Blown Away!"
      I have purchased a new car and the insurance was suggested by the dealer. My car insurance taken from National Insurance. It was paid by the dealer with some discounts so am not sure about the premium value. This is the first time with National Insurance and I don't have much experience.
      Was this review helpful? 0
      , ambala
      Reviewed on Jan 17, 2018
    • National Insurance Car Insurance
      "Need to have cashless option"
      0.5 5.0/5 "Blown Away!"
      Previously I had a car insurance with National Insurance and still am continuing the same. I have no issues and complaints with them. I haven't received any reminder call for renewal, I normally do it on my own. I need to pay first then later it will be reimbursed. There is no cashless facility.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 10, 2018
    • National Insurance Car Insurance
      "Best service"
      0.5 5.0/5 "Blown Away!"
      I have taken Car Insurance with National Insurance.The premium amount is 20,000 paid once in a year through an ECS payment.I have been holding the policy for last two years.I have no claim experience till date.I get a good policy coverage amount.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 09, 2018
    • National Insurance Car Insurance
      "Good policy to use"
      0.5 5.0/5 "Blown Away!"
      I got the every years renewal car insurance policy with National insurance . I have paid Rs,9000 to renew the policy. I didn't have any claim experience with this policy. They give intimations on time to renew the policy before the due date.,.
      Was this review helpful? 0
      , jaipur
      Reviewed on Dec 29, 2017
    • National Insurance Car Insurance
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      I have taken a car insurance service from National insurance ,the service was very good with National insurance. And yearly I am paying 4k as a premium for my maruthi alto car and the payments will be generally through cheques it was a good experience with National car insurance service.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 26, 2017
    • National Insurance Car Insurance
      "Good Insurance"
      0.5 5.0/5 "Blown Away!"
      I have been paying Rs.30000 for my Car Insurance on Yearly Basis. They have provided me a Bumper to Bumper Insurance. The coverage provided by them is quite good. The overall experience with it has been pretty good and the Insurance is trust worthy.
      Was this review helpful? 1
      , faridabad
      Reviewed on Dec 20, 2017
    • National Insurance Car Insurance
      "Good policy to use"
      0.5 4.0/5 "Great!"
      I got the car insurance policy via my show room executives. I paid Rs,20.000 to get this policy. The customer support is good with the national insurance. I got this policy very recently and I never got any claim experience with this policy. The cashless garages options are good with the National insurance.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 11, 2017
    • National Insurance Car Insurance
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I have taken a Car Insurance with National Insurance.The premium amount is 8000 per annum.I have a claim experience once they have covered 85% of the value.I have been holding the policy for last two years.The online site is good easy to understand and navigate.
      Was this review helpful? 0
      , madurai
      Reviewed on Dec 08, 2017
    • National Insurance Car Insurance
      "Good insurance policy"
      0.5 4.0/5 "Great!"
      I have a car insurance with National insurance company from last 3 years, this insurance policy has to be renewed every year. I pay my insurance premium on annual basis through online. I did not have a claim experience so far. Customer service is good and their response is delayed sometimes. I am also satisfied with the benefits of this insurance policy.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Nov 27, 2017
    • National Insurance Car Insurance
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      National car insurance service was good it was been taken directly from the showroom I am paying 27k yearly the payments where generally directly as a cash the documents part was easy compare to others also the customer service was good it was totally a good experience with national car insurance service.
      Was this review helpful? 0
      , jaipur
      Reviewed on Nov 23, 2017
    • National Insurance Car Insurance
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have taken a car insurance with National Insurance .I have been using the policy for last few years.The premium is Rs7200 is registered for an auto debit form my account.I get a policy coverage of Rs 2 lakhs.The online services is very good.
      Was this review helpful? 0
      , noida
      Reviewed on Nov 21, 2017
    • National Insurance Car Insurance
      "Good policy to hold"
      0.5 4.0/5 "Great!"
      I have my car insurance with National Insurance. I have been using this car insurance for almost 10 plus years and renewing it regularly without any fail. My company deducts the premium from my salary and gives it to the insurance company. Till now I didn't have any claim experience with them.
      Was this review helpful? 0
      , delhi
      Reviewed on Nov 21, 2017
    • National Insurance Car Insurance
      "Quick service"
      0.5 4.0/5 "Great!"
      It is a corporate insurance provided by the Maruti dealer. It was a good experience for past 10 years. I had a claim experience, it was very quick. They had completed all the process through phone, it was taken care by the dealer. I deposit yearly around 11k to their account as a premium.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 17, 2017
    • National Insurance Car Insurance
      "Very good service"
      0.5 4.5/5 "Excellent!"
      I have got any kind of connection with National insurance but I got the National insurance Four wheeler insurance policy via Honda amaze. I am using the national insurance car policy for past 3yeras. I paid Rs. 16200 to renew the policy. The Honda amaze will give the reminder on time to renew the policy.
      Was this review helpful? 0
      , jorhat
      Reviewed on Oct 29, 2017
    • National Insurance Car Insurance
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I bought the Car insurance policy with National insurance around a year ago,. The customer support is good with National insurance . I paid Rs,14020 to get the car insurance with national insurance. I never have any claim experience . The coverage is good with this policy.
      Was this review helpful? 0
      , kekri
      Reviewed on Oct 28, 2017
    • National Insurance Car Insurance
      "Good Policy to hold"
      0.5 4.0/5 "Great!"
      I have my car insurance with National Insurance for the past few years and around 6 months back I had an accident and I claimed with this car insurance with them and all the damaged parts are replaced in the workshop as the claim process is very quick. Within 3 days they gave the claim and I paid Rs. 1000 as processing fees. Annually I pay rs. 17000 for this insurance.
      Was this review helpful? 0
      , chittorgarh
      Reviewed on Oct 28, 2017
    • National Insurance Car Insurance
      "Good policy agency "
      0.5 5.0/5 "Blown Away!"
      I had recently taken a national car insurance policy.payment option is good as it gets Auto debited from the account,national insurance is been suggested by the car purchased company.Its really best to get insured with them total policy coverage is 90%.Pay a premium of 5000 per annum.
      Was this review helpful? 0
      , kolkata
      Reviewed on Oct 28, 2017
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