Traffic Rules In India That Everyone Should Know

Traffic rules are made to ensure safety of commuters on the roads. But sadly, in India, most people are either not aware of quite a number of rules or have a lot of misconception in terms of following the rules. Discussed below are some violations covered under The Motor Vehicle Act that might attract a fine.

Some Traffic Rules That You Probably Do Not Know:

  • Traffic Rules
    Generic laws (applicable everywhere in India):
    • Getting blocked at a parking lot: If the exit of your vehicle is blocked by another vehicle parked in front of yours at a parking lot, you can call the cops on the owner/driver of the vehicle who would have to pay a fine for blocking your way.
    • Non-functional horn: A driver can be slapped with a fine for driving a vehicle with a non-functional horn. Horns are used to warn other commuters on the road and is expected to be functional. The non-compliance of this law attracts a fine.
  • City based laws:
    • First aid: In Kolkata and Chennai, if a driver fails to provide first aid to his/her injured passenger after the vehicle meets with an accident, he/she might have to pay a fine or serve a period of three months in jail.
    • Smoking inside car: In Delhi-NCR, smoking inside a car is a violation of law. If somebody is found guilty of smoking inside a car, he/she might have to pay a fine.
    • Parking in front of public utility buildings or service spots: In Kolkata, parking a vehicle in front of a public utility building or service spots like bus stops is a violation of the law and might attract a fine.
    • Borrowing a car: In Chennai, if you are borrowing somebody’s car, it should be duly informed to the person. Failing to abide by the rule, you might be slapped with a hefty fine or three-month jail term.
    • Installing a video device: It is a punishable offence to install a TV or any other video device on the car’s dashboard, in Mumbai. Violation of this rule can attract a fine.
    • Idling the car: Leaving your car’s ignition on while it is idling is a violation of law in Mumbai and can be fined.

Some Common Myths Regarding Traffic Rules In India - Myth Buster!

Traffic rules are not always followed very closely, especially in India. That is also one of the major reasons that India is ranked high for road accidents and mortality. There are also certain myths regarding the Indian Traffic rules, which are believed to be true by a whole lot of citizens. Let us bust those myths in the following discussion.

Myth - 1

There is no need to follow the traffic lights past 10 PM:

Many a times, vehicles are engaged in accidents at night due to the disobedience of traffic lights. It is a common myth in India that there is no need to obey the traffic signals after 10 o’clock at night. There might be certain traffic signals which are turned off at night as the traffic goes down. Some might be fully or partly operational with blinking red or yellow lights. Let us understand the meaning of these lights.

Firstly, if the lights are fully functional, it should be obeyed. Secondly, if the signals are partially working, i.e. if the red or yellow lights are blinking, you need to understand the implication. A blinking red light means - Stop, Look, and Proceed. The blinking yellow light, on the other hand, asks you to - Slow down, Look, and Proceed.

Myth - 2

It is not an offense to reverse a vehicle on a one-way road:

This is one of the biggest misconceptions that Indian commuters have. It is not at all lawful to reverse a vehicles on a one-way road. What matters most on a one-way road is the direction of the traffic flow and not the direction the vehicle is facing.

Myth - 3

Parking anywhere is fine if it does not have a ‘No Parking’ board:

This is a very common practice in India. People often tend to park their vehicles anywhere as long as a ‘No Parking’ board is not put up. But there are certain exceptions. One cannot park their vehicle in front of a hospital or school entrance, bus stops, main roads, near traffic signals, or zebra crossings. Not complying to these rules might result in your vehicle being towed and fined for the offense.

Myth - 4

Overtaking is permitted only on the right:

The Indian Traffic rules necessitate a driver to drive on the left lane and thus overtaking is allowed only on the right. However, it is not always applicable. If a car in the front is taking a right turn and has turned the right blinker on, the car at the back is permitted to overtake from the left, provided there is ample room to do so.

Myth - 5

It is OK to drive or ride with your headlights at high beam all the time:

The high beams offer you a better visibility in unlit or dark areas as the range of light is longer than low beams. Using high beams while driving on highways or unlit rural roads is a necessity. But using the high beam in a crowded and well-lit area is very dangerous as the oncoming traffic can be blinded because of the lights, leading to a mishap. It is also important to switch to low beam whenever there is an oncoming vehicle or when you are driving behind another vehicle.

Myth - 6

It is OK to drive even after drinking if the driver had food after drinking:

This is a huge misconception. Eating food along with your alcoholic drink or after your drink does reduce the alcohol absorption. But the absorption is somewhere around 10 percent to 20 percent. The blood alcohol concentration or blood alcohol content (also known as BAC) should not be more than 0.03 percent. That is 30 mg for every 100 ml of blood. This is the legal limit. But if an average sized adult has had two or more drinks, he/she is highly likely to be well past the prescribed BAC limit.

Myth-7

Using handsfree device to attend phone calls is safe and not a violation of law:

The Indian traffic rules clearly designates the usage of mobile phones while driving as a violation of law. The usage of cell phones while driving is bound to make the driver distracted and thus increases the chances of a mishap. In fact, talking over the phone causes more distraction than listening to music on the car’s stereo system. Many drivers have the mindset that using a headset to talk over the phone is fine. But in reality, using a headset can block the external noises like horns and other vehicles and that is detrimental in all possible ways.

Traffic rules are made and asked to be followed to ensure our safety. There’s no harm in following them and staying safe on the roads. Knowing and following traffic rules just helps you become a better and safer commuter.

GST Update: GST of 18% is applicable on car insurance effective from the 1st of July, 2017

 4.5 / 5.0   by 2629 users
Used this product? Write a review >>

Policy Coverage

Customer Service

Claim Experience

Cashless Garages

Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

Car Insurance Reviews

Page 1 of 50 1 2 3 4 5
  • Universal Sompo Car Insurance
    "Good"
    0.5 4.0/5 "Great!"
    I have applied car insurance from Universal Sompo through online, my company has provided me this insurance. One time payment i made Rs.23,000 and still there is a no claim and also i 'm getting a no claim bonus for this car insurance. I have given all my documents and they given document also.
    Was this review helpful? 0
    , bangalore
    Reviewed on Mar 18, 2020
  • New India
    New India Car Insurance
    "Good Policy"
    0.5 5.0/5 "Blown Away!"
    I have taken a car insurance from New India because when I taken my car, they have provided the policy from this company and I have been renewing with the same one. I pay the premium amount of Rs. 7,000 and they are giving me a IDV value up to Rs. 5L. I used to renew the policy in their branch office and the response was good. They don't sent any notification regarding the policy expiry.
    Was this review helpful? 2
    , pune
    Reviewed on Mar 11, 2020
  • review Car Insurance
    "Worst exeperience"
    0.5 0.5/5 "Unacceptable"
    1.Fraud company 2.No Transparancy 3.For one accident surveyor asked to intimate 2 claim for zero dept policy 4.disgusting service 5.Customer care doesn't know about the product and dont know the process 6.Making fool to customers by not saying the hidden charges 7.surveyor is non professional 8.Tries to profit the service center by changing unwanted items and forcing customer to pay more than the insurance amount
    Was this review helpful? 0
    , pune
    Reviewed on Mar 06, 2020
  • Reliance General Car Insurance
    "Excellent policy"
    0.5 4.0/5 "Great!"
    I chosen my car insurance from Reliance because the car where I have purchased those guys deal with the Reliance. If something happened I should not be in a trouble so I agree with them. They are providing a good IDV value for my car. They are sending me a notification through the call and SMS. I used to renew the policy at home because the agent use to come to my place for renewing the policy.
    Was this review helpful? 0
    , jammu
    Reviewed on Mar 05, 2020
  • HDFC Ergo Car Insurance
    "Good Policy"
    0.5 5.0/5 "Blown Away!"
    By online randomly I have chosen the car insurance from HDFC Ergo. Their claim ratio is really good. I pay the premium amount of Rs. 19,000 on a year and they are giving me IDV value of Rs. 1.70L. This is a comprehensive policy which covers for 100%. I have a claim experience which is good but I need to pay the claim fee of Rs. 1000.
    Was this review helpful? 0
    , rajkot
    Reviewed on Mar 05, 2020
  • Magma HDI Car Insurance
    "CHEAP AND BASTERS MAGMA MOTOR INSURANCE "
    0.5 0.5/5 "Unacceptable"
    They are very cheap, kamine type people.They talk with customer very rudely.And they play a trick with customer after accident or during claim.Firstly they not visit.And after one week they visit and hold all work .After two week they will ask that MAGMA want to visit the accident site with customer.Till that time customer become frustrate becs their motive is also to frustrate the customer so that customer deny to take the claim.And one importent thing they will say if customer could not visit accident site with MAGMA then no claim will approved becs their motive is do same. SO NOT TAKE ANY INSURANCE FORM MAGMA.KAMINE LOG HAI GHATIYA KISM KE .
    Was this review helpful? 2
    , gurgaon
    Reviewed on Mar 04, 2020
  • ICICI Lombard Car Insurance
    "Good Policy"
    0.5 5.0/5 "Blown Away!"
    From ICICI Lombard, i have selected my car insurance because its collaborated with Maruti Suzuki showroom hence its easy to claim the insurance. My claim experience is good and they have sanctioned the claim in 3 days. This is a comprehensive insurance plan. I pay the premium amount of Rs. 12000.
    Was this review helpful? 0
    , ludhiana
    Reviewed on Mar 03, 2020
  • ICICI Lombard Car Insurance
    "Good "
    0.5 3.0/5 "Satisfactory"
    My car insurance was taken from TATA AIG because i am holding the policy with the same company for almost seven months and i have not done any claim so far. Paying the premium amount of Rs. 90000 for the tenure of three years for the car insurance.
    Was this review helpful? 0
    , bangalore
    Reviewed on Mar 02, 2020
  • United India Car Insurance
    "Good Service"
    0.5 5.0/5 "Blown Away!"
    My company has provided me a car insurance from United India. The agent who work with us as a colleague provided me this policy. The premium amount is coming around Rs. 16000. They are giving a coverage amount of Rs. 12 lakh. This is a first party comprehensive plan. I'm getting a no claim bonus and road side assistance as well.
    Was this review helpful? 1
    , mangalore
    Reviewed on Mar 01, 2020
  • New India Car Insurance
    "Good Policy"
    0.5 5.0/5 "Blown Away!"
    My car insurance was taken from New India because i am holding the policy with the same company for almost 30 years and i have done the claim twice so far. My claim experience is really good because they have done a cashless claim upto 90%. I have been paying the premium amount of Rs. 8500 per year and they are giving a IDV value of Rs. 3 lakhs.
    Was this review helpful? 0
    , jamshedpur
    Reviewed on Feb 27, 2020
  • Universal Sompo Car Insurance
    "Good Insurance"
    0.5 5.0/5 "Blown Away!"
    Taken my car insurance from Universal Sompo because the premium is less when i compared to other insurance provider, they have provided me a IDV value of Rs. 4 lakh. When i have done the cashless claim, they have sanctioned in 2 days. I'm getting renewal message in prior when the policy is getting lapsed. This is a first party insurance policy.
    Was this review helpful? 0
    , chennai
    Reviewed on Feb 20, 2020
  • Reliance General Car Insurance
    "Good Policy"
    0.5 4.0/5 "Great!"
    My friend has referred me about the car insurance from Reliance. I pay the premium amount of Rs. 10,200 for this policy. This is a third party insurance. My friend is working as a agent and he will renew the policy. I have not approached them for any kind of claim. They use to send the reminders to renew the policy.
    Was this review helpful? 0
    , tirupur
    Reviewed on Feb 20, 2020
  • Oriental Insurance Car Insurance
    "One of the best policy"
    0.5 5.0/5 "Blown Away!"
    My car insurance was selected from Oriental insurance since the branch office is located to nearby my office. I pay the premium amount of Rs. 6000 for that they are providing me a IDV value of Rs. 2.8 lakhs. This is a first party insurance. Even though i don't have any claim experience, they have not provided me any no claim bonus.
    Was this review helpful? 0
    , guwahati
    Reviewed on Feb 19, 2020
  • National Insurance Car Insurance
    "Good policy"
    0.5 5.0/5 "Blown Away!"
    For the economical and low premium purpose, i have chosen the two wheeler insurance from National. I pay the premium amount of Rs. 7000 every year and they are giving the IDV value of Rs. 4 lakh. I used to renew the policy in the branch nearby located to my place. I have no claim experience till now.
    Was this review helpful? 1
    , kolkata
    Reviewed on Jan 30, 2020
  • National Insurance Car Insurance
    "Excellent policy"
    0.5 5.0/5 "Blown Away!"
    TATA AIG car insurance is pretty awesome policy. So I have taken my car insurance from this company because they are providing me a bumper to bumper offer, comprehensive policy even if the car is 7 years old and this is the only company who provides this facility. To apply the claim is very easy in a single call. They have provided me 100% claim.
    Was this review helpful? 1
    , bangalore
    Reviewed on Jan 28, 2020
  • United India Car Insurance
    "Secure and fast claim"
    0.5 5.0/5 "Blown Away!"
    My car insurance was purchased from United India and i have been renewing the policy with the same company for last 5 years. My claim experience is very fast and there is no struggle in getting the claim. The person will come to the spot by the next day once we applied the claim. I got the claim upto 90%. I have been receiving the no claim bonus also.
    Was this review helpful? 1
    , kochi
    Reviewed on Jan 22, 2020
  • Royal Sundaram Car Insurance
    "Money waste policy"
    0.5 1.0/5 "Really Bad"
    I have taken my car insurance from Royal Sundaram at earlier but I'm not satisfied with their services. When i applied for my claim, they have taken most of the part and they didn't provide the cashless claim in their garages. Quality of service is not that much good. I bought the policy through online. They didn't promised their word.
    Was this review helpful? 1
    , chennai
    Reviewed on Jan 21, 2020
  • Oriental Insurance Car Insurance
    "Need to improve the service"
    0.5 4.0/5 "Great!"
    ORIENTAL INSURANE has provided a car insurance and they have provided me a better offer with the better quotation including the bumper to bumper offer so that i took the same and till now i never spoke with the customer care also. I have not approached for them for any claim. They have offered me a coverage value of Rs. 3.5L. I have renewed the policy in online.
    Was this review helpful? 1
    , chennai
    Reviewed on Jan 21, 2020
  • United India Car Insurance
    "Service is good"
    0.5 4.0/5 "Great!"
    Took my car insurance from United India based on the agent suggestion. I pay the premium amount of Rs. 3600 its because of the no claim bonus and some extra discounts. I have not applied any claim till now. From 7 years, i have been renewing the policy with the same company. They will give reminder call and I'm getting SMS from United India before the policy expiry.
    Was this review helpful? 1
    , jaipur
    Reviewed on Jan 16, 2020
  • New India Car Insurance
    "Good policy"
    0.5 4.0/5 "Great!"
    Chosen my car insurance from New India since its a government sector company and i have a known person over there. There is no cashless claim i had because there is a delay in that and it takes almost 1 week. They are giving claim upto 70% since my vehicle is old one. I pay the premium amount of Rs. 12500 on every year. They said they are providing a road side assistance and no claim bonus facility.
    Was this review helpful? 3
    , coimbatore
    Reviewed on Jan 16, 2020
Common Loader Icon
Page 1 of 50 1 2 3 4 5
reTH65gcmBgCJ7k
This Page is BLOCKED as it is using Iframes.