Insurance is like a spare tyre. You may not require it, but not having one is not an option.

Pollution Under Control (PUC) Certificate

The Indian government has mandated the Pollution Under Control (PUC) certificate under the Central Motor Vehicles Rule, 1989. The PUC test assesses the emission of a vehicle and checks if it follows the standard pollution regulation.
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In India, a valid driving license, insurance coverage and a Pollution Under Control Certificate are legal mandatory requirements for a car. An insurance coverage is mandated by the Motor Vehicles Act, 1988, for all cars plying on Indian roads. Similarly, the Central Motor Vehicle Rule, 1989 mandates the PUC Certification.

pollution under control certificate

What is PUC Certificate?

The smoke emitted from vehicles, if left unchecked, could pollute the environment to a great extent. PUC is a certification mark that is provided to vehicles that undergo the PUC Test successfully. The certification indicates that the vehicle’s emissions are in alignment with standard pollution norms and are not harmful to the environment. All vehicles on Indian roads are mandated to carry a valid PUC certification.

Validity and Cost:

  • When you purchase a new car, a PUC certificate is provided for it and the validity of this certificate is 1 year. Following that your car would need to undergo the PUC test at regular intervals and a new certificate will be issued each time.
  • The validity of the new certificate is usually 6 months. In case an adverse reading is observed in the PUC test, the validity of the certificate will be decided on the basis of that reading.
  • If cars exhibit higher levels of emission than the prescribed limits, the registration number of the vehicle will be informed to the RTO, Deputy RTO or Assistant RTO by the testing centre within one day.
  • The cost of the PUC test is quite minimal. It varies from Rs. 60 to Rs. 100, based on the vehicle that is being tested and its fuel type.

PUC Test Procedure:

In the case of diesel vehicles, the accelerator is fully pressed and the readings of pollution levels are observed. This is repeated five times and the average constitutes the final reading.

For petrol vehicles, the car is kept idling without pressing the accelerator. Only one reading is taken and this constitutes the final reading.

Test Criteria and Certificate:

All vehicles that are tested for PUC should fall within the following limits.

Vehicle Type Percentage of CO Hydrocarbon measured in ppm
2 and 3 wheeled vehicles (2 or 4 stroke) that are manufactured on or before 31st March 2000 4.5 9000
2 and 3 wheeled vehicles (2 stroke) that are manufactured after 31st March 2000 3.5 6000
2 and 3 wheeled vehicles (4 stroke) that are manufactured after 31st March 2000 3.5 4500
4 wheeled vehicles that are manufactured as per the Pre Bharat Stage II Norms 3 1500
4 wheeled vehicles that are manufactured as per the Pre Bharat Stage II, Stage III or subsequent Norms 0.5 750

PUC testing can be done at any authorised petrol pumps or independent testing centres. The certificates are also issued at the location of the tests.

Importance of PUC Certificate:

The PUC certificate contains the following information,

  • The serial number of the issued certificate
  • The vehicle’s license plate number
  • The date on which the test was conducted
  • The expiry date of the PUC certificate
  • The readings and observations from the test

PUC certificate is an important document that you should carry at all times when you are driving the tested vehicle. When requested by a traffic official, if you are unable to furnish this document, you will have to bear the penalties. You should also ensure that it is renewed as soon as it expires to avoid fines.

If a vehicle does not carry a valid PUC certificate, it is liable for prosecution as per Section 190(2) of the Motor Vehicles Act. The driver will be charged Rs. 1000 if it is a first-time offense, and Rs. 2000 for every subsequent offense.

In case you are carrying a valid PUC certificate, but your vehicle is visibly polluting the environment, the certificate of your vehicle will be cancelled and you will be required to procure a new certificate within 1 week. If you fail to do so, you will be prosecuted under Section 190(2) of the Motor Vehicles Act.

PUC Certification and Car Insurance Renewal:

Towards the end of 2017, the Supreme Court gave a nod to the recommendations raised by the Environment Pollution (Prevention and Control) Authority (EPCA) that focussed on battling air pollution in the country. The Supreme Court Bench with Justice Deepak Gupta and Justice Madan B Lokur stated that it would be necessary to link the PUC Certificate with the car insurance policy of an individual for insurance renewal to be successful. The bench clearly specified that vehicles which do not conform to these rules will not be allowed to extend insurance coverage through renewal.

This was a landmark ruling by the Supreme Court, as there have been reports of poor compliance with the PUC certification programme on a national level. It was observed that only 23% of the vehicles in Delhi attended PUC tests.

Some of the highlights of the Supreme Court directive are as follows:

  1. PUC centres allowed in every fuel station - Although there have been recommendations to reduce the number of PUC centres in Delhi and NCR on grounds of difficulty in supervision of these establishments, the Ministry of Road Transport and Highways (MoRTH) disagreed to this. MoRTH mentioned to the court that it would be ideal to have PUC centres in every fuel station. The court has agreed to this proposal with a rider, stating that each station should then be empanelled and listed on the MoRTH website. The court has further stated that the government should audit these stations regularly for compliance.
  2. Automatic online network to be set up for linking PUC data centres - The Supreme Court has accepted the recommendation to link PUC data centres automatically and mandate the prepayment of fees for PUC tests. There will also be a strict licensing system that includes the audit of PUC centres. These reforms will make sure that all the relevant tests are done and results are recorded.
  3. Recommendations on PUC norms improvement for pre-BSIV vehicles - There have been recommendations on making the PUC norms more stringent for pre-BSIV vehicles, implementation of driving emission testing for these vehicles, and integration of diagnostic systems. These recommendations have been contested by the Road Transport ministry and will be heard at a later date.

All in all, the Supreme Court directives will help in improving the compliance towards the PUC testing system. This is regarded as the first step towards fighting air pollution across the nation, and is not limited to the capital.

Pollution Under Control FAQs:

  1. Which vehicles require PUC Certification?
  2. All motor vehicles plying on Indian roads are required to have a valid PUC Certificate.

  3. Will I have to take a new PUC Certificate when I travel to a different state in India?
  4. No, the PUC Certificate is valid across the entire country.

  5. Who has the authority to conduct a Pollution Under Control test?
  6. The person conducting the PUC test should have a minimum qualification of a degree in motor mechanics or automobile engineering issued by a recognised body. The individual should also know the procedures involved in making minor repairs/adjustments on the vehicle that would bring down the pollution levels. These changes should also not bring about any negative impact on the engine performance.

  7. What are the requirements for undergoing a pollution check?
  8. You will have to take your car to the pollution testing centre and appear in person for the same. There is no other requirement for the pollution check.

  9. When should a car be tested for pollution?
  10. You should conduct the PUC test when you buy a new vehicle. A PUC Certificate is always provided with the new car. This certificate will have a validity of 1 year. Following that you will have to get the vehicle certified again on a periodic basis.

Brand New Articles on Car Insurance

Does Car Insurance Premium Increase After A Claim?

Car insurance is a protective mechanism that offers you a safety net to tide through unprecedented events, such as accidents, auto theft, natural disasters, etc. However, it is often heard that raising a claim under your car insurance can cause a premium hike at renewal. It is important to separate the fact from fiction and understand whether filing claims can actually increase renewal premium.

Overall, it is understood that you should refrain from raising claims under car insurance if the incurred loss is small. This will help preserve the No Claim Bonus, and insurers will not consider you to be in the high-risk category.

This page clarifies how the premiums can rise after a claim and what you should do to ensure that you get a good deal on your car insurance.

What Is Physical Damage Cover In Car Insurance?

The Indian law mandates that all vehicles plying on the roads are protected by at least a minimum of third-party liability insurance. But it is highly recommended that you buy a comprehensive car insurance policy to get maximum protection for your car.

The physical damage cover offered by car insurance companies is of two types:

  • Comprehensive cover
  • Collision cover

This page elaborates on the protection offered by physical damage cover, and should be read by all car owners.

What Is Liability-Only Insurance Cover?

In India, all vehicles on the roads should be insured with a minimum insurance cover, referred to as the third-party liability cover. This is mandated by law. The third-party liability cover offers protection from legal liability to injuries/death of a third party in an accident. It also offers protection to the property of a third party in an accident. It does not protect the car owner or the insured car itself from accidents, thefts, natural calamities, etc.

The third-party liability cover is also referred to as a liability-only plan or act-only policy. This page elaborates on the third-party liability insurance cover and the general exclusions under it.

What Are The Factors That Determine Your Car Insurance Premium?

According to the Motor Vehicles Act, all car owners should equip their vehicles with a minimum of third-party liability insurance. This is the cheapest form of car insurance and also the simplest.

The comprehensive auto insurance policy has extensive coverage when compared to the liability-only plan. However, it is also more expensive. Apart from the extent of coverage, there are several other factors that influence the premium of your car insurance. This page takes a look at these factors in detail.

Case Study - Delay In Raising Car Insurance Claim

If your insured car meets with an accident, it is imperative that you raise a claim as quickly as possible. If your claim is delayed, the insurance company may refuse to honour the claim. So, be aware of the timelines within which you should report an accident or theft. This information will be provided in your car insurance policy document. Read through the document carefully so that you are aware of the nuances in the fine print.

This page explains the need to raise a car insurance claim quickly through a case study.

GST Update: GST of 18% is applicable on car insurance effective from the 1st of July, 2017

News about pollution under control certificate

  • Cisco, MG to start connected cars India, IOT to make driving easier

    MG Motors India has decided that they will experiment in the Indian market through a collaboration with IOT expert UNLIMIT and Cisco with a new technology for connected cars designed specifically for the Indian market. MG Motors India, which is set to launch an all-new SUV in India to compete with the likes of the Mahindra Alturas, Honda CR-V and the Toyota Fortuner is planning to make a big gamble in the connected mobility field. MG Motors at the time of announcing their collaboration released a detailed report that talked about the connected cars and the number of growing possibilities in India. According to a report published by management consulting firm Arthur D. Little, it is estimated that the connected mobility could reach a market of up to 3 billion USD by the years 2020 in the country. Although the current percentage of connected cars in India is very low, MG Motors believe the demand for connected car service in the country will increase exponentially in the country similar to other global trends. The connected mobility market is expected to grow to 175 billion USD by the year 2020. The Managing Director of MG Motor India believes that the automotive industry in the country is currently under metamorphosis similar to most of the forms of technology. The first SUV of MG Motors is expected to be launched in the coming months followed by the launch of an all-electric SUV. It is expected that MG Motors will be among the first connected vehicles in India. It is yet to be seen how much connectivity they will be offering.

    18 December 2018

  • Mahindra Launches Alturas G4 in India

    Mahindra launched its premier SUV, Alturas G4, in the Indian market and the starting price of the car has been set at Rs.26.95 lakh. The car will be available in 2 variants: Alturas G4 2WD and Alturas G4 4WD. The new SUV is one of the carmaker’s most expensive offering yet. The Alturas G4 will compete with the likes of the Skoda Kodiaq, Ford Endeavour, and Toyota Fortuner.

    The SUV comes with a host of new and exciting features that include ventilated seats with Nappa leather, easy access mode, and a touchscreen infotainment system that is equipped with Apple CarPlay and Android Auto.

    Under the hood, the car is powered by a 2.2-litre diesel engine with 7-speed automatic transmission. The car is compliant with the BS-VI emission norms and does not have a petrol or manual transmission variant.

    The carmakers have already begun deliveries of the Alturas G4, which is available only in the ‘World of SUVs’ dealerships. Customers who purchase the Alturas G4 will have access to a relationship manager to address any of their needs and requirements.

    17 December 2018

  • BMW discontinues the M3, new next generation car to launch in 2020

    BMW has now stopped sale of the F80 M3 performance sedan in India. BMW, one of the biggest luxury car manufacturer said that the reason for discontinuing the vehicle was that it did not manage to meet the European emission standards. In order to align its emissions with the all new Worldwide Harmonised Light Vehicle Test Procedure (WLTP), the car would have needed a new particulate filter. The purpose of this filter is that it reduces the amount of nitrogen oxide produced down to the permissible level of Worldwide Harmonised Light Vehicle Test Procedure. This filter just controls the emission levels of the vehicle and does not impact the performance of the vehicle in any way. The car manufacturer is currently manufacturing 4 models of the M-Series cars in the country. This list includes the performance sedan M5, the X5 M SUV, the coupe M4 and the new addition to the product line, the M2 Competition. It is expected that the BMW M3 will be making its much anticipated debut in the year 2020. The M2 Competition is one of the most smallest and affordable cars launched under the BMW brand. The car is currently priced in India at Rs.79.90 lakh. All the other vehicles of the M division, the M5, M4, and X5 M are priced at Rs.1.44 crore, Rs.1.33 crore, and Rs.1.77 crore respectively. The F80 M3 was priced at Rs.1.48 crore and was a very strong competitor to the Mercedes AMG C63. The M3 will be replacing its predecessor and will most likely be coming back with a new engine that can produce up to 462 HP. This will be 21 HP more than the current M3 model.

    14 December 2018

  • PSA Group Announces Plans to Re-Enter the Indian Market

    The PSA Group which exited the Indian market in 1997 has announced its plans to re-enter the Indian car market sometime in 2020. The car manufacturers plan to introduce the Citroen SUV and have already planned the manufacture of the gearboxes for next year.

    PSA plans to build up the image of their brand before the begin introducing their vehicles in the market. The company also plans on opening a plant in Chennai for assembly of the vehicles. The carmakers have partnered with the Birla group for this venture.

    The first SUV launched by PSA will compete with the Jeep Compass, the soon to be launched Skoda Karoq, and the Hyundai Tucson.

    13 December 2018

  • Kia Motors India to launch compact SUV in 2019

    Kia Motors India, an automaker from South Korea owned by Hyundai, will launch an SP-concept based compact SUV in 2019. It will launch other cars in multiple categories in the coming years. Its plans include a multi-purpose vehicle (MPV), c-segment sedans, premium hatchbacks, and a sub-4 metre compact SUV. The Kia Carnival’s launch will be in 2020. The Grand Carnival will be priced at around Rs.20 lakh for the base variant and at around Rs.24 lakh for the top-end variant. There are two powertrain options which are the petrol 3.3-litre MPI V6 engine and the 2.2-litre diesel 4-cylinder unit. The petrol engine comes with 318 Nm of torque and 270 BHP. The diesel engine comes with 441 Nm and 200 BHP. A 6-speed automatic gearbox is standard with both variants. Only the diesel variant is expected to be launched in India, which may differ from the international configurations with regard to torque and power.

    12 December 2018

  • First images of exteriors of Tata Harrier released

    The Tata Harrier’s production version’s first images have been released and will go on sale by January 2019. The Harrier’s look is closely aligned to the H5X concept that was unveiled at the Auto Expo 2018.

    The Harrier is designed according to the Impact Design 2.0 philosophy of Tata’s, the first of its cars to do so. The grille and headlights have a special 3D styling element called the ‘humanity line’. The fog lamp and light enclosures also have a distinctive ‘tri-arrow’ design pattern. A scuff plate and chunky cladding in the front are other design quirks of the Harrier. The wheel arches are exaggerated to give the appearance of visual mass. The Harrier comes with a diesel engine that is 2.0 litres. It comes with the option of an automatic or 6-speed manual gearbox. The on-road price will likely be between Rs.16 and Rs.21 lakh.

    6 December 2018

  • New Hyundai Santro to be launched soon

    The new Hyundai Santro is to be launched in India soon. The original Santro was the car that made Hyundai a household brand name, especially with first-time car buyers and middle-class families.

    The new Santro will be updated with a whole host of new-generation features, such as steering-mounted audio controls, reverse camera, high-tech audio system with touchscreen and Android Auto as well as Apple Carplay connectivity. It comes with the option of an AMT gearbox that is 5-speed as well as manual 5-speed gearbox. The engine is 1.1-litre petrol.

    Hyundai is offering the first 50,000 customers exclusive introductory prices. The petrol manual will start at Rs.3.89 lakh, the petrol AMT Magna starts at Rs.5.19 lakh, and the CNG Magna starts at Rs.5.24 lakh.

    3 December 2018

  • India is likely to set up a vehicle assessment programme to rank vehicles based on safety features

    In order to improve vehicle safety in India, the government might set up a vehicle assessment programme. The plan is to award star certification to the vehicles on the basis of the incorporated safety features. The Road Transport and Highways Ministry of India has recommended to set up a specialised agency named as New Vehicle Assessment Programme for testing the safety of models that are sold in India. The ministry has started making mandatory safety measures such as anti-lock braking system (ABS), airbags, electronic stability control, and other pedestrian safety features. It is also developing autonomous emergency braking (AEB) which will be installed in new vehicles by 2022. The Joint Secretary of Ministry of Road Transport and Highways, Abhay Damle, has emphasised on the necessity of installing safety measures in all the vehicles in India. According to him, vehicle safety should not be limited only to the luxury vehicles, it should be implemented in all the vehicles.

    22 November 2018

  • Next-generation Toyota Camry being tested in India

    The prototype model of the next-gen Toyota Camry has been spotted being tested in India recently. The images of the car are doing rounds online and these are the clearest ones captured so far. As a matter of fact, even though the 8th generation Camry has already been introduced in various parts of the world, it is not yet launched in India. However, for relevancy, the company has recently launched an upgraded and feature-packed version of the Camry for the Indian market until the launch of the next-gen model. Built on the TNGA modular platform, the next-generation Toyota Camry is expected to come with a hoard of advanced features with a stylish look. Since Toyota has started testing the car on the Indian roads, it is anticipated that the car will be launched soon in the country.

    20 November 2018

  • Nissan Kicks Scheduled for India Launch in Early 2019

    Nissan’s compact SUV, Kicks, is likely to be unveiled sometime in October. There are speculations that the car will be launched in India as early as January 2019. The launch dates and the unveiling of the car are yet to be finalised by the Japanese carmakers.

    The specs for the India model is going to be quite different from the global model. Some details that have already been confirmed include the B0 platform which is similar to the one as the Terrano and will be slightly bigger than those in the global market.

    The car is expected to be priced between Rs.8-11 lakh and will compete with the Hyundai Creta and Maruti Suzuki S-Cross.

    16 November 2018

Car Insurance Reviews

Page 1 of 50 1 2 3 4 5
  • Tata AIG Car Insurance
    "Excellent Service"
    0.5 5.0/5 "Blown Away!"
    It has been a good insurance policy and the premium has been paying annually. The premium amount has been nominal and the payment method has been easy. I had not yet made any claims so far and there has been cashless garages available as well....
    Was this review helpful? 0
    , bangalore
    Reviewed on Dec 14, 2018
  • Universal Sompo Car Insurance
    " Good protection for four wheeler"
    0.5 4.0/5 "Great!"
    All policies with Unviersal sompo, whenever I call they respond well on the toll free helpline. The policy covers fully my car compared to other insurer, the beginning it was zero depreciation plan, they gave me the insured declared value.
    Was this review helpful? 1
    , bangalore
    Reviewed on Dec 14, 2018
  • L and T Car Insurance
    "Its Good"
    0.5 4.0/5 "Great!"
    The dealer gave me L & T general insurance policy for my car the premium amount is nominal for the tenure of one year, I have old Tokyo Innova, hence I took comprehensive and third party cover, they do have road side assistance and 24 hours services on time.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Dec 14, 2018
  • ICICI Lombard Car Insurance
    "Good protection for four wheeler"
    0.5 5.0/5 "Blown Away!"
    From ICICI lombard I have taken car insurance for Hyundai I20, first time when I paid the around Rs. 25,000 when it was new car, now recently I paid is around Rs. 17,000 now its been 2.5 years old. The plan is called zero depreciation, with road side assistance, 24 hours services.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Dec 14, 2018
  • Bajaj Allianz Car Insurance
    "Low premium with better benefits"
    0.5 5.0/5 "Blown Away!"
    One more policy taken for my another car its Maruthi dezire I paid the premium around Rs. 4000 its a old car, around 6 to 7 years, I have comprehensive plan its not zero depreciation plan. The customer service is good the premium is low and the max cover is nice.
    Was this review helpful? 1
    , new delhi
    Reviewed on Dec 13, 2018
  • Bajaj Allianz Car Insurance
    "Low premium with better benefits"
    0.5 5.0/5 "Blown Away!"
    My both the polices are insured with Bajaj Allianz, I have taken one policy for my Maruthi Ciaz car, I paid the premium was around Rs. 8000, I have taken the comprehensive it covers for the loss, damage, other natural disaster, hence I am fine with them.
    Was this review helpful? 0
    , new delhi
    Reviewed on Dec 13, 2018
  • Tata AIG Car Insurance
    "Good Policy"
    0.5 4.0/5 "Great!"
    I hold a car insurance with TATA AIG general insurance from last 10 months, a premium of Rs 16000 has to be paid for this insurance policy. There was no claim experience so far with this insurance and this policy has full coverage with 0% depreciation.
    Was this review helpful? 1
    , bangalore
    Reviewed on Dec 11, 2018
  • Tata AIG Car Insurance
    "Complete protection with Tata Aig"
    0.5 5.0/5 "Blown Away!"
    I approached Tata Aig through their agent, he have taken initiative to generate the policy on time, I have received the policy document on time, the premium amt around Rs. 11k for one year, I have road side assistance with engine protection, tier cover with best insured value.
    Was this review helpful? 0
    , keonjhar
    Reviewed on Dec 10, 2018
  • Royal Sundaram Car Insurance
    "Good Product"
    0.5 4.0/5 "Great!"
    For my Maruthi car I took Royal sundaram general insurance through dealer I have approached the premium is reasonable, I don't think its a comprehensive plan. Once I had claim I met with the accident, there was a car damage, they gave 70% of claim, remaining I paid from my end.
    Was this review helpful? 0
    , bangalore
    Reviewed on Dec 07, 2018
  • Reliance General Car Insurance
    "GOOD"
    0.5 5.0/5 "Blown Away!"
    RELIANCE GENERAL INSURANCE is the insurer where i have taken my car insurance and the premium i paid which is nominal added on that the IDV value is also sufficient with this policy. The policy coverage is for bumper to bumper for this policy.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Dec 07, 2018
  • SBI General Car Insurance
    "GOOD"
    0.5 5.0/5 "Blown Away!"
    I had a claim of 44k with the SBI GENERAL INSURANCE where i have taken the card insurance and the claim is of reimbursement and i got within the one day. The premium is nominal and the IDV is nominal. The coverage is for bumper to bumper. The process is good with this policy.
    Was this review helpful? 1
    , hyderabad
    Reviewed on Dec 07, 2018
  • ICICI Lombard Car Insurance
    "Good Protection for four wheeler"
    0.5 4.0/5 "Great!"
    The car policy with ICICI lombard is good and they are economical on the cost wise, I took policy for one year I took 100% its zero depreciation. They gave me best insured value based on the age of vehicle, they have ncb features and they many service centers too.
    Was this review helpful? 0
    , gurgaon
    Reviewed on Dec 05, 2018
  • Bajaj Allianz Car Insurance
    "Good claim process with fast service"
    0.5 4.0/5 "Great!"
    The premium amt is good in Bajaj Allianz and economical too, I paid Rs. 25k for one year. I have Hyundai I ton card its 3 years old, they gave me best insured declared amount, I got the papers on time, my claim exp is good, car got damaged and replaced and gave it on time, even they have lined with many service centers.
    Was this review helpful? 0
    , bangalore
    Reviewed on Dec 05, 2018
  • ICICI Lombard Car Insurance
    "Quick policy"
    0.5 5.0/5 "Blown Away!"
    I have been renewing the policy for 4 years with ICICI Lombard. The policy was given by dealer when i purchase the policy and i'm continuing the policy without any reason. The claim experience was fine. I have got the coverage amount of Rs. 9 lakhs and i have got the claim amount of RS. 40000. This policy covered with bumper to bumper facility. I have got the claim within 5 days.
    Was this review helpful? 0
    , chennai
    Reviewed on Dec 05, 2018
  • Universal Sompo Car Insurance
    "Good Car Insurance policy"
    0.5 5.0/5 "Blown Away!"
    My car insurance policy was taken 2 years ago with Universal Sompo. I have been renewing the policy with the same company. I have paid the premium amount of Rs. 4000. This policy has been covered for 100%. They have given me a car value of Rs. 1.90 lakhs.They have offered me a facilities of road side assistance and bumper to bumper. I have no claim experience so far.
    Was this review helpful? 1
    , hyderabad
    Reviewed on Dec 03, 2018
  • Bajaj Allianz Car Insurance
    "Its Good"
    0.5 4.0/5 "Great!"
    Cost of the car policy is good in Bajaj Allianz. I have Maruthi card they best insured value based on the age. I don't have any claim experience. The insurance company gave me Rs. 2.5 lakhs for one year, third party cover and personal accidental cover is good.
    Was this review helpful? 0
    , bangalore
    Reviewed on Dec 03, 2018
  • New India Car Insurance
    "Good Experience"
    0.5 5.0/5 "Blown Away!"
    In 10 years of experience I didn't face any claim. I have wagon R, the premium cost was economical, I paid around Rs. 5000 for one year, they gave me the comprehensive 100% protection plan, they got tie up with the dealer and they do have ncb features.
    Was this review helpful? 2
    , mumbai
    Reviewed on Dec 03, 2018
  • United India Car Insurance
    "Good car insurance policy"
    0.5 5.0/5 "Blown Away!"
    Since its a new car, they have given me a a zero depreciation policy. The dealer has recommended me about this car insurance policy when i purchase my car. I have paid the premium amount of Rs. 28000. They have not given me a road side assistance facility but bumper to bumper facility is available. More garages are available in my location.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Dec 03, 2018
  • ICICI Lombard Car Insurance
    "Better"
    0.5 4.5/5 "Excellent!"
    My car insurance was taken with ICICI Lombard and it was offered by the showroom. They are giving zero depreciation and don't know about the other offers. The premium is included in the car price. The customer service is good. They have sent the insurance papers on time.
    Was this review helpful? 0
    , new delhi
    Reviewed on Dec 02, 2018
  • review Car Insurance
    "Value of money"
    0.5 4.0/5 "Great!"
    4 years back, i have bought my car insurance policy with Bharti Axa. Somebody suggested me about this car insurance policy. The premium amount is less comparatively less when i compared with other companies. I'm happy about the coverage value they have provided to me. I have not claimed anything in this policy.
    Was this review helpful? 0
    , new delhi
    Reviewed on Dec 02, 2018
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