You need health cover regardless of what you take two at a time - pills or stairs.
  • Have a question? Leave your email here Thank You! Sorry! That looks invalid. Please try again.
    Bankbazaar health insurance

    Health Insurance

    Premiums as low as 10/day for
    coverage of 5 lakhs
    Know more about Plans from Health Insurance companies
    10,000+ hospitals for cashless treatment
    Conditions apply, subject to Insurer's discretion
    Common Loader Icon
    Health Insurance is Rated as " Great!" by 3697 Users
     4.0 / 5.0   by 3697 users
    Used this product? Write a review >>

    Cashless Treatment

    Customer Service

    Medical Coverage

    Claim Experience

    Health Insurance BYTES FROM OUR KITCHEN
    rated 4.0/5.0 by 3697 users

    Overview of Plans from Medical Insurance Companies:

    Insurance provider
    Coverage
    Pre and post hospitalization expenses cover
    Co-pay
    Renewability
    Pre-existing disease cover
    Network hospitals
    Incurred Claim Ratio*

    Key factors to consider before buying Health Insurance

    Co-pay

    Co-pay is a fixed percentage of the hospital bill you will have to pay when you make a claim, while the balance will be paid by the insurance company. For e.g. If your policy has a 10% Co-Pay clause, it means for a Rs 1,000 claim, you have to pay Rs 100 while the insurer will pay Rs 900. Ideally, opt for a "no co-pay" plan so you don't have to shell out for every claim.

    Waiting Period for Pre-existing Diseases

    Pre-existing diseases are classified as diseases/conditions that a person has before buying health insurance. All pre-existing diseases aren't covered from day one of buying the policy. The time taken to cover pre-existing diseases will vary from plan to plan. Check the amount of time taken to cover pre-existing diseases in your plan.

    Lifelong Renewable

    The duration of coverage is the most important factor in buying a health insurance policy. Your health is most likely going to deteriorate only in your sunset years so ensure that your coverage is lifelong and not for a few years. Always go for a plan that can be renewed lifelong.

    Room Rent

    Your room preference during hospitalization matters (such as shared room, private room or private room with high-end facilities). A costlier room means you'll pay higher treatment and hospitalization charges! It's better if your plan has a higher room rent limit per day.

    Landing Previous Arrow

    Your Premium for Health Insurance is determined by

    01
    Your current age

    Lower premium for younger buyers.

    02
    Members included

    The premium depends on the number of insured members.

    03
    Room preference

    Your room preference during hospitalization matters (such as shared room, private room or private room with high-end facilities) Remember costlier room means higher treatment charges too!

    04
    Pre-existing medical condition

    Your premium will depend on any pre-existing medical conditions.

    Landing Previous Arrow

    Smart buying tips for your Health Insurance

    01
    Assess Your needs

    You can't choose your relatives. Luckily, you can decide which family members to include in your health insurance policy. The second important thing is your room preference during hospitalization such as shared room, private room or private room with high-end facilities.

    02
    Extra-Coverage for Critical Illness

    A smart health insurance policy is one that covers you for bolts out of the blue - medical expenses for critical illnesses like cancer, stroke etc.

    03
    Know Your Budget

    Consider your budget in order to avoid a huge premium. Don't pick all the options available under the insurance policy. This will eventually increase your premium amount. So tighten your purse strings sensibly.

    04
    Read the Fine-Print

    The devil is in the details. Always read the "Terms & Conditions" of the policy i.e. features that are not covered under the policy. Make it a point to ask for sample policy wordings. With the in-depth knowledge about certain definitions, terms & conditions, exclusions and offered benefits, you'll always be the smarty-pants who's one step ahead.

    Landing Previous Arrow

    Read Health Insurance news or Enjoy it on the go Google Play

    • Premium For Non-life Insurance Products Increase By 32% As PMFBY Pays Off

      The premium for non-life insurance products grow by 32% to Rs.1.27 lakh crore in India for the financial year 2016-17 as Pradhan Mantri Fasal Bima Yojana steps in and pays off. Experts in insurance industry attribute the growth to the success of crop insurance. A senior person from the insurance industry stated that previously health and motor insurance were the largest contributors in the non-life insurance segment. However, in the last financial year, crop insurance has surged to 15-18%. He further stated that crop insurance currently stands third in terms of premium received following health and motor insurance.

      19th April 2017

    • Haryana to introduce new medical insurance scheme

      Haryana government announced a medical insurance scheme to help residents combat with medical emergencies. Haryana Chief Minister, Manohar Khattar was quoted saying that the insurance scheme will enable people to avail hospitalization benefits during emergency. Speaking on the sidelines of the Kalpana Chawla Government Medical College inauguration, the Chief Minister said that the priority of government is to provide supreme quality health care services to the people. The budgetary allocation towards medical services for the year 2017-18 has been increased by 15.52% from the previous year. At present, the state has only 14,000 doctors in both public and private sector, whereas the requirement is of 16,000 doctors.

      14th April 2017

    • Aditya Birla Health Insurance Company launches their campaign “Jumpforhealth”

      In a bid to spread awareness on healthy living, on the world health day, Aditya Birla Health Insurance launched a campaign - Jumpforhealth.  In collaboration with the Sadhu Vaswani Foundation, the insurance company aims to donate one prosthetic leg to those in need for every 10,000 jumps. The Aditya Birla Health Insurance CEO, Mayank Bathwal, was quoted as saying, we at Aditya Birla Health go beyond just providing health insurance policies to our customers. We are committed to ensure that people live a healthy lifestyle. To reinforce this philosophy, we are launching the #JumpForHealth campaign which aims to inspire people to adapt to a healthy lifestyle.

      13th April 2017

    • Insurance Cover For Mental Illness Could Raise Premium Costs

      As time progresses, it is more and more likely that mental illnesses may get covered under insurance policies. However, this coverage will come at a cost i.e. a hike in health insurance premium.

      The Lok Sabha recently gave the green signal to the Mental Healthcare Bill 2016, which is now on its way to become a law once it has received the Presidential assent. The Bill will make it compulsory for insurance providers to cover mental illnesses such as depression and anxiety as a part of the ailments which will be covered under the policy. however, the inclusion of mental illness is invariably going to increase insurance premiums, as experts have said. Mr. Antony Jacob, CEO of Apollo Munich Health Insurance said that while a number of mental health condition are treated on an out-patient basis, the inclusion of mental health related expenses could lead to a hike in premiums by some insurers.

      7th April 2017

    • Government to provide health cover to weavers under ESIC

      Government plans to provide health insurance coverage to handloom and powerloom weavers through ESIC. Such a move will ensure that more than 1 crore weavers and their dependents are adequately covered under a health plan. Rajya Sabha MP from Andhra Pradesh Ananda Bhaskar Rapolu has urged Union Minister Bandaru Dattatreya to implement the plan at the earliest. Currently, there are two crore persons covered under the ESI scheme. The medical facilities provided under the ESI scheme includes primary care to specialized treatments with no upper limit on individual expenses.

      5th April 2017

    • Meghalaya to soon launch the phase III of MHIS

      To provide an extensive range of health coverage to its population, Meghalaya government has signed an agreement with New India Assurance Company Ltd. to launch the third phase of Mega Health Insurance Scheme (MHIS). MHIS operates in line with the RSBY policies and offers an enhanced coverage of Rs. 2,80,000. The scheme also provides an additional coverage of Rs.30,000 to senior citizens. People of Meghalaya will now be eligible for a broad spectrum of healthcare services including super-specialty treatments, outpatient services, and advanced diagnostics. The scheme will also expand its network by collaborating with more multispecialty hospitals in the state.

      4th April 2017

    • Health Insurance opening new avenues for investment

      Indians are a lot more concerned about their health today than they did a couple of years ago. With the introduction of mobile apps and portable gadgets, technology has made it easier to keep a tab on your health. This new-found concern for health has resulted in a spurt in sales of health insurance policies to help mitigate medical bills and reduce the financial burden arising from a medical emergency. Though the benefits of health insurance outnumbers the concerns that people have for it, a lot of Indians still consider health insurance to be a commodity rather than a safety net. It’s time we treat health insurance as an investment instead of as a commodity. A customer can take up a health insurance plan to get cover for any expenses incurred due to medical issues as well as avail tax benefits. Health Insurance also acts as an investment that helps secure your hard earned savings.

      1st April 2017

    • Mental Health Care Bill Receives Parliament Nod

      The Mental Health Care Bill 2016 that proposed to decriminalize suicides received parliamentary approval on Monday. The bill also ensures that each and every person shall have access to government funded mental health care services. The Bill is designed to take care of even those persons who are homeless and do not have a BPL card issued in their name. According to the Union Health Minister JP Nadda, this bill mandates a mental health program to be made functional under the state. Apart from the central and state control boards, the mental health program will have authorities at district level to monitor its progress.

      30th March 2017

    • India's Fortis Healthcare all set to buyout Singapore-listed RHT Health Trust

      According to sources, India’s second largest private hospital chain - Fortis Healthcare is all set to buy out Singapore’s RHT Health Trust. With Singapore’s RHT Health Trust valued at S$698 million, the New-Delhi based company is all set to buy all the health care units of RHT Health Trust in the coming days - a move that will make them the largest private hospital chain in the country.

      30th March 2017

    • Health Insurance opening new avenues for investment

      Indians are a lot more concerned about their health today than they did a couple of years ago. With the introduction of mobile apps and portable gadgets, technology has made it easier to keep a tab on your health. This new-found concern for health has resulted in a spurt in sales of health insurance policies to help mitigate medical bills and reduce the financial burden arising from a medical emergency. Though the benefits of health insurance outnumbers the concerns that people have for it, a lot of Indians still consider health insurance to be a commodity rather than a safety net. It’s time we treat health insurance as an investment instead of as a commodity. A customer can take up a health insurance plan to get cover for any expenses incurred due to medical issues as well as avail tax benefits. Health Insurance also acts as an investment that helps secure your hard earned savings.

      30th March 2017

    Get Latest News on Health Insurance

  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.