You need health cover regardless of what you take two at a time - pills or stairs.
  • SBI General Health Insurance

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    Cashless Treatment

    Customer Service

    Medical Coverage

    Claim Experience

    SBI General Insurance Company Limited is a joint venture between the State Bank of India and Insurance Australia Group (IAG). SBI owns 74% of the total capital and IAG the remaining 26%. SBI General in association with State Bank of India covered over 1.5 Crore Saving Bank Account holders of SBI with a Personal Accident Insurance cover. SBI General has also established its presence in nearly 14,000 Branches of State Bank of India.

    In FY2016-17, SBI General Insurance Company Limited (SBIG) had a gross written premium of Rs.2.604.5 crore leading to a growth of 28%. As of 2017, the insurer's presence extends to 110 cities pan India with more than 2600 employees. SBIG offers health insurance plans for all segments of customers from individuals and families to senior citizens. The plans cover hospitalisation, critical illness, daily cash benefit, personal accident insurance, and top-up plans. SBIG has a thriving multi-distribution model which includes channels like Bancassurance, brokers, agencies, and retail direct.


    SBI Health Insurance at a Glance

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    Coverage for your most loved ones

    Total members covered

    Coverage for a maximum of 4 family members with up to 2 adults and 2 children

    You get a choice of coverage tenure

    Pre and Post Hospitalization cover

    Medical expenses covered for 30 days before your hospitalization and 60 days for post hospitalization for related medical expenses

    The next best thing to having a doc in the family

    Health Check-ups

    Free Medical check-up for every 4 claim free years up to a maximum limit of Rs.2,500

    * For a family health cover product.

    Critical Factors of the Plan

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    Not a paisa goes from your own pocket!

    Co-Pay

    10% on all eligible admissible claims.

    You?re covered for any future medical expenses

    Life long renewable

    Plans are lifelong renewable and covers you for your entire lifetime.

    Get essential cover for existing ailments

    Pre-existing Diseases

    Any pre-existing condition will be covered after a waiting period of 4 year

    Hospital room rent determines your treatment bill

    Room Rent

    Medical Treatment with Room, Board & Nursing Expenses Up to 1% of the Sum Insured per day

    *These Features may be included as part of different products and are subject to the insurer's terms & conditions.

    Additional Features of SBI Health Insurance

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    Good health offers multiple rewards

    Reasonable and Customary Charges towards Domiciliary Hospitalisation as defined in Policy definition subject to 20% of the Sum Insured maximum up to Rs.20000 whichever less is.

    The world is your healthcare oyster

    Across SBI General's Network Hospitals

    *These add-ons may be included as part of different products and are subject to the insurer's terms & conditions.

    SBI General Insurance Highlights Updated on 20 Nov 2017

    Features Specifications
    Network Hospitals 4400+
    Waiting Period for Pre-existing Disease 4 years
    Incurred Claims Ratio 54.41%
    Number of Policies Issued 27330
    Grievances Solved 95.80%
    Renewability Lifetime

    *For Year 2015-2016

    Overview of SBI General Insurance Company Limited:

    SBI General Insurance Company Limited is a joint venture between the iconic State Bank of India (74% stake) and Insurance Australia Group (IAG- 26% stake). The undertaking has a wide reach across India, thanks to over 14,000 official branches of the State Bank of India (SBI). In its 4th year of operations, SBI General closed the financial year 2013-14 with a Gross Written Premium of Rs.1188 Crores, registering a growth of 54%. The company is active in 56 cities across India and is a player in 350+ other locations through satellite resources. The company counts motor, health, travel, personal accidents and home insurance as major elements in its product portfolio.

    SBI Health Insurance Plans

    Why SBI General Health Insurance Plans?

    SBI General Health Insurance focuses on helping its customers get better healthcare as well as a sense of security. Here are some reasons why customers prefer SBI Health Insurance plans:

    • SBI General Health Insurance offers health insurance policies with a wide coverage ranging from Rs.50,000 to Rs.5 lakh.
    • No pre-policy medical test required for individuals up to the age of 45 with no medical history.
    • SBI General Health Insurance offers family floater plans that cover self, spouse, children, and dependent parents under a single policy.
    • You can choose from flexible plan options - Metro Plan, Semi-Metro Plan or Rest of India.
    • Get lifelong renewability option with SBI General Health Insurance plans.
    • Any insurer's health insurance policy can be renewed with SBI General Health Insurance.
    • The premium paid towards a SBI General Health Insurance policy is eligible for tax deductions under Section 80D of the Income Tax Act, 1961.
    • The policies offered by SBI General Health Insurance offers pre and post-hospitalisation expenses.
    • Get a free health checkup for every 4 claim-free years up to Rs.2,500.
    • Insurance coverage can be enhanced by attaching an add-on cover like removal of sub-limits on room rent and consultation charges.
    • Get cashless treatment at over 3,000+ network hospitals across the country.

    Types of Health Insurance Policies Provided by SBI:

    Policies forming a part of the company’s health insurance plans portfolio are listed below:

      • SBI Retail Health Insurance Policy
      • SBI Critical Illness Insurance Policy
      • SBI General Group Health Insurance Policy
      • SBI Hospital Daily Cash Insurance Policy

    SBI Retail Health Insurance Policy:

    Entry Age Between 18 years to 65 years
    Pre-policy medical test Not mandatory for persons under the age of 45.
    Basis Individual and family floater plans(Flexible plan options available- Metro plan, Semi metro plan and rest of India. )
    Pre and post hospitalization expenses Covers all medical instances from 30 days prior to and 60 days after hospitalization.
    Income tax benefit As per Section 80D of the Income Tax Act.
    Free Health check-up At the end of 4 continuous claim free years (max limit- Rs.2500).
    Add on covers Available for zero sub-limits on room & ICU rent, doctor’s fees etc.
    Benefits Renew your current health insurance policy from any other insurer with us.
    Exclusions
    • In the case of pre-existing diseases, a waiting period of 4 years will apply.
    • Illness, injury or diseases contracted within 30 days from the commencement of the policy won’t be covered.
    • Treatments consisting of non-allopathic medicine will not be covered.
    • Certain diseases require a waiting period of 1 year before coverage, including hernia, hydrocele, piles etc. Meanwhile, cataract and hysterectomy need a waiting period of 2 years.
    • Treatments connected to pregnancy, childbirth, caesarean section, prenatal and postnatal care.
    • Coverage of treatments due to the use of intoxicating and/or addictive substances like alcohol, drugs etc.
    • Joint replacement surgery that isn’t caused by an accident requires a waiting period of 3 years. Congenital diseases.

    SBI Critical Illness Insurance Policy:

    Entry Age Between 18 years to 65 years
    Policy Period 1 year or 3 years
    Sum Assured Minimum- Rs. 2 Lakh Maximum- Rs. 50 Lakh
    Free Look Period 15 days. Don’t like the policy? Return in 15 days for full refund.
    Income tax benefit Under Section 80D of the Income Tax Act.
    Exclusions
    • Pre- existing diseases, related conditions.
    • All claims require 90 days waiting period from the commencement of the policy.
    • Self inflicted injuries, attempted suicide etc that requires treatment isn’t covered.
    • All congenital conditions.
    • Acquired Immune Deficiency Syndrome (AIDS), and similar sexually transmitted diseases.
    • Illness, injury sustained while under the influence of drugs, alcohol, or other intoxicants.

    SBI General’s Group Health Insurance Policy:

    Entry Age 18 years and above
    Sum Assured 100000 to 500000
    Basis Individual and Floater
    Medical Screening Medical screening required for applicants above the age of 65 years.
    Cashless treatment Avail at 3000+ network hospitals.
    Pre-policy medical test Not mandatory for persons under the age of 65.
    Waiting period Just 1 year(pre-existing diseases covered after 4 years).
    Pre and post hospitalization expenses Covers all medical instances from 30 days prior to and 60 days after hospitalization.
    Benefits Renew your current health insurance policy from any other insurer with us.
    Income tax benefit As per Section 80D of the Income Tax Act.
    Add on covers Available including zero sub-limits on room & ICU rent, doctor’s fees etc.
    Exclusions
    • In the case of pre-existing diseases, a waiting period of 4 years will apply.
    • Illness, injury or diseases contracted within 30 days from the commencement of the policy won’t be covered.
    • Treatments consisting of non-allopathic medicine will not be covered.
    • Certain diseases require a waiting period of 1 year before coverage, including hernia, hydrocele, piles etc. Meanwhile, cataract and hysterectomy need a waiting period of 2 years.
    • Treatments connected to pregnancy, childbirth, caesarean, prenatal and postnatal care.
    • Coverage of treatments due to the use of intoxicating and/or addictive substances like alcohol, drugs etc.
    • Joint replacement surgery that isn’t caused by an accident requires a waiting period of 3 years. Congenital diseases.

    SBI Hospital Daily Cash Insurance Policy:

    Entry Age 18 to 65 years. Children from the age of 3 months are covered provided their parents are concurrently covered too.
    Coverage Tenure 30 days & 60 days coverage.
    Daily cash benefit Rs.2000 per day of hospitalization.
    ICU hospitalization expenses Rs.4000 = Daily cash benefit per day
    Accidental hospitalization Expenses Rs.4000 = Daily cash benefit per day
    Fixed sum Rs.5000 = Fixed sum to take care of expenses incurred during convalescence.
    Free Look Period 15 days- Don’t like the policy? Return in 15 days for full refund.
    Income tax benefit As per Section 80D of the Income Tax Act.
    Exclusions
    • Pre-existing diseases or illness.
    • Illness, injury or diseases contracted within 30 days from the commencement of the policy won’t be covered.
    • Treatments consisting of non-allopathic medicine will not be covered.
    • Certain diseases require a waiting period of 1 year before coverage, including hernia, hydrocele, piles etc. Meanwhile, cataract and hysterectomy need a waiting period of 2 years.
    • Treatments connected to pregnancy, childbirth, caesarean, prenatal and postnatal care.
    • Coverage of treatments due to the use of intoxicating and/or addictive substances like alcohol, drugs etc.
    • Joint replacement surgery that isn’t caused by an accident requires a waiting period of 3 years. Congenital diseases.
    • Day care treatments as defined under the policy are excluded from the scope of the policy.

    SBI General Health Insurance for Account Holders:

    In FY2013-14, SBIG in association with State Bank of India covered about 1.5 crore savings bank account holders with a personal accident insurance cover. SBIG has established its presence in about 14,000 State Bank of India branches. Individual and group health insurance policies are available for SBI account holders.

    Adults between 18 to 65 years and children between 3 months to 18 years of age are eligible for the policy. There is a 1-year waiting period for specified diseases. Cashless and reimbursement claims can be made. No pre-policy medical test required up to 65 years for people with no medical history for group mediclaim policy. Pre-existing disease cover begins after a 4-year waiting period. Assured renewal option for health insurance policies offered by SBIG. Insurance coverage ranges from Rs.50,000 to Rs.5 lakh. Cashless treatment available at 3,000+ network hospitals. Pre and post-hospitalisation expenses are covered under the policy. Tax deduction on premium paid towards a health insurance policy under Section 80D of the Income Tax Act, 1961.

    SBI General Health Insurance Toll-Free Number:

    For any policy-related queries, contact SBIG’ toll-free number 1800 22 1111 or 1800 102 1111. You can also locate the nearest branch office through the company website and request a call back. You can live chat with an agent for guidance and information on health insurance plans plans offered by SBIG. You can write in your queries to the insurer through the company website, just fill the online query form and submit it. For SBI Health Insurance, SMS HEALTH to 561612 and to register a claim, SMS CLAIM to 561612

    How to File a Claim with SBI Health?

    Contact the toll-free number of SBI Health to register your claim. Submit all the original medical documents along with a duly-filled claim form to the insurer in order initiate the claim. SBI Health will settle admissible claims within 30 days of receipt of the relevant documents. The approval or rejection of a health insurance claim is carried out by the insurer as per the policy terms and conditions.

    Cashless treatment can be availed by the insured members at more than 3,000 network hospital across the country. A pre-authorisation request has to be approved by the insurer or the TPA for cashless hospitalisation. In the case of a planned hospitalisation, the insurer has to be intimated prior to admission or within 24 hours of admission in the case of an emergency hospitalisation.

    SBI Health Insurance FAQs:

    1. Is there any age limit for buying a health insurance policy from SBI General, and what’s the maximum tenure available?

      The minimum age for buying individual health insurance policies from SBI General is 18 years, and the maximum is 65 years, although children as young as 3 months can be covered under health insurance policies if both parents are enrolled under the same plan.

    2. What is the maximum tenure of health insurance policies from SBI General?

      SBI General provides health insurance for 1 year tenure only.

    3. What are family floater policies? How are premiums calculated on it?

      Family floater policies are applicable to an individual and his or her immediate family members. The policies can be taken out for up to 4 family members according to respective firm’s norms.

      Premiums are calculated on the basis of the age of the oldest person covered under the policy.

    4. Is it absolutely necessary to get a pre-policy medical checkup done?

      A pre-policy health checkup isn’t required for individuals below 45 years of age and who haven’t have any previous major illness. Medical checkup is necessary when:

      The insured have adverse health history.

      Customers are above 45 years of age.

      Pre-policy checkups are paid for by the proposer. In case the insurance proposal has been accepted by the insurer, the overall checkup cost will be divided equally between the insured and insurer.

    5. What are the renewal formalities for SBI General health insurance?

      Renewal premium has to be paid with the understanding that no new information has become available with respect to the first policy filings. In case the insured has contracted an illness during the last 12 months, the same has to be notified to the insurer as new illnesses may require payment of extra premium.

      Renewal receipts will be accepted only after being duly authorised by a signature of an official of the insurer. If an insured person suppresses facts regarding new illnesses, they will be liable to not get any coverage from the provider.

    6. What about waiting periods for clearing coverages in case of emergencies?

      On enrolling with SBI General, typically a 30-day grace period is applicable, wherein the insurer is not entitled to pay for health care expenses, although hospitalization due to accidents are accepted by the insurer. There’s no waiting period during renewal of old policies.

    7. What do you mean by health insurance portability?

      In India, pre-existing diseases are generally covered only after a certain period of time has passed during which an individual may have been regularly renewing the policy and paying premiums. Such time bound accrued benefits tend to take a lot of time to come to force (usually 5 years). So portability ensures that if the insured wants to change providers, they can do it without losing said benefits. Health insurance portability allows the carrying-forward of the following accrued benefits:

      All exclusions that are time bound.

      Waiting periods for getting disbursements for pre-existing conditions.

      General waiting tenures.

    8. Why should I look for health insurance portability?

      Portability allows policyholders to have safety against loss of coverage or discontinuity due to previous illnesses, in case the insured is planning to shift to a new provider.

    9. Are alternative treatments covered by SBI General Health Insurance?

      Alternative medicine treatments such as aromatherapy, reflexology, chiropractic, naturopathy, osteopathy, acupressure, and acupuncture are excluded from health insurance policies from SBI General.

    10. Suppose I buy a health insurance policy today and am unfortunately hospitalized the next week. Will i receive coverage?

      No, it is not possible to receive coverage within 30 days of buying a health insurance policy from SBI General. However, you will have continuous coverage at the time of renewal.

    11. How to pay premium? What are the modes of payment available?

      SBI General Health insurance premium can be paid via online payment mode using netbanking, debit card or credit card, or cash payment at the nearest branch office. For online payment, visit the insurance company’s website.

    12. How can I check policy status for SBI General Health Insurance?

      To check the status of a SBI General Health Insurance policy, log in to the insurer’s website with your username and password. Enter the policy number to get track the status of your policy.

    13. What is the policy renewal process for SBI General Health Insurance?

      Register or log in to the insurer’s website with your policy number and date of birth. You will get the renewal notice with the renewal premium amount. Select your preferred payment option like netbanking, debit card or credit card, and save the premium payment receipt.

    14. What is the company’s process to settle claim for SBI General Health Insurance?

      Claim intimation has to be made through the insurer's website or by calling the helpline number prior to hospitalisation for planned hospitalisation and within 24 hours for emergency hospitalisation. Download the claim form from the company website, fill it, attach supporting documents of your claim, and submit it at the nearest branch office for approval. The insurer will verify your claim request and approve or reject it within a few days. The claim amount will be transferred to the policyholder’s bank account.

    15. What is the policy cancellation process for SBI General Health Insurance?

      During the free-look period of 15 days, if you object to the terms and conditions of your health insurance policy, you can return it to the insurer. Premium refund will be done with certain deductions like stamp duty charges. Submit a duly-filled surrender form along with the policy documents at the nearest SBIG branch office.

    16. How to fill SBI General Health Insurance form?

      Part A of the claim form has to be filled by the insured member with policy number, personal details, insurance history, details of hospitalisation, details of claim, and bank account details. Guidance for filling the claim form will be given in the form itself. The form can be downloaded from the insurance company's website. Part B of the form has to be filled by the hospital.

    17. How to log in to the SBI General Health Insurance portal?

      Policyholders must register with the insurer's website before login. Registered customers can log in to the SBIG portal using email ID and password. Registration can be done by entering name, date of birth, mobile number, email ID, and password.

    Examples of Network Hospitals in Major Cities:

    CITY NAME OF HOSPITAL
    DELHI KESAR HOSPITAL
    MUMBAI MANGAL ANAND HOSPITAL
    KOLKATA PEERLESS HOSPITAL & B.K. ROY RESEASRCH CENTRE
    BANGALORE BANGALORE BAPTIST HOSPITAL
    CHENNAI HANDE HOSPITAL

    Other Products from SBI Group Companies

    News About SBI Health Insurance

    • SBI Life Insurance shares was allotted on 27 September

      SBI Life Insurance' Initial Public Offering (IPO) is one of the largest IPOs in 7 years. The issue was subscribed 3.58 times on the last day of bidding. The SBI Life' IPO which is expected to raise Rs.8,400 crore was allotted on September, 2017. 2 main shareholders, State Bank of India and BNP Paribas Cardif sold 8% and 4% stake, respectively. SBI Life is the second life insurance company to list following ICICI Prudential Life.

      As per the recent data from stock exchanges, SBI Life witnesses bid for 29.5 million shares which is 3.56 times the 8.8 million shares on offer. Singapore based GIC and Canada Pension Plan Investment Board have committed to subscribe Rs.22.26 billion worth of shares. Soon, HDFC Standard Life and New India Assurance will follow SBI Life and ICICI Prudential in listing. With so many insurance companies in the pipeline to list, the IPO sales this year is expected to exceed the $8.5 billion sale of 2010.

      10th October 2017

    • Survey by SBI General Insurance conducted for women’s health insurance

      A recent study conducted by SBI General Insurance, showed that women have no health insurance of their own, they are either dependent on their family floater policies, or the employer’s insurance policy. The SVP of Marketing and Product Development for SBI General Insurance, Gunjan Ghai said that women go through immense pressure on a day to day basis and it is imperative from them to have health insurance, which includes insurance cover for all diseases including those that are related to the female human body in particular. The overall study showed that women aren’t aware of the critical illnesses, and only 65% of the younger women are aware of these policies. However, only 18% actually buy the same.

      9th March 2016

    • This fiscal year SBI General Insurance is looking at 50% growth

      SBI General Insurance is expecting the growth to come from health, motor and personal accident lines of business. During the Chennai floods, the company got 1,000 claims at Rs.120 crore. SBI hopes to settle 80% of the cases by the end of December. SBI General Insurance has introduced a series of products in the health segment as have filed a travel insurance policy and are also looking at filing home and home contents cover with IRDA. The whole objective is to attract non-loanee home owners.

      21st December 2015

    • SBI General Insurance might Raise Foreign Partner's Stake to 49 %

      SBI General Insurance, a joint venture of SBI and the Australian insurance company Insurance Australia Group (IAG), has announced that the agreement between these two companies allows the foreign partner to raise their stakes to 49% once the law permits it. The company currently holds a 26% stake in SBI General Insurance. Under the current law, this is the maximum permissible limit a foreign partner can hold.


      The government’s move to allow foreign investors to increase their stake from 26% percent to 49% has been hailed as encouraging but since the law has not been passed yet, they have to wait before executing plans to increase their stakes. The company has announced that it is looking at a target of Rs.1600 crore in premiums this financial year and is also targeting a growth of 50%. It plans to achieve this target by increasing the number of agents from 6,000 to 10,000. In the current financial year, SBI’s health insurance segment has so far raked in Rs.50 crore in health insurance premiums and hopes to double the amount before the end of the financial year.

      3rd March 2015

    • SBI General Insurance Launches New Group Health Insurance Plan

      SBI General Insurance Co., one of India’s leading health insurance providers, has introduced a new group health insurance policy exclusively for customers of State Bank of India including those of its associates. Focussing on leveraging bancassurance relationships for greater market penetration, SBI General Insurance has developed this group plan to be channelled through the 20,000-strong branch network of SBI and its associates, to their customers.


      Key features of this plan are coverage between Rs.1 lakh - Rs.5 lakhs on an individual and family floater basis, no pre-acceptance medical screening and a minimum entry-age of 18 years. Coverage includes pre and post-hospitalisation expenses, as with most standard health plans, but also covers specific ailments/procedures that are not usually part of standard plans e.g. dental treatments and eye surgery.

      11th February 2015

    • Bancassurance Partners Lead SBI GIC to Greener Markets

      In keeping with the rest of the industry, SBI General Insurance Co. posted positive results as a result of increased business from expansion and penetration. SBI General, an offshoot of the State Bank of India (SBI), saw a 22% growth in premium incomes during the first half of FY 2014-2015, of which 63% is attributed to business brought in through tie-ups with banks.


      Of all its product lines, fire and motor insurance products contributed the most to the Rs.663.9 crores of premium income reported by SBI General. The 100,000 new customers acquired for the company’s health insurance product line is notable.


      Banks proved to be the most significant distribution channel across the insurance industry which has been facing hard times given sluggish economic growth in recent years.

      11th November 2014

    This Insurance Company has not partnered with BankBazaar.com. For more details, please visit its website/branch office. The trademarks, logos and other subject matters of intellectual property belong to their respective owners.

    GST rate of 18% applicable for all financial services effective July 1, 2017.

    Disclaimer: Premiums may vary depending upon factors like age, location and prevailing taxes/GST.

    SBI Health Insurance Reviews

  • Page 1 of 3 1 2 3
    • SBI General Health Insurance
      "Excellent"
      0.5 4.0/5 "Great!"
      I am having the health insurance policy with the SBI general insurance company, also the coverage , premium is very comfort for me. There are no hassle while making claims, also am an employee with them, so I have not faced much hiccups with them.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 16, 2017
    • SBI General Health Insurance
      "Not satisfactory"
      0.5 2.0/5 "Expected more"
      State Bank of India is not good in the health insurance benefits. Though I do not have a claim, I am still not happy with the policy. The premium is paid on a yearly basis. This time I am not going to renew the policy. The medical coverage is also not to my satisfaction.
      Was this review helpful? 0
      , lucknow
      Reviewed on Nov 09, 2017
    • SBI General Health Insurance
      "Good policy to use"
      0.5 5.0/5 "Blown Away!"
      I have the health insurance policy with SBI general insurance company. I got this policy for past 8years. This policy covers whole family around 5members. I can claim the medical coverage up to 10lakhs. I pay Rs,5000 to renew the policy every year. The plan benefits and the policy coverage is good with this policy. The cashless treatment option is not available with this policy.
      Was this review helpful? 0
      , pondicherry
      Reviewed on Nov 08, 2017
    • SBI General Health Insurance
      "Good coverage"
      0.5 5.0/5 "Blown Away!"
      I have been paying Rs.11000 Yearly, and the Health Insurance offered is pretty good. They have good Hospitals and have good policies to help out the customers. They provide you with Cashless options too. The amount gets debited automatically in the account, so I need to make seperate efforts to make the payment.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 01, 2017
    • SBI General Health Insurance
      "Unique product"
      0.5 5.0/5 "Blown Away!"
      I am having the SBI health insurance company from the last four to five months of time, also its the top up policy. I am paying around 3000 Rupees for the coverage of 30 lakh Rupees with the inclusion of the existing policy. I have not faced any issues with them till now.
      Was this review helpful? 0
      , mumbai
      Reviewed on Sep 11, 2017
    • SBI General Health Insurance
      "Good policy"
      0.5 4.0/5 "Great!"
      I got the Health Insurance policy from SBI General Insurance for more than 4 years. The customer service is average with SBI. I would say this health insurance has very good medical coverage and better cashless treatment plans. I pay and renew the policy with Rs.330 every year. This policy covers 2 members. Which is myself and my spouse. I am satisfied having this policy.
      Was this review helpful? 0
      , dharwad
      Reviewed on Aug 22, 2017
    • SBI General Health Insurance
      "Excellent health insurance policy"
      0.5 5.0/5 "Blown Away!"
      With SBI general insurance E- wealth health insurance policy covers the whole family including my parents and my siblings. I am having the health insurance policy with Sbi for past 5 years. I pay Rs.12650 to renew the policy every year. It covers all kind of sickness, accidental coverages as well if any major illness. The Sbi general insurance send Mails,messages to renew the policy before the due date. I renew the policy by paying through cheque.
      Was this review helpful? 0
      , chittorgarh
      Reviewed on Aug 14, 2017
    • SBI General Health Insurance
      "Awesome "
      0.5 5.0/5 "Blown Away!"
      I do have health insurance policy with the SBI general insurance and I can say its the best one because of the requirement and plan. I used to dealt with the agent only and have not interacted with them directly. Plan benefits are also fine.
      Was this review helpful? 1
      , hyderabad
      Reviewed on May 22, 2017
    • SBI General Health Insurance
      "VERY GOOD"
      0.5 4.0/5 "Great!"
      I have taken a general insurance plan from STATE BANK OF INDIA for the tenure of 2 years. .They provide the good service for all kind people without any difference.They offered the policy coverage of 2 lakhs for my plan. I pay early premium of Rs.200 which is debited from my savings account.
      Was this review helpful? 0
      , petlad
      Reviewed on Mar 23, 2017
    • SBI General Health Insurance
      "Low premium with good benefits"
      0.5 5.0/5 "Blown Away!"
      In SBI there are good medical benefits for Younger ladies during the pregnancy of 9 months. They could claim for hospitalization. Premium would be 3500 per annum but coverage upto 15 Lakhs it is more benefits of family. I always prefer this SBI Health insurance.
      Was this review helpful? 0
      , vadodara
      Reviewed on Nov 12, 2016
    • SBI General Health Insurance
      "Fake policy .Please be aware , you will be harassed ."
      0.5 0.5/5 "Unacceptable"
      Please be aware customers as when you buy their policy no medical tests are done . Later when you will go and claim medical insurance they will simply reject your claim on the basis of previous medical history. If no medical tests are done then how can they reject by looking at previous medical history and why these things are not intimated to the customers when they are buying the policy. I will suggest to the general customers not to take this policy at all, as I am suffering in my case even after paying my full premium and buying their insurance . They are cheaters.
      Was this review helpful? 1
      , durgapur
      Reviewed on Sep 18, 2016
    • SBI General Health Insurance
      "Convenient and reliable"
      0.5 5.0/5 "Blown Away!"
      I do have health insurance policy with SBI general insurance company and am with them from the last two years of time. Medical coverage value is around five lakh Rupees for my immediate family. I have faced the claim with them and I got 100% of cost of treatment as reimbursement.
      Was this review helpful? 2
      , bangalore
      Reviewed on Jul 01, 2016
    • SBI General Health Insurance
      "Recommended service "
      0.5 4.0/5 "Great!"
      I have not claimed with SBI general Insurance related to the health Insurance process.They have offered a coverage around 5lakhs in Insurance for which I make the premium payment around 3000Rs.They do have many number of hospitals get tied up with the Insurance.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jun 29, 2016
    • SBI General Health Insurance
      "Good service"
      0.5 4.0/5 "Great!"
      They give benefits on the accidental happening.They have provided coverage for 4lakhs in the Insurance.I have to pay around 400Rs for the Insurance.They have many hospitals under the Insurance.The overall experience with SBI general insurance was good related to Accidental Insurance plan
      Was this review helpful? 2
      , visakhapatnam
      Reviewed on Apr 19, 2016
    • SBI General Health Insurance
      "Nice experience"
      0.5 2.0/5 "Expected more"
      The service provided was not good related to the Health Insurance.There is no follow up made for the customer regarding the Insurance details.I have taken this SBI General Insurance before 2years and yet they have not provided any medical coverage.
      Was this review helpful? 1
      , chennai
      Reviewed on Apr 13, 2016
    • SBI General Health Insurance
      "Good service "
      0.5 4.0/5 "Great!"
      The service provided was good with SBI health related to the Health Insurance.Its basically one year insurance plan with SBI general Insurance plan.They have provided coverage around 1lakh.I may recommend the service to others as well.
      Was this review helpful? 1
      , vijayawada
      Reviewed on Apr 13, 2016
    • SBI General Health Insurance
      "Not bad "
      0.5 4.0/5 "Great!"
      The service provided was good with SBI health based on the health coverage.I dont have any claim experience with them.They have more than 400 hospitals covered under the Insurance.They are not providing 100% coverage on health they give 50% coverage.
      Was this review helpful? 0
      , cuttack
      Reviewed on Feb 17, 2016
    • SBI General Health Insurance
      "bad perfomance"
      0.5 0.5/5 "Unacceptable"
      Unfortunately I bought a health policy from sbihealth. After one year my doughtor admitted in hospital. that hospital one of the bigest hospital in my district there is no cashless treatment.then suddenly i give document throw my bank. now 45days ago no response from the company .
      Was this review helpful? 2
      , kottayam
      Reviewed on Feb 06, 2016
    • SBI General Health Insurance
      "Good coverage "
      0.5 4.0/5 "Great!"
      The coverage amount provided for the health is around 10lakhs with the health Insurance of SBI health.They have many hospitals covered under SBI for the health Insurance .I have to pay around 9400Rs for the Insurance.I will recommend the service of SBI health to others.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 25, 2016
    • SBI General Health Insurance
      "Great!!!"
      0.5 4.0/5 "Great!"
      Medical coverage offered by sbi general is 2 lakhs for the individual.They will deduct Rs.1300 for the first year and from the next year it gets on reduced .Pre existing disease are also covered under the plan.Cashless treatment is also available.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 14, 2016
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