You need health cover regardless of what you take two at a time - pills or stairs.
  • SBI General Health Insurance

    SBI offers health insurance plans to suit the needs of various types of customers. Here’s everything you need to know about coverage, eligibility, policy term, add-on covers, cashless treatment, hospital networks, and several offers and benefits.
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    Cashless Treatment

    Customer Service

    Medical Coverage

    Claim Experience

    SBI General Insurance Company Limited is a joint venture between the State Bank of India and Insurance Australia Group (IAG). SBI owns 74% of the total capital and IAG the remaining 26%. SBI General in association with State Bank of India covered over 1.5 Crore Saving Bank Account holders of SBI with a Personal Accident Insurance cover. SBI General has also established its presence in nearly 14,000 Branches of State Bank of India.

    In FY2016-17, SBI General Insurance Company Limited (SBIG) had a gross written premium of Rs.2.604.5 crore leading to a growth of 28%. As of 2017, the insurer's presence extends to 110 cities pan India with more than 2600 employees. SBIG offers health insurance plans for all segments of customers from individuals and families to senior citizens. The plans cover hospitalisation, critical illness, daily cash benefit, personal accident insurance, and top-up plans. SBIG has a thriving multi-distribution model which includes channels like Bancassurance, brokers, agencies, and retail direct.


    SBI Health Insurance at a Glance

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    Coverage for your most loved ones

    Total members covered

    Coverage for a maximum of 4 family members with up to 2 adults and 2 children

    You get a choice of coverage tenure

    Pre and Post Hospitalization cover

    Medical expenses covered for 30 days before your hospitalization and 60 days for post hospitalization for related medical expenses

    The next best thing to having a doc in the family

    Health Check-ups

    Free Medical check-up for every 4 claim free years up to a maximum limit of Rs.2,500

    * For a family health cover product.

    Critical Factors of the Plan

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    Not a paisa goes from your own pocket!

    Co-Pay

    10% on all eligible admissible claims.

    You?re covered for any future medical expenses

    Life long renewable

    Plans are lifelong renewable and covers you for your entire lifetime.

    Get essential cover for existing ailments

    Pre-existing Diseases

    Any pre-existing condition will be covered after a waiting period of 4 year

    Hospital room rent determines your treatment bill

    Room Rent

    Medical Treatment with Room, Board & Nursing Expenses Up to 1% of the Sum Insured per day

    *These Features may be included as part of different products and are subject to the insurer's terms & conditions.

    Additional Features of SBI Health Insurance

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    Good health offers multiple rewards

    Reasonable and Customary Charges towards Domiciliary Hospitalisation as defined in Policy definition subject to 20% of the Sum Insured maximum up to Rs.20000 whichever less is.

    The world is your healthcare oyster

    Across SBI General's Network Hospitals

    *These add-ons may be included as part of different products and are subject to the insurer's terms & conditions.

    SBI General Insurance Highlights Updated on 11 Dec 2018

    Features Specifications
    Network Hospitals 4400+
    Waiting Period for Pre-existing Disease 4 years
    Incurred Claims Ratio 75.01%
    Number of Policies Issued 198876
    Grievances Solved 95.80%
    Renewability Lifetime

    *For Year 2016-2017

    Overview of SBI General Insurance Company Limited:

    SBI General Insurance Company Limited is a joint venture between the iconic State Bank of India (74% stake) and Insurance Australia Group (IAG- 26% stake). The undertaking has a wide reach across India, thanks to over 14,000 official branches of the State Bank of India (SBI). In its 4th year of operations, SBI General closed the financial year 2013-14 with a Gross Written Premium of Rs.1188 Crores, registering a growth of 54%. The company is active in 56 cities across India and is a player in 350+ other locations through satellite resources. The company counts motor, health, travel, personal accidents and home insurance as major elements in its product portfolio.

    SBI Health Insurance Plans

    Why SBI General Health Insurance Plans?

    SBI General Health Insurance focuses on helping its customers get better healthcare as well as a sense of security. Here are some reasons why customers prefer SBI Health Insurance plans:

    • SBI General Health Insurance offers health insurance policies with a wide coverage ranging from Rs.50,000 to Rs.5 lakh.
    • No pre-policy medical test required for individuals up to the age of 45 with no medical history.
    • SBI General Health Insurance offers family floater plans that cover self, spouse, children, and dependent parents under a single policy.
    • You can choose from flexible plan options - Metro Plan, Semi-Metro Plan or Rest of India.
    • Get lifelong renewability option with SBI General Health Insurance plans.
    • Any insurer's health insurance policy can be renewed with SBI General Health Insurance.
    • The premium paid towards a SBI General Health Insurance policy is eligible for tax deductions under Section 80D of the Income Tax Act, 1961.
    • The policies offered by SBI General Health Insurance offers pre and post-hospitalisation expenses.
    • Get a free health checkup for every 4 claim-free years up to Rs.2,500.
    • Insurance coverage can be enhanced by attaching an add-on cover like removal of sub-limits on room rent and consultation charges.
    • Get cashless treatment at over 3,000+ network hospitals across the country.

    Types of Health Insurance Policies Provided by SBI:

    Policies forming a part of the company’s health insurance plans portfolio are listed below:

      • SBI Retail Health Insurance Policy
      • SBI Critical Illness Insurance Policy
      • SBI General Group Health Insurance Policy
      • SBI Hospital Daily Cash Insurance Policy

    SBI Retail Health Insurance Policy:

    Entry Age Between 18 years to 65 years
    Pre-policy medical test Not mandatory for persons under the age of 45.
    Basis Individual and family floater plans(Flexible plan options available- Metro plan, Semi metro plan and rest of India. )
    Pre and post hospitalization expenses Covers all medical instances from 30 days prior to and 60 days after hospitalization.
    Income tax benefit As per Section 80D of the Income Tax Act.
    Free Health check-up At the end of 4 continuous claim free years (max limit- Rs.2500).
    Add on covers Available for zero sub-limits on room & ICU rent, doctor’s fees etc.
    Benefits Renew your current health insurance policy from any other insurer with us.
    Exclusions
    • In the case of pre-existing diseases, a waiting period of 4 years will apply.
    • Illness, injury or diseases contracted within 30 days from the commencement of the policy won’t be covered.
    • Treatments consisting of non-allopathic medicine will not be covered.
    • Certain diseases require a waiting period of 1 year before coverage, including hernia, hydrocele, piles etc. Meanwhile, cataract and hysterectomy need a waiting period of 2 years.
    • Treatments connected to pregnancy, childbirth, caesarean section, prenatal and postnatal care.
    • Coverage of treatments due to the use of intoxicating and/or addictive substances like alcohol, drugs etc.
    • Joint replacement surgery that isn’t caused by an accident requires a waiting period of 3 years. Congenital diseases.

    SBI Critical Illness Insurance Policy:

    Entry Age Between 18 years to 65 years
    Policy Period 1 year or 3 years
    Sum Assured Minimum- Rs. 2 Lakh Maximum- Rs. 50 Lakh
    Free Look Period 15 days. Don’t like the policy? Return in 15 days for full refund.
    Income tax benefit Under Section 80D of the Income Tax Act.
    Exclusions
    • Pre- existing diseases, related conditions.
    • All claims require 90 days waiting period from the commencement of the policy.
    • Self inflicted injuries, attempted suicide etc that requires treatment isn’t covered.
    • All congenital conditions.
    • Acquired Immune Deficiency Syndrome (AIDS), and similar sexually transmitted diseases.
    • Illness, injury sustained while under the influence of drugs, alcohol, or other intoxicants.

    SBI General’s Group Health Insurance Policy:

    Entry Age 18 years and above
    Sum Assured 100000 to 500000
    Basis Individual and Floater
    Medical Screening Medical screening required for applicants above the age of 65 years.
    Cashless treatment Avail at 3000+ network hospitals.
    Pre-policy medical test Not mandatory for persons under the age of 65.
    Waiting period Just 1 year(pre-existing diseases covered after 4 years).
    Pre and post hospitalization expenses Covers all medical instances from 30 days prior to and 60 days after hospitalization.
    Benefits Renew your current health insurance policy from any other insurer with us.
    Income tax benefit As per Section 80D of the Income Tax Act.
    Add on covers Available including zero sub-limits on room & ICU rent, doctor’s fees etc.
    Exclusions
    • In the case of pre-existing diseases, a waiting period of 4 years will apply.
    • Illness, injury or diseases contracted within 30 days from the commencement of the policy won’t be covered.
    • Treatments consisting of non-allopathic medicine will not be covered.
    • Certain diseases require a waiting period of 1 year before coverage, including hernia, hydrocele, piles etc. Meanwhile, cataract and hysterectomy need a waiting period of 2 years.
    • Treatments connected to pregnancy, childbirth, caesarean, prenatal and postnatal care.
    • Coverage of treatments due to the use of intoxicating and/or addictive substances like alcohol, drugs etc.
    • Joint replacement surgery that isn’t caused by an accident requires a waiting period of 3 years. Congenital diseases.

    SBI Hospital Daily Cash Insurance Policy:

    Entry Age 18 to 65 years. Children from the age of 3 months are covered provided their parents are concurrently covered too.
    Coverage Tenure 30 days & 60 days coverage.
    Daily cash benefit Rs.2000 per day of hospitalization.
    ICU hospitalization expenses Rs.4000 = Daily cash benefit per day
    Accidental hospitalization Expenses Rs.4000 = Daily cash benefit per day
    Fixed sum Rs.5000 = Fixed sum to take care of expenses incurred during convalescence.
    Free Look Period 15 days- Don’t like the policy? Return in 15 days for full refund.
    Income tax benefit As per Section 80D of the Income Tax Act.
    Exclusions
    • Pre-existing diseases or illness.
    • Illness, injury or diseases contracted within 30 days from the commencement of the policy won’t be covered.
    • Treatments consisting of non-allopathic medicine will not be covered.
    • Certain diseases require a waiting period of 1 year before coverage, including hernia, hydrocele, piles etc. Meanwhile, cataract and hysterectomy need a waiting period of 2 years.
    • Treatments connected to pregnancy, childbirth, caesarean, prenatal and postnatal care.
    • Coverage of treatments due to the use of intoxicating and/or addictive substances like alcohol, drugs etc.
    • Joint replacement surgery that isn’t caused by an accident requires a waiting period of 3 years. Congenital diseases.
    • Day care treatments as defined under the policy are excluded from the scope of the policy.

    SBI General Health Insurance for Account Holders:

    In FY2013-14, SBIG in association with State Bank of India covered about 1.5 crore savings bank account holders with a personal accident insurance cover. SBIG has established its presence in about 14,000 State Bank of India branches. Individual and group health insurance policies are available for SBI account holders.

    Adults between 18 to 65 years and children between 3 months to 18 years of age are eligible for the policy. There is a 1-year waiting period for specified diseases. Cashless and reimbursement claims can be made. No pre-policy medical test required up to 65 years for people with no medical history for group mediclaim policy. Pre-existing disease cover begins after a 4-year waiting period. Assured renewal option for health insurance policies offered by SBIG. Insurance coverage ranges from Rs.50,000 to Rs.5 lakh. Cashless treatment available at 3,000+ network hospitals. Pre and post-hospitalisation expenses are covered under the policy. Tax deduction on premium paid towards a health insurance policy under Section 80D of the Income Tax Act, 1961.

    SBI General Health Insurance Toll-Free Number:

    For any policy-related queries, contact SBIG’ toll-free number 1800 22 1111 or 1800 102 1111. You can also locate the nearest branch office through the company website and request a call back. You can live chat with an agent for guidance and information on health insurance plans plans offered by SBIG. You can write in your queries to the insurer through the company website, just fill the online query form and submit it. For SBI Health Insurance, SMS HEALTH to 561612 and to register a claim, SMS CLAIM to 561612

    How to File a Claim with SBI Health?

    Contact the toll-free number of SBI Health to register your claim. Submit all the original medical documents along with a duly-filled claim form to the insurer in order initiate the claim. SBI Health will settle admissible claims within 30 days of receipt of the relevant documents. The approval or rejection of a health insurance claim is carried out by the insurer as per the policy terms and conditions.

    Cashless treatment can be availed by the insured members at more than 3,000 network hospital across the country. A pre-authorisation request has to be approved by the insurer or the TPA for cashless hospitalisation. In the case of a planned hospitalisation, the insurer has to be intimated prior to admission or within 24 hours of admission in the case of an emergency hospitalisation.

    SBI Health Insurance FAQs:

    1. Is there any age limit for buying a health insurance policy from SBI General, and what’s the maximum tenure available?

      The minimum age for buying individual health insurance policies from SBI General is 18 years, and the maximum is 65 years, although children as young as 3 months can be covered under health insurance policies if both parents are enrolled under the same plan.

    2. What is the maximum tenure of health insurance policies from SBI General?

      SBI General provides health insurance for 1 year tenure only.

    3. What are family floater policies? How are premiums calculated on it?

      Family floater policies are applicable to an individual and his or her immediate family members. The policies can be taken out for up to 4 family members according to respective firm’s norms.

      Premiums are calculated on the basis of the age of the oldest person covered under the policy.

    4. Is it absolutely necessary to get a pre-policy medical checkup done?

      A pre-policy health checkup isn’t required for individuals below 45 years of age and who haven’t have any previous major illness. Medical checkup is necessary when:

      The insured have adverse health history.

      Customers are above 45 years of age.

      Pre-policy checkups are paid for by the proposer. In case the insurance proposal has been accepted by the insurer, the overall checkup cost will be divided equally between the insured and insurer.

    5. What are the renewal formalities for SBI General health insurance?

      Renewal premium has to be paid with the understanding that no new information has become available with respect to the first policy filings. In case the insured has contracted an illness during the last 12 months, the same has to be notified to the insurer as new illnesses may require payment of extra premium.

      Renewal receipts will be accepted only after being duly authorised by a signature of an official of the insurer. If an insured person suppresses facts regarding new illnesses, they will be liable to not get any coverage from the provider.

    6. What about waiting periods for clearing coverages in case of emergencies?

      On enrolling with SBI General, typically a 30-day grace period is applicable, wherein the insurer is not entitled to pay for health care expenses, although hospitalization due to accidents are accepted by the insurer. There’s no waiting period during renewal of old policies.

    7. What do you mean by health insurance portability?

      In India, pre-existing diseases are generally covered only after a certain period of time has passed during which an individual may have been regularly renewing the policy and paying premiums. Such time bound accrued benefits tend to take a lot of time to come to force (usually 5 years). So portability ensures that if the insured wants to change providers, they can do it without losing said benefits. Health insurance portability allows the carrying-forward of the following accrued benefits:

      All exclusions that are time bound.

      Waiting periods for getting disbursements for pre-existing conditions.

      General waiting tenures.

    8. Why should I look for health insurance portability?

      Portability allows policyholders to have safety against loss of coverage or discontinuity due to previous illnesses, in case the insured is planning to shift to a new provider.

    9. Are alternative treatments covered by SBI General Health Insurance?

      Alternative medicine treatments such as aromatherapy, reflexology, chiropractic, naturopathy, osteopathy, acupressure, and acupuncture are excluded from health insurance policies from SBI General.

    10. Suppose I buy a health insurance policy today and am unfortunately hospitalized the next week. Will i receive coverage?

      No, it is not possible to receive coverage within 30 days of buying a health insurance policy from SBI General. However, you will have continuous coverage at the time of renewal.

    11. How to pay premium? What are the modes of payment available?

      SBI General Health insurance premium can be paid via online payment mode using netbanking, debit card or credit card, or cash payment at the nearest branch office. For online payment, visit the insurance company’s website.

    12. How can I check policy status for SBI General Health Insurance?

      To check the status of a SBI General Health Insurance policy, log in to the insurer’s website with your username and password. Enter the policy number to get track the status of your policy.

    13. What is the policy renewal process for SBI General Health Insurance?

      Register or log in to the insurer’s website with your policy number and date of birth. You will get the renewal notice with the renewal premium amount. Select your preferred payment option like netbanking, debit card or credit card, and save the premium payment receipt.

    14. What is the company’s process to settle claim for SBI General Health Insurance?

      Claim intimation has to be made through the insurer's website or by calling the helpline number prior to hospitalisation for planned hospitalisation and within 24 hours for emergency hospitalisation. Download the claim form from the company website, fill it, attach supporting documents of your claim, and submit it at the nearest branch office for approval. The insurer will verify your claim request and approve or reject it within a few days. The claim amount will be transferred to the policyholder’s bank account.

    15. What is the policy cancellation process for SBI General Health Insurance?

      During the free-look period of 15 days, if you object to the terms and conditions of your health insurance policy, you can return it to the insurer. Premium refund will be done with certain deductions like stamp duty charges. Submit a duly-filled surrender form along with the policy documents at the nearest SBIG branch office.

    16. How to fill SBI General Health Insurance form?

      Part A of the claim form has to be filled by the insured member with policy number, personal details, insurance history, details of hospitalisation, details of claim, and bank account details. Guidance for filling the claim form will be given in the form itself. The form can be downloaded from the insurance company's website. Part B of the form has to be filled by the hospital.

    17. How to log in to the SBI General Health Insurance portal?

      Policyholders must register with the insurer's website before login. Registered customers can log in to the SBIG portal using email ID and password. Registration can be done by entering name, date of birth, mobile number, email ID, and password.

    Examples of Network Hospitals in Major Cities:

    CITY NAME OF HOSPITAL
    DELHI KESAR HOSPITAL
    MUMBAI MANGAL ANAND HOSPITAL
    KOLKATA PEERLESS HOSPITAL & B.K. ROY RESEASRCH CENTRE
    BANGALORE BANGALORE BAPTIST HOSPITAL
    CHENNAI HANDE HOSPITAL

    Other Products from SBI Group Companies

    News About SBI Health Insurance

    This Insurance Company has not partnered with BankBazaar.com. For more details, please visit its website/branch office. The trademarks, logos and other subject matters of intellectual property belong to their respective owners.

    • SBI Looking to Divest 4% in SBI General Insurance Prior to IPO

      State Bank of India (SBI) plans to divest up to 4% in SBI General Insurance before its initial public offering (IPO) that has been planned to come out during the next financial year. While SBI General Insurance is a joint venture of SBI and Insurance Australia Group (IAG), SBI currently holds 74% of the stakes of the non-life insurance company. Therefore, after selling the 4% stakes, SBI will still have 70% stakes in the insurance company. While the valuation of general insurers is determined by its book value, the book value of SBI General Insurance stood at approximately Rs.1,500 crore at the end of the previous financial year. During the past listing of New India Assurance and ICICI Lombard General Insurance, it was observed that investors gave between 3 and 8 times the book value for the IPOs of the two insurers. If a similar benchmark is considered, the valuation of SBI General Insurance is likely to stand somewhere between Rs.9,000 crore and Rs.12,000 crore with 6 to 8 times the book value of the insurer. As per the statements of a top executive of SBI General Insurance, 4% of the stakes of the company will be sold to discover the price prior to the IPO, and the process is likely to be completed by the first week of September 2018. This move was inspired by ICICI Lombard General Insurance which also sold a portion of its stakes couple of months before its IPO. The top management of SBI General Insurance is also planning to get the company listed in FY 2019-20.

      According to the data from IRDAI, the underwritten gross direct premium of SBI General Insurance till July 2018 stands at Rs.1,317.67 crore as opposed to Rs.847.65 crore for FY 2017-18, with a growth of more than 55%. On the other hand, the market share of the company stands at 2.69% as on July 2018. For the previous financial years, some of the top categories catered by SBI General Insurance in terms of premium received were health, personal accidents, motor, and fire.

      6 September 2018

    • Term policy covering critical illness rolled out by SBI Life

      Country’s private life insurer SBI Life, introduced its latest offering termed as Poorna Suraksha. Under this term policy, 36 critical illnesses will be covered and the premium amount will remain unchanged for the entire term of the policy. With the progression of the term policy, the cover for critical illness will also increase. The insurance will also boast of a re-balancing feature wherein the proportion of life cover will increase with decrease in critical illness cover and vice-versa.

      SBI LIfe Insurance is a joint venture of BNP Paribas and State Bank of India (SBI) and during the last fiscal, the company saw a tremendous growth of 44%. With the Poorna Suraksha, the company intends to differentiate itself from the other competitors in the healthcare insurance segment.

      2 February 2018

    • SBI Life Insurance shares was allotted on 27 September

      SBI Life Insurance' Initial Public Offering (IPO) is one of the largest IPOs in 7 years. The issue was subscribed 3.58 times on the last day of bidding. The SBI Life' IPO which is expected to raise Rs.8,400 crore was allotted on September, 2017. 2 main shareholders, State Bank of India and BNP Paribas Cardif sold 8% and 4% stake, respectively. SBI Life is the second life insurance company to list following ICICI Prudential Life.

      As per the recent data from stock exchanges, SBI Life witnesses bid for 29.5 million shares which is 3.56 times the 8.8 million shares on offer. Singapore based GIC and Canada Pension Plan Investment Board have committed to subscribe Rs.22.26 billion worth of shares. Soon, HDFC Standard Life and New India Assurance will follow SBI Life and ICICI Prudential in listing. With so many insurance companies in the pipeline to list, the IPO sales this year is expected to exceed the $8.5 billion sale of 2010.

      10 October 2017

    • Survey by SBI General Insurance conducted for women’s health insurance

      A recent study conducted by SBI General Insurance, showed that women have no health insurance of their own, they are either dependent on their family floater policies, or the employer’s insurance policy. The SVP of Marketing and Product Development for SBI General Insurance, Gunjan Ghai said that women go through immense pressure on a day to day basis and it is imperative from them to have health insurance, which includes insurance cover for all diseases including those that are related to the female human body in particular. The overall study showed that women aren’t aware of the critical illnesses, and only 65% of the younger women are aware of these policies. However, only 18% actually buy the same.

      9 March 2016

    • This fiscal year SBI General Insurance is looking at 50% growth

      SBI General Insurance is expecting the growth to come from health, motor and personal accident lines of business. During the Chennai floods, the company got 1,000 claims at Rs.120 crore. SBI hopes to settle 80% of the cases by the end of December. SBI General Insurance has introduced a series of products in the health segment as have filed a travel insurance policy and are also looking at filing home and home contents cover with IRDA. The whole objective is to attract non-loanee home owners.

      21 December 2015

    • SBI General Insurance might Raise Foreign Partner's Stake to 49 %

      SBI General Insurance, a joint venture of SBI and the Australian insurance company Insurance Australia Group (IAG), has announced that the agreement between these two companies allows the foreign partner to raise their stakes to 49% once the law permits it. The company currently holds a 26% stake in SBI General Insurance. Under the current law, this is the maximum permissible limit a foreign partner can hold.


      The government’s move to allow foreign investors to increase their stake from 26% percent to 49% has been hailed as encouraging but since the law has not been passed yet, they have to wait before executing plans to increase their stakes. The company has announced that it is looking at a target of Rs.1600 crore in premiums this financial year and is also targeting a growth of 50%. It plans to achieve this target by increasing the number of agents from 6,000 to 10,000. In the current financial year, SBI’s health insurance segment has so far raked in Rs.50 crore in health insurance premiums and hopes to double the amount before the end of the financial year.

      3 March 2015

    SBI Health Insurance Reviews

  • Page 1 of 4 1 2 3 4
    • SBI General Health Insurance
      "Can do Better"
      0.5 4.0/5 "Great!"
      I took mediclaim insurance from SBI general, there was no claim they got tie up with many hospital and I have received my medical card on time. The policy activation process was easy they generated the policy on time without any discrepancy.
      Was this review helpful? 1
      , bangalore
      Reviewed on Dec 05, 2018
    • SBI General Health Insurance
      "Best policy"
      0.5 5.0/5 "Blown Away!"
      I am having a health insurance policy with SBI general insurance from last 8 years. I am not aware of the premium amount as my company pays it. I have no claim experience so far with this insurance and the coverage value is Rs 5 lacs for family.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 26, 2018
    • SBI General Health Insurance
      "Good insurance"
      0.5 5.0/5 "Blown Away!"
      My company has provided the health insurance policy with SBI General. They have given a coverage value of Rs. 5 lakhs. My entire family has been covered in this policy. I had a claim experience twice. I had submitted the documents to my company, they will proceed the claim. I have received the claim amount of Rs. 2 lakhs. Most of the major hospitals has been covered in this policy.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 18, 2018
    • SBI General Health Insurance
      "Good Policy"
      0.5 3.5/5 "Pretty good"
      I am having a health insurance policy with SBI general insurance from last 1 year, a premium of Rs 46000 has to be paid for this insurance policy on annual basis. I have no claim experience so far with this insurance and i am happy with the coverage value.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Oct 02, 2018
    • SBI General Health Insurance
      "Good Policy"
      0.5 3.0/5 "Satisfactory"
      I have a health insurance policy with SBI general insurance from last 2 years, I am happy with the coverage value of this insurance policy. . I am not aware of the premium amount as my company pays it. The coverage value is Rs 2 lacs and there was no claim experience so far.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 27, 2018
    • SBI General Health Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have a health insurance with SBI general insurance from last 2 years, i am happy with the coverage value of this insurance policy. I have not claimed anything so far from this insurance company. I pay a premium of Rs 50 per month for this insurance policy.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 18, 2018
    • SBI General Health Insurance
      "Good policy to use"
      0.5 3.0/5 "Satisfactory"
      I have got the health insurance policy from the SBI GENERAL INSURANCE around a 4 years ago. The customer support service and the response is good from the SBI. The premium amount of Rs,200 I need to pay to this application every year. This policy has the medical coverage up to Rs,4,00,000 and I am satisfied with it.
      Was this review helpful? 0
      , lucknow
      Reviewed on Jun 01, 2018
    • SBI General Health Insurance
      "Best policy"
      0.5 5.0/5 "Blown Away!"
      I have a health insurance policy with SBI general insurance from last 3-4 years, i am happy with the coverage value of this insurance policy. I have no claim experience so far with this insurance policy. A premium of Rs 13000 has to be paid for this insurance and it is covered up to Rs 5 lakhs.
      Was this review helpful? 1
      , hyderabad
      Reviewed on May 29, 2018
    • SBI General Health Insurance
      "Good Policy"
      0.5 3.0/5 "Satisfactory"
      I have a health insurance policy with SBI general insurance from last 4-5 months and it is a good insurance policy. This policy has to be renewed every year and i pay a premium of Rs 3000 for this insurance. I do not have claim experience so far with this insurance and i have a coverage value of Rs 4 lakhs for this insurance.
      Was this review helpful? 1
      , ahmedabad
      Reviewed on Apr 06, 2018
    • SBI General Health Insurance
      "Average Service"
      0.5 3.0/5 "Satisfactory"
      I have a general health Insurance with Sbi for my parents. They had taken couple of years and it has a floating policy. The payments are generally deducted from my account. The offers covers the top hospitals which is very much helpful for me. It was an average service from SBI health Insurance service.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 04, 2018
    • SBI General Health Insurance
      "Good policy to use"
      0.5 4.0/5 "Great!"
      I have a health insurance policy with SBI general insurance from last 4 years and it is a good policy to use. This policy has to be renewed every year and i pay a premium of Rs 50000 for this insurance. I do not have claim experience so far and i have not taken any cashless treatment. I am happy with the coverage of this policy.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Mar 05, 2018
    • SBI General Health Insurance
      "Good policy to use"
      0.5 4.0/5 "Great!"
      I am having a health insurance with SBI general insurance from last 3 years and it is a good insurance policy to use. My premium amount gets auto deducted from the salary account. I do not have claim experience so far with this insurance. I have a coverage of Rs 2 lakhs which is satisfactory.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 26, 2018
    • SBI General Health Insurance
      "Good policy to hold"
      0.5 3.0/5 "Satisfactory"
      I had my health insurance with SBI General Health Insurance. I had this health insurance 1.5 years ago but till now I do not had any claims so far with them and the coverage limit for this policy is 3 lakhs which covers me and my family members. Company paid half of the premium and I paid the remaining half.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 22, 2018
    • SBI General Health Insurance
      "Good"
      0.5 4.0/5 "Great!"
      I have a Health insurance policy from SBI MEdiclaim. My final premium amount I paid is around Rs. 5400 per year and sum assured to me is around Rs. 3,00,000. I have not taken any claim yet. But the policy scheme and coverage is satisfactory. I would recommend others too.
      Was this review helpful? 0
      , kolkata
      Reviewed on Feb 07, 2018
    • SBI General Health Insurance
      "Good policy to use"
      0.5 5.0/5 "Blown Away!"
      Have the SBI health insurance policy around a year ago. This policy covers 4 members in my family. I have paid Rs,1600 to get this policy but I haven't renewed this policy this year and here this policy has the medical coverage of Rs,3 to4 lakhs .
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 15, 2018
    • SBI General Health Insurance
      "Excellent banking"
      0.5 5.0/5 "Blown Away!"
      I am holding a Heath Insurance policy for last few years. i dot have to pay a premium amount i am a employee i do get a good policy coverage amount including the dependants.I am happy banking with them.The website is easy to understand and navigate.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jan 05, 2018
    • SBI General Health Insurance
      "Average"
      0.5 3.5/5 "Pretty good"
      I am having the health insurance policy with the SBI general insurance company. I would like to say that the coverage value is fine one for me, also I have not faced any claims with them till now. Plan benefits are also good one for me with the SBI general insurance company.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 05, 2018
    • SBI General Health Insurance
      "Good insurance policy"
      0.5 4.0/5 "Great!"
      I have a health insurance policy with SBI general insurance from last 1 month. This policy has to be renewed every year and i pay a premium of Rs 7000 for this insurance policy. I have taken the cashless treatment and the experience was very good. I have a coverage of Rs 3 lakhs which is satisfactory for this policy.
      Was this review helpful? 1
      , mumbai
      Reviewed on Dec 29, 2017
    • SBI General Health Insurance
      "Average policy to use"
      0.5 3.0/5 "Satisfactory"
      The SBI general health insurance policy covers 5members in my family. The customer support was good with the SBI health insurance policy. This policy has provided by my company. Here I have the medical coverage up to 4 lakhs. The cashless treatment options are good with this policy.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 27, 2017
    • SBI General Health Insurance
      "Good coverage"
      0.5 3.0/5 "Satisfactory"
      I have been paying Rs.26000 yearly for this Health Insurance and been getting a health coverage of Rs.2 Lakhs with them. The number of hospitals in this network are pretty high and the payment are all done through online. I heard claim experience with them is quite good too.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 25, 2017
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