The Future Generali Hospital Cash Plan ‘Hospicash’ protects you against hospitalization cost. You can receive hospital cash benefit to ensure that you don’t get drained. The health insurance policy takes care of all your hospitalization related expenses which are usually not included by general health insurance plans. The Future Generali Hospicash Plan policy comes with 4 plans namely plan A, B, C and D. The policy allows you to insure maximum 2 dependents along with you and your spouse under it.
Features and benefits of Future Generali ‘Hospicash’ Hospital Cash Plan:
|Entry Age||For Adults: Minimum age- 18 years Maximum age - 65 years. For Children: Minimum age – 6 years. Maximum age – 25 years.|
|Basis||This is a Hospi Cash Family Floater plan.|
|Medical test||No medical test is required for specific plans and 50% of the test cost gets reimbursed.|
|Renewability||Policy renewability is available.|
|Special Features||The policy comes with the following features:
|Sum assured||Sum assured is dependent on your monthly income.
|Premiums||Premiums are different for different plans and they differ as per different sum assureds and age of the life insured.|
|Policy coverage||The policy covers the following conditions:
|Benefits||The policy comes with the following benefits :
|Exclusions||The plan does not provide cover for pre-existing diseases, hospitalization cost for fertility related treatments, cost incurred in plastic surgery, refractive error corrective procedures, experimental, investigational or unproven procedures or treatments, non - Allopathic treatments, expenses involved in hospitalization for any mental illness or psychiatric illness.|
Please read the main policy document for further information. This is not an all-inclusive description of the plan.
Also Read: How to File a Claim with Future Generali?
Other Health Insurance Plans from Future Generali:
- Future Generali Health Suraksha Individual Plan
- Future Generali Health Suraksha Family Plan
- Future Health Surplus Insurance Plan
- Future Generali Criticare Critical Illness Plan
GST rate of 18% applicable for all financial services effective July 1, 2017.
Disclaimer: Premiums may vary depending upon factors like age, location and prevailing taxes/GST.