Future Generali Hospicash Hospital Cash Plan

Entry Age

For Adults:

For Children

Basis

This is a Hospi Cash Family Floater plan.

Medical Test

No medical test is required for specific plans and 50% of the test cost gets reimbursed.

Renewability

Policy renewability is available.

Special Features

1. You can insure you, your spouse and maximum 2 dependents under this plan.
2. The policy allows portability.
3. The policy comes with a grace period of 20 days within which you can renew your policy once it expires.
4. Free look period is 15 days.
5. Maximum policy term is 1 year.

Sum Assured

1. Minimum monthly income required for plan C is Rs. 50,000.
2. Maximum monthly income required for plan D is Rs. 75.000.
3. For plan A and B, minimum income criteria is not available.

Premiums

Premiums are different for different plans and they differ as per different sum assureds and age of the life insured.

Policy Coverage

1. ICU charges within the city of residence.
2. ICU benefits without your city of residence.
3. It provides an additional convalescences benefits of Rs. 5000 for hospitalization done for more than 10 days.
4. You can avail maximum 20 ICU benefits during the policy tenure and 10 days during each hospitalization.

Benefits

1. Get comprehensive coverage for you and your family members.
2. No previous medclaim policy is required to apply for this policy.
3. Quick turnaround time which is 14 working days within which your claim will be resolved.
4. Enjoy professionally managed in-house claim processing.

Exclusions

The plan does not provide cover for pre-existing diseases, hospitalization cost for fertility related treatments, cost incurred in plastic surgery, refractive error corrective procedures, experimental, investigational or unproven procedures or treatments, non - Allopathic treatments, expenses involved in hospitalization for any mental illness or psychiatric illness.