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  • Two Wheeler Insurance Bangalore

     4.0 / 5.0   by 351 users
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    Plan Benefits

    Policy Coverage

    Customer Service

    Claim Experience

    There is no denying that Bangalore is one of the most populous cities in India. In fact, currently it holds the position of third most populous city in the country. The growth has been incredibly rapid: From 5.1 million people in 2001 to 8.4 Million in 2011. The growth is still on a steady incline. This increase has led to unmanageable traffic and thus accidents on the road. Two wheeler insurance is more important than ever before now.

    The law requires all vehicle owners to buy a basic motor insurance. However this is not a comprehensive cover and you will be required to pay a little more for a comprehensive cover that will take care of all expenses. The Motor Vehicle Act covers a variety of expenses that you may have to bear in the event of a two wheeler accident. It also covers your two wheeler in the event of a theft, fire, malicious act, natural disasters etc. Further, the legal liability to third party personal injury and property damage which arises out of the accident is also covered in this, as well as a personal accident cover.

    So what is not included in the basic cover that the law expects? Things like loss of accessories, the legal liability to paid driver, personal accident cover for the pillion riders, normal wear and tear, damage due to negligent driver or driving under the influence of drugs/alcohol will not be covered in the basic insurance policy. It is possible to pay a little extra for a comprehensive cover which will cover many more expenses that you will be likely to face in the duration of your two wheeler’s possession.

    Some of the top insurers in the city are Bharthi AXA, Bajaj Allianz, ICICI and HDFC. If you are looking at buying a new bike make sure that you compare the rates online and pick the one best suited for your requirements.

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    Two Wheeler Insurance Bangalore Reviews

  • Page 1 of 18 1 2 3 4 5
    • review Two Wheeler Insurance
      "Good Insurance policy"
      0.5 4.0/5 "Great!"
      I am having a 2 wheeler insurance policy with Bajaj alliance for past 4 years, I don't get any notifications to renew the policy before the due date. I never had any claim experience . The plan benefits are good with bajaj. The customer service need to be improved. I am satisfied using this 2 wheeler instance policy, I paid Rs.2,600 to renew the policy this year.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jul 10, 2017
    • review Two Wheeler Insurance
      "Good to hold a policy"
      0.5 4.0/5 "Great!"
      As long as we pay the premium to get the policy they are happy and then when we start claiming in any incidents then they are different reactions. I had a claim experience with new India assurance, they were asked so many unnecessary documents to submit to get the claim. This policy is good only to escape from cops.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 01, 2017
    • review Two Wheeler Insurance
      "Its good"
      0.5 4.0/5 "Great!"
      First time my bike dealer have suggested National Insurance. Then I am started using the same, I felt its good for my bike. I used to pay the premium of Rs.700 on yearly basis but it won't cover100% coverage. Every year I used to renew the policy by online.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jun 23, 2017
    • review Two Wheeler Insurance
      "Average Service"
      0.5 4.0/5 "Great!"
      I got a Bajaj discover 100Cc motor bike and I am renewing the insurance policy with National insurance for past 4 years. I paid around Rs.1120 to renew the policy this year,. The plan benefits and the policy coverages are good with National insurance. I never got any kind of claim experience with the national insurance. It would be great if they can send the reminder to renew the policy before the expiry date.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 23, 2017
    • review Two Wheeler Insurance
      "Good protection for two wheeler"
      0.5 4.0/5 "Great!"
      Initially I had a policy with Bajaj Allianz after that it got expired hence I have approached online channel to renew the policy, then I provided RC book photo copy to Bajaj Allianz, next day their executive came and took photo of my vehicle. I paid the premium 2600 for duration of one year.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 15, 2017
    • review Two Wheeler Insurance
      "Good polciy to use"
      0.5 3.0/5 "Satisfactory"
      I don't have any kind of claim experience with my ICICI Lombard 2 wheeler insurance . I paid Rs.1500 to renew the policy this year. The Policy coverages are good with ICICI Lombard. I got Fasino motor bike . From 2015 I am renewing my 2 wheeler insurance with ICICI Lombard and I am satisfied holding this policy with them.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 14, 2017
    • review Two Wheeler Insurance
      "Customer centric service"
      0.5 5.0/5 "Blown Away!"
      I never had any claim experience with ICICI Lombard 2 wheeler insurance, but I had some documentation issue initially, which has been resolved with in a week time. They are fast in their response and they intent made a call back and inquired about the scenario and done the needful , which is very kind and good with ICICI Lombard customer support. I Pay Rs.1200 for my 250 Suzuki PS 150 R motor bike. I am using this ICICI Lombard policy for past 3 years. Which is very helpful in reminding to renew the policy in prior. Overall I am satisfied using ICICI Lombard 2 wheeler insurance.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jun 13, 2017
    • review Two Wheeler Insurance
      "Extraordinary"
      0.5 5.0/5 "Blown Away!"
      I am paying around 3000 Rupees as premium per annum for the two wheeler insurance policy with the National Insurance company. Coverage value is around 80% of cost of the vehicle for the first year from the next year onwards , it would be depreciated.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 08, 2017
    • review Two Wheeler Insurance
      "Good Service"
      0.5 4.0/5 "Great!"
      I have two wheeler insurance policy with the United india Insurance There are no claims with them till yet and the premium is around 1400 Rupees and the coverage value is metal only I haven't faced any drawback with them since it is really new.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jun 03, 2017
    • review Two Wheeler Insurance
      "Great"
      0.5 5.0/5 "Blown Away!"
      I do have the two wheeler insurance policy with the HDFC ERGO general insurance company . I had been with them for more than one year of time. Customer service is also a good one with them and they used to provide the regular reminders . I dont have any claim experience with them till date.
      Was this review helpful? 1
      , bangalore
      Reviewed on May 27, 2017
    • review Two Wheeler Insurance
      "Poorest service. Pathetic staff"
      0.5 0.5/5 "Unacceptable"
      They will come running for new policies, but when you need service, they don't like to work on that. I wanted to transfer the policy of a motor bike after registration change. In simple words, please do not go for ICICI lombard. Super slow procedure. Pathetic attitude of people working there. Simply awful. I wish I could have some option of 0 stars Sharing Experience if anyone is interested: Initially, after raising the request, they will not call/mail you for many days until you call back. They will simply say that we had a wrong number. They will never reply or call you in less than 3 day interval. After you are frustrated and send a tough mail, they will respond in a day and tell you that they will revert shortly and you are at top most priority. Then, again they will be lost. They dont have any mode of payment other than cheque and Credit card. they will ask details of credit card on phone which anyways at least I hesitate to share.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 26, 2017
    • review Two Wheeler Insurance
      "Average Service"
      0.5 3.0/5 "Satisfactory"
      I don't have much experience on my Reliance two wheeler insurance policy, also there is no claim experience so far. The policy coverage is also not up to the mark and there are few other things which needs to be improved. The app is not user friendly. When I try to renew the policy I often face some down time issue, the premium what I pay currently is Rs.1100. Also they send reminders to renew the policy in prior in short I would say it is an average policy.
      Was this review helpful? 1
      , bangalore
      Reviewed on May 22, 2017
    • review Two Wheeler Insurance
      "Excellent service"
      0.5 4.0/5 "Great!"
      I am having two wheeler insurance policy with the ICICI Lombard general insurance company and I have faced the claims and I got around 80% of the damage and repair cost as reimbursement. Customer service is good one with them and the response is also good one with them.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 19, 2017
    • review Two Wheeler Insurance
      "Need to improve"
      0.5 1.0/5 "Really Bad"
      I have two wheeler insurance policy with the ICICI Lombard general insurance company. There are no claims with them and the premium is around 860 Rupees and the coverage value is around 16000 Rupees. I would like to say that they need to improve and they are not providing the proper response to the customer.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 18, 2017
    • review Two Wheeler Insurance
      "Its Good for Bike"
      0.5 4.0/5 "Great!"
      I took bike insurance with ICICI lombard, I approached two wheeler insurance through the showroom. ICICI lombard gave the coverage of one lakh. But I didn't have any claim experience. Now my bike insurance got expired, I am planning to do it later.
      Was this review helpful? 1
      , bangalore
      Reviewed on May 16, 2017
    • review Two Wheeler Insurance
      "Its Good"
      0.5 4.0/5 "Great!"
      I have taken this bike insurance before nince months, I paid the premium of Rs.1400 it gives the coverage for a year and its covers everything even the metallic, plastic or paint body of the bike I got my policy copy from them on time but I am not aware about the renewal process.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 10, 2017
    • review Two Wheeler Insurance
      "Good insurance Company"
      0.5 5.0/5 "Blown Away!"
      I paid Rs.1700 for my Two-wheeler insurance. I got Honda Dio motor bike. I am using it for past 3 years. They do give reminders to renew the policy in prior. I haven't got the claim experience yet. Over all it is very good policy with National insurance company.
      Was this review helpful? 1
      , bangalore
      Reviewed on May 08, 2017
    • review Two Wheeler Insurance
      "Best insurance policy"
      0.5 4.0/5 "Great!"
      I have got the two wheeler insurance policy with the United India Insurance company and the coverage value is up to 100% because its the bumper to bumper based policy. They have provided around 90% of cost of the damage as claim for my new vehicle. Depreciation value is good one with the United India Insurance company.
      Was this review helpful? 1
      , bangalore
      Reviewed on May 05, 2017
    • review Two Wheeler Insurance
      "Average"
      0.5 4.0/5 "Great!"
      I am using BAJAJ ALLIANZ GENERAL INSURANCE policy for my pulsar 220 two wheeler. I paid Rs.1673 as a premium. Bajaj allainz do give the reminder before the renewal date. I haven't had a claim experience so far. The plan benefits and the policy coverages are good with this insurance policy.
      Was this review helpful? 2
      , bangalore
      Reviewed on May 04, 2017
    • review Two Wheeler Insurance
      "Good "
      0.5 2.0/5 "Expected more"
      I had insured my two wheeler with Bajaj Allianz general insurance company and am with them from the last four years of time. I do not have any claim experience till date with them and the depreciation value is also a good one with them. Customer service is very good when it comes to Bajaj Alliance two wheeler insurance.
      Was this review helpful? 1
      , bangalore
      Reviewed on Apr 29, 2017
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