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  • Questions to Ask When Buying a Used Motorcycle

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    While purchasing a utilized bike, a purchaser needs to carefully analyse the state of the vehicle, genuineness of the seller, and so on. The most imperative part is the documents associated with the procedure, which ensures the completion of the buying process in a legal way. The following documents are required for the appropriate transfer of vehicle from the seller to the buyer.

    Questions to Ask When Buying Used Motorcycle
    Questions to Ask When Buying Used Bike

    Registration Certificate (RC)

    It is the duty of the seller to provide you the RC book of the concerned vehicle. A buyer must ensure that the identity of the seller along with other details are genuine and there is absolutely no scope for deception. For instance, the vehicle number and stamp demonstrating the payment of duty. The name of the seller (present owner of the vehicle) ought to be right in the RC. The RC must be presented by you in the RTO (Regional Transport Office) where you may formally get the vehicle registered in your name.

    In case the vehicle was purchased through bank financing, the RC book will have a bank seal on it. The buyer will then require to get the form 35 attested and stamped by the bank. They will also need a NOC letter from the bank confirming that there are no instalments to be paid and the loan has been cleared off. The RTO charges certain fee to wipe out the credit section.

    Two Wheeler Insurance Paper

    A two wheeler insurance is mandatory in India. Without which, a vehicle cannot be registered in the RTO. If you are buying an old vehicle, the seller needs to provide you with the insurance papers of the vehicle. The insurer company transfer an active policy in the name of the buyer of the vehicle. If the policy has expired, the new owner of the vehicle can apply for a new insurance policy by furnishing the relevant documents. There are multiple two-wheeler insurance providers in India. A vehicle owner can compare several policies based on the coverage and benefits offered by them and buy a bike insurance policy online with minimum hassles.

    1. The seller of the vehicle ought to have Form No. 28, Form No. 29 and Form No. 30 which the purchaser needs to submit to the RTO.
      • Form No. 28 is the No Objection Certificate (NOC). Three duplicate copies of the NOC are required if the buyer of the vehicle wishes to use the vehicle in another state for a period of more than 1 year. This form isn’t applicable if the vehicle is supposed to be used in the same state.
      • Form 29 is the intimation of transfer of vehicle ownership. Two photocopies of the same are to be submitted.
      • Form No. 30 is the report of transfer of ownership of a motor vehicle. 1 duplicate copy of the same is required.
    2. The seller of the vehicle must provide the buyer with the details of the road tax paid. The same must be submitted to the RTO.
    3. Pollution Under Control (PUC) Certificate: A PUC certificate is obligatory for vehicles which are more than 6 months old. In case the past owner of the two-wheeler did not have the PUC, the same must be obtained by the new owner of the vehicle.
    4. The buyer also needs to submit their address proof along with two passport sized photographs to the RTO for the vehicle ownership transfer process.
    5. The purchaser should obtain a receipt of sale from the seller to stay away from any difficulties in future.
    6. The above-mentioned documents must be submitted to the RTO to successfully get the vehicle registration transferred in your name and legally claim the ownership of the vehicle.

    There is some amount of risk when buying any used vehicle. The only way to reduce this risk is to find out as much as possible about the bike before you narrow down and write that cheque. Follow these guidelines to make the right choice:

    1. Do some research beforehand regarding the pricing?

      Do your homework and find out how much you should expect to shell out. What are the typically the prices for bikes with the same model and miles run in the market? You can find prices online. After you get an idea about how much the prices will be, decide how much you are willing to pay. Leave some room for negotiations.

    2. You can find out a lot about the bike from your first conversations with the seller.

      Here are some of the questions you should ask to get an idea of how the bike was maintained:

      • Did you buy the bike as a new one or was it used?
      • Do you own the bike or are you still financing it? Do you have the title? If the owner does not have the title, it is more complicated to buy it.
      • Have you been in any accidents or dropped your bike?
      • How often do you service your bike? Do you have the records for it that you could show me?
      • Where do you give your bike for servicing?
      • Is it the original paint job?
      • Where do you park your bike usually?
      • Why have you decided to sell your bike?
      • How often have you used your bike and what kind of riding do you do?
    3. Do a thorough inspection of the Bike

      The quality of a used bike really depends on how it has been maintained. Sellers could lie and tell you what you want to hear. But a thorough inspection will reveal the truth and how it has been cared for. Carry a flashlight to see well. You can predict the potential problems you will face with the bike by inspecting it yourself, or even better, ask motorcycle expert to inspect it for you.

    4. Do a test ride

      The final step is to take the bike on a ride yourself so you get a feel first hand. Make sure you are carrying your license. Start slowly and check out how it speeds up. How does the breaks feel? Do they feel smooth and even? They should not grab forcefully. They should not pulsate. Pulsating brake is a sign of warped disks. Check the gears. It should be a smooth transformation and it should feel firm. You should feel like you are in complete control. It should not feel choppy.

      The bike should feel stable. Test on a clean road without any road humps or potholes.

      Weave left and right and see if it seems in control. Listen closely for any unfamiliar noises from the engine and excessive vibrations. There should not be any creaking or rattling from the suspension. If you hear anything unusual ask the seller. Sometimes unusual noises are just characteristic of the particular bike and doesn’t necessarily indicate an issue.

    Two Wheeler Insurance Online

    Questions to Ask When Buying a Used Motorcycle Reviews

  • Page 1 of 50 1 2 3 4 5
    • Bajaj Allianz Two Wheeler Insurance
      "Good protection for two wheeler"
      0.5 5.0/5 "Blown Away!"
      The bike policy was arranged through the dealer, since it mandatory purpose I took the policy from Bajaj Allianz. I don't have any option hence I took by paying some premium. I availed comprehensive policy for my bajaj discover bike for one year tenure.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 13, 2018
    • Bharti Axa Two Wheeler Insurance
      " Its convenient policy renewal"
      0.5 5.0/5 "Blown Away!"
      Its convenient to go head to chose all the options, they have option to increase the IDV, even the premium is good. I have been experience with Bharti axa two wheeler policy around five years, whenever I renew the policy I get the no claim bonus.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 13, 2018
    • National Insurance Two Wheeler Insurance
      "Average Policy"
      0.5 3.0/5 "Satisfactory"
      I did not have any claim experience with National two wheeler insurance. I have not spoke with the customer care service as of now. I made a premium amount of Rs. 1400 for one year. The reason for selecting the National insurance is when i purchase a bike from dealer who provided the policy with National and i'm continuing the same. They have given a value of the bike is Rs. 55K.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 13, 2018
    • National Insurance Two Wheeler Insurance
      "Good"
      0.5 4.0/5 "Great!"
      When I purchased the Honda Activa bike at that time they provided an insurance. It is a one year policy. One of my friend is working there so he will takes care of my policy. If anything goes wrong,they will recover 70% to 80% of the damage, remaining 20% from my end.I am planning to renew the policy again with National Insurance.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 13, 2018
    • National Insurance Two Wheeler Insurance
      "Good Protection for two wheeler"
      0.5 5.0/5 "Blown Away!"
      As per IRDI policy, National Insurance is following the terms, the premium is reasonable, I have taken bike policy for three years now they do have five years plan. I have comprehensive plan its always better to go with full cover its good for us.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 12, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Need improvement on service"
      0.5 3.0/5 "Satisfactory"
      I have bike insurance with ICICI Lombard, I paid Rs.8700 for three years policy. It has third party plan with personal accidental. But the guys are not responsible, when they want to sell some thing they call , during queries they wont respond.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 12, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Good Customer Policy"
      0.5 5.0/5 "Blown Away!"
      The customer service is good they are providing continuous follow up before expiring the policy they call and share the benefits on renewal. I have honda passion they gave me the best insured value its good. And providing good benefits on the policy.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 12, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      For my Dream Honda bike, ICICI Lombard gave me best insured value for the premium amount around Rs.1500 for one year. I got my policy documents on time. I have taken the comprehensive plan with first party cover, therefore I am satisfied with them.
      Was this review helpful? 0
      , nagpur
      Reviewed on Nov 12, 2018
    • Royal Sundaram Two Wheeler Insurance
      "Better coverage"
      0.5 3.0/5 "Satisfactory"
      For my Yamaha R15 bike I took policy from Royal sundaram they gave me Rs. 70,000 of idv value for tenure of three years it was good. I purchased the bike for Rs. 1.3 lakhs, now it got good IDV value with third party liability cover, personal accident cover.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 12, 2018
    • National Insurance Two Wheeler Insurance
      "Satisfactory policy"
      0.5 4.0/5 "Great!"
      I've purchased the two wheeler insurance policy for my TVS Wego bike. I have been holding the policy for last 1.5 years. I used to make the premium amount of Rs. 750 and i have got coverage amount of Rs. 40000. I renew the policy in their branch and i never faced any problems with this company.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Nov 12, 2018
    • National Insurance Two Wheeler Insurance
      "Good policy"
      0.5 3.0/5 "Satisfactory"
      I am using the National Insurance policy for my two wheeler for past 4 years. I have no claim experience as of now. Since its a Government based company, i have chosen the National Company. I pay the premium of Rs. 800. They have given me a value amount of Rs. 40000 and I'm happy about it. I used to visit the branch for renewing the policy.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Nov 12, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "Good Protection for vehicle"
      0.5 3.0/5 "Satisfactory"
      Premium is reasonable for one year insurance policy, I have taken comprehensive plan with first party cover. I got policy copy on time, I am not sure about the claim. However Bajaj Allianz got tie up with many network service and I used to get msg for renewal.
      Was this review helpful? 2
      , bangalore
      Reviewed on Nov 10, 2018
    • Bharti Axa Two Wheeler Insurance
      "Its Good"
      0.5 5.0/5 "Blown Away!"
      I took the insurance along with the bike purchase, I kept renewing my two wheeler insurance in Bharti Axa, the premium amount is economical in the market. The IDV value is good with the third party and personal accidental cover, I am okay with the benefits.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 10, 2018
    • Iffco Tokio Two Wheeler Insurance
      "Average"
      0.5 2.0/5 "Expected more"
      I took a two wheeler insurance with Iffco Tokio. I am not satisfied with the service and benefits. I have contacted the customer support many times but there was no proper response. The claim experience is not good. I met an accident and the repairing charges of 6K but they have refunded me 2K. I paid 2200 rupees to purchase the policy for a year.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Nov 10, 2018
    • Reliance General Two Wheeler Insurance
      "Premium should be ecnomical"
      0.5 2.5/5 "Just OK"
      My company have provided Reliance general insurance, they gave me full coverage. The plan which I taken is comprehensive with personal accident cover. I think the premium is costly compare to other insurance products. Remaining all good.
      Was this review helpful? 1
      , chennai
      Reviewed on Nov 09, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "Its Good"
      0.5 4.0/5 "Great!"
      Earlier I had Bajaj allianz bike insurance, now it got expired. Dealer gave me the insurance while I was purchasing the policy. The insurer gave me 100% of coverage, there was no claim experience. Comparatively I felt ICICI lombard is best than Bajaj Allianz.
      Was this review helpful? 1
      , bangalore
      Reviewed on Nov 09, 2018
    • Bharti Axa Two Wheeler Insurance
      "Excellent for beginners"
      0.5 4.0/5 "Great!"
      Previously my two wheeler insurance was with Bharati Axa and am pretty much happy with the claim experience. But need to pay initially which am not satisfied. I have paid for zero depth, 3500 rupees for one year. The customer service executive is fine.
      Was this review helpful? 3
      , new delhi
      Reviewed on Nov 05, 2018
    • HDFC Ergo Two Wheeler Insurance
      "Average"
      0.5 4.0/5 "Great!"
      I have chosen HDFC Ergo for good IDV and zero dep features. The customer service was pretty much good. The claim experience was not good, few of the times it was not covered. Till last year benefits are pretty much good, due to RBI changes now the premium has gone up. I paid around 5K for one year.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 05, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "Its Better Protect"
      0.5 5.0/5 "Blown Away!"
      Bajaj Alliance two wheeler insurance processing is too fast, but when they deducted additional amount once from my account when I called them, they immediately return that amount. Their insured declared amount is good for my avenger bike. They got tie up with many service centers .
      Was this review helpful? 3
      , hyderabad
      Reviewed on Nov 05, 2018
    • Iffco Tokio Two Wheeler Insurance
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      I am using the two wheeler policy through the IFFCO TOKIO GENERAL INSURANCE from past 2012 but i have faced with none of the issues with this policy because it is a user friendly policy to use. I have not experienced with the claim with this policy.
      Was this review helpful? 1
      , chennai
      Reviewed on Nov 04, 2018
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