• Questions to Ask When Buying a Used Motorcycle

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    While purchasing a utilized bike, a purchaser needs to carefully analyse the state of the vehicle, genuineness of the seller, and so on. The most imperative part is the documents associated with the procedure, which ensures the completion of the buying process in a legal way. The following documents are required for the appropriate transfer of vehicle from the seller to the buyer.

    Questions to Ask When Buying Used Motorcycle
    Questions to Ask When Buying Used Bike

    Registration Certificate (RC)

    It is the duty of the seller to provide you the RC book of the concerned vehicle. A buyer must ensure that the identity of the seller along with other details are genuine and there is absolutely no scope for deception. For instance, the vehicle number and stamp demonstrating the payment of duty. The name of the seller (present owner of the vehicle) ought to be right in the RC. The RC must be presented by you in the RTO (Regional Transport Office) where you may formally get the vehicle registered in your name.

    In case the vehicle was purchased through bank financing, the RC book will have a bank seal on it. The buyer will then require to get the form 35 attested and stamped by the bank. They will also need a NOC letter from the bank confirming that there are no instalments to be paid and the loan has been cleared off. The RTO charges certain fee to wipe out the credit section.

    Two Wheeler Insurance Paper

    A two wheeler insurance is mandatory in India. Without which, a vehicle cannot be registered in the RTO. If you are buying an old vehicle, the seller needs to provide you with the insurance papers of the vehicle. The insurer company transfer an active policy in the name of the buyer of the vehicle. If the policy has expired, the new owner of the vehicle can apply for a new insurance policy by furnishing the relevant documents. There are multiple two-wheeler insurance providers in India. A vehicle owner can compare several policies based on the coverage and benefits offered by them and buy a bike insurance policy online with minimum hassles.

    1. The seller of the vehicle ought to have Form No. 28, Form No. 29 and Form No. 30 which the purchaser needs to submit to the RTO.
      • Form No. 28 is the No Objection Certificate (NOC). Three duplicate copies of the NOC are required if the buyer of the vehicle wishes to use the vehicle in another state for a period of more than 1 year. This form isn’t applicable if the vehicle is supposed to be used in the same state.
      • Form 29 is the intimation of transfer of vehicle ownership. Two photocopies of the same are to be submitted.
      • Form No. 30 is the report of transfer of ownership of a motor vehicle. 1 duplicate copy of the same is required.
    2. The seller of the vehicle must provide the buyer with the details of the road tax paid. The same must be submitted to the RTO.
    3. Pollution Under Control (PUC) Certificate: A PUC certificate is obligatory for vehicles which are more than 6 months old. In case the past owner of the two-wheeler did not have the PUC, the same must be obtained by the new owner of the vehicle.
    4. The buyer also needs to submit their address proof along with two passport sized photographs to the RTO for the vehicle ownership transfer process.
    5. The purchaser should obtain a receipt of sale from the seller to stay away from any difficulties in future.
    6. The above-mentioned documents must be submitted to the RTO to successfully get the vehicle registration transferred in your name and legally claim the ownership of the vehicle.

    There is some amount of risk when buying any used vehicle. The only way to reduce this risk is to find out as much as possible about the bike before you narrow down and write that cheque. Follow these guidelines to make the right choice:

    1. Do some research beforehand regarding the pricing?

      Do your homework and find out how much you should expect to shell out. What are the typically the prices for bikes with the same model and miles run in the market? You can find prices online. After you get an idea about how much the prices will be, decide how much you are willing to pay. Leave some room for negotiations.

    2. You can find out a lot about the bike from your first conversations with the seller.

      Here are some of the questions you should ask to get an idea of how the bike was maintained:

      • Did you buy the bike as a new one or was it used?
      • Do you own the bike or are you still financing it? Do you have the title? If the owner does not have the title, it is more complicated to buy it.
      • Have you been in any accidents or dropped your bike?
      • How often do you service your bike? Do you have the records for it that you could show me?
      • Where do you give your bike for servicing?
      • Is it the original paint job?
      • Where do you park your bike usually?
      • Why have you decided to sell your bike?
      • How often have you used your bike and what kind of riding do you do?
    3. Do a thorough inspection of the Bike

      The quality of a used bike really depends on how it has been maintained. Sellers could lie and tell you what you want to hear. But a thorough inspection will reveal the truth and how it has been cared for. Carry a flashlight to see well. You can predict the potential problems you will face with the bike by inspecting it yourself, or even better, ask motorcycle expert to inspect it for you.

    4. Do a test ride

      The final step is to take the bike on a ride yourself so you get a feel first hand. Make sure you are carrying your license. Start slowly and check out how it speeds up. How does the breaks feel? Do they feel smooth and even? They should not grab forcefully. They should not pulsate. Pulsating brake is a sign of warped disks. Check the gears. It should be a smooth transformation and it should feel firm. You should feel like you are in complete control. It should not feel choppy.

      The bike should feel stable. Test on a clean road without any road humps or potholes.

      Weave left and right and see if it seems in control. Listen closely for any unfamiliar noises from the engine and excessive vibrations. There should not be any creaking or rattling from the suspension. If you hear anything unusual ask the seller. Sometimes unusual noises are just characteristic of the particular bike and doesn’t necessarily indicate an issue.

    Two Wheeler Insurance Online

    Questions to Ask When Buying a Used Motorcycle Reviews

  • Page 1 of 50 1 2 3 4 5
    • ICICI Lombard Two Wheeler Insurance
      "Average policy"
      0.5 4.0/5 "Great!"
      I have taken a two wheeler insurance policy in the ICICI . Whenever i visit the petrol, i used to take the insurance over there. I never claimed the policy so far. I used to pay the premium amount of Rs. 800. I used to make the payment through cash. I'm not aware of the plans and benefits of the policy. I have taken this policy 1 year.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 20, 2018
    • Oriental Insurance Two Wheeler Insurance
      "Good Service so far"
      0.5 5.0/5 "Blown Away!"
      I've a bike insurance policy with the Oriental Insurance Company, I pay a premium of 1600, I do not have any claim experience with the policy. So far it has been a good experience with the policy. I'll have to wait and see how they respond to my claim in case if I'll have any in future.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 20, 2018
    • United India Two Wheeler Insurance
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I've been using the United India Bike insurance for a while. I am paying a premium of 1180 per year. I am paying it office. The service is a good. There is no Claim experience with this policy. This policy only covers metal parts of the bike. Overall it has been a hassle free experience with the United India.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 20, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Good policy"
      0.5 3.0/5 "Satisfactory"
      The premium which i have to pay for my two Wheeler insurance is 2500 for 2 years. The policy has been taken from ICICI Lombard. They provide 100% coverage and accidental coverage. I have no claim for my two wheeler. Its a good policy.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Jun 20, 2018
    • HDFC Ergo Two Wheeler Insurance
      "Good policy"
      0.5 4.0/5 "Great!"
      I have my two wheeler insured with HDFC ERGO from last 1 month, i am happy with the coverage value of this insurance policy. I have not claimed anything so far from this insurance policy. A premium of Rs 1470 has to be paid for this insurance policy.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 20, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "Wonderful"
      0.5 5.0/5 "Blown Away!"
      I have insured my two wheeler with the Bajaj allianz general insurance company. I would like to say that the premium amount is around 5500 Rupees. Customer service is good and the response is nice one too with the Bajaj allianz general insurance company.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 20, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Good "
      0.5 4.0/5 "Great!"
      I am having the two wheeler insurance policy with the ICICI Lombard general insurance company. I have paid around 1100 Rupees as premium. I have not faced any claims with them till now and everything is better one with the ICICI lombard general insurance company.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 20, 2018
    • National Insurance Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have my two wheeler insured with National insurance from last 20 years and it is one of the good policy. I have not claimed anything so far from this insurance policy. I am happy with the coverage value of this insurance policy and i pay a premium of Rs 750 for this insurance.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Jun 19, 2018
    • Iffco Tokio Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have a two wheeler insurance with IFFCO TOKYO from last 1 year, i am happy with the coverage value of this insurance policy. I have not claimed anything so far from this insurance policy. A premium of Rs 1100 has to be paid every year for this insurance policy.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 19, 2018
    • Iffco Tokio Two Wheeler Insurance
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have insured my two wheeler with the Iffco tokio general insurance company. I would like to say that the customer service is good one too with them and everything is super one too. I am happy with the Iffco tokio general insurance company till now.
      Was this review helpful? 0
      , vijayawada
      Reviewed on Jun 19, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "Average"
      0.5 3.0/5 "Satisfactory"
      I am using two wheeler insurance policy from the Bajaj Allianz general insurance company. I would like to say that the customer service is good one and the coverage value is around twenty five thousand Rupees to thirty thousand Rupees.
      Was this review helpful? 0
      , guntur
      Reviewed on Jun 19, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Excellent Claim Experience"
      0.5 5.0/5 "Blown Away!"
      Once i have a claim experience with ICICI. I can claim around 15K from this insurance. The claim process is very smooth process. They have a cashless claim facility. Their people will take care of the claim. Whatever the amount i can reimburse in this policy it has met. I have paid the premium around Rs.1100 every year.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 18, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Good Service"
      0.5 4.0/5 "Great!"
      I've been using the ICICI Lombard bike insurance for a while. I pay a premium of 9000 per year, the features are good but the premium is bit high when comparing to other insurance providers. I do not have any claim experience with the policy. I never faced any issues with the payments too.
      Was this review helpful? 0
      , thane
      Reviewed on Jun 18, 2018
    • HDFC Ergo Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have taken two wheeler insurance from Hdfc ergo general insurance for this. I made the payment for 2 years through on line banking . Customer service and response is good . It has good policy coverage with good policy benefits like vehicle towing and cashless garage.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 17, 2018
    • Iffco Tokio Two Wheeler Insurance
      "GOOD"
      0.5 3.0/5 "Satisfactory"
      I have been holding my two wheeler insurance since 2009. I got through the showroom. Premium is good and it is normal when compared to the others. I had no claiming from my insurance. Policy coverage and plan benefit i have no idea. No theft coverage. Payment i do through the cash.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 17, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I've been using the Bike Insurance from Bajaj Aliianz for the past 3 years . I pay a premium of 1200 per year. I do not have any claim experience with the policy. I got this policy from the showroom and I never faced any issues with their services. Overall it has been a smooth experience with them.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 16, 2018
    • Royal Sundaram Two Wheeler Insurance
      "Good Service"
      0.5 4.0/5 "Great!"
      My bike is insured with the Royal Sundaram Insurance company. I am paying a premium of 1200. I got this policy from the bike showroom. I make payment at the Royal Sundaram branches and the staff are friendly. I do not have any claim experience with the policy.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 16, 2018
    • New India Two Wheeler Insurance
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      I have been using my two wheeler insurance from the NEW INDIA ASSURANCE since 7 years. I had no claiming experience with my two wheeler insurance. Policy coverage is good and also the plan benefit is good in my insurance. When it come to the premium i am satisfied.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Jun 14, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      My bike is insured with the Bajaj Allianz. I am paying the premium of 1100, I do not have any claim experience with the policy. I make payments online which is comfortable for me. I never had any issues so far and I'll have to wait and see how they respond to my request in future.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jun 14, 2018
    • Reliance General Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have a two wheeler insurance with Reliance from last 1 year, i am happy with the coverage value of this insurance policy. I have not claimed anything so far from this insurance policy. A premium of Rs 1200 has to be paid every year for this insurance policy.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 14, 2018
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