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  • Questions to Ask When Buying a Used Motorcycle

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    While purchasing a utilized bike, a purchaser needs to carefully analyse the state of the vehicle, genuineness of the seller, and so on. The most imperative part is the documents associated with the procedure, which ensures the completion of the buying process in a legal way. The following documents are required for the appropriate transfer of vehicle from the seller to the buyer.

    Questions to Ask When Buying Used Motorcycle
    Questions to Ask When Buying Used Bike

    Registration Certificate (RC)

    It is the duty of the seller to provide you the RC book of the concerned vehicle. A buyer must ensure that the identity of the seller along with other details are genuine and there is absolutely no scope for deception. For instance, the vehicle number and stamp demonstrating the payment of duty. The name of the seller (present owner of the vehicle) ought to be right in the RC. The RC must be presented by you in the RTO (Regional Transport Office) where you may formally get the vehicle registered in your name.

    In case the vehicle was purchased through bank financing, the RC book will have a bank seal on it. The buyer will then require to get the form 35 attested and stamped by the bank. They will also need a NOC letter from the bank confirming that there are no instalments to be paid and the loan has been cleared off. The RTO charges certain fee to wipe out the credit section.

    Two Wheeler Insurance Paper

    A two wheeler insurance is mandatory in India. Without which, a vehicle cannot be registered in the RTO. If you are buying an old vehicle, the seller needs to provide you with the insurance papers of the vehicle. The insurer company transfer an active policy in the name of the buyer of the vehicle. If the policy has expired, the new owner of the vehicle can apply for a new insurance policy by furnishing the relevant documents. There are multiple two-wheeler insurance providers in India. A vehicle owner can compare several policies based on the coverage and benefits offered by them and buy a bike insurance policy online with minimum hassles.

    1. The seller of the vehicle ought to have Form No. 28, Form No. 29 and Form No. 30 which the purchaser needs to submit to the RTO.
      • Form No. 28 is the No Objection Certificate (NOC). Three duplicate copies of the NOC are required if the buyer of the vehicle wishes to use the vehicle in another state for a period of more than 1 year. This form isn’t applicable if the vehicle is supposed to be used in the same state.
      • Form 29 is the intimation of transfer of vehicle ownership. Two photocopies of the same are to be submitted.
      • Form No. 30 is the report of transfer of ownership of a motor vehicle. 1 duplicate copy of the same is required.
    2. The seller of the vehicle must provide the buyer with the details of the road tax paid. The same must be submitted to the RTO.
    3. Pollution Under Control (PUC) Certificate: A PUC certificate is obligatory for vehicles which are more than 6 months old. In case the past owner of the two-wheeler did not have the PUC, the same must be obtained by the new owner of the vehicle.
    4. The buyer also needs to submit their address proof along with two passport sized photographs to the RTO for the vehicle ownership transfer process.
    5. The purchaser should obtain a receipt of sale from the seller to stay away from any difficulties in future.
    6. The above-mentioned documents must be submitted to the RTO to successfully get the vehicle registration transferred in your name and legally claim the ownership of the vehicle.

    There is some amount of risk when buying any used vehicle. The only way to reduce this risk is to find out as much as possible about the bike before you narrow down and write that cheque. Follow these guidelines to make the right choice:

    1. Do some research beforehand regarding the pricing?

      Do your homework and find out how much you should expect to shell out. What are the typically the prices for bikes with the same model and miles run in the market? You can find prices online. After you get an idea about how much the prices will be, decide how much you are willing to pay. Leave some room for negotiations.

    2. You can find out a lot about the bike from your first conversations with the seller.

      Here are some of the questions you should ask to get an idea of how the bike was maintained:

      • Did you buy the bike as a new one or was it used?
      • Do you own the bike or are you still financing it? Do you have the title? If the owner does not have the title, it is more complicated to buy it.
      • Have you been in any accidents or dropped your bike?
      • How often do you service your bike? Do you have the records for it that you could show me?
      • Where do you give your bike for servicing?
      • Is it the original paint job?
      • Where do you park your bike usually?
      • Why have you decided to sell your bike?
      • How often have you used your bike and what kind of riding do you do?
    3. Do a thorough inspection of the Bike

      The quality of a used bike really depends on how it has been maintained. Sellers could lie and tell you what you want to hear. But a thorough inspection will reveal the truth and how it has been cared for. Carry a flashlight to see well. You can predict the potential problems you will face with the bike by inspecting it yourself, or even better, ask motorcycle expert to inspect it for you.

    4. Do a test ride

      The final step is to take the bike on a ride yourself so you get a feel first hand. Make sure you are carrying your license. Start slowly and check out how it speeds up. How does the breaks feel? Do they feel smooth and even? They should not grab forcefully. They should not pulsate. Pulsating brake is a sign of warped disks. Check the gears. It should be a smooth transformation and it should feel firm. You should feel like you are in complete control. It should not feel choppy.

      The bike should feel stable. Test on a clean road without any road humps or potholes.

      Weave left and right and see if it seems in control. Listen closely for any unfamiliar noises from the engine and excessive vibrations. There should not be any creaking or rattling from the suspension. If you hear anything unusual ask the seller. Sometimes unusual noises are just characteristic of the particular bike and doesn’t necessarily indicate an issue.

    Two Wheeler Insurance Online

    Questions to Ask When Buying a Used Motorcycle Reviews

  • Page 1 of 50 1 2 3 4 5
    • United India Two Wheeler Insurance
      "Good"
      0.5 4.5/5 "Excellent!"
      I hold a two wheeler insurance with United India Insurance from last 7 years, i pay a premium of approx Rs 800 for this insurance policy and it has tam happy with the coverage value.o be renewed every year. I have no claim experience so far from this insurance policy.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 17, 2018
    • HDFC Ergo Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have my two wheeler insured with HDFC ERGO from last 2 years, i am happy with the coverage value of this insurance policy. A premium of Rs 1200 has to be paid for this insurance policy and i have no claim experience so far.
      Was this review helpful? 2
      , mumbai
      Reviewed on Sep 14, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have a two wheeler insurance with Bajaj Allianz from last 3 years, i am happy with the coverage value of this insurance policy. A premium of Rs 1600 has to be paid for this insurance policy and i have not claimed anything so far with this two wheeler insurance.
      Was this review helpful? 1
      , bangalore
      Reviewed on Sep 14, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have my two wheeler insured with Bajaj Allianz from last 1 year, i pay a insurance premium of Rs 1400 for this insurance policy. I have not claimed anything so far from this insurance policy. I am happy with the coverage value of this insurance policy.
      Was this review helpful? 1
      , pune
      Reviewed on Sep 12, 2018
    • HDFC Ergo Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I am having a two wheeler insurance policy with HDFC ERGO from last 5 years, i am happy with the coverage value of this insurance policy. I have not claimed anything so far from this insurance policy. I pay a insurance premium of Rs 1100 for this policy.
      Was this review helpful? 1
      , rajahmundry
      Reviewed on Sep 12, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I had a two wheeler insurance with ICICI lonbard for quite long time. I am happy with the coverage value of this insurance policy. I am not aware of the premium amount of this insurance policy. I have claimed 3-4 times and all my claim experience was good.
      Was this review helpful? 1
      , ahmedabad
      Reviewed on Sep 12, 2018
    • HDFC Ergo Two Wheeler Insurance
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      My bike is insured with the HDFc Ergo general insurance. The premium is low and I do not have any claim experience with the policy so far. So far there hasn't been any issues with their services. I'll have to wait and see how they respond to my requests in future.
      Was this review helpful? 3
      , bangalore
      Reviewed on Sep 11, 2018
    • L and T Two Wheeler Insurance
      "Excellent Service"
      0.5 4.0/5 "Great!"
      I had taken this insurance policy long time back and i had been making the payments of premium annually. Their customer support also had been good as well and i had also taken a claim which was a good experience. There has not been any hassle faced so far.
      Was this review helpful? 3
      , coimbatore
      Reviewed on Sep 07, 2018
    • New India Two Wheeler Insurance
      "Best policy"
      0.5 5.0/5 "Blown Away!"
      I have my two wheeler insured with New India Assurance from last 2-3 years, i am happy with the coverage value of this insurance policy. My claim experience was good with this insurance policy. A premium of Rs 2500 has to be paid for this insurance policy. I am satisfied with the policy coverage and plan benefits of this policy.
      Was this review helpful? 5
      , chennai
      Reviewed on Sep 05, 2018
    • HDFC Ergo Two Wheeler Insurance
      "Good Service so far"
      0.5 4.0/5 "Great!"
      My bike is insured with the HDFC Ergo. I do not have any claim experience with the policy. The premium is really less. So far there hasn't been any issues with their services. I'll have to wait and see how they respond to my request in future if I'll have any
      Was this review helpful? 2
      , chandigarh
      Reviewed on Sep 04, 2018
    • National Insurance Two Wheeler Insurance
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I had taken this two wheeler insurance a long time back. The premium amount which i had to pay every year had been nominal and i had been making the payments online. Their customer support also had been good as well. I had not made any claims so far.
      Was this review helpful? 2
      , coimbatore
      Reviewed on Sep 04, 2018
    • Tata AIG Two Wheeler Insurance
      "Average policy "
      0.5 3.0/5 "Satisfactory"
      I have take a two wheeler insurance from Tata AIG insurance . This policy covers for 1 year . It covers bumper to bumper coverage ,cashless garage benefits . Am satisfied with premium amount which am making the payment. I'm satisfied with the customer care.
      Was this review helpful? 3
      , chennai
      Reviewed on Sep 04, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Normal Service"
      0.5 3.0/5 "Satisfactory"
      My Bike is insured with the ICICI Lombard General Insurance. I am paying a premium 12000, it only covers the metal parts. I do not have any claim experience with the policy so far. There hasn't been any issues with the services as well.
      Was this review helpful? 1
      , guntur
      Reviewed on Aug 31, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have my two wheeler insured with ICICI lombard from last 10 years and it is a good policy to use. The premium amount for this insurance policy is nominal when compared to other policies. I have no claim experience with this insurance and the coverage value is good.
      Was this review helpful? 8
      , pune
      Reviewed on Aug 30, 2018
    • Tata AIG Two Wheeler Insurance
      "Good service"
      0.5 4.0/5 "Great!"
      Premium for this insurance is normal, they took the processing time was less, i have been making payment for this premium for past few years, they have given me the good benefits in this premium, i feel it will give good benefits will be given in future, over all it a good insurance.
      Was this review helpful? 4
      , hyderabad
      Reviewed on Aug 29, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have a two wheeler insurance with ICICI LOMBARD from last 3-4 years, i am happy with the coverage value of this insurance policy. I am not aware of the premium amount for this insurance. I have no claim experience so far with this insurance policy.
      Was this review helpful? 5
      , bangalore
      Reviewed on Aug 29, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have my two wheeler insurance with ICICI Lombard from last 3 years, i am happy with the coverage value of this insurance policy. A premium of Rs 1200-1500 has to be paid for this insurance policy. I have not claimed anything so far from this insurance policy.
      Was this review helpful? 5
      , kolkata
      Reviewed on Aug 29, 2018
    • HDFC Ergo Two Wheeler Insurance
      "Good Service so far"
      0.5 5.0/5 "Blown Away!"
      My bike is insured with the HDFC Ergo general Insurance. I am paying a premium of 3000 Per year, It covers the entire bike. I do not have any claim expereince with the policy so far. So far there hasn't been any issues with their services.
      Was this review helpful? 5
      , chennai
      Reviewed on Aug 29, 2018
    • National Insurance Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have a two wheeler insurance with national insurance from last 3 year, i am happy with the coverage value of this insurance policy. I have not claimed anything so far from this insurance policy. A premium of Rs 1500 has to be paid for this insurance policy.
      Was this review helpful? 3
      , coimbatore
      Reviewed on Aug 29, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have a two wheeler insurance with ICICI lombard from last 1 year, i am happy with the coverage value of this insurance policy. I have not claimed anything so far from this insurance policy. A premium of Rs 1700 has to be paid for this insurance policy.
      Was this review helpful? 2
      , new delhi
      Reviewed on Aug 29, 2018
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