Insurance is like a spare tyre. You may not require it, but not having one is not an option.

Questions to Ask When Buying a Used Motorcycle

 4.5 / 5.0   by 3301 users
Used this product? Write a review >>

Cashless Treatment

Fees & Charges

Promised Interest Rate

Plan Benefits

Policy Coverage

Customer Service

Medical Coverage

Claim Experience

Responsiveness

While purchasing a utilized bike, a purchaser needs to carefully analyse the state of the vehicle, genuineness of the seller, and so on. The most imperative part is the documents associated with the procedure, which ensures the completion of the buying process in a legal way. The following documents are required for the appropriate transfer of vehicle from the seller to the buyer.

Questions to Ask When Buying Used Motorcycle
Questions to Ask When Buying Used Bike

Registration Certificate (RC)

It is the duty of the seller to provide you the RC book of the concerned vehicle. A buyer must ensure that the identity of the seller along with other details are genuine and there is absolutely no scope for deception. For instance, the vehicle number and stamp demonstrating the payment of duty. The name of the seller (present owner of the vehicle) ought to be right in the RC. The RC must be presented by you in the RTO (Regional Transport Office) where you may formally get the vehicle registered in your name.

In case the vehicle was purchased through bank financing, the RC book will have a bank seal on it. The buyer will then require to get the form 35 attested and stamped by the bank. They will also need a NOC letter from the bank confirming that there are no instalments to be paid and the loan has been cleared off. The RTO charges certain fee to wipe out the credit section.

Two Wheeler Insurance Paper

A two wheeler insurance is mandatory in India. Without which, a vehicle cannot be registered in the RTO. If you are buying an old vehicle, the seller needs to provide you with the insurance papers of the vehicle. The insurer company transfer an active policy in the name of the buyer of the vehicle. If the policy has expired, the new owner of the vehicle can apply for a new insurance policy by furnishing the relevant documents. There are multiple two-wheeler insurance providers in India. A vehicle owner can compare several policies based on the coverage and benefits offered by them and buy a bike insurance policy online with minimum hassles.

  1. The seller of the vehicle ought to have Form No. 28, Form No. 29 and Form No. 30 which the purchaser needs to submit to the RTO.
    • Form No. 28 is the No Objection Certificate (NOC). Three duplicate copies of the NOC are required if the buyer of the vehicle wishes to use the vehicle in another state for a period of more than 1 year. This form isn’t applicable if the vehicle is supposed to be used in the same state.
    • Form 29 is the intimation of transfer of vehicle ownership. Two photocopies of the same are to be submitted.
    • Form No. 30 is the report of transfer of ownership of a motor vehicle. 1 duplicate copy of the same is required.
  2. The seller of the vehicle must provide the buyer with the details of the road tax paid. The same must be submitted to the RTO.
  3. Pollution Under Control (PUC) Certificate: A PUC certificate is obligatory for vehicles which are more than 6 months old. In case the past owner of the two-wheeler did not have the PUC, the same must be obtained by the new owner of the vehicle.
  4. The buyer also needs to submit their address proof along with two passport sized photographs to the RTO for the vehicle ownership transfer process.
  5. The purchaser should obtain a receipt of sale from the seller to stay away from any difficulties in future.
  6. The above-mentioned documents must be submitted to the RTO to successfully get the vehicle registration transferred in your name and legally claim the ownership of the vehicle.

There is some amount of risk when buying any used vehicle. The only way to reduce this risk is to find out as much as possible about the bike before you narrow down and write that cheque. Follow these guidelines to make the right choice:

  1. Do some research beforehand regarding the pricing?

    Do your homework and find out how much you should expect to shell out. What are the typically the prices for bikes with the same model and miles run in the market? You can find prices online. After you get an idea about how much the prices will be, decide how much you are willing to pay. Leave some room for negotiations.

  2. You can find out a lot about the bike from your first conversations with the seller.

    Here are some of the questions you should ask to get an idea of how the bike was maintained:

    • Did you buy the bike as a new one or was it used?
    • Do you own the bike or are you still financing it? Do you have the title? If the owner does not have the title, it is more complicated to buy it.
    • Have you been in any accidents or dropped your bike?
    • How often do you service your bike? Do you have the records for it that you could show me?
    • Where do you give your bike for servicing?
    • Is it the original paint job?
    • Where do you park your bike usually?
    • Why have you decided to sell your bike?
    • How often have you used your bike and what kind of riding do you do?
  3. Do a thorough inspection of the Bike

    The quality of a used bike really depends on how it has been maintained. Sellers could lie and tell you what you want to hear. But a thorough inspection will reveal the truth and how it has been cared for. Carry a flashlight to see well. You can predict the potential problems you will face with the bike by inspecting it yourself, or even better, ask motorcycle expert to inspect it for you.

  4. Do a test ride

    The final step is to take the bike on a ride yourself so you get a feel first hand. Make sure you are carrying your license. Start slowly and check out how it speeds up. How does the breaks feel? Do they feel smooth and even? They should not grab forcefully. They should not pulsate. Pulsating brake is a sign of warped disks. Check the gears. It should be a smooth transformation and it should feel firm. You should feel like you are in complete control. It should not feel choppy.

    The bike should feel stable. Test on a clean road without any road humps or potholes.

    Weave left and right and see if it seems in control. Listen closely for any unfamiliar noises from the engine and excessive vibrations. There should not be any creaking or rattling from the suspension. If you hear anything unusual ask the seller. Sometimes unusual noises are just characteristic of the particular bike and doesn’t necessarily indicate an issue.

Two Wheeler Insurance Online

Questions to Ask When Buying a Used Motorcycle Reviews

Page 1 of 50 1 2 3 4 5
  • ICICI Lombard Two Wheeler Insurance
    "Better Policy"
    0.5 3.0/5 "Satisfactory"
    My two wheeler insurance policy was taken from ICICI Lombard. The dealer has provided this policy hence i'm not aware of the premium amount. They have given me a IDV value of Rs. 70000 which covered for 100%. I had no claim experience with this policy.
    Was this review helpful? 1
    , bangalore
    Reviewed on Jan 22, 2019
  • HDFC Ergo Two Wheeler Insurance
    "Good Policy"
    0.5 5.0/5 "Blown Away!"
    My two wheeler policy was bought from 2014. There is no reason for choosing this policy. I am paying the premium amount of Rs. 2100. They have offered me a coverage amount of Rs. 31000. I will make the payment through cheque and i renew the policy by own.
    Was this review helpful? 0
    , ahmedabad
    Reviewed on Jan 22, 2019
  • Bajaj Allianz Two Wheeler Insurance
    "Good Claim Experience"
    0.5 5.0/5 "Blown Away!"
    I have invested my splendor bike with Bajaj Allianz, it was stolen in 2014. Then I applied for claim, within 2.5 months they have settled the money through account transfer, the customer support is very prompt they understood and cleared the issue.
    Was this review helpful? 0
    , new delhi
    Reviewed on Jan 21, 2019
  • ICICI Lombard Two Wheeler Insurance
    "Smart Protection"
    0.5 2.5/5 "Just OK"
    I don't have any claim with ICICI Lombard, they are doing good job in terms of insured declared value. The representative issued the policy on time . I have scooter jupitar its around two years old. For that bike I took first party insurance is good.
    Was this review helpful? 0
    , new delhi
    Reviewed on Jan 21, 2019
  • National Insurance Two Wheeler Insurance
    "Good Policy"
    0.5 4.0/5 "Great!"
    I have a two wheeler insurance with National insurance from last 1 year. A premium of Rs 2000 has to be paid for this insurance policy. I have not claimed anything so far with this insurance policy. I am happy with the plan benefits and policy coverage of this insurance.
    Was this review helpful? 0
    , indore
    Reviewed on Jan 21, 2019
  • Bajaj Allianz Two Wheeler Insurance
    "Average Policy"
    0.5 3.0/5 "Satisfactory"
    I have my two wheeler insured with Bajaj Allianz from last 1 year, a premium of Rs 2600 has to be paid for this insurance policy. I have no claim experience so far with this insurance policy. I am happy with the policy benefits and plan coverage of this policy.
    Was this review helpful? 0
    , hojai
    Reviewed on Jan 21, 2019
  • HDFC Ergo Two Wheeler Insurance
    "Good Policy"
    0.5 4.0/5 "Great!"
    I have my two wheeler insured with HDFC ERGO from last 1 year, a premium of Rs 1200-1500 has to be paid for this insurance policy. There was no claim experience so far with this insurance policy. I am happy with the plan benefits and policy coverage for this insurance.
    Was this review helpful? 0
    , rewari
    Reviewed on Jan 21, 2019
  • Reliance General Two Wheeler Insurance
    "Yet to experience the policy"
    0.5 4.0/5 "Great!"
    I am holding my two wheeler insurance from Reliance. I have not claimed anything from this policy. I pay the premium amount which is bit high compared to last year. I have chosen the reliance because the insurance is located nearby my place. They have given me a nominal IDV value. The service is prompt when i went for the renewal.
    Was this review helpful? 0
    , chennai
    Reviewed on Jan 21, 2019
  • National Insurance Two Wheeler Insurance
    "Good Insurance Company"
    0.5 4.0/5 "Great!"
    I have Hero glamer bike, I think I paid the premium around Rs. 3000 to 4000 to National insurance. My vehicle is around one year, its a first insurance I took through showroom. On time I got the paper from the insurer, they got tie up 3 to 4 service centers in Bhubaneswar.
    Was this review helpful? 0
    , bhubaneshwar
    Reviewed on Jan 21, 2019
  • ICICI Lombard Two Wheeler Insurance
    "Trusted Insurer"
    0.5 5.0/5 "Blown Away!"
    ICICI lombard its a nice insurance company, I am holding bike policy with them around one year. I have invested pulsar bike by taking comprehensive plan. The customer care is good on time they have generated the policy. I have 80% of cover based on the vehicle age.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Jan 21, 2019
  • HDFC Ergo Two Wheeler Insurance
    "Best Policy"
    0.5 5.0/5 "Blown Away!"
    I have taken two wheeler insurance from Hdfc General insurance . I made the payment for 1 years through online banking . Customer service and responce is average as thye have explained the benefits of the policy .This policy covers with road side assistance and bumper to bumper coverage and the premium amount which am making for this is pretty economy .
    Was this review helpful? 0
    , bangalore
    Reviewed on Jan 20, 2019
  • Royal Sundaram Two Wheeler Insurance
    "Low Premium with Higher IDV value"
    0.5 5.0/5 "Blown Away!"
    My two wheeler insurance purchased from Royal Sundaram. They are giving the higher IDV value hence i have chosen this company. I pay the premium amount of Rs. 1000. They have given me a IDV value of Rs. 24000. I have renewed the policy through online.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Jan 20, 2019
  • HDFC Ergo Two Wheeler Insurance
    "Good Protection with HDFC Ergo"
    0.5 5.0/5 "Blown Away!"
    My Activa Honda got insured with HDFC Ergo, I have been with them around two years, total term of my two wheeler policy is around three years. The premium amount is lesser based on the vehicle age. I took first party insurance its good and satisfactory.
    Was this review helpful? 0
    , bangalore
    Reviewed on Jan 19, 2019
  • Liberty Two Wheeler Insurance
    "Good"
    0.5 4.0/5 "Great!"
    I currently have the two wheeler policy with Liberty General. The services are good. There was a issues with the third party from whom I took the policy through. It got sorted out but it took time like four months. The premium cost is also nominal.
    Was this review helpful? 0
    , bangalore
    Reviewed on Jan 19, 2019
  • Bajaj Allianz Two Wheeler Insurance
    "Good features"
    0.5 4.0/5 "Great!"
    I have taken a two wheeler insurance earlier from Bajaj Allianz. The process was good to get the policy. The premium is economical and there are good benefits as well. The policy coverage is also satisfactory. Fortunately I have not used the policy.
    Was this review helpful? 1
    , bangalore
    Reviewed on Jan 19, 2019
  • United India Two Wheeler Insurance
    "Smart Protection"
    0.5 5.0/5 "Blown Away!"
    My friend's relative working with United India Insurance, If I have any issues in the vehicle they will take care of it. There was no claim experience. I have insured honda activa scooter, the premium amount is reasonable I took comprehensive cover comes under third party, own damage include.
    Was this review helpful? 0
    , chennai
    Reviewed on Jan 19, 2019
  • Bajaj Allianz Two Wheeler Insurance
    "Need to reduce the premium"
    0.5 4.0/5 "Great!"
    My two wheeler insurance is with Bajaj Allianz because mine is Bajaj bike so it will be easier for claim and also lot of showrooms included. I got the insurance paper. The claim process was average, the amount was not fully refunded. Also the process was lengthy. I have paid the premium of Rs.2000 for one year. It is a first party insurance. I felt the premium is quite high.
    Was this review helpful? 3
    , hyderabad
    Reviewed on Jan 18, 2019
  • Bajaj Allianz Two Wheeler Insurance
    "Average"
    0.5 3.0/5 "Satisfactory"
    I took my two wheeler insurance from Bajaj Allianz last year. It was suggested by my friend because he is working. I have paid approx 1000 rupees to purchase the policy. I never had a customer service experience and no claim. The benefits are good and its a third party insurance.
    Was this review helpful? 1
    , pune
    Reviewed on Jan 18, 2019
  • ICICI Lombard Two Wheeler Insurance
    "Not recommendable policy"
    0.5 3.0/5 "Satisfactory"
    My two wheeler insurance was taken from ICICI Lombard. I have applied the claim from with ICICI Lombard but they have not given proper response. They have not processed the claim also. Since because of the lowest premium, i have opted this policy. The service is not upto the mark.
    Was this review helpful? 1
    , hyderabad
    Reviewed on Jan 18, 2019
  • Bharti Axa Two Wheeler Insurance
    "Excellent Service"
    0.5 4.0/5 "Great!"
    I had taken this insurance policy a long back and the premium has been paying annually. The premium amount has not been too high and the payment method has also been convenient. I had not made any claims so far and it has been a good policy for others as well.
    Was this review helpful? 2
    , navi mumbai
    Reviewed on Jan 18, 2019
Common Loader Icon
Page 1 of 50 1 2 3 4 5

Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

reTH65gcmBgCJ7k
This Page is BLOCKED as it is using Iframes.