Insurance is like a spare tyre. You may not require it, but not having one is not an option.
  • Bajaj Two Wheeler Insurance

     4.5 / 5.0   by 3192 users
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    Cashless Treatment

    Fees & Charges

    Promised Interest Rate

    Plan Benefits

    Policy Coverage

    Customer Service

    Medical Coverage

    Claim Experience

    Responsiveness

    It is tough to choose the right insurance policy from the various policies available in India. Bajaj Auto Two Wheeler Insurance Policy is a popular insurance plan that helps to protect your two wheeler against any physical damage, theft, third party liabilities and/or injury. The Best Two Wheeler insurance would be one that protects your vehicle from losses caused due to natural and man-made damages and/or third-party liabilities. Bajaj Auto Two Wheeler insurance is a comprehensive policy that also offers personal assistance cover.

    The procedure for acquiring a Bajaj Auto two-wheeler insurance policy is simple and easy. Bajaj Auto two-wheeler insurance policy can be purchased and renewed online.

    Features & Benefits of Bajaj Two Wheeler Insurance:

    • Quick claim settlement
    • Hassle-free process of purchasing bike insurance online
    • Around the clock claim support.
    • Avail 75% on account payment in case of cashless facility is not available.
    • Existing No Claim Bonus of up to 50% can be transferred from another insurance provider.
    • Get instant claims assistance as well as regular SMS updates on the claim status.
    • The listed authorized workshops would provide quick and efficient inspection of your vehicle with high service standards.

    Bajaj Two Wheeler Insurance Coverage:

    • Man-made calamities: Damage or loss to your two wheeler due to events such as burglary, riot, theft, malicious act, accident caused by third-party, strike, vandalism, terrorist activity, any damage caused in transit by inland waterway, road, rail, lift, elevator or air.
    • Natural calamities: Damage or loss to your two wheeler due to fire, explosion, self-ignition or lightning, flood, earthquake, typhoon, storm, hurricane, tempest, cyclone, inundation, hailstorm, landslide, frost and rockslide.
    • Third Party Legal Liability: The policy offers you protection against legal liability arising out of accidental damages, causing permanent injury or death of a person, as well as damages to third-party property.
    • Personal Accident Cover: Get coverage of up to Rs.1 lakh as personal accident cover for the individual owner/driver of the vehicle, while driving, travelling, mounting or dismounting from the two wheeler. There is also an optional personal accident cover available for co-passengers.

    Bajaj Two-Wheeler Insurance Claims Process:

    • In order to register a claim, first, you have to place your Two Wheeler for Repair in a network garage where you will be able to avail the cashless facility.
    • In the event of theft, you have to file a police complaint immediately in writing and inform the company as well.
    • Once this is done, you have to officially register your claim. You can register your claim by calling the customer care center and providing some basic information. Once this process is complete, you will receive a claim reference number.
    • Next step is Survey and Claim Settlement that is done by Bajaj Auto.
    • Submit a copy of your documents to the garage/dealer and get it verified with the originals. After completion of repair at the preferred garage, Bajaj Auto will make a payment directly.
    Two Wheeler Insurance Online

    Bajaj Bike Insurance Exclusions:

    • General ageing, wear and tear of the vehicle is not covered.
    • Electrical/Mechanical breakdown.
    • If damage or loss occurs to the vehicle when it is not used in accordance with limitations of use.
    • Damage caused by/to a person driving without a valid license.
    • If a drunk person or a person under the influence of drugs is driving, then damages incurred won't be covered.
    • Damage or loss arising out of war, nuclear risk or mutiny.
    • Wear and tear of parts like tyres and tubes is not covered, unless the vehicle is damaged at the same time. If this is the case, the company liability will be limited to only 50% of the replacement cost.

    Different models of Bajaj Two-Wheelers are:

    • Bajaj Avenger 220 DTS-i
    • Bajaj Pulsar RS200
    • Bajaj Pulsar AS200
    • Bajaj Pulsar AS150
    • Bajaj Pulsar NS200
    • Bajaj Pulsar 220
    • Bajaj Pulsar 180 DTS-i
    • Bajaj Pulsar 150 DTS-i
    • Bajaj Pulsar 135 LS
    • Bajaj Discover 150F
    • Bajaj Discover 150S
    • Bajaj Discover 125T
    • Bajaj Discover 125M
    • Bajaj Discover 100T
    • Bajaj Discover 100
    • Bajaj Platina 100
    • Bajaj CT 100
    • Bajaj Discover 10M
    • Bajaj Pulsar 135

    Bajaj Auto Two Wheeler Insurance FAQs:

    1. Q: How can I register a claim?

      A: A customer can register his/her claim for two wheeler insurance coverage from Bajaj Alliance by calling the company’s toll free number and providing relevant details. After this the customer help desk will provide you a claim reference number.

    2. Q: How can I make a theft claim?

      A: In order to make a theft claim, you will have to alert the police first by filing a written complaint. Once this is done, the policyholder can call the toll-free Bajaj Auto customer care number and report the same.

    3. Q: How will the payment be made towards repair work on the insured two-wheeler in a preferred garage?

      A: Payment be made towards repair work on the insured two-wheeler in a preferred garage can be made by submitting a copy of the documents at the garage/dealer and getting it verified with the originals. After completion of repair at the preferred garage, Bajaj Auto will make the payment directly.

    4. Q: Will wear and tear/ depreciation of the vehicle be covered under the Bajaj Auto two wheeler insurance cover?

      A: No, depreciation or wear and tear is excluded from the coverage offered for two wheelers under this scheme.

    5. Q: What is NCB and its benefits to the policyholder?

      A: NCB stands for No Claim Bonus. If the policyholder hasn’t claimed insurance cover in the previous year, they can avail a No Claim Bonus or discount on the Own Damage insurance premium ranging from 20% to 50%.

    News About Bajaj Two Wheeler Insurance

    • Bajaj Auto focussing to make a comeback in the commuter bike segment by 2020

      With an aim of regaining its past demand in the commuter motorcycle segment in India, Bajaj Auto is planning to release new products for strengthening its existing product line up in the next couple of years. In spite of performing well in the entry-level segment with brands like Discover 100/110, CT 100, and Platina and in the sports and super sports segments with products such as Avengers, Pulsars, KTMs, and the Dominar 400, the company couldn't perform sufficiently well in the large commuter motorcycle segment. In fact, it has sold lesser number of bikes than what was expected in this segment.

      However, the chairman of Bajaj Auto, Rahul Bajaj, is quite hopeful about their new strategy and is expecting this gap to be covered in the upcoming two years via its existing and the new products. He also said that the company is particularly focussing on the growth of this critical segment. Till now Bajaj Auto has only 2 motorcycles in this large commuter segment which include the Discover 125 and the V. This is reason that the brand could not perform well in this segment and couldn't fulfil the self-set targets. However, Bajaj Auto is looking forward to its upcoming product line to make a glorious comeback.

      6 July 2018

    • Bajaj Auto and KTM to launch Vitpilen 401 and Svartpilen 401

      Bajaj Auto and KTM have joined hands to launch Vitpilen 401 and Svartpilen 401 for the Indian as well as global market. It was unveiled earlier that the Vitpilen 401 will be the first motorcycle to come to India for which the production will start by 2018. The motorcycle is speculated to cost between 3 - 3.5 lakh. The engine specifications will be similar to KTM Duke, however, the motorcycle will have a neo-retro design that will appeal to the youngsters.

      10 July 2016

    • Bajaj Drops Teasers of Its 2017 Pulsar Series Line-up

      India’s very own two-wheeler manufacturing giant, Bajaj Auto Ltd. is all prepared to unveil its brand new and updated line-up of its hugely popular Pulsar series of motorbikes in India. Ahead of the launch, the manufacturer recently also released a few teasers of the entire line-up of motorcycles which are set to be launched soon. The notable feature of these new and improved engines is that they will all be compliant with BS-IV norms, which are going to come into effect for all two-wheelers starting April 2017.

      The soon to be launched line-up will include all the models in the Pulsar series which include the Pulsar 135, Pulsar 150, Pulsar 180 and the Pulsar 220F. The Pulsar 220F is already available at Bajaj showrooms, while the remaining others are going to roll out soon.

      Beside the new, updated and slicker BS-IV compliant engines which the 2017 Pulsar series will sport, the motorbikes are going to deliver improved performance in terms of fuel efficiency. Other improvements which one can expect to see on the bikes include seats with improved cushioning, new exhaust units and an updated and compact instrument cluster which will feature blue back-lighting instead of the usual amber backlight which was the norm. Also, the new Pulsar range is also rumored to sport an all-new black and red paint scheme.

      1 December 2016

    • Vespa’s Exclusive Armani Edition Launching on October 25th

      Piaggio’s iconic Vespa brand is bringing a specially designed Emporio Armani scooter to India on October 25th. The scooter is expected to retail at Rs.8-9 lakh, making it the most expensive scooter in India.

      The premium scooter, known as the Vespa 946, will be powered by a 125cc engine and reach a peak torque of 10.3 Nm.

      The scooter will also come with LED headlamps and an LCD instrument panel along with a traction control system and anti-slip regulator.

      The Vespa 946 will have a vintage black body and will be available exclusively through Motorplex dealerships across the country.

      Vespa enthusiasts looking to acquire the scooter should also remember to purchase two wheeler insurance to ensure their latest buy is protected in case of any mishaps.

      20 October 2016

    • Bajaj Kratos To Soon Hit Indian Roads

      India’s leading two-wheeler manufacturer, Bajaj, recently announced the launch of it’s new flagship, Kratos. To be launched soon, this power cruiser will compete in the high-performance motorcycle category. The motorcycle is likely to be powered by an engine similar to that on the KTM 390, which comes with a 373cc, single-cylinder engine featuring liquid cooling, fuel injection and Bajaj’s signature triple-spark plug technology. The engine shall deliver peak power of approximately 40hp and peak torque of 30Nm.

      With its launch slated for the month of November, the Bajaj Kratos is likely to come with a price tag of around Rs 1.6-1.7 lakh, considering Bajaj’s reputation of offering competitive prices. Given it’s speculated price, the Kratos is likely to face competition from the Mahindra Mojo and the Royal Enfield Himalayan.

      10 October 2016

    • Bajaj Launches Platina Comfortec, Priced at Rs. 43,241

      Indian two-wheeler giant, Bajaj recently unveiled the Platina Comfortec, an update over the much loved Platina ES. Introduced in the challenging 100cc commuter motorbike segment, the Platina Comfortec will be pried at Rs. 43,241.

      The updated Platina Comfortec comes fitted with a 102cc, air cooled single-cylinder engine which integrates Bajaj’s famed DTS-i (Digital Twin Spark Ignition) technology. The DTS-I engine is coupled with a 4-speed gearbox and delivers 8 BHP of max power and peak torque of 8.6 Nm. The motorbike claims to deliver a mileage of 104 kmpl. The Platina Comfortec, which is available in a kick start and a self-start variant, will feature three fresh new colours – black, blue and red.

      10 August 2016

    • Bajaj Motors continues to dominate cruiser segment

      There is no denying the fact that the Indian two-wheeler industry is one of the fastest growing ones in the world, with major players vying for a piece of this lucrative pie. Companies like Hero, Bajaj and Honda have made a foray into this space, offering a number of products to meet different requirements. The cruiser segment is one area which hasn’t seen many offerings, with Bajaj ruling the roost with its Avenger. The Avenger is the only cruiser in the country which can be purchased for under Rs. 1 lakh, making it a practical product for thousands of cruiser enthusiasts.

      Bajaj Auto, which ranks third in terms of volumes has been the dominant player in the cruiser segment, thanks to the Avenger. The revamped version of this cruiser has caught the fancy of buyers, with sales going up four-fold since it hit the markets last year. The Avenger, which has been around for almost a decade received a facelift, with the new models priced at Rs. 73,000 (ex-showroom, Mumbai) for the 150cc version and Rs. 83,000 (ex-showroom, Mumbai) for the 220cc version. It is this price point which has given it the edge over competitors, which cost almost double the Avenger. The company sold an average of 12,500 units of the bike since it introduced three new models, with these numbers expected to rise in the festive season.

      7 August 2016

    Two-Wheeler Insurance Reviews

  • Page 1 of 50 1 2 3 4 5
    • Iffco Tokio Two Wheeler Insurance
      "Its Excellent"
      0.5 5.0/5 "Blown Away!"
      I got with the bike, I have purchased the bike before 1.5 years still the policy is active I have renewed it again. I received the no claim bonus around 25% because I didn't go for claim. They are proving good insured value based on the age. The features of policy is good.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 09, 2018
    • Reliance General Two Wheeler Insurance
      "Good Protection"
      0.5 4.0/5 "Great!"
      I have check the online the price is very commendable, the premium amount is around Rs 1500 for one year bike policy. Reliance Insurance gave me best insured value, the policy which I taken is comprehensive 100% protected. I have TVS apache bike.
      Was this review helpful? 0
      , mumbai
      Reviewed on Dec 09, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "Good overall"
      0.5 4.0/5 "Great!"
      My two wheeler insurance is from Bajaj Allianz. The services and response is good. I had a claim experience and the process was fine. I did not have to pay in anything from my end. All was done by the insurer. Overall no hassles in using the policy.
      Was this review helpful? 0
      , warangal
      Reviewed on Dec 08, 2018
    • Chola Ms Two Wheeler Insurance
      "Its Good"
      0.5 3.0/5 "Satisfactory"
      First time I took insurance from Cholamandalam, the premium amount is low. Dealer suggested this policy and gave this policy for bike, I have royal enfield it got insured with them. But I am not sure about the plan benefits anyway I am fine with that.
      Was this review helpful? 0
      , vijayawada
      Reviewed on Dec 07, 2018
    • Reliance General Two Wheeler Insurance
      "No claim experience"
      0.5 4.0/5 "Great!"
      I used to do the renewal through online. I have been renewing the two wheeler insurance policy with reliance for past 2 years. I have not claimed anything by using this policy. I have not received the no claim bonus so far. I paid the premium amount of Rs. 2000 in a year. I'm not sure about the vehicle value. When i purchase a vehicle, the dealer has provided the policy with the reliance and I'm continuing with them.
      Was this review helpful? 2
      , bangalore
      Reviewed on Dec 07, 2018
    • Royal Sundaram Two Wheeler Insurance
      "Good Product"
      0.5 4.0/5 "Great!"
      I have agent who did it for me, he referred this policy. The premium amount is fine but I never compare I didn't done any valuation. I got the policy copy without any hassles. For two wheeler. I have taken third party cover but I am not sure about the benefits.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 07, 2018
    • L and T Two Wheeler Insurance
      "Good Two wheeler insurance policy"
      0.5 4.0/5 "Great!"
      Holding my L&T policy with last 2 years. I used to pay the premium amount of Rs. 4000 which is quite high. Because of the higher IDV value, i have selected this L&T policy. They have offered me a higher IDV value of Rs. 1.20 lakhs. I have renewed the policy through online. I have bought the no claim bonus of 30%. I had no claim experience with this company.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 07, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "Average policy"
      0.5 5.0/5 "Blown Away!"
      I have not faced any problems with Bajaj Allianz Policy. My two wheeler insurance policy was taken with Bajaj Allianz. I have renewing the policy for continuously for 4 years. I have paid the premium amount of Rs. 1900 for one year. They have offered me a coverage value of Rs. 61000. They charging the penalty for late renewal of the policy.
      Was this review helpful? 0
      , chennai
      Reviewed on Dec 07, 2018
    • L and T Two Wheeler Insurance
      "Average Policy"
      0.5 3.0/5 "Satisfactory"
      I am having a two wheeler insurance with L&T from last 1 year, a premium of Rs 1100-1300 has to be paid for this insurance policy. There was no claim experience so far with this insurance policy. I am happy with the plan benefits and policy coverage of this insurance.
      Was this review helpful? 0
      , pune
      Reviewed on Dec 06, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "Policy info was not given"
      0.5 2.0/5 "Expected more"
      My two wheeler insurance is with Bajaj allianz from last 3 years, a premium of Rs 3000 has to be paid for this insurance policy. This premium amount is for 18 months. There was no claim no experience with this insurance and they did not give any info about policy..
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 06, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Good Insurance company"
      0.5 4.0/5 "Great!"
      I have bike policy with ICICI lombard for past years, they are providing no claim bonus around 20%. The premium amount is economical is low when compare to other insurance company, the service center is good. I have HERO Splendor plus they gave me best insured amt.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 06, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Good Insurnace Company"
      0.5 4.0/5 "Great!"
      While I purchasing the bike my dealer gave me the ICICI Lombard insurance, the premium is economical they gave me the insurance for one year, I have availed third party insurance, its included for loss, damage . They gave me cash less garages options.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Dec 04, 2018
    • Iffco Tokio Two Wheeler Insurance
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      I used the policy, when I met with the accident, Iffco Tokiyo gave me medical treatment based on the personal accident cover, I got the cash less treatment, I paid the premium Rs. 5000 for one year two wheeler policy, the IDV is depends on age of the vehicle, they got tie up with networking of service centers.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Dec 04, 2018
    • United India Two Wheeler Insurance
      "Average Policy"
      0.5 2.0/5 "Expected more"
      There is no proper customer care service in United India. I'm paying the premium amount of Rs. 900. I have been renewing the policy for last 8 years. I have no idea about the coverage value of the bike. I have not approached for any claim process.
      Was this review helpful? 1
      , vellore
      Reviewed on Dec 04, 2018
    • Iffco Tokio Two Wheeler Insurance
      "Average insurance policy"
      0.5 1.0/5 "Really Bad"
      My two wheeler insurance policy was taken with Iffco Tokio. I making the premium amount of Rs. 1200. I have been renewing the policy continuously for last 5 years. I have chosen the payment mode of cash. They have given me a coverage value of Rs. 25000. I have not claimed anything in this policy. I visit their branch for making the payment.
      Was this review helpful? 1
      , vellore
      Reviewed on Dec 04, 2018
    • New India Two Wheeler Insurance
      "Average service"
      0.5 2.0/5 "Expected more"
      I have taken my two wheeler insurance policy with New India. I have been renewing the policy with the same company. I have not applied for any claim process so far. When i visit the branch for the renewal the service is good. I make the payment through cash. I pay the premium amount of Rs. 1100. I never faced any issue with this policy.
      Was this review helpful? 0
      , vellore
      Reviewed on Dec 04, 2018
    • Chola Ms Two Wheeler Insurance
      "Good Policy"
      0.5 5.0/5 "Blown Away!"
      I have a two wheeler insurance policy with Cholamandalam from last 5-6 years, a premium of Rs 1900 has to be paid for this insurance policy every year. I have no claim experience so far with this insurance. I am happy with the policy benefits and plan coverage of this policy.
      Was this review helpful? 1
      , mumbai
      Reviewed on Dec 03, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "Good service"
      0.5 4.0/5 "Great!"
      Bajaj Alliance insurance company is reasonable in term of cost, I have been using it around 20 years. The experience is good but they are not providing ncb bonus. Customer service is average, I have not face any claim, they have cash less garages its good.
      Was this review helpful? 2
      , bangalore
      Reviewed on Dec 03, 2018
    • United India Two Wheeler Insurance
      "Need to improve on premium and customer support"
      0.5 3.5/5 "Pretty good"
      United India premium is high, they collected Rs. 1600 for the third party coverage. I didn't get personal cover, there no customer support I got through online channel, when I went to the registration location there is no response, anyway, I got better IDV.
      Was this review helpful? 1
      , bangalore
      Reviewed on Dec 03, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Its Good"
      0.5 4.0/5 "Great!"
      I have purchased my bike before seven years from the day onwards I am using ICICI lombard two wheeler policy. The amount is low, I purchased third party cover. I have not claim any thing. They gave me good insured value, they don't have no claim bonus.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 03, 2018
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