Insurance is like a spare tyre. You may not require it, but not having one is not an option.

Ahmedabad Two Wheeler Insurance

 4.5 / 5.0   by 51 users
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Plan Benefits

Policy Coverage

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Ahmedabad (also goes by the monikers Amdavad, Ahemdavad or Ahmedabad) is Gujarat’s most important city and a staggering megalopolis with a long past, numerous noteworthy edifices, a mesmerizing maze of old city quarters, exceptional museums, fine cafes and magnificent night markets. Yet the quaint charm is all but teeming with 21st-century traffic, massing, smog and the common excesses of affluence and scarcity. You want a little resilience to explore the place. With the spinning, cacophonous road traffic, it is no wonder that most reputed insurers have a strong base there.

Almost every firm providing two wheeler insurance in Ahmedabad puts emphasis on third party cover for obvious reasons. Let us check out why it is so.

Third party cover and claims:

As per the Indian Motor Vehicles Act, every vehicle owner must buy a third party cover with his/ her motor insurance. This will take care of any medical and legal expenses pertaining to unfortunate demise, incapacitation (temporary or permanent) or property damage. The indemnified is expected to utilize the bike or two wheeler according to the terms and conditions of the chosen plan or else the onus of any loss or damage falls on the policyholder. This is called Own Damage Cover. Please go through the fine print carefully before purchasing one.

Here’s a checklist for the same:

  • Fill in the Proposal Form duly, as any wrong or untrue answer might turn against you at the time of the claim.
  • The bike or two wheeler must not be a second hand one, unless it is covered by an insurance plan .
  • The vehicle should not be bought for the purpose of goods and products carriage.
  • You are not allowed to hire it out or give it as a reward.
  • The owner must hold a valid Driving License.
  • The bike must not be used for speed testing, adventure racing, pace making, dependability test or even for giving driving lessons (unless the required cover is bought with extra premium).
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Customer Reviews

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  • ICICI Lombard Two Wheeler Insurance
    "Good Policy"
    0.5 4.0/5 "Great!"
    My two wheeler insurance is with ICICI LOMBARD from last 3 years, a premium of Rs 1900 has to be paid as an insurance policy. There was no claim experience so far with this insurance and the coverage value is good in this car insurance.
    Was this review helpful? 1
    , ahmedabad
    Reviewed on Dec 10, 2018
  • Iffco Tokio Two Wheeler Insurance
    "Satisfactory"
    0.5 5.0/5 "Blown Away!"
    I used the policy, when I met with the accident, Iffco Tokiyo gave me medical treatment based on the personal accident cover, I got the cash less treatment, I paid the premium Rs. 5000 for one year two wheeler policy, the IDV is depends on age of the vehicle, they got tie up with networking of service centers.
    Was this review helpful? 0
    , ahmedabad
    Reviewed on Dec 04, 2018
  • Bajaj Allianz Two Wheeler Insurance
    "Good Policy"
    0.5 4.0/5 "Great!"
    My two wheeler is insured with Bajaj Allianz from last 1 year, Rs 1200 has to be paid for this insurance policy every year. I have no claim experience so far with this insurance policy. I am happy with the policy coverage and plan benefits of this policy.
    Was this review helpful? 4
    , ahmedabad
    Reviewed on Nov 26, 2018
  • Iffco Tokio Two Wheeler Insurance
    "Cheap and best policy"
    0.5 5.0/5 "Blown Away!"
    I have not spoke with the Iffco Tokio customer care service. Here in local, i have taken the two wheeler insurance policy. Because of the lower premium, i have selected this company. They have tie up with Honda company. They are doing cashless facility on Honda bikes. I've paid a premium amount of Rs. 1200 per year.
    Was this review helpful? 1
    , ahmedabad
    Reviewed on Nov 18, 2018
  • ICICI Lombard Two Wheeler Insurance
    "Good Policy"
    0.5 4.0/5 "Great!"
    I had a two wheeler insurance with ICICI lonbard for quite long time. I am happy with the coverage value of this insurance policy. I am not aware of the premium amount of this insurance policy. I have claimed 3-4 times and all my claim experience was good.
    Was this review helpful? 2
    , ahmedabad
    Reviewed on Sep 12, 2018
  • HDFC Ergo Two Wheeler Insurance
    "The coverage amount for accidental damage was really good. "
    0.5 3.0/5 "Satisfactory"
    In HDFC Ergo, its took 3 months to sent a hard copy to my place. The responsiveness was good in the customer care service. I'm not satisfied with the customer care because they have sent my policy to different address even though i have given my new address to them. The benefits what they giving me and the claim amount is high when i compared to other insurance policy.
    Was this review helpful? 2
    , ahmedabad
    Reviewed on Jul 23, 2018
  • National Insurance Two Wheeler Insurance
    "Good Policy"
    0.5 4.0/5 "Great!"
    I have my two wheeler insured with National insurance from last 10-12 years, i am happy with the coverage value of this insurance policy. I have not claimed anything so far from this insurance. I have to pay a premium of Rs 1000 for this insurance policy.
    Was this review helpful? 1
    , ahmedabad
    Reviewed on Jul 01, 2018
  • New India Two Wheeler Insurance
    "Good Service"
    0.5 5.0/5 "Blown Away!"
    I've been using the New India Bike Insurance for One year, I pay a premium of 1200 per year. I make payments online. There is no claim experience. I'll have to wait and see how they respond to my requests in future.
    Was this review helpful? 0
    , ahmedabad
    Reviewed on Jun 26, 2018
  • Bajaj Allianz Two Wheeler Insurance
    "Good Service"
    0.5 5.0/5 "Blown Away!"
    My bike is insured with the Bajaj Allianz. I am paying the premium of 1100, I do not have any claim experience with the policy. I make payments online which is comfortable for me. I never had any issues so far and I'll have to wait and see how they respond to my request in future.
    Was this review helpful? 2
    , ahmedabad
    Reviewed on Jun 14, 2018
  • Bharti Axa Two Wheeler Insurance
    "Good Policy"
    0.5 4.0/5 "Great!"
    I hold a two wheeler insurance with Bharti Axa general insurance from last 6 months, i am happy with the coverage value of this insurance policy. I do not have claim experience so far with this insurance policy and i pay a premium of Rs 1300 every year.
    Was this review helpful? 0
    , ahmedabad
    Reviewed on May 08, 2018
  • ICICI Lombard Two Wheeler Insurance
    "Good"
    0.5 4.0/5 "Great!"
    Icici two wheeler insurance service is good. The payments are through cash. I use to pay my premium yearly directly as a cash. They use to intimate regularly through Sms. I am paying 1k yearly as a premium. It was an good experience with Icici two wheeler insurance service.
    Was this review helpful? 0
    , ahmedabad
    Reviewed on Apr 23, 2018
  • Oriental Insurance Two Wheeler Insurance
    "Best policy"
    0.5 5.0/5 "Blown Away!"
    I have a two wheeler insurance with Oriental Insurance from last 7 years, i do not have any claim experience so far with this insurance policy. The coverage value of this insurance policy is 60-70% and i am satisfied with it. I pay a premium of Rs 1200 every year for this insurance.
    Was this review helpful? 0
    , ahmedabad
    Reviewed on Apr 20, 2018
  • New India Two Wheeler Insurance
    "Best policy"
    0.5 5.0/5 "Blown Away!"
    I have my Two wheeler insured with New India Insurance from last 5 years and it is a best policy to use. The premium for this two wheeler insurance is Rs 1100 and it has to be renewed every year. The coverage value of this two wheeler insurance is 60-70% and i am satisfied with it.
    Was this review helpful? 1
    , ahmedabad
    Reviewed on Apr 09, 2018
  • Iffco Tokio Two Wheeler Insurance
    "Good Policy"
    0.5 4.0/5 "Great!"
    I have a two wheeler insurance with IFFCO TOKYO from last 2 years and it is a good insurance policy to use. This policy has to be renewed every year and i pay a premium of Rs 1700 for this insurance. I do not have claim experience so far with this insurance and i am happy with the coverage value.
    Was this review helpful? 0
    , ahmedabad
    Reviewed on Apr 06, 2018
  • review Two Wheeler Insurance
    "Good service"
    0.5 4.0/5 "Great!"
    My two wheeler loan was taken with BAJAJ . The loan amount was 40,000 and the interest rate was satisfactory . The tenure period was 3 years . The loan process was very smooth and hassle free . The processing fee was 500 which is very nominal and their is no charges fir pre closer . My experience was good overall so I would like to recommend to others .
    Was this review helpful? 0
    , ahmedabad
    Reviewed on Mar 23, 2018
  • Reliance General Two Wheeler Insurance
    "Good policy to use"
    0.5 4.5/5 "Excellent!"
    I hold a two wheeler insurance with Reliance from last 2 years and it is a good policy to use. This policy has to be renewed every year and i pay a premium of Rs 1470 for this insurance. I do not have claim experience so far with this insurance. I have a coverage of 60-70% which is satisfactory.
    Was this review helpful? 0
    , ahmedabad
    Reviewed on Mar 02, 2018
  • ICICI Lombard Two Wheeler Insurance
    "Excellent insurance"
    0.5 5.0/5 "Blown Away!"
    I have taken Two wheeler Insurance with ICICI Lombard,the premium amount is 3500,the payments is collected by an agent,The bike model is Hero splendor smart.This was taekn 2 years ago,the policy coverage amount is 40,000,the customer service is good.
    Was this review helpful? 0
    , ahmedabad
    Reviewed on Feb 15, 2018
  • Bharti Axa Two Wheeler Insurance
    "Happy service"
    0.5 4.0/5 "Great!"
    My two wheeler insurance was taken with Bharati Axa. They are good in claim process and offered a low premium. The policy coverage was better than others. I am using this insurance since 2 years. I am paying 1200 rupees yearly through net banking. They send the statements on time.
    Was this review helpful? 0
    , ahmedabad
    Reviewed on Feb 02, 2018
  • United India Two Wheeler Insurance
    "Good policy to use"
    0.5 4.0/5 "Great!"
    I hold a two wheeler insurance with United India Insurance from last 2 years and it is a good insurance policy to use. This policy has to be renewed every year and i pay a premium of Rs 1500 for this insurance. I do not have claim experience so far with this insurance. I have a coverage up to 60-70% which is quite satisfactory.
    Was this review helpful? 0
    , ahmedabad
    Reviewed on Feb 02, 2018
  • New India Two Wheeler Insurance
    "Lowest premium in the market with highest policy cover"
    0.5 4.0/5 "Great!"
    I have bike insurance with New India Assurance, but I never went for any claim. I got 60% of discount on premium amount with zero dep and third party cover. New India assurance is providing no claim bonus upto 50%. They gave me best IDV of Rs.48,000 for my bike.
    Was this review helpful? 0
    , ahmedabad
    Reviewed on Jan 29, 2018
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