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  • Ahmedabad Two Wheeler Insurance

     4.5 / 5.0   by 20 users
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    Plan Benefits

    Policy Coverage

    Customer Service

    Claim Experience

    Ahmedabad (also goes by the monikers Amdavad, Ahemdavad or Ahmedabad) is Gujarat’s most important city and a staggering megalopolis with a long past, numerous noteworthy edifices, a mesmerizing maze of old city quarters, exceptional museums, fine cafes and magnificent night markets. Yet the quaint charm is all but teeming with 21st-century traffic, massing, smog and the common excesses of affluence and scarcity. You want a little resilience to explore the place. With the spinning, cacophonous road traffic, it is no wonder that most reputed insurers have a strong base there.

    Almost every firm providing two wheeler insurance in Ahmedabad puts emphasis on third party cover for obvious reasons. Let us check out why it is so.

    Third party cover and claims:

    As per the Indian Motor Vehicles Act, every vehicle owner must buy a third party cover with his/ her motor insurance. This will take care of any medical and legal expenses pertaining to unfortunate demise, incapacitation (temporary or permanent) or property damage. The indemnified is expected to utilize the bike or two wheeler according to the terms and conditions of the chosen plan or else the onus of any loss or damage falls on the policyholder. This is called Own Damage Cover. Please go through the fine print carefully before purchasing one.

    Here’s a checklist for the same:

    • Fill in the Proposal Form duly, as any wrong or untrue answer might turn against you at the time of the claim.
    • The bike or two wheeler must not be a second hand one, unless it is covered by an insurance plan.
    • The vehicle should not be bought for the purpose of goods and products carriage.
    • You are not allowed to hire it out or give it as a reward.
    • The owner must hold a valid Driving License.
    • The bike must not be used for speed testing, adventure racing, pace making, dependability test or even for giving driving lessons (unless the required cover is bought with extra premium).
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    Customer Reviews

  • Page 1 of 1
    • United India Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have been using the 2 wheeler insurance policy with United India for past 2 years. I paid around Rs.1800 to renew the policy,I never had any claim experience with the policy . The plan benefits and the coverage is good with this policy and I am satisfied with it.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Sep 27, 2017
    • ICICI Lombard Two Wheeler Insurance
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      It was a good service from ICICI ,customer support and representatives was very helpful and responsible ,interest rate was also fine never had any issue . Documentation part was also fine and easy so as a overall it was a good service from ICICI.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Sep 26, 2017
    • HDFC Ergo Two Wheeler Insurance
      "Good Policy "
      0.5 4.5/5 "Excellent!"
      This year I have renewed my policy with HDFC ERGO. I paid Rs.1100 to renew the policy this year. The customer service is good with HDFC ergo. They give reminders to renew the policy before the due date, I haven't got any claim experience , I am satisfied having the policy HDFC ergo.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Aug 23, 2017
    • Shriram Two Wheeler Insurance
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have insured my two wheeler with the Sri Ram Insurance company and the services were an excellent one Iam with them from past eight months and they are good Coverage value is around 70% with third party as per the leaf let. . I pay about Rs.1200 to renew this policy I don't have any claim experience with them till date.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jun 15, 2017
    • ICICI Lombard Two Wheeler Insurance
      "Good insurance company"
      0.5 4.0/5 "Great!"
      ICICI Lombard general insurance company always intimates me to renew the policy via mails, text messages and phone calls. The prior information really helps to do the renewal on time. I am having a two wheeler insurance policy with ICICI Lombard and I am using it for about past 3 years. I got the TVS Jupiter scooter. The claim experience and the policy coverages are good with ICICI Lombard.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Apr 24, 2017
    • ICICI Lombard Two Wheeler Insurance
      "Satisfied"
      0.5 4.0/5 "Great!"
      I am having the two wheeler which got insured with the ICICI lombard general insurance company. Premium is a fair enough one. Total insured value of my two wheeler is around 60000 Rupees and the other one is around 2.4 lakh Rupees.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Mar 07, 2016
    • ICICI Lombard Two Wheeler Insurance
      "Good Services"
      0.5 4.0/5 "Great!"
      My two wheeler insurance is from ICICI Lombard. The services are good. I get a lot of SMS alert about the reminders for the payments. And also get updates about the policy. The premium is on a yearly basis. The coverage is good. The insurance is for the third party too.
      Was this review helpful? 1
      , ahmedabad
      Reviewed on Mar 07, 2016
    • National Insurance Two Wheeler Insurance
      "Customer service is not fine...."
      0.5 3.0/5 "Satisfactory"
      First party insurance it is and the National Insurance will pay complete amount for the damages of the vehicle but we need to pay some service charge. I am planning to change the two wheeler insurance company because of customer service where have not received any calls from National Insurance.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jan 18, 2016
    • ICICI Lombard Two Wheeler Insurance
      "Secure with ICICI"
      0.5 5.0/5 "Blown Away!"
      My two wheeler got insured with the ICICI Lombard general insurance. I choose them because it has been provided by automobile dealer. The premium is okay with them and its the regular rates. I been with them from the last three year of them and I dint faced any issues with them. I am happy with the coverage and the depreciation value of my vehicle.
      Was this review helpful? 4
      , ahmedabad
      Reviewed on Nov 13, 2015
    • HDFC Ergo Two Wheeler Insurance
      "Good"
      0.5 3.0/5 "Satisfactory"
      My two wheeler got insured with the HDFC ergo general insurance company. I have not experienced their service. The premium is around 1500 Rupees and every services are good with them like the payment services. I am happy with the depreciation value and they have given me around 25000 Rupees as the insured value of my vehicle.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Oct 23, 2015
    • Bajaj Allianz Two Wheeler Insurance
      "Good"
      0.5 4.0/5 "Great!"
      I am having the two wheeler insurance policy with Bajaj Allianz insurance company. The premium is around 3500 Rupees. The services are good with them and I dint faced any claim experience with them. They are customer friendly and am holding this from the last 2 years.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Aug 24, 2015
    • Bajaj Allianz Two Wheeler Insurance
      "Good"
      0.5 4.0/5 "Great!"
      I have the two wheeler insurance with Bajaj Allianz .I am paying the premium as 1800 Rupees per annum.The depreciation value of the vehicle is not aware by myself.I used to pay the money through the cheque.Some agent is there and he only dealt for that and am okay with them.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jul 14, 2015
    • Bajaj Allianz Two Wheeler Insurance
      "Best"
      0.5 4.0/5 "Great!"
      I am having the two wheeler insurance with the Bajaj Allianz, I always preferred the bajaj allianz because the office is nearby my locality.The premium that I am paying is around 1000 Rupees.The coverage is very low.I am paying it through the cheque.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jun 27, 2015
    • ICICI Lombard Two Wheeler Insurance
      "very good service"
      0.5 4.0/5 "Great!"
      I am having the two wheeler insurance with ICICI Lombard.I am paying around 1100Rs /year as premium.If any uncertainty happens means they will provide around some cost for that.Recently by 5th may only I renewed it.I am usually paying it through the cheque.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on May 25, 2015
    • ICICI Lombard Two Wheeler Insurance
      "Good!!!"
      0.5 3.0/5 "Satisfactory"
      I have taken a two wheeler insurance with ICICI LOMBARD GENERAL INSURANCE. It is mainly for accidental benefits. I have taken this for tax purpose. The policy coverage was for 1 lac. The premium of Rs 3000 is paid once in every year through cheque.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on May 15, 2015
    • ICICI Lombard Two Wheeler Insurance
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      The Two Wheeler insurance from ICICI lombard is excellent. The insurance covers upto 70% of the damage till 2 years and the coverage gradually decreases from the following years. It is a first party insurance and there are many service centers available and I can get the benefits from any where. In addition my claim experience is also good with this company.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on May 14, 2015
    • ICICI Lombard Two Wheeler Insurance
      "Good"
      0.5 5.0/5 "Blown Away!"
      I have two wheeler insurance from ICICI Lombard.I used make the payments through online. Policy coverage and plan benefits are good. The best part is in the claim benefits. In case if we donâ??t claim in the year so they will give us 20% bonus for the next year on the claiming amount.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Apr 27, 2015
    • National Insurance Two Wheeler Insurance
      "Claim was quick!!!"
      0.5 4.0/5 "Great!"
      National Insurance is covering for damages of vehicle and my bike is 3 years of old and for it they are providing 70% of coverage. Also third parties are covered in this two wheeler insurance but no idea about coverage for them. I had slipped from bike so I claimed where they approved in 2 days and got the reimbursement in 15 days.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Apr 01, 2015
    • Oriental Insurance Two Wheeler Insurance
      "Excellent!!"
      0.5 5.0/5 "Blown Away!"
      It was a fantastic experience with Oriental Insurance for the two wheeler I have taken. I have to renew the insurance for every year. The policy covers all the accidental damage caused to the vehicle. It is a zero depreciation plan and the service provided by them is very good.
      Was this review helpful? 1
      , ahmedabad
      Reviewed on Mar 31, 2015
    • HDFC Ergo Two Wheeler Insurance
      "Good"
      0.5 4.0/5 "Great!"
      HDFC ergo is good, it is very easy and it is the cheapest one in the market when compared with others. I have taken a vehicle insurance with HDFC ERGO. This insurance is one month old and it is quite easy to open this insurance as this was taken for my car loan recently.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Mar 20, 2015
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