• Top 5 Two Wheeler Insurance Companies in India

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    Unlike other types of insurance, it is legally mandatory to have a two-wheeler insurance in India. Under the Motor Vehicles Act 1988, third-party two wheeler insurance has been made compulsory for all Indian drivers. Choosing the right insurer for a bike insurance scheme has rather become a difficult task for vehicle owners given the sheer number of insurance providers in the country. Here we list out people’s most preferred private and public insurance providers to help you make the decision.

    HDFC ERGO Two Wheeler Insurance Bajaj Allianz Two Wheeler Insurance ICICI Lombard Two Wheeler Insurance SBI General Two Wheeler Insurance New India Assurance Two Wheeler Insurance
    Top Two Wheeler Insurance Companies in India

    HDFC ERGO General Insurance Company Limited

    HDFC ERGO offers a comprehensive cover for two wheeler at a competitive premium rate. With over 109 branches in 89 Indian cities, HDFC ERGO has a nationwide footprint which makes it easier for the policyholder to apply for a policy and also renew an existing policy. The company has also been awarded the “iAAA” rating which stands as a testimony to its highest claim paying ability. What more – HDFC ERGO also has an ISO certification for the quality of customer service, uniformity of information security, policy issuance process and claims services.

    Differentiating Factor: Instant Online Policy, customizable motor policy

    HDFC ERGO Two Wheeler Insurance: Key Features

    • Availability of long term insurance for a period of up to 3 years. No hassles of yearly policy renewals.
    • HDFC ERGO offers 24*7 customer support for a hassle-free and convenient experience.
    • Policy can be purchased or renewed online without going through a lengthy documentation process.
    • More than 75 lakh customers served.
    • Easy and transparent claim filing and settlement process.
    • Discounts on purchasing long-term two-wheeler insurance policies.

    Bajaj Allianz General Insurance Company Limited

    Customer oriented approach and reliability makes Bajaj Allianz one of the most-preferred brands when it comes to two-wheeler insurance. The company was also declared as the “Best General Insurance Company in Private Sector” by ABP news in 2014. Recipient of other notable awards like, “Golden Peacock Award 2014” and “Claims Innovation of the Year”, Bajaj Allianz has clearly earned the trust of all Indians with its flawless service and innovative products.

    Differentiating Factor: 24/7 support, quick and easy claims support

    Bajaj Allianz Two Wheeler Insurance: Key Features

    • Multi-year bike insurance available for a period of up to 3 years. No troubles of yearly policy renewal.
    • Easy and Hassle-free process of claim settlement.
    • Policy can be bought or renewed online in quick and easy way.
    • Round-the-clock customer support service.
    • Nil depreciation add on cover available.
    • No vehicle inspection on online renewal of the policy.

    ICICI Lombard General Insurance Company Limited

    ICICI Lombard is one of the largest general insurance companies in India. Having issued over 11 million policies and with over 6 million claims settlements, ICICI Lombard has earned the reputation of being one of the most trustable names when it comes to General Insurance. One of the few insurance companies to have technology integration, ICICI was also awarded “Celent Asia Insurance Technology Award” for its mobile application. With features like long term policy offering and one time premium, ICICI Lombard focuses on offering a flexible insurance policy to its customers.

    Differentiating Factor: Cashless claim servicing at over 1900 garages, immediate issuance of policy copy

    ICICI Lombard Two Wheeler Insurance: Key Features

    • Flexible policy tenure options up to 3 years. A long term insurance can save you from the hassles of yearly renewals.
    • A network of over 2150 garages across the country for assistance with breakage or repair.
    • Availability of add-on covers to get protection against damage to electrical and non-electrical components.
    • In-built personal accident cover for co-passenger.
    • No vehicle inspection required for policy renewal.
    • Policy copy of the insurance can be immediately obtained on online purchase.
    • Receive policy renewal reminders and other updates from time to time.

    SBI General Insurance Company Limited

    SBI has become a household name for finance and banking and now with SBI General Insurance Company, SBI has carved a niche in the insurance front also. Currently, SBI General has a pan-India presence extending to 56 cities and serves three key segments namely retail, SME and corporate. SBI General Two-wheeler insurance policy is comprehensive and comes with an array of customer-centric benefits that makes it one of the most-sought after product in the market.

    Differentiating Factor: Customized pricing depending on applicant’s profile, additional discounts

    SBI General Two Wheeler Insurance: Key Features

    • Pricing customised based on customer profile.
    • Discount on policy purchase for people aged between 25 to 55 years.
    • Additional discounts and bonuses for timely renewal of insurance policy.

    The New India Assurance Company Limited

    A wholly government owned company, New India Assurance now operates in over 27 countries and has a global business that exceeds Rs.16000 Crores. The New India Assurance has a nationwide presence with over 2097 offices and 1041 micro offices. Only direct insurer in India to be given an “A” rating by AM Best, New India Assurance has several other ratings that indicate the company’s highest degree of financial power to fulfil the policyholders’ obligations.

    Differentiating Factor: Impeccable grievance resolution system, Quick claims processing

    The New India Assurance Two Wheeler Insurance: Key Features

    • Insurance seekers can either choose from the basic ‘Liability only policy’ or the comprehensive ‘Package policy’.
    • Add-on covers for accessories, personal accident cover, passenger cover, paid driver available.

    The content / information on this page is based out of customer reviews posted on this website and makes no representation regarding accuracy of the same or that such content / information will be error-free.

    Top 5 Two Wheeler Insurance Company In India Reviews

  • Page 1 of 50 1 2 3 4 5
    • ICICI Lombard Two Wheeler Insurance
      "Good Protection"
      0.5 5.0/5 "Blown Away!"
      ICICI lombard two wheeler premium was around Rs. 1100 for per year, they gives road side assistance, third party cover and no claim bonus. I have Honda Dream Yuga cost of the vehicle was Rs. 62,000. At the time of activation I got the policy copy from the insurance company its good.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 20, 2018
    • National Insurance Two Wheeler Insurance
      "Customer service should be proactive"
      0.5 4.0/5 "Great!"
      National Insurance premium amount was good than other insurance company, customer service is not upto the mark. I paid yearly fee around 1700, they gave me good IDV value. I have Bajaj 150 discover bike, the insurance company gave nominal feature like third party cover, road side assistance.
      Was this review helpful? 0
      , kolkata
      Reviewed on Feb 20, 2018
    • Reliance General Two Wheeler Insurance
      "Good"
      0.5 5.0/5 "Blown Away!"
      I had a two wheeler insurance with Reliance for past 2 years. The customer service was really good. I would say the claim experience was good and excellent. I have paid 1000 rupees for this insurance. I get a remainder call, message and email for the policy renewal.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 20, 2018
    • Iffco Tokio Two Wheeler Insurance
      "Good"
      0.5 5.0/5 "Blown Away!"
      My friend suggested the two wheeler insurance with Iffco Tokio so I have gone for it through online. I have paid 1150 rupees for one year to purchase this insurance. The process was immediate. I got a proper response from the customer support.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 20, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "Better policy to use"
      0.5 5.0/5 "Blown Away!"
      I am renewing my two wheeler insurance policy from BAJAJ ALLIANZ GENERAL INSURANCE company. I have paid Rs,2000 to renew the policy last year. The customer support is not up to the mark from the BAJAJ ALLIANZ GENERAL INSURANCE company,because they dont give the intimations to renew the policy before the due date.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 20, 2018
    • National Insurance Two Wheeler Insurance
      "Below average"
      0.5 1.0/5 "Really Bad"
      I have a two wheeler insurance with National insurance. I have taken the insurance service directly from National insurance outlet. But I feel they needs to improve their response. The payments are generally through cheques and cash. It is a below average service.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 20, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken Two wheeler insurance with ICICI Lombard,the premium amount is 1800 per annum,I make payment at the counter.The policy coverage amount is 50,000,i have no claim experience with them till date.This was taken seven months ago.The model of my bike is Bajaj 200 NS.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 20, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "Good banking"
      0.5 5.0/5 "Blown Away!"
      I have taken Two Wheeler Insurance with Bajaj Allianz,the premium amount is 1500 in year,its four months since i have taken this four months ago.The bike modal is TVS.I am happy using the policy ,the customer service is response is good.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 20, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Better service"
      0.5 4.0/5 "Great!"
      I have got the two wheeler insurance policy from the ICICI LOMBARD GENERAL INSURANCE company around 3 years ago. The customer support service is good with the ICICI LOMBARD GENERAL INSURANCE general insurance company. They will give the reminders to renew the policy before the due date.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 19, 2018
    • Reliance General Two Wheeler Insurance
      "Good policy to use"
      0.5 5.0/5 "Blown Away!"
      I have paid Rs,2000 to renew the policy last year from the RELIANCE GENERAL INSURANCE company,. The policy coverage is good with this policy . I never had any claim experience with this policy ., I would say it is good to use the RELIANCE GENERAL INSURANCE company two wheeler insurance policy.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 19, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have insured my two wheeler with the ICICI Lombard general insurance company. I would like to say that the customer service is good one and the response is better one for me with them. I have not met up the claims with them till now.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 17, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Its Good"
      0.5 4.0/5 "Great!"
      Recently I faced claimed with ICICI lombard, My bike front part doom got damaged, they claimed the amount of Rs. 5000. They sent the executive, he came and took photos and approved my claim. I paid the amount around Rs. 10,000 they claimed Rs. 5000, they got tie up with wider network.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 16, 2018
    • New India Two Wheeler Insurance
      "Its Better"
      0.5 3.0/5 "Satisfactory"
      Earlier I had New India assurance, I paid the amount around Rs. 850 for one year, they gave me better coverage with road side assistance, third party and accidental cover. ICICI Lombard is better than New India assurance. Customer service was okay not that much satisfactory.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 16, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Average service"
      0.5 4.0/5 "Great!"
      Renewing my two wheeler insurance policy from the past 2 years with the ICICI LOMBARD GENERAL INSURANCE company. The response part is average with the ICICI LOMBARD GENERAL INSURANCE company., The policy coverage and the plan benefits are average with the ICICI LOMBARD GENERAL INSURANCE.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 16, 2018
    • National Insurance Two Wheeler Insurance
      "Its Good"
      0.5 4.0/5 "Great!"
      National Insurance IDV value is good based IRDAI regulation, the premium was also economical, I got my policy copy on time. I paid the some premium, its covers all like third party cover, accidental cover.life cover and road side assistance. My Royal Enfield bike got protected through them.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 16, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Good protection for two wheeler"
      0.5 4.0/5 "Great!"
      I have two year of bike insurance with ICICI Lombard, with good coverage like third party damage, road side assistance etc. The premium was good in ICICI Lombard, I paid the premium amount around Rs. 2000 to 3000. I have insured activa honda bike.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 16, 2018
    • HDFC Ergo Two Wheeler Insurance
      "Better policy to use"
      0.5 5.0/5 "Blown Away!"
      For the past 6 years I renew my two wheeler insurance policy from the HDFC ERGO GENERAL INSURANCE. I have paid Rs,1100 to renew my policy last year. The policy coverage and the plan benefits are good with the HDFC ERGO GENERAL INSURANCE company.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Feb 16, 2018
    • HDFC Ergo Two Wheeler Insurance
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have taken a Life Insurance with LIC,the premium amount is 2400.The policy coverage amount is 50,000.I have no claim experience with them till date.The premium amount is paid through online.This was taken 6 years back,i have complete scheme details on the website.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 16, 2018
    • HDFC Ergo Two Wheeler Insurance
      "Good"
      0.5 4.0/5 "Great!"
      I taken a two wheeler insurance policy with HDFC ERGO GENERAL INSURANCE. The policy and benefits are very good. I have not taken a claim so far. I have taken comprehensive insurance with HDFC ERGO GENERAL INSURANCE.
      Was this review helpful? 0
      , kolkata
      Reviewed on Feb 16, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Average"
      0.5 4.0/5 "Great!"
      My two wheeler was insured with ICICI Lombard. I have taken this insurance by last year. The claim process was not satisfactory. I have no idea about the policy coverage and the plan benefits. I paid 1700 rupees for one year to purchase this insurance.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 16, 2018
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