• Top 5 Two Wheeler Insurance Companies in India

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    Medical Coverage

    Claim Experience

    Responsiveness

    Unlike other types of insurance, it is legally mandatory to have a two-wheeler insurance in India. Under the Motor Vehicles Act 1988, third-party two wheeler insurance has been made compulsory for all Indian drivers. Choosing the right insurer for a bike insurance scheme has rather become a difficult task for vehicle owners given the sheer number of insurance providers in the country. Here we list out people’s most preferred private and public insurance providers to help you make the decision.

    HDFC ERGO Two Wheeler Insurance Bajaj Allianz Two Wheeler Insurance ICICI Lombard Two Wheeler Insurance SBI General Two Wheeler Insurance New India Assurance Two Wheeler Insurance
    Top Two Wheeler Insurance Companies in India

    HDFC ERGO General Insurance Company Limited

    HDFC ERGO offers a comprehensive cover for two wheeler at a competitive premium rate. With over 109 branches in 89 Indian cities, HDFC ERGO has a nationwide footprint which makes it easier for the policyholder to apply for a policy and also renew an existing policy. The company has also been awarded the “iAAA” rating which stands as a testimony to its highest claim paying ability. What more – HDFC ERGO also has an ISO certification for the quality of customer service, uniformity of information security, policy issuance process and claims services.

    Differentiating Factor: Instant Online Policy, customizable motor policy

    HDFC ERGO Two Wheeler Insurance: Key Features

    • Availability of long term insurance for a period of up to 3 years. No hassles of yearly policy renewals.
    • HDFC ERGO offers 24*7 customer support for a hassle-free and convenient experience.
    • Policy can be purchased or renewed online without going through a lengthy documentation process.
    • More than 75 lakh customers served.
    • Easy and transparent claim filing and settlement process.
    • Discounts on purchasing long-term two-wheeler insurance policies.

    Bajaj Allianz General Insurance Company Limited

    Customer oriented approach and reliability makes Bajaj Allianz one of the most-preferred brands when it comes to two-wheeler insurance. The company was also declared as the “Best General Insurance Company in Private Sector” by ABP news in 2014. Recipient of other notable awards like, “Golden Peacock Award 2014” and “Claims Innovation of the Year”, Bajaj Allianz has clearly earned the trust of all Indians with its flawless service and innovative products.

    Differentiating Factor: 24/7 support, quick and easy claims support

    Bajaj Allianz Two Wheeler Insurance: Key Features

    • Multi-year bike insurance available for a period of up to 3 years. No troubles of yearly policy renewal.
    • Easy and Hassle-free process of claim settlement.
    • Policy can be bought or renewed online in quick and easy way.
    • Round-the-clock customer support service.
    • Nil depreciation add on cover available.
    • No vehicle inspection on online renewal of the policy.

    ICICI Lombard General Insurance Company Limited

    ICICI Lombard is one of the largest general insurance companies in India. Having issued over 11 million policies and with over 6 million claims settlements, ICICI Lombard has earned the reputation of being one of the most trustable names when it comes to General Insurance. One of the few insurance companies to have technology integration, ICICI was also awarded “Celent Asia Insurance Technology Award” for its mobile application. With features like long term policy offering and one time premium, ICICI Lombard focuses on offering a flexible insurance policy to its customers.

    Differentiating Factor: Cashless claim servicing at over 1900 garages, immediate issuance of policy copy

    ICICI Lombard Two Wheeler Insurance: Key Features

    • Flexible policy tenure options up to 3 years. A long term insurance can save you from the hassles of yearly renewals.
    • A network of over 2150 garages across the country for assistance with breakage or repair.
    • Availability of add-on covers to get protection against damage to electrical and non-electrical components.
    • In-built personal accident cover for co-passenger.
    • No vehicle inspection required for policy renewal.
    • Policy copy of the insurance can be immediately obtained on online purchase.
    • Receive policy renewal reminders and other updates from time to time.

    SBI General Insurance Company Limited

    SBI has become a household name for finance and banking and now with SBI General Insurance Company, SBI has carved a niche in the insurance front also. Currently, SBI General has a pan-India presence extending to 56 cities and serves three key segments namely retail, SME and corporate. SBI General Two-wheeler insurance policy is comprehensive and comes with an array of customer-centric benefits that makes it one of the most-sought after product in the market.

    Differentiating Factor: Customized pricing depending on applicant’s profile, additional discounts

    SBI General Two Wheeler Insurance: Key Features

    • Pricing customised based on customer profile.
    • Discount on policy purchase for people aged between 25 to 55 years.
    • Additional discounts and bonuses for timely renewal of insurance policy.

    The New India Assurance Company Limited

    A wholly government owned company, New India Assurance now operates in over 27 countries and has a global business that exceeds Rs.16000 Crores. The New India Assurance has a nationwide presence with over 2097 offices and 1041 micro offices. Only direct insurer in India to be given an “A” rating by AM Best, New India Assurance has several other ratings that indicate the company’s highest degree of financial power to fulfil the policyholders’ obligations.

    Differentiating Factor: Impeccable grievance resolution system, Quick claims processing

    The New India Assurance Two Wheeler Insurance: Key Features

    • Insurance seekers can either choose from the basic ‘Liability only policy’ or the comprehensive ‘Package policy’.
    • Add-on covers for accessories, personal accident cover, passenger cover, paid driver available.

    The content / information on this page is based out of customer reviews posted on this website and makes no representation regarding accuracy of the same or that such content / information will be error-free.

    Top 5 Two Wheeler Insurance Company In India Reviews

  • Page 1 of 50 1 2 3 4 5
    • Bajaj Allianz Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have my two wheeler insured with Bajaj Allianz from last 6 months, i am happy with the coverage value of this insurance policy. I have not claimed anything so far from this insurance policy. I pay a premium of Rs 1200 which has to be paid every year for this insurance policy.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 21, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "Good Policy"
      0.5 3.0/5 "Satisfactory"
      I have a health insurance with Bajaj Allianz from last 1 year, i am happy with the coverage value of this insurance policy. I am not aware of the premium amount as my company pays it. I have no claim experience so far with this insurance and i have a coverage of Rs 4 lakhs for this insurance.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 21, 2018
    • National Insurance Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have my two wheeler insured with National insurance from last 5-6 years, i am happy with the coverage value of this insurance policy. I pay a premium of Rs 1200 which has to be paid every year for this insurance and i have not claimed anything so far from this insurance.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 21, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Average policy"
      0.5 4.0/5 "Great!"
      I have taken a two wheeler insurance policy in the ICICI . Whenever i visit the petrol, i used to take the insurance over there. I never claimed the policy so far. I used to pay the premium amount of Rs. 800. I used to make the payment through cash. I'm not aware of the plans and benefits of the policy. I have taken this policy 1 year.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 20, 2018
    • Oriental Insurance Two Wheeler Insurance
      "Good Service so far"
      0.5 5.0/5 "Blown Away!"
      I've a bike insurance policy with the Oriental Insurance Company, I pay a premium of 1600, I do not have any claim experience with the policy. So far it has been a good experience with the policy. I'll have to wait and see how they respond to my claim in case if I'll have any in future.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 20, 2018
    • United India Two Wheeler Insurance
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I've been using the United India Bike insurance for a while. I am paying a premium of 1180 per year. I am paying it office. The service is a good. There is no Claim experience with this policy. This policy only covers metal parts of the bike. Overall it has been a hassle free experience with the United India.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 20, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Good policy"
      0.5 3.0/5 "Satisfactory"
      The premium which i have to pay for my two Wheeler insurance is 2500 for 2 years. The policy has been taken from ICICI Lombard. They provide 100% coverage and accidental coverage. I have no claim for my two wheeler. Its a good policy.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Jun 20, 2018
    • HDFC Ergo Two Wheeler Insurance
      "Good policy"
      0.5 4.0/5 "Great!"
      I have my two wheeler insured with HDFC ERGO from last 1 month, i am happy with the coverage value of this insurance policy. I have not claimed anything so far from this insurance policy. A premium of Rs 1470 has to be paid for this insurance policy.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 20, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "Wonderful"
      0.5 5.0/5 "Blown Away!"
      I have insured my two wheeler with the Bajaj allianz general insurance company. I would like to say that the premium amount is around 5500 Rupees. Customer service is good and the response is nice one too with the Bajaj allianz general insurance company.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 20, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Good "
      0.5 4.0/5 "Great!"
      I am having the two wheeler insurance policy with the ICICI Lombard general insurance company. I have paid around 1100 Rupees as premium. I have not faced any claims with them till now and everything is better one with the ICICI lombard general insurance company.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 20, 2018
    • National Insurance Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have my two wheeler insured with National insurance from last 20 years and it is one of the good policy. I have not claimed anything so far from this insurance policy. I am happy with the coverage value of this insurance policy and i pay a premium of Rs 750 for this insurance.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Jun 19, 2018
    • Iffco Tokio Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have a two wheeler insurance with IFFCO TOKYO from last 1 year, i am happy with the coverage value of this insurance policy. I have not claimed anything so far from this insurance policy. A premium of Rs 1100 has to be paid every year for this insurance policy.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 19, 2018
    • Iffco Tokio Two Wheeler Insurance
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have insured my two wheeler with the Iffco tokio general insurance company. I would like to say that the customer service is good one too with them and everything is super one too. I am happy with the Iffco tokio general insurance company till now.
      Was this review helpful? 0
      , vijayawada
      Reviewed on Jun 19, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "Average"
      0.5 3.0/5 "Satisfactory"
      I am using two wheeler insurance policy from the Bajaj Allianz general insurance company. I would like to say that the customer service is good one and the coverage value is around twenty five thousand Rupees to thirty thousand Rupees.
      Was this review helpful? 0
      , guntur
      Reviewed on Jun 19, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Excellent Claim Experience"
      0.5 5.0/5 "Blown Away!"
      Once i have a claim experience with ICICI. I can claim around 15K from this insurance. The claim process is very smooth process. They have a cashless claim facility. Their people will take care of the claim. Whatever the amount i can reimburse in this policy it has met. I have paid the premium around Rs.1100 every year.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 18, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Good Service"
      0.5 4.0/5 "Great!"
      I've been using the ICICI Lombard bike insurance for a while. I pay a premium of 9000 per year, the features are good but the premium is bit high when comparing to other insurance providers. I do not have any claim experience with the policy. I never faced any issues with the payments too.
      Was this review helpful? 0
      , thane
      Reviewed on Jun 18, 2018
    • HDFC Ergo Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have taken two wheeler insurance from Hdfc ergo general insurance for this. I made the payment for 2 years through on line banking . Customer service and response is good . It has good policy coverage with good policy benefits like vehicle towing and cashless garage.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 17, 2018
    • Iffco Tokio Two Wheeler Insurance
      "GOOD"
      0.5 3.0/5 "Satisfactory"
      I have been holding my two wheeler insurance since 2009. I got through the showroom. Premium is good and it is normal when compared to the others. I had no claiming from my insurance. Policy coverage and plan benefit i have no idea. No theft coverage. Payment i do through the cash.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 17, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I've been using the Bike Insurance from Bajaj Aliianz for the past 3 years . I pay a premium of 1200 per year. I do not have any claim experience with the policy. I got this policy from the showroom and I never faced any issues with their services. Overall it has been a smooth experience with them.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 16, 2018
    • Royal Sundaram Two Wheeler Insurance
      "Good Service"
      0.5 4.0/5 "Great!"
      My bike is insured with the Royal Sundaram Insurance company. I am paying a premium of 1200. I got this policy from the bike showroom. I make payment at the Royal Sundaram branches and the staff are friendly. I do not have any claim experience with the policy.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 16, 2018
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