Buying a used motorcycle involves a bit of paperwork. When you buy a second-hand motorcycle, you actually transfer the ownership of the previous owner to yourself. Hence, you need to obtain all the relevant documents including the original registration certificate (RC) of the vehicle, insurance certificate, PUC certificate, etc. from the owner to legally transfer the ownership to yourself. All these documents will be required to get the Transfer Vehicle Registration Certificate (TVRC). This certificate will give you legal possession over the motorcycle. You will also need these documents at every step in the future. Right from purchasing a two-wheeler insurance to riding on the motorcycle, having all these documents is mandatory when you buy a second-hand motorcycle.
Here is the list of all the important documents that you need to check before purchasing a used motorcycle:
- RC book
- Two wheeler insurance policy
- Forms 28, 29, and 30
- PUC certificate
- Road tax certificate
- Address proof and passport size photos
- Sales receipt of two-wheeler
Find a detailed explanation of the requirements below.
Vital documents required to obtain before the purchase:
In order to obtain TVRC you will need all the vital documents related to the motorcycle including the registration certificate (RC), insurance certificate, PUC certificate, Form 28, 29, and 30, and others. Here are further details of the documents:
1.RC (Registration Certificate) Book- The RC Book or registration certificate is a vital official document which functions as a proof of the registration of the bike. This book is also required while transferring the ownership of the bike at the RTO. Hence, it is mandatory to obtain the RC book from the seller while buying the motorcycle. Check and verify the RC Book to make sure that it contains vital details like the seller’s name, engine, chassis number, and other details. The information available on the certificate should match with the specifications of the motorcycle. In case the motorcycle was purchased on a loan, the document will contain a bank seal. In this case, you must get Form 35 stamped and NOC letter from the bank stating that the loan has been cleared and there are no pending dues.
2.Insurance Certificate- This document is an absolute must for any vehicle running on the Indian roads as per the latest motor vehicles rules. If you don't have an insurance certificate, your vehicle will not be registered by the RTO. Hence, it is extremely important to obtain the insurance certificate of the bike from the seller before signing the deal. Once you get the certificate, you can get in touch with the insurance company for transferring the ownership to yourself. However, in case the policy has lapsed don't worry as you can either renew the policy or can get a new two-wheeler insurance policy for your used motorcycle.
3.PUC Certificate: Pollution Under Control (PUC) certificate is another extremely important legal document to check before buying an old motorcycle. It is mandatory for every two-wheeler operating in India to have a valid PUC. It certifies that the pollutants released by the vehicle that you are going to purchase is compliant to the pollution control standards in India. A two-wheeler is issued with a PUC when it passes an emission test. The PUC contains the serial number of the certificate, license plate number of the vehicle tested, date of the test, the expiry date of the certificate, and the test readings. You will have to produce this certificate when asked for by the cops during the routine checks.
4.Sales Receipt: Another vital requisite is to procure the sales receipt with signature from the seller. It is mandatory to obtain the sales receipt from the vendor if you are buying the vehicle through a dealer. The sales receipt is the proof of the purchase of a vehicle at a dealership or a private sale. It contains the signature of both the seller and the buyer which confirms that the sale of the vehicle has been made with mutual agreement of both the parties. The receipt will exhibit itemised list of the car, additional add-ons, sales tax, and any excise taxes.
5.Road tax certificate: Before buying a pre-owned motorcycle, you must acquire the road tax certificate from the seller. Road tax is usually paid either annually or as a one-time payment to the Regional Transport Office. This card contains road tax payment information and needs to be submitted to the RTO. The road tax certificate is the proof that the seller has paid road tax on time and no dues are attached to the vehicle. You might be asked to show this document at traffic check points during routine checks. You will also need this document while selling the vehicle in future or moving from one state to another.
6.Transfer Deed: Make sure to procure the transfer deed before buying a used motorcycle. This document signifies the sale and transfer of ownership of the vehicle from the seller to the buyer. It assures that the seller no more has any legal liabilities on the motorcycle. The transfer deed should mention the engine number, chassis number, and registration number of the motorcycle along with the name, address and ID proof of both the parties. It must be duly signed by the buyer and the seller along with revenue stamps fixed on it. The document should have two copies and both the buyer and seller should possess one copy each for avoiding any kind of legal complications in future.
All the above mentioned documents are to be submitted to the RTO to get the ownership of the two-wheeler being purchased.
Necessary forms that are required to be submitted to the RTO:
Besides the important documents that are listed above, at the time of buying a two-wheeler you will have to submit the following forms to the RTO:
- Form 28: It is the No Objection Certificate (NOC). Three copies of this form are required to be submitted by the seller. It will be required only if you want to take the vehicle out of the state.
- Form 29: It is the Notice of Transfer of Ownership of a motorcycle. This form notifies the RTO about the sale of the motorcycle. Two copies of this form are required to be submitted by the seller.
- Form 30: It is the Report of Transfer of Ownership of a motorcycle. It functions as the confirmation of Form 29. Two copies of this form are required to be submitted to the RTO.
Ensure to have all these forms before going to the RTO as these need to be submitted at the RTO while making a transfer of the ownership.
Other documents that the buyer needs to provide:
You need to provide the following documents while buying a used two-wheeler:
- Valid address proof
- Valid identity proof
- Two passport size photographs
Why is it important to have all these documents?
The documents listed above form a crucial part of the chain of documents that you must obtain while buying a second-hand motorcycle. You will need these documents for attaining the Transfer Vehicle Registration Certificate (TVRC). These documents should also be submitted to the insurance company while applying for a two-wheeler insurance policy. Moreover, as per the traffic rules, it is mandatory to carry the vehicle registration certificate, insurance certificate, and PUC certificate along with while riding on Indian roads. Hence, you must have all these documents in place to avoid paying penalties when asked for by a uniformed traffic police.
If any of these documents are missing or the seller is unable to provide them, it will be wise not to purchase the vehicle as it may result in legal complications in the future.
Tips For The Buyer:
Two Wheeler Ownership Transfer Process:
Whenever you dispose of your old two-wheeler to make way for a better and newer mode of commute, there are certain things you should be careful about. Transferring the ownership of your old vehicle also involves correctly transferring all the associated documents to the new owner. The two wheeler ownership transfer process primarily involves transfer of ownership and transfer of motor insurance policy while notifying the RTO about the sale of your motorcycle or scooter. Missing any documents at the time of transfer may hinder the whole process. Following are the things to be done while transferring the ownership of your 2 wheeler.
- Handover All The Relevant Documents - There are certain documents required to transfer the ownership of a motorcycle. All the relevant documents such as Form 28 (NOC), Form 29 (Transfer of ownership), Form 30 (Intimation or report of transfer), a copy of your two-wheeler insurance policy, PUC and RC are to be transferred to the buyer of your vehicle.
- Inform The RTO - While making the sale, the RTO has to be intimated. With the transfer of all the above-mentioned documents to the buyer, the ownership will be transferred.
Bike Insurance Transfer Process:
Other than transferring the ownership of your two-wheeler, the insurance policy is also to be transferred to the new owner of your vehicle. The same can be done by following the steps mentioned below:
- Approach your two-wheeler insurance provider and inform them about the sale of your vehicle. You should collect a No Claim Bonus (NCB) Certificate which will remain in your name and will not be transferred to the new owner of the vehicle. You may avail a considerable discount on your next motor insurance policy using the No Claim Bonus Certificate.
- The new owner of the vehicle should approach the insurance provider and update their personal details in the existing policy.
- Do inform the RTO of your vehicle’s ownership transfer.
Benefits Of Transferring Your Insurance Policy:
A lot of people assume end of responsibility once they sell their two-wheelers. However, there could be legal complications and ambiguities if the paperwork of the sale is not given the right attention. The process may seem like a lot of work but carries a lot of importance to prevent yourself from any liabilities that may result from the actions of the new owner of the vehicle. While it is important to handover all vehicle-related documents to the buyer, it is also important to transfer the insurance policy. The same may have the following benefits:
- Guarding Against Future Liabilities– In case the new owner of the vehicle causes a damage to a third-person or their properties, a third party insurance claim may be filed. Now if you haven’t transferred the ownership of your vehicle and the insurance policy, you would be named in your policy and will be held legally liable. To prevent yourself from such troubles, you must ensure that all the documents including the insurance policy are properly transferred to the buyer of your old vehicle.
Making Use of the No Claim Bonus – If you have not made any claims on your two-wheeler insurance policy during the preceding year, you are eligible to get a No Claim Bonus (NCB) from your insurance provider. NCB is an incentive offered to you by your insurance provider for riding safe and making no claims. When you transfer the ownership of your vehicle, do inform your insurer about the same and collect a No Claim Bonus Certificate which will help you avail discounts on your premium the next time you buy a two-wheeler insurance policy.
While selling your old two-wheeler to any person, be sure that you complete all the paperwork, inform the RTO through the right process and transfer all the relevant documents including your insurance policy to the buyer of your motorcycle or scooter.
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