Insurance is like a spare tyre. You may not require it, but not having one is not an option.

Shriram Two Wheeler Insurance Policy

Shriram Insurance is one of the renowned brands in India that offers vehicle insurance coverage for all kinds of two-wheelers in the country. The insurance products offered by the company ensure protection against various threats faced by vehicles.
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Plan Benefits

Policy Coverage

Customer Service

Claim Experience

Overview :

If you have a two wheeler, you don’t have to worry about any loss arising out of injury, third party liability, damage or theft if you opt for the two wheeler insurance plan offered by Shriram General Insurance. This two wheeler insurance policy offers overall coverage in the event of any unforeseen incident involving your vehicle. By availing an insurance cover for your two wheeler vehicle from Shriram General Insurance, you are assured of instant accessibility to their services online as well as customer care assistance 24*7.


Key Benefits Of Shriram India Two Wheeler Insurance

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Cashless Claim Networks

Cashless Claim Networks

Cashless claim service available at authorised network garages across India.

Discounts

Discounts

Policyholders can avail a maximum discount of 50% as No Claim Bonus on renewal.

Online Renewal

Online Renewal

When the policy is about to expire, policyholders can renew it online.


Add-on Covers For Shriram India Two Wheeler Insurance

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Third Party Cover

Third Party Cover

Maximum cover for third-party property damage will be Rs. 1,00,000 in the case of two-wheelers.

Personal Accident Cover

Personal Accident Cover

Personal accident coverage will be provided to policyholders.


Inclusions And Exclusions In Shriram India Two Wheeler Insurance

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Inclusion

Inclusion

Loss or damage to the insured vehicle due to fire / earthquake / flood / cyclone

Exclusion

Exclusion

Damage by a person driving under the influence of liquor / alcohol / drugs


Benefits of Shriram Two Wheeler Insurance Policy :

  • Online accessibility: You can instantly purchase and renew your two wheeler insurance online, using the Shriram General Insurance website. You can also register a claim and track the status of your request online.
  • 24*7 Customer Assistance: A dedicated team of customer service executives are available 24*7 to provide assistance to the policy holder with regards to any query/ concern related to the policy or for claims assistance.
  • Cashless Claims: This policy also offers the opportunity to avail cashless claim at authorized garages.
  • Premium: This two wheeler insurance policy offers greater coverage at lower premium, compared to policies from other insurance providers.

Features of Shriram Bike Insurance Plan:

No Claim Bonus

The No Claim Bonus that has been accumulated by the policy holder from another insurance provider can be transferred to the existing/new two wheeler insurance policy from Shriram General Insurance. A policy holder is eligible to avail up to 50% NCB (No Claim Bonus) when he/she has transferred the two wheeler insurance from another insurance provider.

Sum Insured

The two wheeler insured under the Shriram Two Wheeler Insurance Policy, will be given a fixed rate, i.e., the IDV (Insured Declared Value). The Insured Declared Value is the maximum sum assured that is offered by the insurance provider in the event of total loss or theft of the two wheeler. This takes depreciation into account and deducts the same from the selling price of the two wheeler, as listed by the manufacturer.

Premium Computation

The premium that has to be paid by the policy holder in order to avail the Shriram Two Wheeler Insurance Policy depends on various factors such as the weight of the bike, the displacement of the engine, age of the vehicle, Insured Declared Value (IDV) and the location where the vehicle has been registered in.

Cover Offered under the Shriram Bike Insurance Policy :

Shriram Two Wheeler Insurance Coverage

Damage/ Loss of the Vehicle

In the unfortunate event of damage to the vehicle or loss of the insured two wheeler due to man-made or natural disasters, this two wheeler insurance policy offers full coverage.

Man-made Calamities

Shriram Two Wheeler Insurance Policy offers cover for man-made calamities such as theft, strike, burglary, riot, terrorist activity, accident caused by third party, malicious act, damage to vehicle while in transit by road, lift, rail, elevator, air or inland waterway, and so on.

Natural Calamities

This two wheeler insurance policy covers any loss or damage arising out of natural disasters such as explosion, fire, lightning, flood, earthquake, self-ignition, hurricane, tempest, typhoon, storm, inundation, hailstorm, cyclone, rockslide, landslide, frost, etc.

Third Party Liability

Any legal liability arising out of injury or death of a third person due to an accident directly involving the insured two wheeler vehicle will be covered by Shriram General Insurance Company Ltd.

Third Party Property Liability

If the insured two wheeler vehicle causes any damage to a third party property, the insurance provider will offer a cover worth maximum Rs. 1, 00,000 under this policy.

Add-On Covers

By paying some extra premium, a policy holder can purchase add-on covers such as the following:

Personal Accident Cover

The policy holder can avail this extension to the two wheeler insurance policy to ensure coverage for the passengers and paid diver of the vehicle. The cover for the passengers depend upon the seating capacity and the passengers will include your parents, children, spouse, etc. This cover is available for a minimum of Rs. 10,000 to a maximum of Rs. 2, 00,000.

Cover for Electrical and Electronic Accessories

At an additional premium you can also avail coverall for all electronic or electrical fittings on your two wheeler.

Feature Discount

Another extension to the policy is an attractive feature discount which you can avail at a nominal fee.

Exclusions under the Shriram Two Wheeler Insurance Policy :

  • Damage or loss that arises out of deliberate negligence
  • Damage or loss inflicted on the insured or third party if they are driving under the influence of alcohol or drugs.
  • Damage or loss arising out of usage of the vehicle by an unlicensed individual or diving outside the limitations of proper use of the vehicle.
  • Damage or loss arising out of any radioactivity, nuclear war or nuclear weapons.
  • Electrical or mechanical failure/ breakdown/ breakages, wear and tear, consequential loss or depreciation.
  • Damage or loss arising out of any war or related activities.
  • Policy deductibles – a portion of the claim that has to be paid by the policy holder. The higher the amount paid by the customer, the greater will be the discount on the two wheeler insurance premium.

Shriram Bike Insurance Policy Claims Procedure :

Shriram General Insurance offers assistance around the clock for claims notification and registration. IT also assures same day assistance and survey of the insured vehicle. The status of the claims process can be easily tracked online or retrieved from the customer care executives once you provide the required details.

Shriram General Insurance Two-wheeler Insurance Premium Calculator

You may calculate the premium on your insurance before making a purchase. To do the same, you may visit the official website of Shriram General Insurance Company and go to the two-wheeler insurance page. On clicking ‘Buy Online’ from the options displayed, you will be navigated to another page where you will be required to fill in your personal and vehicle details. You may obtain the quote after submitting your details.    

Shriram General Insurance Customer Care Contact Details

If you want to enquire about the two-wheeler insurance solutions offered by the Shriram General Insurance Company or need assistance with any issue or concern with respect to your existing insurance policy, you may get in touch with the customer care team of the insurance company which will help you with available solutions/alternatives to your issue. The company offers 24/7 customer support and enables policyholders to file their claims and track the status of the same online. Here are some of the ways to reach out to the sales and support team at Shriram General Insurance Company:

Shriram General Insurance Customer Care Number

For any enquiry or issues related to your policy that needs immediate attention, you may reach the customer support team by calling on the toll-free number. The customer care executive will help you with the purchase of a new two-wheeler insurance policy, renewal of existing insurance policy, claims or any other issues related to your policy. Below-mentioned is the customer care number of the insurer:

1800-300-30000 or 1800-103-3009

Request A Call-Back

You may also request a call back from the insurance company for any concerns you need the assistance with. You can do the same by entering your name, email address, and phone number on the ‘Need Help’ form which can be found on the right hand menu in the Shriram General Insurance official website.

Visit The Nearest Shriram General Insurance Branch Office

One of the convenient ways for some people to get their issues resolved is by visiting the branch office of insurance company which is nearest to them. Customers may approach the customer support team and get all sorts of assistance with the purchase of a new insurance policy, policy renewal or any other issues related to their existing policies. Following are the addresses, email addresses, and contact numbers of some of the branch offices in important Indian cities. You can locate the branch offices in your city on the official website of the insurer.

Corporate Office:

Shriram General Insurance Co. Ltd.

E-8, EPIP, RIICO Industrial Area,

Sitapura, Jaipur - 302022 (Raj.)

Customer Help Desk- Toll free: 1800-300-30000

Fax: 0141-2770692, 2770693

Delhi

Branch Address, Contact Number, Email Address
Janakpuri Shriram General Insurance Co. Ltd. C-30, First Floor, Community Centre, Janakpuri, Near Janak Cinema, New Delhi-110058 Phone Numbers: 011 - 65150839/69413011 Email Id: sgi.janakpuri@shriramgi.com
Karol Bagh Shriram General Insurance Company Ltd., 1001, GF, Arya Samaj Road, Naiwala, Karol Bagh, New Delhi - 110005. Phone Numbers: 011-30157965 Email Id: sgi.karolbagh@shriramgi.com
Lajpat Nagar Shriram General Insurance Co. Ltd. 2nd Floor, A 32, Lajpat Nagar II, Near Lajpat Nagar Metro Station, New Delhi-110024 Phone Numbers: 011-65150998/99, 68909990/91 Email Id: sgi.lajpatnagar@shriramgi.com
Laxmi Nagar Shriram General Insurance Company Ltd., 506 - 507, 5th Floor, Pragati Deep Building, Laxmi Nagar, District Centre, New Delhi-110092 Phone Numbers: 9015991992/9015991993 Email Id: sgi.laxminagar@shriramgi.com
Pitampura Shriram General Insurance Company Ltd., Plot No. B-08, Unit No. 402 & 403, 4th Floor, GD ITL Tower, Netaji Subhash Place, Pitampura, New Delhi-110034 Phone Numbers :8287586221/9555086218 /8010386221/8882886219/8010386220 Email Id: sgi.pitampura@shriramgi.com

Bangalore

Branch Address, Contact Number, Email Address
Shivaji Nagar Shriram General Insurance Company Ltd., No.302, 3rd Floor, S&S Corner Building, Plot No. 48, Hospital Road, Shivaji Nagar, Bangalore-560001 (Karnataka) Phone Numbers :080 - 64511101 / 64510333 / 69000660 / 61 / 62 Email Id: sgi.bangalore@shriramgi.com
Jayanagar Shriram General Insurance Company Ltd., 1st Floor, 41, A.J. Chambers, R.V.Road, Basavanagudi, Jayanagar, Bangalore - 560004. (Karnataka) Phone Numbers :7847957766 / 7847957767 / 7847957768 / 7847957769 / 7847957770 Email-Id: sgi.jayanagar@shriramgi.com

Mumbai

Branch Address, Contact Number, Email Address
Andheri (East) Shriram General Insurance Company Ltd., 1&2, Ground Floor, Heritage Plaza, TeLli Galli Cross lane, Andheri (East) Mumbai-400069 Phone Numbers: 7303467591/7303467592/ 7303467593 Email Id: sgi.lowerparel@shriramgi.com
Ghatkopar West Shriram General Insurance Co. Ltd. Swastik Disa Corporate Park, 6th Floor, Office No. 611, Opp. Shreyas Cinema L.B.S. Road, Ghatkopar West, Mumbai-400086. Phone Numbers: 022-69000330/31 Email Id: sgi.ghatkopar@shriramgi.com
Thane Shriram General Insurance Co. Ltd. Office No.106, Road No.22, Excelencia, Lodha Supremus-2, Wagle Estate, Thane-400604 Phone Numbers: 022-32901331/65300418 Email Id: sgi.thane@shriramgi.com
Vashi Shriram General Insurance Company Ltd., Satra Plaza Commercial Complex Office, No. #1006, 10th floor, Palm Beach Road, Plot No. # 19/20, Sector 19D, Vashi, Navi Mumbai-400705. Phone Numbers: 022-65300417/69000601 Email Id: sgi.vashi@shriramgi.com
Borivali (West) Shriram General Insurance Company Ltd., Flat - D/3, 3rd Floor, Goragandhi Apartments, Chandavarkar Road, Borivali (West) Phone Numbers: 022-65340082/85 Email Id: sgi.borivali@shriramgi.com

Chennai

Branch Address, Contact Number, Email Address
Lady Desika Road Shriram General Insurance Company Ltd., Mookambika Complex, Bearing No. 2A, 2nd Floor, No.4, Lady Desika Road, Mylapore, Chennai (T.N)-600004 Phone Numbers: 044-69000190 Email Id: sgi.chennai@shriramgi.com
Ramachandran Seevaram Shriram General Insurance Company Limited Plot No. 5, 1St Floor, Ramachandran Seevaram, Chennai-600096. Phone Numbers: 044-69000006/07 Email Id: sgi.chennaiomr@shriramgi.com

Hyderabad

Branch Address, Contact Number, Email Address
Himayath Nagar, Hyderabad Shriram General Insurance Company Ltd., No. 3-6-517, 4th Floor, Sai Datta Arcade, Flat No. 401-403, Street No. 6, Himayath Nagar, Hyderabad - 500029 Phone Numbers: 040-69000027/69000193 Email Id: sgi.hyderabad@shriramgi.com

Kolkata

Branch Address, Contact Number, Email Address
Rafi Ahmed Kidwai Road Shriram General insurance Co. Ltd. 3rd Floor, 53A, Rafi Ahmed Kidwai Road, Kolkata-700016 Phone Numbers: 033-69000997/98 Email Id: sgi.kolkata@shriramgi.com

Shriram Two Wheeler Insurance Plan FAQs :

  1. Can I purchase Shriram two wheeler insurance policy online?

    Yes, you can instantly purchase Shriram two wheeler insurance policy online. You can avail special benefits such as a discount of 40% on the premium when you purchase the policy online.

  2. What is the validity period of my Shriram two wheeler insurance policy?

    The Shriram two wheeler insurance policy is valid for a period of 12 months, after which it should be renewed.

  3. What are the modes of online payment of premium that is available?

    You can pay the premium online through the Shriram General Insurance website by using your net banking facility, Cheque or by using your credit card/ debit card.

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Two-Wheeler Insurance Reviews

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  • Shriram Two Wheeler Insurance
    "Better"
    0.5 4.0/5 "Great!"
    My two wheeler insurance was taken from Shriram because my friend is working there. The renewal procedure was easy and he done it for me. The premium is 1200 rupees for one year. I have no claim and never contacted the customer service. The premium was moderate and benefits are average.
    Was this review helpful? 1
    , vellore
    Reviewed on Jan 09, 2019
  • Shriram Two Wheeler Insurance
    "Customer support and response should be improved"
    0.5 3.0/5 "Satisfactory"
    The premium is high and they don't have good helpline number to reach them for any queries. Once I tried to contact with them but it was always busy tone. Shriram General insurance didn't send any broucher regarding on the two wheeler policy, they only sent me the printed paper hence I wont recommend it.
    Was this review helpful? 3
    , hyderabad
    Reviewed on Dec 20, 2018
  • Shriram Two Wheeler Insurance
    "Good Policy"
    0.5 3.0/5 "Satisfactory"
    I have taken two wheeler insurance with Shriram general insurance from last 1 month. A premium of Rs 3454 has to be paid for this policy and it is for 2 years. I have no claim experience so far with this insurance and i am happy with the coverage value.
    Was this review helpful? 1
    , mumbai
    Reviewed on Dec 19, 2018
  • Shriram Two Wheeler Insurance
    "Average policy"
    0.5 3.0/5 "Satisfactory"
    I have taken two wheeler insurance from SHRIRAM GENERAL INSURANCE , i got this policy through the showroom where i got the two wheeler . Am satisfied with the premium amount which am making the payments its has good coverage . The good about their service is they used to remind the customers for renewal.
    Was this review helpful? 6
    , new delhi
    Reviewed on Oct 10, 2018
  • Shriram Two Wheeler Insurance
    "Good Policy"
    0.5 4.0/5 "Great!"
    I have a two wheeler insurance with Shriram general insurance from last 8 months, i am happy with the coverage value of this insurance policy. A premium of Rs 3200 has to be paid for 1 year for this policy. I have not claimed anything so far from this insurance policy.
    Was this review helpful? 3
    , hyderabad
    Reviewed on Aug 17, 2018
  • Shriram Two Wheeler Insurance
    "Need to improve"
    0.5 1.0/5 "Really Bad"
    I am having the two wheeler , which got insured with the Shriram union and the customer service is not up to the mark. I will not get the information on proper time, also I request them to work on it and solve the things as soon as possible.
    Was this review helpful? 3
    , indore
    Reviewed on Jun 28, 2018
  • Shriram Two Wheeler Insurance
    "Delayed claim inspection process"
    0.5 2.5/5 "Just OK"
    The claim process is very simple but the surveyor has t come although I was promised to have it done in 24 hours. The surveyor says some other person will visit that area, the person then says he is on a leave and it will be done tomorrow. Its been over 24 hours but no luck. Very disappointed with this 2 wheeler insurance.
    Was this review helpful? 0
    , mumbai
    Reviewed on Jun 06, 2018
  • Shriram Two Wheeler Insurance
    "Good Service"
    0.5 5.0/5 "Blown Away!"
    My bike is insured with the Shriram Insurance company. I never had any claim experience with the policy. Overall it is a good policy to have. I'll have to wait and see how they respond to my claim requests
    Was this review helpful? 0
    , hyderabad
    Reviewed on May 30, 2018
  • Shriram Two Wheeler Insurance
    "Good Service"
    0.5 5.0/5 "Blown Away!"
    My bike is insured with the Shriram Insurance company. The insurance was processed from the bike showroom. I never had any claim experience with this policy and also never had any issues with their services. I am yet to renew this policy.
    Was this review helpful? 1
    , new delhi
    Reviewed on May 30, 2018
  • Shriram Two Wheeler Insurance
    "Good policy"
    0.5 5.0/5 "Blown Away!"
    For my two wheeler the insurance is covered with SHRIRAM GENERAL INSURANCE .The annual premium is 1500. The customer service with them is good. They provide the benefit of third party coverage and the accidental coverage.No claim experience .
    Was this review helpful? 2
    , new delhi
    Reviewed on May 29, 2018
  • Shriram Two Wheeler Insurance
    "Good policy"
    0.5 5.0/5 "Blown Away!"
    My two wheeler insurance is with SHRIRAM GENERAL INSURANCE .The annual premium is 2570. The customer service with them is good. They provide the benefit of third party coverage and the accidental coverage.No claim experience till now.
    Was this review helpful? 0
    , tiruchirapalli
    Reviewed on May 29, 2018
  • Shriram Two Wheeler Insurance
    "Good Policy"
    0.5 4.0/5 "Great!"
    I have a two wheeler insurance with Shriram Insurance from last 2 years and it is a good policy to use. This policy has to be renewed every year and i pay a premium of Rs 1200 for this insurance. I had a claim with this policy and the experience was very good, they covered 75% and i am happy with the coverage value.
    Was this review helpful? 0
    , mumbai
    Reviewed on Mar 13, 2018
  • Shriram Two Wheeler Insurance
    "Better service"
    0.5 4.0/5 "Great!"
    I am renewing my two wheeler insurance policy for the past 2 years with the SHRIRAM GENERAL INSURANCE company. The customer support service is good with the SHRIRAM GENERAL INSURANCE company. It has better plan benefits and the policy coverage is good with the SHRIRAM GENERAL INSURANCE.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Jan 28, 2018
  • Shriram Two Wheeler Insurance
    "Average policy to use"
    0.5 3.0/5 "Satisfactory"
    I have the Two wheeler insurance with the Shriram general insurance company. I have got this policy around 10 days ago. I have paid Rs,1400 to get this policy with the shriram general insurance. So far, I never had any claim experience with this policy .
    Was this review helpful? 0
    , mumbai
    Reviewed on Jan 08, 2018
  • Shriram Two Wheeler Insurance
    "Good policy "
    0.5 2.0/5 "Expected more"
    I have paid Rs,1250 to get the two wheeler insurance policy. I have got the insurance policy around 2 years. I have got the reminders to renew the policy before the due date. I never had any claim experience with this policy, but the plan benefits and the coverage is good with this policy.
    Was this review helpful? 1
    , hyderabad
    Reviewed on Jan 08, 2018
  • Shriram Two Wheeler Insurance
    "Good insurance policy"
    0.5 4.0/5 "Great!"
    I have a two wheeler insurance with Shriram Insurance from last 1-2 years and it is a good insurance policy to use. This policy has to be renewed every year and i pay a premium of Rs 1400 for this insurance policy. I do not have claim experience so far with this insurance. The coverage and benefits are also good in this policy.
    Was this review helpful? 0
    , gurgaon
    Reviewed on Jan 06, 2018
  • Shriram Two Wheeler Insurance
    "Good insurance policy"
    0.5 4.0/5 "Great!"
    I have two wheeler insurance with Shriram General Insurance from last 6 months and it is a good insurance policy to use. This policy has to be renewed every year and the premium amount is nominal when compared to other insurance policies. I do not have claim experience so far with this policy. I am satisfied with the coverage and benefits of this policy.
    Was this review helpful? 0
    , new delhi
    Reviewed on Dec 22, 2017
  • Shriram Two Wheeler Insurance
    "Good service"
    0.5 5.0/5 "Blown Away!"
    I don't get the intimations to renew the policy on time from the Shriram general insurance policy. It takes Rs,1000 to renew the 2 wheeler insurance policy with Shriram general insurance policy. I Own splendor plus 2 wheeler 100cc. I would say the shriram gives good service to the customers.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Dec 18, 2017
  • Shriram Two Wheeler Insurance
    "Better Policy to use"
    0.5 5.0/5 "Blown Away!"
    Around a year ago I have got the Shriram two wheeler insurance policy with shriram general insurance policy. I have paid Rs,1500 to get this policy. The customer support is good with the Shriram. I never got any claim experience with this policy.
    Was this review helpful? 2
    , chennai
    Reviewed on Dec 11, 2017
  • Shriram Two Wheeler Insurance
    "Good"
    0.5 4.0/5 "Great!"
    I am using Shriram service for last 1 year. One of my friend suggested to me, they are providing a good service. I pay around one thousand yearly. The payment are sometimes by cash and cheque. I am happy with the service. The documentation process was simple.
    Was this review helpful? 1
    , rajkot
    Reviewed on Oct 28, 2017
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