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  • RTO Rules For Vehicle Transfer From One State To Another

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    A lot of people who move from one state to another are clueless about how to transfer their vehicles and register their cars or two wheelers in a new state. Since people don’t transfer their vehicles frequently, they lack the knowledge pertaining to the procedure and documentation required for inter-state vehicle transfer. The most important part of the procedure is obtaining the No Objection Certificate (NOC from the RTO where the vehicle is registered and re-register the vehicle in the state you are moving in to. It is also to be noted that the NOC has an expiry date and you must re-register your vehicle before the due date failing to which you may need to get the NOC again or get the validity extended.

    For example, if you wish to move from New Delhi to Bengaluru and transfer your vehicle registration, the first step would be to obtain the NOC from the RTO office in New Delhi. After you get the NOC, you can get the vehicle physically transferred to Bengaluru and apply for a vehicle re-registration in Bengaluru.

    1: Getting An NOC for Purchased Vehicle On Loan 2: Re-Registration Of The Vehicle 3: NOC Cancellation 4: Conclusion
    Transfer of Vehicle Registration From One State to Another
    NOC for Vehicle Transfer to Other State

    However, there are different factors that you must know while you transfer your vehicle registration from one state to another. For instance, the registration charges and the road taxes vary from state to state. Hence, you may be entitled for a refund if the charges paid by you in your current state of residence are more than what you are supposed to pay in the state you are moving to. Or you may need to pay in excess to what you have already paid. Whatever be the case, it is pertinent to know how to go about the whole process and get the inter-state registration done.

    Getting An NOC If You Have Purchased Your Vehicle On Loan

    If your two-wheeler is financed by any financing agency or a bank, you would also require a state transfer NOC from the bank. To do the same, you will be required to submit an application to the respective bank with the supporting documents such as the address proof, letter of job transfer (offer letter/ appointment letter) and others as prescribed by the bank. The bank will then process your request and the credit and finance department will do the required verification before providing you the letter of consent or the No Objection Certificate (NOC).

    Step 1: Obtain An NOC From The RTO Where Your Vehicle Is Registered

    Taking the previous example, if you are moving from New Delhi to Bangalore, you will be required to submit Form 27 and Form 28 to the local RTO along with the photocopies of the NOC obtained from the bank and other vehicle related documents such as:

    • Registration Certificate (RC) of the vehicle
    • Car Insurance or Bike Insurance paper
    • Pollution Under Control (PUC) certificate/ Emission Test Certificate
    • Genuine chassis imprint of the vehicle
    • 3-4 photocopies of Form 28
    • Application requesting NOC for interstate transfer.

    To speed up the whole process, you may also submit an NOC from the police as in some cases, the RTO may give you a clearance form to get attested by the police department of your city. Also, you may need to submit an NOC from the traffic police stating that there are no dues to be paid from your end for any traffic violations.

    Get Your Vehicle Transported To The New City

    Once you obtain the NOC from the RTO where your two-wheeler or car is currently registered, you may get your vehicle transported via a carrier, train, or you can self-drive your vehicle to the new city if it’s feasible to you.

    Re-Registration Of The Vehicle

    Once, you are done relocating your bike or car, you can approach the RTO in the city you have moved to for re-registration of the vehicle. For instance, if you had a DL number, you will have to get a KA registration number to be able to use your vehicle in Karnataka. You will need to submit an application in the Bangalore RTO office and submit an application along with the documents mentioned below:

    • Form 29 and 30 for re-registration of the vehicle
    • Original Registration Certificate (RC)
    • Copy of the insurance certificate of the vehicle
    • Copy of the NOC obtained from the RTO office where your vehicle was registered earlier.
    • Pollution Under Control (PUC) certificate/Emission Test Certificate
    • Chassis Imprint of the vehicle.
    • Local address proof and id proof of the applicant.
    • Applicable charges such as road tax, octroi, and more.

    Note: Octroi charges or road taxes will be calculated based on the depreciated value of the bike or car. Once you submit all the required documents, you can get the new number issued. The whole process should not consume a lot of time but you may approach the RTI if the new number is not issued to you within a few weeks.

    Do You Need Re-Registration If You Move Your Vehicle Temporarily

    Vehicle re-registration is not required if you are moving the vehicle temporarily to a different state. For instance, if you are going to from Mumbai to New Delhi for a period of 10-12 months, you do not require to get your vehicle registered. You can ride with no hassles for a period of up to one year.

    Refund Of Road Tax

    Just like income tax returns, you may also apply for tax refunds. Suppose you are currently living in Bangalore and decide to move to Bhopal, you can apply for road tax refunds as the taxes you paid in Bangalore are more than the taxes in Bhopal. In such a case, you are entitled to receive the refunds.

    Below are the documents to be submitted to apply for the refund from the RTO where your vehicle was previously registered:

    • Application requesting a refund of road tax.
    • RTO Form No.16 (Duly filled and self-attested).
    • The copy of RC with new registration number.
    • The copy of RC with previous registration number.
    • Insurance policy document with the new vehicle registration number.
    • Proof of address and photo ID.

    For example, if you are moving from Bangalore to Bhopal, you will need to submit the above-mentioned documents along with the application seeking refund of road tax (form 16) to the RTO in Bangalore, they will authenticate the new registration number from the RTO in Bhopal. On receiving the CRTI from Bhopal RTO authorities, they will process your refund application. The whole process may take up to 6 months.

    NOC Cancellation In Case The Vehicle Is Not Moved To A New State

    Sometimes, you may have received the NOC from your local RTO but for some reason, there is a change in the plan or you no longer want to shift to another state. In such cases, you have to get your NOC cancelled. The process of NOC cancellation could be a bit tricky, but there is no other easy way to get it done. The process will require you to obtain a Non Utilisation Certificate (NUC) from the RTO where the vehicle was supposed to get the new registration number from. The NUC establishes the fact that the NOC was not utilised and the vehicle was not registered with the RTO in the new city. You may approach the RTO to know the right process for NOC cancellation as there is no uniform process that works across India.

    Once you get the NUC from the RTO for whom the NOC was issued, you can get an affidavit mentioning the reason for cancellation and that the NOC was not misused for any other purpose.

    Conclusion

    Inter-state vehicle transfer can get really complicated if you are not aware of the process involved in the transfer of vehicle registration from one state to another. A lot of people turn to agents and brokers and spend their money in order to get the whole thing done. With the correct knowledge of the process, you need not spend a single penny from your pocket. However, you must understand that the whole process may take up a few weeks and you may have to obtain clearance from multiple departments such as the RTO, police department, traffic department, bank, and others. In case you are running busy and have no time to devote to the process, you may take help from professional agents who are well aware of the process and can get the job done for you with certain amount of fee.

    RTO Rules For Vehicle Transfer From One State To Another Reviews

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    • Royal Sundaram Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      My two wheeler is insured with Royal sundaram insurance from last 4-5 years, a premium of Rs 2000 has to be paid for this insurance policy. There was no claim experience so far with this insurance policy. I am happy with the policy coverage and plan benefits of this policy.
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      , jaipur
      Reviewed on Nov 16, 2018
    • Reliance General Two Wheeler Insurance
      "Yet to experience the claim"
      0.5 4.0/5 "Great!"
      I have not used the insurance policy so far. I never claimed anything in this policy. I have not spoke with the customer care. My friend has recommended me about the two wheeler insurance policy with Reliance. I pay the premium amount of Rs. 1500 for one year. I renew the policy through onine.
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      , bangalore
      Reviewed on Nov 16, 2018
    • HDFC Ergo Two Wheeler Insurance
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have taken a two wheeler insurance with HDFC Ergo. I got a Passion Pro and Scooty for both the vehicles, I used to renew with HDFC Ergo. The customer service is good. There is no claim experience. The policy coverage and the plan benefits are good. I pay 4,000K yearly for 2 vehicles. The policy period is one year.
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      , tiruchirapalli
      Reviewed on Nov 16, 2018
    • HDFC Ergo Two Wheeler Insurance
      "Good insurance policy"
      0.5 4.0/5 "Great!"
      When i purchased the vehicle, the dealer has provided the insurance with HDFC Ergo. I have not used any claim with HDFC Ergo. I have not spoke with their customer care. I pay the premium amount through credit cards. Last year i have bought this policy. Since i'm existing customer of HDFC, i have selected my two wheeler policy with HDFC Ergo.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 16, 2018
    • Reliance General Two Wheeler Insurance
      "Good Policy to use"
      0.5 4.0/5 "Great!"
      My two wheeler insurance policy was taken from Reliance. The dealer was provided the two wheeler insurance policy when i purchased my bike. I have paid a premium amount of Rs. 7000 for two years. The policy covers all the parts of the vehicle. The documentation process was good. According to the bike condition, they have provided 100% coverage value.
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      , ahmednagar
      Reviewed on Nov 16, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "Good"
      0.5 4.0/5 "Great!"
      It is very good and I have a two wheeler insurance with Bajaj Allianz and it was recommended by the showroom person. I have a Honda Activa bike. It is a one year policy. I got the insurance papers on time. There is helpline number to reach the customer support. The premium was paid through cheque.
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      , mumbai
      Reviewed on Nov 16, 2018
    • New India Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have a two wheeler insurance with New India Assurance from last 3 years, i am not aware of the premium amount as my company pays it. There was no claim experience so far with this insurance policy. I am happy with the policy coverage and plan benefits of this policy.
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      , hyderabad
      Reviewed on Nov 16, 2018
    • Oriental Insurance Two Wheeler Insurance
      "Claim process is taking more time"
      0.5 4.0/5 "Great!"
      I have purchased the health insurance policy with Oriental. My entire family has been covered in this policy. My organization has provided the policy and they will be managing all the policy details. I never interacted with the oriental customer care services. I had a claim experience with oriental but my company taking care of that when i submitted the documents. Its taking 20 days to get settlement. They have given me a coverage value of Rs. 5 lakhs.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 16, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "Best Policy"
      0.5 4.5/5 "Excellent!"
      Using the bajaj Allianz insurnace for my two wheeler for last 2 years. I used to pay the premium of Rs. 1240. They have provided the value of the bike Rs. 38000. They have covered for 70% of the bike value. I never faced any issues with the policy. Because of the lower price, i have selected the policy with Bajaj Allianz.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 16, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Good"
      0.5 3.0/5 "Satisfactory"
      I have a bike insurance with ICICI Lombard. Its a one year policy. I asked the service provider for an insurance and they was suggest me ICICI Lombard. I have paid 1300 rupees for a year through cash. I have claim experience, they have taken almost 18 months for the reimbursement. I am satisfied with the policy coverage and the plan benefits.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 15, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      The plan is good with Bajaj Allianz insurance company, in terms of coverage value, the insured value around Rs. 47,000 for my Honda Dream yuga bike, its just two years old. I have coverage for loss, damage, accidental. They have many service centers as well.
      Was this review helpful? 1
      , ghaziabad
      Reviewed on Nov 14, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "Good protection for two wheeler"
      0.5 5.0/5 "Blown Away!"
      The bike policy was arranged through the dealer, since it mandatory purpose I took the policy from Bajaj Allianz. I don't have any option hence I took by paying some premium. I availed comprehensive policy for my bajaj discover bike for one year tenure.
      Was this review helpful? 2
      , hyderabad
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    • Bharti Axa Two Wheeler Insurance
      " Its convenient policy renewal"
      0.5 5.0/5 "Blown Away!"
      Its convenient to go head to chose all the options, they have option to increase the IDV, even the premium is good. I have been experience with Bharti axa two wheeler policy around five years, whenever I renew the policy I get the no claim bonus.
      Was this review helpful? 2
      , bangalore
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    • National Insurance Two Wheeler Insurance
      "Average Policy"
      0.5 3.0/5 "Satisfactory"
      I did not have any claim experience with National two wheeler insurance. I have not spoke with the customer care service as of now. I made a premium amount of Rs. 1400 for one year. The reason for selecting the National insurance is when i purchase a bike from dealer who provided the policy with National and i'm continuing the same. They have given a value of the bike is Rs. 55K.
      Was this review helpful? 1
      , chennai
      Reviewed on Nov 13, 2018
    • National Insurance Two Wheeler Insurance
      "Good"
      0.5 4.0/5 "Great!"
      When I purchased the Honda Activa bike at that time they provided an insurance. It is a one year policy. One of my friend is working there so he will takes care of my policy. If anything goes wrong,they will recover 70% to 80% of the damage, remaining 20% from my end.I am planning to renew the policy again with National Insurance.
      Was this review helpful? 1
      , bangalore
      Reviewed on Nov 13, 2018
    • National Insurance Two Wheeler Insurance
      "Good Protection for two wheeler"
      0.5 5.0/5 "Blown Away!"
      As per IRDI policy, National Insurance is following the terms, the premium is reasonable, I have taken bike policy for three years now they do have five years plan. I have comprehensive plan its always better to go with full cover its good for us.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 12, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Need improvement on service"
      0.5 3.0/5 "Satisfactory"
      I have bike insurance with ICICI Lombard, I paid Rs.8700 for three years policy. It has third party plan with personal accidental. But the guys are not responsible, when they want to sell some thing they call , during queries they wont respond.
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      , hyderabad
      Reviewed on Nov 12, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Good Customer Policy"
      0.5 5.0/5 "Blown Away!"
      The customer service is good they are providing continuous follow up before expiring the policy they call and share the benefits on renewal. I have honda passion they gave me the best insured value its good. And providing good benefits on the policy.
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      , new delhi
      Reviewed on Nov 12, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      For my Dream Honda bike, ICICI Lombard gave me best insured value for the premium amount around Rs.1500 for one year. I got my policy documents on time. I have taken the comprehensive plan with first party cover, therefore I am satisfied with them.
      Was this review helpful? 0
      , nagpur
      Reviewed on Nov 12, 2018
    • Royal Sundaram Two Wheeler Insurance
      "Better coverage"
      0.5 3.0/5 "Satisfactory"
      For my Yamaha R15 bike I took policy from Royal sundaram they gave me Rs. 70,000 of idv value for tenure of three years it was good. I purchased the bike for Rs. 1.3 lakhs, now it got good IDV value with third party liability cover, personal accident cover.
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      , chennai
      Reviewed on Nov 12, 2018
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