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  • Harley Davidson Two Wheeler Insurance

    Harley Davidson is probably one of the most popular brands of two wheelers in the world. The company’s history can be dated back to 1903 when it was founded in Wisconsin, United States by William A. Davidson, Walter Davidson, William S. Harley and Arthur Davidson. In India the company’s headquarters is in Gurgaon, Haryana. The company’s operations in India began in 2009 and has since had great success. In July 2010, the first dealership was appointed. Eleven models from each of its six platforms (Dyna, Sportster, V-Rod, Street, Softail and Touring) are available in India. Authorized dealerships also offer Indian customers everything from a full range of parts, general merchandise and accessories. There are fifteen dealership facilities in Bangalore, Mumbai, Kolkata, Gurgaon, New Delhi, Pune, Kochi, Jaipur, Chennai, Chandigarh, Ahmedabad, Indore, Hyderabad and Goa.

    Two wheeler insurance is a necessity for all two wheelers, not only because it is required by the law but also because there are innumerable risks that come with riding a bike. As a bike enthusiast, you know how expensive a Harley Davidson can be and also the importance of keeping your Harley Davidson safe in every situation. The possibilities of dents, electrical failure and other issues are increased if you take your Harley for long rides on rugged routes (as it is meant to be used for). Fixing all these issues without a comprehensive cover can be very expensive indeed. There are insurance companies in India which offer covers specifically for Harley Davidsons bikes.

    It is simple and quick to purchase insurance for your precious Harley Davidson online or in person. You must however do your research well before you make your purchase so as to make sure that you are getting the best deal possible. Make sure that you read the fine print so that you are sure that everything that you feel needs cover is covered. A comprehensive Insurance Policy should provide cover in the event of loss/damage caused to your two wheeler or its accessories in the event of the following calamities:

    Man-made Calamities: burglary, theft, accident by external means, strike, riot, malicious act or terrorist activity. This also includes the damages caused while the two wheeler is in transit wither by rail, road, air, lift etc.

    Natural Calamities: self-ignition, lightning, flood, earthquake, fire, explosion, typhoon, frost, tempest, cyclone, hurricane, landslide, inundation, storm, hailstorm, rockslide etc.

    Features and Benefits of Harley Davidson Bike Insurance:

    • Hassle-free process of purchasing bike insurance online with minimal paperwork
    • Personal accident coverage (Driver and owner)
    • Road side assistance
    • Third party liability coverage
    • A large number of network garages where you can get cashless settlements
    • Engine protection coverage

    Insurance companies offering Harley Davidson Two-wheelers Insurance:

    Two-wheelers Insurance for Harley Davidson is offered by Bajaj Allianz and HDFC Ergo. Following are what each insurance company covers:

    Carrier

    Bajaj Allianz

    HDFC Ergo

    Electrical Accessories

    Yes

    No

    Automobile Association

    Yes

    No

    Non Electrical Accessories

    No

    No

    Bi Fuel Kit

    No

    No

    Personal Accident Cover

    Yes

    No

    Zero Depreciation

    No

    No

    Anti-Theft

    No

    No

    Voluntary Deductible

    No

    No

    Professional Discount

    No

    No

    Different models that Harley Davidson manufactures:

    Harley Davidson is known for the cruiser bikes it makes. They are made in different models including:

    • Harley Davidson Street 750
    • Harley Davidson XL883
    • Harley Davidson XL1200
    • Harley Davidson FXD
    • Harley Davidson Dyna
    • Harley Davidson FLST
    • Harley Davidson Breakout
    • Harley Davidson VRSCDX
    • Harley Davidson FLH
    • Harley Davidson Street Glide Special
    • Harley Davidson CVO Limited

    The coverage that each insurance company offers:

    Make Model Variance

    Bajaj Allianz

    HDFC ERGO

    HARLEY- DAVIDSON CVO ULTRA CLASSIC ELECTRA GUIDE

    Yes

    No

    HARLEY- DAVIDSON DYNA FXDB STREET BOB

    Yes

    Yes

    HARLEY- DAVIDSON DYNA CKD - FXDC SUPER GLIDE CUSTOM

    Yes

    No

    HARLEY- DAVIDSON DYNA STREET BOB

    Yes

    No

    HARLEY- DAVIDSON DYNA FXDC SUPER GLIDE CUSTOM

    Yes

    No

    HARLEY- DAVIDSON FATBOY MOTORCYCLE (2007)

    Yes

    No

    HARLEY- DAVIDSON DYNA FXDF FAT BOB

    Yes

    No

    HARLEY- DAVIDSON SOFTTAIL CBU - FLSTF FAT BOY

    Yes

    No

    HARLEY- DAVIDSON SOFTTAIL CKD - FLSTF FAT BOY

    Yes

    No

    HARLEY- DAVIDSON DYNA SUPER GLIDE

    Yes

    No

    HARLEY- DAVIDSON SPORTSTER 883 R

    Yes

    No

    HARLEY- DAVIDSON SOFTTAIL CKD - CLASSIC FLSTC HERITAGE

    Yes

    No

    HARLEY- DAVIDSON ROAD KING CLASSIC TOURING MOTORCYCLE

    Yes

    No

    HARLEY- DAVIDSON TOURING FLHR ROAD KING

    Yes

    No

    HARLEY- DAVIDSON V-ROD NIGHT ROD SPECIAL

    Yes

    No

    HARLEY- DAVIDSON SOFTTAIL CKD - FATBOY SPECIAL

    Yes

    No

    HARLEY- DAVIDSON SOFTTAIL FLSTF FAT BOY

    Yes

    No

    HARLEY- DAVIDSON SOFTTAIL CLASSIC FLSTC HERITAGE

    Yes

    No

    HARLEY- DAVIDSON SPORTSTER IRON 883

    Yes

    No

    HARLEY- DAVIDSON SOFTTAIL SPRINGER CLASSIC

    Yes

    No

    HARLEY- DAVIDSON SPORTSTER XL883R ROADSTER

    Yes

    No

    HARLEY- DAVIDSON SPORTSTER 883 R ROADSTER

    Yes

    No

    HARLEY- DAVIDSON XL1200 FORTY-EIGHT

    Yes

    No

    HARLEY- DAVIDSON SPORTSTER XL 883 SUPERLOW

    Yes

    No

    HARLEY- DAVIDSON SPORTSTER XL1200N NIGHTSTER

    Yes

    No

    HARLEY- DAVIDSON SPORTSTER XL1200X FORTY EIGHT

    Yes

    No

    HARLEY- DAVIDSON STREET GLIDE

    No

    Yes

    HARLEY- DAVIDSON SPORTSTER XR 1200X

    Yes

    No

    HARLEY- DAVIDSON STREET 750 STD

    Yes

    No

    HARLEY- DAVIDSON XL1200 NEIGHTSTER

    Yes

    No

    HARLEY- DAVIDSON VRSCDX NIGHT ROD SPECIAL

    No

    Yes

    HARLEY- DAVIDSON TOURING FLHX STREET GLIDE

    Yes

    No

    HARLEY- DAVIDSON VFR 800 SRD

    Yes

    No

    HARLEY- DAVIDSON SPORTSTER 883N IRON

    No

    yes

    HARLEY- DAVIDSON XL1200 SPORTSTER

    Yes

    No

    Harley Davidson Bike Insurance FAQs:

    1. Q: How do I choose the right coverage for my bike?

      A: You need to do some research on various companies offering insurance for your brand of two wheeler. You must decide what exactly the features that you are looking for are. Then you can narrow down your options based on the features available as well as your budget. Financial portals like BankBazaar.com can help you do this comparison. You can also contact the insurance company or check their websites to see if they offer any discount at the period that you require.

    2. Q: What kind of discount will I be able to get?

      A: You can get a discount on Electrical Accessories, Bi Fuel Kit, Voluntary Deductible, Zero Depreciation, Automobile Association, Anti-Theft, Non Electrical Accessories, Personal Accident Cover and Professional Discount. You have to check with the particular insurance company to see which you are eligible to get if any.

    News about Harley Davidson Two Wheeler Insurance

    • Harley Davidson Reveals the New Engine Christened Milwaukee-Eight V-Twin

      After nearly a span of 15 years, American Automaker Harley Davidson has unveiled the new V-Twin engine that will power its motorcycle range in 2017. The new engine will produce more power compared to the current engine and will come with better mileage capability. The new engine range will come in two different versions, the 1,745cc engine named 107 and the 114 which will come with a displacement of 1,870cc. While the former comes with oil cooling, the latter will come with liquid cooling mechanism.

      While models such as the Street Glide Special, Road King & Road Glide Special will be fitted with the 107, 114 will power the Harley Davidson CVO Limited.

      26th August 2016

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