Insurance is like a spare tyre. You may not require it, but not having one is not an option.

Harley Davidson Two Wheeler Insurance

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Harley Davidson is probably one of the most popular brands of two wheelers in the world. The company’s history can be dated back to 1903 when it was founded in Wisconsin, United States by William A. Davidson, Walter Davidson, William S. Harley and Arthur Davidson. In India the company’s headquarters is in Gurgaon, Haryana. The company’s operations in India began in 2009 and has since had great success. In July 2010, the first dealership was appointed. Eleven models from each of its six platforms (Dyna, Sportster, V-Rod, Street, Softail and Touring) are available in India. Authorized dealerships also offer Indian customers everything from a full range of parts, general merchandise and accessories. There are fifteen dealership facilities in Bangalore, Mumbai, Kolkata, Gurgaon, New Delhi, Pune, Kochi, Jaipur, Chennai, Chandigarh, Ahmedabad, Indore, Hyderabad and Goa.

Two wheeler insurance is a necessity for all two wheelers, not only because it is required by the law but also because there are innumerable risks that come with riding a bike. As a bike enthusiast, you know how expensive a Harley Davidson can be and also the importance of keeping your Harley Davidson safe in every situation. The possibilities of dents, electrical failure and other issues are increased if you take your Harley for long rides on rugged routes (as it is meant to be used for). Fixing all these issues without a comprehensive cover can be very expensive indeed. There are insurance companies in India which offer covers specifically for Harley Davidsons bikes.

It is simple and quick to purchase insurance for your precious Harley Davidson online or in person. You must however do your research well before you make your purchase so as to make sure that you are getting the best deal possible. Make sure that you read the fine print so that you are sure that everything that you feel needs cover is covered. A comprehensive Insurance Policy should provide cover in the event of loss/damage caused to your two wheeler or its accessories in the event of the following calamities:

Man-made Calamities: burglary, theft, accident by external means, strike, riot, malicious act or terrorist activity. This also includes the damages caused while the two wheeler is in transit wither by rail, road, air, lift etc.

Natural Calamities: self-ignition, lightning, flood, earthquake, fire, explosion, typhoon, frost, tempest, cyclone, hurricane, landslide, inundation, storm, hailstorm, rockslide etc.

Features and Benefits of Harley Davidson Bike Insurance:

  • Hassle-free process of purchasing bike insurance online with minimal paperwork
  • Personal accident coverage (Driver and owner)
  • Road side assistance
  • Third party liability coverage
  • A large number of network garages where you can get cashless settlements
  • Engine protection coverage

Insurance companies offering Harley Davidson Two-wheelers Insurance:

Two-wheelers Insurance for Harley Davidson is offered by Bajaj Allianz and HDFC Ergo. Following are what each insurance company covers:

Carrier

Bajaj Allianz

HDFC Ergo

Electrical Accessories

Yes

No

Automobile Association

Yes

No

Non Electrical Accessories

No

No

Bi Fuel Kit

No

No

Personal Accident Cover

Yes

No

Zero Depreciation

No

No

Anti-Theft

No

No

Voluntary Deductible

No

No

Professional Discount

No

No

Different models that Harley Davidson manufactures:

Harley Davidson is known for the cruiser bikes it makes. They are made in different models including:

  • Harley Davidson Street 750
  • Harley Davidson XL883
  • Harley Davidson XL1200
  • Harley Davidson FXD
  • Harley Davidson Dyna
  • Harley Davidson FLST
  • Harley Davidson Breakout
  • Harley Davidson VRSCDX
  • Harley Davidson FLH
  • Harley Davidson Street Glide Special
  • Harley Davidson CVO Limited

The coverage that each insurance company offers:

Make Model Variance

Bajaj Allianz

HDFC ERGO

HARLEY- DAVIDSON CVO ULTRA CLASSIC ELECTRA GUIDE

Yes

No

HARLEY- DAVIDSON DYNA FXDB STREET BOB

Yes

Yes

HARLEY- DAVIDSON DYNA CKD - FXDC SUPER GLIDE CUSTOM

Yes

No

HARLEY- DAVIDSON DYNA STREET BOB

Yes

No

HARLEY- DAVIDSON DYNA FXDC SUPER GLIDE CUSTOM

Yes

No

HARLEY- DAVIDSON FATBOY MOTORCYCLE (2007)

Yes

No

HARLEY- DAVIDSON DYNA FXDF FAT BOB

Yes

No

HARLEY- DAVIDSON SOFTTAIL CBU - FLSTF FAT BOY

Yes

No

HARLEY- DAVIDSON SOFTTAIL CKD - FLSTF FAT BOY

Yes

No

HARLEY- DAVIDSON DYNA SUPER GLIDE

Yes

No

HARLEY- DAVIDSON SPORTSTER 883 R

Yes

No

HARLEY- DAVIDSON SOFTTAIL CKD - CLASSIC FLSTC HERITAGE

Yes

No

HARLEY- DAVIDSON ROAD KING CLASSIC TOURING MOTORCYCLE

Yes

No

HARLEY- DAVIDSON TOURING FLHR ROAD KING

Yes

No

HARLEY- DAVIDSON V-ROD NIGHT ROD SPECIAL

Yes

No

HARLEY- DAVIDSON SOFTTAIL CKD - FATBOY SPECIAL

Yes

No

HARLEY- DAVIDSON SOFTTAIL FLSTF FAT BOY

Yes

No

HARLEY- DAVIDSON SOFTTAIL CLASSIC FLSTC HERITAGE

Yes

No

HARLEY- DAVIDSON SPORTSTER IRON 883

Yes

No

HARLEY- DAVIDSON SOFTTAIL SPRINGER CLASSIC

Yes

No

HARLEY- DAVIDSON SPORTSTER XL883R ROADSTER

Yes

No

HARLEY- DAVIDSON SPORTSTER 883 R ROADSTER

Yes

No

HARLEY- DAVIDSON XL1200 FORTY-EIGHT

Yes

No

HARLEY- DAVIDSON SPORTSTER XL 883 SUPERLOW

Yes

No

HARLEY- DAVIDSON SPORTSTER XL1200N NIGHTSTER

Yes

No

HARLEY- DAVIDSON SPORTSTER XL1200X FORTY EIGHT

Yes

No

HARLEY- DAVIDSON STREET GLIDE

No

Yes

HARLEY- DAVIDSON SPORTSTER XR 1200X

Yes

No

HARLEY- DAVIDSON STREET 750 STD

Yes

No

HARLEY- DAVIDSON XL1200 NEIGHTSTER

Yes

No

HARLEY- DAVIDSON VRSCDX NIGHT ROD SPECIAL

No

Yes

HARLEY- DAVIDSON TOURING FLHX STREET GLIDE

Yes

No

HARLEY- DAVIDSON VFR 800 SRD

Yes

No

HARLEY- DAVIDSON SPORTSTER 883N IRON

No

yes

HARLEY- DAVIDSON XL1200 SPORTSTER

Yes

No

Two Wheeler Insurance Online

Harley Davidson Bike Insurance FAQs:

  1. Q: How do I choose the right coverage for my bike?

    A: You need to do some research on various companies offering insurance for your brand of two wheeler. You must decide what exactly the features that you are looking for are. Then you can narrow down your options based on the features available as well as your budget. Financial portals like BankBazaar.com can help you do this comparison. You can also contact the insurance company or check their websites to see if they offer any discount at the period that you require.

  2. Q: What kind of discount will I be able to get?

    A: You can get a discount on Electrical Accessories, Bi Fuel Kit, Voluntary Deductible, Zero Depreciation, Automobile Association, Anti-Theft, Non Electrical Accessories, Personal Accident Cover and Professional Discount. You have to check with the particular insurance company to see which you are eligible to get if any.

News about Harley Davidson Two Wheeler Insurance

  • Harley Davidson Reveals the New Engine Christened Milwaukee-Eight V-Twin

    After nearly a span of 15 years, American Automaker Harley Davidson has unveiled the new V-Twin engine that will power its motorcycle range in 2017. The new engine will produce more power compared to the current engine and will come with better mileage capability. The new engine range will come in two different versions, the 1,745cc engine named 107 and the 114 which will come with a displacement of 1,870cc. While the former comes with oil cooling, the latter will come with liquid cooling mechanism.

    While models such as the Street Glide Special, Road King & Road Glide Special will be fitted with the 107, 114 will power the Harley Davidson CVO Limited.

    26 August 2016

Two-Wheeler Insurance Reviews

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  • Bajaj Allianz Two Wheeler Insurance
    "Need to reduce the premium"
    0.5 4.0/5 "Great!"
    My two wheeler insurance is with Bajaj Allianz because mine is Bajaj bike so it will be easier for claim and also lot of showrooms included. I got the insurance paper. The claim process was average, the amount was not fully refunded. Also the process was lengthy. I have paid the premium of Rs.2000 for one year. It is a first party insurance. I felt the premium is quite high.
    Was this review helpful? 1
    , hyderabad
    Reviewed on Jan 18, 2019
  • Bajaj Allianz Two Wheeler Insurance
    "Average"
    0.5 3.0/5 "Satisfactory"
    I took my two wheeler insurance from Bajaj Allianz last year. It was suggested by my friend because he is working. I have paid approx 1000 rupees to purchase the policy. I never had a customer service experience and no claim. The benefits are good and its a third party insurance.
    Was this review helpful? 0
    , pune
    Reviewed on Jan 18, 2019
  • ICICI Lombard Two Wheeler Insurance
    "Not recommendable policy"
    0.5 3.0/5 "Satisfactory"
    My two wheeler insurance was taken from ICICI Lombard. I have applied the claim from with ICICI Lombard but they have not given proper response. They have not processed the claim also. Since because of the lowest premium, i have opted this policy. The service is not upto the mark.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Jan 18, 2019
  • Bharti Axa Two Wheeler Insurance
    "Excellent Service"
    0.5 4.0/5 "Great!"
    I had taken this insurance policy a long back and the premium has been paying annually. The premium amount has not been too high and the payment method has also been convenient. I had not made any claims so far and it has been a good policy for others as well.
    Was this review helpful? 1
    , navi mumbai
    Reviewed on Jan 18, 2019
  • New India Two Wheeler Insurance
    "Good Insurance company"
    0.5 4.0/5 "Great!"
    They are good in all service, without approach them they are providing good service. New India premium is economical, I paid the premium around Rs 7000 for three years. They gave me the third party cover, cash less service. They got tie up with many experience the agents are good.
    Was this review helpful? 0
    , chennai
    Reviewed on Jan 18, 2019
  • Bajaj Allianz Two Wheeler Insurance
    "Premium should be economical for the renewal"
    0.5 4.0/5 "Great!"
    Whenever there is a issue, I can reimburse with Bajaj Allianz its good than other company. One time I claimed, they gave me cash less service the premium is lesser than others then I changed it. The renewal option is good but they show more premium when I go for renewal.
    Was this review helpful? 0
    , bangalore
    Reviewed on Jan 17, 2019
  • ICICI Lombard Two Wheeler Insurance
    "Very Good Service"
    0.5 4.0/5 "Great!"
    I had taken this insurance policy almost four years back and i am paying the premium annually. The premium amount has not been high and the payment method has been simple. There has not been any claims made so far and the services which they had offered so far was good.
    Was this review helpful? 1
    , chennai
    Reviewed on Jan 17, 2019
  • HDFC Ergo Two Wheeler Insurance
    "Good for two wheeler"
    0.5 4.0/5 "Great!"
    My policy belongs to HDFC Ergo, its a premium policy for one year the insured value is fine for me Rs. 97,000, I have the KTM Duke bike its good, I took first party insurance with HDFC Ergo, I really not interacted with them for any policy queries.
    Was this review helpful? 0
    , bangalore
    Reviewed on Jan 17, 2019
  • Bharti Axa Two Wheeler Insurance
    "IDV percentage should be increased"
    0.5 4.0/5 "Great!"
    The insured value is low in Bharti axa, I Purchased Royal Enfield bike for Rs. 1.75 but they gave me only Rs. 1.20 lakh . My policy has the tenure of two years, I am not sure about the tie up services. I have taken the first party insurance. I purchased in the month of october 2017.
    Was this review helpful? 2
    , new delhi
    Reviewed on Jan 14, 2019
  • National Insurance Two Wheeler Insurance
    "Better"
    0.5 4.0/5 "Great!"
    I had my two wheeler insurance from National Insurance and it was a better experience. This insurance was issued by the showroom as a default. There is no claim. I felt the premium is bit higher so moved to HDFC Ergo. The customer service is better.
    Was this review helpful? 1
    , bangalore
    Reviewed on Jan 14, 2019
  • HDFC Ergo Two Wheeler Insurance
    "Excellent"
    0.5 5.0/5 "Blown Away!"
    My two wheeler insurance was taken from HDFC Ergo because it has more benefits and the premium is lower compared to others. It is a first party insurance. The customer service is very good. There was no claim and IDV value is good. I got the insurance paper.
    Was this review helpful? 1
    , bangalore
    Reviewed on Jan 14, 2019
  • HDFC Ergo Two Wheeler Insurance
    "Very Good Service"
    0.5 4.0/5 "Great!"
    I had taken this insurance for my bike a long time back and it had been a good policy. I had been paying the premium on an annual basis and the premium amount was not too high as well. The payment method has been simple and there has not been any hassle. There has not been any claims made so far and there has not been any hassle faced with the services of them.
    Was this review helpful? 0
    , coimbatore
    Reviewed on Jan 13, 2019
  • ICICI Lombard Two Wheeler Insurance
    "Good features"
    0.5 4.0/5 "Great!"
    I have my two wheeler insurance with ICICI Lombard. The services are good and there no hassles to get the policy. The premium is also nominal. The policy coverage and benefits are satisfactory. I also received the policy papers on time. Good in all.
    Was this review helpful? 0
    , new delhi
    Reviewed on Jan 12, 2019
  • United India Two Wheeler Insurance
    "Its Good"
    0.5 4.0/5 "Great!"
    This policy was recently renewed for my bike, my brother went to the showroom and then he renewed the policy, the premium is economical as per the market. They are issuing the policy with the good coverage of bike. Its a trusted insurance company and I got the paper on time.
    Was this review helpful? 4
    , kolkata
    Reviewed on Jan 11, 2019
  • Reliance General Two Wheeler Insurance
    "Should get tie up with more service centers"
    0.5 3.5/5 "Pretty good"
    Even for my Bajaj discover bike I had Reliance general insurance it has the tenure of one year, they gave me good insured value around Rs. 19,000, it covers for the loss, damage. They need to get tie up with chennai to get the hassle free service.
    Was this review helpful? 2
    , chennai
    Reviewed on Jan 10, 2019
  • Reliance General Two Wheeler Insurance
    "Easy Renewal"
    0.5 3.5/5 "Pretty good"
    Based on my experience Reliance insurance company is good, the premium is standard as per the current market. I have Honda it covers for loss, damage cover. There is no claim experience, I used to visit to the branch for the renewal they provide good service.
    Was this review helpful? 1
    , chennai
    Reviewed on Jan 10, 2019
  • Iffco Tokio Two Wheeler Insurance
    "Quick Service "
    0.5 4.0/5 "Great!"
    I have bike policy with IFFCO TOKIYO, it was my friend bike later on it got transfered to my name with Iffco Tokiyo two wheeler policy, the insured value is good it has coverage for the loss and damage. On time they processed the policy on my name. I am happy about it.
    Was this review helpful? 2
    , mumbai
    Reviewed on Jan 10, 2019
  • New India Two Wheeler Insurance
    "Good Experience"
    0.5 5.0/5 "Blown Away!"
    In New India, I have insured my Hero CT delux bike, once a while it got damaged they done the service on time, the premium is low however the insured value is good. It has third party insurance, the service is good and I could renew the policy on time.
    Was this review helpful? 0
    , ambala
    Reviewed on Jan 10, 2019
  • National Insurance Two Wheeler Insurance
    "Its Good"
    0.5 5.0/5 "Blown Away!"
    In National Insurance the premium amount is low around Rs. 2000 for one year, the insurance company allocated Rs. 35,000 for my bike. My Honda dio vehicle is around 6 years, the policy activation done on time. My bike got damaged within 10 days.
    Was this review helpful? 3
    , ambala
    Reviewed on Jan 10, 2019
  • New India Two Wheeler Insurance
    "Average Two Wheeler insurance"
    0.5 3.0/5 "Satisfactory"
    My two wheeler insurance was taken from New India for my new bike. The showroom people has done a insurance when i purchased my two wheeler. I paid the premium amount of Rs. 1600. The documentation process was simple. They have given the IDV value of Rs. 55000 which I'm happy about.
    Was this review helpful? 3
    , mangalore
    Reviewed on Jan 09, 2019
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