Harley Davidson Two Wheeler Insurance

Harley Davidson is probably one of the most popular brands of two wheelers in the world. The company’s history can be dated back to 1903 when it was founded in Wisconsin, United States by William A. Davidson, Walter Davidson, William S. Harley and Arthur Davidson. In India the company’s headquarters is in Gurgaon, Haryana. The company’s operations in India began in 2009 and has since had great success. In July 2010, the first dealership was appointed. Eleven models from each of its six platforms (Dyna, Sportster, V-Rod, Street, Softail and Touring) are available in India. Authorized dealerships also offer Indian customers everything from a full range of parts, general merchandise and accessories. There are fifteen dealership facilities in Bangalore, Mumbai, Kolkata, Gurgaon, New Delhi, Pune, Kochi, Jaipur, Chennai, Chandigarh, Ahmedabad, Indore, Hyderabad and Goa.

Two wheeler insurance is a necessity for all two wheelers, not only because it is required by the law but also because there are innumerable risks that come with riding a bike. As a bike enthusiast, you know how expensive a Harley Davidson can be and also the importance of keeping your Harley Davidson safe in every situation. The possibilities of dents, electrical failure and other issues are increased if you take your Harley for long rides on rugged routes (as it is meant to be used for). Fixing all these issues without a comprehensive cover can be very expensive indeed. There are insurance companies in India which offer covers specifically for Harley Davidsons bikes.

It is simple and quick to purchase insurance for your precious Harley Davidson online or in person. You must however do your research well before you make your purchase so as to make sure that you are getting the best deal possible. Make sure that you read the fine print so that you are sure that everything that you feel needs cover is covered. A comprehensive Insurance Policy should provide cover in the event of loss/damage caused to your two wheeler or its accessories in the event of the following calamities:

Man-made Calamities: burglary, theft, accident by external means, strike, riot, malicious act or terrorist activity. This also includes the damages caused while the two wheeler is in transit wither by rail, road, air, lift etc.

Natural Calamities: self-ignition, lightning, flood, earthquake, fire, explosion, typhoon, frost, tempest, cyclone, hurricane, landslide, inundation, storm, hailstorm, rockslide etc.

Features and Benefits of Harley Davidson Bike Insurance:

• Hassle-free process of purchasing bike insurance online with minimal paperwork
• Personal accident coverage (Driver and owner)
• Road side assistance
• Third party liability coverage
• A large number of network garages where you can get cashless settlements
• Engine protection coverage

Insurance companies offering Harley Davidson Two-wheelers Insurance:

Two-wheelers Insurance for Harley Davidson is offered by Bajaj Allianz and HDFC Ergo. Following are what each insurance company covers:

Different models that Harley Davidson manufactures:

Harley Davidson is known for the cruiser bikes it makes. They are made in different models including:

• Harley Davidson Street 750
• Harley Davidson XL883
• Harley Davidson XL1200
• Harley Davidson FXD
• Harley Davidson Dyna
• Harley Davidson FLST
• Harley Davidson Breakout
• Harley Davidson VRSCDX
• Harley Davidson FLH
• Harley Davidson Street Glide Special
• Harley Davidson CVO Limited

The coverage that each insurance company offers:

Harley Davidson Bike Insurance FAQs:

1. Q: How do I choose the right coverage for my bike?

   A: You need to do some research on various companies offering insurance for your brand of two wheeler. You must decide what exactly the features that you are looking for are. Then you can narrow down your options based on the features available as well as your budget. Financial portals like BankBazaar.com can help you do this comparison. You can also contact the insurance company or check their websites to see if they offer any discount at the period that you require.

2. Q: What kind of discount will I be able to get?

   A: You can get a discount on Electrical Accessories, Bi Fuel Kit, Voluntary Deductible, Zero Depreciation, Automobile Association, Anti-Theft, Non Electrical Accessories, Personal Accident Cover and Professional Discount. You have to check with the particular insurance company to see which you are eligible to get if any.