Two-Wheeler Insurance in Kolkata

Erstwhile capital of British India, steeped in rich cultural heritage; Kolkata is deeply evocative of an era and sensibility lost in time. The city conjures up an intriguing image of varied demographics, finest golf courses, lush green race tracks, and magnificent colonial architectural masterpieces. The dapper Bengali gentry frequenting post-colonial clubs, connoisseurs of art, cinema, theatre, and all things gastronomically delightful, are truly a friendlier lot than the inhabitants of other Indian metro cities.

People of Kolkata swear by the convenience, time, and cost-effectiveness of public transport. Over the last few decades, the old-school charm of the city has given way to swanky flyovers, wide and well-lit roads (sigh! The narrow lanes brought to life in Ray’s stories are not to be found anymore), and lots of vehicles. The city has seen a plethora of two wheelers over the last decade. This has led to a rise in a number of road accidents and mishaps. Under these circumstances, socially aware Kolkatans are opting for to protect themselves and their vehicles from a host of accidents, threats, dangers, and unforeseen circumstances.

Before buying a comprehensive two wheeler insurance plan, please ascertain that you have taken into consideration the following aspects –

1. Type of plan - whether you want a basic two wheeler insurance policy, or the ones offering enhanced protection and additional coverages (at an extra premium) is something that you have to decide depending on your requirements.
2. Understanding the policy - study the policy wordings and the features of the policy thoroughly. As a policyholder it is must for you to the inclusions and exclusions your two wheeler insurance policy offers.
3. Price - once you have chosen the cover you want, please make sure that it suits your monthly budget. As the premium amount is something that you have to pay from your own pocket, ensure that it doesn’t burn a hole into your pocket.
4. Company’s credibility - It is important to from a reputed insurer. This will ensure maximum convenience in the future in terms of impeccable services, quick settlement of claims and other hassle-free procedures.
5. Strong and widespread network - your two wheeler insurer must have a strong network of garages and workshops. You should be able to easily access these places when in time of need.