Insurance is like a spare tyre. You may not require it, but not having one is not an option.

Mahindra Two Wheeler Insurance

Listed are the features and benefits of purchasing a two-wheeler insurance policy for one’s Mahindra two-wheeler. In addition, vehicle owner can purchase a motor insurance policy from any of the listed insurers.
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Cashless Treatment

Fees & Charges

Promised Interest Rate

Plan Benefits

Policy Coverage

Customer Service

Medical Coverage

Claim Experience

Responsiveness

Established in 2008, Mahindra Two Wheelers Limited (MTWL) is a part of the Mahindra and Mahindra group, one of the leading names in the Indian automobile industry. Mahindra and Mahindra has introduced a brand new range of two wheelers which includes scooters and motorbikes. Holding 65 years of experience and having a stronghold on the Indian automobile market, Mahindra has a keen and thorough understanding of the needs of the Indian customer. Each vehicle has been designed to serve different segments of the society and carries features which are only unique to that vehicle.

Driving, nowadays, has become an extremely stressful and life threatening activity. For anyone who has driven on Indian roads will know this to be true. Traffic rules are non-existent as people invent their own rules while driving. Given such harsh and difficult driving conditions, it has become essential to take all safety precautions while driving. Bike insurance has been designed to serve that very purpose. Not only that, as per the Motor Vehicles Act, 1988, it is mandatory for all vehicles to be insured at least under a third party legal liability insurance policy, before the vehicle can be taken out to be driven in public places.

A two wheeler insurance policy helps protect your two wheeler from any damage that it may face while being driven or eve otherwise. An insurance policy will not only help cover the expenses of damage caused to a vehicle following an accident but also protect you from any third party liability which may arise following an accident. Overall, two wheeler insurance provides you with the peace of mind that you and your vehicle will be protected in case of a breakdown or a mishap.

Features & Benefits of Mahindra Bike Insurance:

  • Cashless Settlement Facility – One of the most important features of a two wheeler insurance policy is the facility of cashless settlement. For your Mahindra two wheeler, you can avail this facility which for settling payments following repairs to your vehicle. HDFC Ergo and Bajaj Allianz boast of a nation wide network of garages where you can get your vehicle repaired. With the cashless settlement facility, you don’t have to bear the cost of repairs to the vehicle from your own pocket. Based on the guidelines set down, the insurance company pays for the cost of repairs.
  • Roadside Assistance – When you are stranded in the middle of nowhere with no help in sight, Roadside Assistance can be your best way out. Roadside Assistance has been introduced to provide help to those stranded in a place due to an accident, or vehicle breakdown. The service aims to provide assistance like a fuel refill, spare key service, relaying important messages to your family or friends, mechanical assistance, locating a network garage for vehicle repair, etc.
  • Third Party Liability Coverage – Third party liability insurance is designed to protect you from any legal liability which may arise if the insured vehicle has caused any damage to any third party individual, resulting in their permanent disablement or death, or damage to any third party property. According to the Motor Vehicles Act of 1988, every vehicle must be covered by at least a Third Party Liability Insurance policy. This is the basic minimum level of insurance which every vehicle must have in order to be driven on the road. Both, HDFC Ergo and Bajaj Allianz provide Third Party Legal Liability cover as a part of their Two Wheeler Insurance policy.
  • Personal Accident Cover – One of the most important elements of a two wheeler insurance policy is the Personal Accident cover. In the event of an accident involving the insured vehicle, where the driver/owner of the vehicle suffers from permanent disablement or dies, the insurance company shall provide a compensation of a pre-fixed amount to the immediate family of the deceased. Personal Accident Cover for each policy is subject to terms and conditions. In some two wheeler insurance policies, personal Accident cover is a part of the standard policy. However, in some insurance policies, Personal Accident Cover may be an add-on which may be availed on the payment of a nominal premium over the basic policy premium.
  • Engine Protection Coverage – Mahindra vehicles have been designed to withstand the torturous Indian roads and driving conditions. As we know, the engine is the primary component of any vehicle and even the slightest damage can render the vehicle out of operational condition. It can not only compromise your safety but also affect the vehicle’s performance. Engine Protection Cover is a standard part of most two wheeler insurance policies which offer protection toward any damage which may be caused to the engine, as per pre-specified policy wordings.
Two Wheeler Insurance Online

Insurance Companies Offering Mahindra Bike Insurance are:

Carrier

Bajaj Allianz

HDFC Ergo

Electrical Accessories

Yes

No

Non-electrical Accessories

Yes

No

Bi Fuel Kit

No

No

Personal Accident Cover

Yes

No

Zero Depreciation Cover

No

No

Anti-Theft

No

No

Voluntary Deductible

No

No

Automobile Association

No

No

Professional Discount

No

No

Choosing The Best Insurance for Your Mahindra Two Wheeler:

Two wheeler insurance, like any other type of insurance, is dependent on a number of factors. The coverage that you choose for your Mahindra scooter or motor bike will depend on various factors like the model of the vehicle, its price, the city it has been registered in, the class of the vehicle, your own driving record, etc., among various other factors. The amount of coverage you need for your Mahindra two wheeler depends on the class, model and the price of the vehicle. Also, the external aspects of the vehicle like the engine capacity, body parts, usage purpose are also some factors which determine the type of insurance cover you need. As a consequence, these factors combined will affect the premium you will be charged, the Insured Declared Value of the vehicle, the voluntary Deductible amount and the coverage provided. The amount of premium may go up or down depending on the above mentioned factors.

Before purchasing a two wheeler insurance policy for your Mahindra two wheeler, it is important that you do some research to make sure that you get the best deal on the policy. It helps to be informed about the market to make an informed decision. Before you set out to do your research, evaluate the amount of coverage you require for your vehicle and then proceed to carry out your own research about the various companies which provide two wheeler insurance. Compare the coverage that different providers are offering and at what premiums. Also look for any add-ons that you think will be beneficial for you. Also, while you are at it, do enquire about any discounts that you may get on your premium. Often insurance providers provide discounts to individuals who may be members of an automobile association or have installed an approved anti-theft device or alarm in their vehicle.

Different Models of Mahindra Two Wheelers:

Scooters -

  • Mahindra Gusto
  • Mahindra Rodeo
  • Mahindra Duro
  • Mahindra Kine
  • Mahindra Flyte

Motorbikes -

  • Mahindra Centuro
  • Mahindra Pantero

News About Mahindra Two Wheeler Insurance

  • Mahindra Re-Align To Focus On Premium Two Wheelers

    Mahindra & Mahindra are set to re-align their business model in the two-wheeler segment, with the focus set to be on the premium niche segment.

    The company entered the two wheeler market following its acquisition of Kinetic Motors in 2008 and has been struggling to turn a profit since then.

    The company has decided to branch out into three separate entities- Mahindra Two Wheelers, Classic Legends and Peugeot Motorcycles.

    The Classic Legends arm is branding itself as a lifestyle brand, with Jawa and BSA as its main sub-brands.

    The Mahindra Two Wheelers arm will meanwhile focus on the Mojo bike, a high end motorcycle with a 300 cc engine. The company is already looking at cutting excess manpower and will be discontinuing all other models from its production line.

    This re-jig will lead to a shake-up and it remains to be seen how buyers react to the new Mahindra, with tow wheeler insurance providers also closely monitoring the development.

    3 November 2016

  • Mahindra To Launch 2 Special Edition Gusto’s Exclusively On Paytm

    With the festival season almost here, Mahindra has revealed plans to launch 2 special editions of its popular Gusto 110. The new 'Pacific Matt Blue' and 'Crimson Matt Red' editions of the Gusto 110 will be open for pre-bookings with an initial payment of Rs 5000 exclusively on mobile payment site, Paytm.

    Naveen Malhotra, Sr. General Manager for Sales, Marketing & Product Planning at Mahindra Two Wheelers Ltd. said that the Gusto has been quite popular ever since its launch not only offline but also online, owing to its unique features like the height adjustable seat and many others. In order to make products available at the very convenience of its customers, Mahindra has launched the an advance booking plan the special editions of the Gusto 110 via Paytm.

    The two new editions of the Gusto will be available only under the VX variant and include new aesthetic changes like beige colored interior panels to lend a premium feel. Priced at Rs 52,010 (Ex-showroom Delhi), these new editions are sure to ad a dash of color to the existing Gusto lineup.

    16 September 2016

  • In the light of lukewarm business since two years, Mahindra is set to revamp its two wheelers

    Mahindra Two Wheelers Ltd, a wing of Mahindra and Mahindra Ltd, is all set for a business restructure in an attempt to improve its business. With an increasing demand for scooters and bikes amongst buyers, the two wheeler market has become intensely competitive. The revamp was a call the company had to take due to dwindling business in two consecutive years. The financial year ending on 31st March 2016, Mahindra Two Wheelers Ltd managed to sell around 144,355 scooters and motorcycles. This is around 12% lesser sales than what was recorded the previous year. The two wheeler industry, as a whole, recorded a volume growth sales of 3% (i.e. approximately 16.5 unit sales).

    The financial year ending on 31st March 2015, was also a bad year for Mahindra Two Wheelers Ltd. The company had reported a drop in unit sales by 18%. In the same year the two wheeler industry had recorded a rise of 8% in its overall business. The company’s credibility and profitability has suffered a huge setback due to a steady loss. In the year 2014-15, Mahindra Two Wheelers Ltd. recorded a loss of Rs.528.87 crore, which is more than the Rs.459.29 crore loss reported a year ago. This database has been provided by corporate database provider Capitaline. Mahindra and Mahindra is said to have invested Rs.1,862 crore in Mahindra Two Wheelers in fiscal 2015, according to the company’s annual report.

    7 June 2016

  • Premium two-wheeler motorcycles to drive sales for Mahindra.

    Mahindra might take the help of its premium bike segment to improve its two-wheeler sales in the Indian market. The company is planning to turn its focus onto premium motorcycles to expand and increase business. Currently, the sales figure for Mahindra two-wheelers is around 144,355 units and the manufacturer is looking to drastically increment the figure within the ongoing fiscal year. Mahindra has two motorcycles, Centuro and Mojo in the market and it is counting on a newly rolled out variant to help push sales figures. Mahindra Mojo was introduced as a mid-sized bike, carrying a price of Rs. 1.58 lakhs (ex-showroom price in New Delhi) during October 2015. The Mojo has been promoted mainly as an affordable touring vehicle. This bike was mainly launched to improve Mahindra’s recall value and brand equity. With respect to scooters, Mahindra has three vehicles, Rodeo Uzo, Duro DZ and Gusto. With Mahindra, revamping its two-wheeler business strategy, Indian customers might be seeing a new addition to the Mahindra line-up , very soon. With the Mojo as the flagship vehicle, Mahindra would be focusing on manufacturing premium segment bikes to improve its overall two-wheeler sales. The Mojo has got acceptable reviews and has recorded a sales figure of 500 units until March 2016. The Mahindra Mojo carries a liquid-cooled, single-cylinder, 295cc engine and can be easily procured by bike lovers in India. While purchasing any Mahindra vehicle, customers must ensure that they also avail a robust two-wheeler insurance policy from any general insurance company in the country.

    2 June 2016

  • Mahindra Gusto among most searched bikes in India

    The Indian bike market is one of the fastest growing ones in the world, with thousands of bikes purchased daily. Mahindra’s foray into the bike segment has been well received, with the Gusto 125 finding itself in the list of most searched bikes/scooters in the country. Offered in two variants, the Gusto is designed to appeal to a younger audience, available in four bright colour options. A 125cc air-cooled engine powers this bike, offering speed and comfort to riders. Priced between Rs 48,000 and Rs 53,000 (ex-showroom, Delhi) the Gusto aims to strengthen Mahindra’s position in the Indian two-wheeler segment.

    30 May 2016

  • Mahindra Group Seeks to Buy Rights for Norton and BSA

    After acquiring a stake in Peugeot Motorcycles last year, Mahindra Group is looking forward to purchasing the rights to leading brands such as the Norton or the BSA. This move is expected to make to increase the company’s presence in the Indian motorcycle market. The BSA model is currently out of production. If Mahindra Group purchases rights to these brands, then it will be launched in the Indian market soon. Insurance providers will offer a wide range of two wheeler insurance policies for the latest bikes launched in India.

    25 May 2016

  • Mahindra Two Wheelers designs a new campaign to promote Mojo.

    Mojo, a 300cc touring motorbike launched by Mahindra Two Wheelers is being promoted through a very unique campaign named ‘Born for the road’. This new motorcycle hit the roads in October 2015 and was priced at around Rs. 2 lakhs (on-road). Mahindra has till now sold 1000 units of the new bike. The campaign has been initiated with the launch of a TVC which features a bunch of young riders cruising through all types of terrains across India. The concept of the TVC was developed by Flying Cursor and was directed by Littil Swayamp Paul. With a need to establish itself in a market full of competitors like Royal Enfield, Harley Davidson and Bullet, this new campaign will serve to be very effective for Mahindra Mojo. A comprehensive two-wheeler insurance policy can be availed by Mojo owners from any insurance company in India.

    25 May 2016

Two-Wheeler Insurance Reviews

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  • Bharti Axa Two Wheeler Insurance
    "IDV percentage should be increased"
    0.5 4.0/5 "Great!"
    The insured value is low in Bharti axa, I Purchased Royal Enfield bike for Rs. 1.75 but they gave me only Rs. 1.20 lakh . My policy has the tenure of two years, I am not sure about the tie up services. I have taken the first party insurance. I purchased in the month of october 2017.
    Was this review helpful? 1
    , new delhi
    Reviewed on Jan 14, 2019
  • National Insurance Two Wheeler Insurance
    "Better"
    0.5 4.0/5 "Great!"
    I had my two wheeler insurance from National Insurance and it was a better experience. This insurance was issued by the showroom as a default. There is no claim. I felt the premium is bit higher so moved to HDFC Ergo. The customer service is better.
    Was this review helpful? 0
    , bangalore
    Reviewed on Jan 14, 2019
  • HDFC Ergo Two Wheeler Insurance
    "Excellent"
    0.5 5.0/5 "Blown Away!"
    My two wheeler insurance was taken from HDFC Ergo because it has more benefits and the premium is lower compared to others. It is a first party insurance. The customer service is very good. There was no claim and IDV value is good. I got the insurance paper.
    Was this review helpful? 1
    , bangalore
    Reviewed on Jan 14, 2019
  • HDFC Ergo Two Wheeler Insurance
    "Very Good Service"
    0.5 4.0/5 "Great!"
    I had taken this insurance for my bike a long time back and it had been a good policy. I had been paying the premium on an annual basis and the premium amount was not too high as well. The payment method has been simple and there has not been any hassle. There has not been any claims made so far and there has not been any hassle faced with the services of them.
    Was this review helpful? 0
    , coimbatore
    Reviewed on Jan 13, 2019
  • ICICI Lombard Two Wheeler Insurance
    "Good features"
    0.5 4.0/5 "Great!"
    I have my two wheeler insurance with ICICI Lombard. The services are good and there no hassles to get the policy. The premium is also nominal. The policy coverage and benefits are satisfactory. I also received the policy papers on time. Good in all.
    Was this review helpful? 0
    , new delhi
    Reviewed on Jan 12, 2019
  • United India Two Wheeler Insurance
    "Its Good"
    0.5 4.0/5 "Great!"
    This policy was recently renewed for my bike, my brother went to the showroom and then he renewed the policy, the premium is economical as per the market. They are issuing the policy with the good coverage of bike. Its a trusted insurance company and I got the paper on time.
    Was this review helpful? 4
    , kolkata
    Reviewed on Jan 11, 2019
  • Reliance General Two Wheeler Insurance
    "Should get tie up with more service centers"
    0.5 3.5/5 "Pretty good"
    Even for my Bajaj discover bike I had Reliance general insurance it has the tenure of one year, they gave me good insured value around Rs. 19,000, it covers for the loss, damage. They need to get tie up with chennai to get the hassle free service.
    Was this review helpful? 1
    , chennai
    Reviewed on Jan 10, 2019
  • Reliance General Two Wheeler Insurance
    "Easy Renewal"
    0.5 3.5/5 "Pretty good"
    Based on my experience Reliance insurance company is good, the premium is standard as per the current market. I have Honda it covers for loss, damage cover. There is no claim experience, I used to visit to the branch for the renewal they provide good service.
    Was this review helpful? 1
    , chennai
    Reviewed on Jan 10, 2019
  • Iffco Tokio Two Wheeler Insurance
    "Quick Service "
    0.5 4.0/5 "Great!"
    I have bike policy with IFFCO TOKIYO, it was my friend bike later on it got transfered to my name with Iffco Tokiyo two wheeler policy, the insured value is good it has coverage for the loss and damage. On time they processed the policy on my name. I am happy about it.
    Was this review helpful? 1
    , mumbai
    Reviewed on Jan 10, 2019
  • New India Two Wheeler Insurance
    "Good Experience"
    0.5 5.0/5 "Blown Away!"
    In New India, I have insured my Hero CT delux bike, once a while it got damaged they done the service on time, the premium is low however the insured value is good. It has third party insurance, the service is good and I could renew the policy on time.
    Was this review helpful? 0
    , ambala
    Reviewed on Jan 10, 2019
  • National Insurance Two Wheeler Insurance
    "Its Good"
    0.5 5.0/5 "Blown Away!"
    In National Insurance the premium amount is low around Rs. 2000 for one year, the insurance company allocated Rs. 35,000 for my bike. My Honda dio vehicle is around 6 years, the policy activation done on time. My bike got damaged within 10 days.
    Was this review helpful? 2
    , ambala
    Reviewed on Jan 10, 2019
  • New India Two Wheeler Insurance
    "Average Two Wheeler insurance"
    0.5 3.0/5 "Satisfactory"
    My two wheeler insurance was taken from New India for my new bike. The showroom people has done a insurance when i purchased my two wheeler. I paid the premium amount of Rs. 1600. The documentation process was simple. They have given the IDV value of Rs. 55000 which I'm happy about.
    Was this review helpful? 3
    , mangalore
    Reviewed on Jan 09, 2019
  • Shriram Two Wheeler Insurance
    "Better"
    0.5 4.0/5 "Great!"
    My two wheeler insurance was taken from Shriram because my friend is working there. The renewal procedure was easy and he done it for me. The premium is 1200 rupees for one year. I have no claim and never contacted the customer service. The premium was moderate and benefits are average.
    Was this review helpful? 1
    , vellore
    Reviewed on Jan 09, 2019
  • Bajaj Allianz Two Wheeler Insurance
    "Good online option for renewal"
    0.5 4.0/5 "Great!"
    Reason to prefer Bajaj Allianz, I don't want to visit to the showroom for the renewal. I can renew the policy through online and I compared the benefits through online. On time the customer support team issued the paper. I have activa they gave me good insured value based on the vehicle age.
    Was this review helpful? 0
    , thrissur
    Reviewed on Jan 09, 2019
  • HDFC Ergo Two Wheeler Insurance
    "No experience with this policy"
    0.5 4.0/5 "Great!"
    3 months ago, i have purchased the new vehicle and the dealer has suggested me to take a insurance policy with HDFC Ergo. The dealer has taken care of all the procedure of this policy. I've no idea about the premium amount. This policy covers the 100% of the vehicle.
    Was this review helpful? 1
    , tiruchirapalli
    Reviewed on Jan 09, 2019
  • ICICI Lombard Two Wheeler Insurance
    "Good coverage for rider and thrid party"
    0.5 4.0/5 "Great!"
    Normally the insurer provide the cover for rider but this ICICI lombard is providing coverage rider and third party, the premium is also economical. They gave me the good coverage based on the vehicle age, my policy has the tenure of two years.
    Was this review helpful? 0
    , bangalore
    Reviewed on Jan 09, 2019
  • Bajaj Allianz Two Wheeler Insurance
    "Good Policy"
    0.5 5.0/5 "Blown Away!"
    Last time I took the two wheeler insurance from Bajaj Allianz. I took the premium around 1500 for one year. They gave me the policy paper, I have bike yamaha bike and also the insurance company got tie up with many service center for any claim.
    Was this review helpful? 0
    , cuddalore
    Reviewed on Jan 09, 2019
  • HDFC Ergo Two Wheeler Insurance
    "Good Policy"
    0.5 4.0/5 "Great!"
    My two wheeler is insured with HDFC ERGO from last 6 months, there was no claim experience so far with this insurance. A premium of Rs 2300 has to be paid for this insurance policy every year. I am happy with the plan benefits and policy coverage of this insurance.
    Was this review helpful? 1
    , bangalore
    Reviewed on Jan 09, 2019
  • Bajaj Allianz Two Wheeler Insurance
    "Its Average"
    0.5 3.0/5 "Satisfactory"
    I had two wheeler policy with Bajaj Allianz, past two years I have been using this insurers. Everything done my mom, I went to place to sign to get the policy copy. Bajaj Allianz got tie up with many service center. Everything is very fine with them.
    Was this review helpful? 1
    , bangalore
    Reviewed on Jan 08, 2019
  • ICICI Lombard Two Wheeler Insurance
    "Good Insurer"
    0.5 5.0/5 "Blown Away!"
    I have salary account hence I approached the ICICI lombard. I paid the premium around 1700 for one year. I have NH200 PULSAR bike. I never had any chance, my policy activation done by tvs showroom, they have tie up many service center in my place.
    Was this review helpful? 0
    , bangalore
    Reviewed on Jan 08, 2019
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