HDFC ERGO Two Wheeler Insurance

HDFC ERGO is one of the most renowned players in the general insurance industry. The two-wheeler insurance coverage offered by the company comes with plenty of benefits against various unexpected risks faced by vehicle owners in the country.

In today’s world, two wheelers are the best mode of transport when we think about avoiding traffic hassles and eventually helps us to save a lot of time. However with the convenience of an easy ride, two-wheelers come with higher risks of accidents. Having a two wheeler insurance policy is a must for every rider. Every individual should be covered sufficiently to meet unforeseen emergencies and have a stress-free ride.

HDFC Two-Wheeler Insurance – An Overview
Add-On Covers
  • Zero Depreciation Claim
  • Emergency Assistance Cover
Incurred Claim Ratio 84.37%
Inclusions Own Damage Cover – Provides protection against any loss or damage because of natural calamities and man-made calamities
Exclusions
  • Depreciation of the vehicle
  • Electrical or mechanical breakdown
Cashless Network Garages More than 4,800 network garages
Third-Party Cover Coverage is provided for all the legal liabilities due to death or permanent damage to third party property
Bonus / Discounts No Claim Bonus
Personal Accident Coverage Personal accident cover is offered for the owner or driver of the vehicle to ensure he/she is always covered
Policy Term 1 year to 3 years

HDFC ERGO offers an all-inclusive two wheeler insurance policy with multiple add-ons, third party insurance coverage and personal accident cover to ensure that the owner has complete protection. Customers can easily procure an HDFC ERGO bike insurance policy online at the company’s official website. HDFC ERGO offers an instant online policy at competitive prices along with personalized services. Customers can also renew their existing policies on the HDFC ERGO website.

Features & Benefits of HDFC ERGO Two Wheeler Insurance

Protecting your bike with the suitable insurance policy is important to ensure that your bike always remains protected. HDFC Ergo Bike Insurance offers attractive insurance options for you to choose from. The various benefits you can get from opting for an insurance policy with HDFC Ergo have been mentioned in the video below.

HDFC ERGO Two Wheeler Insurance Coverage

An HDFC ERGO two wheeler insurance policy includes three types of comprehensive covers for a rider namely -

Coverage for loss or damages to vehicles caused by any of the below given events -

  • Accidents
  • Burglary / House Break-ins / Theft
  • Incidents of fire / Explosions / Lightning
  • Acts of Terror / Riots / Other Malicious Acts / Strikes
  • While in transit by any mode of transport - rail, road, water or air
  • Storms / Earthquakes / Landslides / Floods

Third Party Liability Insurance

HDFC ERGO’s two wheeler insurance policy also provides coverage for any legal liability against third party injury or death and third party property damage due to accidents involving the insured vehicle.

Personal Accident Cover

Personal Accident cover is also provided by the two wheeler insurance policy for the vehicle owner for up to Rs 1 lakh covering accidental death and permanent disability.

Exclusions

  • General wear and tear
  • Damages done to vehicles driven by individuals who do not have a valid driving license.
  • Mechanical / Electrical breakdowns
  • Damages done to vehicles driven by individuals under the influence of alcohol or drugs.
  • Depreciation
  • Loss or Damages to vehicles due to wars and other nuclear risks.
  • Tyre damages / Tube damages are covered if the vehicle is also damaged at the same time. The company’s liability is limited to 50% of the cost of replacement of tubes.
  • Loss or Damages to vehicles happening outside India.

Add-On Covers for HDFC ERGO Two Wheeler Insurance

The following optional covers are provided by HDFC ERGO with an additional premium payment.

Personal Accident coverage for -

  • Two-wheeler owners
  • Passengers - Named or Unnamed in the policy
  • Pillion Passengers - Unnamed in the policy

How Sum Insured and Premium are determined for the policy

Sum Insured -

The sum insured or the coverage amount for a two wheeler is generally determined based on the manufacturer’s listed selling price after the deduction of the depreciation value for each year or the Insured’s Declared value (IDV). When there is a claim made for Total loss or theft, the IDV would be the maximum amount paid.

Premium -

The premium for an policy is decided based on the following factors -

  • The Sum Insured or the Insured’s Declared Value (IDV).
  • The type of vehicle that is being insured.
  • The age of the vehicle insured.
  • The place of registration of the insured vehicle.
  • The type of fuel used in the insured vehicle.

How do I apply for an HDFC ERGO Two Wheeler Insurance Policy?

HDFC ERGO customers have two options to apply for a . They can do so by directly visiting any HDFC General Insurance branch and submit the filled-in application along with the documents required. The first premium has to be paid in the form of a cheque at the branch office.

Customers can also easily buy or renew their policies online using the HDFC ERGO website in just three simple steps. While applying for a new policy, customers can initially calculate the premium they need to pay and understand how much the two wheeler policy would cost them. Then they need to fill in their personal details, vehicle details, select add-ons and pay their first premium online using their debit/credit cards or via net banking. A new policy is generated instantly from HDFC ERGO as a PDF copy.

Claims Process

HDFC ERGO policyholders can quickly register for two wheeler insurance claims by calling up the 24/7 HDFC ERGO customer care helpdesk and get their claim number generated. Customers can either opt for a cashless claim at any of the network garages or apply for a reimbursement claim from HDFC ERGO. They will need to provide details of the accident, FIR report, a repair estimate (for reimbursement claims), and the filled-in claim form along with other documentation to the company. Policyholders need to bear the cost incurred for non-accident related repairs, deductibles and depreciation. The remaining amount will be compensated by HDFC ERGO and reimbursed to the customer.

HDFC ERGO Bike Insurance Renewal Online

HDFC ERGO two-wheeler insurance policyholders can easily renew their policies online using the HDFC ERGO General Insurance website. Policy renewal can be done using two different processes depending on the requirement of the customer. HDFC ERGO will also send a correspondence to customers intimating them about the impending renewal.

Instant Renewal Process

The instant renewal process requires only the policy number to be provided and the existing two-wheeler insurance policy is renewed instantly. The customer gets an update on the spot.

General Renewal Process

This is a slightly elaborate renewal process where the customer has to initially enter the existing policy number. After that customers will be able to view their two-wheeler policy details and understand how much premium they will be paying to renew their policies and what additional benefits would they be enjoying when they get the updated policy. After determining the premium and benefits, customers can pay the required premium for renewing the policy using their credit cards or via net banking. An updated pdf copy of the policy document is generated instantly for the perusal of the customer.

How to buy HDFC Ergo Two Wheeler Insurance online?

For enhanced convenience of customers, HDFC Ergo offers the facility of buying two wheeler insurance, online. Customers can easily buy a two wheeler insurance policy from HDFC Ergo by simply following a few easy steps. The process is quick and hassle-free, too. Now you can sit inside the comfort of your home/office and buy the best two wheeler insurance policies to protect your bike/scooter from any dangers and unforeseen circumstances. You just have to provide some basic information about yourself and the vehicle to be insured. The company’s online portal also provides you with the necessary means to calculate the premium amount, and pay online. Listed here are some of the steps to be followed for renewing your policy through the official website:

  • Once you have logged on to the company’s official portal, just choose the ‘buy insurance for new two wheeler’ option. Customers also get the option of renewing HDFC ERGO two wheeler insurance policies or renew their two wheeler insurance with the HDFC Ergo by transferring it from another insurer.
  • Fill in all the details required in the form, correctly, and choose additional covers (i.e if you want any).
  • This will be followed by you providing your correct contact details to calculate the premium amount, and accepting the terms and conditions of the policy.
  • Once the calculation is done, the final amount to be paid will be reflected on your computer/laptop screen. To proceed with the transaction, just click on ‘buy’, and choose any mode of payment, according to your convenience, using your debit card/credit card (both Visa and MasterCard are accepted) or Net Banking.

Once the payment process has been completed with the help of secured payment gateway, you have successfully bought your two wheeler insurance policy. A new policy is generated instantly from HDFC ERGO as a PDF copy.

HDFC Ergo Bike Insurance FAQs

  1. How long is the HDFC ERGO Two Wheeler Insurance policy valid?

    The policy is valid for 12 months from the policy start date. If you’re renewing the insurance, make sure it is done well in advance (at least 10 days before expiration) to ensure continuity in cover and to avoid inspection charges.

  2. What is IDV(Insured Declared Value)?

    The IDV is a fixed value of the two wheeler which is ascertained during the policy commencement by the insurance company. It is deemed as “Sum Insured” and for all practical purposes, this will the value of the vehicle after depreciation. A fixed percentage of depreciation is deducted from the IDV every year before commencement of the policy term.

  3. How much is the sum assured under the Personal Accident Cover option for the two wheeler insurance provided by HDFC ERGO?

    The company provides a cover of up to Rs.1 lakh which covers both the rider and their pillion.

  4. Are there different insurance policies available from HDFC ERGO for Motorcycles?

    The company provides both Liability Only and Comprehensive cover for two wheelers. The former covers liability arising out of damage/loss to third party person/property caused by the insured vehicle whilst the latter covers damage/loss to both third party and insured vehicle along with the occupants.

  5. I was reading the fine print of my HDFC ERGO insurance policy and came across the term “Total Loss”. What does it mean?

    It refers to extent of damage to your two wheeler due to an accident where the costs of repair and replacements amounts to more than 75% of the Insured Declared Value(IDV), provided in the policy.

  6. How does the claims process work? My motorcycle was damaged in an accident?

    Firstly, contact the claims center on 1800-2-700-700 at the earliest to register a claim. If the accident involved damage or injury to a third person/property, a copy of the FIR is a must. After initiating the claim, take the two wheeler to the nearest garage if it requires repair. A Surveyor representing HDFC ERGO will visit the garage to take a stock of the damages.

    The cost of repairs will be directly settled by the company if they were carried out at a network garage. You can claim a reimbursement if the repair work was done at a non-network garage.

  7. I am excited with the features of HDFC ERGO Two wheeler insurance policy. Can I switch over from another insurer?

    Yes, you can. You can renew motor insurance policies issued by a different insurer that allows you to switch over. This option is available on the web portal.

  8. What is a Cover Note?

    It is a document issued by HDFC ERGO which acts as documentary proof during registration of the vehicle. Insurance is mandatory for registration and the cover note certifies issuance of the insurance which is later replaced by the actual insurance policy.

  9. Is there a discount on the premium provided by this insurer based on the age of the owner?

    Yes. A discount of 5% is provided if the age of the insured is between 36 to 45 years and 10% if it lies between 46 to 60 years. This discount is provided on the Own Damage Section.

  10. What is the maximum compensation amount that I can receive for my insurance claim?

    The compensation from your two-wheeler insurance cannot exceed the Insured Declared Value (IDV) of the vehicle determined at the time of buying the policy. Also, a certain part of the claim has to be borne by the policyholder. This includes the voluntary excess and the depreciation.

  11. Can I purchase HDFC ERGO motorcycle insurance policy online?

    Yes, you may buy or renew your motorcycle insurance policy through the official website of HDFC ERGO. The process needs you to fill up basic details about your vehicle and the existing insurance policy, select the plan you want, calculate the premium and make necessary payments online. The whole process hardly takes a few minutes.

  12. What are the benefits of HDFC long-term bike insurance policy?

    HDFC ERGO offers multi-year two-wheeler insurance policy for up to 3 years. The following are some of the benefits of the same:

    • Protection for long term
    • No policy renewal needed for 3 years
    • No Claim Bonus remains protected during the tenure of the policy
    • No effects of inflation on premium
  13. How can I get the No Claim Bonus (NCB) on my two-wheeler insurance policy?

    No Claim Bonus (NCB) is a discount given to policyholders who have not made any claim on their bike insurance policy during the preceding year. Depending on the number of claim-free years, you may avail a NCB up to 50%.

  14. Which two-wheeler insurance plan is better? Third-party liability policy or comprehensive bike insurance policy?

    A third-party liability policy gives you a limited coverage compared to a comprehensive two-wheeler insurance policy. It covers any damages or losses done to a third person or their property. The comprehensive insurance policy in the other hand gives you a greater scope of protection.

  15. How long does it take to receive the insurance certificate?

    The policy document can be immediately downloaded once the payment is made online. The insurance document is also sent to the registered email ID of the buyer.

  16. What happens to my insurance policy when I sell my vehicle?

    While selling the vehicle, the policyholder must get the policy transferred in the buyer’s name.

    He/she may also cancel their policy and receive a refund of unused premium amount.

    He/she may retain the NCB if they have not made any claim on their insurance policy.

  17. What happens when a policyholder fails to renew their two-wheeler insurance policy on time?

    It is recommended that a motor insurance policy be renewed before its date of expiry. Failing to do so will restrict you from availing No Claim Bonus and may force you to pay an increased premium on your new policy purchase.

  18. How is the IDV of a vehicle calculated?

    The IDV of a vehicle is computed based on the listed selling price of the vehicle manufacturer. The IDV for a new vehicle is 95% of the ex-showroom price of the vehicle. Certain percentage of depreciation is charged on the vehicle every year which subsequently reduces the IDV of the vehicle.

  19. How long is the HDFC ERGO Two Wheeler Insurance policy valid?

    The policy is valid for 12 months from the policy start date. If you’re renewing the insurance, make sure it is done well in advance (at least 10 days before expiration) to ensure continuity in cover and to avoid inspection charges.

  20. What is IDV(Insured Declared Value)?

    The IDV is a fixed value of the two wheeler which is ascertained during the policy commencement by the insurance company. It is deemed as “Sum Insured” and for all practical purposes, this will the value of the vehicle after depreciation. A fixed percentage of depreciation is deducted from the IDV every year before commencement of the policy term.

  21. How much is the sum assured under the Personal Accident Cover option for the two wheeler insurance provided by HDFC ERGO?

    The company provides a cover of up to Rs.1 lakh which covers both the rider and their pillion.

  22. Are there different insurance policies available from HDFC ERGO for Motorcycles?

    The company provides both Liability Only and Comprehensive cover for two wheelers. The former covers liability arising out of damage/loss to third party person/property caused by the insured vehicle whilst the latter covers damage/loss to both third party and insured vehicle along with the occupants.

  23. I was reading the fine print of my HDFC ERGO insurance policy and came across the term “Total Loss”. What does it mean?

    It refers to extent of damage to your two wheeler due to an accident where the costs of repair and replacements amounts to more than 75% of the Insured Declared Value(IDV), provided in the policy.

  24. How does the claims process work? My motorcycle was damaged in an accident?

    Firstly, contact the claims center on 1800-2-700-700 at the earliest to register a claim. If the accident involved damage or injury to a third person/property, a copy of the FIR is a must. After initiating the claim, take the two wheeler to the nearest garage if it requires repair. A Surveyor representing HDFC ERGO will visit the garage to take a stock of the damages.

    The cost of repairs will be directly settled by the company if they were carried out at a network garage. You can claim a reimbursement if the repair work was done at a non-network garage.

  25. I am excited with the features of HDFC ERGO Two wheeler insurance policy. Can I switch over from another insurer? 

    Yes, you can. You can renew motor insurance policies issued by a different insurer that allows you to switch over. This option is available on the web portal.

  26. What is a Cover Note?

    It is a document issued by HDFC ERGO which acts as documentary proof during registration of the vehicle. Insurance is mandatory for registration and the cover note certifies issuance of the insurance which is later replaced by the actual insurance policy.

  27. Is there a discount on the premium provided by this insurer based on the age of the owner?

    Yes. A discount of 5% is provided if the age of the insured is between 36 to 45 years and 10% if it lies between 46 to 60 years. This discount is provided on the Own Damage Section.

Disclaimer

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Plan Benefits

Policy Coverage

Customer Service

Claim Experience

News About HDFC ERGO Two Wheeler Insurance

  • RenewBuy partners with HDFC Ergo to launch multi-year insurance plans

    RenewBuy an online platform for automobile insurance has announced its partnership with HDFC ergo, to launch long term two wheeler insurance plans. The new insurance policy will cover all the major risks associated with two wheelers such as theft, damage and third party liabilities, for periods ranging from 1 to 3 years. Even in the case of renewals after policy lapse, customers will not have to bring their vehicles for inspection. According to Balachandra Sekhar, the CEO of RenewBuy, his company believes in extended use of technology to serve the auto-insurance segment of the country. This partnership with HDFC Ergo aims to change the customary practices of auto-insurance and to be a convenient option for vehicle owners.

    25 October 2016

Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

HDFC ERGO Two Wheeler Insurance Reviews

Page 1 of 19 1 2 3 4 5
  • HDFC Ergo Two Wheeler Insurance
    "Good Two wheeler insurance"
    0.5 4.0/5 "Great!"
    At the time of taking my bike, they have provided me a two wheeler insurance from HDFC Ergo and the features are good. I have paid the premium amount of below Rs. 5000. I have no idea about the coverage value. Through online, i used to renew the policy and i have not approached them for any kind of claim.
    Was this review helpful? 0
    , chennai
    Reviewed on Jan 07, 2020
  • HDFC Ergo
    HDFC Ergo Two Wheeler Insurance
    "Good policy"
    0.5 4.0/5 "Great!"
    From HDFC Ergo, i have taken the two wheeler insurance. When my existing policy was expired, i have chosen the HDFC Ergo without any reason. I have paid the money of Rs. 1400 as an insurance premium. They have given me a coverage value of Rs. 32000. I used to renew the policy through online and they will send the documents through mail.
    Was this review helpful? 1
    , new delhi
    Reviewed on Jan 05, 2020
  • HDFC Ergo Two Wheeler Insurance
    "Comfort and affordable policy to the customer"
    0.5 5.0/5 "Blown Away!"
    Even though i don't like the concept of HDFC, the service is really good so that i have bought the two wheeler insurance. I bought the policy 7 months ago. When i bought the bike in the showroom, executive provided me a 5 years cover policy. They have provided me a documents after 1 week. I have paid the premium amount of Rs. 6000 and they have provided me a IDV value of Rs. 60000. From the second year, it has been moved into third party insurance.
    Was this review helpful? 0
    , coimbatore
    Reviewed on Dec 23, 2019
  • HDFC Ergo Two Wheeler Insurance
    "Better Policy"
    0.5 4.0/5 "Great!"
    I haven't taken any customer support yet for my two wheeler insurance from HDFC Ergo. I have taken 4 years combination policy for that i have paid the premium amount of Rs. 9000 and I'm convenient with the IDV value. I took the policy in the showroom itself.
    Was this review helpful? 2
    , new delhi
    Reviewed on Dec 13, 2019
  • HDFC Ergo Two Wheeler Insurance
    "Good Policy"
    0.5 3.0/5 "Satisfactory"
    Purchased my two wheeler insurance from HDFC Ergo because showroom people only provided this policy to me. I have bought 5 years covered policy. I have no idea about the premium amount and they have provided me a IDV value of Rs. 74000. I have no claim experience till now.
    Was this review helpful? 1
    , bangalore
    Reviewed on Nov 14, 2019
  • HDFC Ergo Two Wheeler Insurance
    "Very good"
    0.5 5.0/5 "Blown Away!"
    My two wheeler insurance is with HDFC ERGO because they were providing unlimited claims in a year which I like it. I have paid 9000rupees to purchase bike policy for one year. I have purchased Royal Enfield Bike which is around 2L. It is a first party insurance.
    Was this review helpful? 0
    , gurgaon
    Reviewed on Oct 26, 2019
  • HDFC Ergo Two Wheeler Insurance
    "Good one for renewal of vehicle"
    0.5 5.0/5 "Blown Away!"
    HDFC Ergo is providing good insurance for all the vehicle hence based on the best service, i have chosen them. I have paid the premium amount of Rs. 1800 yearly.I'm not sure about the IDV value. Through online, i used to renew the policy.
    Was this review helpful? 0
    , balangir
    Reviewed on Oct 04, 2019
  • HDFC Ergo Two Wheeler Insurance
    "Excellent"
    0.5 4.0/5 "Great!"
    When I purchased my bike, they have provided me a bike policy with HDFC ERGO. The premium is affordable and I did not had any claims. The benefits are good. They have contacted me most of the times for the renewal but I did not do it. Its a first party insurance.
    Was this review helpful? 0
    , ahmedabad
    Reviewed on Sep 28, 2019
  • HDFC Ergo Two Wheeler Insurance
    "Better"
    0.5 4.0/5 "Great!"
    I got a two wheeler insurance with HDFC ERGO because for the lower premium and they do have good IDV for the vehicle. I don't have any claim experience so far. I have a 2 years old bike and its insured for first party insurance for a year. The renewal process is not at all simple because their website is not user friendly and need to call the customer service which I feel, its not comfortable for me.
    Was this review helpful? 0
    , new delhi
    Reviewed on Sep 26, 2019
  • HDFC Ergo Two Wheeler Insurance
    "Good Policy for two wheeler"
    0.5 5.0/5 "Blown Away!"
    When i purchased the two wheeler, the showroom people has provided the policy from HDFC Ergo. Last 5 months before, i bought this bike insurance. The premium amount is Rs. 1156 and I'm satisfied with the coverage value. I have got the hard copy of the documents after the 25 days.
    Was this review helpful? 2
    , hyderabad
    Reviewed on Sep 19, 2019
  • HDFC Ergo Two Wheeler Insurance
    "They need to send reminder to customer"
    0.5 5.0/5 "Blown Away!"
    Within 2 hours, they have processed my claim but the provided claim amount is less. I got the claim upto 60%. I have bonding with HDFC hence i have taken the two wheeler insurance policy from HDFC Ergo. I am paying the premium amount of Rs. 1700 and they are not sending any reminder calls or message to renew the policy every year.
    Was this review helpful? 1
    , bangalore
    Reviewed on Sep 18, 2019
  • HDFC Ergo Two Wheeler Insurance
    "Good Policy"
    0.5 4.0/5 "Great!"
    Purchased my two wheeler insurance from HDFC Ergo. Because of the high coverage, i have chosen them. I have paid the premium amount of Rs. 26000 and they have provided me a coverage value of Rs. 1 lakh. Through online i used to renew the policy. They are sending the notification at the time of policy expiry.
    Was this review helpful? 1
    , bangalore
    Reviewed on Sep 05, 2019
  • HDFC Ergo Two Wheeler Insurance
    "Above average"
    0.5 3.5/5 "Pretty good"
    I am happy with HDFC ERGO for a two wheeler insurance and it was provided by the dealer so did not have much information about the premium. It was a comprehensive plan and the policy coverage is 3 years. I have purchased Apache RT150. I got insurance paper through postal.
    Was this review helpful? 0
    , ludhiana
    Reviewed on Sep 01, 2019
  • HDFC Ergo Two Wheeler Insurance
    "Good One"
    0.5 5.0/5 "Blown Away!"
    The premium amount is also reasonable with HDFC Ergo, last year I paid around Rs. 3000 per annum its for the third party. The renewal process is very easy , always HDFC ergo is good I don't have any issues and there is no claim so far. Hence I am fine with them.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Aug 31, 2019
  • HDFC Ergo Two Wheeler Insurance
    "Okay policy"
    0.5 3.0/5 "Satisfactory"
    I purchased the HDFC Ergo two wheeler insurance through online. Compared to other insurance, HDFC premium amount is very less and the vehicle value is little bit high hence i have opted the policy from HDFC Ergo. I paid the premium amount of Rs. 1200. There is no claim experience as of now.
    Was this review helpful? 1
    , bangalore
    Reviewed on Aug 27, 2019
  • HDFC Ergo Two Wheeler Insurance
    "Good Plan"
    0.5 5.0/5 "Blown Away!"
    My daughter in law is working with HDFC Ergo hence I took two wheeler plan. The premium is reasonable and the service is best. I took the plan for honda shine, the renewal process is easy through online and offline. Premium is cheap and I got the IDV value is good as per the manufacture year.
    Was this review helpful? 2
    , chennai
    Reviewed on Aug 23, 2019
  • HDFC Ergo Two Wheeler Insurance
    "Good Policy"
    0.5 5.0/5 "Blown Away!"
    I pay the premium amount of Rs. 9000 for my car insurance. I just bought the policy through online. Its because of existing products, i have chosen the HDFC Ergo for my car insurance. I got the IDV value of Rs. 4 lakh. They have provided me a road side assistance and no claim bonus.
    Was this review helpful? 2
    , new delhi
    Reviewed on Aug 17, 2019
  • HDFC Ergo Two Wheeler Insurance
    "Good Plan"
    0.5 5.0/5 "Blown Away!"
    HDFC Ergo premium is normal one, I took this policy before one year there is a no claim feature. Last time I have paid around Rs. 2000 premium for one year, I took comprehensive plan with personal accidental cover. But I believe they don't have much tie up with other garages.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Aug 17, 2019
  • HDFC Ergo Two Wheeler Insurance
    "Excellent policy"
    0.5 5.0/5 "Blown Away!"
    I had taken my two wheeler insurance from HDFC ergo because one of my friend is working as a agent. I have paid the premium amount of Rs. 3000 for two vehicle. They are not sending any reminder regarding the renewal. I make the payment through credit card.
    Was this review helpful? 0
    , tiruchirapalli
    Reviewed on Aug 13, 2019
  • HDFC Ergo Two Wheeler Insurance
    "Claim duration should be faster"
    0.5 4.0/5 "Great!"
    In the first year of HDFC Ergo I had a claim because I met with an accident, I got the cash less garages at the time I left the bike in the authorize service center. They took 1.5 month to resolve the issues hence its took more time, the claim process should be faster. I generally pay Rs. 1500 for one year with reasonable idv.
    Was this review helpful? 0
    , new delhi
    Reviewed on Aug 13, 2019
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