Insurance is like a spare tyre. You may not require it, but not having one is not an option.

HDFC ERGO Two Wheeler Insurance

HDFC ERGO is one of the most renowned players in the general insurance industry. The two-wheeler insurance coverage offered by the company comes with plenty of benefits against various unexpected risks faced by vehicle owners in the country.

In today’s world, two wheelers are the best mode of transport when we think about avoiding traffic hassles and eventually helps us to save a lot of time. However with the convenience of an easy ride, two-wheelers come with higher risks of accidents. Having a two wheeler insurance policy is a must for every rider. Every individual should be covered sufficiently to meet unforeseen emergencies and have a stress-free ride.

HDFC Two-Wheeler Insurance – An Overview
Add-On Covers
  • Zero Depreciation Claim
  • Emergency Assistance Cover
Incurred Claim Ratio 84.37%
Inclusions Own Damage Cover – Provides protection against any loss or damage because of natural calamities and man-made calamities
Exclusions
  • Depreciation of the vehicle
  • Electrical or mechanical breakdown
Cashless Network Garages More than 4,800 network garages
Third-Party Cover Coverage is provided for all the legal liabilities due to death or permanent damage to third party property
Bonus / Discounts No Claim Bonus
Personal Accident Coverage Personal accident cover is offered for the owner or driver of the vehicle to ensure he/she is always covered
Policy Term 1 year to 3 years

HDFC ERGO offers an all-inclusive two wheeler insurance policy with multiple add-ons, third party insurance coverage and personal accident cover to ensure that the owner has complete protection. Customers can easily procure an HDFC ERGO bike insurance policy online at the company’s official website. HDFC ERGO offers an instant online policy at competitive prices along with personalized services. Customers can also renew their existing policies on the HDFC ERGO website.

Features & Benefits of HDFC ERGO Two Wheeler Insurance

Protecting your bike with the suitable insurance policy is important to ensure that your bike always remains protected. HDFC Ergo Bike Insurance offers attractive insurance options for you to choose from. The various benefits you can get from opting for an insurance policy with HDFC Ergo have been mentioned in the video below.

HDFC ERGO Two Wheeler Insurance Coverage

An HDFC ERGO two wheeler insurance policy includes three types of comprehensive covers for a rider namely -

Coverage for loss or damages to vehicles caused by any of the below given events -

  • Accidents
  • Burglary / House Break-ins / Theft
  • Incidents of fire / Explosions / Lightning
  • Acts of Terror / Riots / Other Malicious Acts / Strikes
  • While in transit by any mode of transport - rail, road, water or air
  • Storms / Earthquakes / Landslides / Floods

Third Party Liability Insurance

HDFC ERGO’s two wheeler insurance policy also provides coverage for any legal liability against third party injury or death and third party property damage due to accidents involving the insured vehicle.

Personal Accident Cover

Personal Accident cover is also provided by the two wheeler insurance policy for the vehicle owner for up to Rs 1 lakh covering accidental death and permanent disability.

Exclusions

  • General wear and tear
  • Damages done to vehicles driven by individuals who do not have a valid driving license.
  • Mechanical / Electrical breakdowns
  • Damages done to vehicles driven by individuals under the influence of alcohol or drugs.
  • Depreciation
  • Loss or Damages to vehicles due to wars and other nuclear risks.
  • Tyre damages / Tube damages are covered if the vehicle is also damaged at the same time. The company’s liability is limited to 50% of the cost of replacement of tubes.
  • Loss or Damages to vehicles happening outside India.

Add-On Covers for HDFC ERGO Two Wheeler Insurance

The following optional covers are provided by HDFC ERGO with an additional premium payment.

Personal Accident coverage for -

  • Two-wheeler owners
  • Passengers - Named or Unnamed in the policy
  • Pillion Passengers - Unnamed in the policy

How Sum Insured and Premium are determined for the policy

Sum Insured -

The sum insured or the coverage amount for a two wheeler is generally determined based on the manufacturer’s listed selling price after the deduction of the depreciation value for each year or the Insured’s Declared value (IDV). When there is a claim made for Total loss or theft, the IDV would be the maximum amount paid.

Premium -

The premium for an HDFC two wheeler insurance policy is decided based on the following factors -

  • The Sum Insured or the Insured’s Declared Value (IDV).
  • The type of vehicle that is being insured.
  • The age of the vehicle insured.
  • The place of registration of the insured vehicle.
  • The type of fuel used in the insured vehicle.

How do I apply for an HDFC ERGO Two Wheeler Insurance Policy?

HDFC ERGO customers have two options to apply for a two wheeler insurance policy. They can do so by directly visiting any HDFC General Insurance branch and submit the filled-in application along with the documents required. The first premium has to be paid in the form of a cheque at the branch office.

Customers can also easily buy or renew their policies online using the HDFC ERGO website in just three simple steps. While applying for a new policy, customers can initially calculate the premium they need to pay and understand how much the two wheeler policy would cost them. Then they need to fill in their personal details, vehicle details, select add-ons and pay their first premium online using their debit/credit cards or via net banking. A new policy is generated instantly from HDFC ERGO as a PDF copy.

Claims Process

HDFC ERGO policyholders can quickly register for two wheeler insurance claims by calling up the 24/7 HDFC ERGO customer care helpdesk and get their claim number generated. Customers can either opt for a cashless claim at any of the network garages or apply for a reimbursement claim from HDFC ERGO. They will need to provide details of the accident, FIR report, a repair estimate (for reimbursement claims), and the filled-in claim form along with other documentation to the company. Policyholders need to bear the cost incurred for non-accident related repairs, deductibles and depreciation. The remaining amount will be compensated by HDFC ERGO and reimbursed to the customer.

HDFC ERGO Bike Insurance Renewal Online

HDFC ERGO two-wheeler insurance policyholders can easily renew their policies online using the HDFC ERGO General Insurance website. Policy renewal can be done using two different processes depending on the requirement of the customer. HDFC ERGO will also send a correspondence to customers intimating them about the impending renewal.

Instant Renewal Process

The instant renewal process requires only the policy number to be provided and the existing two-wheeler insurance policy is renewed instantly. The customer gets an update on the spot.

General Renewal Process

This is a slightly elaborate renewal process where the customer has to initially enter the existing policy number. After that customers will be able to view their two-wheeler policy details and understand how much premium they will be paying to renew their policies and what additional benefits would they be enjoying when they get the updated policy. After determining the premium and benefits, customers can pay the required premium for renewing the policy using their credit cards or via net banking. An updated pdf copy of the policy document is generated instantly for the perusal of the customer.

How to buy HDFC Ergo Two Wheeler Insurance online?

For enhanced convenience of customers, HDFC Ergo offers the facility of buying two wheeler insurance, online. Customers can easily buy a two wheeler insurance policy from HDFC Ergo by simply following a few easy steps. The process is quick and hassle-free, too. Now you can sit inside the comfort of your home/office and buy the best two wheeler insurance policies to protect your bike/scooter from any dangers and unforeseen circumstances. You just have to provide some basic information about yourself and the vehicle to be insured. The company’s online portal also provides you with the necessary means to calculate the premium amount, and pay online. Listed here are some of the steps to be followed for renewing your policy through the official website:

  • Once you have logged on to the company’s official portal, just choose the ‘buy insurance for new two wheeler’ option. Customers also get the option of renewing HDFC ERGO two wheeler insurance policies or renew their two wheeler insurance with the HDFC Ergo by transferring it from another insurer.
  • Fill in all the details required in the form, correctly, and choose additional covers (i.e if you want any).
  • This will be followed by you providing your correct contact details to calculate the premium amount, and accepting the terms and conditions of the policy.
  • Once the calculation is done, the final amount to be paid will be reflected on your computer/laptop screen. To proceed with the transaction, just click on ‘buy’, and choose any mode of payment, according to your convenience, using your debit card/credit card (both Visa and MasterCard are accepted) or Net Banking.

Once the payment process has been completed with the help of secured payment gateway, you have successfully bought your two wheeler insurance policy. A new policy is generated instantly from HDFC ERGO as a PDF copy.

HDFC Ergo Bike Insurance FAQs

  1. How long is the HDFC ERGO Two Wheeler Insurance policy valid?

    The policy is valid for 12 months from the policy start date. If you’re renewing the insurance, make sure it is done well in advance (at least 10 days before expiration) to ensure continuity in cover and to avoid inspection charges.

  2. What is IDV(Insured Declared Value)?

    The IDV is a fixed value of the two wheeler which is ascertained during the policy commencement by the insurance company. It is deemed as “Sum Insured” and for all practical purposes, this will the value of the vehicle after depreciation. A fixed percentage of depreciation is deducted from the IDV every year before commencement of the policy term.

  3. How much is the sum assured under the Personal Accident Cover option for the two wheeler insurance provided by HDFC ERGO?

    The company provides a cover of up to Rs.1 lakh which covers both the rider and their pillion.

  4. Are there different insurance policies available from HDFC ERGO for Motorcycles?

    The company provides both Liability Only and Comprehensive cover for two wheelers. The former covers liability arising out of damage/loss to third party person/property caused by the insured vehicle whilst the latter covers damage/loss to both third party and insured vehicle along with the occupants.

  5. I was reading the fine print of my HDFC ERGO insurance policy and came across the term “Total Loss”. What does it mean?

    It refers to extent of damage to your two wheeler due to an accident where the costs of repair and replacements amounts to more than 75% of the Insured Declared Value(IDV), provided in the policy.

  6. How does the claims process work? My motorcycle was damaged in an accident?

    Firstly, contact the claims center on 1800-2-700-700 at the earliest to register a claim. If the accident involved damage or injury to a third person/property, a copy of the FIR is a must. After initiating the claim, take the two wheeler to the nearest garage if it requires repair. A Surveyor representing HDFC ERGO will visit the garage to take a stock of the damages.

    The cost of repairs will be directly settled by the company if they were carried out at a network garage. You can claim a reimbursement if the repair work was done at a non-network garage.

  7. I am excited with the features of HDFC ERGO Two wheeler insurance policy. Can I switch over from another insurer?

    Yes, you can. You can renew motor insurance policies issued by a different insurer that allows you to switch over. This option is available on the web portal.

  8. What is a Cover Note?

    It is a document issued by HDFC ERGO which acts as documentary proof during registration of the vehicle. Insurance is mandatory for registration and the cover note certifies issuance of the insurance which is later replaced by the actual insurance policy.

  9. Is there a discount on the premium provided by this insurer based on the age of the owner?

    Yes. A discount of 5% is provided if the age of the insured is between 36 to 45 years and 10% if it lies between 46 to 60 years. This discount is provided on the Own Damage Section.

  10. What is the maximum compensation amount that I can receive for my insurance claim?

    The compensation from your two-wheeler insurance cannot exceed the Insured Declared Value (IDV) of the vehicle determined at the time of buying the policy. Also, a certain part of the claim has to be borne by the policyholder. This includes the voluntary excess and the depreciation.

  11. Can I purchase HDFC ERGO motorcycle insurance policy online?

    Yes, you may buy or renew your motorcycle insurance policy through the official website of HDFC ERGO. The process needs you to fill up basic details about your vehicle and the existing insurance policy, select the plan you want, calculate the premium and make necessary payments online. The whole process hardly takes a few minutes.

  12. What are the benefits of HDFC long-term bike insurance policy?

    HDFC ERGO offers multi-year two-wheeler insurance policy for up to 3 years. The following are some of the benefits of the same:

    • Protection for long term
    • No policy renewal needed for 3 years
    • No Claim Bonus remains protected during the tenure of the policy
    • No effects of inflation on premium
  13. How can I get the No Claim Bonus (NCB) on my two-wheeler insurance policy?

    No Claim Bonus (NCB) is a discount given to policyholders who have not made any claim on their bike insurance policy during the preceding year. Depending on the number of claim-free years, you may avail a NCB up to 50%.

  14. Which two-wheeler insurance plan is better? Third-party liability policy or comprehensive bike insurance policy?

    A third-party liability policy gives you a limited coverage compared to a comprehensive two-wheeler insurance policy. It covers any damages or losses done to a third person or their property. The comprehensive insurance policy in the other hand gives you a greater scope of protection.

  15. How long does it take to receive the insurance certificate?

    The policy document can be immediately downloaded once the payment is made online. The insurance document is also sent to the registered email ID of the buyer.

  16. What happens to my insurance policy when I sell my vehicle?

    While selling the vehicle, the policyholder must get the policy transferred in the buyer’s name.

    He/she may also cancel their policy and receive a refund of unused premium amount.

    He/she may retain the NCB if they have not made any claim on their insurance policy.

  17. What happens when a policyholder fails to renew their two-wheeler insurance policy on time?

    It is recommended that a motor insurance policy be renewed before its date of expiry. Failing to do so will restrict you from availing No Claim Bonus and may force you to pay an increased premium on your new policy purchase.

  18. How is the IDV of a vehicle calculated?

    The IDV of a vehicle is computed based on the listed selling price of the vehicle manufacturer. The IDV for a new vehicle is 95% of the ex-showroom price of the vehicle. Certain percentage of depreciation is charged on the vehicle every year which subsequently reduces the IDV of the vehicle.

  19. How long is the HDFC ERGO Two Wheeler Insurance policy valid?

    The policy is valid for 12 months from the policy start date. If you’re renewing the insurance, make sure it is done well in advance (at least 10 days before expiration) to ensure continuity in cover and to avoid inspection charges.

  20. What is IDV(Insured Declared Value)?

    The IDV is a fixed value of the two wheeler which is ascertained during the policy commencement by the insurance company. It is deemed as “Sum Insured” and for all practical purposes, this will the value of the vehicle after depreciation. A fixed percentage of depreciation is deducted from the IDV every year before commencement of the policy term.

  21. How much is the sum assured under the Personal Accident Cover option for the two wheeler insurance provided by HDFC ERGO?

    The company provides a cover of up to Rs.1 lakh which covers both the rider and their pillion.

  22. Are there different insurance policies available from HDFC ERGO for Motorcycles?

    The company provides both Liability Only and Comprehensive cover for two wheelers. The former covers liability arising out of damage/loss to third party person/property caused by the insured vehicle whilst the latter covers damage/loss to both third party and insured vehicle along with the occupants.

  23. I was reading the fine print of my HDFC ERGO insurance policy and came across the term “Total Loss”. What does it mean?

    It refers to extent of damage to your two wheeler due to an accident where the costs of repair and replacements amounts to more than 75% of the Insured Declared Value(IDV), provided in the policy.

  24. How does the claims process work? My motorcycle was damaged in an accident?

    Firstly, contact the claims center on 1800-2-700-700 at the earliest to register a claim. If the accident involved damage or injury to a third person/property, a copy of the FIR is a must. After initiating the claim, take the two wheeler to the nearest garage if it requires repair. A Surveyor representing HDFC ERGO will visit the garage to take a stock of the damages.

    The cost of repairs will be directly settled by the company if they were carried out at a network garage. You can claim a reimbursement if the repair work was done at a non-network garage.

  25. I am excited with the features of HDFC ERGO Two wheeler insurance policy. Can I switch over from another insurer? 

    Yes, you can. You can renew motor insurance policies issued by a different insurer that allows you to switch over. This option is available on the web portal.

  26. What is a Cover Note?

    It is a document issued by HDFC ERGO which acts as documentary proof during registration of the vehicle. Insurance is mandatory for registration and the cover note certifies issuance of the insurance which is later replaced by the actual insurance policy.

  27. Is there a discount on the premium provided by this insurer based on the age of the owner?

    Yes. A discount of 5% is provided if the age of the insured is between 36 to 45 years and 10% if it lies between 46 to 60 years. This discount is provided on the Own Damage Section.

Disclaimer

This Insurance Company has not partnered with BankBazaar.com. For more details, please visit its website/branch office. The trademarks, logos and other subject matters of intellectual property belong to their respective owners.

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Plan Benefits

Policy Coverage

Customer Service

Claim Experience

News About HDFC ERGO Two Wheeler Insurance

  • RenewBuy partners with HDFC Ergo to launch multi-year insurance plans

    RenewBuy an online platform for automobile insurance has announced its partnership with HDFC ergo, to launch long term two wheeler insurance plans. The new insurance policy will cover all the major risks associated with two wheelers such as theft, damage and third party liabilities, for periods ranging from 1 to 3 years. Even in the case of renewals after policy lapse, customers will not have to bring their vehicles for inspection. According to Balachandra Sekhar, the CEO of RenewBuy, his company believes in extended use of technology to serve the auto-insurance segment of the country. This partnership with HDFC Ergo aims to change the customary practices of auto-insurance and to be a convenient option for vehicle owners.

    25 October 2016

HDFC ERGO Two Wheeler Insurance Reviews

Page 1 of 15 1 2 3 4 5
  • HDFC Ergo Two Wheeler Insurance
    "Good customer support"
    0.5 5.0/5 "Blown Away!"
    There was some issue with my HDFC Ergo bike insurance , my sur name was updated wrongly but when I placed the request they changed it. I took comprehensive plan called first party, I am not sure about the premium because from my loan amount the premium was taken.
    Was this review helpful? 0
    , mumbai
    Reviewed on Mar 22, 2019
  • HDFC Ergo Two Wheeler Insurance
    "Good"
    0.5 4.0/5 "Great!"
    I have a two wheeler insurance with HDFC ERGO and its been more than one year. Its long term plan for 3 years and made one premium which is around 12K through online. I have chosen this insurer for two reasons because of long term and the benefits are good. I got the insurance paper.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Mar 22, 2019
  • HDFC Ergo Two Wheeler Insurance
    "Smart Protection for two wheeler"
    0.5 5.0/5 "Blown Away!"
    I do have policy with HDFC Ergo, reason to avail this policy. Since I am an existing customer of HDFC, hence I thought to go with them, the premium is reasonable and they gave me the better idv. The plan which I have availed is called first party plan with personal accident cover.
    Was this review helpful? 0
    , chennai
    Reviewed on Mar 17, 2019
  • HDFC Ergo Two Wheeler Insurance
    "Insured value should be increased"
    0.5 3.5/5 "Pretty good"
    HDFC Ergo has the lowest premium for the bike policy, I have paid the amount around Rs. 1400 for one year. I took third party policy with personal accident cover. From the insurer I received the policy paper, in that could see the insured value was less, it should be enhanced based on my Yahama FZ manufacuturing age.
    Was this review helpful? 1
    , hyderabad
    Reviewed on Mar 15, 2019
  • HDFC Ergo Two Wheeler Insurance
    "Good Insurer"
    0.5 5.0/5 "Blown Away!"
    I got the online renewal from HDFC Ergo, the cost of the policy is low. I paid the amount around Rs. 1200 for my Royal enfield 350 it has the term of one year. I took first party insurance and the insured value is good as compared to other. I have tied up with them for last 3 years.
    Was this review helpful? 0
    , new delhi
    Reviewed on Mar 12, 2019
  • HDFC Ergo Two Wheeler Insurance
    "Hassle Free Renewal Experience"
    0.5 4.0/5 "Great!"
    When I busy with work but HDFC Ergo is very faster, it hardly take within a minute to renew the policy, the premium amount is reasonable as per IRDAI, it has the tenure of one year. The insurer gave me nice cover for Honda Avitor, it was covered with third party .
    Was this review helpful? 0
    , mumbai
    Reviewed on Mar 08, 2019
  • HDFC Ergo Two Wheeler Insurance
    "Good package for three years"
    0.5 3.0/5 "Satisfactory"
    I insured my TVS Jupiter in HDFC ergo for three years package . I paid a premium of 1800/- Rs for next three years . It is good coverage without any issues for my vehicle in the next three years. HDFC providing a good settlement ratio for the vehicle .
    Was this review helpful? 0
    , chennai
    Reviewed on Mar 07, 2019
  • HDFC Ergo Two Wheeler Insurance
    "Its Good"
    0.5 5.0/5 "Blown Away!"
    I never get chance to use my HDFC ERGO two wheeler policy but every year I invest money , because if some thing happen I need to spend more amount by gods grace nothing happed. I took third party policy by paying the premium around Rs.9000, cover upto 25 lakhs including personal accidental cover, they are very professional, they don't run call center,HDFC bank run business with experience service centers.
    Was this review helpful? 0
    , mumbai
    Reviewed on Mar 03, 2019
  • HDFC Ergo Two Wheeler Insurance
    "Excellent Policy"
    0.5 5.0/5 "Blown Away!"
    I had taken this insurance policy a while back and the premium of this insurance has been paying on an annual basis. There has not been any claims made so far and the premium amount with them is not too high. The payment method with them is not complicated and it has been doing online where there has not been any hassle faced.
    Was this review helpful? 0
    , mumbai
    Reviewed on Mar 02, 2019
  • HDFC Ergo Two Wheeler Insurance
    "Now low Insurance premium "
    0.5 4.5/5 "Excellent!"
    For my HERO passion pro bike , I took two wheeler insurance in HDFC ERGO . I am happy with the premium amount . I got IDV value for my HERO Passion pro . Till now i had not gone for any claim for the past 1 years. .Required low premium with more benefits in the future.
    Was this review helpful? 1
    , new delhi
    Reviewed on Mar 01, 2019
  • HDFC Ergo Two Wheeler Insurance
    "Smart Protection vehicle"
    0.5 4.0/5 "Great!"
    Last year I had HDFC Ergo two wheeler policy, again I renewed it. The premium I paid it around Rs.900 easy to access and cost of the policy is genuine, there is no claim experience. I have insured Activa bike for the insured value of Rs.22,000, they got tie up with many center service.
    Was this review helpful? 0
    , new delhi
    Reviewed on Mar 01, 2019
  • HDFC Ergo Two Wheeler Insurance
    "Good Two wheeler insurance"
    0.5 5.0/5 "Blown Away!"
    I am using the two wheeler insurance from HDFC Ergo and i have been renewing the policy for continuous 5 years. I pay the premium amount of Rs. 2300 and i get a IDV value of Rs. 42000 which is okay for me. Through online i used to renew the policy. I had no claim experience from the two wheeler insurance
    Was this review helpful? 1
    , kolkata
    Reviewed on Feb 25, 2019
  • HDFC Ergo Two Wheeler Insurance
    "GOOD"
    0.5 5.0/5 "Blown Away!"
    I am using the two wheeler insurance policy with the HDFC ERGO GENERAL INSURANCE since from last one year where i have no claim experience with this policy. The premium and the IDV value is good which is satisfactory. It gives the policy coverage of full for the bike.
    Was this review helpful? 0
    , jaipur
    Reviewed on Feb 23, 2019
  • HDFC Ergo Two Wheeler Insurance
    "Good Policy"
    0.5 5.0/5 "Blown Away!"
    Only once i spoke with the customer care regarding the renewal and the guy guided me very well. Because of the premium amount is very less and whatever the comprehensive they are giving to a third party which is nice. I used to renew the policy through online. I pay the premium amount of Rs. 700 approximately per annum. I don't remember about the IDV value.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Feb 21, 2019
  • HDFC Ergo Two Wheeler Insurance
    "Good Policy"
    0.5 4.0/5 "Great!"
    I am having a two wheeler insurance with HDFC ERGO from last 1 year. I am not aware of the premium amount for this insurance. There was no claim experience so far with this insurance. I am happy with the policy benefits and plan coverage of this insurance.
    Was this review helpful? 2
    , ahmedabad
    Reviewed on Feb 21, 2019
  • HDFC Ergo Two Wheeler Insurance
    "Good Two wheeler insurance"
    0.5 5.0/5 "Blown Away!"
    Bought my two wheeler insurance from HDFC Ergo. There is no specific reason for choosing this company. They approached me and I'm happy about the plan benefits and IDV value too. I have been paying the premium amount of Rs. 1600. I had not avail any claim so far.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Feb 20, 2019
  • HDFC Ergo Two Wheeler Insurance
    "Recommendable Policy"
    0.5 5.0/5 "Blown Away!"
    With HDFC Ergo my Honda activa bike got insured. My bike depreciation value is good, the cost of the policy is reasonable, I got policy paper form them, there is no claim experience. My bike is around four years, they got tie up with many centers in Indore.
    Was this review helpful? 0
    , indore
    Reviewed on Feb 18, 2019
  • HDFC Ergo Two Wheeler Insurance
    "Its Good"
    0.5 4.0/5 "Great!"
    The insurance guys are spontaneous sharing the policy features, there is no claim experience. The premium is economical with HDFC Ergo and I have taken first party insurance bike its for bike protection with nice tie up with many service centers.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Feb 12, 2019
  • HDFC Ergo Two Wheeler Insurance
    "Its Good"
    0.5 4.0/5 "Great!"
    My Honda activa bike is eight month old, HDFC Ergo gave me the best insurer declared value. The premium is economical, I have renewed the policy recently, I approached through offline, on time I got the papers. Its a comprehensive plan with fully protected.
    Was this review helpful? 0
    , bangalore
    Reviewed on Feb 09, 2019
  • HDFC Ergo Two Wheeler Insurance
    "Economical premium in the market"
    0.5 4.0/5 "Great!"
    When I visited to the online channel I came to the HDFC Ergo, compared to other premium insurer. They are giving option with less premium with better IDV value, I have pulsar bike its good, On time I got the policy papers, the communication is very good.
    Was this review helpful? 1
    , bangalore
    Reviewed on Feb 08, 2019
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