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Steps Involved in Two Wheeler Ownership Transfer

If you’re selling your vehicle or buying a used-vehicle, you’ll have to follow the process mentioned below to transfer the ownership of the vehicle at the RTO the vehicle is registered in.
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When you buy a used two-wheeler, there are certain things you should keep in mind. The transfer of vehicle ownership requires you to follow a specific process that primarily involves transfer of vehicle ownership and transfer of insurance policy while intimating the RTO about the same. Also, there is certain paperwork involved in the process which is very crucial in order to successfully register the vehicle in your name.

Steps Involved in Two Wheeler Ownership Transfer
Bike Insurance Transfer Form & Transfer Fees

If you are looking to transfer the ownership of a bike or scooter, you can draft an application and present it at the RTO office at which the particular two wheeler is registered. To be eligible for a two wheeler ownership transfer, there must be a purchase of a second-hand vehicle in which case the buyer may apply for the transfer of ownership, or the death of a registered owner of a vehicle in which case the application must be drafted by the legal heirs of the deceased owner.

In case a two wheeler is transferred to another individual who resides in the same state as the owner, the owner must report details regarding the transfer to the pertinent registering authority within two weeks of the transfer. In case a two wheeler is sold to an individual who resides in a different state as the owner, the concerned authority must be notified about the transfer by the seller within 45 days after the transfer. The concerned authority must also be notified by the purchaser about the transfer within 30 days after buying the two wheeler. In case the owner of a two wheeler has died, the individual who has acquired the bike or scooter must inform the concerned authority with 30 days, and must apply for a transfer of ownership within three months.

Documents Required for Transfer of Ownership of Two Wheelers in case of Sale / Purchase

Following are the forms you will have to fill for a transfer of ownership in case a vehicle is sold / purchased between two parties:

  • Two copies of Form 29 must be filled up and attested with seller’s signature.
  • Form 30 must be filled up along with the seller’s as well as purchaser’s signature with the chassis print affixed.
  • In case of transport vehicles, Form TCA, TCR must also be filled up.
  • NOC should be produced if the vehicle is bought from another RTO / region.
  • NOC from entry tax must be produced if the vehicle is transferred from another state and the age of said vehicle is less than 30 months.
  • NOC from financier, if any, should also be produced to the registering authority.
  • All valid documents of the two wheeler must also be submitted along with the registration fee as mentioned in Rule 81 of the Central Motor Vehicle Rules 1989. The documents may include emission certificate, first registration certificate, valid two wheeler insurance, the address proof of the transferer and three passport sized photographs.

Documents Required for Transfer of Ownership of Two Wheelers in Case of Owner’s Death

  • Form 30 should be filled up and submitted with the chassis print affixed.
  • Form 31 must be filled up.
  • Form TCA, TCR should be filled up in case of transport vehicles.
  • The Death Certificate of the owner of a two wheeler must be produced to the registering authority.
  • A Succession Certificate, an Affidavit from Successor and NOC from the financier, if any, must also be produced.
  • All the valid documents of the two wheeler must also be submitted along with the registration fee as mentioned in Rule 81 of the Central Motor Vehicles Rules 1989.

Procedure for Transfer of Ownership of Two Wheelers

  • Following is the process to complete the transfer of ownership of your bike / scooter:
  • Visit the Directorate of Transport.
  • Form 29 and 30 must be filled up and submitted along with the registration certificate, emission certificate, valid insurance, fitness certificate (for transport vehicles only) and an up-to-date tax card.
  • An original address proof must also be submitted by the seller of the vehicle along with three passport sized photographs.
  • The concerned registering authority will verify the documents and the insurance policy of the seller will be transferred to the transferee. However, the transferee must ensure that the document is transferred in his name within 14 days.

Two Wheeler Ownership Transfer Fees

You may submit the documents mentioned above to the RTO officer who will verify your details and put his signature on the application. You can then pay the fee and submit your documents to the clerk who will provide you with the acknowledgement receipt. Here is the applicable fee for bike ownership transfer. The cost may vary based on the RTO where you wish to register the vehicle.

Particulars Fee
Transfer Fee Rs.30-35 (Based on the RTO)
Smart Card Fee Rs.200
Total Rs.230-235

Cost Involved In Submitting The Address Proof

In case the buyer of the vehicle has only their rental home agreement as the address proof, they will need a stamp paper of Rs.20 from the notary along with a HR letter from their company/firm stating their current residential address.

Transfer of Insurance And Applicable Fee

Apart from transferring the vehicle ownership, the insurance policy also needs to be transferred in your name. The process would involve the following steps:

Transferring Insurance Policy And Applicable Fee

  • Once you receive the new RC book from the RTO, you may visit the insurance office within two weeks and submit your application for the transfer of ownership.
  • Approach the bike insurance company and intimate them about the purchase.
  • You will be required to update your personal details with the insurer in the existing policy of the vehicle.
  • Documents required: Original insurance document, current address proof, 2 passport sized photos, a copy of the RC Book.
  • The vehicle may also be inspected at the time of insurance transfer.
  • Transfer of insurance policy will cost you about Rs.50. You must collect the receipt of the same along with the new insurance document in your name from the insurer.

Steps Involved in Two Wheeler Ownership Transfer Reviews

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  • HDFC Ergo Two Wheeler Insurance
    "Cost effective policy"
    0.5 5.0/5 "Blown Away!"
    Recently i have been renewing the policy for quite number of year. The premium amount was Rs. 1800 per year. Due to low premium amount, i have selected this HDFC Ergo. I have not faced with this policy and currently no claim experience with this policy
    Was this review helpful? 1
    , bangalore
    Reviewed on Dec 14, 2018
  • United India Two Wheeler Insurance
    "Good Policy"
    0.5 4.0/5 "Great!"
    My two wheeler is insured with United India insurance from last 1 year, a premium of Rs 1600 has to be paid for this insurance policy. There was no claim experience so far from this insurance policy. I am happy with the plan benefits and policy coverage of this insurance.
    Was this review helpful? 1
    , bangalore
    Reviewed on Dec 14, 2018
  • ICICI Lombard Two Wheeler Insurance
    "Smart Protection for bike"
    0.5 5.0/5 "Blown Away!"
    I have Access 125 bike for that I took policy in ICICI lombard, the premium amount is around Rs. 1800 its 2 years model. They gave me good insured value with third party cover, in Hyderabad the insurer got tie up with many service centers even they are providing no claim bonus.
    Was this review helpful? 1
    , hyderabad
    Reviewed on Dec 14, 2018
  • ICICI Lombard Two Wheeler Insurance
    "Smart Protection for bike"
    0.5 5.0/5 "Blown Away!"
    For my Yamha zs bike, I have taken the bike insurance policy from ICICI Lombard. By paying the premium around Rs.1600 and they gave me the insured value around 32,000. It has the third party cover even it include for the loss , damage and other things.
    Was this review helpful? 0
    , hyderabad
    Reviewed on Dec 14, 2018
  • L and T Two Wheeler Insurance
    "Its Good"
    0.5 5.0/5 "Blown Away!"
    L&T GENERAL INSURANCE gives me more benefits on the bike policy, the premium which I paid around Rs. 3500 for bike policy they gave me the IDV value around Rs.1.16 lakh. I have Yahama bike, there is no claim experience. I have been using this policy from the day one.
    Was this review helpful? 0
    , chennai
    Reviewed on Dec 14, 2018
  • Bajaj Allianz Two Wheeler Insurance
    "Good service"
    0.5 4.0/5 "Great!"
    I have been using Two wheeler insurance with BAJAJ ALLIANZ GENERAL INSURANCE for long time, the agent had explain me about there policy coverage,there benefits clearly, till now i have not use claim experience, there premium amount they have charged me was nominal, i am happy with there overall service.
    Was this review helpful? 1
    , hyderabad
    Reviewed on Dec 13, 2018
  • Bajaj Allianz Two Wheeler Insurance
    "Best Policy"
    0.5 5.0/5 "Blown Away!"
    I have taken two wheeler insurance from BAJAJ INSURANCE insurance for this. I made the payment for 1 year through the on-line banking . Customer service and response is average as they have explained the benefits of the policy . It has good policy coverage with good policy benefits.
    Was this review helpful? 1
    , bangalore
    Reviewed on Dec 13, 2018
  • National Insurance Two Wheeler Insurance
    "Good Two wheeler insurance policy"
    0.5 4.0/5 "Great!"
    My two wheeler insurance policy was taken with National. When i purchase the bike, the dealer has provided the policy with National and I've been continuing the policy continuously for 9 years. I used to pay the premium amount of Rs. 1800 and they used to charge according to the bike model and year. I have not checked the coverage value.
    Was this review helpful? 1
    , new delhi
    Reviewed on Dec 13, 2018
  • New India Two Wheeler Insurance
    " Satisfactory policy for my bike"
    0.5 4.0/5 "Great!"
    I have friend working with New India Assurance, they generated the policy, they done things easier way, the premium is less than others, I have three years of policy the IDV value remains same. I have taken third party liability plan for my bike.
    Was this review helpful? 1
    , bangalore
    Reviewed on Dec 13, 2018
  • New India Two Wheeler Insurance
    "Its Affordable"
    0.5 5.0/5 "Blown Away!"
    I believe New India assurance two wheeler policy premium is nominal for one year policy, but I don't have any claim. I have no much paper work hence I have taken the bike policy through dealer. They gave third party cover liability its good for me.
    Was this review helpful? 1
    , ludhiana
    Reviewed on Dec 13, 2018
  • HDFC Ergo Two Wheeler Insurance
    "Good Policy"
    0.5 4.0/5 "Great!"
    I have my two wheeler insured with HDFC ERGO from last 1 year, a premium of Rs 1000 has to be paid every year for this insurance policy. I have no claim experience so far with this insurance policy. I am happy with the plan benefits and policy coverage of this insurance.
    Was this review helpful? 0
    , chennai
    Reviewed on Dec 13, 2018
  • Reliance General Two Wheeler Insurance
    "Good Policy"
    0.5 4.0/5 "Great!"
    I am having a two wheeler insurance with Reliance general from last 1 year, i am not aware of the premium amount for this insurance policy. I did not claim anything so far with this insurance policy and the coverage value is good in this insurance.
    Was this review helpful? 1
    , bangalore
    Reviewed on Dec 13, 2018
  • ICICI Lombard Two Wheeler Insurance
    "Good Policy"
    0.5 5.0/5 "Blown Away!"
    My dealer has provided me a two wheeler insurance policy with ICICI Lombard when i purchase my bike. I have paid the premium amount of Rs. 2500. They have given me a 100% coverage and it covers for all the parts of the vehicle. Since the premium was high i was not continued with the same company and i had no claim experience with this policy.
    Was this review helpful? 0
    , mumbai
    Reviewed on Dec 12, 2018
  • HDFC Ergo Two Wheeler Insurance
    "Fine and Good"
    0.5 5.0/5 "Blown Away!"
    I have purchased a two wheeler insurance with HDFC ergo. I have renewed the policy last month. Since the premium amount is very low, i have selected this HDFC Ergo. I have paid the premium amount of Rs. 2200. They have offered me a coverage value of Rs. 2 lakhs. The vehicle has covered upto 80%.
    Was this review helpful? 1
    , mumbai
    Reviewed on Dec 12, 2018
  • ICICI Lombard Two Wheeler Insurance
    "Good Policy"
    0.5 4.0/5 "Great!"
    I have not connected with the ICICI customer care service. I bought the policy in 2017. The dealer has provided me this policy when i purchase my bike. I have paid the premium amount of Rs. 5000. This policy has a coverage value of Rs. 50000. I have not claimed anything from this policy.
    Was this review helpful? 0
    , jodhpur
    Reviewed on Dec 12, 2018
  • Bajaj Allianz Two Wheeler Insurance
    "Good policy for vehicle"
    0.5 4.0/5 "Great!"
    Within a second they have renewed the policy from Bajaj Allianz. There is no particular reason for choosing a bajaj Allianz and the branch is nearby my location. The premium amount of Rs. 2070 per year. I have not claimed anything in this policy. I never interacted with their customer care also.
    Was this review helpful? 2
    , bangalore
    Reviewed on Dec 11, 2018
  • Bajaj Allianz Two Wheeler Insurance
    "Good Insurance for two wheeler protection"
    0.5 5.0/5 "Blown Away!"
    The two wheeler services with the Bajaj Allianz is good, the premium amount is nominal, I have paid the cost around Rs. 1900 for one year, I have first party insurance and personal accidental cover. But there is no claim bonus available with this insurer.
    Was this review helpful? 0
    , gurgaon
    Reviewed on Dec 11, 2018
  • ICICI Lombard Two Wheeler Insurance
    "Good Policy"
    0.5 4.0/5 "Great!"
    I have my two wheeler insured with ICICI LOMBARD from last 1 year, a premium of Rs 3000 has to be paid for this insurance policy every year. There was no claim experience so far with this insurance policy. I am happy with the policy benefits and plan coverage of this policy.
    Was this review helpful? 1
    , hyderabad
    Reviewed on Dec 11, 2018
  • ICICI Lombard Two Wheeler Insurance
    "Good Policy"
    0.5 4.0/5 "Great!"
    My two wheeler is insured with ICICI Lombard from last 1year and it is a good policy to use. I am happy with the policy benefits and plan coverage of this insurance. Rs 4000 has to be paid as an an insurance premium and i have no claim experience.
    Was this review helpful? 0
    , lucknow
    Reviewed on Dec 10, 2018
  • ICICI Lombard Two Wheeler Insurance
    "Good Policy"
    0.5 4.0/5 "Great!"
    My two wheeler insurance is with ICICI LOMBARD from last 3 years, a premium of Rs 1900 has to be paid as an insurance policy. There was no claim experience so far with this insurance and the coverage value is good in this car insurance.
    Was this review helpful? 1
    , ahmedabad
    Reviewed on Dec 10, 2018
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