Insurance is like a spare tyre. You may not require it, but not having one is not an option.
  • Two-Wheeler Insurance for A New Vehicle

     4.5 / 5.0   by 3012 users
    Used this product? Write a review >>

    Cashless Treatment

    Fees & Charges

    Promised Interest Rate

    Plan Benefits

    Policy Coverage

    Customer Service

    Medical Coverage

    Claim Experience

    Responsiveness

    For many, a two-wheeler is the first vehicle that they would purchase in life; so the sentiments associated with one are beyond comparison. When you zip across the road on your new two-wheeler, you would be invoking senses that are almost never engaged while you use other forms of transportation. For instance, when you gun the throttle, the feel of the wind in your hair is truly unparalleled.

    The speed and power associated with a bike makes it inevitable to keep it protected with sufficient insurance coverage. The Indian Motor Vehicles Act makes it mandatory for all two-wheelers to be covered with at least a minimum level of insurance. But it is advisable to keep yourself and your vehicle covered by a comprehensive insurance policy to help you wade through unprecedented situations.

    Types Of Bike Insurances

    A two-wheeler insurance is the best solution to meet unexpected costs that arise due to damages incurred by your new bike. It offers protection for all models of two-wheelers in the market, i.e., motorcycles or mopeds. Bike insurance is also available for vehicles that are used for personal, commercial, or mixed purposes.

    Two-wheeler insurance policies can be classified into two main categories:

    Third party liability insurance

    This policy provides coverage for damages incurred by a third-party in an accident that occurs due to the insured vehicle. This level of insurance is mandated by law; hence every vehicle plying on the roads should be equipped with this insurance.

    Comprehensive insurance

    This type of policy offers protection against all wear and tear of the two-wheeler and injuries to the rider. Damages to third-party is also included in the coverage. Additionally, it protects the vehicle against:

    • fire and natural calamities.
    • man-made situations like burglary, malicious acts, etc.

    Advantages of Purchasing Two-Wheeler Insurance Online

    Some of the key benefits of purchasing a two-wheeler insurance online are:

    • Choice of liability-only coverage or comprehensive coverage - The customer can determine if he requires only liability coverage or a comprehensive cover as well. Since a comprehensive cover provides protection against own damage and third-party liability, it is beneficial if every bike owner gets comprehensive insurance for complete protection.
    • Quick purchase - Earlier, a customer who purchased a two-wheeler insurance was not provided the policy documentation immediately. He/she was issued cover notes, and the policy would be mailed to him later. The advent in internet banking and technology has made purchasing a policy extremely convenient. A digitally signed policy document is issued to the customer as soon as the purchase is made.
    • Availability of add-ons - Multiple add-on covers, such as the zero depreciation cover, pillion rider accident cover, and coverage for accessories can be easily purchased online. You would have to pay an additional premium for the same.
    • Transfer of NCB made easy - NCB is a bonus that the insurer offers the rider for practising safe driving and refraining from raising claims in a policy year. Insurance companies allow you to transfer your accrued NCB from the previous insurer to the current one when you purchase a new policy online.
    • Numerous discounts - When you buy bike insurance policy online, you can also benefit from various discounts, such as reduction in premium for vehicles equipped with anti-theft devices, discounts for members of a recognised automobile association, etc.
    • Compare quotes from leading insurers - Various neutral third-party financial websites allow you to compare insurance plans and quotes from leading insurers. By comparing insurance coverage and costs, you will be able to zero in on a policy that best suits your needs.
    • Customer care - In case you have any queries on the coverage or policy wordings, you can avail the assistance of the call centre representatives from the insurance company.

    Your policy document sets out the exhaustive list of terms and conditions of your insurance policy. It is important to read through this document and understand the inclusions and exclusions of your policy, so that you are well-prepared on the proceedings at the time of a claim.

    Two-Wheeler Insurance for A New Vehicle Reviews

  • Page 1 of 50 1 2 3 4 5
    • Shriram Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have a two wheeler insurance with Shriram general insurance from last 8 months, i am happy with the coverage value of this insurance policy. A premium of Rs 3200 has to be paid for 1 year for this policy. I have not claimed anything so far from this insurance policy.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Aug 17, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "Good Policy"
      0.5 5.0/5 "Blown Away!"
      I have a two wheeler insurance with Bajaj Allianz from last 1 year, i am happy with the coverage value of this insurance policy. I have not claimed anything so far from this insurance policy. I am not aware of the premium amount of this insurance policy.
      Was this review helpful? 0
      , new delhi
      Reviewed on Aug 17, 2018
    • L and T Two Wheeler Insurance
      "Good Policy"
      0.5 3.0/5 "Satisfactory"
      I have my two wheeler insured with L& T insurance from last 6 months, i pay a premium of Rs 2600 and the amount gets auto debited from the salary account. I have not claimed anything so far with this insurance. The coverage value and plan benefits are good in this policy.
      Was this review helpful? 1
      , chennai
      Reviewed on Aug 17, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Average Service"
      0.5 4.0/5 "Great!"
      My bike is insured with the ICICI Lombard General Insurance. I have paid 5100 for first three years, the policy covers the entire bike and they also offered an IDV value 85000. I do not have any claim experience with the policy.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 16, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "Best Policy"
      0.5 5.0/5 "Blown Away!"
      I have taken two wheeler insurance from Bajaj allianz insurance policy , i got this policy through the showroom where i got the two wheeler . Am satisfied with the premium amount which am making the payments its has good coverage . The good about their service is they used to remind the customers for renewal .
      Was this review helpful? 3
      , bangalore
      Reviewed on Aug 13, 2018
    • Oriental Insurance Two Wheeler Insurance
      "Good Service"
      0.5 4.0/5 "Great!"
      I've a bike insurance policy with the Oriental Insurance Company. I am paying a premium of 1200, I do have a claim experience with the policy where I was able to claim 15000-16000. The whole claim process was easy and hassle free. Overall ti has been a good experience with the services.
      Was this review helpful? 2
      , chennai
      Reviewed on Aug 13, 2018
    • Iffco Tokio Two Wheeler Insurance
      "Best policy"
      0.5 5.0/5 "Blown Away!"
      I have my two wheeler insured with IFFCO TOKYO from last 3 years, my claim experience with this insurance was good and they covered 60% which is satisfactory. A premium of Rs 1600 has to be paid for this insurance policy and i am happy with the plan benefits of this policy.
      Was this review helpful? 3
      , kolkata
      Reviewed on Aug 09, 2018
    • New India Two Wheeler Insurance
      "Good Service"
      0.5 4.5/5 "Excellent!"
      My bike is insured with the new India Assurance. I am paying the premium of 1000 per year. There is no claim experience with the policy. I haven't faced any issues with the policy so far. As long as there is no claim experience I am not able to portray their service in a correct manner.
      Was this review helpful? 6
      , hyderabad
      Reviewed on Aug 04, 2018
    • National Insurance Two Wheeler Insurance
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I've been using the Bike Insurance Policy from the national insurance. I am paying a premium of 1500 per year. There hasn't been any claims for this policy. So far I haven't faced any issues with their services. I'll have to wait and see how they respond to my claims in future if I will have any.
      Was this review helpful? 1
      , kochi
      Reviewed on Aug 04, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      My two wheeler insurance policy is with ICICI lombard from last 1 year, i am happy with the plan benefits and policy coverage of this insurance policy. I have not claimed anything so far from this insurance policy and i pay a premium of Rs 3000 every year.
      Was this review helpful? 4
      , bangalore
      Reviewed on Jul 31, 2018
    • HDFC Ergo Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      My two wheeler is insured with HDFC ERGO from last 2.5 years, i am happy with the coverage value and plan benefits of this insurance policy. I pay a premium of Rs 1150 for this insurance policy and i have not claimed anything so far from this insurance.
      Was this review helpful? 5
      , lucknow
      Reviewed on Jul 31, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Average Service"
      0.5 3.0/5 "Satisfactory"
      I've been using the Bike Insurance policy from the ICICI Lombard. The premium is 3600 per year, the policy covers only metal parts. The premium got increased, I do not have claim experience. I make the premium payments via the agent.
      Was this review helpful? 7
      , bangalore
      Reviewed on Jul 28, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Good policy to have"
      0.5 4.0/5 "Great!"
      I have made the premium of Rs. 4500 for 1 years. Cashless service is available because its a 1 year old bike. I have not utilized their service. I can claim upto Rs. 1.80 lakhs. Cashless service also available. I have never spoke with the customer care service so far. Its a third party insurance policy.
      Was this review helpful? 6
      , bangalore
      Reviewed on Jul 26, 2018
    • Bharti Axa Two Wheeler Insurance
      "Average Service"
      0.5 4.0/5 "Great!"
      My Bike is insured with the Bharti Axa Insurance company. I am paying a premium of 1200 per year, the policy covers entire bike. I've been using the policy for the past 4 years and I do not have any claim experience with the policy so far.
      Was this review helpful? 5
      , kolkata
      Reviewed on Jul 26, 2018
    • Tata AIG Two Wheeler Insurance
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      My bike is insured with the Tata AIG . I am paying a premium of 1200 per year, it also has got Zero depreciation. I do not have any claim experience with the policy so far. Considering the premium I pay it is a recommendable policy to have.
      Was this review helpful? 5
      , new delhi
      Reviewed on Jul 26, 2018
    • Bajaj Allianz Two Wheeler Insurance
      "Average policy"
      0.5 4.0/5 "Great!"
      I am taken this policy nearly one year back from Bajaj. I don't have any claim experience so far. I'm not aware of the plans and benefits of this policy. I have paid the premium amount of Rs. 3300. I'm not aware of the bumper to bumper option. The premium amount is quite high when i compared with other companies.
      Was this review helpful? 5
      , bangalore
      Reviewed on Jul 25, 2018
    • New India Two Wheeler Insurance
      "Good Service"
      0.5 4.0/5 "Great!"
      I've been using the New India Insurance bike policy for a while. I am paying a premium of 1500 per year, the policy covers the entire bike. I do not have any claim experience with the policy so far. I am paying the premium mostly online.
      Was this review helpful? 3
      , bangalore
      Reviewed on Jul 25, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Best policy"
      0.5 5.0/5 "Blown Away!"
      I have taken two wheeler insurance from ICICI Lombard general insurance for this. I made the payment for monthly through on-line banking . Customer service and response is good . It has good policy coverage with good policy benefits like vehicle towing and cashless garage.
      Was this review helpful? 4
      , new delhi
      Reviewed on Jul 25, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I have my two wheeler insured with ICICI lombard from last 12 years, i am happy with the coverage value of this insurance policy. A premium of Rs 1000 has to be paid for this insurance policy. I have no claim experience so far with this insurance policy.
      Was this review helpful? 4
      , chennai
      Reviewed on Jul 25, 2018
    • ICICI Lombard Two Wheeler Insurance
      "Good Service"
      0.5 4.0/5 "Great!"
      My bike is insured with the ICICI Lombard General Insurance. I am paying a premium of 3000 per year, the policy covers the entire bike and it also offers accidental benefits. The premium is little bit on the higher side and there hasn't been any claim made till date.
      Was this review helpful? 5
      , noida
      Reviewed on Jul 24, 2018
    Common Loader Icon
    Page 1 of 50 1 2 3 4 5
  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.