Exclusions in Your Two Wheeler Insurance

Motorcycles, mopeds, and all kinds of two-wheelers are relatively important modes of transport, especially in metropolitan cities where an increasing number of individuals are purchasing two-wheelers to avoid traffic jams and blocked roads.

Not only do two-wheelers help you save time and reach your destination sooner than alternative modes of transport, but they are also considerably inexpensive in comparison with cars. The maintenance costs are also relatively low, making them easy to afford and maintain.

When purchasing a motorcycle it is also important to purchase motorbike insurance to ensure that your vehicle is covered in case of accidents. Thorough knowledge of your two-wheeler insurance policy and all its inclusions and exclusions must be acquired before purchasing the same. Here, we will discuss some of the things that may not be covered by your two-wheeler insurance.

1. Speeding: Adrenaline rush is as common among riders as brakes, well at least to a considerable extent. Two-wheeler insurance does not cover damage or loss suffered as a result of speeding.
2. Riding Someone Else's Bike: Damage or loss of vehicles when someone else is riding your bike will not be. If the owner of the vehicle meets with an accident, the insurance company will cover the cost of repairs, but not if the bike was lent to someone else.
3. Value Reduction: Two-wheeler insurance does not anticipate value reduction as a result of wear and tear, repair, usage or servicing.
4. Loss of Keys: If you lose the keys to your two wheeler or forget them on the two wheeler, and, as a result, the two wheeler is stolen, the insurance company will not be liable to consider the loss.