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  • IDBI Bank Fixed Deposit Rates 2019

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  • You can get attractive interest rates on Fixed Deposits offered by IDBI Bank. The rates of interest lie between 5.75% p.a. and 7.30% p.a. The highest IDBI Bank FD rate is 7.30% p.a.

    Best IDBI FD rates

    Tenure bucket

    Regular FD rates (per annum)

    Senior Citizens FD rates (per annum)

    15 days to 46 days

    5.75%

    6.25%

    46 days to 181 days

    6.25%

    6.75%

    181 days to 12 months

    6.50%

    7.00%

    12 months

    7.25%

    7.75%

    Above 12 months to 24 months

    7.20%

    7.70%

    24 months to 36 months

    7.05%

    7.55%

    36 months to 1100 days

    6.85%

    7.35%

    1100 days

    7.30%

    7.80%

    Above 1100 days-60 months

    6.85%

    7.35%

    Above 60 months to 120 months

    6.25%

    6.75%

    Above 120 months to 240 months

    6.00%

    6.50%

    *The IDBI Bank Fixed Deposit rates tend to change at the bank’s discretion. The rates given here are valid as of 8 March 2019.

    *Above rates are for the deposits under Rs. 2 crore

    More
    IDBI Bank Fixed Deposit
     and 2 other FDs
    Institution Name
    Deposit Amount Range
    Tenure Range
    Interest Rate
    Up to ₹1Cr
    15 Days to 20 Years
    5.75% - 7.25% Monthly compounding
    Features
    Highlights
    Documents
    Good to Know
    NRI - FD
    Up to ₹1Cr
    1 Year to 10 Years
    6.5% - 6.75% Monthly compounding
    Features
    Highlights
    Documents
    Good to Know
    Up to ₹25L
    1 Year to 5 Years
    7.75% - 8.6% Monthly compounding
    Features
    Documents
    Good to Know
    Up to ₹25L
    1 Year to 5 Years
    7.72% - 8.65% Monthly compounding
    Features
    Highlights
    Documents
    Good to Know

    IDBI Bank is a public sector bank that has been offering high-quality financial services and products from the last 40 years. IDBI Bank Fixed Deposits (FDs) are a good way to save money or make a lucrative investment that will pay guaranteed returns. The bank offers a number of FD schemes, including tax saving deposits for those seeking the same.

    IDBI Bank Bulk Term Deposit rates: Rs.2 crore-Rs.5 crore

    Tenure band General FD interest rates (per annum) Senior Citizen FD interest rates (per annum)

    7 days to 15 days

    4.00%

    N/A

    15 days to 46 days

    5.75%

    N/A

    46 days to 181 days

    6.25%

    N/A

    181 days to 12 months

    6.50%

    N/A

    12 months

    7.25%

    N/A

    Above 12 months to 24 months

    7.20%

    N/A

    24 months to 36 months

    7.05%

    N/A

    36 months to 60 months

    6.85%

    N/A

    Above 60 months to 120 months

    6.25%

    N/A

    Above 120 months to 240 months

    6.00%

    N/A

    *The IDBI Bank Fixed Deposit rates tend to change at the bank’s discretion. The rates given here are valid as of 8 March 2019.

    Minimum and Maximum IDBI fd interest rates 2018 for Regular and Senior Citizen
    IDBI Bank FD Rates

    Important IDBI Bank Fixed Deposit interest rates: Below Rs.1 crore

    • Maximum interest rate for short-term FD: 6.50% p.a.
    • Highest IDBI Bank medium-term FD rate: 7.30% p.a.
    • Highest long-term deposit rate: 6.25% p.a.

    Given below are the different FD schemes offered by IDBI:

    1. Freedom Deposit
    2. Suvidha Tax Saving Fixed Deposit
    3. Godhuli Retail Term Deposit
    4. IDBI Bank Floating Rate FD
    Tenure Amount Types Other benefits
    From 15 days to 20 years Rs.10,0000 and above Cumulative and non-cumulative Nomination, joint account, loan/OD, etc

    IDBI Bank Suvidha Tax Saving Fixed Deposit rates

    Tenure bracket Regular FD rates (per annum) Senior Citizens FD rates (per annum)

    5 years

    6.85%

    7.35%

    *The IDBI Bank Suvidha Tax Saving Deposit interest rates are subject to change at the discretion of the bank. The rates of interest in this table are effective as of 22 January 2019.

    IDBI Bank NRI Fixed Deposit Rates

    Non to Resident Indians (NRIs) can make an investment through Fixed Deposits offered by IDBI Bank. The schemes include Foreign Currency Non to Resident (Bank) deposit, Non to Resident External (NRE) FD and Non to Resident Ordinary (NRO) FDs.

    Key IDBI Bank NRI Term Deposit Rates

    • Highest FCNR (B) Term Deposit rates:
      • Singapore Dollar (SGD): 2.64% p.a.
      • Australian Dollar (AUD): 2.79% p.a.
      • US Dollar (USD): 3.39% p.a.
      • Japanese Yen (JPY): 0.45% p.a.
      • Euro (EUR): 0.65% p.a.
      • Pound Sterling (GBP): 2.04% p.a.
      • Hong Kong Dollar (HKD): 2.99% p.a.
      • Canadian Dollar (CAD): 2.85% p.a.
    • Highest NRO Term Deposit rate: 7.30% p.a.
    • Maximum NRE Fixed Deposit rate: 7.30% p.a.

    IDBI Bank NRO Fixed Deposit Rates

    Tenure bracket Regular NRO FD rates (per annum) Senior Citizens FD rates (per annum)

    15 days to 31 days

    5.75%

    N/A

    31 days to 46 days

    5.75%

    N/A

    46 days to 61 days

    6.25%

    N/A

    61 days to 91 days

    6.25%

    N/A

    91 days to 6 months 1 day

    6.25%

    N/A

    6 months 1 day to 271 days

    6.50%

    N/A

    271 days to 12 months

    6.50%

    N/A

    12 months

    7.25%

    N/A

    12 months 1 day to 24 months 1 day

    7.20%

    N/A

    24 months 1 day to 36 months 1 day

    7.05%

    N/A

    36 months to 1099 days

    6.85%

    N/A

    1100 days

    7.30%

    N/A

    1101 days to 60 months

    6.85%

    N/A

    60 months

    6.85%

    N/A

    60 months 1 day to 84 months 1 day

    6.25%

    N/A

    84 months 1 day to 120 months

    6.25%

    N/A

    *The IDBI Bank NRO FD interest rates tend to vary at the discretion of the bank. The rates of interest given here are valid as of 20 March 2019.

    IDBI Bank NRE Term Deposit Rates

    Tenure bracket Regular NRE FD rates (per annum) Senior Citizens FD rates (per annum)

    12 months

    7.25%

    N/A

    12 months 1 day to 24 months 1 day

    7.20%

    N/A

    24 months 1 day to 36 months 1 day

    7.05%

    N/A

    36 months to 1099 days

    6.85%

    N/A

    1100 days

    7.30%

    N/A

    1101 days to 60 months

    6.85%

    N/A

    60 months

    6.85%

    N/A

    60 months 1 day to 84 months 1 day

    6.25%

    N/A

    84 months 1 day to 120 months

    6.25%

    N/A

    *The IDBI Bank NRE FD rates tend to vary at the discretion of the bank. The rates of interest given here are valid as of 20 March 2019.

    IDBI Bank FCNR (B) Fixed Deposit rates

    Tenure
    FCNR (B) FD rates (per annum)
    AUD HKD CAD SGD JPY EUR USD GBP

    1 year to 2 years

    2.58%

    2.59%

    2.63%

    2.64%

    0.45%

    0.28%

    3.39%

    1.66%

    2 years to 3 years

    2.53%

    2.73%

    2.70%

    2.64%

    0.38%

    0.35%

    3.33%

    1.79%

    3 years to 4 years

    2.53%

    2.77%

    2.74%

    2.62%

    0.31%

    0.44%

    3.28%

    1.89%

    4 years to 5 years

    2.72%

    2.91%

    2.79%

    2.59%

    0.24%

    0.53%

    3.25%

    1.95%

    5 years

    2.79%

    2.99%

    2.85%

    2.61%

    0.23%

    0.65%

    3.27%

    2.04%

    *The IDBI Bank FCNR (B) FD rates tend to vary at the discretion of the bank. The rates of interest given here are valid as of 20 March 2019.

    IDBI Bank Fixed Deposit Calculator

    • Visit the IDBI Bank’s official website.
    • Click on the ‘Term Deposit Calculator’.
    • Select the type of the calculator from the dropdown list:
    • Monthly Interest Calculator
    • Quarterly Interest Payout Calculator
    • Quarterly Cumulative Deposit Calculator
    • Enter the principal deposit amount.
    • Enter the interest rate based on the FD tenure.
    • Click on ‘Submit’ to check the interest income.

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    IDBI Bank Fixed Deposit Reviews

    • IDBI Fixed Deposit
      "Good Investment Plan"
      0.5 4.0/5 "Great!"
      I have taken Fixed deposit account from IDBI bank where am getting income tax benefits from them . There is no charges for the account . Where they are giving good rate of interest i have chosen long term investment plan.Overall am satisfied with the service and response .
      Was this review helpful? 4
      , vadodara
      Reviewed on Nov 02, 2018
    • IDBI
      IDBI Fixed Deposit
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I had a fixed deposit account with IDBI bank. It was very good experience with IDBI fixed deposit. I have got a transfer to the other place, so I have closed this account. I paid Rs .1lakh towards this fixed deposit. The return on investment was very good with IDB I fixed deposit.
      Was this review helpful? 3
      , madurai
      Reviewed on Oct 31, 2017
    • IDBI Fixed Deposit
      "Good service"
      0.5 4.0/5 "Great!"
      It was recently I started a fixed deposit with IDBI the service was fine ,the service will be very good and the payments were through online for every due ,it was recently I have started using the service from IDBI so I don't know much about IDBI still it was a good service that I received from IDBI for my fixed deposit service.
      Was this review helpful? 1
      , tirupati
      Reviewed on Oct 30, 2017
    • IDBI Fixed Deposit
      "Trustworthy"
      0.5 5.0/5 "Blown Away!"
      IDBI has provided the best of services always I have a fixed deposit as well with them. I only have to get the bond and sign the same. They would will up the rest of the details and process it. I do not have to double check as they have always been trustworthy.
      Was this review helpful? 1
      , chennai
      Reviewed on Aug 07, 2017
    • IDBI Fixed Deposit
      "Good experience"
      0.5 5.0/5 "Blown Away!"
      I would suggest IDBI bank is the best one to get the fixed because of the good rate of interest . Customer service is good one and am with them from the last three years of time. Penalty charges are lesser one with the m for the premature withdraw.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jun 19, 2017
    • IDBI Fixed Deposit
      "Very Responsive"
      0.5 4.0/5 "Great!"
      I deposited some amount with IDBI bank as a fixed deposit. Actually I deposited this amount for future savings also I will be getting some good interest rate at the end of the year. I got good support from the bank executives and they provided all the information regarding FD.
      Was this review helpful? 1
      , indore
      Reviewed on May 04, 2017
    • IDBI Fixed Deposit
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      From the last one year of time I am having the fixed deposit account with the IDBI bank. The rate of interest is around 8.5% as a fixed one. Customer service is good with them and the interest will be compounded monthly.
      Was this review helpful? 7
      , halol
      Reviewed on Apr 08, 2016
    • IDBI Fixed Deposit
      "Go for It!!!"
      0.5 5.0/5 "Blown Away!"
      IDBI is giving the interest rate according the rbi rules for the fixed deposit. They give the 7.75% interest rate there is no minimum lock in period. But if you withdraw the amount in between the lock in period they will charge penalty. There is activation and processing.We can avail the facility through online.
      Was this review helpful? 3
      , pune
      Reviewed on Apr 08, 2016
    • IDBI Fixed Deposit
      "Very good rates"
      0.5 5.0/5 "Blown Away!"
      I hold a Fixed Deposit with IDBI bank. Compared to other nationalised banks, their rates, fees and charge are nominal and affordable by almost everybody. Their schemes and processing is good enough. The executives are also helpful and respond well. The interest rate offered is 10%.
      Was this review helpful? 4
      , bhubaneshwar
      Reviewed on Mar 17, 2016
    • IDBI Fixed Deposit
      "Nothing new"
      0.5 4.0/5 "Great!"
      IDBI FD is very good. This was taken for a period of 3 years. Nothing special about them/ interest rate was good . Nothing negative to report about them and I have fill the 15 G form for getting tax benefit and I will be getting tax benefits at the time of maturity,
      Was this review helpful? 4
      , mumbai
      Reviewed on Nov 07, 2015
    • IDBI Fixed Deposit
      "Communication was very nice"
      0.5 4.0/5 "Great!"
      Communication was very nice when it comes to IDBI FD. This is the first time I have opened this FD interest rate was good. Rate of interest offered by them this time was very low. I understand its purely based on the market it would change. I holding 2 FD with the same bank and I am holding it approximately for a period of 3 years and its a compounded interest
      Was this review helpful? 4
      , pune
      Reviewed on Oct 17, 2015
    • IDBI Fixed Deposit
      "Best FD at you Finger Tips"
      0.5 5.0/5 "Blown Away!"
      I usually place the FD with IDBI Bank. Placing FD is as easy as it was never before. It just happens in two mins over the internet with the options as required by the customer. Also the interest rates as Good as compared to market and i recommend you should try it.
      Was this review helpful? 16
      , pune
      Reviewed on May 15, 2015
    • IDBI Fixed Deposit
      "Very Good"
      0.5 4.0/5 "Great!"
      I hold an fixed deposit from IDBI bank. The interest rate offered is 9.25% and i used to take the tenure for 500 days in which i have completed my first tenures and started the second time The advantage of taking 500 days tenure is that we will be charged 2.5% more interest while the withdrawal.
      Was this review helpful? 5
      , hyderabad
      Reviewed on May 09, 2015
    • IDBI Fixed Deposit
      "Really good "
      0.5 5.0/5 "Blown Away!"
      IDBI Fixed deposit is really good. There are 2 types of fixed deposit once is fixed and other is flexi. Flexi deposit is linked to the savings account, where as and when I want we can with draw funds form the ATM and for the remaining amount they would they would provide interest. They will also provide over draft facility on this deposit and where we can withdraw up to 90% of the amount and I have already referred my friend for this deposit,
      Was this review helpful? 9
      , bangalore
      Reviewed on May 05, 2015
    • IDBI Fixed Deposit
      "Review on Fixed deposit"
      0.5 4.0/5 "Great!"
      Services are very good in IDBI and for liquidation of the amount they just took 15 minutes and this happened in my case. I had fixed deposit and closed it before mature date. IDBI helped me in getting liquidity even after bank closing hours. No penalty charges for pre matured withdrawal
      Was this review helpful? 6
      , ahmedabad
      Reviewed on Mar 31, 2015
    • IDBI Fixed Deposit
      "Review on Fixed deposit"
      0.5 3.5/5 "Pretty good"
      Services are very good in IDBI and for liquidation of the amount they just took 15 minutes and this happened in my case. I had fixed deposit and closed it before mature date. IDBI helped me in getting liquidity even after bank closing hours. No penalty charges for pre matured withdrawal
      Was this review helpful? 4
      , ahmedabad
      Reviewed on Mar 23, 2015
    • IDBI Fixed Deposit
      "Excellent..."
      0.5 5.0/5 "Blown Away!"
      Services are very good in IDBI and for liquidation of the amount they just took 15 minutes and this happened in my case. I had fixed deposit and closed it before mature date. IDBI helped me in getting liquidity even after bank closing hours. No penalty charges for pre matured withdrawal.
      Was this review helpful? 9
      , kolkata
      Reviewed on Mar 13, 2015
    • IDBI Fixed Deposit
      "Use r friendly services"
      0.5 3.5/5 "Pretty good"
      I had opened up fixed deposit account with IDBI before 3 years. Its a compounding interest rate with good returns compared with other banks. I get regular intimations about fixed deposit certificate via on line. I would like to suggest IDBI as its user friendly services.
      Was this review helpful? 8
      , mumbai
      Reviewed on Jan 29, 2015
    • IDBI Fixed Deposit
      "Good experience!!"
      0.5 4.0/5 "Great!"
      On quarterly basis rate would be accumulated and providing rate of interest for Fixed deposit is 9.25%. IDBI is near to my residence thus the officials came my place and they suggested to open FD. They cooperated well and they did everything on behalf of me. Status are being mailed timely regarding fixed deposit so overall I am satisfied.
      Was this review helpful? 6
      , kolkata
      Reviewed on Jan 06, 2015
    • IDBI Fixed Deposit
      "Good"
      0.5 3.5/5 "Pretty good"
      The deposit which I have with IDBI bank was good. As this deposit is linked to my company it is easy for me to access it through the office executive who takes care of it. The customer support is really good. The rate of interest they provided was 13% which is good as it is an offer for certain corporate companies only.
      Was this review helpful? 5
      , new delhi
      Reviewed on Dec 24, 2014
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