• Central Bank of India Fixed Deposit Rates 2021

    Established in 1911, the Central Bank of India is one of the oldest and most trusted banks in the public sector in India.Apart from an array of banking options, the CBI offers a wide range of fixed deposit accounts with good interest rates and varied tenures to meet the requirements of the customer.

    Central Bank of India Fixed Deposit Rates: Under Rs.2 Crore

    Tenure Regular FD interest rate (per annum)
    7 days to 14 days 2.75%
    15 days to 30 days 2.90%
    31 days to 45 days 2.90%
    46 days to 59 days 3.25%
    60 days to 90 days 3.25%
    91 days to 179 days 3.90%
    180 days to 270 days 4.25%
    271 days to 364 days 4.25%
    1 year to less than 2 years 4.90%
    2 years to less than 3 years 4.90%
    3 years to less than 5 years 5.00%
    5 years to 10 years 5.00%
    555 days N/A
    777 days N/A
    Cent Double N/A

    *The Central Bank of India FD rates are subject to change at the discretion of the bank. The interest rates given in this table are valid as of 8 October 2020.

    Central Bank of India Fixed Deposit Rates: Rs.2 crore to Rs.10 crore

    Duration Rate of Interest (p.a.)
    7 days to 14 days 2.75%
    15 days to 30 days 3.00%
    31 days to 45 days 3.00%
    46 days to 59 days 3.25%
    60 days to 90 days 3.25%
    91 days to 179 days 3.50%
    180 days to 270 days 3.50%
    271 days to 364 days 3.50%
    1 year but less than 2 years 3.50%
    2 years but less than 3 years 3.50%
    3 years but less than 5 years 3.50%
    Above 5 years and up to 10 years 3.50%
    555 days N/A
    777 days N/A
    Cent Double N/A

    *The Central Bank of India FD rates are subject to change at the discretion of the bank. The interest rates given in this table are valid as of 8 October 2020.

    Central Bank of India: FD Rates at a Glance

    • Duration: 7 days to 10 years
    • Highest Rate of Interest: 5.00% p.a.
    • Interest Rates: 2.75% p.a. to 5.00% p.a.

    Central Bank Of India FD - Other Types

    Money Multiplier Deposit Certificate: Ranging for a minimum period 6 months to a maximum of 10 years, this type of fixed deposit can help you multiply the deposit amount. The interest earned is added to the principal amount resulting in a higher rate of interest.

    Monthly Interest Deposit Receipt: Here, a customer can earn interest on a monthly basis without it affecting the principal amount. The minimum amount to open this fixed deposit account is Rs.5,000 and tenure ranges from 1 year to 10 years.

    Quarterly Interest Deposit Receipt: This type of fixed deposit account is the same as the Monthly Interest Deposit Account, where the only difference is the customer can earn interest on a quarterly basis (every 3 months) without the principal amount being affected.

    Cent 555: The tenure of this FD is exactly 555 days with a fixed rate of interest of 4.95% for regular and senior citizens. The minimum amount required to open the Cent 555 account is Rs.1,000.

    Cent 777: The minimum amount required to open a Cent 777 account is Rs.1,000. The tenure of the account is 777 days and it comes with a rate of interest of 4.95% p.a.

    Cent Tax Saving Deposit: The amount under this type of fixed deposit account will have benefits of tax under Section 80C of the Income Tax Act.

    The Central Bank of India also offers fixed deposit schemes for NRIs. These accounts can be in the form of RFC, FCNR or NRO. Customers have the option to choose from a varied range of tenure and receive benefits of high interest rates.

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