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    KTDFC Fixed Deposit Rates 2018
     and 2 other FDs
    Institution Name
    Deposit Amount Range
    Tenure Range
    Interest Rate
    Up to ₹1Cr
    7 Days to 5 Years
    8% - 8.50% Quarterly compounding
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know
    Up to ₹25L
    1 Year to 5 Years
    7.75% - 8.6% Monthly compounding
    Response Time Within 30 minutes
    Features
    Documents
    Good to Know
    Up to ₹25L
    1 Year to 5 Years
    7.72% - 8.65% Monthly compounding
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know
    KTDFC Fixed Deposit Rates 2018
    Fixed Deposit BYTES FROM OUR KITCHEN

    KTDFC Fixed Deposit Rates 2018

    The Kerala Transport Development Finance Corporation (KTDFC) is a Non Banking Financial Company (NBFC) that is run as an undertaking by the Kerala government. They offer a number of Fixed Deposits (FDS) that pay a very high interest rate when compared to others. KTDFC is one of the top 10 FDs in India that offers the best FD rates for tenures that range from 1 year to 5 years.

    Given below is  a table of the revised and updated KTDFC FD interest rates:

    Time period Regular FD Interest Rate (per annum) Senior Citizens FD Interest Rate (per annum)
    1 year 8.25% 8.50%
    2 years 8.25% 8.50%
    3 years 8.25% 8.50%
    4 years 8.00% 8.25%
    5 years 8.00% 8.25%

    KTDFC  FD rates

    • Those who invest in a KTDFC term deposit have the chance of earning more than 8.00% p.a on their fixed deposits, which is a quite a competitive rate when compared to bank FD rates
    • An interest rate of 8.25% p.a. is paid for FDs that are held for a time period that ranges anywhere between 1 year to 3 years
    • For time deposits that are held for 4 years and 5 years, the rate paid is 0.25% less per annum, at 8.00% p.a.
    • KTDFC offers both short-term FDs and medium-term FDs but no long-term ones
    • The maximum tenure available is 5 years

    KTDFC senior citizen FD Rates

    • KTDFC pays all those who are 60 years and above an additional 0.25% p.a, which is over and above the regular FD rate
    • Tenures of 1 year to 3 years, will fetch pensioners a rate of interest of 8.50% p.a.
    • For a tenure that ranges from 4 years to 5 years, KTDFC pays at the rate of 8.00% per annum

    Know more about KTDFC FDs

    KTDFC is registered under the Reserve Bank of India (RBI) and offers the public an option to invest in their deposit schemes. They have two types of fixed deposit accounts: periodic Interest Payment Scheme (PIPS) and Money Multiplier Scheme (MMS).

    In the PIPs FD, depositors are paid interest either on a monthly basis or on a quarterly basis. Those who invest in the MMS scheme, will get paid at the time of maturity of the fixed deposit and in this case, the interest will be compounded each month. Note that even if interest compounding takes place monthly in this scheme, it will be paid only upon completion of the deposit tenure.

    KTDFC Fixed Deposit Rates Reviews

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