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    KTDFC Fixed Deposit Rates
     and 2 other FDs
    Institution Name
    Deposit Amount Range
    Tenure Range
    Interest Rate
    Up to ₹1Cr
    7 Days to 5 Years
    8% - 8.50% Quarterly compounding
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know
    Up to ₹25L
    1 Year to 5 Years
    7.49% - 8.19% Monthly compounding
    Response Time Within 30 minutes
    Features
    Documents
    Good to Know
    Up to ₹25L
    1 Year to 5 Years
    7.75% - 8.5% Monthly compounding
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know
    KTDFC Fixed Deposit Rates
    Fixed Deposit BYTES FROM OUR KITCHEN

    KTDFC Fixed Deposit Rates

    Kerala Transport Development Finance Corporation Ltd. (KTDFC) offers deposit savings schemes to retail investors at attractive rates. The above table effectively captures the latest rates offered for various tenures.

    The updated list of KTDFC FD Rates, for Regular and Senior Citizen, is listed below:

    Tenure Regular FD Rate Senior Citizen FD Rate
    Upto Amount Rs. 1 Crore Rs. 1 Crore
    1 year 8.25 % 8.50 %
    2 years 8.25 % 8.50 %
    3 years 8.25 % 8.50 %
    4 years 8.00 % 8.25 %
    5 years 8.00 % 8.25 %
    Medium and Long-Term Fixed Deposit Rates

    For deposits of tenures 1, 2 or 3 years the interest rate offered by KTDFC stands at 8.75% p.a. Rates on longer-term deposits of 4 and 5 years are marginally lower by 0.25% at 8.5% p.a.

    Senior Citizen Fixed Deposit Rates

    Seniors can avail 0.25% extra on rack rates putting return rates for this customer category at 9% p.a. for deposits held for 1,2 or 3 years and at 8.75% p.a. for deposits held for 4 or 5 years.

    The company offers these deposits under two main schemes i.e. the Periodic Interest Payment Scheme (PIPS) and the Money Multiplier Scheme (MMS). For MMS fixed deposits, interest is calculated on a compounding basis wherein compounding occurs monthly whereas for PIPS fixed deposits the payouts will be based on monthly rests with quarterly or monthly payments.

    These deposits offer competitive rates with the flexibility of choice between reinvestment for maximising returns or payouts for those who require liquidity.

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