Cash lying idle in your bank account?
Invest as low as Rs. 1,000 in Mutual Funds and enjoy higher returns.
  • loading

    Standard Chartered Bank Fixed Deposit Rates - October 2018
     and 2 other FDs
    Institution Name
    Deposit Amount Range
    Tenure Range
    Interest Rate
    Up to ₹1Cr
    7 Days to 5 Years
    4.25% - 7.35% Quarterly compounding
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know
    NRI - FD
    Up to ₹1Cr
    1 Year to 5 Years
    6.5% - 6.85% Quarterly compounding
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know
    Up to ₹25L
    1 Year to 5 Years
    7.75% - 8.6% Monthly compounding
    Response Time Within 30 minutes
    Features
    Documents
    Good to Know
    Up to ₹25L
    1 Year to 5 Years
    7.72% - 8.65% Monthly compounding
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know
    Standard Chartered Bank Fixed Deposit Rates - October 2018 is Rated as "Blown Away!" by 11 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Fixed Deposit BYTES FROM OUR KITCHEN

    Standard Chartered Bank Fixed Deposit Rates - October 2018

    Standard Chartered Bank is one of the oldest banks of India. It offers Fixed Deposits (FDs) at interest rates between 4.25% p.a. to 7.50% p.a. The tenure range for domestic FD schemes is 7 days and 5 years. The latest revision of the rates was on 11 October 2018.

    FD Rates: Below Rs.1 crore

    The following table indicates rates* for deposits which are less than Rs.1 crore:

    Maturity Period Rates of interest p.a. (in %)
    General Public Senior Citizens
    7 days to 14 days 4.25 4.25
    15 days to 29 days 4.50 4.50
    30 days to 44 days 5.00 5.00
    45 days to 59 days 5.50 5.50
    60 days to 89 days 5.75 5.75
    90 days to 120 days 6.50 6.50
    121 days to 180 days 6.75 6.75
    181 days to 364 days 7.00 7.00
    1 year to 375 days 7.40 7.90
    376 days < 18 months 7.00 7.50
    18 months < 2 years 7.50 8.00
    2 years < 3 years 7.00 7.50
    3 years to 5 years 6.50 7.00

    *The interest rates are subject to change as per the discretion of the bank. The rates mentioned are applicable as of 11 October 2018.

    Minimum and Maximum Standard Chartered fd interest rates 2018 for Regular and Senior Citizen
    Standard Chartered FD Rates

    Standard Chartered Bank short-term FD rates (Below Rs.1 crore)

    • The tenure range of a short-term FD is from 7 days to less than 1 year.
    • The interest rates for this term lie within 4.25% p.a. to 7.00% p.a.
    • 7.00% p.a. is the highest interest rate available for short-term FDs.

    Standard Chartered Bank long-term FD rates (Below Rs.1 crore)

    • A long-term FD lasts for 1 year to 5 years.
    • The range of rates for this term is within 6.50% p.a. to 7.50% p.a.
    • The highest rate of interest offered during this term is 7.50% p.a. for a tenure between 7.50% p.a.

    Standard Chartered Bank FD rates for Senior Citizens

    • Individuals over the age of 60 years are eligible to get an additional interest of 0.50% on FD schemes.
    • The special rates are only applicable for domestic term deposits below Rs.1 crore.
    • The highest rates for various terms are:
      • Short-term FD: 7.00% p.a.
      • Long-term FD: 8.00% p.a.

    FD Rates: Rs.1 crore < Rs.2 crore

    The interest rates* for deposits between Rs.1 crore and Rs.2 crore are listed below:

    Maturity Period Rates of interest p.a. (in %)
    General Public Senior Citizens
    7 days to 23 days 4.50 N/A
    24 days to 35 days 4.60 N/A
    36 days to 47 days 4.75 N/A
    48 days to 59 days 5.15 N/A
    60 days to 74 days 5.25 N/A
    75 days to 89 days 5.50 N/A
    90 days to 120 days 5.60 N/A
    121 days to 164 days 5.75 N/A
    165 days to 180 days 6.00 N/A
    181 days to 210 days 6.70 N/A
    211 days to 364 days 7.00 N/A
    1 year to 375 days 7.50 N/A
    376 days < 18 months 7.25 N/A
    18 months < 2 years 7.70 N/A
    2 years < 3 years 7.15 N/A
    3 years to 5 years 5.50 N/A

    *The interest rates are subject to change as per the discretion of the bank. The rates mentioned are applicable as of 11 October 2018.

    FD Rates: Rs.2 crore < Rs.3 crore

    The table given below shows the interest rates* for deposits from Rs.2 crore to less than Rs.3 crore:

    Maturity Period Rates of interest p.a. (in %)
    General Public Senior Citizens
    7 days to 14 days 4.50 N/A
    15 days to 17 days 5.00 N/A
    18 days to 23 days 515 N/A
    24 days to 32 days 5.25 N/A
    33 days to 35 days 5.40 N/A
    36 days to 44 days 5.50 N/A
    45 days to 53 days 5.60 N/A
    54 days to 59 days 5.70 N/A
    60 days to 74 days 5.80 N/A
    75 days to 89 days 6.00 N/A
    90 days to 120 days 6.10 N/A
    121 days to 164 days 6.20 N/A
    165 days to 180 days 6.50 N/A
    181 days to 210 days 6.70 N/A
    211 days to 364 days 7.00 N/A
    1 year to 375 days 7.50 N/A
    376 days < 18 months 7.25 N/A
    18 months < 2 years 7.70 N/A
    2 years < 3 years 7.15 N/A
    3 years to 5 years 5.50 N/A

    *The interest rates are subject to change as per the discretion of the bank. The rates mentioned are applicable as of 11 October 2018.

    FD Rates: Rs.3 crore < Rs.4 crore

    The FD rates* for deposits within Rs.3 crore and Rs.4 crore are mentioned below:

    Maturity Period Rates of interest p.a. (in %)
    General Public Senior Citizens
    7 days to 14 days 4.50 N/A
    15 days to 17 days 5.00 N/A
    18 days to 23 days 5.15 N/A
    24 days to 32 days 5.25 N/A
    33 days to 35 days 5.40 N/A
    36 days to 44 days 5.50 N/A
    45 days to 53 days 5.60 N/A
    54 days to 59 days 5.70 N/A
    60 days to 74 days 5.80 N/A
    75 days to 89 days 6.00 N/A
    90 days to 120 days 6.10 N/A
    121 days to 164 days 6.20 N/A
    165 days to 180 days 6.50 N/A
    181 days to 210 days 6.70 N/A
    211 days to 364 days 7.00 N/A
    1 year to 375 days 7.50 N/A
    376 days < 18 months 7.25 N/A
    18 months < 2 years 7.70 N/A
    2 years < 3 years 7.15 N/A
    3 years to 5 years 5.50 N/A

    *The interest rates are subject to change as per the discretion of the bank. The rates mentioned are applicable as of 11 October 2018.

    FD Rates: Rs.4 crore < Rs.5 crore

    The following table highlights the rates* applicable for deposits within Rs.4 crore and Rs.5 crore:

    Maturity Period Rates of interest p.a. (in %)
    General Public Senior Citizens
    7 days to 14 days 4.50 N/A
    15 days to 17 days 5.00 N/A
    18 days to 23 days 5.15 N/A
    24 days to 32 days 5.25 N/A
    33 days to 35 days 5.40 N/A
    36 days to 44 days 5.50 N/A
    45 days to 53 days 5.60 N/A
    54 days to 59 days 5.70 N/A
    60 days to 74 days 5.80 N/A
    75 days to 89 days 6.00 N/A
    90 days to 120 days 6.10 N/A
    121 days to 164 days 6.20 N/A
    165 days to 180 days 6.50 N/A
    181 days to 210 days 6.70 N/A
    211 days to 364 days 7.00 N/A
    1 year to 375 days 7.50 N/A
    376 days < 18 months 7.25 N/A
    18 months < 2 years 7.70 N/A
    2 years < 3 years 7.15 N/A
    3 years to 5 years 5.50 N/A

    *The interest rates are subject to change as per the discretion of the bank. The rates mentioned are applicable as of 11 October 2018.

    FD Rates: Rs.5 crore < Rs.6 crore

    The interest rates* for deposits from Rs.5 crore to less than Rs.6 crore are given below:

    Maturity Period Rates of interest p.a. (in %)
    General Public Senior Citizens
    7 days to 14 days 4.50 N/A
    15 days to 17 days 5.00 N/A
    18 days to 23 days 5.15 N/A
    24 days to 32 days 5.25 N/A
    33 days to 35 days 5.40 N/A
    36 days to 44 days 5.50 N/A
    45 days to 53 days 5.60 N/A
    54 days to 59 days 5.70 N/A
    60 days to 74 days 5.80 N/A
    75 days to 89 days 6.00 N/A
    90 days to 120 days 6.10 N/A
    121 days to 164 days 6.20 N/A
    165 days to 180 days 6.50 N/A
    181 days to 210 days 6.70 N/A
    211 days to 364 days 7.00 N/A
    1 year to 375 days 7.50 N/A
    376 days < 18 months 7.25 N/A
    18 months < 2 years 7.70 N/A
    2 years < 3 years 7.15 N/A
    3 years to 5 years 5.50 N/A

    *The interest rates are subject to change as per the discretion of the bank. The rates mentioned are applicable as of 11 October 2018.

    FD Rates: Rs.6 crore < Rs.7.5 crore

    The rates* for deposits between Rs.6 crore and Rs.7.5 crore are given in the following table:

    Rates of interest p.a. (in %)
    Maturity Period
    General Public Senior Citizens
    7 days to 14 days 4.50 N/A
    15 days to 17 days 5.00 N/A
    18 days to 23 days 5.15 N/A
    24 days to 32 days 5.25 N/A
    33 days to 35 days 5.40 N/A
    36 days to 44 days 5.50 N/A
    45 days to 53 days 5.60 N/A
    54 days to 59 days 5.70 N/A
    60 days to 74 days 5.80 N/A
    75 days to 89 days 6.00 N/A
    90 days to 120 days 6.10 N/A
    121 days to 164 days 6.20 N/A
    165 days to 180 days 6.50 N/A
    181 days to 210 days 6.70 N/A
    211 days to 364 days 7.00 N/A
    1 year to 375 days 7.50 N/A
    376 days < 18 months 7.25 N/A
    18 months < 2 years 7.70 N/A
    2 years < 3 years 7.15 N/A
    3 years to 5 years 5.50 N/A

    *The interest rates are subject to change as per the discretion of the bank. The rates mentioned are applicable as of 11 October 2018.

    Types of FD scheme: Standard Chartered Bank

    • Simple FD
    • Short-term Deposit
    • Monthly Income Plan
    • Reinvestment Deposit

    Standard Chartered Bank NRI Deposits

    • Non-Resident External Deposit (NRE)
    • Non-Resident Ordinary Deposit (NRO)
    • Foreign Currency Non-Resident Deposit (FCNR)

    NRE FD Rates: Below Rs.1 crore

    The following table enlists the FD rates* for NRE deposits below Rs.1 crore:

    Maturity Period Rate of interest p.a. (in %)
    General Public Senior Citizens
    1 year to 375 days 7.40 N/A
    376 days < 18 months 7.00 N/A
    18 months < 2 years 7.50 N/A
    24 months < 36 months 7.00 N/A
    36 months to 5 years 6.50 N/A

    *The interest rates are subject to change as per the discretion of the bank. The rates mentioned are applicable as of 11 October 2018.

    NRO FD Rates: Below Rs.1 crore

    The table given below indicates the rates* for NRO deposits less than Rs.1 crore:

    Maturity Period Rates of interest p.a. (in %)
    General Public Senior Citizens
    7 days to 14 days 4.25 4.25
    15 days to 29 days 4.50 4.50
    30 days to 44 days 5.00 5.00
    45 days to 59 days 5.50 5.50
    60 days to 89 days 5.75 5.75
    90 days to 120 days 6.50 6.50
    121 days to 180 days 6.75 6.75
    181 days to 364 days 7.00 7.00
    1 year to 375 days 7.40 7.90
    376 days < 18 months 7.00 7.50
    18 months < 2 years 7.50 8.00
    2 years < 3 years 7.00 7.50
    3 years to 5 years 6.50 7.00

    *The interest rates are subject to change as per the discretion of the bank. The rates mentioned are applicable as of 11 October 2018.

    FCNR Deposit Rates

    The rates* applicable to FCNR deposits can be found in the following table:

    Maturity Period Rate of interest p.a. (in %)
    USD GBP EUR CAD AUD JPY
    1 year 1.85 0.70 0.01 0.01 0.01 0.01
    1 year 1 day < 375 days 1.85 0.70 0.01 0.01 0.01 N/A
    375 days 1.85 0.70 0.01 0.01 0.01 N/A
    376 days < 18 months 1.50 0.45 0.01 0.01 0.01 N/A
    18 months < 24 months 0.01 0.01 0.01 N/A N/A N/A
    24 months 0.01 0.01 0.01 N/A N/A N/A
    24 months 1 day < 740 days 0.01 N/A N/A N/A N/A N/A
    740 days 0.01 N/A N/A N/A N/A N/A
    741 days < 36 months 0.01 N/A N/A N/A N/A N/A
    36 months < 39 months 0.01 N/A N/A N/A N/A N/A

    *The interest rates are subject to change as per the discretion of the bank. The rates mentioned are applicable as of 11 October 2018.

    Standard Chartered Bank Fixed Deposit Reviews

    • Standard Chartered Bank Fixed Deposit
      "Very much satisfactory"
      0.5 5.0/5 "Blown Away!"
      I decided to park some my funds with SCB, thereby I opened a fixed deposit account with Standard chartered bank. As always it has been a good experience with the bank. They value their customers a lot and they have provided good rates and offers to them. It was a easy process to get this deposit opened and it was overall satisfactory.
      Was this review helpful? 3
      , kolkata
      Reviewed on Aug 19, 2016
    • Standard Chartered Bank Fixed Deposit
      " Best bank to bank with"
      0.5 5.0/5 "Blown Away!"
      I have opened a fixed deposit with SCB. It was not a difficult process. Being a customer of SCB for a period of ten years , I did not face any issues. I only need to apply on the portal and they would fix a date come over and complete the document process. The rate of interest is good too.
      Was this review helpful? 3
      , vijayawada
      Reviewed on May 07, 2016
    • Standard Chartered Bank Fixed Deposit
      "Very Good services"
      0.5 5.0/5 "Blown Away!"
      I could open my fixed deposit online with standard chartered bank. I also had a fixed deposit earlier which I closed before the maturity period. But I did not have any penalty charges for it. They also offer me a good rate of interest.
      Was this review helpful? 0
      , mumbai
      Reviewed on Oct 15, 2015
    • Standard Chartered Bank Fixed Deposit
      "Excellent..."
      0.5 5.0/5 "Blown Away!"
      I have opted long term for fixed deposit which is of five years. No clear idea about figure of interest rate but it is competitive with others. Though it is simple rate of interest for deposit I have preferred Standard Chartered bank because I love their services and I am existing customer of them for twelve years. Pre mature penalty charge is only if we close it in first three months.
      Was this review helpful? 7
      , noida
      Reviewed on Apr 11, 2015
    • Standard Chartered Bank Fixed Deposit
      "Good interest rate"
      0.5 5.0/5 "Blown Away!"
      As my salary account is with Standard Chartered bank , I did chose this bank for fixed deposit. At present, they are offering 9.25% which is a flat rate. I do random deposits either via on line or visiting the branch. Overall its good.
      Was this review helpful? 3
      , howrah
      Reviewed on Dec 08, 2014
    • Standard Chartered Bank Fixed Deposit
      "Very good"
      0.5 5.0/5 "Blown Away!"
      I am drawing a very good interest amount on the savings what I hold with this SCB Bank. Signing up this account was very easy and they have mentioned certain steps on-line and I can very well follow that. Any issues, I can immediately contact the customer service team and get it in touch with them and they would sort it out immediately. For closure, all I have do is I have to call them and they will close the deposit and transfer the amount back to my savings account with in 24-48 hours of time .
      Was this review helpful? 4
      , new delhi
      Reviewed on Nov 09, 2014
    • Standard Chartered Bank Fixed Deposit
      "Awesome"
      0.5 5.0/5 "Blown Away!"
      Service is awesome in Standard Chartered bank and my experience was good. I did not visit branch to avail fixed deposit instead I applied through online. The rate of interest is less so it could be considered. I availed Fixed deposit for 45 days so that I can use it for different purposes. Standard Chartered bank did not deduct any extra charges.
      Was this review helpful? 3
      , chennai
      Reviewed on Nov 01, 2014
    • Standard Chartered Bank Fixed Deposit
      "Best plan"
      0.5 4.0/5 "Great!"
      Fixed deposit is under locking period for five years so we can not take amount as granted, I like this features. As per my experience the rate of interest is less in Standard Chartered bank for Fixed deposit than what other banks offering. Thus the rate of interest could be offered same as other banks.
      Was this review helpful? 3
      , chennai
      Reviewed on Oct 30, 2014
    • Standard Chartered Bank Fixed Deposit
      "Rate of interest is not satisfactory one"
      0.5 4.0/5 "Great!"
      I had my salary account initially with Standard Chartered bank so that was the reason I opted for fixed deposit. I do visit the branch as well as on line for depositing the money where both the services are quite good. Interest rate is around 8% which is lesser.
      Was this review helpful? 6
      , lucknow
      Reviewed on Oct 27, 2014
    • Standard Chartered Bank Fixed Deposit
      "Quite easier"
      0.5 4.0/5 "Great!"
      AS per my requirement, I just approached this bank as well as my salary account is in this bank. They did provide me around 8-9% interest rate for fixed deposit. As of now, its good to go with. I prefer on line for fixed deposits as it is quite easier.
      Was this review helpful? 3
      , mumbai
      Reviewed on Sep 27, 2014
    • Standard Chartered Bank Fixed Deposit
      "EXCELLENT SERVICE! "
      0.5 4.0/5 "Great!"
      EXCELLENT SERVICE! when it comes to Standard Chartered Bank as I am able to do a immediate fund transfer add payee and make payments instantly and through phone banking I am able to place a request for Fixed Deposit, change maturity instructions and no suggestions for them as I am really happy with them.
      Was this review helpful? 3
      , hyderabad
      Reviewed on May 17, 2014
    Common Loader Icon

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    Loading your search...
    Close

    Tell us about yourself & we'll find the best Fixed Deposit offers for you.

  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.