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  • Kotak Mahindra Bank FD Rates 2019

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  • Fixed Deposits (FDs) or Term Deposits are one of the most important investment products offered by Kotak Mahindra Bank. The interest rates range between 3.50% p.a. and 7.30% p.a.

    Best Kotak Bank FD Rates

    Tenure band

    Regular FD rates p.a.

    Senior Citizens FD rates p.a.

    Above 6 days to 14 days

    3.50%

    4.00%

    Above 14 days to 30 days

    4.00%

    4.50%

    Above 30 days to 45 days

    5.00%

    5.50%

    Above 45 days to 90 days

    5.50%

    6.00%

    Above 90 days to 180 days

    6.25%

    6.75%

    180 days

    6.50%

    7.00%

    Above 180 days to 270 days

    6.75%

    7.25%

    Above 270 days to 364 days

    7.00%

    7.50%

    Above 364 days to 23 months

    7.30%

    7.80%

    23 months to 36 months

    7.25%

    7.75%

    36 months to 48 months

    7.10%

    7.60%

    48 months to 60 months

    7.00%

    7.50%

    60 months to 120 months

    6.50%

    7.00%

    *The Kotak Bank FD rates tend to change at the bank’s discretion. The rates given here are valid as of 7 March 2019.

    *Above rates are for deposits under Rs. 2 crore

    More
    Kotak Mahindra Bank Fixed Deposit
     and 2 other FDs
    Institution Name
    Deposit Amount Range
    Tenure Range
    Interest Rate
    Up to ₹1Cr
    7 Days to 10 Years
    3.5% - 7.30% Monthly compounding
    Features
    Highlights
    Documents
    Good to Know
    NRI - FD
    Up to ₹1Cr
    7 Days to 10 Years
    6.6% - 7.3% Monthly compounding
    Features
    Highlights
    Documents
    Good to Know
    Up to ₹25L
    1 Year to 5 Years
    7.75% - 8.6% Monthly compounding
    Features
    Documents
    Good to Know
    Up to ₹25L
    1 Year to 5 Years
    7.72% - 8.65% Monthly compounding
    Features
    Highlights
    Documents
    Good to Know

    Kotak Mahindra is a well-known name in the world of finance. It was first a non-banking finance company that became a commercial bank in 2003. The bank currently has a wide number Fixed Deposit (FD) schemes to choose from. Kotak offers attractive interest rates on all its term deposit schemes.

    Minimum and Maximum Kotak Bank fd interest rates 2019 for Regular and Senior Citizen
    Kotak Bank FD Rates

    Kotak Bank Short-term FD Rates

    • Maturities available: 7 days to 12 months
    • Highest FD rate: 7.00% p.a.

    Kotak Bank Medium-term Deposit Rates

    • Tenure range: 12 months to 60 months
    • Highest Kotak Bank FD rate: 7.30% p.a.

    Kotak Bank Long-term Fixed Deposit Interest Rates

    • Maturity period: Above 60 months to 120 months
    • FD interest rate: 6.50% p.a.

    Kotak Bank Term Deposits For Senior Citizens

    • Range of FD rates: 4.00% p.a. to 7.80% p.a.
    • Highest interest rate for Senior Citizens: 7.80% p.a.

    Kotak Bank Tax Saving Fixed Deposit Rates

    Tenure bracket Regular FD rates (per annum) Senior Citizens FD rates (per annum)

    5 year to 10 years

    6.50%

    7.00%

    *The Kotak Bank Tax Saving FD rates tend to change at the bank’s discretion. The rates given here are valid as of 7 March 2019.

    Penalty For Premature Withdrawal Of FD

    Tenure band Penal interest rate

    Up to 6 months

    Nil

    Above 6 months

    0.50%

    Kotak Bank Fixed Deposit Interest Rates: Rs.2 Crore To Rs.5 Crore

    Tenure bracket Regular FD rates (per annum) Senior Citizens FD rates (per annum)

    Above 6 days to 30 days

    4.50%

    N/A

    Above 30 days to 45 days

    5.75%

    N/A

    Above 45 days to 90 days

    6.25%

    N/A

    Above 90 days to 120 days

    6.50%

    N/A

    Above 120 days to 180 days

    6.75%

    N/A

    Above 180 days to 270 days

    7.00%

    N/A

    270 days

    7.25%

    N/A

    Above 270 days to 279 days

    5.75%

    N/A

    Above 279 days to 12 months

    7.25%

    N/A

    12 months to 24 months

    7.40%

    N/A

    24 months to 36 months

    7.25%

    N/A

    36 months to 60 months

    7.00%

    N/A

    60 months to 84 months

    6.50%

    N/A

    *The Kotak Bank FD rates tend to change at the bank’s discretion. The rates given here are valid as of 7 March 2019.

    Kotak Bank FD Rates: Rs.5 Crore To Rs.10 Crore

    Tenure bracket Regular FD rates (per annum) Senior Citizens FD rates (per annum)

    Above 6 days to 14 days

    4.25%

    N/A

    Above 14 days to 30 days

    4.75%

    N/A

    Above 30 days to 45 days

    6.25%

    N/A

    Above 45 days to 60 days

    7.00%

    N/A

    Above 60 days to 90 months

    7.10%

    N/A

    Above 90 days to 120 days

    7.20%

    N/A

    Above 120 days to 180 days

    7.25%

    N/A

    Above 180 days to 270 days

    7.35%

    N/A

    Above 270 days to 280 days

    5.75%

    N/A

    280 days to 12 months

    7.35%

    N/A

    12 months to 15 months

    7.40%

    N/A

    15 months to 18 months

    7.35%

    N/A

    18 months to 24 months

    7.25%

    N/A

    24 months to 36 months

    7.00%

    N/A

    36 months to 60 months

    6.75%

    N/A

    60 months to 120 months

    6.00%

    N/A

    *The Kotak Bank FD rates tend to change at the bank’s discretion. The rates given here are valid as of 7 March 2019.

    Kotak Bank FD Interest Rates: Rs.10 Crore To Rs.25 Crore

    Tenure bracket Regular FD rates (per annum) Senior Citizens FD rates (per annum)

    Above 6 days to 14 days

    4.25%

    N/A

    Above 14 days to 30 days

    4.75%

    N/A

    Above 30 days to 45 days

    6.25%

    N/A

    Above 45 days to 60 days

    7.00%

    N/A

    Above 60 days to 90 months

    7.10%

    N/A

    Above 90 days to 120 days

    7.20%

    N/A

    Above 120 days to 180 days

    7.25%

    N/A

    Above 180 days to 270 days

    7.35%

    N/A

    Above 270 days to 280 days

    5.75%

    N/A

    280 days to 12 months

    7.35%

    N/A

    12 months to 15 months

    7.40%

    N/A

    15 months to 18 months

    7.35%

    N/A

    18 months to 24 months

    7.25%

    N/A

    24 months to 36 months

    7.00%

    N/A

    36 months to 60 months

    6.75%

    N/A

    60 months to 120 months

    6.00%

    N/A

    *The Kotak Bank FD rates tend to change at the bank’s discretion. The rates given here are valid as of 7 March 2019.

    Kotak Bank Term Deposit Rates: Rs.25 Crore And Above

    Tenure bracket Regular FD rates (per annum) Senior Citizens FD rates (per annum)

    Above 6 days to 14 days

    4.25%

    N/A

    Above 14 days to 30 days

    4.75%

    N/A

    Above 30 days to 45 days

    6.25%

    N/A

    Above 45 days to 60 days

    7.00%

    N/A

    Above 60 days to 90 months

    7.10%

    N/A

    Above 90 days to 120 days

    7.20%

    N/A

    Above 120 days to 180 days

    7.25%

    N/A

    Above 180 days to 270 days

    7.35%

    N/A

    Above 270 days to 280 days

    5.75%

    N/A

    280 days to 12 months

    7.35%

    N/A

    12 months to 15 months

    7.40%

    N/A

    15 months to 18 months

    7.35%

    N/A

    18 months to 24 months

    7.25%

    N/A

    24 months to 36 months

    7.00%

    N/A

    36 months to 60 months

    6.75%

    N/A

    60 months to 120 months

    6.00%

    N/A

    *The Kotak Bank FD rates tend to change at the bank’s discretion. The rates given here are valid as of 7 March 2019.

    Kotak Bank NRI Fixed Deposit Interest Rates

    Types Of Kotak Bank NRI FD Schemes

    • Foreign Currency Non to Resident (Bank) Deposit scheme (FCNR(B))
    • Non to Resident External (NRE) Fixed Deposit scheme
    • Non to Resident Ordinary (NRO) Term Deposit scheme

    Kotak Bank FCNR(B) Fixed Deposit Rates

    Tenure
    FCNR (B) FD rates (per annum)
    SGD YEN EURO AUD GBD USD

    1 year to 2 years

    2.00%

    0.00%

    0.00%

    2.00%

    1.94

    3.65%

    2 years to 3 years

    2.00%

    0.00%

    0.00%

    1.50%

    1.98

    3.50%

    3 years to 4 years

    N/A

    N/A

    N/A

    N/A

    1.05%

    2.75%

    4 years to 5 years

    N/A

    N/A

    N/A

    N/A

    N/A

    2.25%

    5 years

    N/A

    N/A

    N/A

    N/A

    N/A

    1.90%

    *The Kotak Bank FCNR(B) Deposit rates are subject to change at the discretion of the bank. The interest rates are valid as of 22 January 2019.

    Kotak Bank NRE Fixed Deposit Rates: Under Rs.1 Crore

    Tenure bracket Regular FD rates (per annum) Senior Citizens FD rates (per annum)

    1 year to 1 year 25 days

    7.30%

    N/A

    1 year 25 days

    7.40%

    N/A

    1 year 26 days to 1 year 11 months

    7.30%

    N/A

    1 year 11 months

    7.25%

    N/A

    Above 1 year 11 months to 2 years

    7.25%

    N/A

    2 years to 3 years

    7.25%

    N/A

    3 years to 4 years

    7.10%

    N/A

    4 years to 5 years

    7.00%

    N/A

    5 years to 10 years

    6.50%

    N/A

    *The Kotak Bank NRE FD interest rates are subject to change at the discretion of the bank. The interest rates are valid as of 22 January 2019.

    Kotak Bank NRO Fixed Deposit Rates: Below Rs.1 Crore

    Tenure bracket Regular FD rates (per annum) Senior Citizens FD rates (per annum)

    Above 6 days to 14 days

    3.50%

    N/A

    Above 14 days to 1 month

    4.00%

    N/A

    Above 1 month to 45 days

    5.00%

    N/A

    Above 45 days to 3 months

    5.50%

    N/A

    Above 3 months to 4 months

    6.25%

    N/A

    Above 4 months to 1 year

    7.00%

    N/A

    1 year to 1 year 3 months

    7.65%

    N/A

    1 year 3 months to 1 year 6 months

    7.40%

    N/A

    1 year 6 months to 2 years

    7.25%

    N/A

    2 years to 3 years

    7.00%

    N/A

    3 years to 4 years

    6.75%

    N/A

    4 years to 5 years

    6.75%

    N/A

    5 years to 7 years

    6.00%

    N/A

    *The Kotak Bank NRO Term Deposit interest rates are subject to change at the discretion of the bank. The interest rates are valid as of 22 January 2019.

    Highlights Of Kotak Bank NRI Fixed Deposit Rates

    • Highest Kotak Bank NRE FD rate: 7.40% p.a.
    • Maximum Kotak Bank NRO FD rate: 7.40% p.a.
    • Highest Kotak Bank FCNR (B) Deposit rates:
      • US Dollar (USD): 3.65% p.a.
      • Pound Sterling (GBP): 1.98% p.a.
      • Singapore Dollar (SGD): 2.00% p.a.
      • Australian Dollar (AUD): 2.00% p.a.

    Kotak Bank NRE Fixed Deposit Interest Rates: Rs.1 Crore To Rs.5 Crore

    Tenure bracket Regular FD rates (per annum) Senior Citizens FD rates (per annum)

    1 year to 1 year 3 months

    7.50%

    N/A

    1 year 3 months to 1 year 6 months

    7.40%

    N/A

    1 year 6 months to 2 years

    7.40%

    N/A

    2 years to 3 years

    7.25%

    N/A

    3 years to 4 years

    7.00%

    N/A

    4 years to 5 years

    7.00%

    N/A

    5 years to 7 years

    6.50%

    N/A

    *The Kotak Bank NRE FD interest rates are subject to change at the discretion of the bank. The interest rates are valid as of 22 January 2019.

    Kotak Bank NRE Deposit Rates: Rs.5 Crore To Rs.10 Crore

    Tenure bracket Regular FD rates (per annum) Senior Citizens FD rates (per annum)

    1 year to 1 year 3 months

    7.65%

    N/A

    1 year 3 months to 1 year 6 months

    7.40%

    N/A

    1 year 6 months to 2 years

    7.25%

    N/A

    2 years to 3 years

    7.00%

    N/A

    3 years to 4 years

    6.75%

    N/A

    4 years to 5 years

    6.75%

    N/A

    5 years to 7 years

    6.00%

    N/A

    *The Kotak Bank NRE Term Deposit interest rates are subject to change at the discretion of the bank. The interest rates are valid as of 22 January 2019.

    Kotak Bank NRE FD Rates: Rs.10 Crore To Rs.25 Crore

    Tenure bracket Regular FD rates (per annum) Senior Citizens FD rates (per annum)

    1 year to 1 year 3 months

    7.65%

    N/A

    1 year 3 months to 1 year 6 months

    7.40%

    N/A

    1 year 6 months to 2 years

    7.25%

    N/A

    2 years to 3 years

    7.00%

    N/A

    3 years to 4 years

    6.75%

    N/A

    4 years to 5 years

    6.75%

    N/A

    5 years to 7 years

    6.00%

    N/A

    *The Kotak Bank NRE Term Deposit interest rates are subject to change at the discretion of the bank. The interest rates are valid as of 22 January 2019.

    Kotak Bank NRE Term Deposit Rates: Rs.25 Crore And Above

    Tenure bracket Regular FD rates (per annum) Senior Citizens FD rates (per annum)

    1 year to 1 year 3 months

    7.65%

    N/A

    1 year 3 months to 1 year 6 months

    7.40%

    N/A

    1 year 6 months to 2 years

    7.25%

    N/A

    2 years to 3 years

    7.00%

    N/A

    3 years to 4 years

    6.75%

    N/A

    4 years to 5 years

    6.75%

    N/A

    5 years to 7 years

    6.00%

    N/A

    *The Kotak Bank NRE Term Deposit interest rates are subject to change at the discretion of the bank. The interest rates are valid as of 22 January 2019.

    Kotak Bank NRO FD Rates: Rs.1 Crore To Rs.5 Crore

    Tenure bracket Regular FD rates (per annum) Senior Citizens FD rates (per annum)

    Above 6 days to 1 month

    4.50%

    N/A

    Above 1 month to 45 days

    5.75%

    N/A

    Above 45 days to 2 months

    6.25%

    N/A

    Above 2 months to 3 months

    6.50%

    N/A

    Above 3 months to 6 months

    6.75%

    N/A

    6 months to 9 months

    7.25%

    N/A

    Above 9 months to 9 months 10 days

    6.25%

    N/A

    9 months 10 days to 1 year

    7.25%

    N/A

    1 year to 1 year 3 months

    7.50%

    N/A

    1 year 3 months to 2 years

    7.40%

    N/A

    2 years to 3 years

    7.25%

    N/A

    3 years to 5 years

    7.00%

    N/A

    5 years to 7 years

    6.50%

    N/A

    *The Kotak Bank NRO FD interest rates are subject to change at the discretion of the bank. The interest rates are valid as of 22 January 2019.

    Kotak Bank NRO Term Deposit Rates: Rs.5 Crore To Rs.10 Crore

    Tenure bracket Regular FD rates (per annum) Senior Citizens FD rates (per annum)

    Above 6 days to 14 days

    4.25%

    N/A

    Above 14 days to 1 month

    4.75%

    N/A

    Above 1 month to 45 days

    6.25%

    N/A

    Above 45 days to 2 months

    6.75%

    N/A

    Above 2 months to 3 months

    6.80%

    N/A

    Above 3 months to 4 months

    7.40%

    N/A

    Above 4 months to 6 months

    7.50%

    N/A

    6 months

    7.60%

    N/A

    Above 6 months to 9 months

    7.50%

    N/A

    Above 9 months to 9 months 10 days

    6.20%

    N/A

    9 months 10 days to 1 year

    7.50%

    N/A

    1 year to 1 year 3 months

    7.65%

    N/A

    1 year 3 months to 1 year 6 months

    7.40%

    N/A

    1 year 6 months to 2 years

    7.25%

    N/A

    2 years to 3 years

    7.00%

    N/A

    3 years to 5 years

    6.75%

    N/A

    5 years to 7 years

    6.00%

    N/A

    *The Kotak Bank NRO Deposit rates are subject to change at the discretion of the bank. The interest rates are valid as of 22 January 2019.

    Kotak Bank NRO Fixed Deposit Rates: Rs.10 Crore To Rs.25 Crore

    Tenure bracket Regular FD rates (per annum) Senior Citizens FD rates (per annum)

    Above 6 days to 14 days

    4.25%

    N/A

    Above 14 days to 1 month

    4.75%

    N/A

    Above 1 month to 45 days

    6.25%

    N/A

    Above 45 days to 2 months

    6.75%

    N/A

    Above 2 months to 3 months

    6.80%

    N/A

    Above 3 months to 4 months

    7.40%

    N/A

    Above 4 months to 6 months

    7.50%

    N/A

    6 months

    7.60%

    N/A

    Above 6 months to 9 months

    7.50%

    N/A

    Above 9 months to 9 months 10 days

    6.20%

    N/A

    9 months 10 days to 1 year

    7.50%

    N/A

    1 year to 1 year 3 months

    7.65%

    N/A

    1 year 3 months to 1 year 6 months

    7.40%

    N/A

    1 year 6 months to 2 years

    7.25%

    N/A

    2 years to 3 years

    7.00%

    N/A

    3 years to 5 years

    6.75%

    N/A

    5 years to 7 years

    6.00%

    N/A

    *The Kotak Bank NRO Fixed Deposit interest rates are subject to change at the discretion of the bank. The interest rates are valid as of 22 January 2019.

    Kotak Bank NRO Term Deposit Rates: Rs.25 Crore And Above

    Tenure bracket Regular FD rates (per annum) Senior Citizens FD rates (per annum)

    Above 6 days to 14 days

    4.25%

    N/A

    Above 14 days to 1 month

    4.75%

    N/A

    Above 1 month to 45 days

    6.25%

    N/A

    Above 45 days to 2 months

    6.75%

    N/A

    Above 2 months to 3 months

    6.80%

    N/A

    Above 3 months to 4 months

    7.40%

    N/A

    Above 4 months to 6 months

    7.50%

    N/A

    6 months

    7.60%

    N/A

    Above 6 months to 9 months

    7.50%

    N/A

    Above 9 months to 9 months 10 days

    6.20%

    N/A

    9 months 10 days to 1 year

    7.50%

    N/A

    1 year to 1 year 3 months

    7.65%

    N/A

    1 year 3 months to 1 year 6 months

    7.40%

    N/A

    1 year 6 months to 2 years

    7.25%

    N/A

    2 years to 3 years

    7.00%

    N/A

    3 years to 5 years

    6.75%

    N/A

    5 years to 7 years

    6.00%

    N/A

    *The Kotak Bank NRO FD interest rates are subject to change at the discretion of the bank. The interest rates are valid as of 22 January 2019.

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    Kotak Mahindra Bank Fixed Deposit Reviews

    • Kotak Fixed Deposit
      "Good Experience"
      0.5 5.0/5 "Blown Away!"
      I activated fixed deposit through Kotak Mahindra online banking, minimum we can invest from Rs. 10,000 for the duration of one year. The interest rate is good than other bank, there is no charges for per mature liquidity. The closure procedure is very easily I can also deactivate the FD service through online.
      Was this review helpful? 3
      , chandigarh
      Reviewed on Jun 21, 2019
    • Kotak
      Kotak Fixed Deposit
      "Best investment Plan"
      0.5 5.0/5 "Blown Away!"
      I have taken fixed deposit account in kotak mahindra Bank . They are not charging any charges for the account . I used to get income tax benefits . Am satisfied with the customer service and response.They are giving good rate of interest . Overall am happy with my account .
      Was this review helpful? 6
      , bangalore
      Reviewed on Feb 20, 2019
    • Kotak Fixed Deposit
      "Good features"
      0.5 5.0/5 "Blown Away!"
      Kotak Mahindra Bank is good in their customer services. I bank with them for the fixed deposit. I could open this account online. The lock in period is for one and half year. The rate of interest is really good. I could also close the account online.
      Was this review helpful? 4
      , hyderabad
      Reviewed on Feb 07, 2019
    • Kotak Fixed Deposit
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I am having a Fixed Deposit account with Kotak Mahindra bank, they provide good services when compared to other banks. I get good interest rate in returns after the maturity period which is after 3 years. Customer support is average with Kotak Mahindra bank.
      Was this review helpful? 6
      , chennai
      Reviewed on Jan 10, 2019
    • Kotak Fixed Deposit
      "Easy process to open a FD"
      0.5 5.0/5 "Blown Away!"
      I also have a fixed deposit account with Kotak Mahindra Bank. The process to open this account is easy. I can do it online. They also offer a good rate of interest on the account. I get 7.5% on my deposited amount of 30K. There is a lock in period of one year.
      Was this review helpful? 20
      , new delhi
      Reviewed on Aug 02, 2018
    • Kotak Fixed Deposit
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I am having the fixed deposit account with the Kotak mahindra bank and the customer service is good one. Interest rate with the deposit is fine like its according to the market rate. Everything is good one with the Kotak mahindra bank.
      Was this review helpful? 5
      , ghaziabad
      Reviewed on Nov 29, 2017
    • Kotak Fixed Deposit
      "Good service"
      0.5 4.0/5 "Great!"
      Of course even foreclosure of FD, can be done through the mobile application of KOTAK . Also it is easy to compare the rates on the net banking and it is excellent too. When I placed a request for liquidation it takes about 2 hours of time and it is very easy to change the maturity instruction through the mobile app.
      Was this review helpful? 0
      , kolkata
      Reviewed on Aug 17, 2017
    • Kotak Fixed Deposit
      "Good Service"
      0.5 3.0/5 "Satisfactory"
      I have savings account with Kotak Mahindra bank. Even I have fixed deposit account as well. The period of FD is for one year. The bank is assigned relationship manager for me as I have so many accounts with them. I got good response from them for my FD. 1 years, 1years, relationship manager
      Was this review helpful? 1
      , indore
      Reviewed on May 04, 2017
    • Kotak Fixed Deposit
      "Customer centric"
      0.5 4.0/5 "Great!"
      I do have fixed deposit account with the Kotak mahindra bank and I have done it for tax saving purpose and the account on time because I can even open this account through online itself. Interest rate is around 7.25% per annum for my deposit, also it will compounded quarterly, so the interest will be huge. Online banking services are really working good and there are not much hindrance over there.I can say they are user friendly, also I been allocated with the seperate relationship manager, which really isolated from the traditional customer service practice.
      Was this review helpful? 4
      , bangalore
      Reviewed on Feb 05, 2017
    • Kotak Fixed Deposit
      "very easy to do FD"
      0.5 4.5/5 "Excellent!"
      its very easy to do FD in kotak bank,we just have to lgoin on netbanking or in app and select upto which amount we want to do FD and time line and thats it.their interest rates are also very competitive and maybe not the best interest rates offered but still they are good.
      Was this review helpful? 1
      , ludhiana
      Reviewed on Jan 31, 2017
    • Kotak Fixed Deposit
      "Be more customer centric"
      0.5 1.0/5 "Really Bad"
      I walked in to Kotak Mahindra bank thrice to apply for a fixed deposit and I inquired with them the various plans rather terms in opening this account and none was able to provide me the information I needed. They need to be more customer centric.
      Was this review helpful? 5
      , bangalore
      Reviewed on Nov 07, 2016
    • Kotak Fixed Deposit
      "this is not a good bank for fix deposit"
      0.5 0.5/5 "Unacceptable"
      No good understanding with customers. There is no point making Fix deposits in this bank during maturity lot of problems to get maturity amount. Even through you have all proof and evidence.Bank ask physical letter. It is not a friendly bank. You can make a fix deposit but you can't break it
      Was this review helpful? 10
      , bangalore
      Reviewed on Sep 09, 2016
    • Kotak Fixed Deposit
      "Best security for money"
      0.5 5.0/5 "Blown Away!"
      Kotak is offering 8.10% interest rate for Fixed deposit plan for a tenure of 10 years. Minimum amount to start the plan is Rs.50,000. There is no any processing fee for the plan and after the maturity the amount will be credited to the account easily.We can avail it through online as well.
      Was this review helpful? 4
      , ahmedabad
      Reviewed on Jun 08, 2016
    • Kotak Fixed Deposit
      "Wide focus"
      0.5 4.0/5 "Great!"
      I am happy to say that there is no penalty charges for premature withdrawal of fixed deposit, which has been done by the bank voluntarily when surplus funds are available more than the minimum balance with the Kotak Mahindra Bank but the charges will be applicable, If it has been initiated from the customer end. Benefits can be reap from them while it comes to unlimited ATM transaction and their responsive customer service center. I am happy with them and I had been banking with them for two years of time.
      Was this review helpful? 4
      , mumbai
      Reviewed on May 09, 2016
    • Kotak Fixed Deposit
      "Excellent Services"
      0.5 5.0/5 "Blown Away!"
      I got to open my fixed deposit with Kotak Mahindra Bank. The services are good. I had an option online to open this account. It was easy and convenient. The rate of interest is good. When compared to other banks. There are no charges too. Overall good.
      Was this review helpful? 8
      , bangalore
      Reviewed on Apr 16, 2016
    • Kotak Fixed Deposit
      "Best "
      0.5 5.0/5 "Blown Away!"
      As of now I am having the fixed deposit with the Kotak mahindra bank but it got opened with the ING vysya bank. The interest rate is good when compare with markets , also I can withdraw the money anytime without any charges. Everything can be done through online instantly.
      Was this review helpful? 6
      , bangalore
      Reviewed on Apr 15, 2016
    • Kotak Fixed Deposit
      "Awesome"
      0.5 5.0/5 "Blown Away!"
      I had the fixed deposit account with the Kotak Mahindra Bank and the interest rate was around 8.75%. The response is very good with them and the minimum lock in period is around six months of time. The customer service is an awesome one.
      Was this review helpful? 10
      , bangalore
      Reviewed on Mar 01, 2016
    • Kotak Fixed Deposit
      "Much better...."
      0.5 5.0/5 "Blown Away!"
      Earlier I had a fixed account with Kotak mahindra bank. I was opened last 1 year ago. have no issues with them. Interest rate offered by them was much better than other bank. Only thing is charges. Non balance maintenance charges are higher and it should be reduce.
      Was this review helpful? 9
      , bangalore
      Reviewed on Feb 02, 2016
    • Kotak Fixed Deposit
      "Excellent !!!!!"
      0.5 5.0/5 "Blown Away!"
      Kotak mahiandra is offering 7.75% interest for fixed deposit for the minimum lock in period is 80 days . I avail the service by visiting the bank . They do no charge any activation charges. In case we break the plan in between 1% penalty will be charged.
      Was this review helpful? 8
      , lucknow
      Reviewed on Jan 20, 2016
    • Kotak Fixed Deposit
      "Its fine"
      0.5 5.0/5 "Blown Away!"
      KOTAK FD is fine. They have to increase the tenure. They are providing FD for a short term only at present. I am holding this FD for a period of one year. I am getting some tax benefits as well. I am very much satisfied with them. I have to place a request for KOTAK FD Online. I am getting updates from them on time.
      Was this review helpful? 12
      , ghaziabad
      Reviewed on Dec 12, 2015
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