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    LIC Housing Fixed Deposit Rates

    Institution Name
    Deposit Amount Range
    Tenure Range
    Interest Rate
    Up to ₹1Cr
    7 Days to 5 Years
    8.25% - 8.5% Compound yearly
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know

    LIC Housing Fixed Deposit Rates

    Fixed Deposit BYTES FROM OUR KITCHEN

    How to find the best rates for LIC Housing Finance Fixed Deposit

    LIC Housing (LIC HFL) is a leading financial institution in India, primarily involved in providing housing finance. The company also accepts public deposits. LIC Housing’s FD schemes are rated FAAA/Stable by CRISIL, making it a safe and preferred savings option. The rates offered on LIC Housing’s fixed deposits are comparable, if not better than those offered by leading banking institutions in India.

    The above table accurately captures all information pertaining to the latest interest rates offered on LIC Housing fixed deposit schemes.

    LIC HFL Short-Term FD Rates

    At 8.00% p.a., the company offers very attractive rates on short-term savings. This rate is applicable on its FD schemes with terms ranging between 1 year and 1.6 years. Returns, are compounded on a bi-annual basis.

    LIC HFL Medium and Long-Term FD Rates

    The interest rate on a 2-year deposit is 8.10%. This is increased by 0.05% for deposits with durations of 3 and 4 years to 8.15%. The highest rate on offer is for the 5-year scheme at 8.25%.

    LIC HFL Senior Citizen FD Rates

    Senior citizens earn 0.25% extra on interest rates across the fixed deposit schemes of above Rs. 51,000/- on offer by LIC HFL. This puts returns in the range of 8.25% to 8.50% for this category of deposit holders.

    News About LIC Housing Fixed Deposit

    • Interest Rates Reduced on LIC Housing Fixed Deposits

      LIC Housing Finance has initiated rate cuts on its FD products as have other NBFCs. The company reduced rates by 25 to 40 basis points on FDs with holding periods of 3 to 5 years.

      These cuts follow reductions in interest rates on bank FDs after the repo rate cut which prompts banks to lower both deposit and lending rates. With further cuts from RBI, deposit rates are likely to be revised downwards again in coming months.

      Bank FDs currently offer returns at the rate of 8% to 8.5% which is about 1% to 1.5% lower than that offered by non-banking companies.

      6th May 2015

    • Apply for LIC Home Finance FDs through ICICI direct.com

      ICICI direct.com enables its customers to invest in corporate fixed deposits provided by HDFC LTD. With ICICIdirect.com, customers can now enjoy seamless and secured trading, and invest in fixed deposits based on their investment needs. Resident individuals, trusts, and NRI can invest in corporate fixed deposits offered by HDFC LTD through ICICI direct.com. ICICI direct.com is an online trading platform provided by ICICI Bank to help its customers invest in various trades like mutual funds, FDs etc.

      10th February 2015

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    LIC Housing Fixed Deposit Reviews

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