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    Axis Bank FD Rates
     and 2 other FDs
    Institution Name
    Deposit Amount Range
    Tenure Range
    Interest Rate
    Up to ₹1Cr
    7 Days to 10 Years
    3.5% - 7.35% Quarterly compounding
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know
    NRI - FD
    Up to ₹1Cr
    1 Year to 10 Years
    6.25% - 6.85% Quarterly compounding
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know
    Up to ₹25L
    1 Year to 5 Years
    7.49% - 8.19% Monthly compounding
    Response Time Within 30 minutes
    Features
    Documents
    Good to Know
    Up to ₹25L
    1 Year to 5 Years
    7.75% - 8.5% Monthly compounding
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know
    Axis Bank FD Rates is Rated as "Excellent!" by 86 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Fixed Deposit BYTES FROM OUR KITCHEN

    Axis Bank FD Rates

    Axis bank is a private bank and the third largest in that sector. The bank commenced its operations in the year 1994. Axis bank was jointly promoted by Specified Undertaking of Unit Trust of India, Life Insurance Corporation of India, General Insurance Corporation of India, National Insurance Company Ltd., The New India Assurance Company Ltd., The Oriental Insurance Company Ltd. and United India Insurance Company Ltd. It offers higher rate of return on fixed deposit. The bank has overseas international offices and branches at Singapore, Hong Kong, Dubai International Financial Centre, Colombo and Shanghai and it is also the first Indian Bank to have set up its branch in China.

    The updated list of axis bank fd rates, on less than 1 crore are listed below:

    Tenures Regular FD Rates Senior Citizen FD Rates
    7 days to 14 days 3.5 3.5
    15 days to 29 days 3.5 3.5
    30 days to 45 days 5.5 5.5
    46 days to 60 days 6 6
    61 days < 3 months 6 6
    3 months < 4 months 6.20 6.20
    4 months < 5 months 6.25 6.25
    5 months < 6 months 6.25 6.25
    6 months < 7 months 6.25 6.5
    7 months < 8 months 6.25 6.5
    8 months < 9 months 6.25 6.5
    9 months < 10 months 6.5 6.75
    10 months < 11 months 6.5 6.75
    11 months < 1 year 6.5 6.75
    1 year < 13 months 6.75 7.25
    13 months < 14 months 6.75 7.25
    14 months < 15 months 6.75 7.25
    15 months < 16 months 6.75 7.25
    16 months < 17 months 6.75 7.25
    17 months < 18 months 6.85 7.35
    18 Months < 2 years 6.25 6.75
    2 years < 30 months 6.25 6.75
    30 months < 3 years 6.25 6.75
    3 years < 5 years 6.25 6.75
    5 years to 10 years 6.25 6.75
    Minimum and Maximum Axis bank fd interest rates 2017 for Regular and Senior Citizen
    Axis bank FD Rates

    Axis Bank Short-term Fixed Deposit Rates

    Axis Bank allows you to take a fixed deposit for a short period of 7 days to 14 days at an interest rate of 3.50% per annum. Interest rate for 30 days is 5.50% per annum and for 4 months to less than 9 months the interest is 6.50% per annum and the interest rate for less than a year but above 9 months is 6.75% per annum for Indian citizens for deposits below Rs.1 crore.

    Axis Bank Medium and Long-term Fixed Deposit Rates

    Axis Bank offers medium and long term fixed deposits to the Indian citizens, senior citizens, NRE and NROs. The Indian citizens are offered 7% per annum interest rate for deposits of less than Rs.1 crore made for 1 year to less than 2 years. The interest rate offered for 2 years to less than 5 years is stable at 6.75% per annum for the Indian citizen. For deposits above 5 years to 10 years, the interest offered to Indian citizen is 6.75% per annum.

    Axis Bank Senior Citizens FD rates

    Senior citizens get a higher interest rate than those of Indian citizens and NRE and NRO. They get an interest of 3.50% per annum for deposits of below Rs.1 crore kept for a period of 7 days to 14 days. The deposits kept from 9 months to less than a year attracts an interest of 7% for deposit of less Rs.1 crore. For deposits above 1 year till less than 2 years attracts the highest interest at 7.50%per annum. Deposits from 2 years to less than 5 years attracts interest of 7.25% per annum. Deposits above 5 years and less than 10 years get interest at 7.25% per annum.

    Know More About Axis Fixed Deposit

    Loan against Axis Bank FDs

    Axis Bank Fixed Deposits (FDs) can be liquidated at the time of a financial emergency. Loans and overdraft facility can be taken against all FDs held with the bank. Applying for a loan against an FD is a very simple, easy and hassle-free process. One can apply for a loan at the click of a button through internet or mobile banking.

    All customers who hold an FD are eligible for this facility. The minimum amount that can be taken as a loan is Rs.25,000 and there is no upper limit on the maximum amount that can be taken. Customers can take up to 85% of the FD amount as a loan. One of the benefits of this type of loan is that the interest is charged only for the amount taken as loan. Axis Bank also allows customers to make premature withdrawals on all FDs.

    Axis Bank NRI FDs

    Axis Bank offers various attractive investment options for Non-Resident Indians (NRIs) and these schemes come with a wide range of benefits such as attractive interest rates, full repatriability, a  number of tax benefits and interest payout options. The different types of FD options for NRIs are NRE, NRO, and FCNR accounts.

    The interest rates offered on NRE deposits range from 6% to 7%, while the rate of returns on NRO deposits range from 3.5% to 7%. They also offer competitive interest rates on FCNR term deposits, which can be held in various currencies such as Great British Pound, US Dollar, Euro, Japanese Yen, Canadian Dollar, and Australian Dollars.

    Fixed-income & market-linked investments

    Fixed income investments offer a certain fixed rate of return, while market-linked investments offer returns based on how the market performs.

    Fixed-income investments can be made through fixed deposits, bonds, company deposits, and post office savings schemes. These types of financial products come with guaranteed returns but are safe and secure with almost nil risks.

    On the other hand, when it comes market-linked financial products, they are only for those who have a huge appetite for taking financial risks. Though these types of investment come with promising returns, there is also a chance of losing money if the markets crumble.

    Know how to Link Your KYC Dcuments to Axis Bank Account

    News About Axis Bank Fixed Deposit

    • Axis Bank Fixed Deposit Rates Revised on 8th April

      The bank offers interest rates that starts from 3.00% for the shortest tenure of 7 to 14 days, and increases to 5.60% for the next tenor slab of 15 to 30 days. Interest rates for tenors ranging 31 days up to 60 days and 61 days up to 90 days are offered at 6.25% and 6.75% respectively. For fixed deposits of 91-150 days, the rate of interest applicable is 7%. Between 151-187 days and 188-270 days, the highest rate of interest of 7.10% is applicable on short term fixed deposits. For the next slab, customers will get a 0.15% hike in interest rate.

      There are five different slabs for tenors between 271 days and 5 years - 271 to 365 days; 365 days to 2 years; 2 to 3 years; 3 to 4 years; 4 to less than 5 years; and 5 years. All of these slabs are currently available for fixed deposits 7.25%% rate of interest.

      26th April 2016

    • Axis Bank cuts rates by 0.25 percent on bulk deposits

      Axis Bank announced rate cuts on three different maturities. The rate cut is applicable on bulk deposits of over Rs.5 crore. Rates on deposits over 6 months but under 9 months has been revised down by 0.25 percent to 7.50 percent. For deposits for over one year but under two years has been cut 0.15 percent to 8 percent. Axis Bank’s bulk deposit accounts for 21 percent and retail term and demand deposits are at 79 percent. The rate cuts have been made after the declining trend in the interest rates as seen by Reserve Bank of India. Bankers have been complaining about low credit growth and excessive liquidity.

      27th July 2015

    • Axis Bank becomes first private bank to offer differential FD rates

      Axis bank has announced fixed deposits that will offer differential rates to customers. The scheme ‘Fixed Deposit Plus’ is targeted at both retail as well as corporate customers. The scheme requires customers to invest a minimum of Rs.15 lakh in a single go to enjoy a 10 bps higher rate than regular deposits. This deposit is currently available for a minimum period of 1 year and maximum deposit period of 2 years.

      In April this year RBI had allowed banks to offer differential rates on their deposit schemes. Axis bank is one of the first private banks to implement differential rates. Axis Bank is the third largest private sector bank of India.

      1st July 2015

    • Axis Bank Cuts Fixed Deposit Rate By 0.25%

      Axis Bank has cut the term deposit rate on maturities by up to 0.25% following the Reserve Bank of India’s decision to reduce the repo rate by 0.25 points from 7.5% to 7.25%. Banks were likely to pass on this change to the customer and this rate cut by Axis Bank means that the interest rate on a one year deposit reduces by 0.1% and the interest rate on a fixed deposit for a year falls to 8% from 8.25%. The rate cut will be effective from June 9, 2015.

      4th June 2015

    • Axis Bank Cuts Fixed Deposit Rates By 0.25%

      In the wake of the repo rates cuts announced by the Reserve Bank of India, Axis Bank is the first to cut fixed deposit interest rates by 0.25%. According to the new rates, fixed deposits held with the bank for periods ranging from 18 months to 3 years (36 months) will now earn 0.25% less interest, while those held for up to 18 months will offer interest rates that are 0.15% lesser than the earlier rates.

      Earlier HDFC bank had announced a cut of 0.25% in FD interest rates for deposits of Rs. 1 crore to Rs. 5 crore. Though banks are gearing up to cut interest rates for fixed deposits, the RBI has expressed displeasure at their reluctance in cutting the interest rates for loans. The banks, including SBI, have said that it takes time for these rate changes to be applied to loans and indicate that it will be difficult to do so till the end of March.

      20th March 2015

    Axis Bank Fixed Deposit Reviews

    • Axis Bank Fixed Deposit
      "Its good investment"
      0.5 4.5/5 "Excellent!"
      I have invested one lakh in fixed deposit with AXIS bank. Its going to matured in this august, Then I would be getting around Rs.1.12,000. I have opened this FD through online and I will be getting the amount same to my account. AXIS gave me premature withdrawal, I can close whenever I want.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 13, 2017
    • Axis Bank Fixed Deposit
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I had invested in fixed deposit account with the Axis bank and the minimum tenure is around five years of time. Response is a good one with them and everything was done through online. Net banking services are working in an excellent way and it is really wonderful.
      Was this review helpful? 1
      , kolkata
      Reviewed on Apr 25, 2017
    • Axis Bank Fixed Deposit
      "Very good services"
      0.5 4.5/5 "Excellent!"
      Opening a fixed deposit at Axis bank was pretty simple and unlike the past where one has to visit the bank to get this facility. I could do it online and it was very much simple as I am an existing customer. I am also happy with the interest rate offered.
      Was this review helpful? 5
      , hyderabad
      Reviewed on Feb 20, 2017
    • Axis Bank Fixed Deposit
      "Truly the best"
      0.5 3.5/5 "Pretty good"
      AXIS Fixed deposit is truly the best, I am not happy with the communication the customer service can actually improve and the bank is not good. It would be great if they send alerts in terms of letting the customer know the FD is going to mature and whether it is good or not and how much amount I will get in turn.
      Was this review helpful? 3
      , hyderabad
      Reviewed on Feb 10, 2017
    • Axis Bank Fixed Deposit
      "Truly the best"
      0.5 3.5/5 "Pretty good"
      AXIS Fixed deposit is truly the best, I am not happy with the communication the customer service can actually improve and the bank is not good. It would be great if they send alerts in terms of letting the customer know the FD is going to mature and whether it is good or not and how much amount I will get in turn.
      Was this review helpful? 4
      , hyderabad
      Reviewed on Feb 10, 2017
    • Axis Bank Fixed Deposit
      "Convenient to Open"
      0.5 4.0/5 "Great!"
      There was no processing fee for FD opening through online, AXIS FD was really convenient to save the money, I could pay from 5000 or above its for three years. Without visiting to the branch I had opened my FD account through online it was really hassle free.
      Was this review helpful? 4
      , ghaziabad
      Reviewed on Nov 23, 2016
    • Axis Bank Fixed Deposit
      "Better"
      0.5 5.0/5 "Blown Away!"
      I have the fixed deposit account with the Axis bank and the interest rate was very low. Customer service is very good with the Axis bank and I have not found any drawbacks with them. I used to transact a lot with them. Interest rate will be compounded annually.
      Was this review helpful? 11
      , thane
      Reviewed on Apr 27, 2016
    • Axis Bank Fixed Deposit
      "Best "
      0.5 4.0/5 "Great!"
      I have got the fixed deposit with the Axis bank and I have opened this account before some long time. Response with the Axis bank is good and the online banking services are good. The interest got compounded annually with the Axis bank and I have opted for five years deposit.
      Was this review helpful? 3
      , coimbatore
      Reviewed on Apr 26, 2016
    • Axis Bank Fixed Deposit
      "Excellent !!!!"
      0.5 5.0/5 "Blown Away!"
      For the fixed deposit axis bank is giving 7% interest rate . If the lock in period is above 45 days they give 8% and for above 180 days they give 9% interest rate. Minimum amount to deposit is Rs.25,000. There is no penalty if we withdraw the amount in between the lock in period.
      Was this review helpful? 13
      , bharuch
      Reviewed on Mar 31, 2016
    • Axis Bank Fixed Deposit
      "Banking"
      0.5 5.0/5 "Blown Away!"
      First of all I want to thank the entire team of bank bazaar for providing such a wonderful and amazing platform for all of us to select which suits us best from the rest. I selected Axis Bank which provided a good interest rate and it got through properly and quickly. Thank you once again..
      Was this review helpful? 14
      , kolkata
      Reviewed on Mar 08, 2016
    • Axis Bank Fixed Deposit
      "Our bank..."
      0.5 5.0/5 "Blown Away!"
      My salary come to this account so I started depositing with the Axis bank. Just my money will be safe and if any emergency comes I can withdraw or break the fixed deposit. The penalty is about one percentage. Whatever the rate of interest from that they deduct one percent. If the interest rate is 8% they give 7% incase of partial drop.
      Was this review helpful? 4
      , lucknow
      Reviewed on Mar 01, 2016
    • Axis Bank Fixed Deposit
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      I have taken a fixed deposit a couple of times from Axis Bank. The services are good. I can do it online. And I can also cancel it online. The rate of interest is good. But it has been fluctuating as per the RBI rules. There are no charges for any of the online facilities.
      Was this review helpful? 16
      , hyderabad
      Reviewed on Feb 06, 2016
    • Axis Bank Fixed Deposit
      "Wonderful..."
      0.5 4.0/5 "Great!"
      Axis bank is great and in regards to fixed deposit rate of interest they are constant to the market. Private banks are more comfortable and very good than the public bank. Almost ten years I am using their services and using it for fixed deposit.
      Was this review helpful? 9
      , hyderabad
      Reviewed on Jan 29, 2016
    • Axis Bank Fixed Deposit
      "Easy to start a plan!"
      0.5 5.0/5 "Blown Away!"
      Initailly I was planning to open the fixed deposit through online banking. Later on I decided to open that account on reaching the Axis branch. I just filled a form to open the account. The amount deposited is 50K and the tenure is of 6 months with the interest rate of 7.50%.
      Was this review helpful? 10
      , mumbai
      Reviewed on Jan 26, 2016
    • Axis Bank Fixed Deposit
      "Best interest rate "
      0.5 5.0/5 "Blown Away!"
      I am getting 8.20% interest rate for the fixed rate . The minimum lock in period is for seven days.We can also with draw the amount in between the lock in period but they will charge 1-2% as the breaking charges. No activation fee for this plan.
      Was this review helpful? 16
      , aurangabad
      Reviewed on Dec 17, 2015
    • Axis Bank Fixed Deposit
      "Incorrect information"
      0.5 5.0/5 "Blown Away!"
      AXIS Bank FD is fine. I am holding this FD for a period of 2 months. The most interesting part is the customer support . The customer support has given a wrong information. The information pertaining to Interest earned on FD is 5 % per annum however I was told that it is 5% per month . No other option was there so I am bound to accept it.
      Was this review helpful? 12
      , pune
      Reviewed on Nov 30, 2015
    • Axis Bank Fixed Deposit
      "Rate is high for fixed deposit.."
      0.5 4.0/5 "Great!"
      Rate of interest is the main reason to take the fixed deposit. Axis bank is offering interest of 8.5% for the fixed deposit. Most probably they provide over draft but never inquired about the same. Rate is compounding where it accumulates in quarterly basis.
      Was this review helpful? 6
      , mumbai
      Reviewed on Nov 19, 2015
    • Axis Bank Fixed Deposit
      "Easy to deposit"
      0.5 4.0/5 "Great!"
      I am having the fixed deposit with the Axis bank. The minimum lock in period is around 5 years and I deposited around 50000 Rupees. Rate of interest is okay with them and I choose them because I am having the salary account with them. Customer services are good with them.
      Was this review helpful? 6
      , chennai
      Reviewed on Nov 12, 2015
    • Axis Bank Fixed Deposit
      "Save Your Money With Axis....."
      0.5 4.0/5 "Great!"
      I am sure that my money will be safe with axis bank. It was easy for me to start up with fixed deposit with them. The maturity period is 3.5 years. They used to deduct the money from my salary every month. The rate of interest is 45%, really high. I took this through my company. Even I am planning to have one more FD.
      Was this review helpful? 8
      , chennai
      Reviewed on Sep 28, 2015
    • Axis Bank Fixed Deposit
      "Good service.."
      0.5 5.0/5 "Blown Away!"
      I am maintaining a fixed account with AXIS Bank. Its a joint account. Till now I did not faced any issues with this bank. They resolved the queries an all immediately. I am happy with their customer service and I am happy with this account also.
      Was this review helpful? 5
      , belgaum
      Reviewed on Sep 21, 2015
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