• loading

    Axis Bank Fixed Deposit(FD) Rates
     and 2 other FDs
    Institution Name
    Deposit Amount Range
    Tenure Range
    Interest Rate
    Up to ₹1Cr
    7 Days to 10 Years
    3.5% - 7.55% Quarterly compounding
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know
    NRI - FD
    Up to ₹1Cr
    1 Year to 10 Years
    6.75% - 6.90% Quarterly compounding
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know
    Up to ₹25L
    1 Year to 5 Years
    7.39% - 7.95% Monthly compounding
    Response Time Within 30 minutes
    Features
    Documents
    Good to Know
    Up to ₹25L
    1 Year to 5 Years
    7.39% - 7.95% Monthly compounding
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know
    Axis Bank Fixed Deposit(FD) Rates is Rated as "Excellent!" by 93 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Fixed Deposit BYTES FROM OUR KITCHEN

    Axis Bank Fixed Deposit(FD) Rates

    Axis bank is a private bank and the third largest in that sector. The bank commenced its operations in the year 1994. Axis bank was jointly promoted by Specified Undertaking of Unit Trust of India, Life Insurance Corporation of India, General Insurance Corporation of India, National Insurance Company Ltd., The New India Assurance Company Ltd., The Oriental Insurance Company Ltd. and United India Insurance Company Ltd. It offers higher rate of return on fixed deposit. The bank has overseas international offices and branches at Singapore, Hong Kong, Dubai International Financial Centre, Colombo and Shanghai and it is also the first Indian Bank to have set up its branch in China.

    The updated list of axis bank fd rates, on less than 1 crore are listed below:

    Tenure Regular FD Interest Rates Senior Citizen FD Interest Rates
    7 days to 29 days 3.50% 3.50%
    30 days to 45 days 5.50% 5.50%
    46 days to less than 3 months 6.00% 6.00%
    3 months to less than 4 months 6.00% 6.00%
    4 months to less than 6months 6.00% 6.00%
    6 months to less than 9 months 6.25% 6.50%
    9 months to less than 1 year 6.50% 6.75%
    1 year to less than 17 months 6.75% 7.40%
    17 months to less than 18 months 6.90% 7.55%
    18 Months to less than 2 years 6.90% 7.55%
    2 years to 10 years 6.90% 7.55%
    Minimum and Maximum Axis bank fd interest rates 2018 for Regular and Senior Citizen
    Axis bank FD Rates
    Points to note
    • Attractive interest rates offered on Axis Bank FDs across all tenures
    • The minimum tenure is 7 days while the maximum tenure is 10 years
    • Rates may change from time to time without prior notice
    • The interest on any Axis Bank FD will be subject to TDS if the interest earned is more than a said amount
    • The bank offers automatic renewal facility
    • If you choose a tenure that is more than 6 months, the interest will be computed on a quarterly basis

    Axis Bank Short-term Fixed Deposit Rates

    Axis Bank allows you to take a fixed deposit for a short period of 7 days to 14 days at an interest rate of 3.50% per annum. Interest rate for 30 days is 5.50% per annum and for 4 months to less than 9 months the interest is 6.25% per annum and the interest rate for less than a year but above 9 months is 6.50% per annum for Indian citizens for deposits below Rs.1 crore.

    Axis Bank Medium and Long-term Fixed Deposit Rates

    Axis Bank offers medium and long term fixed deposits to the Indian citizens, senior citizens, NRE and NROs. The Indian citizens are offered 6.25%-6.85% per annum interest rate for deposits of less than Rs.1 crore made for 1 year to less than 2 years. The interest rate offered for 2 years to less than 5 years is stable at 6.25% per annum for the Indian citizen. For deposits above 5 years to 10 years, the interest offered to Indian citizen is 6.25% per annum.

    Axis Bank Senior Citizens FD rates

    Senior citizens get a higher interest rate than those of Indian citizens and NRE and NRO. They get an interest of 3.50% per annum for deposits of below Rs.1 crore kept for a period of 7 days to 14 days. The deposits kept from 9 months to less than a year attracts an interest of 6.75% for deposit of less Rs.1 crore. For deposits above 1 year till less than 2 years attracts the highest interest at 7.35%per annum. Deposits from 2 years to less than 5 years attracts interest of 6.75% per annum. Deposits above 5 years and less than 10 years get interest at 6.75% per annum.

    Know More About Axis Fixed Deposit

    Loan against Axis Bank FDs

    Axis Bank Fixed Deposits (FDs) can be liquidated at the time of a financial emergency. Loans and overdraft facility can be taken against all FDs held with the bank. Applying for a loan against an FD is a very simple, easy and hassle-free process. One can apply for a loan at the click of a button through internet or mobile banking.

    All customers who hold an FD are eligible for this facility. The minimum amount that can be taken as a loan is Rs.25,000 and there is no upper limit on the maximum amount that can be taken. Customers can take up to 85% of the FD amount as a loan. One of the benefits of this type of loan is that the interest is charged only for the amount taken as loan. Axis Bank also allows customers to make premature withdrawals on all FDs.

    Axis Bank NRI FDs

    Axis Bank offers various attractive investment options for Non-Resident Indians (NRIs) and these schemes come with a wide range of benefits such as attractive interest rates, full repatriability, a  number of tax benefits and interest payout options. The different types of FD options for NRIs are NRE, NRO, and FCNR accounts.

    The interest rates offered on NRE deposits range from 6% to 7%, while the rate of returns on NRO deposits range from 3.5% to 7%. They also offer competitive interest rates on FCNR term deposits, which can be held in various currencies such as Great British Pound, US Dollar, Euro, Japanese Yen, Canadian Dollar, and Australian Dollars.

    Fixed-income & market-linked investments

    Fixed income investments offer a certain fixed rate of return, while market-linked investments offer returns based on how the market performs.

    Fixed-income investments can be made through fixed deposits, bonds, company deposits, and post office savings schemes. These types of financial products come with guaranteed returns but are safe and secure with almost nil risks.

    On the other hand, when it comes market-linked financial products, they are only for those who have a huge appetite for taking financial risks. Though these types of investment come with promising returns, there is also a chance of losing money if the markets crumble.

    Know how to Link Your KYC Dcuments to Axis Bank Account

    Axis Bank Fixed Deposit Reviews

    • Axis Bank Fixed Deposit
      "Very Poor Response by BRANCH EMPLOYEE"
      0.5 0.5/5 "Unacceptable"
      Its waste of time & money with axis bank. Don't have enough knowledge, lack of experience, and poor support. I opened a FD ACCOUNT AT AXIS BANK ON 13TH, and still they are unable to update my contact number in my account & cc. Wait....wait and waiting.. Nd branch is located in DELHI. NOW YOU CAN IMAGINE, how they will operate in rural area...
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 23, 2018
    • Axis Bank Fixed Deposit
      "Overall good"
      0.5 4.0/5 "Great!"
      I have a two lakh fixed deposit at Axis Bank. The bank is good in this process and the rate of interest is the same when compared to other banks. There is no lock in period and anytime I an withdraw the funds. There are no charges related to this account.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 19, 2018
    • Axis Bank Fixed Deposit
      "Excellent services"
      0.5 5.0/5 "Blown Away!"
      Axis Bank is overall good in the banking process. I bank for a fixed deposit and there are no charges taken for this account. The customer support is good and the online banking is very convenient to open and close this account. The rate of interest is also good.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Feb 09, 2018
    • Axis Bank Fixed Deposit
      "Good Return"
      0.5 3.0/5 "Satisfactory"
      I had a good investment made an investment in Axis Bank through my Fixed Deposit Account with them. They gave me an interest rate of 8.25%, which I feel is one of the best in the Industry. I took it for a 2 years period and had the option of closing it even before the maturity.
      Was this review helpful? 6
      , mumbai
      Reviewed on Dec 26, 2017
    • Axis Bank Fixed Deposit
      "Need to improve"
      0.5 1.0/5 "Really Bad"
      I am having the fixed deposit account with the Axis bank and the customer service was not really good like they have to be get improved. I would like to say that the online banking system could be get improved. I have not faced any issues with them till now.
      Was this review helpful? 4
      , bangalore
      Reviewed on Nov 25, 2017
    • Axis Bank Fixed Deposit
      "Good service"
      0.5 4.0/5 "Great!"
      Even though I don't like the saving account with Axis bank as there is a minimum balance of Rs. 10000 has to be maintained I like the fixed deposit account with Axis bank as that process is simple and smooth and I have it for 2.5 years and also they pay good interests rates of 7.5%.
      Was this review helpful? 3
      , faridabad
      Reviewed on Nov 17, 2017
    • Axis Bank Fixed Deposit
      "Best"
      0.5 5.0/5 "Blown Away!"
      I am using Axis FD service for last 15 years. The amount differs for a fixed deposit. The interest rate was vey high than other nationalized banks. They providing more benefits to the customers. There is no issues with Axis and am completely satisfied with the service. The most interesting feature is they auto renew the policy or they pay extra charges for late 15 days.
      Was this review helpful? 5
      , kolkata
      Reviewed on Nov 16, 2017
    • Axis Bank Fixed Deposit
      "Its good investment"
      0.5 4.5/5 "Excellent!"
      I have invested one lakh in fixed deposit with AXIS bank. Its going to matured in this august, Then I would be getting around Rs.1.12,000. I have opened this FD through online and I will be getting the amount same to my account. AXIS gave me premature withdrawal, I can close whenever I want.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 13, 2017
    • Axis Bank Fixed Deposit
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I had invested in fixed deposit account with the Axis bank and the minimum tenure is around five years of time. Response is a good one with them and everything was done through online. Net banking services are working in an excellent way and it is really wonderful.
      Was this review helpful? 1
      , kolkata
      Reviewed on Apr 25, 2017
    • Axis Bank Fixed Deposit
      "Very good services"
      0.5 4.5/5 "Excellent!"
      Opening a fixed deposit at Axis bank was pretty simple and unlike the past where one has to visit the bank to get this facility. I could do it online and it was very much simple as I am an existing customer. I am also happy with the interest rate offered.
      Was this review helpful? 5
      , hyderabad
      Reviewed on Feb 20, 2017
    • Axis Bank Fixed Deposit
      "Truly the best"
      0.5 3.5/5 "Pretty good"
      AXIS Fixed deposit is truly the best, I am not happy with the communication the customer service can actually improve and the bank is not good. It would be great if they send alerts in terms of letting the customer know the FD is going to mature and whether it is good or not and how much amount I will get in turn.
      Was this review helpful? 3
      , hyderabad
      Reviewed on Feb 10, 2017
    • Axis Bank Fixed Deposit
      "Truly the best"
      0.5 3.5/5 "Pretty good"
      AXIS Fixed deposit is truly the best, I am not happy with the communication the customer service can actually improve and the bank is not good. It would be great if they send alerts in terms of letting the customer know the FD is going to mature and whether it is good or not and how much amount I will get in turn.
      Was this review helpful? 4
      , hyderabad
      Reviewed on Feb 10, 2017
    • Axis Bank Fixed Deposit
      "Convenient to Open"
      0.5 4.0/5 "Great!"
      There was no processing fee for FD opening through online, AXIS FD was really convenient to save the money, I could pay from 5000 or above its for three years. Without visiting to the branch I had opened my FD account through online it was really hassle free.
      Was this review helpful? 4
      , ghaziabad
      Reviewed on Nov 23, 2016
    • Axis Bank Fixed Deposit
      "Better"
      0.5 5.0/5 "Blown Away!"
      I have the fixed deposit account with the Axis bank and the interest rate was very low. Customer service is very good with the Axis bank and I have not found any drawbacks with them. I used to transact a lot with them. Interest rate will be compounded annually.
      Was this review helpful? 11
      , thane
      Reviewed on Apr 27, 2016
    • Axis Bank Fixed Deposit
      "Best "
      0.5 4.0/5 "Great!"
      I have got the fixed deposit with the Axis bank and I have opened this account before some long time. Response with the Axis bank is good and the online banking services are good. The interest got compounded annually with the Axis bank and I have opted for five years deposit.
      Was this review helpful? 3
      , coimbatore
      Reviewed on Apr 26, 2016
    • Axis Bank Fixed Deposit
      "Excellent !!!!"
      0.5 5.0/5 "Blown Away!"
      For the fixed deposit axis bank is giving 7% interest rate . If the lock in period is above 45 days they give 8% and for above 180 days they give 9% interest rate. Minimum amount to deposit is Rs.25,000. There is no penalty if we withdraw the amount in between the lock in period.
      Was this review helpful? 13
      , bharuch
      Reviewed on Mar 31, 2016
    • Axis Bank Fixed Deposit
      "Banking"
      0.5 5.0/5 "Blown Away!"
      First of all I want to thank the entire team of bank bazaar for providing such a wonderful and amazing platform for all of us to select which suits us best from the rest. I selected Axis Bank which provided a good interest rate and it got through properly and quickly. Thank you once again..
      Was this review helpful? 14
      , kolkata
      Reviewed on Mar 08, 2016
    • Axis Bank Fixed Deposit
      "Our bank..."
      0.5 5.0/5 "Blown Away!"
      My salary come to this account so I started depositing with the Axis bank. Just my money will be safe and if any emergency comes I can withdraw or break the fixed deposit. The penalty is about one percentage. Whatever the rate of interest from that they deduct one percent. If the interest rate is 8% they give 7% incase of partial drop.
      Was this review helpful? 4
      , lucknow
      Reviewed on Mar 01, 2016
    • Axis Bank Fixed Deposit
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      I have taken a fixed deposit a couple of times from Axis Bank. The services are good. I can do it online. And I can also cancel it online. The rate of interest is good. But it has been fluctuating as per the RBI rules. There are no charges for any of the online facilities.
      Was this review helpful? 16
      , hyderabad
      Reviewed on Feb 06, 2016
    • Axis Bank Fixed Deposit
      "Wonderful..."
      0.5 4.0/5 "Great!"
      Axis bank is great and in regards to fixed deposit rate of interest they are constant to the market. Private banks are more comfortable and very good than the public bank. Almost ten years I am using their services and using it for fixed deposit.
      Was this review helpful? 9
      , hyderabad
      Reviewed on Jan 29, 2016
    Common Loader Icon
     Loading your search... Loading your search...
  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.