IndusInd Bank Fixed Deposit Rates 2022

IndusInd Bank offers competitive interest rates on Fixed Deposits (FDs) that range from 2.75% p.a. to 6.50% p.a. for regular deposit holders. It also offers special rates for senior citizens. The IndusInd bank gives you a various options of IndusInd Fixed Deposit schemes, Interest payable monthly, quarterly, half-yearly, annually or at maturity as per your convenience.

Fixed Deposit Interest Rates for Deposits of Less than Rs.2 crore – General Public

Tenure Interest rate for general public (p.a.)
7 days to 14 days 2.75% p.a.
15 days to 30 days 3.00% p.a.
31 days to 45 days 3.25% p.a.
46 days to 60 days 3.50% p.a.
61 days to 90 days 3.75% p.a.
91 days to 120 days 4.00% p.a.
121 days to 180 days 4.50% p.a.
181 days to 210 days 4.60% p.a.
211 days to 269 days 4.75% p.a.
270 days to 354 days 5.50% p.a.
355 days to less than 1 year 5.50% p.a.
1 year to less than 1 year 6 months 6.00% p.a.
1 year 6 months to less than 1 year 7 months 6.00% p.a.
1 year 7 months to less than 2 years 6.00% p.a.
2 years to less than 2 years 6 months 6.50% p.a.
2 years 6 months to less than 2 years 9 months 6.50% p.a.
3 years to below 61 months 6.50% p.a.
61 month and above 6.00% p.a.

Note: The interest rates are applicable w.e.f. 10 May 2022.

Fixed Deposit Interest Rates for Deposits of Less than Rs.2 crore – Senior Citizen

Tenure Interest rate for senior citizen (p.a.)
7 days to 14 days 3.25% p.a.
15 days to 30 days 3.50% p.a.
31 days to 45 days 3.75% p.a.
46 days to 60 days 4.00% p.a.
61 days to 90 days 4.25% p.a.
91 days to 120 days 4.50% p.a.
121 days to 180 days 5.00% p.a.
181 days to 210 days 5.10% p.a.
211 days to 269 days 5.25% p.a.
270 days to 354 days 6.00% p.a.
355 days to less than 1 year 6.00% p.a.
1 year to less than 1 year 6 months 6.50% p.a.
1 year 6 months to less than 1 year 7 months 6.50% p.a.
1 year 7 months to less than 2 years 6.50% p.a.
2 years to less than 2 years 6 months 7.00% p.a.
2 years 6 months to less than 2 years 9 months 7.00% p.a.
3 years to below 61 months 7.00% p.a.
61 month and above 6.50% p.a.

Note: The interest rates are applicable w.e.f. 10 May 2022.

Fixed Deposit Interest Rates for Deposits of Rs.2 crore to less than Rs.5 crore - Premature Withdrawal Allowed

Tenure Interest rate for general public (p.a.)
7 days to 14 days 2.75% p.a.
15 days to 30 days 3.00% p.a.
31 days to 45 days 3.25% p.a.
46 days to 60 days 3.40% p.a.
61 days to 90 days 3.60% p.a.
91 days to 120 days 3.80% p.a.
121 days to 180 days 4.00% p.a.
181 days to 210 days 4.20% p.a.
211 days to 269 days 4.35% p.a.
270 days to 354 days 4.90% p.a.
355 days to less than 1 year 4.90% p.a.
1 year to less than 1 year 6 months 5.25% p.a.
1 year 6 months to less than 1 year 7 months 5.25% p.a.
1 year 7 months to less than 2 years 5.25% p.a.
2 years to less than 2 years 6 months 5.50% p.a.
2 years 6 months to less than 2 years 9 months 5.50% p.a.
3 years to below 61 months 5.50% p.a.
61 month and above 5.00% p.a.

Note: The interest rates are applicable w.e.f. 10 May 2022.

Fixed Deposit Interest Rates for Deposits of Rs.1 crore to less than Rs.5 crore - Premature Withdrawal Not Allowed

Tenure Interest rate for general public (p.a.)
7 days to 14 days 2.75% p.a.
15 days to 30 days 3.00% p.a.
31 days to 45 days 3.35% p.a.
46 days to 60 days 3.50% p.a.
61 days to 90 days 3.70% p.a.
91 days to 120 days 3.90% p.a.
121 days to 180 days 4.10% p.a.
181 days to 210 days 4.30% p.a.
211 days to 269 days 4.45% p.a.
270 days to 354 days 5.00% p.a.
355 days to less than 1 year 5.00% p.a.
1 year to less than 1 year 6 months 5.35% p.a.
1 year 6 months to less than 1 year 7 months 5.35% p.a.
1 year 7 months to less than 2 years 5.35% p.a.
2 years to less than 2 years 6 months 5.60% p.a.
2 years 6 months to less than 2 years 9 months 5.60% p.a.
3 years to below 61 months 5.60% p.a.
61 month and above 5.00% p.a.

Note: The interest rates are applicable w.e.f. 10 May 2022.

IndusInd Bank Tax Saving FD Rates - IndusInd Tax Saver Scheme

Tenure For General Public (p.a.) For Senior Citizens (p.a.)
5 years 6.50% p.a. 7.00% p.a.

Note: The interest rates are applicable w.e.f. 10 May 2022.

Experience Fixed Deposit Calculator Online: FD Calculator

IndusInd Bank NRI FD Rates

Interest Rates for NRE Deposits of Less than Rs.2 Crore - General Public

Tenure Interest rate for general public (p.a.)
7 days to 14 days 2.75% p.a.
15 days to 30 days 3.00% p.a.
31 days to 45 days 3.25% p.a.
46 days to 60 days 3.50% p.a.
61 days to 90 days 3.75% p.a.
91 days to 120 days 4.00% p.a.
121 days to 180 days 4.50% p.a.
181 days to 210 days 4.60% p.a.
211 days to 269 days 4.75% p.a.
270 days to 354 days 5.50% p.a.
355 days to less than 1 year 5.50% p.a.
1 year to less than 1 year 6 months 6.00% p.a.
1 year 6 months to less than 1 year 7 months 6.00% p.a.
1 year 7 months to less than 2 years 6.00% p.a.
2 years to less than 2 years 6 months 6.50% p.a.
2 years 6 months to less than 2 years 9 months 6.50% p.a.
3 years to below 61 months 6.50% p.a.
61 month and above 6.00% p.a.

Note: The interest rates are applicable w.e.f. 10 May 2022.

Interest Rates for NRO Deposits of Less than Rs.2 Crore - General Public

Tenure Interest rate for general public (p.a.)
7 days to 14 days 2.75% p.a.
15 days to 30 days 3.00% p.a.
31 days to 45 days 3.25% p.a.
46 days to 60 days 3.50% p.a.
61 days to 90 days 3.75% p.a.
91 days to 120 days 4.00% p.a.
121 days to 180 days 4.50% p.a.
181 days to 210 days 4.60% p.a.
211 days to 269 days 4.75% p.a.
270 days to 354 days 5.50% p.a.
355 days to less than 1 year 5.50% p.a.
1 year to less than 1 year 6 months 6.00% p.a.
1 year 6 months to less than 1 year 7 months 6.00% p.a.
1 year 7 months to less than 2 years 6.00% p.a.
2 years to less than 2 years 6 months 6.50% p.a.
2 years 6 months to less than 2 years 9 months 6.50% p.a.
3 years to below 61 months 6.50% p.a.
61 month and above 6.00% p.a.

Note: The interest rates are applicable w.e.f. 10 May 2022.

FCNR (B) Deposit Interest Rates

The FD rates for IndusInd Bank deposits against specific foreign currency are as follows:

Tenure Interest rate for general public (p.a.)
USD GBP EUR JPY CAD AUD
1 Year to less than 2 Years 1.90 1.45 N/A N/A 1.90 1.40
2 Years to less than 3 Years 2.40 1.80 0.01 N/A 2.20 1.95
3 Years to less than 4 Years 2.40 1.50 0.01 1.50 1.50 1.75
4 Years to less than 5 Years 2.40 1.50 0.01 N/A 1.50 1.85
5 Years Only 2.40 1.50 0.01 1.35 1.75 1.95

Note: The interest rates are applicable w.e.f. 10 May 2022.

Features and Benefits of IndusInd Bank Fixed Deposits

The features and benefits of IndusInd Bank Fixed Deposit Schemes can be summed up as follows:

  • Lucrative rates of interest
  • Additional interest for senior citizens
  • Flexible investment tenure
  • Partial withdrawals are allowed
  • Flexibility in terms of interest payout
  • Nomination facilities
  • Auto renewal facilities

Eligibility Criteria and Documents Required

The following are eligible to invest in an IndusInd Bank Fixed Deposit Scheme:

  • Individuals
  • Sole proprietorships
  • HUFs
  • Limited companies
  • Partnership firms
  • Trusts
  • Associations
  • Societies
  • Clubs
  • Guardians of minors

The following documents are required to start investing in an IndusInd Bank Fixed Deposit Scheme:

  • Proof of Identity:
    • PAN card
    • Driving licence
    • Aadhaar card
    • Senior citizen ID (if applicable)
    • Photo ID card issued by the government
    • Passport
  • Proof of Address:
    • Utility bills such as electricity bill and telephone bill
    • Passport
    • Bank statement along with cheque

Type of IndusInd Bank Fixed Deposit Schemes

IndusInd Bank offers the following categories of Fixed Deposit Schemes:

FAQs on IndusInd Bank Fixed Deposits

  1. Can I avail nomination facility for IndusInd Bank Fixed Deposits?

    Yes, nomination facility can be availed for IndusInd Bank Fixed Deposit schemes.

  2. Are there any special rates for senior citizens FD of IndusInd Bank?

    Yes, IndusInd Bank offers special interest rate for senior citizens’ fixed deposit schemes. The rates are usually 0.5% higher than the general rates.

  3. What is the highest fixed deposit interest rate for IndusInd Bank?

    The highest FD interest rates offered by IndusInd Bank are 6.50% for domestic, NRO, and NRE deposits and 7.00% for senior citizens’ deposits. Both the rates are applicable to the investment tenure of 2 years to less than 3 years.

  4. Did IndusInd Bank increase FD rates in 2022?

    No, IndusInd Bank has not increased the FD rates in 2022.

  5. Can a customer open an FD account online in IndusInd Bank?

    Yes, IndusInd Bank allows its customers to open an FD account online through their portal.

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