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  • IndusInd Bank Fixed Deposit Rates 2019

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  • IndusInd Bank offers competitive interest rates on Fixed Deposits (FDs) that range from 3.75% p.a. to 7.75% p.a. for regular deposit holders. For senior citizens, the rate of interest offered is from 4.25% p.a. to 8.25% p.a. IndusInd bank gives you a various option of Fixed Deposit schemes, Interest payable monthly, quarterly, half yearly, annually or at maturity as per your convenience.

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    IndusInd Bank Fixed Deposit
     and 2 other FDs
    Institution Name
    Deposit Amount Range
    Tenure Range
    Interest Rate
    Up to ₹1Cr
    7 Days Onwards
    3.5% - 7.35% Quarterly compounding
    Features
    Highlights
    Documents
    Good to Know
    NRI - FD
    Up to ₹1Cr
    1 Year Onwards
    6.5% - 6.85% Quarterly compounding
    Features
    Highlights
    Documents
    Good to Know
    Up to ₹25L
    1 Year to 5 Years
    7.75% - 8.6% Monthly compounding
    Features
    Documents
    Good to Know
    Up to ₹25L
    1 Year to 5 Years
    7.72% - 8.65% Monthly compounding
    Features
    Highlights
    Documents
    Good to Know

    IndusInd Bank FD Rates

    Incorporated in 1994, IndusInd Bank is one of the new generation private banks in India. It has specialised retail banking services owing to introduction of new technologies. IndusInd Bank has about 638 branches across various cities in the country.

    Interest rates for domestic and NRO deposits:

    Tenure Interest rate for genral public (% p.a.) Interest rate for senior citizens (% p.a.)

    7 days to 14 days

    3.75%

    4.25%

    15 days to 30 days

    4.25%

    4.75%

    31 days to 45 days

    5.75%

    6.25%

    46 days to 60 days

    6.00%

    6.50%

    61 days to 90 days

    6.25%

    6.75%

    91 days to 120 days

    6.50%

    7.00%

    121 days to 180 days

    6.75%

    7.25%

    181 days to 210 days

    7.00%

    7.50%

    211 days to 269 days

    7.00%

    7.50%

    270 days to less than 1 year

    7.25%

    7.75%

    1 year to less than 1 year 2 months

    7.60%

    8.10%

    More than 1 year 2 months to 1 year 4 months

    7.60%

    8.10%

    More than 1 year 4 months to less than 2 years

    7.75%

    8.10%

    2 years to less than 2 years 6 months

    7.75%

    8.10%

    2 years 6 months to less than 2 year 9 months

    7.75%

    8.10%

    2 years 9 months to less than 3 years

    7.75%

    8.25%

    3 years to less than 5 years

    7.35%

    7.85%

    5 years and above

    7.25%

    7.75%

    *Interest rates are subject to change and will be revised by the bank from time to time

    • The short-term deposit period ranges from 7 days to 1 year. The interest rate for FDs during this period ranges from 3.75% p.a. to 7.25% p.a.
    • The interest rate for long-term deposits of 5 years and above is 7.25%.
    • The highest interest rate for senior citizens is 8.25% for a tenure of 2 years 9 months to less than 3 years.
    • The interest rate offered on tax saver deposit (5 years) is 7.50% p.a.

    NRE FD Rates Less than Rs.2 crore

    Tenure Interest rate for genral public (% p.a.)

    More than 1 year 2 months to 1 year 4 months

    7.60%

    More than 1 year 4 months to less than 2 years

    7.75%

    2 years to less than 2 years 6 months

    7.75%

    2 years 6 months to less than 2 year 9 months

    7.75%

    2 years 9 months to less than 3 years

    7.75%

    3 years to less than 5 years

    7.35%

    5 years and above

    7.25%

    Note: Additional interest rate for senior citizens is not applicable for NRE fixed deposits.

    FD Interest Rates: Premature Withdrawal Allowed (Rs. 2 crore to less than Rs.5 crore)

    Tenure Interest rate for genral public (% p.a.)

    7 days to 14 days

    4.50%

    15 days to 30 days

    4.75%

    31 days to 45 days

    6.50%

    46 days to 60 days

    6.50%

    61 days to 90 days

    6.50%

    91 days to 120 days

    7.00%

    121 days to 180 days

    7.25%

    181 days to 210 days

    7.25%

    211 days to 269 days

    7.25%

    270 days to less than 1 year

    7.50%

    1 year to less than 1 year 2 months

    7.75%

    More than 1 year 2 months to 1 year 4 months

    7.75%

    More than 1 year 4 months to less than 2 years

    7.75%

    2 years to less than 2 years 6 months

    7.75%

    2 years 6 months to less than 2 year 9 months

    7.75%

    2 years 9 months to less than 3 years

    7.75%

    3 years to less than 5 years

    7.45%

    5 years and above

    7.25%

    Note: The minimum amount for FD booking should be Rs.10,000.

    FCNR (B) Deposit Interest Rates

    The FD rates for IndusInd Bank deposits against specific foreign currency are as follows:

    Tenure IndusInd Bank FCNR (B) FD rate p.a.
    AUD GBP USD CAD EUR JPY

    1 year to 2 years

    1.32

    1.85

    3.65

    2.25

    0.01

    0.05

    2 years to 3 years

    1.27

    2.25

    3.65

    1.88

    0.01

    0.03

    3 years to 4 years

    1.28

    1.90

    3.15

    1.85

    0.01

    2.95

    4 years to 5 years

    1.42

    1.80

    2.95

    1.84

    0.01

    0.01

    5 years

    1.48

    1.65

    2.80

    1.85

    0.01

    2.96

    Note: The interest rates are applicable w.e.f. 1 June 2019.

    Minimum and Maximum IndusInd Bank fd interest rates 2019 for Regular and Senior Citizen
    IndusInd Bank FD Rates

    IndusInd short-term deposit rates

    • There are a number of short-term term deposit options available to IndusInd customers.
    • The interest rate offered in this slab ranges from 3.75% p.a. to 7.25% p.a., which is the best rate paid for deposits in this time range.
    • Those who are looking to gain returns in a short span of time and do not want to lock-in their funds can choose this type of tenure range.
    • The most high-yielding interest rate here is 7.25% p.a. for 270 days to 364 days.

    IndusInd medium-term & long-term deposit rates

    • The interest rate in this slab ranges from 7.60% p.a. to 7.75% p.a.
    • The highest rate of interest is offered for a time period that ranges from more than 1 year 4 months to less than 2 years, where the rate paid is 7.75% p.a.
    • More than 1 year 2 months to 1 year 4 months, the applicable rate is 7.60% p.a. And for 2 years to less than 3 years, the rate paid is 7.75% p.a.
    • This slab can be chosen by those who want to make a long-term commitment, have savings goals or just want to safely put away their money and keep it away from their savings account in order to avoid the temptation of spending.

    IndusInd senior citizen deposit rates

    • IndusInd deposits are a very highly-paying investment for those above 60 years of age because they can avail an additional interest rate of 0.50% p.a.
    • A high interest rate of 8.25% p.a. is paid to those who put in money for a duration of 2 years 9 months to less than 3 years
    • When it comes to short-term deposit schemes, a competitive interest rate of 7.75% is paid for 270 days to less than 1 year
    • A deposit rate of 8.10% p.a. is also paid for an investment period of 1 year to less than 1 year 2 months and 7.85% p.a. for 3 years to less than 5 years

    Read more about: Steps to apply for IndusInd Bank Fixed Deposit

    IndusInd FD Interest Rates: Rs.1 Crore -  Less than Rs.5 Crore (with premature withdrawal)

    Tenure Regular interest rates (per annum) Senior citizen interest rates (per annum)
    7 days to 14 days 4.25% 4.75%
    15 days to 30 days 4.50% 5.00%
    31 days to 90 days 6.25% 6.75%
    91 days to 120 days 6.50% 7.00%
    121 days to 180 days 6.75% 7.25%
    181 days to less than 1 year 7.00% 7.50%
    1 year 2 months to less than 2 years 7.25% 7.75%
    2 years to less than 3 years 7.15% 7.65%
    3 years to less than 61 months 7.00% 7.50%
    61 months and more 6.75% 7.25%

    Know more about IndusInd FDs

    • IndusInd also offers NRO fixed deposits and NRE fixed deposits schemes.
    • Apart from other deposit options, there are also Indus Tax saver Schemes that people can invest in.
    • Tax saver FDs have to be kept for a minimum of 5 years and there can be no premature withdrawal until the completion of this tenure.
    • The interest rate offered on tax saver deposits is 7.25% p.a.
    • In case of premature withdrawal the penalty rate is 1%

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