• IndusInd Bank Fixed Deposit Rates, September 2019

    Incorporated in 1994, IndusInd Bank is one of the new generation private banks in India. It has specialised retail banking services owing to introduction of new technologies. IndusInd Bank has about 638 branches across various cities in the country.

    Interest rates for domestic and NRO deposits:

    Tenure Interest rate for genral public (% p.a.) Interest rate for senior citizens (% p.a.)

    7 days to 14 days

    3.75%

    4.25%

    15 days to 30 days

    4.25%

    4.75%

    31 days to 45 days

    5.50%

    6.00%

    46 days to 60 days

    5.75%

    6.25%

    61 days to 90 days

    6.00%

    6.50%

    91 days to 120 days

    6.25%

    6.75%

    121 days to 180 days

    6.30%

    6.80%

    181 days to 210 days

    6.60%

    7.10%

    211 days to 269 days

    6.75%

    7.25%

    270 days to less than 1 year

    7.00%

    7.50%

    1 year to less than 1 year 2 months

    7.50%

    8.00%

    More than 1 year 2 months to 1 year 4 months

    7.50%

    8.00%

    More than 1 year 4 months to less than 2 years

    7.50%

    8.00%

    2 years to less than 2 years 6 months

    7.50%

    8.00%

    2 years 6 months to less than 2 year 9 months

    7.50%

    8.00%

    2 years 9 months to less than 3 years

    7.50%

    8.00%

    3 years to less than 5 years

    7.35%

    7.85%

    5 years and above

    7.25%

    7.75%

    Note: The interest rates are applicable w.e.f. 1 September 2019.

    • The short-term deposit period ranges from 7 days to 1 year. The interest rate for FDs during this period ranges from 3.75% p.a. to 7.00% p.a.
    • The interest rate for long-term deposits of 5 years and above is 7.25%.
    • The highest interest rate for senior citizens is 8.00% for a tenure of 2 years 9 months to less than 3 years.
    • The interest rate offered on tax saver deposit (5 years) is 7.50% p.a.

    NRE FD Rates Less than Rs.2 crore

    Tenure Interest rate for genral public (% p.a.)

    More than 1 year 2 months to 1 year 4 months

    7.50%

    More than 1 year 4 months to less than 2 years

    7.50%

    2 years to less than 2 years 6 months

    7.50%

    2 years 6 months to less than 2 year 9 months

    7.50%

    2 years 9 months to less than 3 years

    7.50%

    3 years to less than 5 years

    7.35%

    5 years and above

    7.25%

    Note: The interest rates are applicable w.e.f. 1 September 2019. Additional interest rate for senior citizens is not applicable for NRE fixed deposits.

    FD Interest Rates: Premature Withdrawal Allowed (Rs. 2 crore to less than Rs.5 crore)

    Tenure Interest rate for genral public (% p.a.)

    7 days to 14 days

    4.00%

    15 days to 30 days

    4.50%

    31 days to 45 days

    5.55%

    46 days to 60 days

    5.85%

    61 days to 90 days

    6.00%

    91 days to 120 days

    6.15%

    121 days to 180 days

    6.25%

    181 days to 210 days

    6.60%

    211 days to 269 days

    6.75%

    270 days to less than 1 year

    7.00%

    1 year to less than 1 year 2 months

    7.25%

    More than 1 year 2 months to 1 year 4 months

    7.25%

    More than 1 year 4 months to less than 2 years

    7.25%

    2 years to less than 2 years 6 months

    7.25%

    2 years 6 months to less than 2 year 9 months

    7.25%

    2 years 9 months to less than 3 years

    7.25%

    3 years to less than 5 years

    7.15%

    5 years and above

    7.00%

    Note: The interest rates are applicable w.e.f. 1 September 2019. The minimum amount for FD booking should be Rs.10,000.

    FCNR (B) Deposit Interest Rates

    The FD rates for IndusInd Bank deposits against specific foreign currency are as follows:

    Tenure IndusInd Bank FCNR (B) FD rate p.a.
    AUD GBP USD CAD EUR JPY

    1 year to 2 years

    0.89

    1.55

    3.48

    2.55

    0.01

    0.01

    2 years to 3 years

    0.78

    1.75

    3.10

    1.70

    0.01

    0.01

    3 years to 4 years

    0.78

    1.55

    2.85

    1.64

    0.01

    2.85

    4 years to 5 years

    0.87

    1.55

    2.65

    1.61

    0.01

    0.01

    5 years

    0.91

    1.70

    2.60

    1.58

    0.01

    2.83

    Note: The interest rates are applicable w.e.f. 1 September 2019.

    IndusInd short-term deposit rates

    • There are a number of short-term term deposit options available to IndusInd customers.
    • The interest rate offered in this slab ranges from 3.75% p.a. to 7.00% p.a., which is the best rate paid for deposits in this time range.
    • Those who are looking to gain returns in a short span of time and do not want to lock-in their funds can choose this type of tenure range.
    • The most high-yielding interest rate here is 7.00% p.a. for 270 days to 364 days.

    IndusInd medium-term & long-term deposit rates

    • The interest rate in this slab ranges from 7.00% p.a. to 7.50% p.a.
    • The highest rate of interest is offered for a time period that ranges from more than 1 year 4 months to less than 2 years, where the rate paid is 7.50% p.a.
    • This slab can be chosen by those who want to make a long-term commitment, have savings goals or just want to safely put away their money and keep it away from their savings account in order to avoid the temptation of spending.

    IndusInd senior citizen deposit rates

    • IndusInd deposits are a very highly-paying investment for those above 60 years of age because they can avail an additional interest rate of 0.50% p.a.
    • A high interest rate of 8.00% p.a. is paid to those who put in money for a duration of 2 years 9 months to less than 3 years
    • When it comes to short-term deposit schemes, a competitive interest rate of 7.50% is paid for 270 days to less than 1 year

    Read more about: Steps to apply for IndusInd Bank Fixed Deposit

    Know more about IndusInd FDs

    • IndusInd also offers NRO fixed deposits and NRE fixed deposits schemes.
    • Apart from other deposit options, there are also Indus Tax saver Schemes that people can invest in.
    • Tax saver FDs have to be kept for a minimum of 5 years and there can be no premature withdrawal until the completion of this tenure.
    • The interest rate offered on tax saver deposits is 7.25% p.a.
    • In case of premature withdrawal the penalty rate is 1%

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    IndusInd Bank Fixed Deposit Reviews

    • IndusInd Bank Fixed Deposit
      "Good interst for FD savings"
      0.5 4.0/5 "Great!"
      I opened fixed deposit account through online, the process was simple without any documentation. Currently the bank is providing the interest around 8% for the FD account. I done it before year it has tenure this year one year. I think this august my Fd amount gets matured.
      Was this review helpful? 4
      , bangalore
      Reviewed on Apr 03, 2019
    • IndusInd Bank
      IndusInd Bank Fixed Deposit
      "Good Investment with Indusind bank"
      0.5 5.0/5 "Blown Away!"
      One time investment I have done in Indusind bank as a fixed deposit, it has locking period around one year. They are providing the interest around 8% for one year. Online option is easy to activate the service and closing, there is no charges for the FD maintenance.
      Was this review helpful? 2
      , indore
      Reviewed on Mar 26, 2019
    • IndusInd Bank Fixed Deposit
      "Satisfied with the services"
      0.5 5.0/5 "Blown Away!"
      I have opened a fixed deposit with Indusind bank. The customer services and response is good and they are offering a good rate of interest. The customer services and response is good. It was easy to open this account and there were no charges taken for the same.
      Was this review helpful? 15
      , bangalore
      Reviewed on Aug 17, 2018
    • IndusInd Bank Fixed Deposit
      "Best banking"
      0.5 5.0/5 "Blown Away!"
      I have opened a Fixed deposit with Indusind bank.The minimum a maintain 50,000 in year.i feel its a best investment for the customers as I get the best interest rate.I have been banking with them for last five years.I am happy banking with them.
      Was this review helpful? 5
      , chennai
      Reviewed on Jan 23, 2018
    • IndusInd Bank Fixed Deposit
      "Excellent"
      0.5 4.0/5 "Great!"
      I do have the Indusind bank fixed deposit account and within a day of time the account got opened. I would like to say that the response is good one for me with them and their customer service is also fine one with them.
      Was this review helpful? 3
      , noida
      Reviewed on Sep 28, 2017
    • IndusInd Bank Fixed Deposit
      "Fixed depost"
      0.5 5.0/5 "Blown Away!"
      With INDUDIND, I am holding a NRE so based on which they offered a NRE rate. This was opened and closed. This request was placed online no challenges nor any issues. I did not get any tax benefit for this FD. It was opened on the basis of NRE....
      Was this review helpful? 1
      , thane
      Reviewed on Sep 23, 2017
    • IndusInd Bank Fixed Deposit
      "Good interest rate for Fixed Deposit "
      0.5 5.0/5 "Blown Away!"
      I visited the Induslind bank branch to open the Fixed deposit which was given with 9% interest rate for the minimum lock in period of one year. But, they took ten days to activate the plan. The minimum amount to start the plan is Rs.50,000. We can liquid the cash any time after three months for the plan.
      Was this review helpful? 8
      , secunderabad
      Reviewed on May 14, 2016
    • IndusInd Bank Fixed Deposit
      "Nice rate "
      0.5 5.0/5 "Blown Away!"
      Induslind bank is giving 6% above interest rate for the fixed deposit. Minimum lock in period one year maximum up to 15 years. We can start he plan with one lakhs rupees. . I took the plan by visiting the bank directly.
      Was this review helpful? 6
      , nagpur
      Reviewed on Jan 20, 2016
    • IndusInd Bank Fixed Deposit
      "Slow process "
      0.5 2.0/5 "Expected more"
      The service provided was quite average with Indusind Bank based on the fixed deposit.They have provided any information about my account.Its been 15days for getting a deposit.They have opened a saving account but I acutally applied for a fixed deposit with them.
      Was this review helpful? 4
      , delhi
      Reviewed on Jan 13, 2016
    • IndusInd Bank Fixed Deposit
      "Great !!!"
      0.5 5.0/5 "Blown Away!"
      Recently eight months ago I have taken fixed deposit with IndusInd bank and rate of interest is high comparatively. In addition to that for FD holders, the bank is offering loan and other good facilities. At times response is poor thus they have to look on to that. Rate is only simple rate where will get at the end of the term period.
      Was this review helpful? 11
      , bangalore
      Reviewed on Mar 07, 2015
    • IndusInd Bank Fixed Deposit
      "Good"
      0.5 5.0/5 "Blown Away!"
      I am holding a INDUS IND FD and I would say its perfect . Customer service offered by them was really good. They will come to my place at any point of time. They are always ready to help the customers.Interest rate offered by them is really good. I have taken that for 6 years.
      Was this review helpful? 12
      , jaipur
      Reviewed on Jan 17, 2015
    • IndusInd Bank Fixed Deposit
      "Good"
      0.5 4.0/5 "Great!"
      I am holding a fixed deposit with INDUS IND bank. It was very easy to open this deposit. It was opened at the Branch with the help of pan card and election id. Off course, the rate of interest offered by them was competitively less. No charges being charged for opening this account. I can access this account online. I am happy with the returns as well.
      Was this review helpful? 4
      , vadodara
      Reviewed on Dec 28, 2014
    • IndusInd Bank Fixed Deposit
      "Quite impressive rate!!"
      0.5 4.0/5 "Great!"
      With Indusind bank, I did open fixed deposit before 6 months. Interest rate is 11% which is quite impressive. Through my net banking, I would do the deposit. At the time of maturity, I get the principal amount along with quarterly compounding rate
      Was this review helpful? 2
      , chennai
      Reviewed on Dec 13, 2014
    • IndusInd Bank Fixed Deposit
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      Absolutely IndusInd bank is excellent in service and in all the aspects. IndusInd is the only bank which provides good and high interest rate on Fixed deposit as well they are best in technology. I availed FD for tenure of 13 months and the amount is 5lakhs. Interest rate on FD is around 9.5% and they are giving compound interest which would be accumulated in quarterly basis.
      Was this review helpful? 5
      , gurgaon
      Reviewed on Dec 11, 2014
    • IndusInd Bank Fixed Deposit
      "Fixed Deposit"
      0.5 4.5/5 "Excellent!"
      I have open Fixed deposit in Indusind BankLtd an i have good experience with the bank as i have earned rate of interest of 9.00 percent on my amount and fell blessed after earning that amount with was idle on my account. I suggest everyone to open at least on Fixed deposit.
      Was this review helpful? 11
      , gurgaon
      Reviewed on Nov 28, 2014
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