• IndusInd Bank Fixed Deposit Rates 2021

    IndusInd Bank offers competitive interest rates on Fixed Deposits (FDs) that range from 3.00% p.a. to 6.50% p.a. for regular deposit holders. It also offers special rates for senior citizens.The IndusInd bank gives you a various option of IndusInd Fixed Deposit schemes, Interest payable monthly, quarterly, half-yearly, annually or at maturity as per your convenience.

    IndusInd FD Interest Rates for General & Senior Citizens

    Interest Rates for Domestic and NRO Deposits Less than Rs.2 Crore - General Public

    Tenure Interest rate for general public (p.a.)
    7 days to 14 days 3.00%
    15 days to 30 days 3.00%
    31 days to 45 days 3.40%
    46 days to 60 days 3.75%
    61 days to 90 days 4.00%
    91 days to 120 days 4.25%
    121 days to 180 days 4.50%
    181 days to 210 days 5.25%
    211 days to 269 days 5.50%
    270 days or below 1 year 5.75%
    1 year to less than 3 years 6.50%
    3 years to below 61 months 6.50%
    61 month and above 6.25%
    Indus Tax Saver Scheme (5 years) 6.50%

    Note: The interest rates are applicable w.e.f. 30 December 2020.

    Interest Rates for Domestic and NRO Deposits Less than Rs.2 Crore - Senior Citizens

    Tenure Interest rate for senior citizens (p.a.)
    7 days to 14 days 3.50%
    15 days to 30 days 3.50%
    31 days to 45 days 3.90%
    46 days to 60 days 4.25%
    61 days to 90 days 4.50%
    91 days to 120 days 4.75%
    121 days to 180 days 5.00%
    181 days to 210 days 5.75%
    211 days to 269 days 6.00%
    270 days or below 1 year 6.25%
    1 year to less than 3 years 7.00%
    3 years to below 61 months 7.00%
    61 month and above 6.75%
    Indus Tax Saver Scheme (5 years) 7.00%

    Note: The interest rates are applicable w.e.f. 30 December 2020.

    Interest rates for domestic and NRO deposits

    Tenure Interest rate for general public (p.a.)
    7 days to 14 days 3.00%
    15 days to 30 days 3.00%
    31 days to 45 days 3.25%
    46 days to 60 days 3.50%
    61 days to 90 days 3.75%
    91 days to 120 days 4.00%
    121 days to 180 days 4.25%
    181 days to 210 days 5.00%
    211 days to 269 days 5.25%
    270 days or below 1 year 5.60%
    1 year to 1 year and 2 days 6.25%
    1 year 3 days to 1 year 2 months 6.25%
    More than 1 year 2 months to less than 3 years 6.40%
    3 years to less than 61 months 6.40%
    61 month and above 6.15%

    Note: The interest rates are applicable w.e.f. 30 December 2020.

    • The short-term deposit period ranges from 7 days to 1 year. The interest rate for FDs during this period ranges from 3.50% p.a. to 6.25% p.a.
    • The interest rate for long-term deposits of 5 years and above is 6.25% p.a.
    • The highest interest rate for senior citizens is 7.00% for a tenure of 1 year to less than 61 months.
    • The interest rate offered on tax saver deposit (5 years) is 6.50% p.a. for general public and 7.00% p.a. for senior citizens.

    FCNR (B) Deposit Interest Rates

    The FD rates for IndusInd Bank deposits against specific foreign currency are as follows:

    Tenure IndusInd Bank FCNR (B) FD rate p.a.
    USD GBP EUR JPY CAD AUD
    1 Year to less than 2 Years 2.05% 1.85% 1.20% 0.50% 2.00% 1.90%
    2 Years to less than 3 Years 1.97% 2.00% 1.25% 0.40% 2.20% 2.10%
    3 Years to less than 4 Years 1.80% 1.55% 1.00% 2.95% 2.10% 1.95%
    4 Years to less than 5 Years 1.75% 1.55% 1.00% 0.15% 2.30% 2.10%
    5 Years Only 1.70% 1.70% 0.90% 2.96% 2.30% 2.25%

    Note: The interest rates are applicable w.e.f. 1 January 2021.

    IndusInd short-term deposit rates

    • There are a number of short-term term deposit options available to IndusInd customers.
    • The interest rate offered in this slab ranges from 3.00% to 5.75%, which is the best rate paid for deposits in this time range.
    • Those who are looking to gain returns in a short span of time and do not want to lock-in their funds can choose this type of tenure range.
    • The most high-yielding interest rate here is 5.75% which is for a tenure ranging between 270 days and below 1 year.

    IndusInd medium-term & long-term deposit rates

    • The interest rate in this slab ranges from 6.25% to 6.50%.
    • The highest rate of interest is offered for a time period that ranges from 1 year to less than 3 years which is 6.50%.
    • This slab can be chosen by those who want to make a long-term commitment, have savings goals or just want to safely put away their money and keep it away from their savings account in order to avoid the temptation of spending.

    IndusInd senior citizen deposit rates

    • IndusInd deposits are a very highly-paying investment for those above 60 years of age because they can avail an additional interest rate of 0.50% p.a.
    • The highest interest rate offered to senior citizen FD holders is 7.00% p.a.
    • When it comes to short-term deposit schemes, a competitive interest rate of 6.25% is paid for 270 days to less than 1 year.

    Know more about IndusInd FDs

    • IndusInd also offers NRO fixed deposits and NRE fixed deposits schemes.
    • Apart from other deposit options, there are also Indus Tax saver Schemes that people can invest in.

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