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    IndusInd Bank Fixed Deposit Rates  and 2 other FDs

    Institution Name
    Deposit Amount Range
    Tenure Range
    Interest Rate
    Up to ₹1Cr
    7 Days Onwards
    3.5% - 7.65% Quarterly compounding
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    Response Time Within 30 minutes
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    NRI - FD
    Up to ₹1Cr
    1 Year Onwards
    6.75% - 7.15% Quarterly compounding
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    Response Time Within 30 minutes
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    Up to ₹25L
    1 Year to 5 Years
    7.49% - 8.19% Monthly compounding
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    Up to ₹25L
    1 Year to 5 Years
    7.75% - 8.5% Monthly compounding
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    Response Time Within 30 minutes
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    IndusInd Bank Fixed Deposit Rates is Rated as "Excellent!" by 9 Users

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    How to find the best rates for IndusInd Bank Fixed Deposit

    IndusInd Bank is a private sector bank in India headquartered in Mumbai. Incorporated in 1994, it is one of the new generation private banks in India. It has specialised retail banking services owing to introduction of new technologies. IndusInd Bank has about 638 branches across 439 cities in the country

    Deposits starting from Rs. 1000 are accepted by IndusInd Bank which offers fixed deposit interest rates up to 9% per annum with interest compounded quarterly. For deposits with a tenure below 91 days, simple interest is calculated. If the consumer wants to reinvest the interest earned during a previous quarter, the same is added to the principal for interest calculation. Premature withdrawal of deposit attracts 1% penalty (FDs opened post August 1, 2008), 1% less than the card rate (FDs below Rs.15 lacs) or 1% less than the contracted rate. Tax is deducted at the source as per the income tax regulations.

    IndusInd Bank short term fixed deposits

    FDs held for under 30 days, the rate of interest offered is 4.50% per annum, compounded quarterly. For 270 days to less than 1 year, the interest rate is 7.50% per annum respectively (compounded quarterly).

    IndusInd Bank medium and long term fixed deposit rates

    For FDs ranging from 1 year to 5 years, IndusInd bank offers an interest rate of 7.75% per annum. This interest is also compounded every quarter. A tenure ranging from 5 years and above attracts a 7.50% interest rate (compounded quarterly).

    Tabular representation of Indusind Bank Regular FD Rates – April 2017

    Indusind Bank FD Interest Rates Per Annum
    Tenure Rates (Below Rs 15 lakh) Rates (Rs 15 lakh to below Rs 1 crore)
    7 days to 14 days 3.5 4
    15 days to 30 days 4.5 5
    31 days to 45 days 5.5 5.5
    46 days to 60 days 6 6
    61 days to 90 days 6.25 6.25
    91 days to 120 days 6.25 6.25
    121 days to 180 days 6.5 6.5
    181 days to 210 days 6.5 6.5
    211 days to 269 days 6.5 6.5
    270 days or below 1 years 6.75 6.75
    1 Years to below 1 Years 2 Months 7.15 7.15
    1 Years 2 Months to below 2 Years 7.05 7.05
    2 years to below 2 years 6 Months 7.15 7.15
    2 years 6 Months to below 2 years 9 Months 6.75 6.75
    2 years 9 Months to below 3 years 6.75 6.75
    3 years to below 61 month 6.75 6.75
    61 month and above 6.75 6.75

    IndusInd Bank senior citizen fixed deposit rates

    For senior citizens (aged over 60 years), IndusInd Bank offers 0.50% higher interest rate over and above the aforementioned rates for deposits below Rs. 5 crore (excluding NRO deposits). If senior citizens wish to place deposits under high value deposits, the benefit of additional interest will not be available.

    Interest rates are subject to change and are denoted on a per annum basis. IndusInd Bank also offers loan upto 90% against fixed deposits. The applicable rate of interest on loan is 0.5% to 2% over the fixed deposit rate.


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    News About IndusInd Bank Fixed Deposit

    • Interest Rates Revised for IndusInd Bank

      There have been subsequent alterations to the banks’ fixed deposit rates across the country, owing to the repo rate cut initiated by RBI. IndusInd Bank’s term deposits have also been impacted. As of April 12, 2016, the bank has revised its rates of interest for deposits with varying tenures.

      Deposits with tenors 121 to 180 days; 181 to 210 days; and 61 months & above are computed at 7.25% per annum. There is a marginal increase in interest rate for the time slab 211 to 269 days, where the rate offered is 7.30% per annum. An interest of 7.50% per annum is offered on tenures 270 days to below 1 year; 1 year 2 months to below 2 years; 2 years to below 2 years 6 months; 2 years 9 months to below 3 years; and 3 years to below 61 months. The rate increase by a fraction of 0.25% can be seen for time periods 1 year to below 1 year 2 months and 2 years 6 months to below 2 years 9 months at 7.75% per annum.

      26th April 2016

    • IndusInd Bank Fixed Deposit Rates Drop

      There have been rate cuts from various banks over the past few months regarding the fixed deposit interest rates. IndusInd Bank has also joined in the rat race and issued rate changes in its term deposits for as low as 0.5%.

      There have been a couple of additions to the tenures in the fixed deposit schemes from the bank. Along the same lines, short term deposits under 30 days tenure now have a low of 3.50% and a high of 4.50% compared to the earlier rate of 5%. From a period of just over a month to just less than a year, rates have fallen substantially and the highest available rate for applicable tenures in the range is now 8.25% as compared to an earlier high of 9.1%. The lowest rate within the same tenure range is 5.50%. While longer tenures of deposits of 2 years and above for high value deposits above Rs. 15 lakhs still have rates of 9% and above, deposits below Rs. 15 lakhs can attract an interest rate of a maximum of 8.25% only.

      10th September 2015

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    • IndusInd Bank Fixed Deposit Reviews

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    • IndusInd Bank Fixed Deposit
      "Good interest rate for Fixed Deposit "
      0.5 5.0/5 "Blown Away!"
      I visited the Induslind bank branch to open the Fixed deposit which was given with 9% interest rate for the minimum lock in period of one year. But, they took ten days to activate the plan. The minimum amount to start the plan is Rs.50,000. We can liquid the cash any time after three months for the plan.
      Was this review helpful? 6

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      , secunderabad
      Reviewed on May 14, 2016
    • IndusInd Bank Fixed Deposit
      "Nice rate "
      0.5 5.0/5 "Blown Away!"
      Induslind bank is giving 6% above interest rate for the fixed deposit. Minimum lock in period one year maximum up to 15 years. We can start he plan with one lakhs rupees. . I took the plan by visiting the bank directly.
      Was this review helpful? 6

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      , nagpur
      Reviewed on Jan 20, 2016
    • IndusInd Bank Fixed Deposit
      "Slow process "
      0.5 2.0/5 "Expected more"
      The service provided was quite average with Indusind Bank based on the fixed deposit.They have provided any information about my account.Its been 15days for getting a deposit.They have opened a saving account but I acutally applied for a fixed deposit with them.
      Was this review helpful? 2

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      , delhi
      Reviewed on Jan 13, 2016
    • IndusInd Bank Fixed Deposit
      "Great !!!"
      0.5 5.0/5 "Blown Away!"
      Recently eight months ago I have taken fixed deposit with IndusInd bank and rate of interest is high comparatively. In addition to that for FD holders, the bank is offering loan and other good facilities. At times response is poor thus they have to look on to that. Rate is only simple rate where will get at the end of the term period.
      Was this review helpful? 10

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      , bangalore
      Reviewed on Mar 07, 2015
    • IndusInd Bank Fixed Deposit
      "Good"
      0.5 5.0/5 "Blown Away!"
      I am holding a INDUS IND FD and I would say its perfect . Customer service offered by them was really good. They will come to my place at any point of time. They are always ready to help the customers.Interest rate offered by them is really good. I have taken that for 6 years.
      Was this review helpful? 12

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      , jaipur
      Reviewed on Jan 17, 2015
    • IndusInd Bank Fixed Deposit
      "Good"
      0.5 4.0/5 "Great!"
      I am holding a fixed deposit with INDUS IND bank. It was very easy to open this deposit. It was opened at the Branch with the help of pan card and election id. Off course, the rate of interest offered by them was competitively less. No charges being charged for opening this account. I can access this account online. I am happy with the returns as well.
      Was this review helpful? 4

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      , vadodara
      Reviewed on Dec 28, 2014
    • IndusInd Bank Fixed Deposit
      "Quite impressive rate!!"
      0.5 4.0/5 "Great!"
      With Indusind bank, I did open fixed deposit before 6 months. Interest rate is 11% which is quite impressive. Through my net banking, I would do the deposit. At the time of maturity, I get the principal amount along with quarterly compounding rate
      Was this review helpful? 2

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      , chennai
      Reviewed on Dec 13, 2014
    • IndusInd Bank Fixed Deposit
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      Absolutely IndusInd bank is excellent in service and in all the aspects. IndusInd is the only bank which provides good and high interest rate on Fixed deposit as well they are best in technology. I availed FD for tenure of 13 months and the amount is 5lakhs. Interest rate on FD is around 9.5% and they are giving compound interest which would be accumulated in quarterly basis.
      Was this review helpful? 4

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      , gurgaon
      Reviewed on Dec 11, 2014
    • IndusInd Bank Fixed Deposit
      "Fixed Deposit"
      0.5 4.5/5 "Excellent!"
      I have open Fixed deposit in Indusind BankLtd an i have good experience with the bank as i have earned rate of interest of 9.00 percent on my amount and fell blessed after earning that amount with was idle on my account. I suggest everyone to open at least on Fixed deposit.
      Was this review helpful? 8

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      , gurgaon
      Reviewed on Nov 28, 2014
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