IndusInd Bank offers competitive interest rates on Fixed Deposits (FDs) that range from 3.00% p.a. to 6.50% p.a. for regular deposit holders. It also offers special rates for senior citizens.The IndusInd bank gives you a various option of IndusInd Fixed Deposit schemes, Interest payable monthly, quarterly, half-yearly, annually or at maturity as per your convenience.
| Tenure | Interest rate for general public (p.a.) |
|---|---|
| 7 days to 14 days | 3.00% |
| 15 days to 30 days | 3.00% |
| 31 days to 45 days | 3.40% |
| 46 days to 60 days | 3.75% |
| 61 days to 90 days | 4.00% |
| 91 days to 120 days | 4.25% |
| 121 days to 180 days | 4.50% |
| 181 days to 210 days | 5.25% |
| 211 days to 269 days | 5.50% |
| 270 days or below 1 year | 5.75% |
| 1 year to less than 3 years | 6.50% |
| 3 years to below 61 months | 6.50% |
| 61 month and above | 6.25% |
| Indus Tax Saver Scheme (5 years) | 6.50% |
Note: The interest rates are applicable w.e.f. 30 December 2020.
| Tenure | Interest rate for senior citizens (p.a.) |
|---|---|
| 7 days to 14 days | 3.50% |
| 15 days to 30 days | 3.50% |
| 31 days to 45 days | 3.90% |
| 46 days to 60 days | 4.25% |
| 61 days to 90 days | 4.50% |
| 91 days to 120 days | 4.75% |
| 121 days to 180 days | 5.00% |
| 181 days to 210 days | 5.75% |
| 211 days to 269 days | 6.00% |
| 270 days or below 1 year | 6.25% |
| 1 year to less than 3 years | 7.00% |
| 3 years to below 61 months | 7.00% |
| 61 month and above | 6.75% |
| Indus Tax Saver Scheme (5 years) | 7.00% |
Note: The interest rates are applicable w.e.f. 30 December 2020.
| Tenure | Interest rate for general public (p.a.) |
|---|---|
| 7 days to 14 days | 3.00% |
| 15 days to 30 days | 3.00% |
| 31 days to 45 days | 3.25% |
| 46 days to 60 days | 3.50% |
| 61 days to 90 days | 3.75% |
| 91 days to 120 days | 4.00% |
| 121 days to 180 days | 4.25% |
| 181 days to 210 days | 5.00% |
| 211 days to 269 days | 5.25% |
| 270 days or below 1 year | 5.60% |
| 1 year to 1 year and 2 days | 6.25% |
| 1 year 3 days to 1 year 2 months | 6.25% |
| More than 1 year 2 months to less than 3 years | 6.40% |
| 3 years to less than 61 months | 6.40% |
| 61 month and above | 6.15% |
Note: The interest rates are applicable w.e.f. 30 December 2020.
The FD rates for IndusInd Bank deposits against specific foreign currency are as follows:
| Tenure | IndusInd Bank FCNR (B) FD rate p.a. | |||||
|---|---|---|---|---|---|---|
| USD | GBP | EUR | JPY | CAD | AUD | |
| 1 Year to less than 2 Years | 2.05% | 1.85% | 1.20% | 0.50% | 2.00% | 1.90% |
| 2 Years to less than 3 Years | 1.97% | 2.00% | 1.25% | 0.40% | 2.20% | 2.10% |
| 3 Years to less than 4 Years | 1.80% | 1.55% | 1.00% | 2.95% | 2.10% | 1.95% |
| 4 Years to less than 5 Years | 1.75% | 1.55% | 1.00% | 0.15% | 2.30% | 2.10% |
| 5 Years Only | 1.70% | 1.70% | 0.90% | 2.96% | 2.30% | 2.25% |
Note: The interest rates are applicable w.e.f. 1 January 2021.
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