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    South Indian Bank Fixed Deposit Rates

    We found 3 South Indian Bank Fixed Deposit Rates

    Institution Name
    Deposit Amount Range
    Tenure Range
    Interest Rate
    Up to ₹25L
    1 Year to 5 Years
    7.49% - 8.19% Monthly compounding
    Response Time Within 30 minutes
    Value Adds
    Up to ₹1Cr
    1 Year to 10 Years
    4% - 7.25% Quarterly compounding
    Response Time Within 30 minutes
    What you'll love
    Value Adds
    NRI - FD
    Up to ₹1Cr
    1 Year to 10 Years
    6.5% - 6.75% Quarterly compounding
    Response Time Within 30 minutes
    What you'll love
    Value Adds

    South Indian Bank Fixed Deposit Rates is Rated as "Excellent!" by 8 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service



    South Indian Bank FD(Fixed Deposit) Interest Rates

    One of the early banks in south India, South Indian Bank came into existence during the Swadeshi movement. The bank was the results when few entrepreneurs joined together at Thrissur, a major city in Kerala.

    With branches all over India and a clientele across the world, the South Indian Bank provides world class service and is manned by tech-savvy professionals. It provides both cumulative and non-cumulative fixed deposits with attractive interest rates.

    You can check the latest interest rates from South Indian Bank in the table given above. Fixed deposit rates are highly dynamic figures that tend to change according to the market or company policies. As such, you should be sure you have the latest rates before applying for a fixed deposit account.

    The updated list of South Indian Bank FD Rates, for Regular and Senior Citizen, is listed below:

    Tenure Regular FD Rates Senior Citizen FD Rates
    Upto Amount Rs. 1 Crore Rs. 1 Crore
    7 days to 45 days 4.00% 4.50%
    46 days to less than 1 year 6.00% 6.50%
    1 year to 2 years 6.75% 7.25%
    Above 2 years to up to and incl.10 years 6.50% 7.00%


    1. South Indian Bank short term FD rates

      South Indian Bank offers FDs with interest rate varying from 4% to 7.90% for fixed deposits. For the minimum FD tenor of 15 to 45 days, the bank offers 4% interest. For the next slab of 46 to 90 days the interest rate goes up by 3% to 7 %.

      For a tenor of 91 days to less than 1 year, the bank offers 7.25%.

    2. South Indian Bank medium and long term FD rates

      SIB offers the highest rate of interest at 7.90% for tenure 1 year. For 1 year and above but less than 15 months and above 15 months but less than 3 years, the rate drops by 0.10% to 7.80%. For deposits above 3 years up to 10 years, the interest rate is 7.75%. South Indian Bank also provides tax saver deposits at 7.75%.

    3. South Indian Bank Senior Citizen FD rates

      South Indian Bank provides 0.50% more interest to senior citizens over 60. However, this benefit is only available to resident senior citizens.

    News About South Indian Bank Fixed Deposit

    • South Indian Bank Revises FD Interest Rates

      The South Indian Bank (SIB) has revised its interest rates for fixed deposits of more than Rs. 1 crore. The change was made on Friday, February 19.

      The bank’s fixed deposit for a period of 1 year to less than 15 months, and for more than 15 months to 3 years, are now available at 7.6 percent for general public and 8.1 percent for senior citizens. An FD for 15 months will attract 7.7 percent interest for the general public and 8.2 percent for senior citizens.

      Earlier, SIB offered 7.7 percent for a 1-year deposit and 7.6 percent for a deposit of more than 1 year to 3 years.

      23rd February 2016

    • Fixed Deposit Rate Changes for South Indian Bank

      Private sectored South Indian Bank has upped its interest rates. This has come into effect following the repo rate cut of the Reserve Bank of India

      With effect from October 05, 2015, the interest rates for domestic deposits will be the revised ones for both the general category and senior citizens. The lowest rate of interest available in fixed deposits with South Indian Bank is 4% whereas for senior citizens it is 4.50% per annum. This interest rate is applicable for deposit tenures of 7 days to 45 days, where there is a fractional increase of 0.50%. From 46 days to 90 days, senior citizens will earn a substantially increased rate of 7.50% per annum, while the general deposits will have an interest rate of 7%. From 91 days to less than 1 year, the interest rate offered for senior citizens is 7.75% per annum, as against the rate of 7.25%, offered for general. Deposits that are made, by senior citizens for a period of 1 year and above 1 year to 3 years earn interest rates of 8.40% and 8.30% per annum, respectively. For depositors under 60 years of age, the interest rates for deposits will be 7.90% and 7.80% per annum respectively. From 3 to 10 years, the interest earned by senior citizens is 8.25%, whereas for general category is 7.75%. General category and senior citizens will also have a tax gain of 7.75% and 8.25%, respectively.

      12th November 2015


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