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    ICICI Bank Fixed Deposit Rates
     and 2 other FDs
    Institution Name
    Deposit Amount Range
    Tenure Range
    Interest Rate
    Up to ₹1Cr
    7 Days to 10 Years
    4% - 7.25% Quarterly compounding
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know
    Up to ₹25L
    1 Year to 5 Years
    7.75% - 8.6% Monthly compounding
    Response Time Within 30 minutes
    Features
    Documents
    Good to Know
    Up to ₹25L
    1 Year to 5 Years
    7.72% - 8.65% Monthly compounding
    Response Time Within 30 minutes
    Features
    Highlights
    Documents
    Good to Know
    ICICI Bank Fixed Deposit Rates is Rated as "Excellent!" by 291 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Fixed Deposit BYTES FROM OUR KITCHEN

    ICICI Bank is one the most popular private banks of the Indian economy. Fixed Deposits (FDs) are an important investment product offered by ICICI Bank. The FD rates for deposits below Rs.1 crore lies within 4.00% p.a. to 7.25% p.a. ICICI Bank recently revised its rates on select FDs on 10 October 2018.

    ICICI Bank Fd Rates: Deposits Below Rs.1 Crore

    The following table indicates the interest rates* applicable for FD schemes for deposits less than Rs.1 crore:

    Tenure Regular FD interest rate (per annum) Senior citizen FD interest rate (per annum)
    7-14 days 4.00% 4.50%
    15-29 days 4.25% 4.75%
    30-45 days 5.50% 6.00%
    46 days-2 months 5.75% 6.25%
    2 months 1 day-6 months 4 days 6.00% 6.50%
    6 months 5 days-9 months 19 days 6.50% 7.00%
    290 days-389 days 6.75% 7.25%
    390 days-24 months 7.00% 7.50%
    24 months 1 day-60 months 7.25% 7.75%
    60 months 1 day-120 months 7.00% 7.50%

    *The interest rates are subject to change as per the discretion of the bank. The given rates are applicable as of 10 October 2018.

    ICICI Bank Fd Rates: Deposits Above Rs.1 Crore To Rs. 5 Crore (With Premature Withdrawal)

    The following table shows the rates* for FD schemes with a deposit limit above Rs.1 crore to Rs.5 crore:

    Tenure Regular FD interest rate (per annum) Senior citizen FD interest rate (per annum)
    7-29 days 5.75% N/A
    30-45 days 6.50% N/A
    46 days-2 months 6.75% N/A
    2 months 1 day-3 months 7.00% N/A
    3 months 1 day-5 months 7.25% N/A
    5 months 1 day-6 months 4 days 7.40% N/A
    6 months 5 days-11 months 7.50% N/A
    11 months 1 day < 12 months 7.60% N/A
    12 months-389 days 7.75% N/A
    390 days - 5 years 7.70% N/A
    5 years 1 day-10 years 7.25% N/A

    *The interest rates are subject to change as per the discretion of the bank. The given rates are applicable as of 10 October 2018.

    ICICI Bank Fd Rates: Deposits Above Rs.1 Crore To Rs. 5 Crore (Without Premature Withdrawal)

    The table below shows rates* for FDs without the facility of premature withdrawal:

    Tenure Regular FD interest rate (per annum) Senior citizen FD interest rate (per annum)
    7-14 days 5.75% N/A
    15-29 days 5.75% N/A
    30-45 days 6.50% N/A
    46 days-2 months 6.75% N/A
    2 months 1 day-3 months 7.00% N/A
    3 months 1 day-5 months 7.30% N/A
    5 months 1 day-6 months 4 days 7.50% N/A
    6 months 5 days-11 months 7.60% N/A
    11 months 1 day < 12 months 7.70% N/A
    12 months-389 days 7.95% N/A
    390 days - 5 years 7.85% N/A
    5 years 1 day-10 years 7.35% N/A

    *The interest rates are subject to change as per the discretion of the bank. The given rates are applicable as of 10 October 2018.

    ICICI Bank short-term FD rates (Deposits below Rs.1 crore)

    • The maturity period for a short-term FD typically lies between 7 days to less than 1 year.
    • The rates within this tenure range start from 4.00% p.a. to 6.75% p.a.
    • The highest rate available for this term is 6.75% p.a. for a tenure between 290 days to less than 1 year.

    ICICI Bank medium-term FD rates (Deposits below Rs.1 crore)

    • A medium-term FD lies within 1 year to 5 years.
    • The interest rates for this tenure ranges between 6.75% p.a. to 7.25% p.a.
    • The highest rate offered for this term is 7.25% p.a. for a tenure of 2 years 1 day to 5 years.

    ICICI Bank long-term FD rates (Deposits below Rs.1 crore)

    • A long-term FD lasts for more than 5 years.
    • The interest rate for this term is 7.00% p.a.

    ICICI Bank FD rates for senior citizens

    • ICICI Bank offers an additional 0.50% to senior citizens on FD schemes.
    • Highest rates for varying maturity periods:
    • Short-term FD: 7.25% p.a.
    • Medium-term FD: 7.75% p.a.
    • Long-term FD: 7.50% p.a.

    ICICI Bank Tax Saving FD

    The Tax Saving variant of term deposits lets one enjoy tax benefits as mandated by Section 80C of the Income Tax Act 1961.

    The interest rate for Tax Saving FD is given below:

    Maturity Period

    General Public

    Senior Citizens

    5 years

    7.25%

    7.75%

    *The interest rates are subject to change as per the discretion of the bank. The given rates are applicable as of 28 September 2018.

    Types Of ICICI Bank Fd Schemes

    • Tax Saving FD
    • Fixed Deposit (with premature withdrawal)
    • Fixed Deposit (without premature withdrawal)

    FAQs on ICICI Bank FD schemes

    1. What is the deposit limit for Tax Saving FD?

      One can make a deposit within Rs.10,000 and Rs.1.50 lakh for ICICI Bank Tax Saving FD.

    2. What is the tenure for Tax Saving FD?

      The Tax Saving FD comes within a lock-in period of 5 years.

    3. What is tenure for regular FD?

      The tenure period for a regular FD lasts between 7 days and 10 years.

    4. Do senior citizens get an additional interest rate on FDs?

      Yes, senior citizens can enjoy an additional interest rate of 0.50% on select FD schemes.

    5. Is the interest income on FD taxed?

      Yes, the interest income is taxed as per Tax Deducted at the Source (TDS) according to the Income Tax 1961

    Know how to Link Your KYC Dcuments to ICICI Bank Account

    ICICI Bank Fixed Deposit Reviews

    • ICICI Bank Fixed Deposit
      "Need to increase the interest rate"
      0.5 5.0/5 "Blown Away!"
      I do have a fixed deposit account with ICICI and it was taken recently. I have chosen ICICI because my salary and saving account was maintained with them. I am getting good response from the customer service. They are giving average interest rate. I do monthly deposit of less than 50K.
      Was this review helpful? 0
      , mumbai
      Reviewed on Feb 09, 2019
    • ICICI Bank Fixed Deposit
      "Smart Investment"
      0.5 5.0/5 "Blown Away!"
      In ICICI fixed deposit interest rate is around 6.75% per annum, I opened the FD through online. I have invested Rs. 1 lakh they wont take any charges for the pre matured fixed interest. I believe the interest rate is good compared to the government bank.
      Was this review helpful? 3
      , yamuna nagar
      Reviewed on Jan 10, 2019
    • ICICI Bank Fixed Deposit
      "Good Deposit"
      0.5 5.0/5 "Blown Away!"
      I have invested a fixed deposit with ICICI. There is no reason for selected this bank. They have offered me a interest rate of 6.5% and there is no processing fee. I have invested the money 8 months before. This is a one year plan. I'm happy about the services provided by the ICICI for this account
      Was this review helpful? 2
      , thane
      Reviewed on Jan 04, 2019
    • ICICI Bank Fixed Deposit
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      My fixed deposit is with ICICI Bank. I had to go to the bank and meet the executive and open the account. I can close the account online. There is a lock in period for 12 to 13 months. The interest I earn is satisfactory. I have a deposit of 70K. Overall good.
      Was this review helpful? 2
      , new delhi
      Reviewed on Dec 07, 2018
    • ICICI Bank Fixed Deposit
      "Nice bank for fixed deposit"
      0.5 5.0/5 "Blown Away!"
      In 2010, i have done a fixed deposit with ICICI. Every year its been renewing automatically. Since my working in ICICI bank, he has recommended me about the fixed deposit plan. The amount was Rs. 2 lakhs. They have given me a interest rate 7.8% and they have increased the interest rate last year. The ICICI services are upto the mark.
      Was this review helpful? 2
      , chennai
      Reviewed on Nov 30, 2018
    • ICICI Bank Fixed Deposit
      "Good Savings"
      0.5 4.0/5 "Great!"
      I don't get any attractive offers but they are providing standard interest for the Fixed deposit being an existing customer of ICICI bank. Right now the government is providing around 6% of interest for FD account for per annum. I can access FD bank through online banking.
      Was this review helpful? 1
      , mumbai
      Reviewed on Nov 26, 2018
    • ICICI Bank Fixed Deposit
      "Good Investment"
      0.5 5.0/5 "Blown Away!"
      ICICI bank fixed deposit interest rate is good as per the RBI guidelines, I have selected the period of five years on FD account. So far I have deposited some good amount, as per my experience its good. I could make the payment through online as well.
      Was this review helpful? 4
      , chennai
      Reviewed on Nov 12, 2018
    • ICICI Bank Fixed Deposit
      "Its Good"
      0.5 5.0/5 "Blown Away!"
      I have all my products with ICICI, even I do have fixed deposit with them. I used to deposit the money on yearly basis around Rs. 50,000. I opened this account before one year, the bank will provide the interest rate upto 7.25% of yearly basis.
      Was this review helpful? 2
      , bhubaneshwar
      Reviewed on Nov 02, 2018
    • ICICI Bank Fixed Deposit
      "Good Investment Plan"
      0.5 4.5/5 "Excellent!"
      I have taken Fixed deposit account from Icici bank where am getting income tax benefits from them . There is no charges for the account . Where they are giving good rate of interest i have chosen 5 years of tenure plan for the deposit . Overall am satisfied with the service and response .
      Was this review helpful? 4
      , hyderabad
      Reviewed on Oct 26, 2018
    • ICICI Bank Fixed Deposit
      "Good Investment Plan"
      0.5 4.0/5 "Great!"
      I have taken fixed deposit account in ICICI Bank . They are not charging any charges for the account . I used to get income tax benefits . Am satisfied with the customer service and response.They are giving good rate of interest . Overall am happy with my account .
      Was this review helpful? 2
      , hyderabad
      Reviewed on Oct 06, 2018
    • ICICI Bank Fixed Deposit
      "Excellent"
      0.5 4.0/5 "Great!"
      I have the fixed deposit account with the ICICI bank and the response is good. I would like to say that the customer service is good one and the minimum tenure starts from seven days to fifteen days of time. I am happy with the ICICI bank.
      Was this review helpful? 4
      , bangalore
      Reviewed on Jun 07, 2018
    • ICICI Bank Fixed Deposit
      "Best Service"
      0.5 5.0/5 "Blown Away!"
      I have a Fixed Deposit with ICICI bank from last 15 years, my experience was good so far and i did not face any issues with this bank. I have taken this FD mainly for auto debit of the home loan. Customer service is good and they explained all the terms and conditions
      Was this review helpful? 3
      , coimbatore
      Reviewed on May 24, 2018
    • ICICI Bank Fixed Deposit
      "Excellent service"
      0.5 4.0/5 "Great!"
      Got the Fixed deposit account around 4 years ago from the ICICI bank and I have this account for the safety purpose . The customer support service and the response is good with the ICICI bank and they give good response to the customers. The rate of interest is good from the ICICI bank FD.
      Was this review helpful? 2
      , visakhapatnam
      Reviewed on Apr 17, 2018
    • ICICI Bank Fixed Deposit
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have got the fixed deposit from the ICICI bank. The customer support service is good with the ICICI bank. The rate of interest and the charges is average with the ICICI bank fixed deposit and I am satisfied with it, I got the salaried account from the ICICI so I have got the fixed deposit from the ICICI bank.
      Was this review helpful? 1
      , bangalore
      Reviewed on Mar 12, 2018
    • ICICI Bank Fixed Deposit
      "Nice experience"
      0.5 5.0/5 "Blown Away!"
      I also hold a fixed deposit with ICICI Bank and there are no issues to open this account. The customer services are good and they are responsive when ever I reach out to them. The online banking is also good and it is very convenient to complete any transaction.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 23, 2018
    • ICICI Bank Fixed Deposit
      "Average"
      0.5 4.0/5 "Great!"
      I am having the fixed deposit account with the ICICI bank and the interest rate is around 6.5% and the customer service is good one for me with them. I would like to say that the response is above average one for me with the ICICI bank.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jan 10, 2018
    • ICICI Bank Fixed Deposit
      "Its Better"
      0.5 4.0/5 "Great!"
      ICICI is also good based on the my concern, one month back only I have deposit some amount in FD account. But interest rate is less around 7.25% for senior citizen for the tenure of one year. I have opened FD through offline, I went the bank and submitted KYC . But I could track my FD transaction through online banking.
      Was this review helpful? 6
      , chennai
      Reviewed on Dec 22, 2017
    • ICICI Bank Fixed Deposit
      "Great banking service"
      0.5 5.0/5 "Blown Away!"
      Totally I have 3 Fixed Deposit accounts with ICICI Bank. I am surprised where I can close my account by using online service. The interest rate was almost same like other public sector banks. No tax benefits, which are regular once here. I got a bonus points and very much happy with ICICI Service.
      Was this review helpful? 4
      , hyderabad
      Reviewed on Nov 18, 2017
    • ICICI Bank Fixed Deposit
      "Good"
      0.5 4.0/5 "Great!"
      I am holding the fixed deposit account with the ICICI bank from the last five years of time. I would like to say that the response is also good one and everything is up to the mark. I am really happy with the ICICI bank fixed deposit.
      Was this review helpful? 3
      , gurgaon
      Reviewed on Nov 14, 2017
    • ICICI Bank Fixed Deposit
      "Good "
      0.5 5.0/5 "Blown Away!"
      I have opened my fixed deposit with ICICI bank. There transaction is very fast with very helpful and user friendly application. I got a FD receipt. I never tried to foreclose the fixed deposit. I am happy with the service, No issue till now from ICICI.
      Was this review helpful? 1
      , chennai
      Reviewed on Oct 16, 2017
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