• ICICI Fixed Deposit Interest Rates

    ICICI Bank offers the Fixed Deposit (FD) scheme with interest rates ranging between 2.50% and 4.40% p.a. Senior citizens are provided an additional interest rate. The tenure of the scheme ranges from 7 days to 10 years.

    Interest Rates on Domestic Fixed Deposits (Less than Rs.2 crore)

    Listed in the table below are the interest rates offered by the bank on term deposits before Rs.2 crore. The interest rates mentioned here are for deposits that have the premature withdrawal facility:

    Tenure Interest Rate for General Citizens (p.a.) Interest Rate for Senior Citizens (p.a.)
    7 days to 14 days 2.50% 2.50%
    15 days to 29 days 2.50% 2.50%
    30 days to 45 days 2.75% 2.75%
    46 days to 60 days 2.75% 2.75%
    61 days to 90 days 3.00% 3.00%
    91 days to 120 days 3.00% 3.00%
    121 days to 184 days 3.00% 3.00%
    185 days to 210 days 3.50% 3.50%
    211 months to 270 days 3.50% 3.50%
    271 days to less than 289 days 3.65% 3.65%
    290 days to less than 1 year 3.65% 3.65%
    1 year to 389 days 3.75% 3.75%
    390 days to less than 18 months 3.75% 3.75%
    18 months to 2 years 4.00% 4.00%
    2 years 1 day to 3 years 4.40% 4.40%
    3 years 1 day to 5 years 4.40% 4.40%
    5 years 1 day to 10 years 4.40% 4.40%
    5 years (80C FD) - Max to Rs.1.50 lakh NA NA

    Note: The interest rates mentioned here are effective from 13 May 2021.

    Interest Rates on Domestic Fixed Deposits: Above Rs.2 crore but less than Rs.5 crore with Premature Withdrawal

    Tenure Interest Rate for General Citizens (p.a.) Interest Rate for Senior Citizens (p.a.)
    7 days to 14 days 2.50% 2.50%
    15 days to 29 days 2.50% 2.50%
    30 days to 45 days 2.75% 2.75%
    46 days to 60 days 2.75% 2.75%
    61 days to 90 days 3.00% 3.00%
    91 days to 120 days 3.00% 3.00%
    121 days to 184 days 3.00% 3.00%
    185 days to 210 days 3.50% 3.50%
    211 days to 270 days 3.50% 3.50%
    271 days to 289 days 3.65% 3.65%
    290 days to less than 1 year 3.65% 3.65%
    1 year to 389 days 3.75% 3.75%
    390 days to less than 18 months 3.75% 3.75%
    18 months to 2 years 4.00% 4.00%
    2 years 1 day to 3 years 4.40% 4.40%
    3 years 1 day to 5 years 4.40% 4.40%
    5 years 1 day to 10 years 4.40% 4.40%
    5 Years (80C FD) – Max to Rs.1.50 lakh NA NA

    Note: The interest rates mentioned here are effective 13 May 2021.

    ICICI Bank NRI FD Rates

    ICICI NRE FD Rates (Below Rs.2 crore)

    Tenure For General Public (p.a.)
    1 year to 389 days 4.90%
    390 days to less than 18 months 4.90%
    18 months to 2 years 5.00%
    2 years 1 day to 3 years 5.15%
    3 years 1 day to 5 years 5.35%
    5 years 1 day to 10 years 5.50%

    ICICI NRO FD Rates (Below Rs.2 crore)

    Tenure Interest Rates (p.a.)
    7 days to 14 days 2.50%
    15 days to 29 days 2.50%
    30 days to 45 days 3.00%
    46 days to 60 days 3.00%
    61 days to 90 days 3.00%
    91 days to 120 days 3.50%
    121 days to 184 days 3.50%
    185 days to 210 days 4.40%
    211 months to 270 days 4.40%
    271 days to less than 289 days 4.40%
    290 days to less than 1 year 4.40%
    1 year to 389 days 4.90%
    390 days to less than 18 months 4.90%
    18 months to 2 years 5.00%
    2 years 1 day to 3 years 5.15%
    3 years 1 day to 5 years 5.35%
    5 years 1 day to 10 years 5.50%

    ICICI FCNR FD Rates

    Tenure HKD SGD AUD CAD JPY GBP USD
    1 year to less than 2 years 0.02 0.23 0.01 0.22 0.01 0.01 0.23
    2 years to less than 3 years 0.09 0.34 0.06 0.26 0.01 0.17 0.30
    3 years to less than 4 years NA NA NA NA NA NA 0.50
    4 years to less tha 5 years NA NA NA NA NA NA 0.74
    5 years NA NA NA NA NA NA 0.97

    Features and Benefits of ICICI Bank’s Fixed Deposits

    The main features and the benefits of the FD scheme offered by ICICI Bank are mentioned below:

    • Guaranteed returns on any investments that are made.
    • Attractive interest rates are offered.
    • Loans can be availed against the balance that is available in the account.
    • The minimum deposit that must be made is Rs.10,000.
    • An FD account can be opened anytime via internet banking or mobile banking.
    • Safety is provided for any investments that are made.

    Eligibility Criteria and Documents Required

    Eligibility Criteria

    Resident Indians can open an FD account with ICICI Bank

    Documents Required

    • Proof of identity such as Driving License, Voter ID, PAN Card, or Passport.
    • Proof of address such as bank statement along with a cheque, electricity bill, telephone bill, or passport.

    Tyes of Fixed Deposits offered by ICICI Bank

    The different types of FD schemes that are offered by ICICI Bank are mentioned below:

    FAQs on ICICI Fixed Deposit Interest Rates

    FAQs on ICICI Credit Cards for Airport Lounge Access

    1. Can I avail a loan against the FD scheme offered by ICICI Bank?

      Yes, you can avail a loan against the balance that is available in the account.

    2. Does ICICI Bank provide the premature withdrawal facility?

      Yes, ICICI Bank provides the premature withdrawal facility. However, the bank may levy a penalty in the case of premature withdrawal.

    3. Can I opt for the auto renewal facility?

      Yes, you can opt for the auto renewal facility. However, the facility must be selected at the time of opening the account or before the account matures.

    4. Can I add nominees to the account?

      Yes, you can add nominees to the account.

    5. Can I open an FD account offered by ICICI Bank online?

      Yes, you can open an FD account offered by ICICI Bank via internet banking or mobile banking.

    6. What is the deposit limit for Tax Saving FD?

      One can make a deposit within Rs.10,000 and Rs.1.50 lakh for ICICI Bank Tax Saving FD.

    7. What is the tenure for Tax Saving FD?

      The Tax Saving FD comes within a lock-in period of 5 years.

    8. Does ICICI bank provide the option of auto renewal on FDs?

      Yes, the facility of auto-renewals on FDs. You can opt for it at the time of opening the FD account or any time before it matures.

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