A "low interest" loan shouldn't mean you have very little interest in paying it back!
  •  Loading your search... Loading your search...
  • Property Registration Fees & Stamp Duty Charges is Rated as "Great!" by 25853 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Property Registration Fees & Stamp Duty Charges

    When registering your property, you need to pay registration fees along with stamp duty. Registration fees is not the same in all states. It generally ranges between 0.5 to 3% of the property value. So if you live in Bihar and you buy a house worth Rs. 20 lakh, you need to pay 2% of the value – Rs. 40,000 – as registration charge. However, in most states, there is a minimum and maximum registration fees applicable. For example, in Meghalaya, the applicable registration fee is 1% of the property value, but it cannot exceed Rs. 30,000. So if you buy a property worth Rs. 45 lakh, need to pay only Rs. 30,000 and not Rs. 45,000, as registration fees.

    Apply for Home Loan Online

    Given below are the registration charges applicable in various states of India. The rate of levy is subject to change.

    State Registration fees
    Andhra Pradesh, Telangana

    0.005

    Assam, Chandigarh, Chhattisgarh, Delhi, Karnataka, Madhya Pradesh, Meghalaya, Mizoram, Nagaland, Tamil Nadu 0.01
    Gujarat 0.0105
    Arunachal Pradesh 0.015
    Goa 1-4%
    Bihar, Himachal Pradesh, Kerala, Orissa, Punjab, Rajasthan, Uttarakhand, Uttar Pradesh 0.02
    Jharkhand, Manipur, Sikkim 0.03
    Haryana, Maharashtra, West Bengal, Tripura Dependent on property prices
    Property Registration

    Many banks also count in registration charges when calculating the home loan amount. However, it is best if you can pay the administrative charges on your own. This will reduce your total loan amount and bring down the interest amount and EMI slightly.

    Property Registration Fees & Stamp Duty Charges Reviews

    • Bank Bazaar Home Loan
      "Good One"
      0.5 5.0/5 "Blown Away!"
      The customer service from the bank bazaar side was really good. I had received the call within a day time from the bank bazaar side . The Website of bank bazaar was good and user friendly . I also checked my credit score on the website with a few easy steps i did it. In all it was a good dealing with bankbazaar.com
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 12, 2017
    • HDFC Limited Home Loan
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      i would say it was a very good experience with HDFC LTD as i applied for a Home loan . actually i did not take the loan . The institution was ready to give but i did not opt for it . the customer service was good from the bank side . The HDFC LTD people delivered me all the required information i needed for the loan process .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 12, 2017
    • Dena Bank Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have my home loan with DENA bank . The loan amount was 12 lakhs and the interest rate was 8% which was very high than other banks in the market . The EMI period was 30 years . The loan process was very easy and good. They have sanctioned the loan with the committed time.
      Was this review helpful? 0
      , mumbai
      Reviewed on Dec 12, 2017
    • HDFC Limited Home Loan
      "NOT HAPPY"
      0.5 2.0/5 "Expected more"
      It was not a good experience with HDFC LTD as i expected it would be , as i thought . for the loan process they did not contacted properly . the customer service was not good as i thought it would be , they told me that i will be coming to my place for picking up the documents but no one turned up .
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 12, 2017
    • Bank Bazaar Home Loan
      "FAST AND INTERNATIONAL CATEGORY SERVICE"
      0.5 5.0/5 "Blown Away!"
      Good experience It was a good and fast Experience that I had with bank bazaar.com, I think its a great idea to make loan process easy and reachable to everyone. Further, I think everyone should use this website or mobile app. So that they can fulfill their dream. To conclue I would say it is a very very useful app and user friendly too. Thanks to bankbazaar.com.
      Was this review helpful? 0
      , noida
      Reviewed on Dec 12, 2017
    • HDFC Limited Home Loan
      "Good One"
      0.5 4.5/5 "Excellent!"
      it was over all a good experience with HDFC LTD for the Home loan process . Actually i got a better optn from some other bank so i opted for that one . The Customer service was good from the HDFC LTD . The institution contacted me on time and delivered all the required Information regarding the loan.
      Was this review helpful? 2
      , pune
      Reviewed on Dec 11, 2017
    • Bank Bazaar Home Loan
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      With bank bazaar it was a good experience . The customer service was good from the bank bazaar side and Within a day call came from the bank bazaar executive and he explained me everything in detailed way . The Website of bank bazaar was good and really user friendly .
      Was this review helpful? 0
      , pune
      Reviewed on Dec 11, 2017
    • Indiabulls Home Loan
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      It was a good experience with INDIA BULLS for the home loan i applied for . It was a good customer delivered from their i canceled the application from my side . I did not decide the property the property yet . All the information required for the loan process was delivered to me in a proper manner .
      Was this review helpful? 0
      , pune
      Reviewed on Dec 11, 2017
    • Bank of Baroda Home Loan
      "Wonderful"
      0.5 5.0/5 "Blown Away!"
      I am having the home loan with the Bank of Baroda and the interest rate is good one for me. They have disbursed the loan amount within respect to the builder respect. Everything is good one with the Bank of Baroda
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 11, 2017
    • Bank Bazaar Home Loan
      "WEBSITE"
      0.5 4.5/5 "Excellent!"
      GOOD WEBSITE TO INTERACT AND SUBMIT INFORMATION. ALSO FORMS ALSO AUTO FILLED, THE CONCERNED BANK WILL LIKE TO SHARE ON FACEBOOK ALSO YOUR COMPARATIVE RATE OF INTEREST AND OTHER PRESENTATION. THANKS FOR SUPPORT AND FOR THE S.M.S SEND BY YOUR WEBSITE.
      Was this review helpful? 1
      , mumbai
      Reviewed on Dec 11, 2017
    • Axis Bank Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have the home loan with the Axis bank and the interest rate is around 8.4%, also the customer service is good one for me. They have disbursed the loan amount within ten to fifteen working days of time.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 11, 2017
    • ICICI Bank Home Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      The ICICI bank is giving me the reward points for the EMI which I pay for the Home loan. The customer support is good with the ICICI bank. The interest rate is getting reduced automatically whenever it getting down in the floating . I have got the home loan around 6 years ago,. I got the required loan amount.
      Was this review helpful? 0
      , chennai
      Reviewed on Dec 11, 2017
    • Canara Bank Home Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      Canara bank home loan department they offered me a interest rate of 9.45 in the beginner but now they changed my interest rate to 8.6 and the documents have submitted directly to the showroom it was a good experience with canara bank home loan service.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 11, 2017
    • LIC Housing Home Loan
      "Have to improve their online option"
      0.5 3.5/5 "Pretty good"
      I am having the home loan with the Life Insurance Corporation of India housing finance limited and the rate of interest is good one . Response is good one with the LIC housing finance limited. I am happy with the LIC housing finance limited.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 11, 2017
    • Tata capital Home Loan
      "Average service"
      0.5 3.0/5 "Satisfactory"
      My home loan experience with TATA CAPITAL was average, the process was very long and it took 3 months for the process to be completed and the loan amount to get approved. The loan amount was for Rs 36 lakhs with the rate of interest of 14% which is nominal when compared to other banks and the tenure of the loan is 12 years. There were too many terms and conditions. Customer service was average and documents were collected door step.
      Was this review helpful? 3
      , hyderabad
      Reviewed on Dec 09, 2017
    • ICICI Bank Home Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      I have taken home loan with ICICI bank and it was a good loan experience, the loan amount was for Rs 36 lakhs with the rate of interest of 8.65% which is nominal when compared to other banks. The tenure of this loan is 20 years. Customer service was good, they provided door step service to collect the documents. The process was quite long and it took 1 month for the loan amount to get disbursed.
      Was this review helpful? 2
      , thane
      Reviewed on Dec 09, 2017
    • DHFL Home Loan
      "Charges and interest rate to be better"
      0.5 3.0/5 "Satisfactory"
      The service was faster with DHFL Bank for the home loan. But rate of interest was high compared to the marked standard. The processing fee was normal. But insurance fee was high, they provided a insurance for me as well as for my home which was not required. The customer service and response is good.
      Was this review helpful? 0
      , kolkata
      Reviewed on Dec 09, 2017
    • SBI Home Loan
      "Faster service"
      0.5 5.0/5 "Blown Away!"
      Earlier SBI have offered 8.5% interest rate and later it was changed around 11%. It is a floating account for home loan. Whenever rate of interest decreases they should decrease the amount and there should be proper intimation. The process was faster and the disbursement was on time. The payment mode is convenient.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 09, 2017
    • Axis Bank Home Loan
      "Looking for better interest rate"
      0.5 4.0/5 "Great!"
      I have home loan with AXIS, I availed it before five years. At the time they offered me 10.5% of interest, recently they have revised the rate of interest around 9.5%. I took the home loan of Rs. 13 lakhs for the tenure of 20 years, everything is good but interest rate is higher.
      Was this review helpful? 3
      , chennai
      Reviewed on Dec 08, 2017
    • Indiabulls Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a home loan with Indiabulls.The loan amount is 25 lakhs,rate on interest is 9.65% very high compared to others.I pay an EMI of Rs 25,000 every month.They had processed the loan request within a month.I submitted documents and the tenure is for 20 years.
      Was this review helpful? 1
      , noida
      Reviewed on Dec 08, 2017
    Common Loader Icon
  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.