A "low interest" loan shouldn't mean you have very little interest in paying it back!
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  • Property Registration Fees & Stamp Duty Charges Reviews

    • Bajaj Finserv Home Loan
      "Very good services"
      0.5 5.0/5 "Blown Away!"
      My home loan was approved within minutes by Bajaj Finserv. The customer services are good and the overall experience was nice. I been a very long time customer of this company and I have always got the best of services. The interest and rate and charges are normal.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Aug 14, 2017
    • Bank Bazaar Customer Support
      "For home loan"
      0.5 4.5/5 "Excellent!"
      It's very easy to process the home loan ,I am very satisfied with bank bazar app ,very good. Customer care service is very helpful and quick service was provided with in 24 hours ,it's really good and comfortable service that I received from bank bazar.com Thanku bankbazr
      Was this review helpful? 0
      , kolkata
      Reviewed on Aug 13, 2017
    • HDFC Limited Home Loan
      "Poor Service"
      0.5 1.5/5 "Bad"
      Very poor service. They claim to be transparent on the process and commitment , however, have a very poor support. @Sector 62, Noida branch. Till the time processing fees is not encashed, all is good, after , complete turn around on the attitude and response. You can be even cheated after commitment done.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Aug 13, 2017
    • Bank Bazaar Customer Support
      "Excellent service"
      0.5 4.0/5 "Great!"
      Bankbazaar provides complete service. The comparability option is very good in bank bazaar website, I would say it helps to choose the best product in the market. The website of bank bazaar is easy to use and user friendly, I am happy with bank bazaar service.
      Was this review helpful? 0
      , pune
      Reviewed on Aug 12, 2017
    • SBI Home Loan
      "Excellent service"
      0.5 4.0/5 "Great!"
      The Overall process was very good from SBI home loans, The executives are really good and they were updating me the status on time to time. They have disbursed my loan within 2 weeks of time. I am happy with the loan amount . The rate of interest is nominal with SBI. I am satisfied with the SBI service.
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      , pune
      Reviewed on Aug 12, 2017
    • review Home Loan
      "Better service"
      0.5 5.0/5 "Blown Away!"
      Got home loan from Equitas housing finance. They have approved the loan amount around Rs,10lakhs based on my documents, they have promised that they will release the documents to make the account as current account. The rate of interest is high when compared with others.
      Was this review helpful? 0
      , dindigul
      Reviewed on Aug 12, 2017
    • Axis Bank Home Loan
      "Very worst service"
      0.5 1.0/5 "Really Bad"
      I have applied home loan with Axis bank , they told that I am eligible to get loan upto 12lakhs but I have asked only 10lakhs, Axis bank has sanctioned my loan, But they never released the loan amount, by saying that I had back log with ICICI bank.
      Was this review helpful? 0
      , dindigul
      Reviewed on Aug 12, 2017
    • review Home Loan
      "Satisfied with the services"
      0.5 5.0/5 "Blown Away!"
      Canfin homes Ltd is good in the process. I have taken a home loan and I had no issues in getting the loan and also after the loan was disbursed. The interest rate and processing charges is also reasonable. The documentation is nominal and hassle free.
      Was this review helpful? 0
      , tirunelveli
      Reviewed on Aug 12, 2017
    • Bank Bazaar Customer Support
      "Excellent platform and user friendly site for home seekers"
      0.5 5.0/5 "Blown Away!"
      I felt very nice and happy to see user friendly interface and hassle free process. This is really a great website which is like an angel to many home seekers like me. Today I visited the site in the morning and within one hour I am able to see great quotation. Thanks to all of you.
      Was this review helpful? 0
      , silvassa
      Reviewed on Aug 12, 2017
    • ICICI Bank Home Loan
      "Good Experience"
      0.5 4.0/5 "Great!"
      As per the market, ICICI gave me best interest rate for the home loan, initially I don't want insurance but they took the amount from the disbursed and they return the money back. I took the home loan of Rs. 32 lakhs for the tenure of 15 years. I am really satisfied with their service
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 12, 2017
    • Bank Bazaar Customer Support
      "Very good service"
      0.5 4.0/5 "Great!"
      Bank bazaar helped me to choose the financial product and in understanding them with thin the service time. The website of bank bazaar is easy to use and user friendly,. The user interface is good with bank bazaar , I am comfortable using bank bazaar service.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 12, 2017
    • SBI Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      State of India has disbursed my home loan within the promised time. The verification and the documentation process was good with SBI. I got good response from SBI in concern to my home loan application. The rate of interest was nominal with SBI. I am happy taking a home loan with SBI.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 12, 2017
    • Bank Bazaar Customer Support
      "I am looking for Home loan luckily I got good opportunity"
      0.5 4.5/5 "Excellent!"
      Hiiiiii Bank bazar is a good site I am so impressed with your service, no need to visit door to door bank, here we get all the details about loan interest rate as every thing is available here. Thanks it is a very good site as Bank bazar provides me the loan and fullfilled my dream I will give you more and more customers .
      Was this review helpful? 0
      , nasik
      Reviewed on Aug 12, 2017
    • Bank Bazaar Customer Support
      "Fantastic"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar.com is very good and I have got the call from the bankers by very next day itself. Service aspects are good one with the Bankbazaar.com, also the response is very fine one with them.
      Was this review helpful? 0
      , indore
      Reviewed on Aug 11, 2017
    • Punjab National Bank Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      My experience was excellent one for the home loan with the PNB housing finance limited. Disbursement got happens after a month of time because there were some delay from my end. Response was good one with them and I have not found any issues with them.
      Was this review helpful? 0
      , indore
      Reviewed on Aug 11, 2017
    • Bank Bazaar Customer Support
      "Best"
      0.5 4.5/5 "Excellent!"
      Bankbazaar.com has provided a fastest service. I am using Bankbazaar.com from the last one year of time. The service aspects are good one with the Bankbazaar.com and I came to know about Bankbazaar.com through internet search only and I am very much happy with it.
      Was this review helpful? 0
      , nasik
      Reviewed on Aug 11, 2017
    • Punjab National Bank Home Loan
      "Satisfied"
      0.5 4.5/5 "Excellent!"
      Customer service is fine one with the PNB housing finance limited for the home loan, which got disbursed. The loan amount got disbursed in five to six days of time. Response was good one with the PNB housing finance limited.
      Was this review helpful? 0
      , nasik
      Reviewed on Aug 11, 2017
    • HDFC Limited Home Loan
      "Apart from documentation rest is fine"
      0.5 4.0/5 "Great!"
      HDFC LTD is too process oriented as its too many for example technical visit , lots of verification and inspection etc. I had all my documents in place expect for AADHAR but they were insisting on AADHAR too and it went to an extent where they stopped the process as AADHAR was not there and because of which I applied for AADHAR and eventually my loan was processed. But on the other hand, AXIS was able to process the same loan with remaining documents I wonder how? HDFC LTD has put my application on fast track and the loan was disbursed within 8 to 10 days.
      Was this review helpful? 0
      , mumbai
      Reviewed on Aug 11, 2017
    • Punjab National Bank Home Loan
      "Interest should be reduced as per govt"
      0.5 3.0/5 "Satisfactory"
      PNB service is good, I have submitted all my documents to avail their home loan. Past eight months I am paying EMI, amount around Rs.20,000 and also I took the insurance of Rs. 3000 along with the home loan. My loan amount was Rs.20 lakhs for the tenure of 20 years. Earlier they offered me interest 10.55 now government have reduced the home loan interest but still they didn't reduce my loan rate. It would be great if they reduce the interest.
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      , coimbatore
      Reviewed on Aug 11, 2017
    • LIC Housing Home Loan
      "Wonderful "
      0.5 4.0/5 "Great!"
      I am having the home loan with the LIC housing finance limited, also am using it from the last two years of time. The response was nice one for me with them. Customer service is wonderful one . The loan amount got disbursed within fifteen days of time.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 11, 2017
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    Property Registration Fees & Stamp Duty Charges is Rated as "Great!" by 22916 Users

    Fees & Charges

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    Home Loan BYTES FROM OUR KITCHEN

    Property Registration Charges in India:

    When registering your property, you need to pay registration fees along with stamp duty. Registration fees is not the same in all states. It generally ranges between 0.5 to 3% of the property value. So if you live in Bihar and you buy a house worth Rs. 20 lakh, you need to pay 2% of the value – Rs. 40,000 – as registration charge. However, in most states, there is a minimum and maximum registration fees applicable. For example, in Meghalaya, the applicable registration fee is 1% of the property value, but it cannot exceed Rs. 30,000. So if you buy a property worth Rs. 45 lakh, need to pay only Rs. 30,000 and not Rs. 45,000, as registration fees.

    Given below are the registration charges applicable in various states of India. The rate of levy is subject to change.

    State Registration fees
    Andhra Pradesh, Telangana

    0.005

    Assam, Chandigarh, Chhattisgarh, Delhi, Karnataka, Madhya Pradesh, Meghalaya, Mizoram, Nagaland, Tamil Nadu 0.01
    Gujarat 0.0105
    Arunachal Pradesh 0.015
    Goa 1-4%
    Bihar, Himachal Pradesh, Kerala, Orissa, Punjab, Rajasthan, Uttarakhand, Uttar Pradesh 0.02
    Jharkhand, Manipur, Sikkim 0.03
    Haryana, Maharashtra, West Bengal, Tripura Dependent on property prices
    Property Registration

    Many banks also count in registration charges when calculating the home loan amount. However, it is best if you can pay the administrative charges on your own. This will reduce your total loan amount and bring down the interest amount and EMI slightly.

     

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