A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    Property Registration Fees & Stamp Duty Charges

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    9.35% Floating
    0% to 0.35% (max. ₹11,500)
    15L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.45% Floating
    0.5% (min. ₹8,625) One time fee
    2L - 3Crs
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.55% - 9.80% Floating
    0.25% to 0.50%(min.₹11,500) One time fee
    5L Min
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.45% - 9.70% Floating
    0.5% (min. ₹11,500) One time fee
    5L - 10Crs
    3-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.45% Floating
    0% to 0.5% (max. ₹11,500) One time fee
    5L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.45% - 9.7% Floating
    0.5%
    2Crs Max
    1-25 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good To Know
    Eligibility Criteria
    9.59% - 9.84% Floating
    0.5% (min. ₹8,625) One time fee
    15L - 15Crs
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.55% Floating
    0.25% (max. ₹10,000)
    10L - 3Crs
    30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good To Know
    Eligibility Criteria
    9.40% - 11.75% Fixed/Floating
    Up to ₹11,500 One time fee
    5L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.30% Floating
    11,500 One time fee
    40L - 5Crs
    1 - 25 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.40% Floating
    0.5% (min. ₹8,625) One time fee
    2L - 3Crs Women's Special!
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.4% - 9.55% Floating
    0 One time fee
    20L - 10Crs
    1-30 Years
    Response Time Within 30 minutes
    What you'll love
    Documents
    Perks
    Think about
    Fees & Charges
    Good to Know
    Eligibility Criteria
    Home Loan BYTES FROM OUR KITCHEN

    Property Registration Charges in India:

    When registering your property, you need to pay registration fees along with stamp duty. Registration fees is not the same in all states. It generally ranges between 0.5 to 3% of the property value. So if you live in Bihar and you buy a house worth Rs. 20 lakh, you need to pay 2% of the value – Rs. 40,000 – as registration charge. However, in most states, there is a minimum and maximum registration fees applicable. For example, in Meghalaya, the applicable registration fee is 1% of the property value, but it cannot exceed Rs. 30,000. So if you buy a property worth Rs. 45 lakh, need to pay only Rs. 30,000 and not Rs. 45,000, as registration fees.

    Given below are the registration charges applicable in various states of India. The rate of levy is subject to change.

    State Registration fees
    Andhra Pradesh, Telangana

    0.005

    Assam, Chandigarh, Chhattisgarh, Delhi, Karnataka, Madhya Pradesh, Meghalaya, Mizoram, Nagaland, Tamil Nadu 0.01
    Gujarat 0.0105
    Arunachal Pradesh 0.015
    Goa 1-4%
    Bihar, Himachal Pradesh, Kerala, Orissa, Punjab, Rajasthan, Uttarakhand, Uttar Pradesh 0.02
    Jharkhand, Manipur, Sikkim 0.03
    Haryana, Maharashtra, West Bengal, Tripura Dependent on property prices

     

    Many banks also count in registration charges when calculating the home loan amount. However, it is best if you can pay the administrative charges on your own. This will reduce your total loan amount and bring down the interest amount and EMI slightly.

     

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