A "low interest" loan shouldn't mean you have very little interest in paying it back!
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  • Property Registration Fees & Stamp Duty Charges Reviews

    • Bank Bazaar Customer Support
      "Home Loan"
      0.5 5.0/5 "Blown Away!"
      Hassle free and easy. I tried for home loan from ICICI and everything was done through online. Great customer support. I'm really happy with their process and really appreciate the overall experience with Bank Bazaar. Thank a lot Bank Bazaar for helping me and I leave a message for future customer to rely on them and just go for it !!!
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 26, 2017
    • Bank Bazaar Customer Support
      "HL Balance transfer facility"
      0.5 4.5/5 "Excellent!"
      Great website to check the offer for multiple banks in a single page. Also it supports in calculating the EMI with multiple options to know about the EMI with loan amount, duration, and interest rate and it also gives an option to make a reverse calculation and identify the required EMI/Duration/Rate of interest by giving other parameters as input,
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 25, 2017
    • Bank Bazaar Customer Support
      "AMAZING"
      0.5 4.5/5 "Excellent!"
      Very simple and fast process as I experienced. I think it is better option rather than approaching offices for applications and validating it etc. You can access the review as well compare it with the proposals of other agencies. You can opt for the best option.
      Was this review helpful? 0
      , jodhpur
      Reviewed on Jun 25, 2017
    • Bank Bazaar Customer Support
      "Better "
      0.5 5.0/5 "Blown Away!"
      It was a good experience with bankbazaar, I am using it from the last two months of time, also its my first time experience. Service and other aspects are good one with the Bankbazaar.com. Response is the best with them, also they are providing the feedback based on my queries.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jun 24, 2017
    • HDFC Limited Home Loan
      "Satisfied"
      0.5 5.0/5 "Blown Away!"
      I have postponed my plan due to some other personal reason with the HDFC limited for the home loan. I would like to say that the rate of interest was a kind of okay for me on that time . Customer service and other things are good one with the HDFC limited.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jun 24, 2017
    • HDFC Limited Home Loan
      "Good Process"
      0.5 4.0/5 "Great!"
      I had availed home loan from HDFC ltd. I had got this loan for 18 lakhs. And the interest rate in the beginning was around 9.50% after which I put an application to reduce the interest rate, hence they reduced it further to 8.50%. There were no challenges with the bank during the entire loan process.
      Was this review helpful? 0
      , jaipur
      Reviewed on Jun 24, 2017
    • Bank of Baroda Home Loan
      "Average "
      0.5 3.0/5 "Satisfactory"
      I have got the home loan with the Bank of Baroda and the interest rate is around 8.35%, also the loan amount got disbursed in couple of months of time. Document collection is like a kind of lengthy process. Processing charges were not okay for me, also they lack when it comes to transparency. They advised me to take the mortgage, which does not applicable with any other banker.
      Was this review helpful? 0
      , secunderabad
      Reviewed on Jun 24, 2017
    • Bank Bazaar Customer Support
      "Awesome"
      0.5 4.5/5 "Excellent!"
      Bankbazaar.com is a good one, they have so many wide options, also the services are really good one for me, also they are providing the maximum accuracy , while it comes to the matter of interest rate. Customer service and other things are the best with the Bankbazaar.com.
      Was this review helpful? 0
      , secunderabad
      Reviewed on Jun 24, 2017
    • Indiabulls Home Loan
      "Good "
      0.5 4.0/5 "Great!"
      I had an issue with my existing bank and that issue got resolved, so I have not dealt with the Indiabulls as of now. Rate of interest was around 8.5% with the Indiabulls for the home loan but that was on the paper. Customer service was good one, also they have followed on time and again. I would like to say that the bankers should stick with the commitments, especially when it comes to interest rate.
      Was this review helpful? 0
      , secunderabad
      Reviewed on Jun 24, 2017
    • HDFC Limited Home Loan
      "High on ROI"
      0.5 4.0/5 "Great!"
      HDFC LTD has provided me the home loan with ease. I did not have to follow much on the process. I got the loan on time. The verification went well too. The institution is very high on the interest rate and the processing charges are also very high.
      Was this review helpful? 3
      , bangalore
      Reviewed on Jun 23, 2017
    • Bank Bazaar Customer Support
      "Immediate response"
      0.5 4.5/5 "Excellent!"
      Bankbazaar.com have contacted me within five to ten minutes of time, also the response is very prompt. They have forwarded the information to the bankers on immediate basis. Customer service is good and the website is easy to access.
      Was this review helpful? 1
      , pune
      Reviewed on Jun 22, 2017
    • HDFC Limited Home Loan
      "Better "
      0.5 4.0/5 "Great!"
      HDFC limited have contacted me after sometime from the time of inquiry for the home loan. Rate of interest was around 8.5%, which was bit huge one for me , also I am okay with that. Customer service and other things were good only.
      Was this review helpful? 1
      , pune
      Reviewed on Jun 22, 2017
    • Bank Bazaar Customer Support
      "Centralized online portal to make the comparison"
      0.5 3.5/5 "Pretty good"
      Bankbazaar.com is good thing like I can make the comparison of every bankers relating to the financial requirements. I would like to say that they could make the information to be get forwarded to unique bank only, which customer is really opted. Online portal of the Bankbazaar.com is an average one.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 22, 2017
    • HDFC Limited Home Loan
      "Service to be get improved"
      0.5 1.0/5 "Really Bad"
      Nobody have contacted me from the HDFC limited for the home loan, which I have inquired. Rate of interest was around 8.6%, also I am okay with them. In future, I would like to go ahead with them in future and I request them to contact the customer as soon as possible.
      Was this review helpful? 1
      , mumbai
      Reviewed on Jun 22, 2017
    • Bank Bazaar Customer Support
      "Fantastic "
      0.5 5.0/5 "Blown Away!"
      Bankbazaar.com is very good and am using it from the last two to three years of time. I would like to say all the current scenario of the financial market can be understand through the Bankbazaar.com, also the online portal is very much easy to access.
      Was this review helpful? 1
      , mumbai
      Reviewed on Jun 22, 2017
    • HDFC Limited Home Loan
      "Satisfied"
      0.5 4.0/5 "Great!"
      I did not taken the home loan with the HDFC limited because I have already arranged the funds from my end. Customer service is very good one and the response is also good one. The rate of interest was around 8.5% with the HDFC limited, also I am comfort with them.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 22, 2017
    • Bank Bazaar Customer Support
      "Fabulous"
      0.5 5.0/5 "Blown Away!"
      Bankbazaar.com is very helpful and they have contacted me for many times, also in future I would like to go ahead with them only for the financial requirement. Response and other things are also fine one with the Bankbazaar.com.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 22, 2017
    • Punjab National Bank Home Loan
      "Good going"
      0.5 4.0/5 "Great!"
      I did not availed the home loan with the PNB housing finance limited because I have arranged the finance from the other sources. I have not found any issues with them till now and the rate of interest rate was not aware by my end but their services are really good.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 22, 2017
    • Bank Bazaar Customer Support
      "Mentor"
      0.5 4.0/5 "Great!"
      Comparison is the major factor with the Bankbazaar.com, also they have made the brief discussion over there, which really helped me to understand the market scenario and the banking process. Information are really crystal clear, also there were no hidden charges.
      Was this review helpful? 0
      , guwahati
      Reviewed on Jun 22, 2017
    • HDFC Limited Home Loan
      "Best"
      0.5 4.0/5 "Great!"
      Within twenty days of time, I have got the home loan with the HDFC limited and the response and other things with the HDFC limited was good one, also the customer service too. Rate of interest was around 8.5%, which was not okay for me , also they have told post documentation process , rate of interest would not get changed.
      Was this review helpful? 0
      , guwahati
      Reviewed on Jun 22, 2017
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    Property Registration Fees & Stamp Duty Charges is Rated as "Great!" by 22640 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

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    Home Loan BYTES FROM OUR KITCHEN

    Property Registration Charges in India:

    When registering your property, you need to pay registration fees along with stamp duty. Registration fees is not the same in all states. It generally ranges between 0.5 to 3% of the property value. So if you live in Bihar and you buy a house worth Rs. 20 lakh, you need to pay 2% of the value – Rs. 40,000 – as registration charge. However, in most states, there is a minimum and maximum registration fees applicable. For example, in Meghalaya, the applicable registration fee is 1% of the property value, but it cannot exceed Rs. 30,000. So if you buy a property worth Rs. 45 lakh, need to pay only Rs. 30,000 and not Rs. 45,000, as registration fees.

    Given below are the registration charges applicable in various states of India. The rate of levy is subject to change.

    State Registration fees
    Andhra Pradesh, Telangana

    0.005

    Assam, Chandigarh, Chhattisgarh, Delhi, Karnataka, Madhya Pradesh, Meghalaya, Mizoram, Nagaland, Tamil Nadu 0.01
    Gujarat 0.0105
    Arunachal Pradesh 0.015
    Goa 1-4%
    Bihar, Himachal Pradesh, Kerala, Orissa, Punjab, Rajasthan, Uttarakhand, Uttar Pradesh 0.02
    Jharkhand, Manipur, Sikkim 0.03
    Haryana, Maharashtra, West Bengal, Tripura Dependent on property prices
    Property Registration

    Many banks also count in registration charges when calculating the home loan amount. However, it is best if you can pay the administrative charges on your own. This will reduce your total loan amount and bring down the interest amount and EMI slightly.

     

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