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  • Property Registration Fees & Stamp Duty Charges is Rated as "Great!" by 25666 Users

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    Property Registration Fees & Stamp Duty Charges

    When registering your property, you need to pay registration fees along with stamp duty. Registration fees is not the same in all states. It generally ranges between 0.5 to 3% of the property value. So if you live in Bihar and you buy a house worth Rs. 20 lakh, you need to pay 2% of the value – Rs. 40,000 – as registration charge. However, in most states, there is a minimum and maximum registration fees applicable. For example, in Meghalaya, the applicable registration fee is 1% of the property value, but it cannot exceed Rs. 30,000. So if you buy a property worth Rs. 45 lakh, need to pay only Rs. 30,000 and not Rs. 45,000, as registration fees.

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    Given below are the registration charges applicable in various states of India. The rate of levy is subject to change.

    State Registration fees
    Andhra Pradesh, Telangana

    0.005

    Assam, Chandigarh, Chhattisgarh, Delhi, Karnataka, Madhya Pradesh, Meghalaya, Mizoram, Nagaland, Tamil Nadu 0.01
    Gujarat 0.0105
    Arunachal Pradesh 0.015
    Goa 1-4%
    Bihar, Himachal Pradesh, Kerala, Orissa, Punjab, Rajasthan, Uttarakhand, Uttar Pradesh 0.02
    Jharkhand, Manipur, Sikkim 0.03
    Haryana, Maharashtra, West Bengal, Tripura Dependent on property prices
    Property Registration

    Many banks also count in registration charges when calculating the home loan amount. However, it is best if you can pay the administrative charges on your own. This will reduce your total loan amount and bring down the interest amount and EMI slightly.

    Property Registration Fees & Stamp Duty Charges Reviews

    • Dhanalakshmi Bank Home Loan
      "Average service"
      0.5 2.0/5 "Expected more"
      I have taken home loan with Dhanalakshmi bank 7 years back and it was quite a good loan experience. The process was very smooth and easy, the loan amount was approved within the stipulated time. Customer service was average and their response was delayed.The loan amount was sufficient and the rate of interest was nominal when compared to other banks.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 24, 2017
    • Bank Bazaar Home Loan
      "Recommedable"
      0.5 4.0/5 "Great!"
      Bankbazaar is more comfortable. The website is more comfortable. They gave me good response at the time of my application. The comparison with the bank is effective and its is very much recommendable.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Nov 24, 2017
    • Punjab National Bank Home Loan
      "Change of plan"
      0.5 4.0/5 "Great!"
      Due to the change of plan i have not gone with PNB HOUSING FINANCE LIMITED for the home loan. The executive gave me god response and can be considerable in future for home loan. Other than that i dont have any other issue with PNB HOUSING FINANCE LIMITED.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Nov 24, 2017
    • SBI Home Loan
      " Preferable Bank"
      0.5 5.0/5 "Blown Away!"
      I have two loans with SBI, they gave me good floating interest rate. Earlier one was been Rs. 35 lakhs, now I have taken Rs.65 lakhs. Tenure period of the loan is good, they do have balance transfer, part payment, Foreclosure. Their is a onling banking to view loan summary. They fulfill by buy dream home, there is no legal issue.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 24, 2017
    • Punjab National Bank Home Loan
      "Home loan with PNB finance"
      0.5 4.0/5 "Great!"
      I had no requirement for home loan for now. That's why i have close the home loan application with PNB HOUSING FINANCE LIMITED. In future if i am planning to take a home loan then i will consider PNB. The customer service and response with the institution was fine.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Nov 24, 2017
    • Bank Bazaar Home Loan
      "Prompt service"
      0.5 4.0/5 "Great!"
      Bankbazaar is very Prompt.I got immediate call from bankbazaar and the response given at the time of my application was good and satisfying. The website is very friendly and effective. I can consider for all financial needs. The executives are also friendly.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Nov 24, 2017
    • Bank Bazaar Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      Bank bazaar website is very useful in finding and availing any kind of loans or credit cards. Bank bazaar customer care department staffs called me on the next day to explain about the application. Their website is very easy to use and user friendly.
      Was this review helpful? 0
      , faridabad
      Reviewed on Nov 24, 2017
    • Bank Bazaar Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I know bankbazaar.com from more than 1 year, it was a good experience with bankbazaar so far. The services provided by bankbazaar is good when compared to all other banking websites. Customer service was good and their response was prompt. I am using the bankbazaar, it is easy to access and is user friendly.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 24, 2017
    • Dena Bank Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have applied for the home loan from Dena Bank, my loan application was closed because they were charging processing fees, initially they said there is no processing fees. So that is the reason i dropped the plan to get the home loan. Customer service was good and they responded on time, follow up was done correctly. The rate of interest was nominal when compared to other banks.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 24, 2017
    • ICICI Bank Home Loan
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have applied for a home loan with ICICI bank. Later I closed down my application because I have postponed the plan as of now. ICICI bank staffs approached me immediately after my application was passed to the ICICI bank. They offered me the loan with 8.35% as rate of interest.
      Was this review helpful? 0
      , faridabad
      Reviewed on Nov 24, 2017
    • Axis Bank Home Loan
      "Average"
      0.5 4.0/5 "Great!"
      I had applied for a home loan with Axis Bank through online channel. They offered interest rate of 8.3%. The disbursement was on time and there is no delay. The customer service and response was average. The executive collected my documents. There is no pre closure charges.
      Was this review helpful? 0
      , nagpur
      Reviewed on Nov 23, 2017
    • Bank Bazaar Home Loan
      "Outstanding Service"
      0.5 5.0/5 "Blown Away!"
      Bank Bazaar is a good website. I came to know about the website through google search. It is easy to do a comparison and come up with the best solution. The website was easy to access and user friendly. I don't find run time errors. The speed and accuracy was good.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 23, 2017
    • DBS Bank Home Loan
      "Outstanding"
      0.5 5.0/5 "Blown Away!"
      My experience was good with DBS Bank. The documentation process was smooth and good. They provided a doorstep service for document collection. They provided a good customer service. The rate of interest was lower than the market price. There are no charges when it comes to pre closure.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 23, 2017
    • ICICI Bank Home Loan
      "Better service"
      0.5 4.0/5 "Great!"
      My home loan experience with ICICI bank was good, the loan amount was for Rs 16 lakhs with the rate of interest of 8.4% which is nominal when compared to other banks. The process was quite long, it took 15 days for the loan amount to get approved. Documents were collected door step from the executive. Customer service was good and they responded on time.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Nov 23, 2017
    • Bank Bazaar Home Loan
      "Better service"
      0.5 4.0/5 "Great!"
      I came to know about bankbazaar through google, this was my first time experience with bankbazaar. and it was good. Bankbazaar provides good services when compared to all other banking websites. Customer service was good and their response was prompt. I am using the bankbazaar website, it is easy to access and is user friendly.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Nov 23, 2017
    • Punjab National Bank Home Loan
      "Better service"
      0.5 4.0/5 "Great!"
      I have applied for the home loan from PNB Housing Finance, my loan application was closed because i have taken loan from other bank. When it comes to customer service, it was good, they responded very well and they followed up on time, also they gave all the right information. It is just i felt convenient with other bank so i opted to go for other bank. The rate of interest was high when compared to other sources.
      Was this review helpful? 0
      , bhubaneshwar
      Reviewed on Nov 23, 2017
    • Bank Bazaar Home Loan
      "Excellence service"
      0.5 5.0/5 "Blown Away!"
      Bank Bazaar is the one who provided the best solution for home loan. The customer service and response was good. I had a proper followups. The website was easy to access and pretty good. I tried calculators and credit score, which is very useful. Their comparison gives better choice to make the own decisions.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 23, 2017
    • Axis Bank Home Loan
      "Average"
      0.5 3.5/5 "Pretty good"
      The rate of interest was pretty okay with Axis, they offered me 8.4% where other banks are doing for 8.35%. The documentation process was good and pretty simple. The disbursement was on time but there is lack of communication. At the time of dispersal I got only 80% but earlier thy promised around 85%. They provide a partial payment with zero fee.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 23, 2017
    • Bank Bazaar Home Loan
      "User friendly"
      0.5 5.0/5 "Blown Away!"
      I had a good experience with bank bazaar. Actually I was searching for the banks with best interest rates because of bank bazaar I find a best solution. They were coordinating with me on time as well. The website is easy to access and user friendly. Overall it was an excellent experience indeed.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 23, 2017
    • Axis Bank Home Loan
      "Good"
      0.5 4.0/5 "Great!"
      It was good experience with Axis Bank. I had taken my home loan, they took more time to process the loan. I would say it was a lengthy process for document collection otherwise the process was smooth. They have given the best interest rate. There is no pre closure fee and I can do part payment also.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 23, 2017
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