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    We found 3 IndiaBulls Home Loan
    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.45% - 8.70% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.95% - 10.40% FIXED
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.40% - 8.65% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time : Within 30 minutes
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    IndiaBulls Home Loan is Rated as "Great!" by 465 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    IndiaBulls Home Loan

    Headquartered in Gurgaon, Indiabulls is one of India’s largest Housing Finance Company (HFC). Recognised for its eminence in providing financial services at competitive prices, Indiabulls is rapidly growing its network across the nation. One of their more popular products is the home loans they offer. Indiabulls home loans can be availed by visiting their branch or applying online.

    Indiabulls Bank Home Loan Interest RatesUpdated on 24 May 2018

    Indiabulls Bank Home Loan Details
    Interest Rate (Floating) General Borrowers - 8.40% to 8.70%
    Women Borrowers - 8.40% to 8.65%
    Interest Rate (Fixed) 9.95% to 10.40%
    Processing Fees Up to 0.5% of the loan amount
    Loan Tenure 1 year to 30 Years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil
    Guarantor Requirement No Guarantor Required

     

    Indiabulls Housing Finance

    Indiabulls Home Loans gives you an opportunity to live your dream of owning a beautiful house. Their home loan schemes have been especially designed to suit the varied needs of individual customers.

    Complete assistance from the Indiabulls customer counselling team, doorstep service, instant approval, quick processing, document checklist service and quick disbursal of the loan make the company a very popular choice for availing home loans.

    Indiabulls will guide you through every step of the entire process – from thinking of owning a house to actually acquiring it.

    Indiabulls Housing and Finance Ltd. is one of the leading and most preferred brands in real estate and housing in the nation. By providing comprehensive tools like Home Loan Eligibility Calculator, EMI Calculator, Tax Benefit Calculator, the company makes sure that the borrower gets the best deal.

    Features and Benefits of Indiabulls Home Loan

    Indiabulls Housing Finance

    The following attention, grabbing features and customer centric benefits make home loans from Indiabulls, an attractive proposition for any serious seeker of home loans in India,

    1. The maximum offered tenure for repayment of loan is 20 years.
    2. Instant loan application and approval on the corporate portal.
    3. The maximum loan on offer is 80% of the overall cost of the property. This rule applies for loan amountsexceeding Rs.20 lakhs. For loans up to Rs.20 lakhs, the maximum loan offer is 85%.
    4. Flexibility to apply for the loan either individually or jointly. Co-applicants need not be co-owners.
    5. Very attractive and competitive rate of interest.
    6. Hassle free application process with quick turnaround time.
    7. Customer centric approach, immensely flexible and robust support.
    8. Save tax per Section 24 and Section 80C of the Income Tax Act.

    Indiabulls Home Loan Eligibility Criteria

    The applicant must satisfy the following conditions to be eligible for the loan:

    1. He/she must be a resident Indian. NRIs can only apply for the NRI Home Loans.
    2. The loan amount can only be used to purchase properties in India.
    3. The applicant must be older than 21 years and must not be over 65 years at loan maturity.
    4. He/she must have a steady source of income, as proved by accompanying documents.
    5. He/she must have a good credit history, with no obvious red flags.

    Documents Required for Indiabulls Home Loan

    1. The following lists the documents to be submitted at the time of loan application,
    2. Duly filled and signed application form
    3. Processing Fee Cheque
    4. Identity proof with date of birth mentioned
    5. Proof of residence/address
    6. Income documents -
    • For salaried individuals: Salary slips, Form 16 and bank statement
    • For self-employed individuals: ITRs with financial statements, Bank statement
    1. Property Documents

    Indiabulls Home Loan Interest Rates

    India Bulls aims to provide the best cost effective housing loan in the market and hence offers attractive rate of interest on its housing loan. The bank offers a floating interest Rate starts at 8.40% to a maximum of 8.70% for its general customers. The bank offers a special rate of interest for its women customers at a floating rate of interest at 8.40% - 8.65%.

    CategoriesHome Loan AmountVariable Rate of Interest

    All Borrowers Upto 75 Lakhs 8.65% to 9.75%
    Above 75 Lakhs to 300 Lakhs 8.65% to 10.50%
    Above 300 Lakhs to 500 Lakhs 8.80% to 11.25%
    Above 500 Lakhs 10.00% to 11.75%

    Variable Interest Rate - Special Offer Valid Till 30 June 2017

    CategoriesHome Loan AmountVariable Rate of Interest

    All Borrowers Upto 30 Lakhs 8.35% to 9.75%
    Above 30 Lakhs to 75 Lakhs 8.50% to 9.75%
    Above 75 Lakhs to 300 Lakhs 8.70% to 10.75%
    Above 300 Lakhs 8.80% to 11.75%

    Home Loan Fixed Interest Rates

    TenureHome Loan AmountROI

    3 Years Upto 300 Lakhs 9.75% to 12.00%
    Above 300 Lakhs 10.50% to 12.25%

    IndiaBulls Home Loan Fees and Charges:

    • Processing fees:
      • Upto Rs.10,000 for a loan amount of upto Rs.28 lakh.
      • Upto 0.5% for loan amount between Rs.28.01 lakh and Rs.300 lakh.
      • 0.5% to 1% for loan amount above Rs.300 lakh.
    • ECS / PDC – Rs.250
    • Late payment -24% p.a. of the outstanding EMI.
    • Statement account charges or amortization schedule – Rs.200.
    • Retrieval of documents – Rs.5000.
    • Transaction handling charges – Rs.2,500.
    • Database admin fee – Rs.650.

    Indiabulls Home Loan EMI Calculator

    As with its offline namesake, a Home Loan Calculator (Home Loan EMI Calculator, is also a common name) allows a user the convenience of calculating his/her home loan Equated Monthly Installments (EMI), electronically and with a minimal input of time. A prime example of such a time-saving, interactive and friendly Home Loan EMI Calculator can be found on BankBazaar.com. This tool offers the following discerning advantages-

    1. Quick Turnaround: EMI calculations accomplished in mere seconds.
    2. Comprehensive Info: All facets of your home loan EMI, explained and attractively displayed.
    3. Experiment: Try different tenures and interest rates, find the best combination for you.
    4. 100% Free: This lightning fast tool is completely free to use.

    How to Apply for Indiabulls Home Loan through BankBazaar.com?

    Applying for an Indiabulls home loan from BankBazaar.com is immensely simple and highly interactive. The following steps are involved in this procedure,

    1. Logon to BankBazaar.com. On the homepage, seek the navigation panel that is located at the top. Herein, select the second menu item ‘LOANS’ and in there, the second option on the drop-down, ‘Home Loan’. Next, select ‘Indiabulls Home Loans’ from the adjoining slab.
    2. The resultant page details home loans from Indiabulls. You will find a number of strategically placed options here, including ‘Check if you are eligible’, ‘Check how much you can borrow’, etc. Select an option to launch the corresponding action.
    3. The ‘Apply Now’ button is displayed prominently while nearing the bottom end of this page. Clicking on this will start off the process. Your application will next be forwarded to Indiabulls for further processing.
    4. Track the status of your application through SMS and email alerts. BankBazaar’s expert customer support team will always be at hand to address all your queries and concerns.

    Why Apply for Indiabulls Home Loan on BankBazaar.com?

    1. Comparative Study:The website gives you the option of comparing Indiabulls Home Loans against the loans offered by other financial organizations/banks. You can also take help from the customer care team to assist you with all your queries.
    2. Credibility:You can get all the information related to Indiabulls Home Loans in detail. Be it the terms and conditions, interest rates or any other unique information. The best part being that all information is updated and readily available.
    3. Quick and Convenient:Apply for Indiabulls home loan from the comfort of your office/home. Refer to BankBazaar.com to check out all the features, and make the application and documentation a very quick and smooth process. The loan disbursal will happen in quick time.
    4. Privacy:The personal information you provide, with regards to the loan application, will be shared only with Indiabulls. Apart from this, it will be treated with the utmost care and kept completely private.

    Home Loans including Loans for NRIs:

    This is the standard loan, applicable for resident Indians who wish to purchase property in India. A comprehensive package that is intended for the smart borrower, the India bulls home loans offer a range of features and benefits that are customized for the Indian context, and in line with the express requirements of an Indian subscriber. If you are an NRI , and currently residing in the UK or Dubai, Indiabulls offers a powerful medium to purchase property in India, without having to compensate or overpay to balance out your NRI status.

    Indiabulls Home Loans against Property:

    Indiabulls offers loans against property. This scheme comes with multiple advantages to its borrowers. Funds can be generated by unlocking the property value along with the luxury of staying in the house, and can also satisfy the need for any immediate expenses. It can also be used for something like buying another house/property or business expansion.

    FAQs On Indiabulls Home Loan

    1. What type of property can be purchased with the Indiabulls Home Loan?
      • Purchase of flats, apartments, independent house, bungalow etc.
      • Property that is part of an existing owner’s association or co-operative housing society.
      • Residential plots, constructing a new house, buying a plot and then building a house.
      • Extending your current home by adding rooms, floors, etc.
      • Renovation and/or repair of the current residential property.
    2. What are the applicable processing fees charged prior to loan disbursement?
      Loan Amount. Applicable Processing Fee.
      Upto Rs.28 lakhs Rs.7,500
      From Rs.28 lakhs to Rs.50 lakhs Maximum 0.50% of the loan amount
      Above Rs.50 lakhs Upto 0.50% to 1.00% of the loan amount
    3. Who must I choose as co-applicant(s) for the loan?

      Any immediate family member (must be related by blood).

      • Spouse, Children
      • Remember that the co-applicants need not necessarily be co-owners.
    4. What is the maximum available repayment tenure?

      The maximum repayment tenure is 30 years. However, the term is limited to the applicant attaining the age of 65 years or the accepted retirement age, whichever comes first.

    5. Name the various formats of home loans extended by Indiabulls?
      • Home loans are offered when the applicant needs the same for the following conditions-
      • To purchase a brand new house
      • To buy a residential plot and then construct a house
      • When applicant transfers his/her balance from another lender to Indiabulls
      • Loans against existing property
      • Loans for builders against existing properties
    Home Loan - Sitemap

    IndiaBulls Home Loan Reviews

    • Indiabulls Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a home loan from IndiaBulls and my loan experience was good, the process took 1 month to complete. The loan amount was based on my requirements and the rate of interest was nominal rate in the market. Customer service was fine and they collected documents on time.
      Was this review helpful? 0
      , kolkata
      Reviewed on May 18, 2018
    • Indiabulls Home Loan
      "Happy with the services"
      0.5 5.0/5 "Blown Away!"
      India Bulls is also good in the home loan services. They are responsive and the process is good. There are no hassles in the overall experience. The rate of interest is around 8.4% and the processing charges is normal. I have no inconvenience with them.
      Was this review helpful? 0
      , hosur
      Reviewed on May 09, 2018
    • Indiabulls Home Loan
      "Better service"
      0.5 5.0/5 "Blown Away!"
      Got the personal loan from the INDIA BULLS around 4months ago. The customer support service and the response is good with the INDIA BULLS and they give good response to the customers. I have got the required loan amount from the INDIA BULLS personal loan . The rate of interest and the charge are average with the INDIA BULLS.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 27, 2018
    • Indiabulls Home Loan
      "Excellent"
      0.5 4.5/5 "Excellent!"
      I have a Home Loan with India Bulls. The service is good with India Bulls Home Loan service. The process was been good with India Bulls home loan. But I fell the documents process was been slow with India Bulls Home Loan service. It was an excellent experience with India Bulls Home Loan service.
      Was this review helpful? 0
      , pune
      Reviewed on Apr 25, 2018
    • Indiabulls Home Loan
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have a home loan with India Bulls. The service is good with India Bulls Home loan service. The rate of interest they offered me is 8.35 % which is nominal compared to others in the market. The customer support is prompt. The documents procedure was been smooth. It was an good experience with India Bulls Home Loan service.
      Was this review helpful? 0
      , new delhi
      Reviewed on Mar 23, 2018
    • Indiabulls Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I had applied for the home loan with India Bulls. The loan just got approved and the process is on. The customer services and response is good and the team was on time to reach out to me. The is a delay from my end. It has been a good start and looking forward for the loan.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 20, 2018
    • Indiabulls Home Loan
      "Average service"
      0.5 2.0/5 "Expected more"
      It took around 2 days to approve the home loan from the INDIA BULLS, but they are not intimating the status of the product as well they haven't gave me any information regarding my home loan application. The customer support service sent me a message saying that the home loan got approved but they never contacted me so far.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Mar 16, 2018
    • Indiabulls Home Loan
      "Not satisfied"
      0.5 2.0/5 "Expected more"
      I have my home loan with INDIA BULLS which was taken 6 years back. The loan amount was 30 lakhs and the interest rate was 10-11% which is very high than other banks. The tenure period was 15 years . The process was very tedious and the processing fee was very high also. My overall experience was not good.
      Was this review helpful? 0
      , kolkata
      Reviewed on Mar 15, 2018
    • Indiabulls Home Loan
      "Below Average service"
      0.5 2.0/5 "Expected more"
      I have transferred the home loan from the Dombveli bank to INDIA BULLS , after transferring the loan amount they have given new norms as additional fee, mail charges, processing fee, part payments and they asked me to pay the 25% of the loan amount. The customer support service is not up to mark with the INDIA BULLS. The transparency is not seen in the INDIA BULLS home loan process.
      Was this review helpful? 0
      , mumbai
      Reviewed on Feb 28, 2018
    • Indiabulls Home Loan
      "Good Experience"
      0.5 5.0/5 "Blown Away!"
      I took home loan from India bulls, they sanctioned Rs. 24 lakhs for the apartment they are good. Interest rate was nominal as per the market and there was no hidden charges its good. I took the loan for the period of 15 years with the floating rate.
      Was this review helpful? 3
      , gurgaon
      Reviewed on Dec 13, 2017
    • Indiabulls Home Loan
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      It was a good experience with INDIA BULLS for the home loan i applied for . It was a good customer delivered from their i canceled the application from my side . I did not decide the property the property yet . All the information required for the loan process was delivered to me in a proper manner .
      Was this review helpful? 1
      , pune
      Reviewed on Dec 11, 2017
    • Indiabulls Home Loan
      "Good service"
      0.5 4.0/5 "Great!"
      I have taken a home loan with Indiabulls.The loan amount is 25 lakhs,rate on interest is 9.65% very high compared to others.I pay an EMI of Rs 25,000 every month.They had processed the loan request within a month.I submitted documents and the tenure is for 20 years.
      Was this review helpful? 1
      , noida
      Reviewed on Dec 08, 2017
    • Indiabulls Home Loan
      "GOOD"
      0.5 4.0/5 "Great!"
      It was a good experience with INDIA BULLS for the home loan i took from them . They provided me a full approval on the amount i asked for . The Rate of interest was 9.45% given to me and processing fee was 12K they charged . For Disbursement it took almost 3 months of time .the Money was provided to me in installments .the customer service was good only from their end .
      Was this review helpful? 0
      , haridwar
      Reviewed on Nov 30, 2017
    • Indiabulls Home Loan
      "No response"
      0.5 2.0/5 "Expected more"
      I have requested for a home loan application with INDIABULLS . But i did not got any response from the institution end. Thus my application got closed for home loan. I waited for there call, For there response i would say its very poor and disappointing.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 29, 2017
    • Indiabulls Home Loan
      "Need to improve customer service"
      0.5 3.0/5 "Satisfactory"
      I have applied for a Home loan with Indiabulls.The loan amount is 18 lakhs,rate of interest is8.35% nominal compared to other banks.Its been three months since i have applied for it i have not received any response form the customer service.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 28, 2017
    • Indiabulls Home Loan
      "Its Average"
      0.5 2.5/5 "Just OK"
      I have patta land in Hyderabad, India bulls is not ready to sanction the loan for patta property. Hence I could not avail there service, bank interest rate is also nominal as per the market. They just called and verified about my property through call then the application got closed.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 22, 2017
    • Indiabulls Home Loan
      "Average service"
      0.5 2.5/5 "Just OK"
      I have applied for a home loan with Indiabulls but later I had to close down the home loan application because I got calls from Indiabulls after 3 days for documents collection from the date of application submission. In the meanwhile I got a better offer from ICICI bank and also it was much quicker processing of the loan. Indiabulls rate of interest was more than ICICI bank's rate of interest.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 21, 2017
    • Indiabulls Home Loan
      "Need to improve customer service"
      0.5 1.0/5 "Really Bad"
      I have requested for a home loan with India bulls .The loan amount is 18 lakhs.The rate of interest is 8.5% nominal as compared tom other banks.I did not get proper response form the bank its been quite long weeks since have applied i called multiple times to get the status of the application,they need to work on the service.
      Was this review helpful? 2
      , hyderabad
      Reviewed on Nov 20, 2017
    • Indiabulls Home Loan
      "Best service"
      0.5 4.0/5 "Great!"
      I have requested for a home loan with India bulls,the loan amount is 25 lakhs,Rate of interest is nominal like other banks.I have closed the application because have taken a loan form different bank as they given be the best offer.otherwise the service was good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 17, 2017
    • Indiabulls Home Loan
      "Best service"
      0.5 5.0/5 "Blown Away!"
      I had a very good loan experience with INDIABULLS home loan, my application was approved and the requested amount was disbursed. The loan amount was for 25 lakhs with the rate of interest of 8.35% which is less when compared to others in market. Customer service was good and they responded on time. Documents were collected door step and the process was very smooth
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 15, 2017
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