A "low interest" loan shouldn't mean you have very little interest in paying it back!
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    We found 3 IndiaBulls Home Loan

    Bank Name
    Interest Rate Range
    Processing Fee Range
    Loan Amount
    Tenure Range
    8.40% - 10.05% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    9.95% - 10.40% FIXED
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria
    8.35% - 10% Floating
    Up to 0.5% One time fee
    2L - 3Crs
    1-30 Years
    Response Time Within 30 minutes
    Rs.5,000 Amazon voucher free
    What you'll love
    Documents
    Perks
    Fees & Charges
    Good to Know
    Eligibility Criteria

    IndiaBulls Home Loan is Rated as "Great!" by 396 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Home Loan BYTES FROM OUR KITCHEN

    Indiabulls Housing Finance Ltd. (IBHFL) is the 2nd largest housing finance company in India, regulated by the National Housing Bank (NHB). We have the highest rating of AAA from CARE ratings and Brickwork ratings. Indiabulls offer home loans at competitive rates, especially loans of up to Rs. 25 lakhs. Our employees are specially trained to guide the customer through different stages, right from the initial process of applying for a loan till the time he takes possession of his dream home.


     

    You’re probably eligible for an Indiabulls Bank Home Loan if you are

    01
    02
    03
    04
    Indiabulls Bank Home Loan Minimum Age

    At least 23 years old

     Indiabulls Bank Home Loan Maximum Age

    Less than 70 years old

    Indiabulls Bank Home Loan Eligible Employment Type

    Salaried / Self-employed
    with regular income

    Indiabulls Bank Home Loan Minimum Income

    Earn more than the minimum
    income required


     

    Your Indiabulls Bank Home Loan amount eligibility is based on these factors

    01
    02
    03
    Indiabulls Bank Home Loan Minimum Salary

    EMI limited to about 50%
    of monthly income

    Indiabulls Bank Home Loan Maximum Loan to property value

    Loan capped @ 80% of property value

    Indiabulls Bank Home Loan EMI

    EMIs of other loans lower
    your eligibility


     

    Increase your eligible Indiabulls Bank Home Loan amount by these steps

    01
    02
    03
    Indiabulls Bank Home Loan Add Spouse as Co-applicant

    Make your spouse a co-applicant,
    and her income will add
    to your eligibility

    Indiabulls Bank Home Loan Maximum Tenure

    Choose longer tenure loan 1 Year to 30 Years

    Indiabulls Bank Home Loan Add parents as Co-applicant

    Alternatively add your parents


     

    Documentation needed to apply for an Indiabulls Bank Home Loan

    • 1. Signed application form with photograph
    • 2. ID and residence proof
    • 3. Processing fee cheque
    • 4. Last 6 months bank statements
    • 5. Documentation for salaried applicants:
      • Last 3 months salary-slips
      • Form 16 or Income Tax Returns
    • 6. Documentation for self-employed applicants:
      • Education qualification certificate & proof of business existence
      • Last 3 years Income Tax Returns with computation of Income
      • Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

     

    Indiabulls Bank Home Loan Interest RatesUpdated on 25 Jun 2017

    Indiabulls Bank Home Loan Details
    Interest Rate (Floating) General Borrowers - 8.40% to 10.05%
    Women Borrowers - 8.35% to 10%
    Interest Rate (Fixed) 9.95% to 10.40%
    Processing Fees Up to 0.5% of the loan amount
    Loan Tenure 1 year to 30 Years
    Partial pre-payment Charges Nil
    Pre-closure Charges Nil
    Guarantor Requirement No Guarantor Required

     

    Indiabulls Home Loan

    Indiabulls Home Loans gives you an opportunity to live your dream of owning a beautiful house. Their home loan schemes have been especially designed to suit the varied needs of individual customers. Complete assistance from the Indiabulls customer counselling team, quick approval and disbursal of the loan make the company a very popular choice for availing home loans. Buying a house turns into a memorable experience with the expertise, support and the very comprehensive housing loan offered by Indiabulls. Purchase of your dream home requires a big monetary investment, in-depth planning and responsibility, and your research/groundwork must be flawless. Indiabulls will guide you through every step of the entire process – from thinking of owning a house to actually acquiring it.

    Home Loan Offers

    Home Loans from Indiabulls:

    Indiabulls Housing and Finance Ltd. Is one of the leading and most preferred brands in real estate and housing in the nation? By providing comprehensive tools like Home Loan Eligibility Calculator, EMI Calculator, Tax Benefit Calculator, the company makes sure that the borrower gets the best deal.

    With Indiabulls housing loan customers can enjoy benefits like doorstep service, instant self-approval, quick processing, document checklist service and quick loan disbursal.

    Basically, Indiabulls offers home loans in two distinct formats. The same have been discussed in the following section

    Home Loans including Loans for NRIs:

    This is the standard loan, applicable for resident Indians who wish to purchase property in India. A comprehensive package that is intended for the smart borrower, the India bulls home loans offer a range of features and benefits that are customized for the Indian context, and in line with the express requirements of an Indian subscriber. If you are an NRI, and currently residing in the UK or Dubai, Indiabulls offers a powerful medium to purchase property in India, without having to compensate or overpay to balance out your NRI status.

    Indiabulls Home Loans against Property:

    Indiabulls offers loans against property. This scheme comes with multiple advantages to its borrowers. Funds can be generated by unlocking the property value along with the luxury of staying in the house, and can also satisfy the need for any immediate expenses. It can also be used for something like buying another house/property or business expansion.

    Features and Benefits of Indiabulls Home Loans:

    The following attention grabbing features and customer centric benefits make home loans from Indiabulls, an attractive proposition for any serious seeker of home loans in India,

    1. The maximum offered tenure for repayment of loan is 20 years.
    2. Instant loan application and approval on the corporate portal.
    3. The maximum loan on offer is 80% of the overall cost of the property. This rule applies for loan amounts
    4. exceeding Rs.20 lakhs. For loans up to Rs.20 lakhs, the maximum loan offer is 85%.
    5. Flexibility to apply for the loan either individually or jointly. Co-applicants need not be co-owners.
    6. Very attractive and competitive rate of interest.
    7. Hassle free application process with quick turnaround time.
    8. Customer centric approach, immensely flexible and robust support.
    9. Save tax per Section 24 and Section 80C of the Income Tax Act.

    Why apply for Indiabulls Home Loan on BankBazaar.com?

    1. Comparative Study: The website gives you the option of comparing Indiabulls Home Loans against the loans offered by other financial organizations/banks. You can also take help from the customer care team to assist you with all your queries.
    2. Credibility: You can get all the information related to Indiabulls Home Loans in detail. Be it the terms and conditions, interest rates or any other unique information. The best part being that all information is updated and readily available.
    3. Quick and convenient: Apply for Indiabulls home loan from the comfort of your office/home. Refer to BankBazaar.com to check out all the features, and make the application and documentation a very quick and smooth process. The loan disbursal will happen in quick time.
    4. Privacy: The personal information you provide, with regards to the loan application, will be shared only with Indiabulls. Apart from this, it will be treated with the utmost care and kept completely private.

    How to Apply for Indiabulls Home Loan through BankBazaar.com?

    Applying for an Indiabulls home loan from BankBazaar.com is immensely simple and highly interactive. The following steps are involved in this procedure,

    1. Logon to BankBazaar.com. On the homepage, seek the navigation panel that is located at the top. Herein, select the second menu item ‘LOANS’ and in there, the second option on the drop-down, ‘Home Loan’. Next, select ‘Indiabulls Home Loans’ from the adjoining slab.
    2. The resultant page details home loans from Indiabulls. You will find a number of strategically placed options here, including ‘Check if you are eligible’, ‘Check how much you can borrow’, etc. Select an option to launch the corresponding action.
    3. The ‘Apply Now’ button is displayed prominently while nearing the bottom end of this page. Clicking on this will start off the process. Your application will next be forwarded to Indiabulls for further processing.
    4. Track the status of your application through SMS and email alerts. BankBazaar’s expert customer support team will always be at hand to address all your queries and concerns.

    Indiabulls Home Loan Calculator:

    As with its offline namesake, a Home Loan Calculator (Home Loan EMI Calculator, is also a common name) allows a user the convenience of calculating his/her home loan Equated Monthly Installments (EMI), electronically and with a minimal input of time. A prime example of such a time-saving, interactive and friendly Home Loan EMI Calculator can be found on BankBazaar.com. This tool offers the following discerning advantages-

    1. Quick Turnaround- EMI calculations accomplished in mere seconds.
    2. Comprehensive Info- All facets of your home loan EMI, explained and attractively displayed.
    3. Experiment- Try different tenures and interest rates, find the best combination for you.
    4. 100% Free- This lightning fast tool is completely free to use.

    New Indiabulls Home Loan Interest Rates:

    India Bulls aims to provide the best cost effective housing loan in the market and hence offers attractive rate of interest on its housing loan. The bank offers a floating interest Rate starts at 8.40% to a maximum of 10.05% for its general customers. The bank offers a special rate of interest for its women customers at a floating rate of interest at 8.35% - 10%.

    Categories Home Loan Amount Variable Rate of Interest
    All Borrowers Upto 75 Lakhs 8.65% to 9.75%
    Above 75 Lakhs to 300 Lakhs 8.70% to 10.75%
    Above 300 Lakhs to 500 Lakhs 8.80% to 11.25%
    Above 500 Lakhs 10.00% to 11.75%

    Variable Interest Rate - Special Offer Valid Till 30 June 2017

    Categories Home Loan Amount Variable Rate of Interest
    All Borrowers Upto 30 Lakhs 8.35% to 9.75%
    Above 30 Lakhs to 75 Lakhs 8.50% to 9.75%
    Above 75 Lakhs to 300 Lakhs 8.70% to 10.75%
    Above 300 Lakhs 8.80% to 11.75%

    Home Loan Fixed Interest Rates

    Tenure Home Loan Amount ROI
    3 Years Upto 300 Lakhs 9.75% to 12.00%
    Above 300 Lakhs 10.50% to 12.25%


    Eligibility and Documentation for Indiabulls Home Loans:

    The applicant must satisfy the following conditions to be eligible for the loan,

    1. He/she must be a resident Indian. NRIs can only apply for the NRI Home Loans.
    2. The loan amount can only be used to purchase properties in India.
    3. The applicant must be older than 21 years and must not be over 65 years at loan maturity.
    4. He/she must have a steady source of income, as proved by accompanying documents.
    5. He/she must have a good credit history, with no obvious red flags.

    The following lists the documents to be submitted at the time of loan application,

    1. Duly filled and signed application form
    2. Processing Fee Cheque
    3. Identity proof with date of birth mentioned
    4. Proof of residence/address
    5. Income documents -
      1. For salaried individuals: Salary slips, Form 16 and bank statement
      2. For self-employed individuals: ITRs with financial statements, Bank statement
    6. Property Documents

    Indiabulls Home Loan FAQ

    1. What type of property can be purchased with the Indiabulls Home Loan?
      • Purchase of flats, apartments, independent house, bungalow etc.
      • Property that is part of an existing owner’s association or co-operative housing society.
      • Residential plots, constructing a new house, buying a plot and then building a house.
      • Extending your current home by adding rooms, floors, etc.
      • Renovation and/or repair of the current residential property.
    2. What are the applicable processing fees charged prior to loan disbursement?
      Loan Amount. Applicable Processing Fee.
      Upto Rs.28 lakhs Rs.7,500
      From Rs.28 lakhs to Rs.50 lakhs Maximum 0.50% of the loan amount
      Above Rs.50 lakhs Upto 0.50% to 1.00% of the loan amount

       

    3. Who must I choose as co-applicant(s) for the loan?
      • Any immediate family member (must be related by blood).
      • Spouse, Children

      Remember that the co-applicants need not necessarily be co-owners.

    4. What is the maximum available repayment tenure?

      The maximum repayment tenure is 30 years. However, the term is limited to the applicant attaining the age of 65 years or the accepted retirement age, whichever comes first.

    5. Name the various formats of home loans extended by Indiabulls?

      Home loans are offered when the applicant needs the same for the following conditions-

      • To purchase a brand new house
      • To buy a residential plot and then construct a house
      • When applicant transfers his/her balance from another lender to Indiabulls
      • Loans against existing property
      • Loans for builders against existing properties

    News About Indiabulls Bank Home Loan

    • Indiabulls Housing Finance reduces prices of home loans by 15 bps

      Indiabulls Housing Finance, a leading company in the housing finance industry, decreased the rates of housing loans by 15 base points (bps). Currently, the company has the lowest housing loan rates in the entire industry. From now on, female borrowers will have to pay a loan rate of 8.35% and others will have to pay 8.40%. The EMI for housing loans will now be just Rs.758 for 1 lakh for a loan period of up to 30 years.

      A few other housing loan companies also minimised their loan rates over the past few days. Some of the organisations include ICICI Bank and Housing Development and Finance Corp (HDFC).

      18th May 2017

    • Strong performance put up by Indiabulls Housing Finance

      IHFL or Indiabulls Housing Finance delivered operationally great performance. The organisation’s guidance has been consistent across all the financial parameters. The rising proportion and robust momentum on the e-home loans supported the earnings. Indiabulls Housing Finance made use of the DTA benefit for making prudent provisions. The NII growth was less than 20%. However, Indiabulls Housing Finance maintained 20% to 25% growth guidance across all the financial parameters. The products strategy was optimal with strict risk mitigants and will surely allow greater return ratios.

      The disbursements went up to more than 40% year on year led by home loan. AUM spurt was more than 30% year on year for commercial segments. All of this helped in sustaining the growth momentum. The repayment trend in HL was lower than 10% annually. Indiabulls Housing Finance has a new target for financial year 2020. They include doubling the balance sheet, growing core home loans, making profit of 55 billion INR and getting the cost to income ratio below 10%. The execution risk is minimal as the track record has been consistent for IHFL. Also, the strong balance sheet has given a boost o the sales force.

      10th May 2017

       
    • Indiabulls Housing Finance reports growth of 24% for Q4

      Indiabulls Housing Finance is the second largest private housing finance firm in India. Recently, Indiabulls Housing Finance reported a growth of 24% for Q4. The increasing demand for affordable housing has contributed to the growth of Indiabulls Housing Finance and other housing finance institutions in India. The ‘Housing for All’ initiative by Prime Minister Narendra Modi has brought together many builders, developers, and financing institutions from India to work together in order to make housing more affordable. Indiabulls Housing Finance is targeting a growth of 30% in Fiscal 2018.

      3rd May 2017

       
    • Indiabulls expands Smart City Home Loans

      IBHFL or the Indiabulls Housing Finance has launched the Smart City Home Loans option in tier-II and tier-III towns where the average size of ticket is Rs.15 lakh and can go up to Rs.40 lakh. IBHFL has Rs.28 lakh has its average size ticket but has now increased it to Rs.50 lakh, increasing the penetration of home loans. A cut of 5 basis points in the rate of home loans has also been announced with a prime home loan at 9.3%.

      A good growth in loan assets has helped IBHFL to put down a net profit of Rs.684 crore in the September quarter which is an increase of 23%.

      14th November 2016

       
    • Indiabulls CIO Claims States That Customer Will Now Receive Home Loan Approvals with Just One Click

      Indiabulls has launched their e-home loans services already, but what is supposed to stand out with their online service against other lenders, is the fact that it is completely online. This is unlike other companies who simply make certain payments possible online, or an online application form. But ultimately people have to run around to get their home loan sanctioned. Indiabulls offers the chance to do it online with a loan sanction being possible online. This is as per the interview with Indiabulls Group COI, Mr Ahmed.

      13th September 2016

       
    • Home Loan Digitisation by Indiabulls Housing

      In one a kind home loan initiative in the world, Indiabulls Housing Finance has completed end-to-end digitisation of home loan sanctions. This initiative will enable borrowers to get a digital signature on the loan proposal and electronically submit documents and get approval based on income proof, online.

      The MD of the company, Gagan Banga believes that this new technology will increase productivity by 50% without adding on any extra manpower. The digital mechanism that enables home loan sanctions without the need of anything in the form of paper, uses eKYC and Aadhaar’s eSignature. The eKYC facility can be operated from few Samsung phones having iris camera or a device carried by the field agent. Indiabulls Housing also uses a special software – Perfios that verifies income and expenses of the borrower through bank statements.

      4th August 2016

       
    • Rs.1,650 Crore to be Raised by Indiabulls Housing Finance through ECBs

      Indiabulls Housing Finance is planning to associate with investment bankers and raise around Rs.1650 crore or $250 million, in an attempt to increase credit in the affordable housing sector. The housing finance company, which is one of the countries largest is aiming to achieve this target via external commercial borrowings.

      Indiabulls provides home loans as well as loans against property and some other options. The company has recorded a net profit of Rs.675.50 crore in the first quarter of this financial year, which is a 25% year-on-year hike.

      21st June 2016

       
    • Indiabulls says no to penalty fees for Chennai home loan debtors

      Country’s second biggest private home loan provider, Indiabulls Housing Finance, has made a noble announcement. It is offering a respite to Chennai flood victims as the organization has decided to forgo the penalty fees for late payments in EMIs after November. Heavily impacted by the natural disaster that unsettled ordinary life damaging properties and left people homeless, it was not feasible for clients to pay the EMIs in time. This initiative is to help fellow humans who are going through tough times in Chennai. They have already set up client support groups and are figuring out ways and means to help the affected people. The firm has also let off the processing charges for all home renovation loans taken due to the disaster. The aforementioned perks will be valid only for home repair loan applications given in before 31 December 2015.

      5th December 2015

       
    • Indiabulls Housing Finance reaps on bargain pursuing

      Indiabulls Housing Finance is essentially a home loan provider, but they also have other products like business loans and personal loans. They witnessed a one percent boost to INR 608.80 at 11:55 IST on BSE, with the stock recovering from its latest slip caused by declaring purchase of over 40 percent stake in UK-based OakNorth Bank for USD 10 crore. In the meantime, the BSE Sensex was up 272.66 points, or 1.07 percent to INR 25753.71. On BSE, so far 4.04 lakhs stocks were merchandised in the counter, compared with a middling size of 1.84 lakh stocks in the previous quarter. The shares have seen a whopping INR 626.75 and a low figure of 603 until now. It also attained a record high of INR 820 in August. The performance of the shares had not been up to mark over the last one month till 18 November 2015, seeing a 17.59 percent dip associated with 6.36 percent slash in the Sensex.

      19th November 2015

       
    • Net Profit of Indiabulls Housing Finance Ltd. Rises by 20.6% to Rs.511 Crore

      With an astounding rise in demand for home loans from smaller towns and non-metro areas, Indiabulls Housing Finance Ltd. has earned a net profit of 20.6% to stand at Rs.511 Crore during the first quarter of the financial year. Loan Book and disbursements have grown by 25% during this period. Also, in order to improve underwriting of loans against property and to grade all its LAP portfolio, Indiabulls Housing Finance has partnered with CRISIL which is one of the leading credit rating agencies in India.

      28th july 2015

       
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  • IndiaBulls Home Loan Reviews

    • Indiabulls Home Loan
      "Very Good service"
      0.5 4.0/5 "Great!"
      Very recently I got Home loan from India bulls. The rate of interest is low with India bulls. I am happy about the loan amount. I got the home loan with the tenure of 20 years. They have offered me the loan with the floating interest rate. There is no fore closure charges applicable with India bulls.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 22, 2017
    • Indiabulls Home Loan
      "Need to be trained with the executives"
      0.5 2.0/5 "Expected more"
      India bulls executives have come and collected my documents in concern to my home loan application. The executives are not aware which document needs to be collected in concern to the home loan . It would be great if the executives can train their customers with the product knowledge . The interest rate is nominal with INDIA Bulls. They have approved and disbursed my home loan within 40 days of time.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 12, 2017
    • Indiabulls Home Loan
      "Good"
      0.5 4.5/5 "Excellent!"
      Rate of interest was around 8.5% with the Indiabulls limited and the customer service offered by them was really good. First disbursal happend within two weeks of time from the time when I had applied. Response was very good one with the Indiabulls limited.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Jun 08, 2017
    • Indiabulls Home Loan
      "Its Excellent"
      0.5 4.0/5 "Great!"
      Previously I had home loan from SBI and ICICI, later I had made a balance transfer to India bulls. They charged less processing fee but within 15 days of time my home loan got transferred. Initially SBI offered me 12.5% some time later they reversed to 10.25% but not offered the government interest rate of 9.8% hence I switch over to India bulls with the interest rate of 9.25%, I am fine with that.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Jun 05, 2017
    • Indiabulls Home Loan
      "Average "
      0.5 2.0/5 "Expected more"
      I am having the home loan with the Indiabulls and it come up with the top up as mortgage loan. They have sanctioned only around 21 lakh Rupees while they have committed around 30 lakh Rupees. Finally, they have stated that their rate of interest is around 8.5% for the balance transfer. They have made me to roam here and there to get the loan. Response is also good one while it comes to prior documentation submission then it will be inverse approach. Insurance is also something extra deviated one.
      Was this review helpful? 2
      , hosur
      Reviewed on Jun 01, 2017
    • Indiabulls Home Loan
      "Its Better"
      0.5 4.5/5 "Excellent!"
      India Bulls home loan processing is very good, customer service is excellent but they should improve their responsiveness. They are taking too much time, at present I kept my loan process is on hold due to location migration issue. India Bulls is good, they were ready to sanction 95% of loan based on the property value.
      Was this review helpful? 0
      , thane
      Reviewed on May 31, 2017
    • Indiabulls Home Loan
      "Customer Centric services"
      0.5 5.0/5 "Blown Away!"
      IndiaBulls has been excellent in the home loan process. They offered me a loan of 23 lakhs and with the normal documentation. The process was on time and the disbursement on the date I needed. The customer services and response has been up to the mark.
      Was this review helpful? 1
      , bangalore
      Reviewed on May 29, 2017
    • Indiabulls Home Loan
      "Not Recommendable"
      0.5 0.5/5 "Unacceptable"
      I got a call via some reference from IHFL for a home Loan already was looking for a one and hence applied the same on November 2016. Received my sanction letter very quickly in a week But once I finalized the property and the loan process started it has been very slow response and pathetic service Visited the Borivali Mumbai branch a number of times neither the Sales Executive nor the Manager was helpful Had to really Escalate this to the Branch Manager to get the work moving I chased them repeatedly explaining them issue I have and the mater of urgency but unfortunately no help Also they didn't tell me all the required documents , process and the time it will take in the beginning and just kept on dragging the things until May 2017 it is still in pending state
      Was this review helpful? 4
      , mumbai
      Reviewed on May 17, 2017
    • Indiabulls Home Loan
      "Avoid indiabulls home loan"
      0.5 0.5/5 "Unacceptable"
      I had applied for a home loan with indiabulls and same was sanctioned and interest committed was as per market. However when i visited branch for sanction letter, i was told that what was committed was by mistake and much higher was put on the sanction letter. I had to go for it because i have my possession offered in a week. I was then told that fees would be 1% which was double than what is mentioned on website. I had to agree for that too. Then i was told that i would have to pay for loan insurance too, otherwise fees would be 2%. All in all, poor on meeting commitment, no transparency, pathetic business ethics. Really disappointed customer. Please go with a customer oriented and ethnically strong organization.
      Was this review helpful? 2
      , new delhi
      Reviewed on Apr 26, 2017
    • Indiabulls Home Loan
      "They should practice the competitive business"
      0.5 2.0/5 "Expected more"
      India bulls service is really good, initially they quoted a minimum interest rate and they have increased it, I was taken the home loan of Rs. 20 lakhs with an interest rate of 10.3% it was high. So I visited their branch and filled the form to reduce the interest rate but they didn't consider it. Customer support is very lethargic.
      Was this review helpful? 1
      , mumbai
      Reviewed on Apr 21, 2017
    • Indiabulls Home Loan
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      It was a good experience with India Bulls. I have taken my home loan from them. The services was good. The response is good too I have taken total loan amount is 19.8 laks there was no processing fee from them its actually a balance transfer there was no processing fee and the EMI is around 20 years.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Apr 17, 2017
    • Indiabulls Home Loan
      "Better Service"
      0.5 4.0/5 "Great!"
      My home loan process was nice and smooth with Indiabulls. But I am not 100% satisfied with their interest rate and processing fee. In the beginning they said 8.5% through online source but later on they increased it as 8.75%. Also they said there is no processing fee but some how they made me to pay some amount.
      Was this review helpful? 2
      , ghaziabad
      Reviewed on Apr 13, 2017
    • Indiabulls Home Loan
      "Good services"
      0.5 4.0/5 "Great!"
      The services at India Bulls was good, it was a neat process where my papers was collected at the time they promised and the process was also timely done. The rate of interest was around 9% and the processing charges was normal. The experience for the home loan was good.
      Was this review helpful? 1
      , new delhi
      Reviewed on Apr 13, 2017
    • Indiabulls Home Loan
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      Interest rate and the services were good with the Indiabulls and that made me to dealt with them for my home loan. Processing charges were around 9000 Rupees and the response was a perfect one and they had worked in a very good manner, also I mean to say that they are doing really good.
      Was this review helpful? 1
      , new delhi
      Reviewed on Apr 11, 2017
    • Indiabulls Home Loan
      "Good service"
      0.5 3.0/5 "Satisfactory"
      The response and the follow up provided by India bulls for the housing loan was really good. INDIA Bulls had taken around one month of time to process the loan. The rate of interest charged by them was very low, on the contrary fees and charges levied by them was really high for instance administration charges etc. Further, I did not get any kind of discount on that product.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 11, 2017
    • Indiabulls Home Loan
      "Good"
      0.5 3.0/5 "Satisfactory"
      The process followed by INDIA bulls for the housing loan process is really good . They had provided the complete loan amount the interest rate applied was around 10.15% the loan amount was for 19.19 laks with floating rate of interest, processing charges was around 2700 it is for 25 years.
      Was this review helpful? 0
      , mumbai
      Reviewed on Mar 28, 2017
    • Indiabulls Home Loan
      "Worst customer service and fraud company"
      0.5 0.5/5 "Unacceptable"
      Its with deep anger that I write this review against INDIABULLS. This company is a sheer cheater and fraud company. I had a housing loan in this company since feb 2015 @11.5% interest rate. The interest rate was revised at 10.5% on Sep, 2015 by a sales representative named ARVIND CHANDELL of Indiabulls. I have an evidence of their mail copy and the revised letter as well. During March, 2017 when I asked for a foreclosure they sent me the foreclosure at 11.5% and when I claimed for 10.5% they started blaming each other internally. Such frauds can force a common man to pay a lot of amount from his pocket. I take charge of whatever i have mentioned above and claim that INDIABULLS HOUSING FINANCE LTD. is a FRAUD COMPANY. I advice everyone wanting a home loan to never sanction it from INDIABULLS.
      Was this review helpful? 6
      , ahmedabad
      Reviewed on Mar 27, 2017
    • Indiabulls Home Loan
      "Good"
      0.5 5.0/5 "Blown Away!"
      Good to choose India bulls for home loan purpose. Basically it is easy to reach the customers on time. The interest rates were nominal to choose and also affordable. Responsiveness was pretty good. I would say it helped me personally.
      Was this review helpful? 4
      , bangalore
      Reviewed on Mar 10, 2017
    • Indiabulls Home Loan
      "Be more flexible in tenure"
      0.5 3.0/5 "Satisfactory"
      I did not move ahead with India Bulls for the home loan is because they did not have a fixed rate of interest for the whole of my tenure. They offered me a interest rate of 8.75% fixed only for the first three years. Not sure on the processing charges.
      Was this review helpful? 3
      , chennai
      Reviewed on Mar 06, 2017
    • Indiabulls Home Loan
      "Its Average"
      0.5 2.0/5 "Expected more"
      I applied for balance transfer in India Bulls before three months back at the time they have committed the interest rate of 9.75% and I didn't receive the timely response from them. But at the same time, SBI gave response on time and they offered me the attractive interest rate of 8.55%, so I done my balance transfer of home loan with SBI.
      Was this review helpful? 1
      , greater noida
      Reviewed on Mar 06, 2017
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